FERNDALE
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: AT&T Mobility
APPLICATION NUMBER: 17019-SE
DATE OF APPLICATION: October 12, 2017
PROJECT LOCATION: The project site is located at 5670 Barrett Road on a 1.46-acre parcel, north of Main Street, immediately east of the Barrett Road, in the 1600 Block of Ferndale, WA, parcel number 3902210350200000. The project lies within Shoreline Jurisdiction with designation of Urban within the 100-year floodplain, is zoned Mixed Use Commercial and identified as a “Commercial” area in the Comprehensive plan.
PROJECT DESCRIPTION: AT&T Mobility is proposing the installation of a 30-kW diesel generator on a 4’ x 10’ concrete pad within the existing fenced compound of the AT&T telecommunications facility. This area is subject to a Shoreline Substantial Development and SEPA review.
The project site is located within the FEMA 100-year floodplain, therefore a SEPA review is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: November 1 – 15, 2017
CONTACT: Jori Burnett, Community Development Director/SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit, City of Ferndale
3. Site Plan Review, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
AIR: The generator set engine is certified by the manufacturer to meet the Environmental Protection Agency (EPA) emergency stationary emissions requirements. Emissions will not be significant due to the generator being only a standby backup power source. The generator will only run in the event of a power outage or during maintenance.
WATER: The applicant will comply with all applicable City, Ecology and FEMA floodplain regulations.
The generator and platform shall comply with Floodplain regulations per FMC 15.24. The equipment on the generator platform is required to be located at least one foot above the base flood elevation. The platform and all new equipment shall be flood proofed to City standard. These requirements shall be reflected on the construction plans for review and approval by the City prior to construction activities.
ENVIRONMENTAL HEALTH: The applicant shall install provisions to prevent spilled diesel from flowing into the storm pond or protected areas.
NOISE: Construction hours shall be from 7AM to 10PM.
The backup generator noise levels shall comply with the City’s noise level regulations provided under FMC 8.08.020
CULTURAL RESOURCES:
Inadvertent Discovery of Archaeological Resources:
Should archaeological resources (e.g. shell midden, animal remains, stone tools) be observed during project activities, all work in the immediate vicinity should stop, and the area should be secured. The Washington State Department of Archaeology and Historic Preservation (Gretchen Kaehler, Local Government Archaeologist 360-586-3088) and the Lummi Nation Tribal Historic Preservation Office (Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253) should be contacted immediately to help assess the situation and to determine how to preserve the resource(s). Compliance with all applicable laws pertaining to archaeological resources is required.
Inadvertent Discovery of Human Skeletal Remains on Non-Federal and Non-Tribal Land in the State of Washington (RCWs 68.50.645, 27.44.055, and 68.60.055)
“If ground disturbing activities encounter human skeletal remains during the course of construction, then all activity will cease that may cause further disturbance to those remains. The area of the find will be secured and protected from further disturbance. The finding of human skeletal remains will be reported to the county medical examiner/coroner and local law enforcement in the most expeditious manner possible. The remains will not be touched, moved, or further disturbed. The county medical examiner/coroner will assume jurisdiction over the human skeletal remains and make a determination of whether those remains are forensic or non-forensic. If the county medical examiner/coroner determines the remains are non-forensic, then they will report that finding to the Department of Archaeology and Historic Preservation (DAHP) who will then take jurisdiction over the remains. The DAHP will notify any appropriate cemeteries and all affected tribes of the find. The State Physical Anthropologist will make a determination of whether the remains are Indian or Non-Indian and report that finding to any appropriate cemeteries and the affected tribes. The DAHP will then handle all consultation with the affected parties as to the future preservation, excavation, and disposition of the remains” (DAHP).
Published November 1, 2017
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Burlington Northern Santa Fe (BNSF) Railway
APPLICATION NUMBER: 17020-SE
DATE OF APPLICATION: October 30, 2017
PROJECT LOCATION: The project site is located on Railroad Avenue north of Washington Street and west of Second Avenue directly west of, and adjacent to, the BNSF railroad tracks, not yet addressed, parcel number 390220123185.
