Legals – November 4, 2015

■ CITY OF FERNDALE

LEGAL
LEGAL NOTICE
City of Ferndale
NOTICE OF PUBLIC HEARING
Notice is hereby given that the Ferndale Transportation Benefit District will hold a public hearing on Monday, November 16, 2015 beginning at 6 p.m. at the Ferndale City Council Chambers located at 5694 Second Avenue, Ferndale, Washington, to consider establishing the Ferndale City Council as the governing body of the Ferndale Transportation Benefit District.
All persons are encouraged to attend and enter testimony, either written or oral.
Susan Duncan
City Clerk
Published by Ferndale Record
November 4 and 11, 2015.

LEGAL
NOTICE OF PUBLIC HEARING
Notice is hereby given that the Ferndale City Council will hold a Public Hearing on Monday, November 16th for an ordinance authorizing the use of a limit factor of 101 percent for the property tax levy for 2016.
The hearing will be held at the City Hall Annex Building Council Chambers located at 5694 Second Avenue beginning at 6:00 p.m. Any taxpayers may appear thereat and be heard for or against any part of the ordinance. Documents may be viewed at www.cityofferndale.org.
Susan Duncan
City Clerk
City of Ferndale
Published by Ferndale Record
November 4 and 11, 2015.

LEGAL
NOTICE OF APPLICATION AND
INTENT TO ISSUE A MITIGATED
DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: City of Ferndale
DATE OF APPLICATION: October 29, 2015
PROJECT LOCATION: The Washington State Department of Transportation stormwater ditch is adjacent to Riverside Drive, west of Interstate 5, north of Main Street located in Township 39 Range 02, Section 29.
PROJECT DESCRIPTION: Construction of the stormwater conveyance from south of Main Street (adjacent to Grocery Outlet) to an outfall at the Nooksack River. It will include boring for approximately 125 linear feet of stormwater pipe under Main Street; excavation and haul for stormwater ditch improvement adjacent to Riverside Drive; installation of approximately 750 linear feet of stormwater pipe adjacent to Riverside Drive; and upgrading an outfall to the Nooksack River in the Interstate 5 corridor.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale for a Shoreline Substantial Development Permit and a SEPA Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: November 4 – 18, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit
3. Land Disturbance Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process. In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
A Construction Stormwater Pollution Prevention Plan (SWPPP) will include erosion control BMPS implemented in accordance with the appropriate Ecology manual.
AIR:
Construction SWPPP will include dust control measure such as applications of water to control dust.
WATER:
Project will comply with Ecology regulations and NPDES construction permit.
NOISE:
Project will comply with City noise ordinance. Project area not near any residential zones.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
November 4, 2015.

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, November 18, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE: November 4, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City of Ferndale proposes the following Zoning Text Amendments, to be considered at a public hearing on November 18, 2015. All proposed changes are intended to identify (and if practical, remove) barriers to “Low Impact” stormwater development and may also include additional updates to individual chapters.
Ferndale Municipal Code 18.94 (Public/ Institutional Zone):
-Proposed changes include provisions for Low Impact infrastructure and regional stormwater facilities/ off-site wetland mitigation.
Ferndale Municipal Code 18.74 (Ferndale Landscape Standards):
-Proposed changes include combining Low Impact infrastructure with required landscaping, consolidating buffer requirements, a re-formatting of the City’s approved landscaping planting list, and guidance related to the interpretation of landscaping proposals and the retention of existing vegetation.
Ferndale Municipal Code 18.42 (Urban Residential Zone):
-Proposed changes include modifications to encourage Low Impact Development approaches, miscellaneous updates.
Ferndale Municipal Code 18.92 (Essential Public Facilities):
-Proposed changes include modifications to encourage Low Impact Development approaches, miscellaneous updates.
Ferndale Municipal Code 18.90 (Electric Vehicle Infrastructure):
-Proposed changes amend enforcement requirements to match Ferndale’ “Global Enforcement” chapter – FMC 1.12.
Ferndale Municipal Code 18.68 (Residential Planned Unit Development) and 18.69 (Commercial and Industrial Planned Unit Development):
-Proposed changes include modifications to encourage Low Impact Development approaches, miscellaneous updates.
REQUESTED ACTION(S): The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: November 4 – November 18, 2015
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
November 4, 2015.

LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of November 2, 2015
Ordinance #1919
An ordinance amending Ferndale Development Standards regarding bonding requirements
Ordinance #1920
An ordinance amending Ferndale Municipal Code, clarifying requirements for occupancy
Ordinance #1921
An ordinance amending billing rates and procedures for water/sewer and storm utilities.
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
November 4, 2015.

