■ CITY OF FERNDALE
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of May 16, 2016
Ordinance #1945
An ordinance amending the 2016 budget
Ordinance #1946
An ordinance establishing a Central City Water Association fund
Ordinance #1947
An ordinance establishing a special assessment area for CCWA
Ordinance #1948
An ordinance revising the FMC regarding binding site plans
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
May 25, 2016.
LEGAL
City of Ferndale
NOTICE OF PUBLIC HEARING
Notice is hereby given that the Ferndale City Council will hold two public hearings on Monday, June 6, 2016 to consider the approval of the draft Water Comprehensive Plan and draft Wastewater Comprehensive Plan.
The hearing will be held at the City Hall Annex Building located at 5694 Second Avenue, beginning at 7:00 p.m. All interested persons are encouraged to attend and enter testimony, either written or oral.
Susan Duncan
City Clerk
Published by Ferndale Record
May 25, 2016.
■ PUBLIC NOTICE
LEGAL
Notice is hereby given that the Board of Fire Commissioners for Whatcom County Fire District #17 has, effective July 1, 2016 assumed authority for issuing burn permits and has approved rules and standards for issuance of such permits under RCW 52.12.101. Outdoor burning conducted in violation of these rules and standards can subject violators to criminal sanctions and other enforcement proceedings. Copies of the resolution and rules and standards are available upon request during normal business hours at the district office. 4332 Sucia Drive, Ferndale, Washington, 98248.
Published by Ferndale Record
May 18, 25, and June 1, 2016.
LEGAL
Ramon Llanos, 5160 Industrial Pl Unit 108 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Gabriela’s Plat, is located at 5863 Vista Dr in Ferndale in Whatcom county.
This project involves 2.5 acres of soil disturbance for Residential, Utilities, Other (Roads) construction activities.
The receiving waterbody is City of Ferndale Storm System.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
May 18 and 25, 2016.
LEGAL
PNRD LLC, Shagir Gill, PO Box 3249 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Main Street Village, is located at Intersection of Mountain View Road and Hendrickson Ave, South side of Mountain View Road. in Ferndale in Whatcom county.
This project involves 3 acres of soil disturbance for Residential, Utilities, Other (Private Roads) construction activities.
The receiving waterbody is UNNAMED STREAM.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
May 18 and 25, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
Sunday Harbor Community Association,
a Washington non-profit corporation,
Plaintiff,
vs.
Gregory J. Babcock and Jane Doe Babcock, husband and wife, and the marital community thereof; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00469 1
SUMMONS BY PUBLICATION
Judge Raquel Montoya-Lewis
THE STATE OF WASHINGTON to the said Gregory J. Babcock and Jane Doe Babcock, husband and wife, and the marital community thereof.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 11th day of May, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Sunday Harbor Community Association, and serve a copy of your answer upon the undersigned attorneys for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Lot 65, Plat of Sunday Harbor, Whatcom County, Washington, according to the plat thereof, recorded in Volume 10 of Plats, pages 22 and 23, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400106 255242 0000 / 114374
Dated this 3rd day of May, 2016.
Law Offices of Gregory E. Thulin, P.S.
/s/
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Published by Ferndale Record
May 11, 18, 25, and June 1, 8
and 15, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
ROBERT M. CALOCA, a single person
Plaintiff,
vs.
BRONWYN N. FERENTZ, a single person
Defendant. Case No.: 16-2-00707-1
SUMMONS BY PUBLICATION FOR
COMPLAINT TO QUIET TITLE
TO: THE STATE OF WASHINGTON,
AND TO: BRONWYN N. FERENTZ, and any persons claiming any interest in the identified real property on behalf of Bronwyn N. Ferentz.
You are hereby summoned to appear within sixty days after the date of first publication of this Summons, to wit, within sixty days of May 11, 2016, and defend the above-entitled action in the above-entitled court, and answer the Complaint of the Plaintiff, and serve a copy of your Answer upon the undersigned attorney for Plaintiff at his office below stated. In case of your failure to do so, judgment will be rendered against you according to the demand of the Complaint, which has been filed with the Clerk of this court. Such action is to quiet title and extinguish Defendants’ interest in the real property legally described in the Complaint.
