■ CITY OF FERNDALE
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment/ rezone described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, September 16, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE:
September 2, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION:
1. The City of Ferndale proposes amendments to Chapter 18.76 of the Ferndale Municipal Code (Parking Spaces, Parking Layout and Loading Requirements). The proposed amendments include modifications necessary to remove barriers to “Low Impact” stormwater development methods, establishing parking lot dimensional requirements, and various updates necessary to reflect current standards.
2. The City of Ferndale proposes amendments to Chapter 17.12 of the Ferndale Municipal Code (Short Subdivisions and Short Plats). The proposed amendments establish a five-year vesting limitation for short plats, similar to the five-year vesting limitation for long plats.
REQUESTED ACTION(S):
The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: September 2 – September 16, 2015
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
September 2, 2015.
■ PUBLIC NOTICE
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Hempler Food Group LLC
APPLICATION NUMBER: 15012-SE
DATE OF APPLICATION: August 03, 2015
PROJECT LOCATION: The project site is located at 1810 Scout Place and 5470 Nielson Avenue Parcel Numbers 390229305172 and 390229357202 in Ferndale, WA.
PROJECT DESCRIPTION: The proposal is to perform surface grading activity, upgrade on-site storm facilities and construct an approximately 60,000 square foot building expansion on the vacant land located in between the Hempler Foods building and Scout Place.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale for a Land Disturbance Permit and a SEPA Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: August 26, – September 9, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
The City has determined that the construction of the proposed building is likely not to result in adverse impacts to the environment provided that the project complies with all City codes in place at the time of building permit application.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
An erosion control plan will be implemented to comply with the NPDES construction stormwater permit and guidance. Construction Stormwater Pollution Prevention (SWPPP) will include erosion control BMPs implemented in accordance with the 2005 Department of Ecology (DOE) manual (or latest addition adopted by the City).
Watering during construction to alleviate the impact of dust is required.
AIR:
Contactors will take reasonable precautions to minimize dust emissions. Reasonable precautions may include, but are not limited to, the use of wet suppressants during the dry weather, reducing vehicle speeds, cleaning vehicle undercarriages before exiting to prevent track-out of much or dirt onto paved public roadways, and taking other measures to minimize dust emissions. It is anticipated that equipment used in the construction work will be equipped with factory installed exhaust systems to retard emissions.
WATER:
Applicant will install or preserve measures to comply with the DOE guidelines and the required NPDES permit. The respective reduction of impacts to water runoff and water quality will be mitigated fully in the final design of the site. Best Management Practices (BMPs) will be implemented properly during construction. Applicant will ensure roof drains will be directed to stable splash blocks to maintain the existing drainage pattern on this site.
NOISE:
Noise impacts from construction of this project will be limited in duration. Measures such as the contractor using and regularly maintaining efficient exhaust mufflers and quieting devices on equipment will be expected when required by City of Ferndale ordinances. Construction activities will be restricted to hours between 6AM and 7PM.
TRANSPORTATION:
Traffic control, or haul routes (if applicable) shall be coordinated through the Public Works Department.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
September 2, 2015.
LEGAL
SERVICE BY PUBLICATION
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00760-1
ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK N.A., its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF WILLIAM N. HERGENREDER, SR.; ESTATE OF WILLIAM N. HERGENREDER, SR.; UNKNOWN SUCCESSOR TRUSTEE OF THE WILLIAM AND EDNA HERGENREDER BYPASS TRUST DATED FEBRUARY 9, 2012; WILLIAM C. HERGENREDER, JR.; JUDY M. JOPLIN-GREGG; UNITED STATES OF AMERICA; ENTERPRISE ESTATES WATER ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF WILLIAM N. HERGENREDER, SR.; ESTATE OF WILLIAM N. HERGENREDER, SR.; UNKNOWN SUCCESSOR TRUSTEE OF THE WILLIAM AND EDNA HERGENREDER BYPASS TRUST DATED FEBRUARY 9, 2012; WILLIAM C. HERGENREDER, JR.; JUDY M. JOPLIN-GREGG; UNITED STATES OF AMERICA; ENTERPRISE ESTATES WATER ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIFF OF WHATCOM COUNTY, WASHINGTON
On April 14, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank N.A. (“Plaintiff”) against the defendants Unknown Heirs and Devisees of William N. Hergenreder, Sr.; Estate of William N. Hergenreder, Sr.; Unknown Successor Trustee of the William and Edna Hergenreder Bypass Trust Dated February 9, 2012; William C. Hergenreder, Jr.; Judy M. Joplin-Gregg; United States of America; Enterprise Estates Water Association; State of Washington; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the property described in the complaint (“Defendants”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 1907 Conifer Drive, Ferndale, WA 98248 for the total sum of $182, 699.52, with interest thereon at the rate of 12.000% per annum beginning on April 15, 2015 until satisfied. The Property situated in Whatcom County, State of Washington, is legally described as:
LOT 1, BLOCK 1, PLAT OF ENTERPRISE ESTATES, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF; RECORDED IN VOLUME 11 OF PLATS, PAGE 61, RECORDS OF THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON.
