NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-17-764072-BB APN No.: 4104352121980000 Title Order No.: 8694193 Deed of Trust Grantor(s): BERNHARD J BOSSCHER, MARRIETTA BOSSCHER Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR SHORE FINANCIAL SERVICES, INC DBA UNITED WHOLESALE MORTGAGE, ITS SUCCESSORS AND ASSIGNS Deed of Trust Instrument/Reference No.: 2 111000536
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/15/2017 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 31, GARFIELD MEADOWS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 18 OF PLATS, PAGES 73 AND 74, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 430 WILSON LANE, SUMAS, WA 98295 which is subject to that certain Deed of Trust dated 10/6/2011, recorded 10/6/2011, under Instrument No. 2111000536 records of WHATCOM County, Washington , from BERNHARD J BOSSCHER, AND MARIETTA BOSSCHER, HUSBAND AND WIFE , as grantor(s), to BISHOP, WHITE AND MARSHALL, P.S. , as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR SHORE FINANCIAL SERVICES, INC DBA UNITED WHOLESALE MORTGAGE, ITS SUCCESSORS AND ASSIGNS , as original beneficiary, the beneficial interest in which was subsequently assigned to CitiMortgage, Inc. , the Beneficiary, under an assignment recorded under Auditors File Number 2016040 2 802
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $14,431.05 .
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $189,168.21 , together with interest as provided in the Note from 9/1/2016 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/15/2017 . The defaults referred to in Paragraph III must be cured by 9/4/2017 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/4/2017 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/4/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 3/31/2017 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 5/1/2017 Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 or Logi n to: http://wa.qualityloan.com Trustee Sale Number: WA-17-764072-BB State of: County of: On before me, ies ), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of WITNESS my hand and official seal. ( Seal) Signature IDSPub #0126057 8/16/2017 9/6/2017
Published by Ferndale Record
August 16 and September 6, 2017.
File No.: Trustee: 7367.22639 NorthTS No WA08000073-17-1
APN 410435 343027 0000 TO
No 170061192
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I. NOTICE IS HEREBY GIVEN that on September 15, 2017, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: A TRACT OF LAND IN SECTION 35, TOWNSHIP 41 NORTH, RANGE 4 EAST OF W.M. MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF ROCK ROAD 1,807 FEET WEST OF THE SOUTHEAST CORNER OF THE SOUTHEAST QUARTER; THENCE NORTH PARALLEL TO THE EAST LINE OF SAID SECTION 470 FEET; THENCE WEST PARALLEL TO THE NORTH LINE OF ROCK ROAD 463 FEET; THENCE SOUTH PARALLEL TO THE EAST LINE OF SAID SECTION 470 FEET;THENCE EAST ALONG THE NORTH LINE OF ROCK ROAD TO THE POINT OFBEGINNING; LESS ROADS. SITUATE IN THE COUNTY OF WHATCOM, STATE OFWASHINGTON. APN: 410435 343027 0000 More commonly known as 4384 ROCK ROAD, SUMAS, WA 98295 which is subject to that certain Deed of Trust dated as of April 30, 2004, executed by NICK SNYDERS, AN UNMARRIED PERSON, NICK SNYDERS as Trustor(s), to secure obligations in favor of BANK OF AMERICA, N.A. as original Beneficiary recorded May 18, 2004 as Instrument No. 2040503440 of official records in the Office of the Recorder of Whatcom County, Washington.