May 4, 2016
James R. Doran, WSBA #15107
Attorney for Plaintiff
100 E. Pine St. – Ste. 205
Bellingham, WA 98225
360-393-9506
Published by Ferndale Record
May 11, 18, 25, and June 1, 8
and 15, 2016.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Chuckanut Bay Properties LLC
APPLICATION NUMBER: 16014-SE
DATE OF APPLICATION: May 16, 2016
PROJECT LOCATION: The 2.73-acre, vacant lot is located directly east of Nielson Avenue, in the 5400 address block, parcel number 390229301250, Lot 2B Homestead HILL LLA, in Ferndale, Washington.
PROJECT DESCRIPTION: The applicant proposes to construct a new 12,000 square foot cheesecake production facility.
The proposal consists of a new commercial building, parking lots, stormwater detention facilities and associated parking.
Combined fill and grade activities proposed for the project is approximately 8,500 cubic yards. This exceeds the minimum threshold of 1,000 cubic yards of fill and grade – therefore a SEPA review is required.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: May 25 – June 8, 2016
CONTACT: Jori Burnet, Community Development Director
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
3. Commercial Building Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
During construction, the contractor will install and maintain erosion and sediment control Best Management Practices as needed to control erosion. After construction, the site will be stabilized by permanent storm water management facilities and landscape areas.
AIR:
Erosion and sediment control best management practices will be used during construction. Equipment will be maintained to limit emissions. Spraying the disturbed soil with water will limit the amount of dust. Spray will be limited to reduce runoff. Idling trucks will be requested to turn off their engines if they will be there for extended periods of time.
No idling sign shall be posted on the site in truck parking areas.
Employees will be encouraged to carpool and bike to work.
WATER:
Surface water impacts during construction will be minimized through the enforcement of temporary erosion and sedimentation control measures outlined in the SPCC Plan until the site is fully stabilized.
After construction, the site will be stabilized by permanent stormwater management facilities and landscaped areas.
PLANT:
Vegetation associated with the stormwater facilities on site will be maintained in accordance to the City’s Critical Areas Ordinance.
Landscaping improvements will conform to the City of Ferndale requirements and will include installation of plants and shrubbery in and around the parking facilities and adjacent to the existing frontages.
NOISE:
Contractor will only be allowed to work during daytime working hours.
AESTHETICS:
The building will be designed to fit in with surrounding industrial uses.
TRAFFIC:
Traffic control, or haul routes (if applicable) shall be coordinated through the Public Works Department.
Compliance with City traffic concurrency is required. Payment of traffic impact fees and installation of street frontage improvements is required.
Truck routes are required to take Smith Road access route.
Bike racks for employees are required.
CULTURAL RESOURCES:
The Washington State Department of Archeology and Historic Preservation (DAHP) will request a professional archaeological survey to be completed for review and approval. All DAHP requirements must be completed prior to city issuing a land disturbance permit.
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding ancient human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
May 25, 2016.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
In re the Matter and Estate of:
CARMELLA SURDI,
Deceased.
No. 16-4-00250-5
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If notice was not provided under RCW Chapters 11.40 or 11.42, the creditor must present the claim within twenty-four months after the decedent’s date of death. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: May 2, 2016
Date of first publication: May 11, 2016
Leonard Surdi, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record
May 11, 18 and 25, 2016.
