■ CITY OF FERNDALE
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of March 21, 2016
Ordinance #1939
An ordinance amending the 2016 budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
March 23, 2016.
■ TRUSTEE’S SALE
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-608942-TC APN No.: 3803041564550000 Title Order No.: 8394891 Deed of Trust Grantor(s): KATE ALEXANDER Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC (“MERS”), AS NOMINEE FOR THE BANK OF THE PACIFIC Deed of Trust Instrument/Reference No.: 2060300674
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/1/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: THAT PORTION OF GOVERNMENT LOT 3 IN SECTION 4, TOWNSHIP 38 NORTH, RANGE 3 EAST OF W.M., WHATCOM COUNTY, WASHINGTON, (ALSO BEING A PORTION OF VACATED ALDER ADDITION TO SEHOME) AND THE SOUTHEAST QUARTER OF THE NORTHWEST QUARTER IN SAID SECTION 4, DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 3; THENCE SOUTH 00º19’39” WEST ALONG THE WEST LINE OF SAID GOVERNMENT LOT 3 FOR A DISTANCE OF 774.01 FEET TO THE POINT OF BEGINNING; THENCE CONTINUING SOUTH 00º92’39” WEST ALONG SAID WEST LINE OF GOVERNMENT LOT 3 AND THE WEST LINE OF AFORESAID SOUTHEAST QUARTER OF THE NORTHWEST QUARTER FOR A DISTANCE OF 739.55 FEET; THENCE SOUTH 89º27’40” EAST, PARALLEL TO THE SOUTH LINE OF SAID GOVERNMENT LOT 3 FOR A DISTANCE OF 296.29 FEET; THENCE NORTH 00º00’16” EAST, 738.57 FEET; THENCE NORTH 89’b016’9200’93 WEST, 294.07 FEET TO THE POINT OF BEGINNING, EXCEPT THE SOUTH 92.28 FEET THEREOF. PARCEL A-1: AN EASEMENT 30 FEET IN WIDTH FOR INGRESS AND EGRESS OVER, UNDER AND ACROSS THAT PORTION OF GOVERNMENT LOT 3 IN SECTION 4, TOWNSHIP 38 NORTH, RANGE 3 EAST OF W.M., WHATCOM COUNTY, WASHINGTON (ALSO BEING A PORTION OF VACATED ALDER ADDITION TO SEHOME) DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 3; THENCE SOUTH 00º19’39” WEST, ALONG THE WEST LINE OF SAID GOVERNMENT LOT 3, FOR A DISTANCE OF 30,00 FEET TO THE SOUTH RIGHT OF WAY LINE OF THE COUNTY ROAD KNOWN AS THE KELLY ROAD; THENCE SOUTH 89º04’19” EAST ALONG SAID SOUTH RIGHT OF WAY LINE FOR A DISTANCE OF 291.83 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 89º09’16” WEST, 906.35 FEET; THENCE SOUTH 89º27’40” EAST PARALLEL WITH THE SOUTH LINE OF SAID GOVERNMENT LOT 3, FOR A DISTANCE OF 30.00 FEET; THENCE NORTH 00º09’16” EAST 906.15 FEET TO SAID SOUTH RIGHT OF WAY LINE OF KELLY ROAD: THENCE NORTH 89º04’19” WEST, ALONG SAID SOUTH RIGHT OF WAY LINE FOR A DISTANCE OF 30.00 FEET TO THE POINT OF BEGINNING. More commonly known as: 1021 E KELLY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 2/28/2006, recorded 3/6/2006, under 2060300674 records of WHATCOM County, Washington , from GINI K. ALEXANDER AS HER SOLE AND SEPARATE , as Grantor(s), to FIRST AMERICAN TITLE COMPANY, A WASHINGTON CORPORATION , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC (“MERS”), AS NOMINEE FOR THE BANK OF THE PACIFIC , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC (“MERS”), AS NOMINEE FOR THE BANK OF THE PACIFIC (or by its successors-in-interest and/or assigns, if any), to Nationstar Mortgage LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $182,795.17
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $362,449.01 , together with interest as provided in the Note from 11/1/2009 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/1/2016 . The defaults referred to in Paragraph III must be cured by 3/21/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/21/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/21/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME GINI K. ALEXANDER AS HER SOLE AND SEPARATE ADDRESS 1021 E KELLY ROAD, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/15/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/2/2015 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-608942-TC IDSPub #0095824 3/2/2016 3/23/2016
Published by Ferndale Record March 2 and 23, 2016.
