■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 12-2-01545-3
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIF OF WHATCOM COUNTY, W ASHINGTON
On January 16, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank, N.A., (formerly known as OneWest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs and Devisees of Jerry Schumm; Louise Schumm, Washington State Department of Social and Health Services; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendants”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 4038 Sucia Drive, Ferndale, WA 98248 for the total sum of $925,200.00 with interest thereon at the rate of 12.00% per annum beginning on January 16, 2015 until satisfied. The Property situated in Whatcom County, State of Washington, is legally described as:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
THERFORE, pursuant to RCW 6.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interest and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn he foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable Charles R. Snyder, Judge of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 26th day of March, 2015.
THE SALE DATE has been set for Friday, May 29th, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County
By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record April 15, 22, 29 and May 6, 13 and 20, 2015.
LEGAL
REQUEST FOR PROPOSALS
RFP – PUBLIC DEFENDER – Nooksack
Indian Tribe is seeking proposals for
Public Defense services. All proposals
must be received by 4:30 p.m. on
Friday, May 8, 2015. Please send or
deliver such proposals to the following
address: Nooksack Indian Tribe, Attn:
Human Resources Director, P.O. Box
157, Deming, WA 98244. No faxed,
emailed or telephoned proposals will
be accepted. See Nooksack Indian
Tribe’s website for complete information: http://www.nooksacktribe.org/
departments/humanresources/.
Published by Ferndale Record April 22, 29 and May 6, 2015.
LEGAL
Sawarne Lumber Laydown Area Expansion
Department of Ecology
Notice of Intent (NOI)
Construction Stormwater General Permit
Davy Sangara, PO Box 277, Custer, WA 98240 is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit. The proposed project, Sawarne Lumber Laydown Area Expansion, is located at 5530 Nordic Way in Ferndale, in Whatcom.
This project involves 3.0 acres of soil disturbance for commercial construction activities.
The existing 15-acre site contains a 51,000 square foot building surrounded by paved and gravel laydown and lumber storage areas. The 3.0 acre proposed development will take place in the northeast corner of the property that presently consists of a gravel surface laydown area. The proposed development will consist of regrading the area and constructing a 0.5 acre combined stormwater detention pond and water quality treatment wetland in the northern portion of the site.
Stormwater will be discharged to an existing ditch and city stormwater pipe conveyance system that discharges approximately one mile north of the site into the Nooksack River.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record April 29 and May 6, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 12-2-01545-3
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 4068 SUCIA DRIVE, FERNDALE, WA
FULL LEGAL DESCRIPTION:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TAX PARCEL NO. 380117 512543 0000
The sale of the above-described property is to take place:
DATE: Friday, May 29, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $925,200.00
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO LEGAL, P.S.
SYNOVA M.L. EDWARDS
13555 S.E. 36TH ST., STE. 300
BELLEVUE, WA 98006
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record April 29 , May 6, 13, and 20, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7037.104548 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Robert W. Kehoe, Jr., who also appears as Robert W. Kehoe, as his separate estate Ref to DOT Auditor File No.: 2080402750 Tax Parcel ID No.: 400522-166040-0000/PID: 142615 Abbreviated Legal: LTS 9 & 10, PEACEFUL VALLEY DIV NO 2A, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On May 15, 2015, at 9:00 AM Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 9 and 10, “Peaceful Valley, Division No. 2A,” according to the map thereof, recorded in Book 15 of Plats, pages 44 through 48, inclusive, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 102 Sprague Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 04/15/08, recorded on 04/21/08, under Auditor’s File No. 2080402750, records of WHATCOM County, Washington, from Robert W Kehoe Jr, a single man, as Grantor, to Fidelity National Title, as Trustee, to secure an obligation “Obligation” in favor of Ace Mortgage Funding, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 02/04/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $30,047.46 Lender’s Fees & Costs $582.03 Total Arrearage $30,629.49 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $657.00 Statutory Mailings $34.62 Recording Costs $14.00 Postings $80.00 Total Costs $1,535.62 Total Amount Due: $32,165.11 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $120,243.18, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 15, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/04/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/04/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/04/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robert W. Kehoe Jr., aka Robert W. Kehoe aka Robert William Kehoe, Jr 102 Sprague Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Robert W. Kehoe Jr., AKA Robert W. Kehoe 102 Sprague Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Robert W. Kehoe Jr., AKA Robert W. Kehoe 3157 North Rainbow Boulevard # 272 Las Vegas, NV 89108-4578 Robert W. Kehoe Jr., aka Robert W. Kehoe aka Robert William Kehoe, Jr 3157 North Rainbow Boulevard # 272 Las Vegas, NV 89108-4578 Jody-Lee Kehoe aka Jody-Lee Stevens 102 Spraque Valley Drive Maple Falls, WA 98266 Jody-Lee Kehoe aka Jody-Lee Stevens 3157 North Rainbow Boulevard #272 Las Vegas, NV 89108-4578 by both first class and certified mail, return receipt requested on 01/02/15, proof of which is in the possession of the Trustee; and on 12/31/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.104548) 1002.276517-File No.