■ TRUSTEE’S SALE
LEGAL
File No.: 7236.25547 Trustee: Northwest Trustee Services, Inc. Grantors: David C. Fox and Christina J. Fox, Husband and Wife Grantee: Bank of New York Mellon, f/k/a The Bank of New York, as trustee, on behalf of the holders of the Alternative Loan Trust 2006-6CB, Mortgage Pass-Through Certificates, Series 2006-6CB Ref to DOT Auditor File No.: 2060301248 Tax Parcel ID No.: 3803151001240000/58131 Abbreviated Legal: Lot B, Fox Del Bonita Cluster S/P, AF#2050805643, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On June 3, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot B, Fox Del Bonita Cluster Short Plat, according to the short Plat thereof, as recorded August 26, 2005 under Recording Number 2050805643, records of Whatcom County, Washington. Commonly known as: 3813 Del Bonita Way Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 02/23/06, recorded on 03/08/06, under Auditor’s File No. 2060301248, records of WHATCOM County, Washington, from Christina J Fox, and David C Fox, wife and husband, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York, as trustee for the certificateholders CWALT, Inc. Alternative Loan Trust 2006-6CB, Mortgage Pass-Through Certificates, Series 2006-6CB, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2100101087. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/22/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $126,617.60 Late Charges $0.00 Lender’s Fees & Costs $6,787.79 Total Arrearage $133,405.39 Trustee’s Expenses (Itemization) Total Costs $0.00 Total Amount Due: $133,405.39 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $259,403.65, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 3, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/23/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/23/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/23/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Christina J. Fox 3813 Del Bonita Way Bellingham, WA 98226 David C. Fox 3813 Del Bonita Way Bellingham, WA 98226 Christina J. Fox 1715 King Street Bellingham, WA 98225 David C. Fox 1715 King Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 05/07/14, proof of which is in the possession of the Trustee; and on 05/08/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7236.25547 Fox, Christina J and David C) 1002.268374-File No.
Published by Ferndale Record
May 4 and 25, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-692980-SW APN No.: 380223 514458 0000 Title Order No.: 245378213 Deed of Trust Grantor(s): DOUGLAS ALAN ISAKSON, YVONNE L ISAKSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER Deed of Trust Instrument/Reference No.: 2061204066
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/3/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: TRACT C, “HANSEY SHORT PLAT”, ACCORDING TO THE SHORT PLAT THEREOF, RECORDED IN VOLUME 1 OF SHORT PLATS, PAGE 47, UNDER AUDITOR’S FILE NO. 1182116, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 2921 Birchwood Avenue, Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 12/14/2006, recorded 12/28/2006, under 2061204066 records of WHATCOM County, Washington , from DOUGLAS ALAN ISAKSON AND YVONNE L ISAKSON, HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER (or by its successors-in-interest and/or assigns, if any), to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDER OF MORGAN STANLEY HOME EQUITY LOAN TRUST 2007-2 MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2007-2 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $9,780.68
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $105,852.78 , together with interest as provided in the Note from 6/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/3/2016 . The defaults referred to in Paragraph III must be cured by 5/23/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/23/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/23/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DOUGLAS ALAN ISAKSON AND YVONNE L ISAKSON, HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 2921 Birchwood Avenue, Bellingham, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/22/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/29/2016 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-692980-SW IDSPub #0100521 5/4/2016 5/25/2016
Published by Ferndale Record
May 4 and 25, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 24th day of June, 2016, at the hour of 10:00 a.m. in the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to wit: THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 40 NORTH, RANGE 1 EAST OF W.M., EXCEPT THE RIGHT-OF-WAY FOR VALLEY VIEW ROAD LYING ALONG THE EASTERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON Any terms used in this description that are not defined herein shall be defined as those are defined in the Deed of Trust. Commonly known as: 8249 Valley View Road, Custer, WA 98240 This address is provided for reference purposes only and in no way limits or expands the property legally described above. The Property is subject to that certain Deed of Trust dated September 15, 2014, recorded September 29, 2014, under Auditor’s File No. 2140902687, records of Whatcom County, Washington, from Peggy Galloway and Jazlyn Galloway, as Grantors, to Whatcom Land Title Co., Inc., as Original Trustee, to secure an obligation in favor of Dale Allen Hansen, Duane Earl Hansen, David John Hansen, Darrel James Hansen and Dennis Alvin Hansen, as Beneficiaries.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows: Currently Due to Reinstate on March 14, 2016 Failure to pay when due the following amounts which are now in arrears: ARREARAGES A. Delinquent payments from October 2015 to February 2016, in the amount of $2,000.00/month: $10,000.00 B. Late charges from October 2015 to February 2016, in the amount of $100.00/month: $500.00 C. Insurance Advance: $419.82 D. Collection Costs: $316.25 Total arrearages: $11,236.07 COSTS AND FEES A. Trustee’s Fees: $1,500.00 B. Attorney’s Fees: $500.00 C. Title report: $740.25 D. Recording Fees: $95.00 E. Serving/Posting of Notices: $110.00 F. Postage/Copying expense: $115.20 Total costs and fees: $3,060.45 TOTAL COSTS AND ARREARAGES AS OF MARCH 14, 2016: $14,296.52 OTHER DEFAULTS: FAILURE TO PAY GENERAL REAL ESTATE TAXES FOR THE SECOND HALF OF 2014 AND ALL OF 2015.