II. No action commenced by BANK OF AMERICA, N.A., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: BANK OF AMERICA, N.A. Contact Phone No: 800-669-6650 Address: 7105 Corporate Drive, Building C, Plano, TX 75024 III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT
PAYMENT INFORMATION
From March 25, 2011 To May 8, 2017
Number of Payments 2 $514.39 7 $501.42
4 $495.79
1 $490.16
13 $162.45
7 $157.21
1 $473.68
1 $447.48
1 $41.92
2 $157.20
3 $145.72
2 $162.44
4 $162.01
2 $156.77
3 $162.00
2 $156.78
1 $151.55
11 $489.40
6 $484.16
1 $484.15
1 $496.25
Total $23,448.33
LATE CHARGE INFORMATION March 25, 2011 May 8, 2017 $50.00
PROMISSORY NOTE INFORMATION
Note Dated: April 30, 2004
Note Amount: $60,000.00
Interest Paid To: February 25, 2011 Next Due Date: March 25, 2011
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $58,852.01, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 15, 2017. The defaults referred to in Paragraph III must be cured by September 4, 2017, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 4, 2017 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 4, 2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI. A written Notice of Default was transmitted by the current Beneficiary, BANK OF AMERICA, N.A. or Trustee to the Borrower and Grantor at the following address(es):
NICK SNYDERS
5105 ISSAQUAH PINE LAKE RD APT #301,
ISSAQUAH, WA 98029
NICK SNYDERS 4
384 ROCK ROAD,
SUMAS, WA 98295-9502
NICK SNYDERS
P.O. BOX 475,
SUMAS, WA 98295
NICK SNYDERS
4384 ROCK ROAD,
SUMAS, WA 98295-9502
NICOLAAS J.P. SNYDERS
4384 ROCK RD,
SUMAS, WA 98295-9502
NICOLAAS J.P. SNYDERS
5105 ISSAQUAH PINE LAKE RD APT #301,
ISSAQUAH, WA 98029
NICOLAAS J.P. SNYDERS
P.O. BOX 475,
SUMAS, WA 98295
NICOLAAS J.A. SNYDERS
5105 ISSAQUAH PINE LAKE RD APT #301,
ISSAQUAH, WA 98029
NICOLAAS J.A. SNYDERS
4384 ROCK RD,
SUMAS, WA 98295-9502
NICOLAAS J.A. SNYDERS
P.O. BOX 475,
SUMAS, WA 98295
UNKNOWN SPOUSE OF NICK SNYDERS
4384 ROCK ROAD,
SUMAS, WA 98295-9502
UNKNOWN SPOUSE OF NICK SNYDERS
5105 ISSAQUAH PINE LAKE RD APT #301,
ISSAQUAH, WA 98029
UNKNOWN SPOUSE OF NICK SNYDERS
P.O. BOX 475,
SUMAS, WA 98295
by both first class and certified mail on March 21, 2017, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 21, 2017 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (877) 894-4663 or (800) 606-4819
Website: www.wshfc.org
The United States Department of Housing and Urban Development: Telephone: (800) 569-4287
Website: www.hud.gov
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819
Website: www.homeownership.wa.gov
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: May 8, 2017
MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By:
Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps
500 Union Street, Suite 620
Seattle, WA 98101
Toll Free Number: (844) 367-8456 TDD: (800) 833-6388
For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps
SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com
FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766
ISL Number 31423,
Pub Dates: 08/16/2017, 09/06/2017, FERNDALE RECORD
Published by Ferndale Record
August 16 and September 6, 2017.
TS No WA05000182-16-2
APN 4002212420170000
TO No 97108247
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I. NOTICE IS HEREBY GIVEN that on September 15, 2017, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THAT PORTION OF THE EAST HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 21, TOWNSHIP 40 NORTH, RANGE 2 EAST OF W. M., MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHEAST CORNER OF SAID SOUTHWEST QUARTER; THENCE WEST ALONG THE SOUTH LINE OF SAID SOUTHWEST QUARTER, 190 FEET; THENCE NORTH AT RIGHT ANGLES, 30.00 FEET TO THE NORTHERLY RIGHT OF WAY MARGIN OF THE BIRCH BAY-LYNDEN ROAD AND POINT OF BEGINNING; THENCE CONTINUING NORTH AND PERPENDICULAR TO SAID SOUTH LINE, 270 FEET; THENCE WEST PARALLEL TD SAID SOUTH LINE OF THE SOUTHWEST QUARTER, 165 FEET; THENCE SOUTH AND PERPENDICULAR TO SAID SOUTH LINE, 270 FEET TO INTERSECT THE NORTHERLY MARGIN OF THE BIRCH BAY-LYNDEN ROAD, THENCE EAST ALONG SAID MARGIN, 165 FEET TO THE POINT OF BEGINNING. SITUATE IN WHATCOM COUNTY, WASHINGTON APN: 4002212420170000 More commonly known as 1520 BIRCH BAY LYNDEN ROAD, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated as of July 22, 2008, executed by HENRY WEEDA, AN UNMARRIED MAN as Trustor(s), to secure obligations in favor of URBAN FINANCIAL GROUP as original Beneficiary recorded August 4, 2008 as Instrument No. 2080800218 and the beneficial interest was assigned to Reverse Mortgage Solutions, Inc. and recorded November 25, 2013 as Instrument Number 2131102213 of official records in the Office of the Recorder of Whatcom County, Washington.
