■ CITY OF FERNDALE
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of September 8, 2015
Ordinance #1909
An ordinance amending the fee code
Ordinance #1910
An ordinance establishing sidewalk dining permits
Ordinance #1911
An ordinance amending Chapter 1 of Ferndale Development Standards
Ordinance #1912
An ordinance amending Chapter 13 of Ferndale Development Standards
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, City Clerk
Published by Ferndale Record
September 16, 2015.
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
THORNTON STREET SANITARY SEWER EXTENSION
Plans, Specifications and Engineering Services
The City of Ferndale is seeking qualification statements from Professional Engineering firms with experience providing Plans, Specifications and Engineering Services for the Thornton Road Sanitary Sewer Extension project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org.
Submittals are due by 5:00 pm, Wednesday, September 30, 2015. Questions regarding this RFQ should be directed to Katy Radder, Project Manager.
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record
September 16 and 23, 2015.
■ PUBLIC NOTICE
LEGAL
Douglas Road
Temporary Closure Notice
Notice is hereby given that Public Utility District No. 1 of Whatcom County and Stremler Gravel Inc. are requesting temporary road closure for construction activities on a portion of Douglas Road. Beginning at 7:00AM Wednesday, September 16 through 5:00 PM Friday, September 25 a section of Douglas Road beginning at Elder Road to the East and ending at Lake Terrell Road to the West will be temporarily closed. Notice will be posted at both the Douglas/Elder Road intersection and the Douglas/Lake Terrell Road Intersection.
Stephan Jilk, General Manager
Published by Ferndale Record
September 16, 2015.
LEGAL
SUPERIOR COURT OF THE STATE OF WASHINGTON
COUNTY OF PIERCE
IN RE THE GUARDIANSHIP OF
TIMOTHY A. AUTON,,
Decedent:
NO. 12-4-01706-1
NOTICE OF HEARING RE:
FIRST AND FINAL REPORT; REQUEST FOR DECREE OF DISTRIBUTION
Hearing Date: October 8, 2015
(RCW 11.68.100 and 11.76.040)
NOTICE IS GIVEN TO ALL PERSONS
INTERESTED IN THE ABOVE-
MENTIONED ESTATE THAT:
Christopher E. Neil, Personal Representative of the Estate of Timothy A. Auton (Decedent) has filed with the Clerk of the above Court, the First and Final Report; and Petition for Decree of Distribution; and requests that the Court approve the Report and authorize the distribution of the property of the Estate to the heir(s) or persons entitled thereto as outlined in the Report.
This matter will be heard at the Pierce County Superior Court, 930 Tacoma Avenue South, Tacoma, Washington, on Thursday, October 8, 2015 at 1:30 a.m. before the Court Commissioner, in Room 100 or as posted, at which time and place any person interested in the Estate may appear and file objections to and contest the Report or the disbursement requested therein.
Dated this 11th day of September 2015. CHRISTOPHER E. NEIL
WSBA #26219
Attorney for Personal Representative
5302 Pacific Avenue
Tacoma, WA 98408
(253) 475-8600
Published by Ferndale Record
September 16,, 2015.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF KING
In re the Estate of:
MARIA A. FIALA,
Deceased.
NO. 15-4-04829-2 SEA
PROBATE NOTICE TO CREDITORS
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) 30 days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1) (c) or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of First Publication:
Personal Representative: MARIE L. FIALA
Attorney for the Personal Representative: Carolann O’Brien Storli
Address for Mailing or Service: STORLI LAW, PLLC
1420 Fifth Avenue, Suite 3000
Seattle, WA 98101-2393
(206) 892-2139
Published by Ferndale Record
September 16, 23, and 30, 2015.
LEGAL
SUPERIOR COURT OF WASHINGTON FOR
WHATCOM COUNTY
Estate of
John W Flannery,
Deceased.
NO. 15-4-00277-9
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.