PROJECT DESCRIPTION: The applicant proposes to install a railroad wireless communication facility including a 100-ft steel tower, an 8’ x 12’ aluminum equipment enclosure and associated electric supply on existing railroad right-of-way.
The height of the wireless service tower exceeds the minimum exemption threshold of 60-feet as outlined in WAC 197-11-800 (25) therefore, a SEPA review is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: November 1 – 15, 2017
CONTACT: Jori Burnett, Community Development Director/SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Conditional Use Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH: No grading or filling is proposed. New tower foundations will be drilled shaft foundations.
WATER: The project will not cause impacts to surface water or ground water. No erosion due to the proposed project is anticipated.
NOISE: Construction hours shall be from 7AM to 10PM.
The project will not create any long-term source of noise.
CULTURAL RESOURCES:
Inadvertent Discovery of Archaeological Resources:
Should archaeological resources (e.g. shell midden, animal remains, stone tools) be observed during project activities, all work in the immediate vicinity should stop, and the area should be secured. The Washington State Department of Archaeology and Historic Preservation (Gretchen Kaehler, Local Government Archaeologist 360-586-3088) and the Lummi Nation Tribal Historic Preservation Office (Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253) should be contacted immediately to help assess the situation and to determine how to preserve the resource(s). Compliance with all applicable laws pertaining to archaeological resources is required.
Inadvertent Discovery of Human Skeletal Remains on Non-Federal and Non-Tribal Land in the State of Washington (RCWs 68.50.645, 27.44.055, and 68.60.055)
“If ground disturbing activities encounter human skeletal remains during the course of construction, then all activity will cease that may cause further disturbance to those remains. The area of the find will be secured and protected from further disturbance. The finding of human skeletal remains will be reported to the county medical examiner/coroner and local law enforcement in the most expeditious manner possible. The remains will not be touched, moved, or further disturbed. The county medical examiner/coroner will assume jurisdiction over the human skeletal remains and make a determination of whether those remains are forensic or non-forensic. If the county medical examiner/coroner determines the remains are non-forensic, then they will report that finding to the Department of Archaeology and Historic Preservation (DAHP) who will then take jurisdiction over the remains. The DAHP will notify any appropriate cemeteries and all affected tribes of the find. The State Physical Anthropologist will make a determination of whether the remains are Indian or Non-Indian and report that finding to any appropriate cemeteries and the affected tribes. The DAHP will then handle all consultation with the affected parties as to the future preservation, excavation, and disposition of the remains” (DAHP).
Published November 1 and 8, 2017
NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-14-620496-SW
APN No.: 47217 / 380213 245110 0001
Title Order No.: 140085358-WA-MSI
Deed of Trust Grantor(s): JJ SKOUGAARD COOPER, ANTOINETTE B. COOPER
Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDSMART MORTGAGE LLC, A MINNESOTA LLC
Deed of Trust Instrument/Reference No.: 2110303156
I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/1/2017 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: UNIT 101, BUILDING 4, SOUTHWINDS CONDOMINIUM – PHASE II, A CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF RECORDED UNDER AUDITOR’S FILE NO. 931022183, AND AMENDMENT(S) THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 3356 NORTHWEST AVE APT 101, BELLINGHAM, WA 98225-8852 which is subject to that certain Deed of Trust dated 3/17/2011, recorded 3/28/2011, under Instrument No. 2110303156 records of WHATCOM County, Washington , from JJ SKOUGAARD COOPER AND ANTOINETTE B. COOPER, HUSBAND AND WIFE , as grantor(s), to ADELITA A. SHUBERT ON BEHALF OF FLAGSTAR BANK, FSB , as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LENDSMART MORTGAGE LLC, A MINNESOTA LLC , as original beneficiary, the beneficial interest in which was subsequently assigned to Planet Home Lending LLC , the Beneficiary, under an assignment recorded under Auditors File Number 2140501419
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $52,191.87 .
