■ CITY OF FERNDALE
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
THORNTON STREET SANITARY SEWER EXTENSION
Plans, Specifications and Engineering Services
The City of Ferndale is seeking qualification statements from Professional Engineering firms with experience providing Plans, Specifications and Engineering Services for the Thornton Road Sanitary Sewer Extension project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org.
Submittals are due by 5:00 pm, Wednesday, September 30, 2015. Questions regarding this RFQ should be directed to Katy Radder, Project Manager.
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record
September 16 and 23, 2015.
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a public hearing to consider the proposed zoning text amendment/rezone described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The City Council meeting will be held beginning at 6:00 p.m. on Monday, October 5, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale.
Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE:
September 23, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION:
1. The City of Ferndale proposes amendments to Chapter 18.76 of the Ferndale Municipal Code (Parking Spaces, Parking Layout and Loading Requirements). The proposed amendments include modifications necessary to remove barriers to “Low Impact” stormwater development methods, establishing parking lot dimensional requirements, and various updates necessary to reflect current standards.
2. The City of Ferndale proposes amendments to Chapter 17.12 of the Ferndale Municipal Code (Short Subdivisions and Short Plats). The proposed amendments establish a five-year vesting limitation for short plats, similar to the five-year vesting limitation for long plats.
REQUESTED ACTION(S):
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: September 23 – October 16, 2015
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
September 23, 2015.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of September 21, 2015
Ordinance #1913
An ordinance amending the 2015 budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, City Clerk
Published by Ferndale Record
September 23, 2015.
■ PUBLIC NOTICE
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold a public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearing Examiner meeting will be held beginning at 7:00 p.m. on Thursday, October 8, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF PUBLIC HEARING:
October 8, 2015
APPLICANT: Malloy Village, LLC
PROJECT LOCATION: The project site is located approximately a ¼ mile east of Malloy Avenue, directly south of and accessed from Calico Loop within the 6200 block of Ferndale, WA.
PROJECT DESCRIPTION: The original Malloy Village PUD was approved by the Ferndale City Council on December 13, 2004, and final plat approval was issued for Phases Two and Phase Three of the project on April 13, 2006.
The original Malloy Village PUD Approval expired in December 2014. A new Planned Unit Development Application has been submitted to complete the project. The current proposal is to subdivide a portion of original Malloy Village PUD site into 109 single family lots and construct the associated infrastructure (roads, water, sewer and storm) to service the development with provisions for open space, landscaping, lighting, park areas, trails and protected wetland conservation areas and wetland buffers.
The 109 proposed lots consist of 45 new single family lots and 64 new zero lot line units (attached single family dwellings).
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale Hearing Examiner of a preliminary plat application.
PUBLIC COMMENT PERIOD: September 23 – October 8, 2015
CONTACT: Haylie Miller
P.O. Box 936, Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record
September 23, 2015.
LEGAL
STATEMENT OF OWNERSHIP
MANAGEMENT AND CIRCULATION
(Act of Oct. 23, 1969 Section 4369, Title 39, United Stated Code).
1. Publication Title:
Ferndale Record
2. Publication Number: 189-940
3. Filing Date: September 23, 2015
4. Issue Frequency: Weekly
5. Number of Issues Published
Annually: 52
6. Annual Subscription Price:
$33.00
Contact Person: Michael D. Lewis
Telephone Number: 360-354-4444
7. Complete mailing address of known office of publication: PO Box 153, Lynden, Whatcom County, Washington 98248.
8. Complete mailing address of headquarters or general business office of the publisher: PO Box 153, Lynden, Washington 98248.
9. Full names and complete mailing address of publisher, editor and managing editor:
Publisher, Michael D. Lewis, 932 E. Front Street, Lynden, WA 98264.
10. Owner: Lewis Publishing Company Inc., Michael D. Lewis, PO Box 153, Lynden, WA 98264, 932 E. Front Street, Lynden, WA 98264.
11. Known bondholders, mortgagees, and other security holders, owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: none.
12. Tax Status. The purpose, function, and nonprofit status of this organization and the exempt status for federal income tax purposes: has not changed during preceding 12 months.