■ PUBLIC NOTICE

LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
DOUBLE R RANCH ASSOCIATION, a Washington non-profit corporation,
Plaintiff,
vs.
M. DIANE MACDONALD, a single person, whose true name is MAYME DIANE MACDONALD, and the heirs and devisees of THE ESTATE OF M. DIANE MACDONALD, Deceased; and any unknown parties claiming an interest in the real property that is the subject of this proceeding,
Defendants.
NO. 15 2 00942 3
SUMMONS BY PUBLICATION
Judge Ira Uhrig
THE STATE OF WASHINGTON to: M. Diane MacDonald, whose true name is Mayme Diane MacDonald; and the heirs and devisees of the Estate of Mayme Diane MacDonald, Deceased; and any unknown parties claiming an interest in the subject real property.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 28th day of October, 2015, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Double R Ranch Association, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
See attached Exhibit “A”
TPN: 400129 299192 0000
PID: 119098
Dated this 20th day of October, 2015.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
EXHIBIT “A”
That portion of common area, Plat of Double R Ranch, as recorded in Volume 9 of Plats, pages 87 and 88, records of Whatcom County, Washington, described as follows:
Beginning at the Southwest corner of Lot 94, Plat of Double R Ranch; thence South 00°41’49” East, 300 feet to the True Point of Beginning; thence South 00°41’49” East 100 feet; thence South 89°54’05” East, 200 feet; thence North 00°41’49” West, 100 feet; thence North 89°54’05” West to the True Point of Beginning.
Commonly known as Lot 98, Plat of Double R Ranch.
Situate in Whatcom County, Washington.
APN: 400129 299192 0000
PID: 119098
Published by Ferndale Record
October 28, November 4, 11, 18, 25, and December 2, 2015.

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a Public Hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending meeting.
The City Council meeting will be held beginning at 6:00 p.m. on Monday, November 16th, 2015, in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
Any interested person may testify and/or submit written comment regarding the application.
DATE OF NOTICE OF PUBLIC HEARING: November 4, 2015
APPLICANT: Malloy Village, LLC
APPLICATION NUMBER: 15001-PUD
PROJECT LOCATION: The project site is located approximately a ¼ mile east of Malloy Avenue, directly south of and accessed from Calico Loop within the 6200 block of Ferndale, WA.
PROJECT DESCRIPTION: The original Malloy Village PUD was approved by the Ferndale City Council on December 13, 2004, and final plat approval was issued for Phases Two and Phase Three of the project on April 13, 2006.
The original Malloy Village PUD Approval expired in December 2014. A new Planned Unit Development Application has been submitted to complete the project. The current proposal is to subdivide a portion of original Malloy Village PUD site into 109 single family lots and construct the associated infrastructure (roads, water, sewer and storm) to service the development with provisions for open space, landscaping, lighting, park areas, trails and protected wetland conservation areas and wetland buffers.
The 109 proposed lots consist of 45 new single family lots and 64 new zero lot line units (attached single family dwellings).
REQUESTED ACTION(S):
The Hearing Examiner recommended approval on October 19th, 2015, with conditions for this application.
The applicant requests approval by the City of Ferndale City Council of a Preliminary Plat, Planned Unit Development application.
CONTACT: Haylie Miller, Assistant Planner
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
[email protected]
(360) 685-2368
Published by Ferndale Record
November 4, 2015.