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $145,513.76 , together with interest as provided in the Note from 3/1/2013 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/1/2017 . The defaults referred to in Paragraph III must be cured by 11/20/2017 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/20/2017 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/20/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 6/5/2014.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663)
or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287
or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819
or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 7/31/2017
Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary
Trustee’s Mailing Address:
Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241
Sale Line: 916-939-0772
or Login to: http://wa.qualityloan.com
Trustee Sale Number: WA-14-620496-SW
IDSPub #0130046
11/1/2017 11/22/2017
Published by Ferndale Record
November 1 and 22, 2017.
File No.: 7670.20317
Trustee: Northwest Trustee Services, Inc.
Grantors: Jeremy G. Hart and Twyla G. Hart, husband and wife
Grantee: Umpqua Bank
Ref to DOT Auditor File No.: 2016-0400795
Tax Parcel ID No.: 32603 / 370407-559441-0000
Abbreviated Legal: L 38, Sudden Valley Div 2, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone:
Toll-free: 1-877-894-HOME (1-877-894-4663).
Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development
Telephone: Toll-free: 1-800-569-4287.
Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: Toll-free: 1-800-606-4819.
Web site: http://nwjustice.org/what-clear.
I. On December 1, 2017, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 38, Plat of Sudden Valley, Division No. 2, according to the Plat thereof, recorded in Volume 10 of Plats, pages 17 through 19, inclusive, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 7 Ridge Crest Way Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 04/08/16, recorded on 04/08/16, under Auditor’s File No. 2016-0400795, records of Whatcom County, Washington, from Jeremy G. Hart and Twyla G. Hart, husband and wife, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for Umpqua Bank, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as designated nominee for Umpqua Bank, beneficiary of the security instrument, its successors and assigns to Umpqua Bank, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2017-0502753. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III. The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 7/24/2017. If reinstating after this date, please contact NWTS for the exact reinstatement amount.
Monthly Payments $19,778.76
Late Charges $0.00
Lender’s Fees & Costs $137.98
Total Arrearage $19,916.74
Trustee’s Expenses (Itemization)
Trustee’s Fee $1,125.00
Title Report $996.60
Statutory Mailings $11.44
Recording Costs $15.00
Postings $80.00
Sale Costs $0.00
Total Costs $1,125.00
Total Amount Due: $21,041.74
Other known defaults as follows:
IV. The sum owing on the Obligation is: Principal Balance of $248,602.46, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V. The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on December 1, 2017. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 11/20/17 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/20/17 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 11/20/17 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):
Jeremy G. Hart
7 Ridge Crest Way
Bellingham, WA 98229
Twyla G. Hart
7 Ridge Crest Way
Bellingham, WA 98229
by both first class and certified mail, return receipt requested on 06/22/17, proof of which is in the possession of the Trustee; and on 06/22/17 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com.
Date Executed:
Northwest Trustee Services, Inc., Trustee Authorized Signature
13555 SE 36th St. Suite 100
Bellevue, WA 98006
Contact: Nanci Lambert (425) 586-1900.
Hart, Jeremy & Twyla (TS# 7670.20317) 1002.291891-File No.
Published November 1 and 22, 2017.
