Legals – September 30, 2015

■ CITY OF FERNDALE

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment/ rezone described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, October 14, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE:
September 30, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City of Ferndale proposes rezoning those properties currently zoned “Gateway Development” to “Mixed Use Commercial” at and around the Main Street/ Interstate Five interchange (Exit 262). As proposed, the rezone would expand the number of uses permitted in the area while requiring compliance with the City’s design standards. The properties are within the Main Street Master Plan area and are associated with the Ferndale Planned Action ordinance. A public hearing has been scheduled for October 14, 2015.
REQUESTED ACTION(S):
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: September 30 – October 14, 2015
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
September 30, 2015.

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment/ rezone described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, October 14, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE:
September 30, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City of Ferndale proposes amendments to Ferndale Municipal Code Chapter 17.20 (Preliminary Plats), establishing regulations intended to permit the phased development of subdivisions. As proposed, the amendment would allow subdivisions to be built in phases over time, provided that each phase is “self-supporting” in terms of the installation of infrastructure necessary to serve the development. A public hearing has been scheduled for October 14, 2015.
REQUESTED ACTION(S):
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: September 30 – October 14, 2015
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
September 30, 2015.

■ NOTICE TO CREDITORS

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KING

In re the Estate of:
MARIA A. FIALA,
Deceased.

NO. 15-4-04829-2 SEA
PROBATE NOTICE TO CREDITORS
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) 30 days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c) or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.

Date of First Publication:
Personal Representative: MARIE L. FIALA
Attorney for the Personal Representative: Carolann O’Brien Storli
Address for Mailing or Service: STORLI LAW, PLLC
1420 Fifth Avenue, Suite 3000
Seattle, WA 98101-2393
(206) 892-2139
Published by Ferndale Record
September 16, 23, and 30, 2015.

LEGAL
SUPERIOR COURT OF WASHINGTON FOR
WHATCOM COUNTY

Estate of
John W Flannery,
Deceased.

NO. 15-4-00277-9
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.