LEGAL
NOTICE OF PUBLIC
COMMENT PERIOD
BP CHERRY POINT, PHILLIPS 66, AND TESORO REFINERIES
AND INTALCO ALUMINUM SMELTER WASTEWATER
PERMIT MODIFICATIONS
The Dept of Ecology invites you comment on the proposed modifications to the National Pollutant Discharge Elimination System wastewater permits for the BP Cherry Point, Phillips 66, and Tesoro refineries, and the Intalco aluminum smelter. We will accept comments on the changes, not the entire permits. The comment period runs November 4 – December 7, 2015.
Whole Effluent Toxicity (WET) testing determines if wastewater will be toxic to organisms similar to, or the same as, those found in the water receiving it. The current permits do not find the failure of a single WET test to be a permit violation as long as the facility takes certain actions to address the issue.
In a recent ruling on an appeal of the BP permit, the Court of Appeals decided the failure of a single WET test is a permit violation if Ecology finds the test is not “anomalous.” An anomalous test happens when the lab appears to have done the test correctly but the results are considered unreliable. In these cases, the test must be repeated. If the results of the test are considered reliable and exceed the WET limit, it is a permit violation and the facility is required to investigate the toxicity.
The Court’s ruling also applies to the Phillips66, Tesoro and Intalco permits because they were each appealed for the same reason. We’re changing the permits to reflect the Court’s ruling.
Read the proposed permit at the following locations: Department of Ecology, 300 Desmond Drive SE, Lacey, WA, (360) 407-7393; Anacortes Public Library, 1220 10th Street, Anacortes; Bellingham Public Library, 210 Central Ave, Bellingham; Ferndale Public Library, 2007 Cherry Street, Ferndale; and online at https://fortress.wa.gov/ecy/industrial/UIPermit/DraftPermits.aspx.
Written comments may be submitted by mail, e-mail, or fax.
Send comments on the BP and Phillips 66 permit modifications to:
Liem Nguyen, Department of Ecology, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected], Fax: (360) 407-6102
Send comments on the Tesoro permit modification to:
Mark Dirkx, Department of Ecology, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected], Fax: (360) 407-6102
Send comments on the Intalco permit modification to:
Judy Schwieters, Department of Ecology, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected], Fax: (360) 407-6102
For general questions, contact Kim Wigfield by e-mail at [email protected] or by calling (360) 407-6931.
You may request a public hearing to ask questions and submit verbal comments. To request a hearing, contact Angie Fritz, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected]. If we determine there is significant public interest during this comment period to hold a hearing, we will extend the comment period to allow at least 30 days notice of the hearing and publish the time, date and location. When the comment period ends, we will review all comments received and make appropriate changes to the permit before issuing it.
The BP Cherry Point oil refinery is located at 4519 Grandview Road in Blaine. It discharges wastewater and stormwater to the Strait of Georgia and stormwater to Terrell Creek that flows to Lummi Bay.
The Phillips 66 oil refinery is located at 3901 Unick Road in Ferndale. It discharges wastewater to the Strait of Georgia and stormwater to an unnamed tributary that eventually leads to Lummi Bay.
The Tesoro Anacortes oil refinery is located on March Point Road in Anacortes. It discharges wastewater to Fidalgo Bay.
The Intalco aluminum smelter is located at 4050 Mountain View Road in Ferndale. It discharges wastewater to the Strait of Georgia.
To request ADA accommodation including printed materials in a format for the visually impaired, call Ecology at (360) 407-7668. Persons with impaired hearing may call Washington Relay Service at 711. Persons with a speech disability may call TTY at 877-833-6341.
Published by Ferndale Record
November 4, 2015.

■ NOTICE TO CREDITORS

LEGAL
IN THE SUPERIOR COURT OF THE
STATE OF WASHINGTON IN AND
FOR WHATCOM COUNTY

NO.15-4-00472-1
NOTICE TO CREDITORS
IN RE THE THE ESTATE OF
ARTURO G. DELGADILLO,
DECEASED.

The personal representative named
below has been appointed and has
qualified as personal representative of
this estate. Persons having claims against
the decedent must, prior to the time such
claims would be barred by any otherwise
applicable statute of limitations, present
their claims in the manner as provided
in RCW 11.40.070 by serving on or
mailing to me at the address stated
below a copy of the claim and file the
original of the claim with the Clerk of
the Court. The claim must be presented
within four months after the date of first
publication of this Notice. If the claim
is not presented within this time frame,
the claim is forever barred except as
otherwise provided in RCW 11.40.051
and 11.40.060. This bar is effective for
claims against both the Decedent’s
probate and non-probate assets.

