PUBLIC NOTICE
LEGAL
SYB Holdings, Sam Boulos, PO Box 189 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Fourth Avenue Village, is located at Just north of the intersection of Main St and 4th St in Ferndale WA in Ferndale in Whatcom county.
This project involves 1.7 acres of soil disturbance for Residential, Utilities construction activities.
The receiving waterbody is City of Ferndale Storm Sewer System.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
September 28 and October 5, 2016.
LEGAL
CITY OF FERNDALE
NOTICE OF PUBLIC HEARING
Notice is hereby given that the Ferndale Hearing Examiner will conduct a public hearing to consider an appeal on an administrative decision. The decision being appealed is the City’s revocation of a Revocable Encroachment Permit for the property addressed as 5807 Church Road. The hearing will take place on October 10, 2016 at 10:00 a.m. in the Council Chambers at the City Hall annex at 5694 2nd Avenue, Ferndale, WA.
For further information regarding this request, please contact Kevin Renz at the City of Ferndale Public Works Department at 2095 Main Street, or call (360) 685-2376.
Published by Ferndale Record
September 28, 2016.
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, October 12, 2016 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE:
September 28, 2016
APPLICANT:
City of Ferndale
PROJECT LOCATION:
Citywide
PROJECT DESCRIPTION:
The City of Ferndale proposes the following Zoning Text Amendments, to be considered at a public hearing on October 12, 2016. All proposed changes are intended to identify (and if practical, remove) barriers to “Low Impact” stormwater development and may also include additional updates to individual chapters:
Ferndale Municipal Code (FMC) 18.08 Definitions and FMC 18.44 Commercial Zoning Districts:
– Proposed changes include combining the two definitions chapters into one location within the code. Elimination of repeat definitions.
FMC 17.36 Binding Site Plans:
– Proposed changes include adding a signature block for City Clerk on binding site plan and other updates.
FMC 18.04 General Provisions, FMC 18.16 Zones, Maps & Boundaries, FMC 18.40 Residential Office, 18.42 Urban Residential, 18.45 Mixed Use Commercial District, 18.46 City Center Zone, and 18.47 Downtown Architectural and Site Design Standards:
– Proposed changes to chapters listed above include modifications to encourage Low Impact Development approaches, miscellaneous updates.
18.49 General Business Zone:
– modifications to allow LID approach, general code changes, and modifications to setbacks next to residential zones/uses.
FMC 18.32 Single Family Dwelling Zones (RS 6, 8, and 10), and FMC 18.14 Home Occupation Permits:
-Proposed changes include allowing adult family homes as a permitted use in residential zones to comply with State guidelines, and modifications to encourage LID and other miscellaneous updates. Maximum building height changes to 35 feet for all parcels City-wide.
FMC 18.72 General & Specific Regulations:
– Proposed changes include LID changes, general updates to code, changes to include setback requirements off access easements.
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code.
PUBLIC COMMENT PERIOD:
September 28 – October 12, 2016
CONTACT:
Haylie Miller, Assistant Planner
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
[email protected]
Published by Ferndale Record
September 28, 2016.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT:
Natural Way Chiropractic
APPLICATION NUMBER:
16022-SE
DATE OF APPLICATION:
September 20, 2016
PROJECT LOCATION:
The project site is located at 1943 Main Street, tax parcel numbers 390229212424000, & 3902292184230000 Section 29, Township 39, Range 02E in Ferndale WA.
PROJECT DESCRIPTION:
The subject property includes two 0.2-acre parcels. Lot A is developed with a medical office building. Lot B consists of the primary parking for the building. The proposal includes construction of a new 2-unit office building on Lot B. The existing building on Lot A will be demolished and replaced with a parking lot.
Fill and grade activities proposed for the project is approximately 3,300 cubic yards. This exceeds the minimum threshold of 1,000 cubic yards of fill and grade – therefore a SEPA review is required.
The project is located within the FEMA 100-year flood plain – therefore a SEPA review is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A:
Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD:
September 28 – October 12, 2016
CONTACT:
Jori Burnett, Community Development Director
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
3. Commercial Building Permit, City of Ferndale
4. Building Demolition Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
During construction, the contractor will install and maintain erosion and sediment control Best Management Practices as needed to control erosion.
A temporary erosion control plan will be designed by a licensed Civil Engineer to meet City and State requirements.
AIR:
Erosion and sediment control best management practices will be used during construction. Equipment will be maintained to limit emissions. Spraying the disturbed soil with water will limit the amount of dust. Spray will be limited to reduce runoff. Unnecessary idling will be reduced.