Personal Representative
Michael J Lulu
5550 Pine Sisken Rd
Blaine, WA 98230
360-510-8988
Published by Ferndale Record
September 16, 23 and 30, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7023.113497 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Donald W. Jones, as a separate estate, and Ramona Jones, as a separate estate Ref to DOT Auditor File No.: 2091200544 Tax Parcel ID No.: 35215/370429-279356-0000 & 35201/370429-272351-0000 Abbreviated Legal: LTS 8 & 9, BLK 4, GLENHAVEN LAKES DIV 10, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 9, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 8 and 9, Block 4, Glenhaven Lakes Division No. 10, according to the Plat thereof recorded in Volume 9 of Plats, Page(s) 77 through 79, inclusive, records of Whatcom County, Washington. Commonly known as: 3073 Huckleberry Lane Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 11/23/09, recorded on 12/04/09, under Auditor’s File No. 2091200544, records of WHATCOM County, Washington, from Donald Jones, a single person and Ramona Jones, a married person, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/01/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,766.22 Late Charges $177.52 Lender’s Fees & Costs $0.00 Total Arrearage $7,943.74 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $722.70 Statutory Mailings $67.32 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,636.02 Total Amount Due: $9,579.76 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $150,828.21, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 9, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/28/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/28/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/28/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Donald Jones aka Donald W Jones 3073 Huckleberry Lane Sedro Woolley, WA 98284 Donald Jones aka Donald W Jones 9740 Woodview Drive College Station, TX 77845 Donald Jones aka Donald W Jones 212 Reigh Lane Port Angeles, WA 98362 Ramona Jones aka Ramona L Jones 3073 Huckleberry Lane Sedro Woolley, WA 98284 Ramona Jones aka Ramona L Jones 9740 Woodview Drive College Station, TX 77845 Unknown Spouse and/or Domestic Partner of Donald Jones aka Donald W Jones Ramona Jones aka Ramona L Jones 212 Reigh Lane Port Angeles, WA 98362 Unknown Spouse and/or Domestic Partner of Donald Jones aka Donald W Jones 3073 Huckleberry Lane Sedro Woolley, WA 98284 9740 Woodview Drive College Station, TX 77845 Unknown Spouse and/or Domestic Partner of Donald Jones aka Donald W Jones 212 Reigh Lane Port Angeles, WA 98362 Unknown Spouse and/or Domestic Partner of Ramona Jones aka Ramona L Jones 3073 Huckleberry Lane Sedro Woolley, WA 98284 Unknown Spouse and/or Domestic Partner of Ramona Jones aka Ramona L Jones 9740 Woodview Drive College Station, TX 77845 Unknown Spouse and/or Domestic Partner of Ramona Jones aka Ramona L Jones 212 Reigh Lane Port Angeles, WA 98362 by both first class and certified mail, return receipt requested on 04/29/15, proof of which is in the possession of the Trustee; and on 04/29/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. JONES, DONALD and RAMONA (TS# 7023.113497) 1002.280086-File No.
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
File No.: 8349.21632 Grantors: Northwest Trustee Services, Inc. Caliber Home Loans, Inc. Grantee: Michael D. Klinger and Catherine J. Klinger, husband and wife Ref to DOT Auditor File No.: 2130501649 Tax Parcel ID No.: 3801175005900000/39774 Abbreviated Legal: LOT C-21, SANDY POINT TRACTS NO. 4, RECORDED IN VOLUME 9 OF PLATS, PAGE 38, WHATCOM CO, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 9, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot C-21, Sandy Point Tracts No. 4, according to the Plat thereof, recorded in Volume 9 of Plats, Page 38, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4132 Matia Drive Ferndale, WA 98248-9539 which is subject to that certain Deed of Trust dated 04/30/13, recorded on 05/13/13, under Auditor’s File No. 2130501649, records of WHATCOM County, Washington, from Michael D. Klinger and Catherine J. Klinger, husband and wife, as Grantor, to Adelita A. Shubert on behalf of Flagstar Bank, FSB, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Global Equity Finance, Inc. a California corporation ISAOA, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., (MERS) acting solely as a nominee for Global Equity Finance, Inc. a California Corporation ISAOA its successors and assigns to Caliber Home Loans, Inc., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140800895. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/02/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $48,216.90 Late Charges $1,212.64 Lender’s Fees & Costs $1,217.00 Total Arrearage $50,646.54 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $1,613.11 Statutory Mailings $44.88 Recording Costs $15.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,752.99 Total Amount Due: $53,399.53 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $561,249.12, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 9, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/28/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/28/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/28/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael D. Klinger aka Michael Klinger 4132 Matia Drive Ferndale, WA 98248-9539 Michael D. Klinger aka Michael Klinger 15521 Escapade Street Corpus Christi, TX 78418 Catherine J. Klinger 4132 Matia Drive Ferndale, WA 98248-9539 Catherine J. Klinger 15521 Escapade Street Corpus Christi, TX 78418 Catherine J. Klinger c/o Joel Gonzalez, Attorney 5350 South Staples, Suite 406 Corpus Christi, TX 78411 Michael D. Klinger aka Michael Klinger c/o Joel Gonzalez, Attorney 5350 South Staples, Suite 406 Corpus Christi, TX 78411 Catherine J. Klinger c/o Joel Gonzalez, Attorney 5350 South Staples Street Suite 406 Corpus Christi, TX 78411-4654 Michael D. Klinger aka Michael Klinger c/o Joel Gonzalez, Attorney 5350 South Staples Street Suite 406 Corpus Christi, TX 78411-4654 by both first class and certified mail, return receipt requested on 04/27/15, proof of which is in the possession of the Trustee; and on 04/28/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Klinger, Michael D. and Catherine J. (TS# 8349.21632) 1002.280038-File No.