13. Publication Title: Ferndale Record
14. Issue date for circulation data: September 16, 2015
15. Extent and Nature of Circulation Average No. Copies Each Issue During Preceding 12 months.
A. Total number of copies (Net press run) 1395
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 15.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 135.
(3) Paid Distribution Outside the Mails including sales through dealers and carriers, street vendors, counter sales, and other paid distribution outside USPS: 885.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 1035
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 0.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 0.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 50.
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 50
F. Total Distribution (Sum of 15c and 15e): 1250
G. Copies not Distributed (See Instructions to Publishers #4 (page #3)): 310
H. Total (Sum of 15f and g): 1395
I. Percent Paid (15c divided by 15f times 100): 95%
No. Copies of Single Issue Published Nearest to Filing Date: 1350
A. Total number of copies (Net press run) 1350
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 11.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 127.
(3) Paid Distribution Outside the Mails including sales through dealers and carriers, street vendors, counter sales, and other paid distribution outside USPS: 879.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 1017
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 0.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 0.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 44
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 44.
F. Total Distribution (Sum of 15c and 15e): 1061
G. Copies not Distributed (See Instructions to Publishers #4 (page #3)): 289
H. Total (Sum of 15f and g): 1350
I. Percent Paid (15c divided by 15f times 100): 96%
I certify that the above statements made by me are correct.
Michael D. Lewis, Publisher
Published September 23, 2015.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KING
In re the Estate of:
MARIA A. FIALA,
Deceased.
NO. 15-4-04829-2 SEA
PROBATE NOTICE TO CREDITORS
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) 30 days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c) or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of First Publication:
Personal Representative: MARIE L. FIALA
Attorney for the Personal Representative: Carolann O’Brien Storli
Address for Mailing or Service: STORLI LAW, PLLC
1420 Fifth Avenue, Suite 3000
Seattle, WA 98101-2393
(206) 892-2139
Published by Ferndale Record
September 16, 23, and 30, 2015.
LEGAL
SUPERIOR COURT OF WASHINGTON FOR
WHATCOM COUNTY
Estate of
John W Flannery,
Deceased.
NO. 15-4-00277-9
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.
Personal Representative
Michael J Lulu
5550 Pine Sisken Rd
Blaine, WA 98230
360-510-8988
Published by Ferndale Record
September 16, 23 and 30, 2015.
■ TRUSTEE’S SALE
LEGAL
Trustee Sale # 14-53041 Loan # 7600029882 Title # 02-14038740 APN: #: 400107-521223-0000 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwjustice.org/what-clear
I.
NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Suite 1110, Seattle, WA 98121, Trustee will on 10/2/2015 at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 113, “PLYMOUTH CITY, WHATCOM COUNTY, WASHINGTON,” AS PER THE MAP THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 56, IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE. TOGETHER WITH THE NORTH ONE HALF OF VACATED ALLEY ABUTTING SAID LOT 113, AS WOULD ATTACH BY OPERATION OF LAW, PURSUANT TO WHATCOM COUNTY COMMISSIONER’S PROCEEDINGS IN VOLUME 31, PAGE 601 ON JANUARY 28,1936. SITUATE IN WHATCOM COUNTY, WASHINGTON. TO INCLUDE THE 1993 FLEETWOOD, MODEL #4663A BARRINGTON, SERIAL #WAFLP31A11237-BA, HUD TAGS WAS156935 & WAS056936, WHICH ARE ATTACHED AND MADE PART OF THE REAL PROPERTY AND BY WHICH BY INTENTION OF THE PARTIES SHALL CONSTITUTE A PART OF THE REALTY AND SHALL PASS WITH IT. Commonly known as: 4551 SHIPYARD RD BLAINE, WA 98230 APN: 400107-521223-0000 which is subject to that certain Deed of Trust dated 10/15/2007, recorded 10/22/2007, under Auditor’s File No. 2071002948, in Book –, Page — records of Whatcom County, Washington, from ELISA BECERRA, AND EDUARDO BECERRA, WIFE AND HUSBAND, as Grantor(s), to LS TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., as Beneficiary, the beneficial interest of which was assigned to Rushmore Loan Management Services, LLC, records of Whatcom County, Washington.