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $278,053.29 together with interest as provided in the Note or other instrument secured from the 23rd day of September, 2015, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. Of course, as time passes other payments may become due, and any further payments coming due and any additional late charges must be added to your reinstating payment. Any new defaults not involving payment of money that occur after the date of this notice must also be cured in order to effect reinstatement. In addition, because some of the charges can only be estimated at this time, and because the amount necessary to reinstate may include presently unknown expenditures required to preserve the property or to comply with state or local law, it will be necessary for you to contact the Trustee before the time you tender reinstatement so that you may be advised of the exact amount you will be required to pay. Tender of payment or performance must be made in the full amount by certified funds or cash equivalent to: Duane Hansen, 6628 Enterprise Rd., Ferndale, WA 98248 Phone: 360-384-5645 Email: [email protected]
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 24th day of June, 2016. The default(s) referred to in paragraph III must be cured by the 13th day of June, 2016, (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 13th day of June, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after the 13th day of June, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Peggy Galloway 8249 Valley View Road Custer, WA 98240; Spouse or domestic partner of Peggy Galloway 8249 Valley View Road Custer, WA 98240; Jazlyn Galloway 8249 Valley View Road Custer, WA 98240; Spouse or domestic partner of Jazlyn Galloway 8249 Valley View Road Custer, WA 98240; Peggy Galloway 406 South 17th Street Lynden, WA 98264; Spouse or domestic partner of Jazlyn Galloway 406 South 17th Street Lynden, WA 98264; Jazlyn Galloway 406 South 17th Street Lynden, WA 98264; Spouse or domestic partner of Jazlyn Galloway 406 South 17th Street Lynden, WA 98264 by both first class and certified mail on the 5th day of February, 2016, proof of which is in the possession of the Trustee; and on the 6th day of February, 2016 the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
XII.
** THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME (1-877-894-4663) Website: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm United States Department of Housing and Urban Development: Telephone: 1-800-569-4287 Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfcThe statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 Website: http://nwjustice.org/what-clear
** Information provided as a courtesy only. This foreclosure is exempt from RCW 61.24.031.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
DATED this 15th day of March, 2016.
BD Services Corporation, Trustee
/s/ Sallye Quinn
By Sallye Quinn, Secretary
300 North Commercial
Post Office Box 5008
Bellingham, Washington 98227
Tel.(360) 733-0212
Fax (360) 738-2341
E-mail: [email protected]
Published by Ferndale Record
May 25 and June15, 2016.