THEREFORE, pursuant to RCW 61.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interest and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn the foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable Leon F. Henley, Judge of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 30th day of June, 2015.
THE SALE DATE has been set for Friday, September 11, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff Whatcom County
By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record
July 29, August 5, 12, 19 and 26, and September 2, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00760-1
ONEWEST BANK N.A., its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS AND DEVISEES OF WILLIAM N. HERGENREDER, SR.; ESTATE OF WILLIAM N. HERGENREDER, SR.; UNKNOWN SUCCESSOR TRUSTEE OF THE WILLIAM AND EDNA HERGENREDER BYPASS TRUST DATED FEBRUARY 9, 2012; WILLIAM C. HERGENREDER, JR.; JUDY M. JOPLIN-GREGG; UNITED STATES OF AMERICA; ENTERPRISE ESTATES WATER ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF WILLIAM N. HERGENREDER, SR.; ESTATE OF WILLIAM N. HERGENREDER, SR.; UNKNOWN SUCCESSOR TRUSTEE OF THE WILLIAM AND EDNA HERGENREDER BYPASS TRUST DATED FEBRUARY 9, 2012; WILLIAM C. HERGENREDER, JR.; JUDY M. JOPLIN-GREGG; UNITED STATES OF AMERICA; ENTERPRISE ESTATES WATER ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 1907 CONIFER DRIVE, FERNDALE, WA
FULL LEGAL DESCRIPTION:
LOT 1, BLOCK 1, PLAT OF ENTERPRISE ESTATES, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF; RECORDED IN VOLUME 11 OF PLATS, PAGE 61, RECORDS OF THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 390205 278328 0000
The sale of the above-described property is to take place:
DATE: Friday, September 11, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $182,699.52
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO LEGAL, P.S.
Synova M. L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.458.2121
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record
August 12, 19 and 26, and September 2, 2015.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
IN THE MATTER OF THE ESTATE OF
DAVID C. SCHLECHT,
DECEASED.
No. 15 4 00305 8
PROBATE NOTICE TO CREDITORS RCW 11.40.030
The person named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
PERSONAL REPRESENTATIVE: KATHRYN SCHLECHT
ATTORNEY FOR PERSONAL REPRESENTATIVE: Michael T. Kleps, WSBA #37144
ADDRESS FOR MAILING OR SERVICE: 1700 D Street (zip: 98225)
P.O. Box 5226
Bellingham, WA 98227
CARMICHAEL CLARK, P.S.
MICHAEL T. KLEPS, WSBA #37144
Attorney for Personal Representative
Published by Ferndale Record
August 26 and September 2 and 9, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7025.21206 Grantors: Northwest Trustee Services, Inc. Guild Mortgage Company Grantee: David Ganzini and Karel Ganzini, who also appears of record as Karel Lynn Bulger, Karel Lynn Erholm and Karel Bulger, each presumptively subject to the community interest of a spouse, if married, or domestic partner, if in a registered domestic partnership on date of acquiring title Ref to DOT Auditor File No.: 2120902174 Tax Parcel ID No.: 380104-458012-0000 Abbreviated Legal: Lots 1, 2, and 7, Block 2, Plat of Sandy Point Heights, Vol 9, PG 145, Whatcom County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 11, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lots 1, 2 and 7, Block 2, Plat of Sandy Point Heights, According to the Plat Thereof, Recorded in Volume 9 of Plats, Pages 145 to 148, Inclusive, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4525 Decatur Drive Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 09/13/12, recorded on 09/20/12, under Auditor’s File No. 2120902174, records of Whatcom County, Washington, from Karel Ganzini and David Ganzini, Wife and Husband, as Joint Tenants, as Grantor, to Fidelity National Title Company of Washington, A Washington Coporation, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Guild Mortgage Company, A California Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, A California Corporation, its successors and assigns to Guild Mortgage Company, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150302370. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/06/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $8,599.01 Late Charges $263.46 Total Arrearage $8,862.47 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $766.50 Statutory Mailings $11.22 Recording Costs $28.00 Postings $80.00 Total Costs $2,385.72 Total Amount Due: $11,248.19
IV.