Personal Representative
Michael J Lulu
5550 Pine Sisken Rd
Blaine, WA 98230
360-510-8988
Published by Ferndale Record
September 16, 23 and 30, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7025.21212 Grantors: Northwest Trustee Services, Inc. Guild Mortgage Company, A California Corporation Grantee: Michael M. Beer, as his separate estate Ref to DOT Auditor File No.: 2100400908 Tax Parcel ID No.: 380104-096384-0000/ 38027 Abbreviated Legal: LOT 61 AND A PTN LOT 62, PLAT OF NEPTUNE HEIGHTS, VOL 10, PG 119, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 25, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 61, Plat of Neptune Heights, According to the Plat thereof, Recorded in Volume 10 of Plats, Page 119, records of Whatcom County, Washington, Together with that Portion of Lot 62, Plat of Neptune Heights, Lying Northerly of Fence line Established in boundary agreement recorded January 10, 1994, Under Auditor’s file No. 940110003, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4791 Neptune Circle Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/05/10, recorded on 04/09/10, under Auditor’s File No. 2100400908, records of Whatcom County, Washington, from Michael M Beer, A Single Man, as Grantor, to Fidelity National Title Company of Washington, a Washington Corporation, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Guild Mortgage Company, a California Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Guild Mortgage Company, a California Corporation, its Successors and Assigns to Guild Mortgage Company, A California Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150401424. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 5/21/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,660.03 Late Charges $306.39 Lender’s Fees & Costs ($43.77) Total Arrearage $7,922.65 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $700.80 Statutory Mailings $11.22 Recording Costs $28.00 Postings $80.00 Total Costs $1,570.02 Total Amount Due: $9,492.67
IV.
The sum owing on the Obligation is: Principal Balance of $141,885.77, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 25, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/14/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/14/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/14/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael M. Beer 4791 Neptune Circle Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Michael M. Beer 4791 Neptune Circle Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 04/17/15, proof of which is in the possession of the Trustee; and on 04/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Beer, Michael M. (TS# 7025.21212) 1002.279807-File No.
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
File No.: 7023.113332 Grantors: Northwest Trustee Services, Inc. Wells Fargo Financial Washington 1, Inc. Grantee: Orville Johnson, who also appears of record as Orville L. Johnson Jr aka Orville L. Johnson, and Colleen Johnson, who also appears of record as Colleen J. Johnson, husband and wife Ref to DOT Auditor File No.: 2080502902 Tax Parcel ID No.: 93364/390218-370018-0000 Abbreviated Legal: LOT 22 OF VISTA DIV, NO. 1, VOL 14, PG 99, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 25, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 22, “Vista, Division No. 1,” Whatcom County, Washington, according to the Plat thereof, recorded in Volume 14 of Plats, Page 99, in the Auditor’s Office of said County and State. Situate in Whatcom County, Washington. Commonly known as: 2143 Robyn Drive Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/30/08, recorded on 05/20/08, under Auditor’s File No. 2080502902, records of WHATCOM County, Washington, from Orville L. Johnson Jr., aka Orville L. Johnson and Colleen J. Johnson, husband and wife, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Financial Washington 1, Inc., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/20/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $21,697.20 Late Charges $215.79 Lender’s Fees & Costs $599.21 Total Arrearage $22,512.20 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $963.60 Statutory Mailings $11.22 Recording Costs $16.00 Postings $80.00 Total Costs $2,420.82 Total Amount Due: $24,933.02 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $260,602.64, together with interest as provided in the note or other instrument evidencing the Obligation from 02/04/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 25, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/14/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/14/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/14/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Orville Johnson aka Orville L. Johnson Jr. aka Orville L. Johnson 2143 Robyn Drive Ferndale, WA 98248 Colleen Johnson aka Colleen J. Johnson 2143 Robyn Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 04/16/15, proof of which is in the possession of the Trustee; and on 04/16/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. JOHNSON, ORVILLE L. JR. and COLLEEN J. (TS# 7023.113332) 1002.279747-File No.