NOTICE OF TRUSTEE’S SALE
TS No.: WA-16-744987-AJ
APN No.: 380316 153183 0000
Title Order No.: 160263723-WA-MSI
Deed of Trust Grantor(s): BARRY L NORMAN, RONA R NORMAN
Deed of Trust Grantee(s): TRAVELERS BANK & TRUST, FSB
Deed of Trust Instrument/Reference No.: 1981200480
AMENDED Pursuant to the Revised Code of Washington 61.24.130(4) As the federal bankruptcy stay has been lifted, this an amended notice as to the Notice of Trustee’s Sale recorded 10/12/2016 under WHATCOM County Auditor Instrument Number 2016-1001374. I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/1/2017 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, LOT 2, EXCEPT THE SOUTHWESTERLY ONE-HALF THEREOF, AND ALL OF LOT 3, BLOCK 2, PLAT OF LINDSHIER GARDENS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 7 OF PLATS, PAGE 19, RECORDS OF WHATCOM COUNTY, WASHINGTON; SITUATED IN WHATCOM COUNTY, WASHINGTON. EXCEPTING THEREFROM THAT PORTION OF SAID LAND, AS SHOWN IN PARTIAL RECONVEYANCE RECORDED AUGUST 6, 2008 AS INSTRUMENT NO. 2080800650, OF OFFICIAL RECORDS, AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: THE SOUTH 25.50 FEET, MEASURED AT RIGHT ANGELS TO THE SUNSET RIGHT-OF-WAY, OF: LOT 2, EXCEPT THE SOUTHWESTERLY ONE-HALF THEREOF, AND ALL OF LOT 3, BLOCK 2, PLAT OF LINDSHIER GARDENS. A PART OF THE CONSOLIDATED CITY OF BELLINGHAM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 7 OF PLATS, PAGE 19, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2817 E SUNSET DR, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 11/27/1998, recorded 12/3/1998, under Instrument No. 1981200480 records of WHATCOM County, Washington , from BARRY L NORMAN AND RONA R NORMAN, HUSBAND AND WIFE , as grantor(s), to COMMONWEALTH LAND TITLE CO , as original trustee, to secure an obligation in favor of TRAVELERS BANK & TRUST, FSB , as original beneficiary, the beneficial interest in which was subsequently assigned to Manufacturers and Traders Trust Company, as trustee, on behalf of the holders of the Home Equity Loan Pass-Through Certificates, Series 1999-1 , the Beneficiary, under an assignment recorded under Auditors File Number 2150702931
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arr ears: $ 22,579.30 .
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $26,217.66, together with interest as provided in the Note from 8/5/2015 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/1/2017. The defaults referred to in Paragraph III must be cured by 11/20/2017 (11 days before the sale date), subject to the terms of the Note and Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/20/2017 (11 days before the sale), subject to the terms of the Note and Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/20/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 9/9/2016.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Dated: 10/10/2017
Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241
Sale Line: 916-939-0772 or Logi n to: http://wa.qualityloan.com
Trustee Sale Number : WA-16-744987-AJ
IDSPub #0132722 11/1/2017 11/22/2017
Published November 1 and 22, 2017.
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-17-767059-BB APN No.: 380317 226211 0000 Title Order No.: 170121432-WA-MSI Deed of Trust Grantor(s): BABITA SHARMA, NARENDER PAL Deed of Trust Grantee(s): BANK OF AMERICA, N.A. Deed of Trust Instrument/Reference No.: 2051001802
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/1/2017 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 18, PLAT OF ORCHARD ESTATES DIVISION NUMBER 1, ACCORDING TO PLAT THEREOF RECORDED, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 1448 FRUITLAND DR, BELLINGHAM, WA 98226-7132 which is subject to that certain Deed of Trust dated 8/8/2005, recorded 10/11/2005, under Instrument No. 2051001802 records of WHATCOM County, Washington , from BABITA SHARMA AND NARENDER PAL WIFE AND HUSBAND , as grantor(s), to PRLAP, INC. , as original trustee, to secure an obligation in favor of BANK OF AMERICA, N.A. , as original beneficiary, the beneficial interest in which was subsequently assigned to BANK OF AMERICA, N.A
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $19,266.18 .
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $79,844.39 , together with interest as provided in the Note from 9/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/1/2017 . The defaults referred to in Paragraph III must be cured by 11/20/2017 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/20/2017 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/20/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 4/21/2017 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 7/27/2017 Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 or Logi n to: http://wa.qualityloan.com Trustee Sale Number: WA-17-767059-BB State of: County of: On before me, ies ), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of WITNESS my hand and official seal. ( Seal) Signature IDSPub #0129854 11/1/2017 11/22/2017
Published by Ferndale Record
November 1 and 22, 2017.
