FERNDALE
NOTICE OF PUBLIC HEARING
Notice is hereby given that the City of Ferndale’s 2024 Preliminary Budget has been filed with the City Clerk. A copy thereof will be furnished to any taxpayer who requests it by contacting the City Clerk. Ferndale City Council will hold a public hearing on Monday, December 4, 2023 to consider the final budget for 2024.
The hearing will be held at the City Hall Annex Building/Council Chambers, located at 5694 Second Avenue, beginning at 5:00 p.m. Any taxpayers may appear thereat and be heard for or against any part of the ordinance. Public comments may also be submitted via email to [email protected]. Documents may be viewed at www.cityofferndale.org.
Susan Duncan
City Clerk
City of Ferndale
Published November 15 & 22, 2023
NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No.: WA-23-957728-BB Title Order No.: 02-23002634 Reference Number of Deed of Trust: Instrument No. 2022-0701693 Parcel Number(s): 4001353234210000, 123511 Grantor(s) for Recording Purposes under RCW 65.04.015: MICHAEL WILLIAM MILLER, AN UNMARRIED PERSON Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): CALIBER HOME LOANS, INC. Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE CORPORATION Current Loan Mortgage Servicer of the Deed of Trust: Caliber Home Loans, Inc. I.NOTICE IS HEREBY GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned Trustee, will on 11/27/2023, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: A TRACT OF LAND IN THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 35, TOWNSHIP 40 NORTH, RANGE 1 EAST OF W.M., IN WHATCOM COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 570 FEET WEST AND 35 FEET SOUTH FROM GAS PIPE IN THE CENTER OF THE INTERSECTION OF MAIN AND FIRST STREETS IN THE TOWN OF CUSTER; THENCE SOUTH 140 FEET; THENCE WEST 65 FEET; THENCE NORTH 140 FEET; THENCE EAST 65 FEET TO THE POINT OF BEGINNING. EXCEPT THAT RIGHT-OF-WAY LYING ALONG THE NORTHERLY LINE THEREOF, COMMONLY REFERRED TO AS MAIN STREET. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3049 MAIN ST, CUSTER, WA 98240-9524 Subject to that certain Deed of Trust dated 7/14/2022, recorded 7/18/2022, under Instrument No. 2022-0701693 records of WHATCOM County, Washington, from MICHAEL WILLIAM MILLER, AN UNMARRIED PERSON, as grantor(s), to WHATCOM LAND TITLE COMPANY, INC., as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., SOLELY AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to CALIBER HOME LOANS, INC., the Beneficiary, under an assignment recorded under Auditors File Number 2023-0400871 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $26,843.41. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $406,626.95, together with interest as provided in the Note from 11/1/2022 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 11/27/2023. The defaults referred to in Paragraph III must be cured by 11/16/2023 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/16/2023 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/16/2023 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 6/15/2023. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-23-957728-BB. Dated: 7/18/2023 QUALITY LOAN SERVICE CORPORATION, as Trustee By: Jeff Stenman, President Trustee’s Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-23-957728-BB Sale Line: 800-280-2832 or Login to: http://www. qualityloan.com IDSPub #0187185 10/25/2023 11/15/2023
Published October 25 & November 15, 2023
PROBATE NOTICE TO CREDITORS
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In Re the Estates of
LOUISE JUNE LOTT, Deceased.
NO. 23-4-00844-37
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
JUDGE: DAVID E. FREEMAN
The Personal Representative named below has been appointed as Personal Representative of these estates. Any person having a claim against the decedents must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedents’ probate and nonprobate assets.
DATE OF FIRST PUBLICATION
11/08/2023
PERSONAL REPRESENTATIVE
Erin Mae Glass
306 N. Commercial St., Ste. B
Bellingham, WA 98225
Published November 8, 15 & 22, 2023
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR WHATCOM COUNTY
In the Matter of the Estate of: THAD HAINES BUCHANAN Deceased. Cause No. 23-4-01061-37. PROBATE NOTICE TO CREDITORS (RCW 11.40.030) The persons named below have been appointed and have qualified as Co-Executors of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Executor or the Executor’s Resident Agent at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Co-Executor served, or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Co-Executors: PAUL J. LaCASSE, and ANN M ALDRICH. Date of filing copy of notice to creditors: November 10, 2023 Date of first publication: November 15, 2023. Address for Mailing or Service to Resident Agent: Paul Record, 3813 Windmill Lane, Ferndale, WA 98248. /s/ Paul J. LaCasse, and /s/ Ann M. Aldrich, Co-Executors of the Estate of THAD HAINES BUCHANAN.
Published November 15, 22 & 29, 2023