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-621956-SW APN No.: 370408 496547 0000 Title Order No.: 140095993-WA-MSI Deed of Trust Grantor(s): EDYTHE Z KIZAKI Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION Deed of Trust Instrument/Reference No.: 2120602396
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/25/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 62, SUDDEN VALLEY, DIVISION NO. 17, ACCORDING TO THE PLAT THEREOF, RECORD IN VOLUME 11 OF PLATS PAGES 12-14, INCLUSIVE, RECORDS OF WHATCOM COUNTY; SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 21 SUNFLOWER CIR, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 6/13/2012, recorded 6/20/2012, under 2120602396 records of WHATCOM County, Washington , from EDYTHE Z. KIZAKI, A MARRIED WOMAN, AS HER SEPARATE ESTATE , as Grantor(s), to STEWART TITLE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION (or by its successors-in-interest and/or assigns, if any), to Lakeview Loan Servicing, LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $30,635.98
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $190,179.48 , together with interest as provided in the Note from the 1/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/25/2015 . The defaults referred to in Paragraph III must be cured by 9/14/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/14/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/14/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME EDYTHE Z. KIZAKI, A MARRIED WOMAN, AS HER SEPARATE ESTATE ADDRESS 21 SUNFLOWER CIR, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/21/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 5/26/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-621956-SW IDSPub #0083165 8/26/2015 9/16/2015
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
File No.: 7372.22237 Grantors: Northwest Trustee Services, Inc. Bayview Loan Servicing, LLC Grantee: Lori L. McCarthy-Cortes who also appears of record as Lori McCarthy-Cortes and Guadalupe Cortes, wife and husband Ref to DOT Auditor File No.: 2061003206 Tax Parcel ID No.: 390428-027501-0000 Abbreviated Legal: Lot 1 Maricle Cedarville SP Recording No. 2050804477, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 25, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 1, Maricle Cedarville Short Plat, according to the Plat thereof recorded August 22, 2005 under Recording No 2050804477, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 5694 Knight Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/16/06, recorded on 10/20/06, under Auditor’s File No. 2061003206, records of Whatcom County, Washington, from Lori L. McCarthy-Cortes and, Guadalupe Cortes, husband and wife, as Grantor, to Chicago Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, FA, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association to Bayview Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140102184. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/13/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $194,389.51 Late Charges $1,154.53 Lender’s Fees & Costs $0.00 Total Arrearage $195,544.04 Trustee’s Expenses (Itemization) Trustee’s Fee $945.00 Title Report $1,303.05 Statutory Mailings $0.00 Recording Costs $0.00 Postings $0.00 Sale Costs $0.00 Total Costs $2,248.05 Total Amount Due: $197,792.09 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $416,866.84, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 25, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/14/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/14/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/14/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lori L. McCarthy- Cortes 5694 Knight Road Bellingham, WA 98226-7521 Guadalupe Cortes 5694 Knight Road Bellingham, WA 98226-7521 Lori L. McCarthy- Cortes 1359 Wiley Court Ferndale, WA 98248-8981 Guadalupe Cortes 1359 Wiley Court Ferndale, WA 98248-8981 Lori L. McCarthy-Cortes and Guadalupe Cortes c/o Robert J. La Rocco, Attorney 1313 East Maple Street, Suite 201 Bellingham, WA 98225 Lori L. McCarthy-Cortes and Guadalupe Cortes c/o Dennis Lee Burman, Chapter 7 Trustee 1103 9th Street Marysville, WA 98270 Lori L. McCarthy-Cortes and Guadalupe Cortes c/o Dennis Lee Burman, Chapter 7 Trustee P.O. Box 1620 Marysville, WA 98270 by both first class and certified mail, return receipt requested on 04/30/14, proof of which is in the possession of the Trustee; and on 04/30/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. McCarthy-Cortes, Lori L. and Cortes, Guadalupe (TS# 7372.22237) 1002.268061-File No.