Published by Ferndale Record April 15 and May 6, 2015.
LEGAL
File No.: 7949.20128 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Rodney G Taylor and Jennifer Taylor, who also appears of record as Jennifer O Taylor, husband and wife Ref to DOT Auditor File No.: 2090102383 Tax Parcel ID No.: 41493/380134-415167-0000 Abbreviated Legal: PTN GOVT LT 3 OF SE 1/4 34-38N-01E, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 15, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Parcel A: A tract of land in Government Lot 3, Section 34, Township 38 North, Range 1 East of W.M., Whatcom County, Washington, described as follows: Beginning at the point of intersection of the centerlines of the Lummi Shore Road and Mackenzie Road, plat of Gooseberry Point, Whatcom County, Washington, according to the plat thereof, recorded in Volume 7 of Plats, page 90, records of Whatcom County, Washington; Thence South 20 degrees 51’ 16” East, along the centerline of Mackenzie Road as shown on said plat, 74.92 feet to the intersection of Mackenzie Road, and the County Road as now located by deed recorded in Volume 378, page 291, records of Whatcom County, Washington; Thence South 20 degrees 51’ 16” East, 495.83 feet; Thence North 69 degrees 08’ 44” East, 230.00 feet to an intersection with a curve of 470 feet radius, the center of which bears North 69 degrees 08’ 44” East; Thence Southeasterly along said curve to the left, 189.41 feet to the True Point of Beginning, the chord length and chord bearing of said curve are 188.12 feet and South 32 degrees 23’ 57” East; Thence continuing along said curve to the left, 105.23 feet; Thence North 33 degrees 13’ 44” East, 200.00 feet to an intersection with a curve of 270 feet radius, the center of which bears North 33 degrees 13’ 44” East; Thence Northwesterly along said curve, 60.45 feet, the chord length and chord bearing are 60.32 feet, and North 50 degrees 21’ West; Thence South 46 degrees 03’ 22” West, 200.00 feet to the True Point of Beginning. Situate in Whatcom County, Washington. Parcel B: An easement for ingress and egress as granted by that certain instrument recorded May 24, 1978, under Whatcom County Auditor’s File No. 1289747. Situate in Whatcom County, Washington. Commonly known as: 2600 Michael Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 01/21/09, recorded on 01/26/09, under Auditor’s File No. 2090102383, records of Whatcom County, Washington, from Rodney G Taylor and Jennifer O Taylor, Husband and Wife, as Grantor, to Whatcom Land Title Co Inc., as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 1/13/2015 Monthly Payments $8,449.00 Lender’s Fees & Costs $505.35 Total Arrearage $8,954.35 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $755.55 Statutory Mailings $11.22 Recording Costs $14.00 Postings $80.00 Total Costs $2,360.77 Total Amount Due: $11,315.12
IV.