LEGAL
File No.: Trustee: 8410.20333 Northwest Trustee Services, Inc. Grantors: John A. Maurer, as his sole and separate property Grantee: U.S. Bank National Association, as trustee for PROF-2013-M4 REMIC Trust III Ref to DOT Auditor File No.: 2090901702 Tax Parcel ID No.: 380334 081523 0000/PID# 81350 Abbreviated Legal: Lot 20, Parkstone, Rec. 2020600883, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On June 24, 2016, at 10:00 AM inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 20, Parkstone, according to the Plat thereof, recorded under Auditor’s File No. 2020600883, Records of Whatcom County, Washington. Commonly known as: 1348 Parkstone Lane Bellingham, WA 98229-2580 which is subject to that certain Deed of Trust dated 09/09/09, recorded on 09/15/09, under Auditor’s File No. 2090901702, records of Whatcom County, Washington, from John A. Maurer, a single person, as Grantor, to LS Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for CWB Mortgage Ventures, LLC dba Response Mortgage, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Secretary of Housing and Urban Development to U.S. Bank National Association, as trustee for PROF-2013-M4 REMIC Trust III, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140602448. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 3/16/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $137,965.38 Late Charges $75.08 Lender’s Fees & Costs $3,212.58 Total Arrearage $141,253.04 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Recording Costs $16.00 Total Costs $916.00 Total Amount Due: $142,169.04 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $372,367.44, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 24, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/13/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/13/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 06/13/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dennis Lee Burman Trustee 1103 9th St PO BOX 1620 Marysville, WA 98270 John A. Maurer aka John Allen Maurer 1348 Parkstone Ln Bellingham, WA 98229 Jane Doe Unknown Spouse of John A. Maurer 1348 Parkstone Ln Bellingham, WA 98229 John A. Maurer aka John Allen Maurer 12 Tee Pl Bellingham, WA 98229 Jane Doe Unknown Spouse of John A. Maurer 12 Tee Pl Bellingham, WA 98229 John A. Maurer aka John Allen Maurer 503 Sudden Vly Bellingham, WA 98229 Jane Doe Unknown Spouse of John A. Maurer 503 Sudden Vly Bellingham, WA 98229 John A Maurer aka John Allen Maurer c/o Steven C Hathaway, Attorney 3811 Consolidate Ave PO BOX 2147 Bellingham, WA 98227 John A Maurer aka John Allen Maurer c/o Steven C Hathaway, Attorney PO BOX 2147 Bellingham, WA 98227 by both first class and certified mail, return receipt requested on 11/10/14, proof of which is in the possession of the Trustee; and on 11/10/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 8410.20333) 1002.286181-File No.
Published by Ferndale Record
May 25 and June 15, 2016.
LEGAL
File No.: Trustee: 7023.115209 Northwest Trustee Services, Inc. Grantors: Steven R. Perret, as his separate estate Grantee: Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. fka Norwest Mortgage, Inc. Ref to DOT Auditor File No.: 930831145 Vol: 339 Page: 1106 Tax Parcel ID No.: 62176/380319-078122-0000 Abbreviated Legal: PTN LOTS4-5, BLK 259, SUPPL PLAT OF WHATCOM, VOL 1, PG 42, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On June 24, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: The North 15 feet of Lot 4 and the South 30 feet of Lot 5, Block 259, Supplemental Map of the Town of Whatcom, Whatcom County, W.T. 1884, Now a part of the Consolidated City of Bellingham, Whatcom County, Washington, as per the Map thereof, recorded in Book 1 of Plats, Page 42, in the Auditor’s Office of said County and State. Situate in Whatcom County, Washington. Commonly known as: 2509 Russell Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 08/26/93, recorded on 08/31/93, under Auditor’s File No. 930831145 Vol: 339 Page: 1106, records of WHATCOM County, Washington, from Steven R. Perret, a single person, as Grantor, to Whatcom Land Title Company, as Trustee, to secure an obligation “Obligation” in favor of Norwest Mortgage, Inc., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 02/10/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $8,942.08 Late Charges $719.80 Lender’s Fees & Costs $75.56 Total Arrearage $9,737.44 Trustee’s Expenses (Itemization) Trustee’s Fee $810.00 Title Report $405.15 Statutory Mailings $11.64 Postings $80.00 Sale Costs $0.00 Total Costs $1,306.79 Total Amount Due: $11,044.23 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $42,628.82, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 24, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/13/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/13/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 06/13/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Steven R. Perret 2509 Russell Street Bellingham, WA 98225-2444 Unknown Spouse and/or Domestic Partner of Steven R. Perret 2509 Russell Street Bellingham, WA 98225-2444 by both first class and certified mail, return receipt requested on 01/06/16, proof of which is in the possession of the Trustee; and on 01/07/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.115209) 1002.284875-File No.