LEGAL
File No.: 7283.27703 Trustee: Northwest Trustee Services, Inc. Grantors: Harry H. Hicks, as his separate estate Grantee: HSBC Bank USA, N.A. Ref to DOT Auditor File No.: 2070704216 and Modification recorded 08/18/2010 as Recording No. 2100801967 Tax Parcel ID No.: 31046 / 370406-413155-0000 Abbreviated Legal: LOT 204, SUDDEN VALLEY DIV 16, VOL 11, PG 4, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 1, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 204, Sudden Valley Division 16, according to the Plat thereof, Recorded in Volume 11 of Plats, Page(s) 4 to 7, inclusive, records of Whatcom County, Washington. Situate in the County of Whatcom County, State of Washington. Commonly known as: 30B Cascade Lane Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 07/26/07, recorded on 07/27/07, under Auditor’s File No. 2070704216 and Modification recorded 08/18/2010 as Recording No. 2100801967, records of WHATCOM County, Washington, from Harry H Hicks, a single person, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for HSBC Mortgage Corporation (USA), its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by HSBC Mortgage Corporation (USA) to HSBC Bank USA, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120603560. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/16/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $19,567.29 Late Charges $676.43 Lender’s Fees & Costs $86.00 Total Arrearage $20,329.72 Trustee’s Expenses (Itemization) Trustee’s Fee $950.00 Title Report $854.10 Total Costs $1,804.10 Total Amount Due: $22,133.82 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $210,157.56, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 1, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/21/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/21/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/21/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Harry H. Hicks 30B Cascade Lane Bellingham, WA 98229 Harry H. Hicks 30 Cascade Lane Bellingham, WA 98229 Harry H. Hicks 1401 Sudden Valley Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Harry H. Hicks 30B Cascade Lane Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Harry H. Hicks 30 Cascade Lane Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Harry H. Hicks 1401 Sudden Valley Bellingham, WA 98229 Harry H. Hicks by Susan M. Hicks, as Attorney in Fact 30B Cascade Lane Bellingham, WA 98229 Harry H. Hicks by Susan M. Hicks, as Attorney in Fact 30 Cascade Lane Bellingham, WA 98229 Harry H. Hicks by Susan M. Hicks, as Attorney in Fact 1401 Sudden Valley Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 08/11/15, proof of which is in the possession of the Trustee; and on 08/12/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7283.27703 Hicks, Harry H.) 1002.282444-File No.
Published by Ferndale Record March 2 and 23, 2016.
LEGAL
File No.: 7431.20594 Trustee: Northwest Trustee Services, Inc. Grantors: Shaughn M. Hollcroft Grantee: Embrace Home Loans, Inc. Ref to DOT Auditor File No.: 2130503814 Tax Parcel ID No.: 108887 / 3905223003450000 Abbreviated Legal: PTN OF GOVT LOT 8, S22, T39N, R5E, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 1, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A portion of Government Lot 8, Section 22, Township 39 North, Range 5 East of the W.M. further described as follows: Commencing at the North quarter corner of said Section 22; Thence South 1805.41 feet to an iron pipe monument located on the Easterly right-of-way line of North Fork Road, said pipe being the True Point of beginning; Thence North 76 degrees 25’20” East along a fence 795.91; Thence South 07 degrees 41’23” East, 357.12 feet to a fence that is 999’ Northerly of and parallel with the South boundary of the North 15 acres of Government Lot 7 and the Northwest quarter of the Southeast quarter; Thence Westerly along said fence 970.73 feet to the West line of Government Lot 8; Thence North 30 degrees East 147.21 feet more or less to a point which bears South 76 degrees 25’20” West from the True Point of Beginning; Thence North 76 degrees 25’20” East, 77.61 feet to the True Point of Beginning. Except the right-of-way for North Fork Road lying within said tract, less river wash; less railroad right-of-way. Situate in Whatcom County, Washington. Commonly known as: 5972 North Fork Road Deming, WA 98244 which is subject to that certain Deed of Trust dated 05/08/13, recorded on 05/24/13, under Auditor’s File No. 2130503814, records of WHATCOM County, Washington, from Shaughn M Hollcroft, as Grantor, to Fidelity Title Insurance Co, a Nebraska Corp., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Embrace Home Loans, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc as nominee for Embrace Home Loans, Inc., its successors and assigns to Embrace Home Loans, Inc., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150703599. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/23/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $16,903.17 Late Charges $439.20 Lender’s Fees & Costs $2,297.54 Total Arrearage $19,639.91 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Total Costs $700.00 Total Amount Due: $20,339.91
IV.
The sum owing on the Obligation is: Principal Balance of $266,827.73, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 1, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/21/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/21/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/21/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Shaughn M. Hollcroft 5972 North Fork Road Deming, WA 98244 Shaughn M. Hollcroft 3726 Cedrus Lane Lummi Island, WA 98262 Shaughn M. Hollcroft 2814 Squalicum Parkway Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Shaughn M. Hollcroft 5972 North Fork Road Deming, WA 98244 Unknown Spouse and/or Domestic Partner of Shaughn M. Hollcroft 3726 Cedrus Lane Lummi Island, WA 98262 Unknown Spouse and/or Domestic Partner of Shaughn M. Hollcroft 2814 Squalicum Parkway Bellingham, WA 98225 Shaughn M. Hollcroft 1585 Parkview Drvie Northeast Bainbridge Island, WA 98110-2305 Unknown Spouse and/or Domestic Partner of Shaughn. M. Hollcroft 1585 Parkview Drvie Northeast Bainbridge Island, WA 98110-2305 by both first class and certified mail, return receipt requested on 08/18/15, proof of which is in the possession of the Trustee; and on 08/19/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7431.20594 Hollcroft, Shaughn M.) 1002.282577-File No.
