■ NOTICE TO CREDITORS
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In Re the Estate of:
ELLEN COSTELLO,
Deceased.
No. 15 4 00468 2
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
Date of Death: 9-18-15
The personal representatives named below have been appointed as co-personal representatives of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication: October 7, 2015.
Janet M. Oiness-Kennedy Susan Richardson
Personal Representative Personal Representative
ttorney for Personal Representative:
Gregory E. Thulin, WSBA #21752
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Phone: 360-714-8599
Court of probate proceedings & cause number:
Whatcom County Superior Court
311 Grand Avenue
Bellingham, WA 98225
Cause No. 15-4-00468-2
Published by Ferndale Record
October 7, 14 and 21, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7236.26374 Grantors: Northwest Trustee Services, Inc. Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Long Beach Mortgage Loan Trust 2006-1, Asset-Backed Certificates, Series 2006-1 Grantee: Betty F. Adam-Diaz, individually Ref to DOT Auditor File No.: 2051104275 Tax Parcel ID No.: 3704281574470000 Abbreviated Legal: LOT 1, CAN ISLE S/P, VOL 3, P 84., WHATCOM CO, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Parcel A Lot 1, as delineated on “Can Isle Short Plat”, according to the Plat thereof, recorded in Volume 3 of Short Plats, Page(s) 84, under Auditor’s File No. 1299884, except Iowa Heights Road and except portion deeded to Whatcom County for road under Auditor’s File No. 1304930, Records of Whatcom County, Washington. Parcel B An easement for ingress, egress and utilities as delineated on “Can Isle Short Plat”, according to the Plat thereof, recorded in Volume 3 of Short Plats, Page(s) 84, under Auditor’s File No. 1299884, Records of Whatcom County, Washington. Parcel B-1 An easement for mutual driveway use as granted under Auditor’s File No. 2031004251. Commonly known as: 840 Iowa Heights Road Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 11/18/05, recorded on 11/23/05, under Auditor’s File No. 2051104275, records of Whatcom County, Washington, from Betty F. Adam-Diaz, who acquired title as an unmarried woman, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Long Beach Mortgage Company, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, NA, successor in interest by purchase from the FDIC as receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA, S/B/M to Washington Mutual Home Loans, Inc. S/B/M to Long Beach Mortgage Co. to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2006-1, its successors or assigns, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111202150. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/15/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $23,360.18 Late Charges $331.14 Lender’s Fees & Costs $493.77 Total Arrearage $24,185.09 Trustee’s Expenses (Itemization) Trustee’s Fee $1,200.00 Title Report $1,111.04 Statutory Mailings $33.66 Recording Costs $15.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,439.70 Total Amount Due: $26,624.79 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $335,150.37, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Betty F. Adam-Diaz 840 Iowa Heights Road Sedro Woolley, WA 98284 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz 840 Iowa Heights Road Sedro Woolley, WA 98284 Betty F. Adam-Diaz 843 Orkney Drive Patterson, CA 95363 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz 843 Orkney Drive Patterson, CA 95363 Betty F. Adam-Diaz c/o Ernest A. Bentley 805 Dupont #1 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Betty F. Adam-Diaz c/o Ernest A. Bentley, 805 Dupont #1 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 05/12/15, proof of which is in the possession of the Trustee; and on 05/12/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (Adam-Diaz, Betty F. TS# 7236.26374) 1002.280408-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-664403-SW APN No.: 400336 391340 0000 Title Order No.: 150076716-WA-MSI Deed of Trust Grantor(s): DEAN J LAUTENBACH, JENNIFER K. LAUTENBACH Deed of Trust Grantee(s): WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION Deed of Trust Instrument/Reference No.: 2070603577
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 10/23/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE LAND REFERRED TO IN THIS COMMITMENT IS DESCRIBED AS FOLLOWS: REAL PROPERTY IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON, DESCRIBED AS FOLLOWS: THE NORTH 91 FEET OF THE EAST 176 FEET OF THAT PORTION OF GOVERNMENT LOT 4, SECTION 38, TOWNSHIP 40 NORTH, RANGE 3 EAST OF W.M., DESCRIBED AS FOLLOWS; COMMENCING AT A POINT 20 FEET WEST OF THE NORTHEAST CORNER OF THE NORTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SAID SECTION 36; THENCE NORTH 0°30’ EAST, 600 FEET TO THE TRUE POINT OF BEGINNING; THENCE NORTH 86°02’ WEST TO THE WEST LINE OF GOVERNMENT LOT 4; THENCE NORTH ALONG SAID WEST LINE TO THE SOUTH LINE OF THE NORTH 15.625 ACRES OF THE SOUTH 40 ACRES OF SAID GOVERNMENT LOT 4; THENCE EAST ALONG THE SOUTH LINE OF THE NORTH 15.625 ACRES OF THE SOUTH 40 ACRES OF GOVERNMENT LOT 4, TO THE WEST LINE OF MEAD AVENUE; THENCE SOUTH ALONG THE WEST LINE OF MEAD AVENUE TO THE TRUE POINT OF BEGINNING. LESS ROAD. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON More commonly known as: 208 MEAD AVE, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 6/18/2007, recorded 6/21/2007, under 2070603577 records of WHATCOM County, Washington , from DEAN J. LAUTENBACH, MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY AND JENNIFER K. LAUTENBACH, HIS WIFE , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO FINANCIAL WASHINGTON 1, INC, A CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Financial Washington 1, Inc. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $16,065.55