II.
No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 11/1/2010 THRU 6/8/2015 NO.PMT 56 AMOUNT $1,822.92 TOTAL $102,083.52 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee $96.64 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $75.00 Record Subsitution of Trustee $15.00 T.S.G Fee $450.00 Trustee’s Fees $1,125.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $1,238.94 Late Charge Forecasted $72.92 Corporate Advance $3,101.00 PROMISSORY NOTE INFORMATION Note Dated: 10/15/2007 Note Amount: $201,883.00 Interest Paid To: 10/1/2010 Next Due Date: 11/1/2010 TOTAL DUE AS OF 5/16/2015 $110,408.02
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $186,015.77, together with interest as provided in the Note from 11/1/2010, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 10/2/2015. The default(s) referred to in Paragraph III must be cured by 9/21/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 9/21/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/21/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor’s successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor’s successor in interest at the following address(es): NAME ELISA BECERRA ADDRESS 4551 SHIPYARD RD. BLAINE, WA 98230-9508 EDUARDO BECERRA 4551 SHIPYARD RD. BLAINE, WA 98230-9508 ELISA BECERRA 4551 SHIPYARD RD BLAINE, WA 98230 EDUARDO BECERRA 4551 SHIPYARD RD BLAINE, WA 98230 Occupants/Tenants 4551 SHIPYARD RD BLAINE, WA 98230 EDUARDO BECERRA 388 E WISER LAKE RD LYNDEN WA 98264 ELISA BECERRA 388 E WISER LAKE RD LYNDEN WA 98264 by both first class and certified mail on 1/29/2015 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally servied, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
Notice to Occupants or Tenants – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated: 5/18/2015 Old Republic National Title Insurance Company, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information you may contact Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1201 Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. P1142963 9/2, 09/23/2015
Published by Ferndale Record
September 2 and 23, 2015.
LEGAL
File No.: 7236.26374 Grantors: Northwest Trustee Services, Inc. Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 Grantee: Betty F. Adam-Diaz, individually Ref to DOT Auditor File No.: 2051104275 Tax Parcel ID No.: 3704281574470000 Abbreviated Legal: LOT 1, CAN ISLE S/P, VOL 3, P 84., WHATCOM CO, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Parcel A Lot 1, as delineated on “Can Isle Short Plat”, according to the Plat thereof, recorded in Volume 3 of Short Plats, Page(s) 84, under Auditor’s File No. 1299884, except Iowa Heights Road and except portion deeded to Whatcom County for road under Auditor’s File No. 1304930, Records of Whatcom County, Washington. Parcel B An easement for ingress, egress and utilities as delineated on “Can Isle Short Plat”, according to the Plat thereof, recorded in Volume 3 of Short Plats, Page(s) 84, under Auditor’s File No. 1299884, Records of Whatcom County, Washington. Parcel B-1 An easement for mutual driveway use as granted under Auditor’s File No. 2031004251. Commonly known as: 840 Iowa Heights Road Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 11/18/05, recorded on 11/23/05, under Auditor’s File No. 2051104275, records of Whatcom County, Washington, from Betty F. Adam-Diaz, who acquired title as an unmarried woman, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Long Beach Mortgage Company, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, NA, successor in interest by purchase from the FDIC as receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA, S/B/M to Washington Mutual Home Loans, Inc. S/B/M to Long Beach Mortgage Co. to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-1, its successors or assigns, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111202150. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/15/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $23,360.18 Late Charges $331.14 Lender’s Fees & Costs $493.77 Total Arrearage $24,185.09 Trustee’s Expenses (Itemization) Trustee’s Fee $1,200.00 Title Report $1,111.04 Statutory Mailings $33.66 Recording Costs $15.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,439.70 Total Amount Due: $26,624.79 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $335,150.37, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Betty F. Adam-Diaz 840 Iowa Heights Road Sedro Woolley, WA 98284 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz 840 Iowa Heights Road Sedro Woolley, WA 98284 Betty F. Adam-Diaz 843 Orkney Drive Patterson, CA 95363 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz 843 Orkney Drive Patterson, CA 95363 Betty F. Adam-Diaz c/o Ernest A. Bentley 805 Dupont #1 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz c/o Ernest A. Bentley, 805 Dupont #1 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 05/12/15, proof of which is in the possession of the Trustee; and on 05/12/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Adam-Diaz, Betty F. TS# 7236.26374) 1002.280408-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-664403-SW APN No.: 400336 391340 0000 Title Order No.: 150076716-WA-MSI Deed of Trust Grantor(s): DEAN J LAUTENBACH, JENNIFER K. LAUTENBACH Deed of Trust Grantee(s): WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION Deed of Trust Instrument/Reference No.: 2070603577