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-667425-SW APN No.: 370408 342260 0000 Title Order No.: 150103269-WA-MSI Deed of Trust Grantor(s): TYLER J NEWBERG Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ENVOY MORTGAGE, LTD. Deed of Trust Instrument/Reference No.: 2101002095
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/9/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 100, PLAT OF SUDDEN VALLEY, DIVISION NO.7, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGES 63 THROUGH 65, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON . More commonly known as: 9 GRAND VIEW LANE, BELLINGHAM, WA 98229-2743 which is subject to that certain Deed of Trust dated 10/12/2010, recorded 10/15/2010, under 2101002095 records of WHATCOM County, Washington , from TYLER J. NEWBERG, A SINGLE MAN , as Grantor(s), to WHATCOM LAND TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ENVOY MORTGAGE, LTD. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR ENVOY MORTGAGE, LTD. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $24,810.89
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $226,080.90 , together with interest as provided in the Note from 3/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/9/2015 . The defaults referred to in Paragraph III must be cured by 9/28/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/28/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/28/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME TYLER J. NEWBERG, A SINGLE MAN ADDRESS 9 GRAND VIEW LANE, BELLINGHAM, WA 98229-2743 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/1/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/5/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-667425-SW IDSPub #0084538 9/9/2015 9/30/2015
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
Trustee Sale # 14-53629 Loan # 7600030095 Title # 02-14057011 APN: #: 3704322645350000 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwjustice.org/what-clear
I.
NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Suite 1110, Seattle, WA 98121, Trustee will on 10/9/2015 at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT A, DELINEATED ON LOT LINE ADJUSTMENT OF LOTS 36, 37 AND 38, BLOCK 1, GLENHAVEN LAKES, DIVISION NO. 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 18 OF PLATS, PAGES 39, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON. Commonly known as: 478 FIR LN Sedro Woolley, WA 98284 APN: 3704322645350000 which is subject to that certain Deed of Trust dated 10/23/2009, recorded 10/30/2009, under Auditor’s File No. 2091003746, in Book –, Page — records of Whatcom County, Washington, from DENICE E. EDELMAN, AN UNMARRIED PERSON, as Grantor(s), to FIRST AMERICAN TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK, as Beneficiary, the beneficial interest of which was assigned to Rushmore Loan Management Services, LLC, records of Whatcom County, Washington.
II.
No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 11/1/2011 THRU 6/18/2015 NO.PMT 44 AMOUNT $932.27 TOTAL $41,019.88 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee $36.24 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $75.00 Record Substitution of Trustee $17.00 T.S.G. Fee $641.33 Trustee’s Fees $1,125.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $559.35 Late Charge Forecasted $37.29 Corporate Advance $2,083.45 PROMISSORY NOTE INFORMATION Note Dated: 10/23/2009 Note Amount: $122,100.00 Interest Paid To: 10/1/2011 Next Due Date: 11/1/2011 TOTAL DUE AS OF 5/22/2015 $47,744.54
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $119,007.93, together with interest as provided in the Note from 11/1/2011, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 10/9/2015. The default(s) referred to in Paragraph III must be cured by 9/28/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 9/28/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/28/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor’s successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor’s successor in interest at the following address(es): NAME DENICE E. EDELMAN ADDRESS 478 FIR LANE SEDRO WOOLLEY, WA 98284 DENICE E. EDELMAN 478 FIR LN SEDRO WOOLLEY, WA 98284 Occupants/Tenants 478 FIR LN SEDRO WOOLLEY, WA 98284 by both first class and certified mail on 3/30/2015 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally servied, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
Notice to Occupants or Tenants – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated: 5/22/2015 Old Republic National Title Insurance Company, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information you may contact Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1201, Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. P1143703 9/9, 09/30/2015
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