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $162,788.76 , together with interest as provided in the Note from 8/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 10/23/2015 . The defaults referred to in Paragraph III must be cured by 10/12/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 10/12/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DEAN J. LAUTENBACH, MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY AND JENNIFER K. LAUTENBACH, HIS WIFE ADDRESS 208 MEAD AVE, EVERSON, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/12/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 6/22/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-664403-SW IDSPub #0085529 9/23/2015 10/14/2015
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7777.19498 Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, as Trustee for Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates. Series 2006-IM1 Grantee: Kathleen M. Maricle, as her separate estate Ref to DOT Auditor File No.: 2051204861 Tax Parcel ID No.: 79661/380332-257254-0000 Abbreviated Legal: Lt 1, Blk 1, Broadview Estates, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 1, Block 1, “Plat of Broadview Estates, Division No. 1” as per the Map thereof, recorded in Volume 9 of Plats, Page 59, in the Auditor’s Office of Whatcom County, Washington. Situate in County of Whatcom, State of Washington. Commonly known as: 927 Racine Street Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 12/19/05, recorded on 12/28/05, under Auditor’s File No. 2051204861, records of Whatcom County, Washington, from Kathleen M. Maricle, a married woman, as her separate estate, as Grantor, to Stewart Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Impac Funding Corporation dba Impac Lending Group, a California corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Impac Funding Corporation, doing business as Impac Lending Group to U.S. Bank National Association, as Trustee for the holders of Bear Stearns Asset Backed Securities I Trust 2006-IM1, Asset-Backed Certificates. Series 2006-IM1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121003477. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/17/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $44,745.89 Late Charges $340.00 Lender’s Fees & Costs $3,532.60 Total Arrearage $48,618.49 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Recording Costs $16.00 Total Costs $1,066.00 Total Amount Due: $49,684.49 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $233,140.00, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Kathleen M. Maricle 927 Racine Street Bellingham, WA 98229 Kathleen M. Maricle 1225 East Sunset Drive #578 Bellingham, WA 98226 Kathleen M. Maricle PO Box 986 Mukilteo, WA 98275 Kathleen M. Maricle PMB 578 1225 E Sunset Dr #145 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle 927 Racine Street Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle 1225 East Sunset Drive #578 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle PO Box 986 Mukilteo, WA 98275 Unknown Spouse and/or Domestic Partner of Kathleen M. Maricle PMB 578 1225 E Sunset Dr #145 Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 10/31/13, proof of which is in the possession of the Trustee; and on 10/31/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (MARICLE, KATHLEEN M. TS# 7777.19498) 1002.259378-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7431.20555 Grantors: Northwest Trustee Services, Inc. American Financial Resources, Inc. Grantee: Laura Reese, a single person Ref to DOT Auditor File No.: 2111102199 Tax Parcel ID No.: 4005152122610000 Abbreviated Legal: LOT(S): 107 & 108 BLOCK: 12 PARADISE LAKES COUNTRY CLUB, DIV.8 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lots 107 and 108, Block 12, Paradise Lakes Country Club, Division No. 8, according to the plat thereof, recorded in Volume 12 of Plats, Pages 34 through 36, records of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 6226 Bellwood Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 11/14/11, recorded on 11/18/11, under Auditor’s File No. 2111102199, records of Whatcom County, Washington, from Laura Reese, an unmarried individual, as Grantor, to Chicago Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Savings Bank, a Washington Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Sterling Savings Bank, a Washington Corporation, its successors and assigns to American Financial Resources, Inc, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150400907. The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 06/15/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $3,789.73 Late Charges $85.14 Lender’s Fees & Costs $0.00 Total Arrearage $3,874.87 Trustee’s Expenses (Itemization) Trustee’s Fee $450.00 Title Report $0.00 Statutory Mailings $22.44 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $552.44 Total Amount Due: $4,427.31
IV.