The sum owing on the Obligation is: Principal Balance of $172,351.14, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 11, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/31/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/31/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/31/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Karel Ganzini aka Karel L. Ganzini 4525 Decatur Drive Ferndale, WA 98248 David Ganzini 4525 Decatur Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 03/26/15, proof of which is in the possession of the Trustee; and on 03/26/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. MATTER NAME: Ganzini, Karel and David (TS# 7025.21206) 1002.279182-File No.
Published by Ferndale Record
August 12 and September 2, 2015.
LEGAL
File No.: 7023.112938 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Troy Olason, as his separate estate Ref to DOT Auditor File No.: 2070503588 Tax Parcel ID No.: 157313/410131-321041-0000 Abbreviated Legal: Ptn Lt 7, all Lt 8, Blk 40, Blaine Land Co’s Add to Blaine Vol 2 Pg 35, Whatcom Co WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 11, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 7 and 8, Block 40, Blaine Land Company’s Addition to Blaine, except the North 26.35 feet of said Lot 7, according to the Plat thereof, recorded in Volume 2 of Plats, Page 35, records of the Auditor’s Office of Whatcom County, Washington. Together with the North half of vacated G Street adjoining, which upon vacation attached to said premises by Operation of Law. Commonly known as: 580 10th Street Blaine, WA 98230 which is subject to that certain Deed of Trust dated 05/15/07, recorded on 05/22/07, under Auditor’s File No. 2070503588, records of WHATCOM County, Washington, from Troy Olason, an unmarried person, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for My Neighborhood Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc.(“MERS”), as designated nominee for My Neighborhood Mortgage Company, Limited Liability Company to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141102226. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/07/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,274.56 Late Charges $606.60 Lender’s Fees & Costs $0.00 Total Arrearage $12,881.16 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $897.90 Statutory Mailings $11.22 Recording Costs $16.00 Postings $80.00 Total Costs $2,355.12 Total Amount Due: $15,236.28 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $232,939.32, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 11, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/31/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/31/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/31/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Troy Olason 580 10th Street Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Troy Olason 580 10th Street Blaine, WA 98230 by both first class and certified mail, return receipt requested on 04/02/15, proof of which is in the possession of the Trustee; and on 04/02/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. MATTER NAME: OLASON, TROY (TS# 7023.112938) 1002.279360-File No.
Published by Ferndale Record
August 12 and September 2, 2015.
LEGAL
File No.: 7236.26123 Grantors: Northwest Trustee Services, Inc. Deutsche Bank National Trust Company, as trustee, on behalf of the holders of the WaMu Mortgage Pass-Through Certificates, Series 2005-AR2 Grantee: David E. Patten and Leslie R. Patten Ref to DOT Auditor File No.: 2041102672 Tax Parcel ID No.: 3907094554300000 Abbreviated Legal: PTN. NE 1/4, NE 1/4, SEC. 9, T 39N, R 7E, Whatcom County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On September 11, 2015, at 10:00 AM inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: That portion of the Northeast quarter of the Northeast quarter of Section 9, Township 39 North, Range 7 East of W.M., described as follows: Commencing at the Northeast corner of said Section; thence South along the East line thereof a distance of 1,320 feet to the 16th corner of said Section; thence West 580 feet to the True Point of Beginning; thence North 860 feet; thence South 48 degrees West, a distance of 115 feet; thence Westerly 105 feet; thence South 17 degrees 30’ East for 100 feet; thence South 62 degrees 15’ West, a distance of 123 feet; thence South 634 feet to the South line of the Northeast quarter of the Northeast quarter of said Section; thence East along the South line of said subdivision for a distance of 275 feet to the True Point of Beginning. Except right of way for Thompson Creek Road No. 3905. Situate in Whatcom County, Washington. Commonly known as: 10645 Thompson Creek Road Glacier, WA 98244 which is subject to that certain Deed of Trust dated 11/03/04, recorded on 11/16/04, under Auditor’s File No. 2041102672, records of WHATCOM County, Washington, from David E. Patten and Leslie R. Patten, husband and wife, as Grantor, to Chicago Title Ins, a Missouri Corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, a Washington corporation, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank NA to Deutsche Bank National Trust Company, as trustee, on behalf of the holders of the WaMu Mortgage Pass-Through Certificates, Series 2005-AR2, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141002633. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/04/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $27,910.95 Late Charges $141.00 Lender’s Fees & Costs $3,735.24 Total Arrearage $31,787.19 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $0.00 Statutory Mailings $0.00 Recording Costs $0.00 Postings $0.00 Sale Costs $780.90 Total Costs $1,480.90 Total Amount Due: $33,268.09 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $142,076.14, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 11, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/31/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/31/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/31/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS David E. Patten aka David Patten 10645 Thompson Creek Road Glacier, WA 98244 Leslie R. Patten 10645 Thompson Creek Road Glacier, WA 98244 David E. Patten aka David Patten 700 Northwest Gilman Boulevard, Apt 235 Issaquah, WA 98027 Leslie R. Patten 700 Northwest Gilman Boulevard, Apt 235 Issaquah, WA 98027 David E. Patten aka David Patten 25801 Southeast 144th Place Issaquah, WA 98027-8354 Leslie R. Patten 25801 Southeast 144th Place Issaquah, WA 98027-8354 David E. Patten aka David Patten 5797 Mt. Baker Highway Deming, WA 98244 Leslie R. Patten 5797 Mt. Baker Highway Deming, WA 98244 David E. Patten aka David Patten 11045 Thompson Creek Road Glacier, WA 98244 Leslie R. Patten 11045 Thompson Creek Road Glacier, WA 98244 David E. Patten aka David Patten 700 Northwest Gilman Boulevard #235 Issaquah, WA 98027 Leslie R. Patten 700 Northwest Gilman Boulevard #235 Issaquah, WA 98027 David E. Patten aka David Patten 13725 248th Avenue Southeast Issaquah, WA 98027 Leslie R. Patten 13725 248th Avenue Southeast Issaquah, WA 98027 by both first class and certified mail, return receipt requested on 11/20/14, proof of which is in the possession of the Trustee; and on 11/20/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. MATTER NAME: Patten, David E. and Leslie R. (TS# 7236.26123) 1002.275330-File No.
Published by Ferndale Record
August 12 and September 2, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-653673-SW APN No.: 380212 207519 0008 Title Order No.: 140938591-WA-MSI Deed of Trust Grantor(s): DUSTIN R WOLFE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STERLING SAVINGS BANK DBA STERLING BANK Deed of Trust Instrument/Reference No.: 2120901683
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/11/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: REAL PROPERTY IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON, DESCRIBED AS FOLLOWS: UNIT 214, BUILDING 625 OF THE FIR RIDGE CONDOMINIUM, PHASE 6, A CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, UNDER AUDITOR’S FILE NO. 960705101, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 625 W HORTON WAY #214, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 9/14/2012, recorded 9/17/2012, under 2120901683 records of WHATCOM County, Washington , from DUSTIN R. WOLFE, AN UNMARRED PERSON , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STERLING SAVINGS BANK DBA STERLING BANK , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR STERLING SAVINGS BANK DBA STERLING BANK (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $13,732.55
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $135,940.05 , together with interest as provided in the Note from the 7/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/11/2015 . The defaults referred to in Paragraph III must be cured by 8/31/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/31/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/31/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DUSTIN R. WOLFE, AN UNMARRED PERSON ADDRESS 625 W HORTON WAY #214, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 3/25/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 5/12/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-653673-SW IDSPub #0082864 8/12/2015 9/2/2015
Published by Ferndale Record
August 12 and September 2, 2015.
LEGAL
Trustee Sale # 14-53041 Loan # 7600029882 Title # 02-14038740 APN: #: 400107-521223-0000 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwjustice.org/what-clear
I.