The sum owing on the Obligation is: Principal Balance of $165,940.51, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 15, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/04/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/04/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/04/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Rodney Taylor aka Rodney G Taylor 2600 Michael Road Bellingham, WA 98226 Jennifer Taylor aka Jennifer O Taylor 2600 Michael Road Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 11/21/14, proof of which is in the possession of the Trustee; and on 11/20/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 1/13/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7949.20128) 1002.275384-File No.
Published by Ferndale Record April 15 and May 6, 2015.
LEGAL
TS No WA07000558-14-1 APN 3902195312500000/ 95002 TO No 8466965 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on 5/15/2015, 10:00 AM, At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC FINANCIAL INC. dba TRUSTEE CORPS, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers’ check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THAT PART OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 19, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING AT A POINT ON THE NORTH LINE OF THE SOUTHEAST QUARTER 198.5 FEET WEST OF THE WEST LINE OF MALLOY ROAD AND RUNNING THENCE SOUTH 225 FEET; THENCE WEST 176 FEET, MORE OR LESS, TO THE EAST LINE OF THE BLAINE-FERNDALE ROAD; THENCE NORTHWESTERLY, ALONG THE EASTERLY LINE OF SAID ROAD, TO THE NORTH LINE OF THE SOUTHEAST QUARTER; THENCE EAST 285 FEET, MORE OR LESS TO THE POINT OF BEGINNING, EXCEPT THE NORTH 75 FEET THEREOF AS MEASURED ALONG THE EAST LINE OF SAID TRACT, SITUATED IN WHATCOM COUNTY, WASHINGTON. APN: 3902195312500000/ 95002 More commonly known as 5890 VISTA DRIVE, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 9/4/2009, executed by SAMUEL SILVERMAN, TRUSTEE OF THE SAMUEL SILVERMAN AND LILA L. SILVERMAN LIVING TRUST DATED MARCH 1, 2006 as Trustor(s), to secure obligations in favor of URBAN FINANCIAL GROUP, as original Beneficiary recorded 9/22/2009 as Instrument No. 2090902561 and the beneficial interest was assigned to Reverse Mortgage Solutions, Inc. and recorded 10/23/2009 as Instrument Number 2091002656 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Reverse Mortgage Solutions, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Reverse Mortgage Solutions, Inc. Contact Phone No: (866) 225-4418 Address: 2727 Spring Creek Drive, Spring, TX 77373
III.
The default(s) for which this foreclosure is made is/are as follows: Under the Note and Deed of Trust pursuant to paragraph of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of 3/30/2014 $235,228.31 Interest due through 1/7/2015 $84,688.44 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $319,916.75 PROMISSORY NOTE INFORMATION Note Dated: 9/4/2009 Note Amount: $525,000.00 Interest Paid To: 3/30/2014 Next Due Date: 3/30/2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $235,228.31, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/15/2015. The defaults referred to in Paragraph III must be cured by 5/4/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/4/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/4/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Reverse Mortgage Solutions, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS LILA L. SILVERMAN 5890 VISTA DRIVE, FERNDALE, WA 98248 LILA L. SILVERMAN 5890 VISTA DR, FERNDALE, WA 98248-9370 SAMUEL SILVERMAN, TRUSTEE 5890 VISTA DRIVE, FERNDALE, WA 98248 SAMUEL SILVERMAN, TRUSTEE C/O J. BRUCE SMITH, BRETT & DAUGERT, PLLC, P.O. BOX 5008, BELLINGHAM, WA 98227-5008 LILA L. SILVERMAN, TRUSTEE 5890 VISTA DRIVE, FERNDALE, WA 98248 Noel C. Lohr 24601 Tiara Court, Tehachapi, CA 93561 ESTATE OF SAMUEL SILVERMAN 5890 VISTA DRIVE, FERNDALE, WA 98248 HEIRS AND DEVISEES OF SAMUEL SILVERMAN 5890 VISTA DRIVE, FERNDALE, WA 98248 UNKNOWN SPOUSE OF SAMUEL SILVERMAN 5890 VISTA DRIVE, FERNDALE, WA 98248 SAMUEL SILVERMAN 5890 VISTA DRIVE, FERNDALE, WA 98248 SAMUEL SILVERMAN 5890 VISTA DR, FERNDALE, WA 98248-9370 by both first class and certified mail on 9/30/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; DATED: 1/7/2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Raymond Delavergne, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.priorityposting.com P1126602 4/15, 05/06/2015.