NOTICE OF TRUSTEE’S SALE
I. NOTICE IS HEREBY GIVEN that the undersigned Trustee will on Friday, December 1, 2017, at the hour of 10:00 a.m., at the main entrance of the Whatcom County Courthouse located at 311 Grand Avenue, in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Lot B of Mike Van Dyk Lot Line Adjustment Short Plat, as recorded December 13, 1994, in Volume 31 of Short Plats, pages 47 and 48, under Auditor’s File No. 941213139, records of Whatcom County, Washington. Situate in Whatcom County, Washington, which is subject to that certain Deed of Trust dated March 25, 2013 and recorded March 28, 2013 under Auditor’s File No. 2130304020, records of Whatcom County, Washington, which Deed of Trust is from VRCO, LLC, a Washington limited liability company, as Grantor, to Whatcom Land Title Company, as Trustee, to secure an obligation in favor of SKAGIT STATE BANK, (now known as SKAGIT BANK), as Beneficiary. Skagit Law Group, PLLC, a Washington Professional Limited Liability Company, is now Trustee by reason of an Appointment of Successor Trustee recorded January 30, 2017 under Auditor’s File No. 2017-0103225, records of Whatcom County, Washington.
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III. The default(s) for which this foreclosure is made is/are as follows:
Failure to pay when due the following amounts which are now in arrears:
Monthly installments of $2,686.42 due the 10th of each month for the months of September, 2016 through August, 2017: $32,237.04
Escrow payments due (September, 2016 through August, 2017):
$21,434.16
Advancement by beneficiary for real property appraisal: $3,200.00
Advancement by beneficiary for
force-placed insurance: $3,429.00
Late fees owed: $1,611.84
Unpaid default interest (as of August 15, 2017): $30,012.92
TOTAL: $91,924.96
The Business Loan Agreement that accompanies the Promissory Note provides that you will be in default in the event of failure to furnish lender/beneficiary with financial information and statements, including but not limited to: 1) a personal financial statement of borrower, Jeffrey C. Vanderpol, 2) annual federal and other governmental tax returns of borrower, Jeffrey C. Vanderpol, to include supplemental schedules and copies of K-1’s, 3) annual financial statements of guarantor, Vanderpol Building Components, Inc., to include a balance sheet and an income statement, 4) annual federal and other governmental tax returns of guarantor, Vanderpol Building Components, Inc., to include supplemental schedules and copies of K-1’s. Debtor has failed to provide financial reporting as required, including but not limited to a personal financial statement, tax returns for 2015 and 2016, and balance sheets and profit/loss statements for calendar years 2015 and 2016. Demand having been given and no payment having been received, all principal, interest, and late fees are now due. Other potential defaults do not involve payment to the Beneficiary. If applicable, each of these defaults must be cured. Listed below are categories of common defaults which do not involve payment of money to the Beneficiary. Opposite each such listed default is a brief description of the action/documentation necessary to cure the default. The list does not exhaust all possible other defaults. Any defaults identified by Beneficiary or Trustee that are not listed below must also be cured.