Date of first publication:
October 28, 2015.
Personal Representative
Elsie Ardell Delgadillo
1637 Grandview Pl.
Ferndale, WA 98248
Published by Ferndale Record
October 28, November 4 and 11, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7952.20017 Grantors: Northwest Trustee Services, Inc. Industrial Credit Union Grantee: Alfred E. Brostrom, as a separate estate Ref to DOT Auditor File No.: 2120102224 Tax Parcel ID No.: 45657/380212-230100-0120 Abbreviated Legal: UNIT B-212, DARBY ESTATES CONDO PH1, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On November 13, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Unit B-212, Darby Estates Condominium, Phase 1, a condominium, according to the declaration thereof, recorded under Auditor’s File No. 2051100557, and amendments thereto. Situate in Whatcom County, Washington. Commonly known as: 504 Darby Drive #212 Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 01/19/12, recorded on 01/23/12, under Auditor’s File No. 2120102224, records of Whatcom County, Washington, from Alfred E Brostrom, who acquired title as a single person, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Industrial Credit Union of Whatcom County, as Beneficiary, the beneficial interest in which was assigned by to , under an Assignment/Successive Assignments recorded under Auditor’s File No. . *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/06/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $9,078.12 Lender’s Fees & Costs $453.87 Total Arrearage $9,531.99 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $722.70 Statutory Mailings $23.28 Recording Costs $14.00 Postings $80.00 Total Costs $2,189.98 Total Amount Due: $11,721.97
IV.
The sum owing on the Obligation is: Principal Balance of $153,015.79, together with interest as provided in the note or other instrument evidencing the Obligation from 09/24/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on November 13, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/02/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/02/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/02/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Alfred E. Brostrom 504 Darby Drive #212 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Alfred E. Brostrom 504 Darby Drive #212 Bellingham, WA 98226 Alfred E. Brostrom 504 Darby Drive #B-212 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Alfred E. Brostrom 504 Darby Drive #B-212 Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 06/05/15, proof of which is in the possession of the Trustee; and on 06/05/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (Brostrom, Alfred TS# 7952.20017) 1002.281015-File No.
Published by Ferndale Record
October 14 and November 4, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-654243-SW APN No.: 32603 \ 370407 559441 0000 Title Order No.: 8508850 Deed of Trust Grantor(s): ROBERT W GRIKIS Deed of Trust Grantee(s): PEOPLES BANK, A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No.: 1980800479
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 38, SUDDEN VALLEY, DIVISION NO. 2, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 10 OF PLATS, PAGES 17, 18, AND 19, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7 RIDGE CREST WAY NE, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 7/29/1998, recorded 8/5/1998, under 1980800479 records of WHATCOM County, Washington , from ROBERT W. GRIKIS, AN UNMARRIED INDIVIDUAL , as Grantor(s), to CHARTER TITLE CORPORATION , as Trustee, to secure an obligation in favor of PEOPLES BANK, A WASHINGTON CORPORATION , as Beneficiary, the beneficial interest in which was assigned by PEOPLES BANK, A WASHINGTON CORPORATION (or by its successors-in-interest and/or assigns, if any), to CitiMortgage, Inc. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $15,951.92
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $75,645.80 , together with interest as provided in the Note from 4/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ROBERT W. GRIKIS, AN UNMARRIED INDIVIDUAL ADDRESS 7 RIDGE CREST WAY NE, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/21/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-654243-SW IDSPub #0086804 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-670139-SW APN No.: 400219 014038 0000 Title Order No.: 150125665-WA-MSI Deed of Trust Grantor(s): JOHN H KELLN, VICKI S KELLN Deed of Trust Grantee(s): COUNTRYWIDE HOME LOANS, INC. Deed of Trust Instrument/Reference No.: 1980603992
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE WEST 209 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4, SECTION 19, TOWNSHIP 40 NORTH, RANGE 2 EAST OF W.M., EXCEPT ROAD NOS. 204 AND 51. EXCEPT ANY PORTION THEREOF LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE AS ESTABLISHED AND SET FORTH IN WHATCOM COUNTY SUPERIOR COURT CAUSE NO. 53642: COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 19; THENCE NORTHERLY FOLLOWING ALONG THE WESTERLY LINE OF SAID SECTION 19, FOR A DISTANCE OF 673.30 FEET TO THE POINT OF BEGINNING OF THIS LINE DESCRIPTION; THENCE EASTERLY AT RIGHT ANGLES TO THE WESTERLY LINE OF SAID SECTION 19 FOLLOWING ALONG AN EXISTING CORRAL FENCE AND THE PROJECTION OF SAID FENCE, FOR A DISTANCE OF 574.00 FEET TO AN INTERSECTION WITH THE EASTERLY LINE OF THE WEST 574.00 FEET OF THE SOUTH 12 ACRES OF GOVERNMENT LOT 4; THENCE NORTHERLY FOLLOWING ALONG SAID EASTERLY LINE, FOR A DISTANCE OF 72.35 FEET TO AN INTERSECTION WITH THE NORTHERLY LINE OF THE SAID SOUTH 12 ACRES; THENCE EASTERLY FOLLOWING ALONG SAID NORTHERLY LINE, FOR A DISTANCE OF 162.61 FEET, MORE OR LESS, TO AN INTERSECTION WITH THE EASTERLY LINE OF GOVERNMENT LOT 4, SAID POINT BEING THE TERMINUS OF THIS LINE DESCRIPTION; EXCEPT RIGHT OF WAY FOR DELTA LINE ROAD LYING ALONG THE WEST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 8120 DELTA LINE RD, CUSTER, WA 98240-0000 which is subject to that certain Deed of Trust dated 6/15/1998, recorded 6/24/1998, under 1980603992 records of WHATCOM County, Washington , from JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of COUNTRYWIDE HOME LOANS, INC. , as Beneficiary, the beneficial interest in which was assigned by COUNTRYWIDE HOME LOANS, INC. (or by its successors-in-interest and/or assigns, if any), to BANK OF AMERICA, N.A. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $62,180.54
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $101,653.68 , together with interest as provided in the Note from 1/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOHN H. KELLN, AND VICKI S. KELLN, HUSBAND AND WIFE ADDRESS 8120 DELTA LINE RD, CUSTER, WA 98240-0000 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/4/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-670139-SW IDSPub #0086514 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-627553-SW APN No.: 27934 – 370335 287048 0000 / 27943 – 370335 333048 0000 Title Order No.: 8452208 Deed of Trust Grantor(s): MARK E. MCGARY, TERESA L. MCGARY Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. Deed of Trust Instrument/Reference No.: 2070202481
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 11/13/2015 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M. EXCEPT RIGHT-OF-WAY FOR SUMMERLAND ROAD LYING TO THE EASTERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: ALL THAT PORTION OF THE NORTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER IN SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M., LYING WEST OF THE EXISTING ROAD RIGHT-OF-WAY AS CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY INSTRUMENT RECORDED IN VOLUME 37 OF DEEDS, PAGE 320, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/12/2007, recorded 2/16/2007, under 2070202481 records of WHATCOM County, Washington , from MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to WHATCOM LAND TITLE COMPANY, INC , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC. (or by its successors-in-interest and/or assigns, if any), to US BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CMALT REMIC SERIES 2007-A4 – REMIC PASS-THROUGH CERTIFICATES SERIES 2007-A4 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $26,858.47
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $573,803.25 , together with interest as provided in the Note from 7/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/13/2015 . The defaults referred to in Paragraph III must be cured by 11/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/6/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-627553-SW IDSPub #0086777 10/14/2015 11/4/2015
Published by Ferndale Record
October 14 and November 4, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-614068-TC APN No.: 370429-084141-0000 Title Order No.: 140041928-WA-MSI Deed of Trust Grantor(s): GEORGE CONARD, JERALYN CONARD Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST RESIDENTIAL MORTGAGE NETWORK, INC D/B/A SUREPOINT LENDING Deed of Trust Instrument/Reference No.: 2061200789
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/4/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 6, GLENHAVEN LAKES, DIVISION NO. 6, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE(S) 62 AND 63, RECORDS OF WHATCOM COUNTY, WASHINGTON. TOGETHER WITH THE EASTERLY HALF OF LOT 7 OF SAID GLENHAVEN LAKES, DIVISION NO. 6, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF SAID LOT 6, THENCE WESTERLY ALONG A CURVE TO THE RIGHT HAVING A RADIUS OF 153.53 FEET THROUGH A CENTRAL ANGLE OF 22°27’45” FOR AN ARC DISTANCE OF 60.19 FEET; THENCE NORTH 16°40’09” EAST 153.53 FEET TO THE NORTHWEST CORNER OF SAID LOT 6; THENCE SOUTH 05°47’39” EAST ALONG THE WESTERLY LINE OF SAID LOT 6, 153.53 FEET TO THE POINT OF BEGINNING. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 582 E. ALDER DR., SEDRO WOOLLEY, WA 98284 which is subject to that certain Deed of Trust dated 11/30/2006, recorded 12/6/2006, under 2061200789 records of WHATCOM County, Washington , from GEORGE CONARD AND JERALYN CONARD , as Grantor(s), to STEWART TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST RESIDENTIAL MORTGAGE NETWORK, INC D/B/A SUREPOINT LENDING , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST RESIDENTIAL MORTGAGE NETWORK, INC D/B/A SUREPOINT LENDING (or by its successors-in-interest and/or assigns, if any), to The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-25 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $72,349.26
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $207,064.20 , together with interest as provided in the Note from 11/5/2012 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/4/2015 . The defaults referred to in Paragraph III must be cured by 11/23/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/23/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME GEORGE CONARD AND JERALYN CONARD ADDRESS 582 E. ALDER DR., SEDRO WOOLLEY, WA 98284 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/22/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/27/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-614068-TC IDSPub #0087739 11/4/2015 11/25/2015
Published by Ferndale Record
November 4 and 25, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-503590-SH APN No.: 400136 045360 0000 Title Order No.: 120101374-WA-GSI Deed of Trust Grantor(s): KEVIN A. FARMER, TRACY F. FARMER Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2051201044
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/4/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 24, EXCEPT THE WEST TRACTS IN THE SOUTHWEST CORNER SOLD TO BEHME DESCRIBED UNDER AUDITOR’S FILE NOS. 907455 AND 1037907 AND EXCEPT THE WEST 50 FEET OF THE NORTH 100 FEET OF LOT 24 AND EXCEPT PORTION TO STATE HIGHWAY DESCRIBED UNDER AUDITOR’S FILE NO. 894529; ALSO EXCEPT ALL THAT PORTION DESCRIBED AS FOLLOWS: A PORTION OF LOT 24 AND OF THE SOUTH ONE-HALF OF THAT VACATED 60 FOOT PLATTED ROAD RIGHT-OF-WAY LYING NORTH OF SAID LOT 24, “SUBDIVISION OF THE NORTH HALF OF SCHOOL SECTION 36, TOWNSHIP 40 NORTH, RANGE 1 EAST OF THE W.M.; ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 6 OF PLATS, PAGE 50, RECORDS OF WHATCOM COUNTY, WASHINGTON, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF THE WEST 50 FEET OF THE NORTH 100 FEET OF SAID LOT 24 AS DESCRIBED UNDER AUDITOR’S FILE NO. 1970703150; THENCE SOUTH 89º55’26” EAST ALONG THE SOUTH LINE OF SAID TRACT FOR A DISTANCE OF 50.00 FEET; THENCE NORTH 00º34’46” EAST ALONG THE EAST LINE OF SAID TRACT FOR A DISTANCE OF 100.00 FEET TO AN INTERSECTION WITH THE NORTH LINE OF SAID LOT 24; THENCE NORTH 89º55’26” WEST ALONG THE NORTH LINE OF SAID TRACT FOR A DISTANCE OF 50.00 FEET TO THE NORTHWEST CORNER THEREOF; THENCE NORTH 00º34’46” EAST ALONG THE PROJECTED WEST LINE OF SAID LOT 24 FOR A DISTANCE OF 13.04 FEET; THENCE SOUTH 87º43’27” EAST PARALLEL WITH AN EXISTING FENCE LINE FOR A DISTANCE OF 125.05 FEET; THENCE SOUTH 00º34’46” WEST PARALLEL WITH THE WEST LINE OF SAID LOT 24 FOR A DISTANCE OF 243.04 FEET TO AN INTERSECTION WITH THE NORTHERLY LINE OF THAT TRACT AS DESCRIBED UNDER AUDITOR’S FILE NO. 964904; THENCE NORTH 70º00’07” WEST ALONG SAID NORTHERLY LINE FOR A DISTANCE OF 132.53 FEET TO AN INTERSECTION WITH THE WEST LINE OF SAID LOT 24; THENCE NORTH 00º34’46” EAST ALONG SAID WEST LINE FOR DISTANCE OF 89.63 FEET TO THE POINT OF BEGINNING. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON. NOTE FOR INFORMATIONAL PURPOSES ONLY: THE FOLLOWING MAY BE USED AS AN ABBREVIATED LEGAL DESCRIPTION ON THE DOCUMENTS TO BE RECORDED, PER AMENDED RCW 65.04. SAID ABBREVIATED LEGAL DESCRIPTION IS NOT A SUBSTITUTE FOR A COMPLETE LEGAL DESCRIPTION WITHIN THE BODY OF THE DOCUMENT. LOT 24 OF SCHOOL SEC 36, TYON, RIE OF W.M. More commonly known as: 2875 MAIN STREET, CUSTER, WA 98240 which is subject to that certain Deed of Trust dated 11/9/2005, recorded 12/6/2005, under 2051201044 records of WHATCOM County, Washington , from KEVIN A. FARMER AND TRACY F. FARMER, HUSBAND AND WIFE , as Grantor(s), to NORTHWEST TRUSTEE SERVICES, LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $106,656.11
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $255,813.10 , together with interest as provided in the Note from 8/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/4/2015 . The defaults referred to in Paragraph III must be cured by 11/23/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/23/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME KEVIN A. FARMER AND TRACY F. FARMER, HUSBAND AND WIFE ADDRESS 2875 MAIN STREET, CUSTER, WA 98240 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/25/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 7/28/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-12-503590-SH IDSPub #0088049 11/4/2015 11/25/2015
Published by Ferndale Record
November 4 and 25, 2015.