WATER:
Surface water impacts during construction will be minimized through the enforcement of temporary erosion and sedimentation control measures outlined in the Spill Prevention, Control, and Countermeasure (SPCC) Plan until the site is fully stabilized.
Stormwater management review and approval by the City is required when any proposed development or redevelopment meets or exceeds the threshold conditions defined in the Department of Ecology’s 2005 Stormwater Management Manual for Western Washington (Manual) (FMC 13.34.040).
Note, currently the City requires compliance with the 2005 Ecology Manual. All applications submitted on or after January 1, 2017 must comply with 2014 Stormwater Management Manual for Western Washington All projects approved prior to January 1, 2017 which have not started construction by January 1, 2022 must comply with the 2014 Stormwater Management Manual for Western Washington
The subject property is located within the 100-Year Floodplain of the Nooksack River, and shall comply with Federal Emergency Management Agency (FEMA) requirements, as well as City requirements as per Ferndale Municipal Code 15.24 (Floodplain Management). Compliance shall include raising the lowest habitable floor above Base Flood Elevation, and demonstrating that the flood attenuation capacity of the floodplain is not reduced as a result of development.
The applicant shall establish a flood control plan that will facilitate the rapid removal of construction materials from the site, should a flood event occur which would inundate the site.
NOISE:
Working hours are limited to 7AM-10PM. Contractor to monitor activities and respond to noise in a timely manner, and utilize modern equipment with noise suppression.
PUBLIC SERVICES:
No impacts or equipment storage on Main Street is allowed during construction. The applicant shall submit a flagging plan and/or additional information Public Works for review and approval for other roads that could be impacted during construction.
PLANTS:
The undeveloped parts of the site will be landscaped using native and non-native plants. Landscaping shall provide food and cover for wildlife.
AESTHETICS:
The building design will conform to the City of Ferndale Design Review Standards for the Mixed Use Commercial zoning district established in Chapter 18.45 of the City of Ferndale Municipal Code. Lighting fixtures will have cutoff lenses to limit spillover light on adjacent properties, the use of LED lights or similar is encouraged.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding ancient human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
September 28, 2016.
LEGAL
STATEMENT OF OWNERSHIP
MANAGEMENT AND CIRCULATION
(Act of Oct. 23, 1969 Section 4369, Title 39, United Stated Code).
1. Publication Title:
Ferndale Record
2. Publication Number: 189-940
3. Filing Date: September 28, 2016. Issue Frequency: Weekly
5. Number of Issues Published
Annually: 52
6. Annual Subscription Price:
$33.00
Contact Person: Michael D. Lewis
Telephone Number: 360-354-4444
7. Complete mailing address of known office of publication: PO Box 153, Lynden, Whatcom County, Washington 98248.
8. Complete mailing address of headquarters or general business office of the publisher: PO Box 153, Lynden, Washington 98248.
9. Full names and complete mailing address of publisher, editor and managing editor:
Publisher, Michael D. Lewis, 932 E. Front Street, Lynden, WA 98264.
10. Owner: Lewis Publishing Company Inc., Michael D. Lewis, PO Box 153, Lynden, WA 98264, 932 E. Front Street, Lynden, WA 98264.
11. Known bondholders, mortgagees, and other security holders, owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: none.
12. Tax Status. The purpose, function, and nonprofit status of this organization and the exempt status for federal income tax purposes: has not changed during preceding 12 months.
13. Publication Title: Ferndale Record
14. Issue date for circulation data: September 21, 2016
15. Extent and Nature of Circulation Average No. Copies Each Issue During Preceding 12 months.
A. Total number of copies (Net press run) 1300
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 15.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 150.
(3) Paid Distribution Outside the Mails including sales through dealers and carriers, street vendors, counter sales, and other paid distribution outside USPS: 802.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 967.
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 0.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 0.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 48.
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 48
F. Total Distribution (Sum of 15c and 15e): 1015
G. Copies not Distributed (See Instructions to Publishers #4 (page #3)): 285
H. Total (Sum of 15f and g): 1300
I. Percent Paid (15c divided by 15f times 100): 95%
16. Electronic Copy Circulation
A. Paid Electronic Copies: 2
B. Total Paid Print Copies + Paid Electronic Copies: 969
C. Total Print Distribution + Paid electronic Copies: 1017
D. Percent paid (Both Print & electronic Copies): 95%
No. Copies of Single Issue Published Nearest to Filing Date
A. Total number of copies (Net press run) 1300
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 13.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 171.