II. No action commenced by Reverse Mortgage Solutions, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Reverse Mortgage Solutions, Inc. Contact Phone No: 866-799-7724 Address: 14405 Walters Road, Suite 200, Houston, TX 77014
III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the failure to pay taxes and/or insurance, pursuant to paragraph 7 under the Note, and pursuant to paragraph 9 of the Deed of Trust.
PRINCIPAL AND INTEREST DUE INFORMATION
Principal Balance as of May 5,2017 $128,185.02
Interest due through May 5, 2017 $21.07
TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $128,206.09 PROMISSORY NOTE INFORMATION
Note Dated: July 22, 2008
Note Amount: $240,000.00
Interest Paid To: September 27, 2016 Next Due Date: October 27, 2016
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $128,185.02, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 15, 2017. The defaults referred to in Paragraph III must be paid by September 4, 2017, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 4, 2017 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 4, 2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI. A written Notice of Default was transmitted by the current Beneficiary, Reverse Mortgage Solutions, Inc. or Trustee to the Borrower and Grantor at the following address(es):
ADDRESS UNKNOWN
SPOUSE OF HENRY WEEDA
1520 BIRCH BAY LYNDEN ROAD, FERNDALE, WA
98248-9726
HENRY WEEDA
1520 BIRCH BAY LYNDEN ROAD, FERNDALE, WA
98248-9726
by both first class and certified mail on April 5, 2017, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted April 5, 2017 in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060;
Dated: May 8,2017
MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee
By: Patrick Lynch, Authorized Signatory
MTC Financial Inc. dba Trustee Corps
500 Union Street, Suite 620
Seattle, WA 98101
Toll Free Number: (844) 367-8456 TDD: (800) 833-6388
For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps
SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com
FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766ISL Number 31376,
Pub Dates: 08/16/2017, 09/06/2017, FERNDALE RECORD
Published by Ferndale Record
August 16 and September 6, 2017.
TS No WA08000664-15-1
APN 3804060335160000 TO No 120308954-WA-GSI
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I. NOTICE IS HEREBY GIVEN that on October 6, 2017, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 6, TOWNSHIP 38 NORTH, RANGE 4 EAST OF W.M., EXCEPTING THEREFROM THAT PORTION CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY DEED RECORDED JULY 12, 1949, UNDER AUDITOR`S FILE NO. 680723, AND EXCEPT RIGHT-OF-WAY FOR KELLY ROAD ALONG THE NORTH LINE THEREOF AND MISSION ROAD ALONG THE WEST LINE THEREOF.SITUATE IN WHATCOM COUNTY, WASHINGTON.A PARTIAL RECONVEYANCE OF SAID DEED OF TRUST WAS RECORDED 05/06/2008 AS INSTRUMENT NO. 2080500706 OF OFFICIAL RECORDS OF SAID COUNTY.SAID LAND IS ALSO/NOW KNOWN AS: LOT 1, TORREY SHORT PLAT, ACCORDING TO THE PLAT THEREOF, RECORDED 10/22/2007, UNDER AUDITOR`S FILE NO. 2071003002, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATED IN WHATCOM COUNTY, WASHINGTON. APN: 3804060335160000 More commonly known as 2513 EAST KELLEY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of June 16, 2006, executed by YVONNE M TORREY as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for THE LENDING GROUP, INC., Beneficiary of the security instrument, its successors and assigns, recorded June 28, 2006 as Instrument No. 2060604988 and the beneficial interest was assigned to U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust and recorded October 3, 2013 as Instrument Number 2131000392 of official records in the Office of the Recorder of Whatcom County, Washington.