LEGAL
File No.: 7023.113280 Grantors: Northwest Trustee Services, Inc. Wells Fargo Financial Washington 1, Inc. Grantee: David H. Jefferson and Juanita I. Jefferson, husband and wife Ref to DOT Auditor File No.: 2060801993 Tax Parcel ID No.: 41597/380134 464561 0000 Abbreviated Legal: LT 1, BLK C, GEORGIA MANOR, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On December 4, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, Block C, Plat of Georgia Manor, Whatcom County, Washington, “ according to the Plat thereof, recorded in Volume 8 of Plats, Page 93 in the Auditor’s Office of said County and State; Except that portion deeded to Whatcom County under Recording No. 2130601423. Situate in the County of Whatcom, State of Washington Commonly known as: 2885 Haxton Way Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 08/09/06, recorded on 08/11/06, under Auditor’s File No. 2060801993, records of WHATCOM County, Washington, from David H. Jefferson and Juanita I. Jefferson, husband and wife, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Financial Washington 1, Inc., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/20/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $22,264.93 Lender’s Fees & Costs $28.77 Total Arrearage $22,293.70 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $821.25 Statutory Mailings $11.64 Recording Costs $16.00 Postings $80.00 Total Costs $1,828.89 Total Amount Due: $24,122.59 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $197,614.53, together with interest as provided in the note or other instrument evidencing the Obligation from 05/14/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 4, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS David H. Jefferson 2885 Haxton Way Bellingham, WA 98226 Juanita I. Jefferson 2885 Haxton Way Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 06/16/15, proof of which is in the possession of the Trustee; and on 06/17/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.113280 JEFFERSON, JUANITA I. and DAVID H.) 1002.281235-File No.
Published by Ferndale Record
November 4 and 25, 2015.