Published by Ferndale Record
May 25 and June 15, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-696931-SW APN No.: 3902341955210000 Title Order No.: 8607753 Deed of Trust Grantor(s): DANIEL A BURNS, VIRGINIA L BURNS Deed of Trust Grantee(s): WELLS FARGO HOME MORTGAGE, INC. Deed of Trust Instrument/Reference No.: 2030807246
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/24/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 1, LEISHMAN SHORT PLAT, AS RECORDED AUGUST 21, 1979, IN VOLUME 4 OF SHORT PLATS, PAGE 10, UNDER AUDITOR’S FILE NO. 1333433, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 1153 WEST SMITH ROAD, BELLINGHAM, WA 98226-9011 which is subject to that certain Deed of Trust dated 8/18/2003, recorded 8/26/2003, under 2030807246 records of WHATCOM County, Washington , from DANIEL A. BURNS AND VIRGINA L. BURNS, HUSBAND AND WIFE , as Grantor(s), to H AND L SERVICES, INC. , as Trustee, to secure an obligation in favor of WELLS FARGO HOME MORTGAGE, INC. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO HOME MORTGAGE, INC. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, N.A. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $10,115.69
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $100,251.99 , together with interest as provided in the Note from 7/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/24/2016 . The defaults referred to in Paragraph III must be cured by 6/13/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/13/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/13/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DANIEL A. BURNS AND VIRGINA L. BURNS, HUSBAND AND WIFE ADDRESS 1153 WEST SMITH ROAD, BELLINGHAM, WA 98226-9011 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 1/12/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/16/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-696931-SW State of: ) County of: ) On before me, a notary public, personally appeared ies ), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) Signature IDSPub #0101798 5/25/2016 6/15/2016
Published by Ferndale Record
May 25 and June 15, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-696005-SW APN No.: 380315 219194 0001 Title Order No.: 245372149 Deed of Trust Grantor(s): Paul M Beich JR Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR PEOPLES BANK Deed of Trust Instrument/Reference No.: 2091003316
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/24/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: UNIT NO. 1476-A OF 3RD AMENDMENT TO BRITTON COURT CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 1990602176, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN COUNTY OF WHATCOM, WASHINGTON. More commonly known as: 1476 Britton Court # A, Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/22/2009, recorded 10/29/2009, under 2091003316 records of WHATCOM County, Washington , from PAUL M BEICH JR, AN UNMARRIED INDIVIDUAL , as Grantor(s), to WHATCOM LAND TITLE COMPANY, INC. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR PEOPLES BANK , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR PEOPLES BANK (or by its successors-in-interest and/or assigns, if any), to Ocwen Loan Servicing, LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $31,037.46
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $251,950.71 , together with interest as provided in the Note from 10/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/24/2016 . The defaults referred to in Paragraph III must be cured by 6/13/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/13/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/13/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME PAUL M BEICH JR, AN UNMARRIED INDIVIDUAL ADDRESS 1476 Britton Court # A, Bellingham, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 1/21/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/24/2016 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-696005-SW State of: ) County of: ) On before me, a notary public, personally appeared I certify under PENALTY OF PERJURY under the laws of the State of that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) Signature IDSPub #0102103 5/25/2016 6/15/2016
Published by Ferndale Record
May 25 and June 15, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-691981-SW APN No.: 370432 203505 0000 Title Order No.: 120381540 Deed of Trust Grantor(s): Charles W Wagner Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR GLOBAL ADVISORY GROUP, INC. DBA MORTGAGE ADVISORY GROUP, A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No.: 2090605033