The sum owing on the Obligation is: Principal Balance of $60,668.65, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Laura Reese 6226 Bellwood Drive Maple Falls, WA 98266 Laura Reese 2100 Electric Avenue Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Laura Reese 6226 Bellwood Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Laura Reese 2100 Electric Avenue Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 05/12/15, proof of which is in the possession of the Trustee; and on 05/13/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (Reese, Laura TS# 7431.20555) 1002.280396-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7949.20130 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Scott Sorenson and Genora Sorinsin, who also appears of record as Genroa Sori Nsin, husband and wife Ref to DOT Auditor File No.: 2070404137 Tax Parcel ID No.: 99168 and 390230-384510-0000 Abbreviated Legal: LOT 3, BLK 3, FLAIR, DIV 1, VOL 10, PG 120, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On October 23, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 3, Block 3, “Flair, Division No. 1,” an addition to the City of Ferndale, as per the map thereof, Recorded in Volume 10 of Plats, Page 120, in the Auditor’s office of said county and state. Situate in Whatcom County, Washington. Commonly known as: 5536 Poplar Place Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/20/07, recorded on 04/25/07, under Auditor’s File No. 2070404137, records of Whatcom County, Washington, from Scott Sorensen and Genora Sorinsin, Husband and Wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 6/18/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $9,392.00 Lender’s Fees & Costs $236.22 Total Arrearage $9,628.22 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Total Costs $1,016.44 Total Amount Due: $10,644.66
IV.
The sum owing on the Obligation is: Principal Balance of $184,509.90, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on October 23, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 10/12/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 10/12/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 10/12/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Scott Sorensen aka Scott Sterling Sorensen 5536 Poplar Place Ferndale, WA 98248 Genora Sorinsin aka Genora P Sorinsin aka Genora Sori Nsin 5536 Poplar Place Ferndale, WA 98248 Scott Sorensen aka Scott Sterling Sorensen 5536 Poplar Drive Ferndale, WA 98248 Genora Sorinsin aka Genora P Sorinsin aka Genora Sori Nsin 5536 Poplar Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 04/02/15, proof of which is in the possession of the Trustee; and on 04/02/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (Sorensen, Scott and Sorinsin, Genora P TS# 7949.20130) 1002.279376-File No.
Published by Ferndale Record
September 23 and October 14, 2015.
LEGAL
File No.: 7952.20017 Grantors: Northwest Trustee Services, Inc. Industrial Credit Union Grantee: Alfred E. Brostrom, as a separate estate Ref to DOT Auditor File No.: 2120102224 Tax Parcel ID No.: 45657/380212-230100-0120 Abbreviated Legal: UNIT B-212, DARBY ESTATES CONDO PH1, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 13, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Unit B-212, Darby Estates Condominium, Phase 1, a condominium, according to the declaration thereof, recorded under Auditor’s File No. 2051100557, and amendments thereto. Situate in Whatcom County, Washington. Commonly known as: 504 Darby Drive #212 Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 01/19/12, recorded on 01/23/12, under Auditor’s File No. 2120102224, records of Whatcom County, Washington, from Alfred E Brostrom, who acquired title as a single person, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Industrial Credit Union of Whatcom County, as Beneficiary, the beneficial interest in which was assigned by to , under an Assignment/Successive Assignments recorded under Auditor’s File No. . *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/06/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $9,078.12 Lender’s Fees & Costs $453.87 Total Arrearage $9,531.99 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $722.70 Statutory Mailings $23.28 Recording Costs $14.00 Postings $80.00 Total Costs $2,189.98 Total Amount Due: $11,721.97
IV.
The sum owing on the Obligation is: Principal Balance of $153,015.79, together with interest as provided in the note or other instrument evidencing the Obligation from 09/24/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 13, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/02/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/02/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/02/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Alfred E. Brostrom 504 Darby Drive #212 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Alfred E. Brostrom 504 Darby Drive #212 Bellingham, WA 98226 Alfred E. Brostrom 504 Darby Drive #B-212 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Alfred E. Brostrom 504 Darby Drive #B-212 Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 06/05/15, proof of which is in the possession of the Trustee; and on 06/05/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (Brostrom, Alfred TS# 7952.20017) 1002.281015-File No.
