LEGALS- OCTOBER 30, 2019

FERNDALE

LEGAL

INVITATION TO BID FOR THORNTON STREET OVERPASS PROJECT

City Project No. ST1998-03

Sealed bid proposals will be received by the City of Ferndale at Ferndale City Hall, 2095 Main Street, Ferndale, Washington, 98248, (360) 384-4006, until November 21, 2019 at 2:00 p.m., for the Thornton Street Overpass Project. This contract provides for the construction of a roadway and bridge over the BNSF Railroad Tracks. Project limits are from the vicinity of the Thornton/Malloy intersection, then easterly and southerly to the north leg of the 2nd Avenue Roundabout. Work will include a preload settlement period, trench excavation; utility work, construction of a bridge. To view the full invitation to bid, please go to: http://www.cityofferndale.org/public-works-department/capital-projects/thornton-railroad-overcrossing-project/

Susan Duncan

City Clerk – City of Ferndale

Published October 23 & 30, 2019

LEGAL

NOTICE OF PUBLIC HEARING

Notice is hereby given that the City of Ferndale’s 2020 Preliminary Budget has been filed with the City Clerk. A copy thereof will be furnished to any taxpayer who requests it by contacting the City Clerk. Ferndale City Council will hold a public hearing on Monday, November 18, 2019 to consider the final budget for 2020.

The hearing will be held at the City Hall Annex Building located at 5694 Second Avenue, beginning at 6:00 p.m. Any taxpayers may appear thereat and be heard for or against any part of the budget. Documents may be viewed at www.cityofferndale.org.

Susan Duncan

City Clerk

City of Ferndale

Published October 30, 2019

LEGAL

NOTICE OF PUBLIC HEARING

The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.

The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, November 13, 2019 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.

DATE OF NOTICE: October 30, 2019

APPLICANT: City of Ferndale

PROJECT LOCATION: Citywide – Properties zoned Mixed Use Commercial in the City of Ferndale.

PROJECT DESCRIPTION:

The City recognizes that the future vitality of the Mixed-Use Commercial Zone will rely upon a combination of residential and non-residential uses which should remain in-balance through market fluctuations. In order to preserve opportunities for non-residential uses in a market that is driven by residential development, the City proposes to require that developments reserve space for non-residential uses in the Mixed-Use Commercial Zone. Staff proposes to require a minimum amount of non-residential uses within each development based on a certain percentage of the lineal property frontage facing the public right of way or the private access roads if no right of way exists.

Additional details will be provided within a staff report available by 5 PM on November 8, 2019 here https://ferndale.civicweb.net/filepro/documents/12919

REQUESTED ACTION(S): The City of Ferndale requests approval of amendments to the Ferndale Municipal Code.

PUBLIC COMMENT PERIOD: October 30, 2019 – November 13, 2019

CONTACT:

Haylie Miller, Community Development Director

[email protected]

P.O. Box 936

Ferndale, WA 98248

(360) 685-2367

Published October 30, 2019

NOTICE OF TRUSTEE’S SALE

LEGAL

TS No WA05000249-18-1

TO No 02-18094748

NOTICE OF TRUSTEE’S SALE

PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: LORRAINE D WINGFIELD, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust: Bayview Loan Servicing, LLC Original Trustee of the Deed of Trust: PROFESSIONAL FORECLOSURE CORPORATION OF WASHINGTON Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Bayview Loan Servicing, LLC Reference Number of the Deed of Trust: Instrument No. 2050400768 Parcel Number: 3803152372110002 I. NOTICE IS HEREBY GIVEN that on November 8, 2019, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT NO. 1487-B OF SIXTH AMENDMENT TO BRITTON COURT CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER WHATCOM COUNTY AUDITOR`S FILE NUMBER 1991002537, UNDER THAT CERTAIN DECLARATION RECORDED UNDER AUDITOR`S FILE NO. 1981203534 AND AS AMENDED THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 3803152372110002 More commonly known as 1487 B BRITTON CT, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated March 29, 2005, executed by LORRAINE D WINGFIELD, AN UNMARRIED PERSON as Trustor(s), to secure obligations in favor of UNION PLANTERS BANK, N.A. D/B/A REGIONS MORTGAGE as original Beneficiary recorded April 5, 2005 as Instrument No. 2050400768 and the beneficial interest was assigned to BAYVIEW LOAN SERVICING, LLC and recorded January 31, 2018 as Instrument Number 2018-0103358 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by Bayview Loan Servicing, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From July 1, 2018 To July 1, 2019 Number of Payments 1 $998.05 11 $1,071.39 1 $789.57 Total $13,572.91 LATE CHARGE INFORMATION July 1, 2018 July 1, 2019 $0.00 PROMISSORY NOTE INFORMATION Note Dated: March 29, 2005 Note Amount $220,800.00 Interest Paid To: June 1, 2018 Next Due Date: July 1, 2018 Current Beneficiary: Bayview Loan Servicing, LLC Contact Phone No: 800.457.5105 Address: 4425 Ponce de Leon Blvd., Mail Stop MS5/251, Coral Gables, FL 33146 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $161,419.49, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on November 8, 2019. The defaults referred to in Paragraph III must be cured by October 28, 2019, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before October 28, 2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 28, 2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Bayview Loan Servicing, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF LORRAINE D WINGFIELD 1487 B BRITTON CT, BELLINGHAM, WA 98226 LORRAINE D WINGFIELD 1487 B BRITTON CT, BELLINGHAM, WA 98226 by both first class and certified mail on April 11, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place April 11, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: July 1, 2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 61351

Published October 9 & 30, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-19-857146-RM

Title Order No.: 8753309

Reference Number of Deed of Trust:

Instrument No. 2120903532

Parcel Number(s): 3803285391890000/72788

Grantor(s) for Recording Purposes under RCW 65.04.015: JEFFREY A CHAPMAN, A MARRIED PERSON AS HIS SEPARATE ESTATE

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): M&T Bank

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: M&T Bank

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/8/2019, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:

THE WEST 65.5 FEET OF THE NORTH HALF OF LOT 2, BLOCK 3, PLAT OF WHATCOM FALLS ADDITION TO THE CITY OF BELLINGHAM, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 5 OF PLATS, PAGE 37, RECORDS OF WHATCOM COUNTY, WASHINGTON. SUTUATE IN WHATCOM COUNTY, WASHINGTON More commonly known as: 3834 FRASER STREET, BELLINGHAM, WA 98229 Subject to that certain Deed of Trust dated 9/25/2012, recorded 9/28/2012, under Instrument No. 2120903532 records of WHATCOM County, Washington, from JEFFREY A CHAPMAN, A MARRIED PERSON AS HIS SEPARATE ESTATE, as grantor(s), to WHATCOM LAND TITLE, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR M&T bak, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to M&T Bank, the Beneficiary, under an assignment recorded under Auditors File Number 2017-0900353 xxx xxx

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $12,531.57.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $214,874.57, together with interest as provided in the Note from 11/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/8/2019. The defaults referred to in Paragraph III must be cured by 10/28/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/28/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/28/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 5/22/2019.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-857146-RM.

Dated: 6/24/2019

Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary

Trustee’s Address: Quality Loan Service Corp. of Washington 108

1st Ave South, Suite 202,

Seattle, WA 98104

For questions call toll-free: (866) 925-0241

Trustee Sale Number: WA-19-857146-RM

Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com

IDSPub #0154341

Published October 9 & 30, 2019