(3) Paid Distribution Outside the Mails including sales through dealers and carriers, street vendors, counter sales, and other paid distribution outside USPS: 775.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 959
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 0.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 0.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 45
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 45.
F. Total Distribution (Sum of 15c and 15e): 1004
G. Copies not Distributed (See Instructions to Publishers #4 (page #3): 296
H. Total (Sum of 15f and g): 1300
I. Percent Paid (15c divided by 15f times 100): 96%
16. Electronic Copy Circulation
A. Paid Electronic Copies: 2
B. Total Paid Print Copies + Paid Electronic Copies: 961
C. Total Print Distribution + Paid electronic Copies: 1006
D. Percent paid (Both Print & electronic Copies): 96%
I certify that the above statements made by me are correct.
Michael D. Lewis, Publisher
Published by Ferndale Record
September 28, 2016
TRUSTEE’S SALE
LEGAL
File No.: Trustee: 8308.21144 Northwest Trustee Services, Inc. Grantors: Michael Cline, as his separate estate Grantee: PennyMac Loan Services, LLC Ref to DOT Auditor File No.: 2091003728 Tax Parcel ID No.: 146165/400630-089182-20000 Abbreviated Legal: PTN GOVT LOT 3, 30-40-6, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 28, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel 1: The South 332 feet of the North 981.71 feet of the West 165 feet of the East 540 feet of Government Lot 3, Section 30, Township 40 North, Range 6 East of the Willamette Meridian, Whatcom County, Washington. Parcel 1A: An easement for road and utility purposes over, under and across the South 662 feet of the North 981.71 feet of the East 50 feet of the West 165 feet of the East 540 feet of said Government Lot 3; and also over, under and across the Northerly 50 feet of the South 400 feet of the East 375 feet of said Government Lot 3, Except the East 210 feet thereof and except State Highway No. 542. Commonly known as: 7364 Mount Baker Highway Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 10/28/09, recorded on 10/30/09, under Auditor’s File No. 2091003728, records of WHATCOM County, Washington, from Michael Cline, a single person, as Grantor, to Recontrust Company, N.A., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for Bank of America, N.A., beneficiary of the security instrument, its successors and assigns., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Bank of America, N.A., its successors and assigns to PennyMac Loan Services, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2015-1101781. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/17/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,058.10 Late Charges $224.70 Lender’s Fees & Costs $1,747.16 Total Arrearage $9,029.96 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $0.00 Statutory Mailings $33.48 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,613.48 Total Amount Due: $10,643.44 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $186,933.45, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 28, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/17/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/17/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael Cline 7364 Mt Baker Highway Maple Falls, WA 98266 Michael Cline 2403 James St # 124 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Michael Cline 7364 Mt Baker Highway Maple Falls, WA 98266 Michael Cline 7364 Mt Baker Highway Deming, WA 98266 Unknown Spouse and/or Domestic Partner of Michael Cline 7364 Mt Baker Highway Deming, WA 98266 Unknown Spouse and/or Domestic Partner of Michael Cline 2403 James St # 124 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 04/29/16, proof of which is in the possession of the Trustee; and on 04/30/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Cline, Michael (TS# 8308.21144) 1002.286836-File No.
Published by Ferndale Record
September 28 and October 19, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-706073-BB APN No.: 400316 559472 0000 Title Order No.: 160063678-WA-MSI Deed of Trust Grantor(s): STEFANIE S GIMSE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK Deed of Trust Instrument/Reference No.: 2111202566
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: Lot A, Lexi Loop Short Plat, #3, according to the plat thereof, recorded September 16, 2011, under Whatcom County Auditor’s File No. 2110901325, records of Whatcom County, Washington. Situate in Whatcom County, Washington More commonly known as: 1664 LEXI LOOP, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated 12/16/2011, recorded 12/21/2011, under 2111202566 records of WHATCOM County, Washington , from Stefanie S Gimse, an unmarried woman , as Grantor(s), to Chicago Title Insurance Company , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PEOPLES BANK (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $38,387.30
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $220,206.78 , together with interest as provided in the Note from 4/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME Stefanie S Gimse, an unmarried woman ADDRESS 1664 LEXI LOOP, LYNDEN, WA 98264 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 4/22/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/20/2016 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-16-706073-BB State of : Washington) County of: King) I certify that I know or have satisfactory evidence that Dated: Signature Title My appointment expires: IDSPub #0109557 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-699994-SW APN No.: 139818/ 4004312504600000 Title Order No.: 8613519 Deed of Trust Grantor(s): KELLI L. LOREEN, TINA M. GRAFMYRE Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2060702826