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-13-603302-TC APN No.: 154210/ 4053035424940000 Title Order No.: 8380811 Deed of Trust Grantor(s): TRACY EVANS Deed of Trust Grantee(s): BANK OF AMERICA, N.A. Deed of Trust Instrument/Reference No.: 2110301128
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/25/2015 , at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: All that certain parcel of land situated in County of WHATCOM, State of WASHINGTON, being known and designated as follows: LOT 20, AS DELINEATED ON MACBETH PLAT NO. 2, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE 24, RECORDS OF WHATCOM COUNTY, WASHINGTON SITUATE IN WHATCOM COUNTY, WASHINGTON. Being the same property as conveyed from JOHN J. PERRY AND REBECCA PERRY, HUSBAND AND WIFE to TRACY EVANS, AN UNMARRIED WOMAN as described in Warranty Deed, Dated 11/01/2005, Recorded 11/07/2005, in Official Records Document No.2051101125 Tax/Parcel ID: 4053035424940000 More commonly known as: 252 WINDSOR DR, POINT ROBERTS, WA 98281 which is subject to that certain Deed of Trust dated 2/3/2011, recorded 3/10/2011, under 2110301128 records of WHATCOM County, Washington , from TRACY EVANS, AN UNMARRIED WOMAN , as Grantor(s), to RECONTRUST COMPANY , as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A. , as Beneficiary, the beneficial interest in which was assigned by BANK OF AMERICA, N.A. (or by its successors-in-interest and/or assigns, if any), to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $39,620.68
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $174,453.97 , together with interest as provided in the Note from the 4/1/2013 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/25/2015 . The defaults referred to in Paragraph III must be cured by 9/14/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/14/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/14/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME TRACY EVANS, AN UNMARRIED WOMAN ADDRESS 252 WINDSOR DR, POINT ROBERTS, WA 98281 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/15/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 5/26/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-13-603302-TC IDSPub #0083625 8/26/2015 9/16/2015
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
File No.: 7023.109059 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Heather Simpson and Andrew Simpson, also appearing of record as Heather F. Simpson and Andrew D. Simpson, wife and husband Ref to DOT Auditor File No.: 2120302682 Tax Parcel ID No.: 380315-082224-0000/58072 Abbreviated Legal: Lt 30, Tweed Twenty Div No. 6, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 25, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 30, Plat of Tweed Twenty, Division No. 6, according to the Plat thereof, recorded in Volume 14 of Plats, Pages 133 through 135, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 1359 Welling Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 03/20/12, recorded on 03/26/12, under Auditor’s File No. 2120302682, records of WHATCOM County, Washington, from Andrew D. Simpson and Heather F. Simpson, husband and wife, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Bank of the Pacific, a Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Bank of the Pacific to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131102178. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/21/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $34,573.90 Late Charges $275.08 Lender’s Fees & Costs $2,066.83 Total Arrearage $36,915.81 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Total Costs $700.00 Total Amount Due: $37,615.81 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $243,831.76, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 25, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/14/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/14/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/14/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Andrew D. Simpson aka Andrew Simpson 1359 Welling Road Bellingham, WA 98226 Heather F. Simpson aka Heather Simpson 1359 Welling Road Bellingham, WA 98226 Heather F. Simpson aka Heather Simpson c/o Andrew David Peach, Attorney 103 East Holly Street Suite 515 Bellingham, WA 98225 Andrew D. Simpson aka Andrew Simpson c/o Nancy Sherar Berg, Attorney 119 North Commercial Street Suite 250 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 03/19/14, proof of which is in the possession of the Trustee; and on 03/19/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. SIMPSON, ANDREW D. and HEATHER F. (TS# 7023.109059) 1002.266258-File No.
Published by Ferndale Record
August 26 and September 16, 2015.