Other Default: Action to Cure Default:
TAXES/ASSESSMENTS Deliver to Successor Trustee written proof that all taxes and assessments against the property are paid current. FAILURE TO INSURE PROPERTY AGAINST HAZARD Deliver to Successor Trustee written proof that the property is insured against hazard as required by the Deed of Trust. LIENS Deliver to Successor Trustee written proof that all senior liens are paid current and that no other defaults exist. JUDGMENTS Deliver to Successor Trustee written proof that all senior judgments are paid current and that no other defaults exist. WASTE Cease and desist from committing waste, repair all damage to property and maintain property as required in Deed of Trust. UNAUTHORIZED SALE OF PROPERTY (DUE ON SALE) Revert title to permitted vestee. Costs and Fees: In addition to the amounts in arrears specified above, you are or may be obligated to pay the following estimated charges, costs, and fees: Costs and Fees: In addition to the amounts in arrears specified above, you are or may become obligated to pay the following estimated charges, costs, and fees:
Trustee’s fee: $1,500.00
Legal Fees $6,922.50
Title report: $1,476.15
Service/posting of foreclosure notices: $210.00
Recording fees: $176.00
Mailing costs: $125.00
Photocopies: $25.00
Subtotal: $10,434.65
Total Current Estimated Amount:
$102,359.61
Additional Arrearages:
September, 2017 installment:
$2,686.42
October, 2017 installment:
$2,686.42
November, 2017 installment:
$2,686.42
Total Additional Arrearages
$8,059.26
Additional escrow payments:
$5,358.54
Additional unpaid accrued interest: $11,178.92
Additional Costs and Fees:
Trustee’s Sale Guarantee date down: $54.50
Publication costs: $1,800.00
Subtotal: $1,854.50
Total Estimated Amount as of November 20, 2017:
$128,810.83
IV. The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $300,596.65 as of August 3, 2016, together with interest as provided in the note or other instrument secured, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be without any warranty concerning the title to, or the condition of, the property, and also will be made without warranty, express or implied, regarding title, possession, or encumbrances on December 1, 2017. The default(s) referred to in paragraph III must be cured by November 20, 2017 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before November 20, 2017 (11 days before the sale date) the default(s) as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after November 20, 2017 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Jeffrey C. Vanderpol, 5360 Muriel Drive, Bellingham, WA 98226-9739; Jeffrey C. Vanderpol, Registered Agent of:
VRCO, LLC, 5360 Muriel Drive, Bellingham, WA 98225; Jane Doe Vanderpol, 5360 Muriel Drive, Bellingham, WA 98226-9739; Vanderpol Building Components, Inc.
841 E. Badger Road, Lynden, WA 98264-9502; Jeff Vanderpol, Registered Agent of: Vanderpol Building Components, Inc., 841 E. Badger Road, Lynden, WA 98264-9502; Vanderpol Building Components, Inc., c/o Jeff Vanderpol, President, 5360 Muriel Drive Bellingham, WA 98226; VRCO, LLC, 5360 Muriel Drive, Bellingham, WA 98226,
by both first class and certified mail on April 12, 2017, proof of which is in the possession of the Trustee, and the Borrower and Grantor were personally served on April 17, 2017 with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. A written Amended Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at addresses set forth above in this paragraph VI by both first class and certified mail on June 2, 2017, proof of which is in the possession of the Trustee, and the Borrower and Grantor were personally served on June 6, 2017, with said written Amended Notice of Default or the written Amended Notice of Default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in waiver of any proper grounds for invalidating the Trustee’s sale.
X. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to access your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663)
Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development:
Telephone: Toll-free: 1-800-569-4287
Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: Toll-free: 1-800-606-4819
Web site: http://nwjustice.org/what-clear
XI NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 6l.24.060.
XII NOTICE TO GUARANTORS
If this Notice is being mailed or directed to any Guarantor, said Guarantor should be advised that: (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the Deed of Trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the trustee’s sale; (3) the Guarantor will have no right to redeem the property after the trustee’s sale; (4) subject to such longer periods as are provided in the Washington Deed of Trust Act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt; and (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs. The failure of the Beneficiary to provide any Guarantor the notice referred to in this section does not invalidate either the notices given to the borrower or the Grantor, or the trustee’s sale.
XIII. This is an attempt to collect a debt and any information obtained will be used for that purpose. DATED this 15th day of August, 2017. SKAGIT LAW GROUP, PLLC, a Professional Limited Liability Company, Successor Trustee, By /s/ Craig E. Cammock, WSBA #24185, Member, 227 Freeway Drive, Ste B/P. O. Box 336, Mount Vernon, WA 98273, Telephone: (360) 336-1000.