LEGAL
File No.: 8132.20886 Grantors: Northwest Trustee Services, Inc. WILMINGTON SAVINGS FUND SOCIETY, FSB, doing business as CHRISTIANA TRUST, not in its individual capacity but solely as legal title trustee for BRONZE CREEK TITLE TRUST 2014-NPL1 Grantee: Richard Rutledge and Ann-Marie Rutledge, husband and wife Ref to DOT Auditor File No.: 2080501854 and modified on 10/12/2012 under AF# 2121001859 Original NTS Auditor File No. 2150200603 Tax Parcel ID No.: 3902180971010000 Abbreviated Legal: Lot 15, Evergreen Place, VOL. 16 PG. 59 and 60, Whatcom County, Washington Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On December 4, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 15, Plat of Evergreen Place, according to the plat thereof, recorded in Volume 16 of Plats, Pages 59 and 60, records of Whatcom County, Washington. Commonly known as: 6170 Tyler Lane Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/30/08 and recorded on 05/13/08, under Auditor’s File No. 2080501854 and modified on 10/12/2012 under AF# 2121001859, records of WHATCOM County, Washington, from Ann Marie Rutledge and Richard Rutledge. Wife and husband, as Grantor, to FANLA – Subescrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc., as Beneficiary, the beneficial interest in which was assigned by GCAT Depositor I, LLC (formerly known as GCAT 2013-NPL1 Depositor, LLC) by RMS Asset Management, LLC its Attorney-in-Fact to WILMINGTON SAVINGS FUND SOCIETY, FSB, doing business as CHRISTIANA TRUST, not in its individual capacity but solely as legal title trustee for BRONZE CREEK TITLE TRUST 2014-NPL1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140700979. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/13/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $151,140.31 Lender’s Fees & Costs $7,082.67 Total Arrearage $158,222.98 Trustee’s Expenses (Itemization) Trustee’s Fee $950.00 Postings $374.60 Total Costs $1,324.60 Total Amount Due: $159,547.58
IV.
The sum owing on the Obligation is: Principal Balance of $365,994.77, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 4, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Ann Rutledge aka Ann Marie Rutledge 6170 Tyler Lane Ferndale, WA 98248 Richard Rutledge aka Richard Duncan Rutledge 6170 Tyler Lane Ferndale, WA 98248 Richard Rutledge aka Richard Duncan Rutledge 2310 Thornton Street Ferndale, WA 98248 Ann Rutledge aka Ann Marie Rutledge 2310 Thornton Street Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 12/22/14, proof of which is in the possession of the Trustee; and on 12/23/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 8132.20886 Rutledge, Ann and Richard) 1002.276271-File No.
Published by Ferndale Record
November 4 and 25, 2015.