Published by Ferndale Record
October 14 and November 4, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-654243-SW APN No.: 32603 \ 370407 559441 0000 Title Order No.: 8508850 Deed of Trust Grantor(s): ROBERT W GRIKIS Deed of Trust Grantee(s): PEOPLES BANK, A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No.: 1980800479
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 38, SUDDEN VALLEY, DIVISION NO. 2, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 10 OF PLATS, PAGES 17, 18, AND 19, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7 RIDGE CREST WAY NE, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 7/29/1998, recorded 8/5/1998, under 1980800479 records of WHATCOM County, Washington , from ROBERT W. GRIKIS, AN UNMARRIED INDIVIDUAL , as Grantor(s), to CHARTER TITLE CORPORATION , as Trustee, to secure an obligation in favor of PEOPLES BANK, A WASHINGTON CORPORATION , as Beneficiary, the beneficial interest in which was assigned by PEOPLES BANK, A WASHINGTON CORPORATION (or by its successors-in-interest and/or assigns, if any), to CitiMortgage, Inc. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $15,951.92
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $75,645.80 , together with interest as provided in the Note from 4/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ROBERT W. GRIKIS, AN UNMARRIED INDIVIDUAL ADDRESS 7 RIDGE CREST WAY NE, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/21/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-654243-SW IDSPub #0086804 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-670139-SW APN No.: 400219 014038 0000 Title Order No.: 150125665-WA-MSI Deed of Trust Grantor(s): JOHN H KELLN, VICKI S KELLN Deed of Trust Grantee(s): COUNTRYWIDE HOME LOANS, INC. Deed of Trust Instrument/Reference No.: 1980603992
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE WEST 209 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4, SECTION 19, TOWNSHIP 40 NORTH, RANGE 2 EAST OF W.M., EXCEPT ROAD NOS. 204 AND 51. EXCEPT ANY PORTION THEREOF LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE AS ESTABLISHED AND SET FORTH IN WHATCOM COUNTY SUPERIOR COURT CAUSE NO. 53642: COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 19; THENCE NORTHERLY FOLLOWING ALONG THE WESTERLY LINE OF SAID SECTION 19, FOR A DISTANCE OF 673.30 FEET TO THE POINT OF BEGINNING OF THIS LINE DESCRIPTION; THENCE EASTERLY AT RIGHT ANGLES TO THE WESTERLY LINE OF SAID SECTION 19 FOLLOWING ALONG AN EXISTING CORRAL FENCE AND THE PROJECTION OF SAID FENCE, FOR A DISTANCE OF 574.00 FEET TO AN INTERSECTION WITH THE EASTERLY LINE OF THE WEST 574.00 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4; THENCE NORTHERLY FOLLOWING ALONG SAID EASTERLY LINE, FOR A DISTANCE OF 72.35 FEET TO AN INTERSECTION WITH THE NORTHERLY LINE OF THE SAID SOUTH 12 ACRES; THENCE EASTERLY FOLLOWING ALONG SAID NORTHERLY LINE, FOR A DISTANCE OF 162.61 FEET, MORE OR LESS, TO AN INTERSECTION WITH THE EASTERLY LINE OF GOVERNMENT LOT 4, SAID POINT BEING THE TERMINUS OF THIS LINE DESCRIPTION; EXCEPT RIGHT OF WAY FOR DELTA LINE ROAD LYING ALONG THE WEST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 8120 DELTA LINE RD, CUSTER, WA 98240-0000 which is subject to that certain Deed of Trust dated 6/15/1998, recorded 6/24/1998, under 1980603992 records of WHATCOM County, Washington , from JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of COUNTRYWIDE HOME LOANS, INC. , as Beneficiary, the beneficial interest in which was assigned by COUNTRYWIDE HOME LOANS, INC. (or by its successors-in-interest and/or assigns, if any), to BANK OF AMERICA, N.A. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $62,180.54
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $101,653.68 , together with interest as provided in the Note from 1/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE ADDRESS 8120 DELTA LINE RD, CUSTER, WA 98240-0000 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/4/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-670139-SW IDSPub #0086514 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-627553-SW APN No.: 27934 – 370335 287048 0000 / 27943 – 370335 333048 0000 Title Order No.: 8452208 Deed of Trust Grantor(s): MARK E. MCGARY, TERESA L. MCGARY Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. Deed of Trust Instrument/Reference No.: 2070202481
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M. EXCEPT RIGHT-OF-WAY FOR SUMMERLAND ROAD LYING TO THE EASTERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: ALL THAT PORTION OF THE NORTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER IN SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M., LYING WEST OF THE EXISTING ROAD RIGHT-OF-WAY AS CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY INSTRUMENT RECORDED IN VOLUME 37 OF DEEDS, PAGE 320, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/12/2007, recorded 2/16/2007, under 2070202481 records of WHATCOM County, Washington , from MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to WHATCOM LAND TITLE COMPANY, INC , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. (or by its successors-in-interest and/or assigns, if any), to US BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CMALT REMIC SERIES 2007-A4 – REMIC PASS-THROUGH CERTIFICATES SERIES 2007-A4 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $26,858.47
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $573,803.25 , together with interest as provided in the Note from 7/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/6/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-627553-SW IDSPub #0086777 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.