Published by Ferndale Record March 2 and 23, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-642589-SW APN No.: 91268 / 3902122064140000 Title Order No.: 140260728-WA-MSI Deed of Trust Grantor(s): CHERYL M MAULIN, JON R MAULIN Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2091101975
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/1/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A LOT A OF PINKSTAFF NO. 2 SHORT PLAT, AS RECORDED FEBRUARY 22, 1996, IN VOLUME 33 OF SHORT PLATS, PAGE 99, UNDER AUDITOR’S FILE NO. 960222173, RECORDS OF WHATCOM COUNTY, WASHINGTON; SITUATED IN WHATCOM COUNTY, WASHINGTON. PARCEL B AN EASEMENT FOR ACCESS AND UTILITY AS DELINEATED ON PINKSTAFF SHORT PLAT AND PINKSTAFF NO. 2 SHORT PLAT, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATED IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 343 W 68TH LANE, LYNDEN, WA 98264-9026 which is subject to that certain Deed of Trust dated 11/4/2009, recorded 11/18/2009, under 2091101975 records of WHATCOM County, Washington , from JON R MAULIN AND CHERYL M MAULIN, HUSBAND AND WIFE , as Grantor(s), to NORTHWEST TRUSTEE SERVICES LLC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $42,512.87
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $276,998.96 , together with interest as provided in the Note from 5/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/1/2016 . The defaults referred to in Paragraph III must be cured by 3/21/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/21/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/21/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JON R MAULIN AND CHERYL M MAULIN, HUSBAND AND WIFE ADDRESS 343 W 68TH LANE, LYNDEN, WA 98264-9026 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/23/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/1/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-642589-SW IDSPub #0096151 3/2/2016 3/23/2016
Published by Ferndale Record March 2 and 23, 2016.
LEGAL
File No.: Trustee: 7835.20291 Northwest Trustee Services, Inc. Grantors: Robert J. Dozark, who also appears of record as Robert Dozark, as his separate estate Grantee: U.S. ROF III Legal Title Trust 2015-1, by U.S. Bank National Association, as Legal Title Trustee Ref to DOT Auditor File No.: 2051103943 Tax Parcel ID No.: 142767/400522-200412-0000 Abbreviated Legal: LOT 48, BLK 3, PARADISE LAKES COUNTRY CLUB, DIV 7, VOL 10, PG 60, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 22, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 48, Block 3, Paradise Lakes Country Club, Division No. 7, as per the Map thereof, recorded in Volume 10 of Plats, Pages 60 through 62, in the Auditor’s office of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 6247 Chestnut Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 11/18/05, recorded on 11/22/05, under Auditor’s File No. 2051103943, records of WHATCOM County, Washington, from Robert J. Dozark, a single man, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for American Home Mortgage, as Beneficiary, the beneficial interest in which was assigned by U.S. BANK NATIONAL ASSOCIATION, as trustee for the SROF-2013-S3 REMIC Trust II to U.S. ROF III Legal Title Trust 2015-1, by U.S. Bank National Association, as Legal Title Trustee, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150702546. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/22/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $33,162.41 Late Charges $0.00 Lender’s Fees & Costs $4,164.03 Total Arrearage $37,326.44 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $624.15 Statutory Mailings $208.00 Recording Costs $163.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,425.15 Total Amount Due: $39,751.59 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $109,120.49, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 22, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/11/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/11/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/11/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robert J. Dozark aka Robert Dozark 6247 Chestnut Drive Maple Hills, WA 98266 Robert J. Dozark aka Robert Dozark 1454 Mount Baker Highway Bellingham, WA 98226 Robert J. Dozark aka Robert Dozark 23 Marigold Drive Bellingham, WA 98229 Nicole D. Hall 6247 Chestnut Drive Maple Hills, WA 98266 Nicole D. Hall 1454 Mount Baker Highway Bellingham, WA 98226 Nicole D. Hall 23 Marigold Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of of Robert J. Dozark aka Robert Dozark 6247 Chestnut Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of of Robert J. Dozark aka Robert Dozark 1454 Mount Baker Highway Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of of Robert J. Dozark aka Robert Dozark 23 Marigold Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of of Nicole D. Hall 6247 Chestnut Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of of Nicole D. Hall 1454 Mount Baker Highway Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of of Nicole D. Hall 23 Marigold Drive Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 08/30/13, proof of which is in the possession of the Trustee; and on 08/30/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Dozark, Robert J. (TS# 7835.20291) 1002.284681-File No.
Published by Ferndale Record
March 23 and April 13, 2016.