LEGAL
File No.: 7367.22570 Grantors: Northwest Trustee Services, Inc. Alaska USA Federal Credit Union Grantee: Candace E. Stanley, who also appears of record as Candace Stanley, as her separate estate Ref to DOT Auditor File No.: 2090203833 and Modified on 9/17/2014 under AF# 2140901573 Tax Parcel ID No.: 30922/370406-388223-0000 Abbreviated Legal: LOTS 233/234, OF THE LOT CONSOLIDATION SHORT PLAT OF SUDDEN VALLEY, DIVISION NO. 16, REC NO. 1970701477, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On December 4, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 233/234, of the Lot Consolidation Short Plat of Sudden Valley, Division No. 16 under Auditor’s File No. 1970701477, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 5 Harbor View Lane aka 5 Green Hill Road Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 02/20/09, recorded on 02/27/09, under Auditor’s File No. 2090203833 and Modified on 9/17/2014 under AF# 2140901573, records of WHATCOM County, Washington, from Candace E. Stanley, a married woman as her separate estate, as Grantor, to Whatcom Land Title Company, Inc., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Alaska USA Mortgage Company, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Alaska USA Mortgage Company, LLC, its successors and assigns to Alaska USA Federal Credit Union, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150502142. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/17/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $14,047.28 Late Charges $561.92 Lender’s Fees & Costs $1.15 Total Arrearage $14,610.35 Trustee’s Expenses (Itemization) Trustee’s Fee $300.00 Title Report $886.95 Statutory Mailings $122.22 Recording Costs $28.00 Postings $80.00 Total Costs $1,417.17 Total Amount Due: $16,027.52 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $226,886.99, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 4, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Candace E. Stanley aka Candace Stanley 5 Harbor View Lane Bellingham, WA 98229 Candace E. Stanley aka Candace Stanley 5 Harbor View Drive Bellingham, WA 98229 Candace E. Stanley aka Candace Stanley 5 Green Hill Road Bellingham, WA 98229 Candace E. Stanley aka Candace Stanley 4 Clubhouse Circle Bellingham, WA 98229 Candace E. Stanley aka Candace Stanley 201 Sudden Valley Drive Bellingham, WA 98229 Candace E. Stanley aka Candace Stanley 413 13th Street Bellingham, WA 98225 Candace E. Stanley aka Candace Stanley 997 Southwest Harrier Circle #4 Oak Harbor, WA 98277 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 5 Harbor View Lane Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 5 Harbor View Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 5 Green Hill Road Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 4 Clubhouse Circle Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 201 Sudden Valley Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 413 13th Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Candace E. Stanley aka Candace Stanley 997 Southwest Harrier Circle #4 Oak Harbor, WA 98277 Charles Stanley 5 Harbor View Lane Bellingham, WA 98229 Charles Stanley 5 Harbor View Drive Bellingham, WA 98229 Charles Stanley 5 Green Hill Road Bellingham, WA 98229 Charles Stanley 4 Clubhouse Circle Bellingham, WA 98229 Charles Stanley 201 Sudden Valley Drive Bellingham, WA 98229 Charles Stanley 413 13th Street Bellingham, WA 98225 Charles Stanley 997 Southwest Harrier Circle #4 Oak Harbor, WA 98277 by both first class and certified mail, return receipt requested on 06/05/15, proof of which is in the possession of the Trustee; and on 06/05/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7367.22570 Stanley, Candace E. and Charles) 1002.281036-File No.
Published by Ferndale Record
November 4 and 25, 2015.