II. No action commenced by U.S. Bank National Association, not in its individual capacity, but solely as Trustee for the RMAC Trust, Series 2016-CTT, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank National Association, not in its individual capacity, but solely as Trustee for the RMAC Trust, Series 2016-CTT Contact Phone No: 888-699-5600 Address: 15480 Laguna Canyon Road, Suite 100, Irvine, CA 92618
III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS:
DELINQUENT PAYMENT INFORMATION
From June 1, 2011 To May 26, 2017 Number of Payments 72 $2,508.28 Total $180,596.16
LATE CHARGE INFORMATION
June 1, 2011 May 26, 2017 $752.46 PROMISSORY NOTE INFORMATION
Note Dated: June 16, 2006
Note Amount: $496,850.00
Interest Paid To: May 1, 2011
Next Due Date: June 1, 2011
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $441,453.80, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 6, 2017. The defaults referred to in Paragraph III must be cured by September 25, 2017, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 25, 2017 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 25, 2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI. A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank National Association, not in its individual capacity, but solely as Trustee for the RMAC Trust, Series 2016-CTT or Trustee to the Borrower and Grantor at the following address(es):
UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY
2513 EAST KELLEY ROAD,
BELLINGHAM, WA 98226
UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY C/O BRADLEY D. SWANSON, BELCHER SWANSON LAW FIRM, P.L.L.C.,
900 DUPONT STREET,
BELLINGHAM, WA 98225-3105
UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY
P.O.BOX 29416,
BELLINGHAM, WA 98228-1416
YVONNE M. TORREY AKA YVONNE TORREY
2513 EAST KELLEY ROAD,
BELLINGHAM, WA 98226
YVONNE M. TORREY AKA YVONNE TORREY C/O BRADLEY D. SWANSON BELCHER SWANSON LAW FIRM, P.L.L.C.,
900 DUPONT STREET,
BELLINGHAM, WA 98225-3105
YVONNE M. TORREY AKA YVONNE TORREY
P.O.BOX 29416,
BELLINGHAM, WA 98228-1416
by both first class and certified mail on November 11, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place November 11, 2015 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (877) 894-4663 or (800) 606-4819
Website: www.wshfc.org
The United States Department of Housing and Urban Development:
Telephone: (800) 569-4287
Website: www.hud.gov T
he statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: (800) 606-4819
Website: www.homeownership.wa.gov
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: May 26, 2017 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766ISL Number 31879,
Pub Dates: 09/06/2017, 09/27/2017, FERNDALE RECORD
Published September 6 and 27, 2017.
NOTICE TO CREDITORS
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF SNOHOMISH
In the Matter of the Estate of:
ARLENE OLENE KRAUSE,
Deceased.
NO. 17-4-01484-31
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The Co-Administrators named below have been appointed as Co-Administrators of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Co-Administrators or their attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty (30) days after the Co-Administrators served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four (4) months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets. DATE OF FIRST PUBLICATION: August 30, 2017. LARRY KRAUSE Co-Administrator STEVEN A. KRAUSE
Co-Administrator
Attorneys for Co-Administrators/
Address for mailing or service:
Peter J. Andrus, WSBA #21441
JELSING TRI WEST & ANDRUS PLLC
2926 Colby Avenue
Everett, WA 98201
Published August 30, September 6 and 13, 2017