File No.: 7042.13602 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka The Bank of New York, as Trustee for the Benefit of the Certificates of the CWABS Inc., Asset-Backed Certificates, Series 2006-BC4 Grantee: Gary L Powell and Jodi L Powell, husband and wife Ref to DOT Auditor File No.: 2060202208 Original NTS Auditor File No. 2140701273 Tax Parcel ID No.: 57287/380311-208104-0000 Abbreviated Legal: PTN LTS 68 AND 69, EMERALD LAKE, WHATCOM CO WA Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 9, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: That portion of Lot 68 and the Southwesterly 30 feet of Lot 69, as measured at right angles to the Southwesterly line thereof, lying Northwesterly of the Southeasterly margin of recorded easement across said Lot, Plat of Emerald Lake, Whatcom County, Washington, according to the plat thereof, recorded in volume 8 of plats, page 95, records of Whatcom County, Washington. Situate in Whatcom County, Washington Parcel B: An easement for ingress, egress and utilities over a 20 foot strip of land as described in document recorded under Auditor’s File No. 881592. Situate in Whatcom County, Washington. Commonly known as: 1807 Sleepy Hollow Lane Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 02/08/06 and recorded on 02/15/06, under Auditor’s File No. 2060202208, records of WHATCOM County, Washington, from Gary L Powell and Jodi L Powell, Husband and Wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Eagle Home Mortgage, Inc., a Washington Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Benefit of the Certificates of the CWABS Inc., Asset-Backed Certificates, Series 2006-BC4, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111200813. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 8/25/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $141,477.89 Lender’s Fees & Costs $5,240.96 Total Arrearage $146,718.85 Trustee’s Expenses (Itemization) Trustee’s Fee $1,075.00 Title Report $1,007.40 Statutory Mailings $54.27 Recording Costs $89.00 Postings $383.42 Sale Costs $794.60 Total Costs $3,403.69 Total Amount Due: $150,122.54
IV.
The sum owing on the Obligation is: Principal Balance of $283,860.49, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 9, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/28/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/28/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/28/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Gary Powell aka Gary L Powell 1807 Sleepy Hollow Lane Bellingham, WA 98226 Jodi Powell aka Jodi L Powell 1807 Sleepy Hollow Lane Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 06/03/14, proof of which is in the possession of the Trustee; and on 06/03/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Powell, Gary and Jodi (TS# 7042.13602) 1002.269311-File No.
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
File No.: 7372.22687 Grantors: Northwest Trustee Services, Inc. M&T Bank Grantee: Derek Stebner, as his separate estate Ref to DOT Auditor File No.: 2070403857 Tax Parcel ID No.: 77369/380331-310112-0000 Abbreviated Legal: LT 1, BLACKBERRY SP, REC NO. 1990803415, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 9, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, as delineated on Blackberry Short Plat, according to the Plat thereof, recorded August 25, 1999, under Auditor’s File No. 1990803415, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 117 South 32nd Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 04/16/07, recorded on 04/24/07, under Auditor’s File No. 2070403857, records of WHATCOM County, Washington, from Derek Stebner, an unmarried man, as Grantor, to Whatcom Land Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Bank, FSB, its successors and assigns to M&T BANK, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140501372. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/20/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $35,088.76 Late Charges $482.18 Lender’s Fees & Costs $0.00 Total Arrearage $35,570.94 Trustee’s Expenses (Itemization) Trustee’s Fee $945.00 Title Report $0.00 Statutory Mailings $168.30 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,193.30 Total Amount Due: $36,764.24 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $321,438.33, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 9, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/28/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/28/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/28/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Derek Stebner 117 South 32nd Street Bellingham, WA 98225 Derek Stebner P.O. Box 2039 Bellingham, WA 98227 Derek Stebner P.O. Box 5631 Bellingham, WA 98227 Derek Stebner 745 Cross Street Bellingham, WA 98227 Derek Stebner 117 32nd Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Derek Stebner 117 South 32nd Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Derek Stebner P.O. Box 2039 Bellingham, WA 98227 Unknown Spouse and/or Domestic Partner of Derek Stebner P.O. Box 5631 Bellingham, WA 98227 Unknown Spouse and/or Domestic Partner of Derek Stebner 117 32nd Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Derek Stebner 745 Cross Street Bellingham, WA 98227 Inglewood Holdings, LLC a Delaware LLC Series 16 117 South 32nd Street Bellingham, WA 98225 Inglewood Holdings, LLC a Delaware LLC Series 16 117 32nd Street Bellingham, WA 98225 Canyon Holdings, LLC – Series 17 117 South 32nd Street Bellingham, WA 98225 Canyon Holdings, LLC – Series 17 117 32nd Street Bellingham, WA 98225 Canyon Holdings, LLC 117 South 32nd