NOTICE IS HEREBY GIVEN that the undersigned, Old Republic National Title Insurance Company, 2201 6th Avenue, Suite 1110, Seattle, WA 98121, Trustee will on 10/2/2015 at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 113, “PLYMOUTH CITY, WHATCOM COUNTY, WASHINGTON,” AS PER THE MAP THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 56, IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE. TOGETHER WITH THE NORTH ONE HALF OF VACATED ALLEY ABUTTING SAID LOT 113, AS WOULD ATTACH BY OPERATION OF LAW, PURSUANT TO WHATCOM COUNTY COMMISSIONER’S PROCEEDINGS IN VOLUME 31, PAGE 601 ON JANUARY 28,1936. SITUATE IN WHATCOM COUNTY, WASHINGTON. TO INCLUDE THE 1993 FLEETWOOD, MODEL #4663A BARRINGTON, SERIAL #WAFLP31A11237-BA, HUD TAGS WAS156935 & WAS056936, WHICH ARE ATTACHED AND MADE PART OF THE REAL PROPERTY AND BY WHICH BY INTENTION OF THE PARTIES SHALL CONSTITUTE A PART OF THE REALTY AND SHALL PASS WITH IT. Commonly known as: 4551 SHIPYARD RD BLAINE, WA 98230 APN: 400107-521223-0000 which is subject to that certain Deed of Trust dated 10/15/2007, recorded 10/22/2007, under Auditor’s File No. 2071002948, in Book –, Page — records of Whatcom County, Washington, from ELISA BECERRA, AND EDUARDO BECERRA, WIFE AND HUSBAND, as Grantor(s), to LS TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., as Beneficiary, the beneficial interest of which was assigned to Rushmore Loan Management Services, LLC, records of Whatcom County, Washington.
II.
No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: PAYMENT INFORMATION FROM 11/1/2010 THRU 6/8/2015 NO.PMT 56 AMOUNT $1,822.92 TOTAL $102,083.52 ESTIMATED FORECLOSURE FEES AND COSTS DESCRIPTION TOTAL Conducting /Cancellation Sale Fee $50.00 Mailing Service Fee $96.64 NOD Service Fee $50.00 Posting of Notice of Sale $50.00 Publication of Notice of Sale $2,000.00 Record Notice of Sale $75.00 Record Subsitution of Trustee $15.00 T.S.G Fee $450.00 Trustee’s Fees $1,125.00 ADJUSTMENTS DESCRIPTION TOTAL Accrued Late Charges $1,238.94 Late Charge Forecasted $72.92 Corporate Advance $3,101.00 PROMISSORY NOTE INFORMATION Note Dated: 10/15/2007 Note Amount: $201,883.00 Interest Paid To: 10/1/2010 Next Due Date: 11/1/2010 TOTAL DUE AS OF 5/16/2015 $110,408.02
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $186,015.77, together with interest as provided in the Note from 11/1/2010, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession, or encumbrances on 10/2/2015. The default(s) referred to in Paragraph III must be cured by 9/21/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before 9/21/2015 (11 days before the sale date), the default(s) as set forth in Paragraph III is/are cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/21/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the Grantor’s successor in interest or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) or the Grantor’s successor in interest at the following address(es): NAME ELISA BECERRA ADDRESS 4551 SHIPYARD RD. BLAINE, WA 98230-9508 EDUARDO BECERRA 4551 SHIPYARD RD. BLAINE, WA 98230-9508 ELISA BECERRA 4551 SHIPYARD RD BLAINE, WA 98230 EDUARDO BECERRA 4551 SHIPYARD RD BLAINE, WA 98230 Occupants/Tenants 4551 SHIPYARD RD BLAINE, WA 98230 EDUARDO BECERRA 388 E WISER LAKE RD LYNDEN WA 98264 ELISA BECERRA 388 E WISER LAKE RD LYNDEN WA 98264 by both first class and certified mail on 1/29/2015 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally servied, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
Notice to Occupants or Tenants – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated: 5/18/2015 Old Republic National Title Insurance Company, as Successor Trustee Dalaysia Ramirez, Assistant Secretary For additional information you may contact Old Republic National Title Insurance Company 2201 6th Avenue, Ste 1201 Seattle, WA 98121 (866) 263-5802 Automated Sales line (714) 573-1965 or visit www.priorityposting.com A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. P1142963 9/2, 09/23/2015
Published by Ferndale Record
September 2 and 23, 2015.