Published by Ferndale Record April 15 and May 6, 2015.
LEGAL
File No.: 8132.20886 Grantors: Northwest Trustee Services, Inc. WILMINGTON SAVINGS FUND SOCIETY, FSB, doing business as CHRISTIANA TRUST, not in its individual capacity but solely as legal title trustee for BRONZE CREEK TITLE TRUST 2014-NPL1 Grantee: Richard Rutledge and Ann-Marie Rutledge, husband and wife Ref to DOT Auditor File No.: 2080501854 and modified on 10/12/2012 under AF# 2121001859 Tax Parcel ID No.: 3902180971010000 Abbreviated Legal: Lot 15, Plat of Evergreen Place, Vol. 16, PG. 59 and 60, Whatcom County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On June 5, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 15, Plat of Evergreen Place, according to the plat thereof, recorded in Volume 16 of Plats, Pages 59 and 60, records of Whatcom County, Washington. Commonly known as: 6170 Tyler Lane Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/30/08, recorded on 05/13/08, under Auditor’s File No. 2080501854 and modified on 10/12/2012 under AF# 2121001859, records of WHATCOM County, Washington, from Ann Marie Rutledge and Richard Rutledge. Wife and husband, as Grantor, to FANLA – Subescrow, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Quicken Loans, Inc., as Beneficiary, the beneficial interest in which was assigned by GCAT Depositor I, LLC (formerly known as GCAT 2013-NPL1 Depositor, LLC) by RMS Asset Management, LLC its Attorney-in-Fact to WILMINGTON SAVINGS FUND SOCIETY, FSB, doing business as CHRISTIANA TRUST, not in its individual capacity but solely as legal title trustee for BRONZE CREEK TITLE TRUST 2014-NPL1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140700979. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/23/2015 Monthly Payments $128,840.92 Late Charges $792.88 Lender’s Fees & Costs $115.50 Total Arrearage $129,749.30 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $1,178.31 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Total Costs $2,794.75 Total Amount Due: $132,544.05
IV.
The sum owing on the Obligation is: Principal Balance of $365,994.77, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 5, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/25/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/25/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/25/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Ann Rutledge aka Ann Marie Rutledge 6170 Tyler Lane Ferndale, WA 98248 Richard Rutledge aka Richard Duncan Rutledge 6170 Tyler Lane Ferndale, WA 98248 Richard Rutledge aka Richard Duncan Rutledge 2310 Thornton Street Ferndale, WA 98248 Ann Rutledge aka Ann Marie Rutledge 2310 Thornton Street Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 12/22/14, proof of which is in the possession of the Trustee; and on 12/23/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 01/23/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 8132.20886) 1002.276271-File No.
Published by Ferndale Record May 6 and 27, 2015.