Street Bellingham, WA 98225 Canyon Holdings, LLC 117 32nd Street Bellingham, WA 98225 Black Mountain Trust 117 South 32nd Street Bellingham, WA 98225 Black Mountain Trust 117 32nd Street Bellingham, WA 98225 Blackberry Development Ltd 117 South 32nd Street Bellingham, WA 98225 Blackberry Development Ltd 117 32nd Street Bellingham, WA 98225 Dennis Wise 1416 Gillam Way Fairbanks, AK 99701 Canyon Holdings, LLC dba Canyon Holdings Delaware LLC c/o Huckley Management Company Inc. 745 Cross Street Bellingham, WA 98229 Canyon Holdings, LLC dba Canyon Holdings Delaware LLC P.O. Box 2039 Bellingham, WA 98227 Canyon Holdings LLC c/o Douglas J. Lineberry 201 St Helens Avenue Tacoma, WA 98402 Plantation Holdings of Whatcom LLC c/o Chet Lackey, Reg. Agent 900 Dupont Street Bellingham, WA 98225 Inglewood Holdings LLC Series 16 P.O. Box 2039 Bellingham, WA 98227 Plantation Holdings of Whatcom LLC P.O. Box 2039 Bellingham, WA 98227 Plantation Holdings of Whatcom, LLC 117 South 32nd Street Bellingham, WA 98225 Plantation Holdings of Whatcom, LLC 117 32nd Street Bellingham, WA 98225 Blackberry Development Ltd c/o Roy A. Lentz, Reg. Agent 2509 Cedarwood Avenue #3 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 05/21/14, proof of which is in the possession of the Trustee; and on 05/21/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Stebner, Derek (TS# 7372.22687) 1002.268877-File No.
Published by Ferndale Record
September 9 and 30, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-665233-SW APN No.: 400515 102067 0000 Title Order No.: 150082609-WA-MSI Deed of Trust Grantor(s): DAVID EDWARD EVENSON, JANE ELLEN EVENSON Deed of Trust Grantee(s): NEW CENTURY MORTGAGE CORPORATION, A CORPORATION Deed of Trust Instrument/Reference No.: 2060304501
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/30/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 7, BLOCK 10, “PARADISE LAKES COUNTRY CLUB, DIVISION NO. 7”, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGE 60, IN THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 6153 SHAMROCK RD, MAPLE FALLS, WA 98266-8236 which is subject to that certain Deed of Trust dated 3/21/2006, recorded 3/28/2006, under 2060304501 records of WHATCOM County, Washington , from JANE ELLEN EVENSON AND DAVID EDWARD EVENSON, WIFE AND HUSBAND , as Grantor(s), to CHICAGO TITLE , as Trustee, to secure an obligation in favor of NEW CENTURY MORTGAGE CORPORATION, A CORPORATION , as Beneficiary, the beneficial interest in which was assigned by NEW CENTURY MORTGAGE CORPORATION, A CORPORATION (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital I Inc. Trust 2006-NC4, Mortgage Pass-Through Certificates, Series 2006-NC4 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $8,634.85
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $146,291.95 , together with interest as provided in the Note from 10/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/30/2015 . The defaults referred to in Paragraph III must be cured by 10/19/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/19/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/19/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JANE ELLEN EVENSON AND DAVID EDWARD EVENSON, WIFE AND HUSBAND ADDRESS 6153 SHAMROCK RD, MAPLE FALLS, WA 98266-8236 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/19/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/30/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-665233-SW IDSPub #0086111 9/30/2015 10/21/2015
Published by Ferndale Record
September 30 and October 21, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-646424-SW APN No.: 4001183795270000 Title Order No.: 02-14053991 Deed of Trust Grantor(s): JACK H. GRANT, LISA A. GRANT Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR FIRST HORIZON CORPORATION D/B/A FIRST HORIZON HOME LOANS Deed of Trust Instrument/Reference No.: 2041200732
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/30/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 147, PLAT OF PLYMOUTH CITY, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 56, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 4630 DRAYTON HARBOR ROAD, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated 12/1/2004, recorded 12/6/2004, under 2041200732 records of WHATCOM County, Washington , from JACK H. GRANT AND LISA A. GRANT, HUSBAND & WIFE , as Grantor(s), to STEWART TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR FIRST HORIZON CORPORATION D/B/A FIRST HORIZON HOME LOANS , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR FIRST HORIZON CORPORATION D/B/A FIRST HORIZON HOME LOANS (or by its successors-in-interest and/or assigns, if any), to The Bank of New York, Mellon, as Trustee for FIRST HORIZON MORTGAGE PASS-THROUGH TRUST 2005-1 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $361,252.14
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $739,972.28 , together with interest as provided in the Note from 3/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/30/2015 . The defaults referred to in Paragraph III must be cured by 10/19/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/19/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/19/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JACK H. GRANT AND LISA A. GRANT, HUSBAND & WIFE ADDRESS 4630 DRAYTON HARBOR ROAD, BLAINE, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/21/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/30/2015 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-646424-SW IDSPub #0085971 9/30/2015 10/21/2015
Published by Ferndale Record
September 30 and October 21, 2015.