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: COMMENCING AT A POINT 20 FEET EAST AND 679 FEET SOUTH OF THE QUARTER SECTION CORNER BETWEEN SECTIONS 30 AND 31, TOWNSHIP 40 NORTH, RANGE 4, EAST OF W.M.; THENCE EAST 112 FEET; THENCE NORTH 100 FEET; THENCE WEST 112 FEET AND THENCE SOUTH 100 FEET TO THE POINT OF BEGINNING, ALL SITUATE IN SECTION 31, TOWNSHIP 40 NORTH, RANGE 4 EAST OF W.M., EXCEPT S. WASHINGTON STREET. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 205 SOUTH WASHINGTON STREET, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 7/17/2006, recorded 7/20/2006, under 2060702826 records of WHATCOM County, Washington , from KELLI L. LOREEN, AN UNMARRIED WOMAN AND TINA M. GRAFMYRE, AN UNMARRIED WOMAN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to NORTHWEST TRUSTEE SERVICES, LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2006-WF1 Asset-Backed Certificates, Series 2006-WF1 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $14,835.17
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $150,313.47 , together with interest as provided in the Note from 8/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME KELLI L. LOREEN, AN UNMARRIED WOMAN AND TINA M. GRAFMYRE, AN UNMARRIED WOMAN AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 205 SOUTH WASHINGTON STREET, EVERSON, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/18/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/21/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: Or Login to: http://wa.qualityloan.com TS No.: WA-16-699994-SW IDSPub #0110176 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-625195-SW APN No.: 380224 390168 0000 Title Order No.: 140113186-WA-MSI Deed of Trust Grantor(s): HELEN M SANCHEZ, PIERRE F SANCHEZ Deed of Trust Grantee(s): WASHINGTON MUTUAL BANK Deed of Trust Instrument/Reference No.: 1980300464
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 16, BLOCK 150, PLAT OF NORTH STREET ADDITION, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 35, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2627 UTTER ST, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated 2/24/1998, recorded 3/4/1998, under 1980300464 records of WHATCOM County, Washington , from PIERRE F SANCHEZ AND HELEN M SANCHEZ, HUSBAND AND WIFE , as Grantor(s), to WHATCOM LAND TITLE, A WASHINGTON CORPORATION , as Trustee, to secure an obligation in favor of WASHINGTON MUTUAL BANK , as Beneficiary, the beneficial interest in which was subsequently assigned to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America under and assignment recorded under Auditors File Number 2140300197
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $23,447.70
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $46,838.72 , together with interest as provided in the Note from 2/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME PIERRE F SANCHEZ AND HELEN M SANCHEZ, HUSBAND AND WIFE ADDRESS 2627 UTTER ST, BELLINGHAM, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/24/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/29/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-625195-SW IDSPub #0109696 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-709048-SW APN No.: 405114 405507 000 Title Order No.: TSG1603-WA-2933298 245381063 Deed of Trust Grantor(s): SUZANNE J WHITE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK Deed of Trust Instrument/Reference No.: 2061002905
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/28/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 10, SAINT ANDREWS GREEN DIVISION 4 PHASE A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 16 OF PLATS, PAGE(S) 74 TO 76, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 5416 Canvasback Road, Blaine, WA 98230-6305 which is subject to that certain Deed of Trust dated 8/23/2006, recorded 10/19/2006, under 2061002905 records of WHATCOM County, Washington , from SUZANNE J WHITE A MARRIED WOMAN AS HER SEPARATE ESTATE , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE CO. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR INDYMAC BANK, F.S.B., A FEDERALLY CHARTERED SAVINGS BANK , as Beneficiary, the beneficial interest in which was subsequently assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee for INDYMAC INDX MORTGAGE LOAN TRUST 2006-AR29, MORTGAGE PASS-THROUGH CERTIFICATES Series 2006-AR29 under and assignment recorded under Auditors File Number 2016-0401326
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $5,050.01
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $629,512.13 , together with interest as provided in the Note from 10/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/28/2016 . The defaults referred to in Paragraph III must be cured by 10/17/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/17/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/17/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME SUZANNE J WHITE A MARRIED WOMAN AS HER SEPARATE ESTATE ADDRESS 5416 Canvasback Road, Blaine, WA 98230-6305 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/16/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/30/2016 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: Or Login to: http://wa.qualityloan.com TS No.: WA-16-709048-SW State of : Washington) County of: King) I certify that I know or have satisfactory evidence that Dated: Signature Title My appointment expires: IDSPub #0109837 9/28/2016 10/19/2016
Published by Ferndale Record
September 28 and October 19, 2016.