Published November 1 and 22, 2017
SHERIFF’S PUBLIC NOTICE OF SALE
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 16-2-01639-8
BAYVIEW LOAN SERVICING, LLC,
Plaintiff(s),
vs
ESTATE OF LUELLA E. WALTON, an estate; SHANNAH WALTON AKA SHANNA WALTON, an heir; CHERYL RAE BICE, an heir; UNKNOWN HEIRS OF LUELLA E. WALTON, unknown heirs; and all other persons, parties, or occupants unknown claiming any legal or equitable right, title, estate, lien or interest in the real property described in the complaint herein, adverse to Plaintiff’s title, or any cloud on Plaintiff’s title to the Property,
Defendant(s).
TO: ESTATE OF LUELLA E. WALTON, an estate; SHANNAH WALTON AKA SHANNA WALTON, an heir; CHERYL RAE BICE, an heir; UNKNOWN HEIRS OF LUELLA E. WALTON, unknown heirs; and all other persons, parties, or occupants unknown claiming any legal or equitable right, title, estate, lien or interest in the real property described in the complaint herein, adverse to Plaintiff’s title, or any cloud on Plaintiff’s title to the Property, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 5739 VISTA DRIVE, FERNDALE, WA 98248
FULL LEGAL DESCRIPTION:
A tract of land in the Southeast quarter of the Southeast quarter of Section 19, Township 39 North, Range 2 East and the Southwest quarter of the Southwest quarter of Section 20, Township 39 North, Range 2 East of W.M., described as follows:
Beginning at a concrete monument marking the intersection of the center line of Washington Avenue with the center line of Vista Drive, (streets in the Town of Ferndale); thence South 35° 36’26” East along the center line of Vista Drive, 250.93 feet; thence South 54°23’34” West, 30 feet to the Southwesterly line of Vista Drive as it existed on August 6, 1976 and the true point of beginning; thence South 54°23’34” West, 125 feet; thence North 35°36’26” West to a point which lies South 35°36’26” East a distance of 57.30 feet and South 54°40’34” West a distance of 155 feet from the intersection of the center lines of said Washington Avenue, and Vista Drive; thence South 48°57’50” West a distance of 134.76 feet to a point on the most Southerly line of the tract conveyed to the First Baptist Church of Ferndale under Whatcom County Auditor’s File No. 1009661; thence South 89°54’03” East a distance of 24.59 feet to the West line of said Section 30; thence south 1°05’57” East, a distance of 122.49 feet along the section line; thence in a general Easterly direction to a point which is South 35°36’26” East 270.93 feet and South 54° 23’34” West 194.50 feet from the concrete monument marking the intersection of the center lines of Washington Avenue and Vista Drive, said point also being the most Westerly corner of a tract conveyed to Ruby I. Block by deed recorded July 1, 1966 under Auditor’s File No. 1009659; thence North 54°23’34” East 164.50 feet to the Southwesterly right of way line of Vista Drive as it existed on August 6,1976; thence North 35°36’26” West, along said right of way line 20 feet to the true point of beginning.
Situate in Whatcom County, Washington.
TAX PARCEL NO. 390220 009051 0000
The sale of the above-described property is to take place:
DATE: Friday, December 1, 2017TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $369,011.48 together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
NATHAN F. SMITH
MALCOLM CISNEROS
2112 Business Center Drive
Irvine, CA 92612
949.252.9400
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published November 1, 8, 15 and 22, 2017
SERVICE BY PUBLICATION
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 16-2-01639-8
ORDER OF SALE ON REAL PROPERTY
BAYVIEW LOAN SERVICING, LLC,
Plaintiff(s),
vs.
ESTATE OF LUELLA E. WALTON, an estate; SHANNAH WALTON AKA SHANNA WALTON, an heir; CHERYL RAE BICE, an heir; UNKNOWN HEIRS OF LUELLA E. WALTON, unknown heirs; and all other persons, parties, or occupants unknown claiming any legal or equitable right, title, estate, lien or interest in the real property described in the complaint herein, adverse to Plaintiff’s title, or any cloud on Plaintiff’s title to the Property,
Defendant(s).