LEGAL
File No.: 7037.105591 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Tammy Lynn Mendivil, who acquired title as Tammy L. Clos-Mendivil, as her separte estate Ref to DOT Auditor File No.: 2100402921 Tax Parcel ID No.: 400131-253053-0000/123009 Abbreviated Legal: LOT 97, PLAT OF BAY-CREST SOUTH, WHATCOM COUNTY, WASHINGTON Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 97, Plat of Bay-Crest South, according to the Plat thereof, recorded December 12, 2005, under Auditor’s File No. 2051201932, Records of Whatcom County, Washington. Commonly known as: 7330 Yellow Fin Court Blaine, WA 98230 which is subject to that certain Deed of Trust dated 04/28/10, recorded on 04/29/10, under Auditor’s File No. 2100402921, records of WHATCOM County, Washington, from Tammy L. Clos-Mendivil A Married Woman, As Her Sole and Separate Property, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. Solely as nominee for Envoy Mortgage, Ltd., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Envoy Mortgage, Ltd., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140102150. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/04/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $24,605.86 Lender’s Fees & Costs ($552.50) Total Arrearage $24,053.36 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Total Costs $700.00 Total Amount Due: $24,753.36 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $177,123.65, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Tammy Lynn Mendivil aka Tammy L. Clos-Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Jude Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Tammy Lynn Mendivil aka Tammy L. Clos-Mendivil 7330 Yellow Fin Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner Tammy Lynn Mendivil 6597 Aldrich Road Bellingham, WA 98226-9603 Jude Mendivil of Tammy Lynn Mendivil 6597 Aldrich Road Bellingham, WA 98226-9603 6597 Aldrich Road Bellingham, WA 98226-9603 by both first class and certified mail, return receipt requested on 03/27/14, proof of which is in the possession of the Trustee; and on 03/27/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (Mendivil-Clos, Tammy L. TS# 7037.105591) 1002.266683-File No.
Published by Ferndale Record
September 16 and October 7, 2015.
LEGAL
File No.: 7037.106559 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Jack W. Rudd, Jr. and Christa E. Rudd, husband and wife Ref to DOT Auditor File No.: 2090400551 Tax Parcel ID No.: 4005221543090000 Abbreviated Legal: LOT 24, BLK 1, PARADISE LAKES COUNTRY CLUB, DIV 7, VOL 10, PG 60, WHATCOM COUNTY, WA WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 24, Block 1, Paradise Lakes Country Club, Division No. 7, according to the plat thereof, recorded in Volume 10 of Plats, Page 60, records of Qwhatcom County, Washington. Situate in Whatcom County, Washington. More accurately described as: Lot 24, Block 1, Paradise Lakes Country Club, Division No. 7, according to the plat thereof, recorded in Volume 10 of Plats, Page 60, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 8307 Golden Valley Boulevard Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 04/02/09, recorded on 04/03/09, under Auditor’s File No. 2090400551, records of WHATCOM County, Washington, from Jack W. Rudd, Jr. and Christa E. Rudd, Husband and Wife., as Grantor, to Stewart Title and Escrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Response Mortgage Services, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Response Mortgage Services, Inc., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121200213. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/16/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $14,963.12 Lender’s Fees & Costs $224.15 Total Arrearage $15,187.27 Trustee’s Expenses (Itemization) Trustee’s Fee $532.50 Title Report $657.00 Statutory Mailings $23.40 Recording Costs $14.00 Postings $80.00 Total Costs $1,306.90 Total Amount Due: $16,494.17 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $121,203.51, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Jack W Rudd aka Jack W Rudd Jr 8307 Golden Valley Drive Maple Falls, WA 98266 Christa E Rudd 8307 Golden Valley Drive Maple Falls, WA 98266 Jack W Rudd aka Jack W Rudd Jr 8307 Golden Valley Boulevard Maple Falls, WA 98266 Christa E Rudd 8307 Golden Valley Boulevard Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 05/04/15, proof of which is in the possession of the Trustee; and on 05/01/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (Rudd, Jack W TS# 7037.106559) 1002.280152-File No.
Published by Ferndale Record
September 16 and October 7, 2015.