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/23/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: REAL PROPERTY IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON, DESCRIBED AS FOLLOWS: THE NORTH 91 FEET OF THE EAST 176 FEET OF THAT PORTION OF GOVERNMENT LOT 4, SECTION 38, TOWNSHIP 40 NORTH, RANGE 3 EAST OF W.M., DESCRIBED AS FOLLOWS; COMMENCING AT A POINT 20 FEET WEST OF THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 36; THENCE NORTH 0°30’ EAST, 600 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 86°02’ WEST TO THE WEST LINE OF GOVERNMENT LOT 4; THENCE NORTH ALONG SAID WEST LINE TO THE SOUTH LINE OF THE NORTH 15.625 ACRES OF THE SOUTH 40 ACRES OF SAID GOVERNMENT LOT 4; THENCE EAST ALONG THE SOUTH LINE OF THE NORTH 15.625 ACRES OF THE SOUTH 40 ACRES OF GOVERNMENT LOT 4, TO THE WEST LINE OF MEAD AVENUE; THENCE SOUTH ALONG THE WEST LINE OF MEAD AVENUE TO THE TRUE POINT OF BEGINNING. LESS ROAD. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON More commonly known as: 208 MEAD AVE, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 6/18/2007, recorded 6/21/2007, under 2070603577 records of WHATCOM County, Washington , from DEAN J. LAUTENBACH, MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY AND JENNIFER K. LAUTENBACH, HIS WIFE , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Financial Washington 1, Inc. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $16,065.55
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $162,788.76 , together with interest as provided in the Note from 8/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/23/2015 . The defaults referred to in Paragraph III must be cured by 10/12/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/12/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DEAN J. LAUTENBACH, MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY AND JENNIFER K. LAUTENBACH, HIS WIFE ADDRESS 208 MEAD AVE, EVERSON, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/12/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/22/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-664403-SW IDSPub #0085529 9/23/2015 10/14/2015
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7777.19498 Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, as Trustee for Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates. Series 2006-IM1 Grantee: Kathleen M. Maricle, as her separate estate Ref to DOT Auditor File No.: 2051204861 Tax Parcel ID No.: 79661/380332-257254-0000 Abbreviated Legal: Lt 1, Blk 1, Broadview Estates, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 1, Block 1, “Plat of Broadview Estates, Division No. 1” as per the Map thereof, recorded in Volume 9 of Plats, Page 59, in the Auditor’s Office of Whatcom County, Washington. Situate in County of Whatcom, State of Washington. Commonly known as: 927 Racine Street Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 12/19/05, recorded on 12/28/05, under Auditor’s File No. 2051204861, records of Whatcom County, Washington, from Kathleen M. Maricle, a married woman, as her separate estate, as Grantor, to Stewart Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Impac Funding Corporation dba Impac Lending Group, a California corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Impac Funding Corporation, doing business as Impac Lending Group to U.S. Bank National Association, as Trustee for the holders of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates. Series 2006-IM1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121003477. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/17/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $44,745.89 Late Charges $340.00 Lender’s Fees & Costs $3,532.60 Total Arrearage $48,618.49 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Recording Costs $16.00 Total Costs $1,066.00 Total Amount Due: $49,684.49 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $233,140.00, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Kathleen M. Maricle 927 Racine Street Bellingham, WA 98229 Kathleen M. Maricle 1225 East Sunset Drive #578 Bellingham, WA 98226 Kathleen M. Maricle PO Box 986 Mukilteo, WA 98275 Kathleen M. Maricle PMB 578 1225 E Sunset Dr #145 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle 927 Racine Street Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle 1225 East Sunset Drive #578 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle PO Box 986 Mukilteo, WA 98275 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle PMB 578 1225 E Sunset Dr #145 Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 10/31/13, proof of which is in the possession of the Trustee; and on 10/31/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (MARICLE, KATHLEEN M. TS# 7777.19498) 1002.259378-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7431.20555 Grantors: Northwest Trustee Services, Inc. American Financial Resources, Inc. Grantee: Laura Reese, a single person Ref to DOT Auditor File No.: 2111102199 Tax Parcel ID No.: 4005152122610000 Abbreviated Legal: LOT(S): 107 & 108 BLOCK: 12 PARADISE LAKES COUNTRY CLUB, DIV.8 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lots 107 and 108, Block 12, Paradise Lakes Country Club, Division No. 8, according to the plat thereof, recorded in Volume 12 of Plats, Pages 34 through 36, records of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 6226 Bellwood Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 11/14/11, recorded on 11/18/11, under Auditor’s File No. 2111102199, records of Whatcom County, Washington, from Laura Reese, an unmarried individual, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Savings Bank, a Washington Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Savings Bank, a Washington Corporation, its successors and assigns to American Financial Resources, Inc, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150400907. The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/15/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $3,789.73 Late Charges $85.14 Lender’s Fees & Costs $0.00 Total Arrearage $3,874.87 Trustee’s Expenses (Itemization) Trustee’s Fee $450.00 Title Report $0.00 Statutory Mailings $22.44 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $552.44 Total Amount Due: $4,427.31
IV.
The sum owing on the Obligation is: Principal Balance of $60,668.65, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Laura Reese 6226 Bellwood Drive Maple Falls, WA 98266 Laura Reese 2100 Electric Avenue Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Laura Reese 6226 Bellwood Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Laura Reese 2100 Electric Avenue Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 05/12/15, proof of which is in the possession of the Trustee; and on 05/13/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (Reese, Laura TS# 7431.20555) 1002.280396-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7949.20130 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Scott Sorenson and Genora Sorinsin, who also appears of record as Genroa Sori Nsin, husband and wife Ref to DOT Auditor File No.: 2070404137 Tax Parcel ID No.: 99168 and 390230-384510-0000 Abbreviated Legal: LOT 3, BLK 3, FLAIR, DIV 1, VOL 10, PG 120, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 3, Block 3, “Flair, Division No. 1,” an addition to the City of Ferndale, as per the map thereof, Recorded in Volume 10 of Plats, Page 120, in the Auditor’s office of said county and state. Situate in Whatcom County, Washington. Commonly known as: 5536 Poplar Place Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/20/07, recorded on 04/25/07, under Auditor’s File No. 2070404137, records of Whatcom County, Washington, from Scott Sorensen and Genora Sorinsin, Husband and Wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/18/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $9,392.00 Lender’s Fees & Costs $236.22 Total Arrearage $9,628.22 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Total Costs $1,016.44 Total Amount Due: $10,644.66
IV.
The sum owing on the Obligation is: Principal Balance of $184,509.90, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Scott Sorensen aka Scott Sterling Sorensen 5536 Poplar Place Ferndale, WA 98248 Genora Sorinsin aka Genora P Sorinsin aka Genora Sori Nsin 5536 Poplar Place Ferndale, WA 98248 Scott Sorensen aka Scott Sterling Sorensen 5536 Poplar Drive Ferndale, WA 98248 Genora Sorinsin aka Genora P Sorinsin aka Genora Sori Nsin 5536 Poplar Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 04/02/15, proof of which is in the possession of the Trustee; and on 04/02/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (Sorensen, Scott and Sorinsin, Genora P TS# 7949.20130) 1002.279376-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