LEGAL
File No.: 7870.20782 Grantors: Northwest Trustee Services, Inc. James B. Nutter & Company Grantee: Robert R Yates and Alan J Burk, each as a separate esate Ref to DOT Auditor File No.: 2121101869 Tax Parcel ID No.: 370429-124149-0000 Abbreviated Legal: LOT 48, PLAT OF GLENHAVEN LAKES, DIV NO. 6, VOL 9, PG 62, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post purchase counselors foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On December 4, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 48, Plat of Glenhaven Lakes, Division No. 6, according to the plat thereof, recorded in Volume 9 of Plats, pages 62 and 63, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 2979 Beaver Place Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 09/18/12, recorded on 11/15/12, under Auditor’s File No. 2121101869, records of Whatcom County, Washington, from Robert R Yates an Alan J Burk, Each a Single Person, as Grantor, to Fidelity National Title Co, as Trustee, to secure an obligation “Obligation” in favor of James B. Nutter & Company, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 08/03/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $9,863.00 Lender’s Fees & Costs $281.80 Total Arrearage $10,144.80 Trustee’s Expenses (Itemization) Trustee’s Fee $1,000.00 Title Report $810.30 Statutory Mailings $46.56 Recording Costs $14.00 Postings $80.00 Total Costs $1,950.86 Total Amount Due: $12,095.66
IV.
The sum owing on the Obligation is: Principal Balance of $193,155.50, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 4, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/23/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/23/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/23/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robert Yates aka Robert R Yates 2979 Beaver Place Sedro Woolley, WA 98284 Alan Burk aka Alan J Burk 2979 Beaver Place Sedro Woolley, WA 98284 Unknown Spouse and/or Domestic Partner of Robert Yates aka Robert R Yates 2979 Beaver Place Sedro Woolley, WA 98284 Unknown Spouse and/or Domestic Partner of Alan Burk aka Alan J Burk 2979 Beaver Place Sedro Woolley, WA 98284 Robert Yates aka Robert R Yates 3420 West McLeod Road, #13 Bellingham, WA 98225 Alan Burk aka Alan J Burk 3420 West McLeod Road, #13 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Robert Yates aka Robert R Yates 3420 West McLeod Road, #13 Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Alan Burk aka Alan J Burk 3420 West McLeod Road, #13 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 06/26/15, proof of which is in the possession of the Trustee; and on 06/26/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7870.20782 Yates, Robert R and Burk, Alan J) 1002.281492-File No.
Published by Ferndale Record
November 4 and 25, 2015.