LEGAL
TS No WA08001323-14-1 APN 61768/ 380318 541495 0000 TO No 8453152 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 5, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 13, AS DELINEATED ON GLENGARY ESTATES, ACCORDING TO THE PLAT THEREOF, RECORDED UNDER AUDITOR`S FILE NUMBER 200200385, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 61768/ 380318 541495 0000 More commonly known as 4051 GLENGARY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of April 27, 2006, executed by MICKEY D FLETCHER AND CAROL A. FLETCHER, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for HOME LOAN CENTER, INC., DBA LENDINGTREE LOANS, Beneficiary of the security instrument, its successors and assigns, recorded May 4, 2006 as Instrument No. 2060500868 and the beneficial interest was assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB and recorded September 23, 2011 as Instrument Number 2110902257 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB Contact Phone No: 800-365-7107 Address: 15 South Main Street, Suite 400, Greenville, SC 29601
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2010 To January 30, 2015 Number of Payments 51 Monthly Payment $1,594.78 9 $2,199.46 Total $101,128.92 LATE CHARGE INFORMATION March 1, 2010 January 30, 2015 1 $1,489.20 $1,489.20 PROMISSORY NOTE INFORMATION Note Dated: April 27, 2006 Note Amount: $225,000.00 Interest Paid To: February 1, 2010 Next Due Date: March 1, 2010
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $224,677.82, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 5, 2015. The defaults referred to in Paragraph III must be cured by May 25, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 25, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 25, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWALT, Inc. Alternative Loan Trust 2006-18CB, Mortgage Pass-Through Certificates, Series 2006-18CB or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CAROL A. FLETCHER 4051 GLENGARY ROAD, BELLINGHAM, WA 98226 CAROL A. FLETCHER 4051 GLENGARY RD, BELLINGHAM, WA 98226-7731 CAROL A. FLETCHER PO BOX 19406, THORNE BAY , AK 99919 MICKEY D FLETCHER 4051 GLENGARY ROAD, BELLINGHAM, WA 98226 MICKEY D FLETCHER 4051 GLENGARY RD, BELLINGHAM, WA 98226-7731 MICKEY D FLETCHER PO BOX 19406, THORNE BAY , AK 99919 by both first class and certified mail on December 15, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 30, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: 800-833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA14-000546-2, Pub Dates 05/06/2015, 05/27/2015
Published by Ferndale Record May 6 and 27, 2015.
LEGAL
TS No WA08002249-14-1 APN 71913/3803281565270000 TO No 8489149 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 5, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 32, BLOCK 2, WHATCOM FALLS HEIGHTS, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 8 OF PLATS, PAGE 58, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON. APN: 71913/3803281565270000 More commonly known as 2211 HURON ST, BELLINGHAM, WA 98229-4124 which is subject to that certain Deed of Trust dated as of August 29, 2005, executed by PAUL B SHEPARD, HUSBAND AND WIFE AS COMMUNITY PROPERTY, AND PERI G SHEPARD, HUSBAND AND WIFE AS COMMUNITY PROPERTY as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for AMERICA`S WHOLESALE LENDER, Beneficiary of the security instrument, its successors and assigns, recorded August 30, 2005 as Instrument No. 2050806543 and the beneficial interest was assigned to The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates Series 2005-13 by Green Tree Servicing LLC. and recorded March 21, 2012 as Instrument Number 2120302289 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates Series 2005-13 by Green Tree Servicing LLC., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates Series 2005-13 by Green Tree Servicing LLC. Contact Phone No: 800-643-0202 Address: 7360 S. KYRENE ROAD, MAIL STOP T111, TEMPE, AZ 85283
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2011 To January 23, 2015 Number of Payments 34 Monthly Payment $1,649.27 4 $1,979.69 Total $63,993.94 LATE CHARGE INFORMATION December 1, 2011 January 23, 2015 $1,127.95 PROMISSORY NOTE INFORMATION Note Dated: August 29, 2005 Note Amount: $395,000.00 Interest Paid To: November 1, 2011 Next Due Date: December 1, 2011
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $296,950.76, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 5, 2015. The defaults referred to in Paragraph III must be cured by May 25, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 25, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 25, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates Series 2005-13 by Green Tree Servicing LLC. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS PAUL B SHEPARD 2211 HURON ST, BELLINGHAM, WA 98229-4124 PAUL B SHEPARD C/O GREGORY L. KOSANKE, P.O. BOX 632, LYNDEN, WA 98264 PERI G SHEPARD 2211 HURON ST, BELLINGHAM, WA 98229-4124 PERI G SHEPARD C/O GREGORY L. KOSANKE, P.O. BOX 632, LYNDEN, WA 98264 by both first class and certified mail on December 23, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 26, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: 800-833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA14-000586-2, Pub Dates 05/06/2015, 05/27/2015
Published by Ferndale Record May 6 and 27, 2015.