LEGAL
File No.: 7236.26159 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 2006-AR3 Grantee: Mohan Singh Sandhu who also appears of record as Mohan S. Sandhu and Jaginder Kaur Sandhu, husband and wife Ref to DOT Auditor File No.: 2051103699 Tax Parcel ID No.: 157163/410131-214144-0000 Abbreviated Legal: LOT 1 GILL LOT LINE ADJUSTMENT, REC NO. 2031205685, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, Gill Lot Line Adjustment, according to the Plat thereof, recorded under Auditor’s File No. 2031205685, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 325 8th Street Blaine, WA 98230 which is subject to that certain Deed of Trust dated 11/10/05, recorded on 11/21/05, under Auditor’s File No. 2051103699, records of WHATCOM County, Washington, from Mohan Singh Sandhu and Jaginder Kaur Sandhu, Husband and Wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for GreenPoint Mortgage Funding, Inc., its successors and assigns to Wells Fargo Bank, National Association, as Trustee for Structured Asset Mortgage Investments II Inc., GreenPoint Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 2006-AR3, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131001599. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/3/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $21,554.60 Lender’s Fees & Costs $5,405.59 Total Arrearage $26,960.19 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $0.00 Statutory Mailings $0.00 Recording Costs $0.00 Postings $0.00 Sale Costs $0.00 Total Costs $700.00 Total Amount Due: $27,660.19 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $216,234.14, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mohan Singh Sandhu AKA Mohan S. Sandhu 325 8th Street Blaine, WA 98230 Jaginder Kaur Sandhu 325 8th Street Blaine, WA 98230 Mohan Singh Sandhu AKA Mohan S. Sandhu 1357 Paddington Way Olivehurst, CA 95961 Jaginder Kaur Sandhu 1357 Paddington Way Olivehurst, CA 95961 by both first class and certified mail, return receipt requested on 12/16/13, proof of which is in the possession of the Trustee; and on 12/16/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Sandhu, Mohan Singh and Jaginder Kaur TS# 7236.26159) 1002.281115-File No.
Published by Ferndale Record
September 16 and October 7, 2015.
LEGAL
SUPERIOR COURT OF WASHINGTON FOR
WHATCOM COUNTY
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-612675-TC APN No.: 390134 151185 0000 Title Order No.: 140031874-WA-MSI Deed of Trust Grantor(s): LAURIE A SMITH, PATRICIA SUDDERTH Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT Deed of Trust Instrument/Reference No.: 2061103819
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/16/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PORTION OF THE SW QUARTER OF SECTION 34, TOWNSHIP 39 NORTH, RANGE 1 EAST, W.M. THE WEST HALF OF THE WEST HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER IN SECTION 34, TOWNSHIP 39 NORTH, RANGE 1 EAST OF W .M.; EXCEPT THE RIGHT-OF-WAY FOR WALLTINE ROAD LYING ALONG THE SOUTH LINE THEREOF; SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3590 WALLTINE ROAD, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 11/20/2006, recorded 11/28/2006, under 2061103819 records of WHATCOM County, Washington , from LAURIE A. SMITH, AN UNMARRIED WOMAN, PATRICIA SUDDERTH, AN UNMARRIED WOMAN , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT (or by its successors-in-interest and/or assigns, if any), to U.S. Bank National Association, as Trustee for Banc of America Funding Corporation 2007-2 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $81,553.68
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $475,300.00 , together with interest as provided in the Note from 9/1/2013 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/16/2015 . The defaults referred to in Paragraph III must be cured by 10/5/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/5/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/5/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME LAURIE A. SMITH, AN UNMARRIED WOMAN, PATRICIA SUDDERTH, AN UNMARRIED WOMAN ADDRESS 3590 WALLTINE ROAD, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/7/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/16/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-612675-TC IDSPub #0084737 9/16/2015 10/7/2015
Published by Ferndale Record
September 16 and October 7, 2015.