TO: ESTATE OF LUELLA E. WALTON, an estate; SHANNAH WALTON AKA SHANNA WALTON, an heir; CHERYL RAE BICE, an heir; UNKNOWN HEIRS OF LUELLA E. WALTON, unknown heirs; and all other persons, parties, or occupants unknown claiming any legal or equitable right, title, estate, lien or interest in the real property described in the complaint herein, adverse to Plaintiff’s title, or any cloud on Plaintiff’s title to the Property, Judgment Debtor(s),
THE STATE OF WASHINGTON TO THE SHERIFF OF WHATCOM COUNTY GREETINGS:
WHEREAS, in the above-entitled court, Plaintiff, secured a judgement and decree of foreclosure (“Judgment”) against Defendants ESTATE OF LUELLA E. WALTON, in the amount of $366,250.18, together with interest at the rate of 7.375% per annum, $52.10 per diem from June 3, 2017, the date after interest good through on the Judgment, to July 26, 2017, the date of Judgment entry, in the amount of $2,761.30;
WHEREAS, post-judgment interest is accruing on $369,011.48 until the date of sale at 12% per annum, $121.31 per diem;
WHEREAS, the Judgment is a foreclosure against parties of a deed of trust mortgage on the real property (“Property”) at 5739 Vista Drive, Ferndale, WA 98248 and described in Exhibit “1” attached hereto;
WHEREAS, on July 26, 2017, the Court ordered that all of the Property be sold and the proceeds applied to the payment of principal, interest, attorney’s fees, costs and disbursements and other recovery amounts with interest to date of the sale of the property.
NOW, THEREFORE, in the name of the STATE OF WASHINGTON you are hereby commanded to proceed to seize and sell forthwith and without appraisement, the Property, in the manner provided by law, or so much thereof as may be necessary to satisfy the judgment amount plus interest to the date of sale. The redemption period is eight (8) months. The Sheriff’s notice of sale shall be published in a publication of general circulation.
EXHIBIT 1
A tract of land in the Southeast quarter of the Southeast quarter of Section 19, Township 39 North, Range 2 East and the Southwest quarter of the Southwest quarter of Section 20, Township 39 North, Range 2 East of W.M., described as follows:
Beginning at a concrete monument marking the intersection of the center line of Washington Avenue with the center line of Vista Drive, (streets in the Town of Ferndale); thence South 35° 36’26” East along the center line of Vista Drive, 250.93 feet; thence South 54°23’34” West, 30 feet to the Southwesterly line of Vista Drive as it existed on August 6, 1976 and the true point of beginning; thence South 54°23’34” West, 125 feet; thence North 35°36’26” West to a point which lies South 35°36’26” East a distance of 57.30 feet and South 54°40’34” West a distance of 155 feet from the intersection of the center lines of said Washington Avenue, and Vista Drive; thence South 48°57’50” West a distance of 134.76 feet to a point on the most Southerly line of the tract conveyed to the First Baptist Church of Ferndale under Whatcom County Auditor’s File No. 1009661; thence South 89°54’03” East a distance of 24.59 feet to the West line of said Section 30; thence south 1°05’57” East, a distance of 122.49 feet along the section line; thence in a general Easterly direction to a point which is South 35°36’26” East 270.93 feet and South 54° 23’34” West 194.50 feet from the concrete monument marking the intersection of the center lines of Washington Avenue and Vista Drive, said point also being the most Westerly corner of a tract conveyed to Ruby I. Block by deed recorded July 1, 1966 under Auditor’s File No. 1009659; thence North 54°23’34” East 164.50 feet to the Southwesterly right of way line of Vista Drive as it existed on August 6,1976; thence North 35°36’26” West, along said right of way line 20 feet to the true point of beginning.
Situate in Whatcom County, Washington.
WITNESS, the Honorable Pamela Englett, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 11th day of September, 2017.
THE SALE DATE has been set for Friday, December 1, 2017, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
Published October 18, 25 and November 1, 8, 15 and 22, 2017