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/24/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: Lot 26, Block 3, Glenhaven Lakes, Division No. 2, according to the plat thereof, recorded in Volume 9 of plats, Pages 39 and 40, records of Whatcom County, Washington. Situate in Whatcom County, Washington. More commonly known as: 464 Hilltop Drive, Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 6/10/2009, recorded 6/29/2009, under 2090605033 records of WHATCOM County, Washington , from CHARLES W WAGNER, UNMARRIED MAN , as Grantor(s), to CHICAGO TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR GLOBAL ADVISORY GROUP, INC. DBA MORTGAGE ADVISORY GROUP, A WASHINGTON CORPORATION , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR GLOBAL ADVISORY GROUP, INC. DBA MORTGAGE ADVISORY GROUP, A WASHINGTON CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wilmington Savings Fund Society, FSB DBA Christiana Trust as Trustee for HLSS Mortgage Master Trust for the benefit of the holders of the Series 2014-1 Certificates issued by HLSS Mortgage Master Trust .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $61,437.76
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $166,837.52 , together with interest as provided in the Note from 6/1/2012 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/24/2016 . The defaults referred to in Paragraph III must be cured by 6/13/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/13/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/13/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME CHARLES W WAGNER, UNMARRIED MAN ADDRESS 464 Hilltop Drive, Sedro Woolley, WA 98284 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 1/20/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/23/2016 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-691981-SW State of: ) County of: ) On before me, a notary public, personally appeared I certify under PENALTY OF PERJURY under the laws of the State of that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) Signature IDSPub #0102102 5/25/2016 6/15/2016
Published by Ferndale Record
May 25 and June 15, 2016.
LEGAL
TS No WA08001315-15-1 APN 3903013525090000 TO No 150182972-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 24, 2016, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 11, SABLE TERRACE, DIVISION NO. 2, AS PER THE MAP THEREOF, RECORDED IN BOOK 16 OF PLATS, PAGE 38, IN THE AUDITOR`S OFFICE OF WHATCOM COUNTY, WASHINGTON. APN: 3903013525090000 More commonly known as 209 CASHMERE LN, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated as of August 16, 2010, executed by MICHAEL FERRELL AND MAUREEN FERRELL, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for QUICKEN LOANS INC., Beneficiary of the security instrument, its successors and assigns, recorded October 26, 2010 as Instrument No. 2101003598 and the beneficial interest was assigned to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP and recorded July 9, 2012 as Instrument Number 2120700735 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Contact Phone No: 800-669-6607 Address: 7105 Corporate Drive, Building C, Plano, TX 75024
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From May 1, 2012 To February 11, 2016 Number of Payments 3 $1,601.77 12 $1,559.58 12 $1,519.18 12 $1,518.44 3 $1,518.18 1 $1,518.60 3 $1,516.71 Total $70,594.98 PROMISSORY NOTE INFORMATION Note Dated: August 16, 2010 Note Amount: $227,685.00 Interest Paid To: April 1, 2012 Next Due Date: May 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $222,287.33, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 24, 2016. The defaults referred to in Paragraph III must be cured by June 13, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 13, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 13, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SCOTT KENSINGER 209 CASHMERE LN, EVERSON, WA 98247 SCOTT KENSINGER 2922 38TH ST W, BILLINGS, MT 59102 MAUREEN FERRELL 209 CASHMERE LN, EVERSON, WA 98247 MAUREEN FERRELL 2922 38TH ST W, BILLINGS, MT 59102-0149 MICHAEL FERRELL 209 CASHMERE LN, EVERSON, WA 98247 MICHAEL FERRELL 2922 38TH ST W, BILLINGS, MT 59102-0149 MICHELLE KENSINGER 209 CASHMERE LN, EVERSON, WA 98247 MICHELLE KENSINGER 2922 38TH ST W, BILLINGS, MT 59102 MICHELLE KENSINGER 2922 38TH ST W, BILLINGS, MT 59102-0149 by both first class and certified mail on July 31, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February 11, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA15-001062-2, Pub Dates 05/25/2016, 06/15/2106
Published by Ferndale Record
May 25 and June 15, 2016.