■ TRUSTEE’S SALE
LEGAL
File No.: Trustee: 7042.15600 Northwest Trustee Services, Inc. Grantors: Ronald S. Archambault and Donna M. Archambault, husband and wife Grantee: The Bank of New York Mellon , f/k/a The Bank of New York, as trustee for the certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2005-1 Ref to DOT Auditor File No.: 2050303790 Tax Parcel ID No.: 400429 140140 0000 Abbreviated Legal: Lot 4, Camp Nooksack LLA No.2, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 25, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 4, Camp Nooksack Lot Line Adjustment No. 2, according to the Plat thereof recorded February 4, 2004, under Auditor’s File No. 2040200505, Records of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 306 West 3rd Street Nooksack, WA 98276 which is subject to that certain Deed of Trust dated 03/22/05, recorded on 03/22/05, under Auditor’s File No. 2050303790, records of WHATCOM County, Washington, from Ronald S Archambault, and Donna M Archambault, husband and wife, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for America’s Wholesale Lender, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), as nominee for America’s Wholesale Lender to The Bank of New York Mellon , f/k/a The Bank of New York, as trustee for the certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2005-1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130101438. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/11/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $189,560.73 Late Charges $0.00 Lender’s Fees & Costs $3,215.94 Total Arrearage $192,776.67 Trustee’s Expenses (Itemization) Trustee’s Fee $1,005.00 Title Report $961.31 Statutory Mailings $23.28 Recording Costs $14.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,083.59 Total Amount Due: $194,860.26 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $227,311.24, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 25, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/14/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/14/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/14/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Ronald S. Archambault aka Ronald Scott Archambault 306 West 3rd Street Nooksack, WA 98276 Donna M. Archambault aka Donna Marie Archambault 306 West 3rd Street Nooksack, WA 98276 by both first class and certified mail, return receipt requested on 10/09/15, proof of which is in the possession of the Trustee; and on 10/09/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Archambault, Ronald S. and Donna M. (TS# 7042.15600) 1002.283574-File No.
Published by Ferndale Record February 24 and March 16, 2016.
LEGAL
File No.: 7023.114609 Trustee: Northwest Trustee Services, Inc. Grantors: Donald W. Cowart, as his separate estate Grantee: Wells Fargo Bank, N.A. Ref to DOT Auditor File No.: 2111002160 Tax Parcel ID No.: 370530-396352-0000/174017 Abbreviated Legal: SEC 30, TWN 37 N, RNG 5 E, W.M., PTN SW1/4 AND SE1/4 OF THE NE1/4, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 15, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: The East 67.00 feet of the North 748.30 feet of the Southwest quarter of the Northeast quarter of Section 30, Township 37 North, Range 5 East of W.M. Parcel B: All that part of the Southeast quarter of the Northeast quarter of Section 30, Township 37 North, Range 5 East lying West of State Highway No. 9 (Valley Highway), except that portion conveyed by Deed recorded January 24, 2011 and recorded under Auditor’s File No. 2110103277 to Claire Galbraith Family, L.L.C.; Also the West 50 feet of the South 120 feet of a tract of land described as follows: That portion of the Southeast quarter of the Northeast quarter of Section 30, Township 37 North, Range 5 East described as follows: Beginning at a point on the East side of State Road No 9, 34 feet South of the North line of said Southeast quarter of the Northeast quarter; thence East 380 feet; thence South 630 feet; thence West to the East boundary of said State Road 9; thence Northerly along the East line of said State Road 9 to the Point of Beginning. Parcel C: An easement for ingress, egress and utilities over, under and across a portion of the Southeast quarter of the Northeast quarter of Section 30, Township 37 North, Range 5 East of W.M., being more particularly described as follows: The South 60 feet of the North 808.30 feet of said Quarter lying West of State Route No. 9. Situate in Whatcom County, Washington. Commonly known as: 757 Valley Highway Acme, WA 98220 which is subject to that certain Deed of Trust dated 10/21/11, recorded on 10/24/11, under Auditor’s File No. 2111002160, records of WHATCOM County, Washington, from Donald W. Cowart, an unmarried Person, as Grantor, to Chicago Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Residential Mortgage, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), as designated nominee for Residential Mortgage, Limited Liability Company, beneficiary of the security instrument, its successors and assigns to Wells Fargo Bank, NA, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150701040. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/30/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,558.94 Late Charges $430.67 Lender’s Fees & Costs $0.00 Total Arrearage $12,989.61 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $963.60 Statutory Mailings $23.28 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,816.88 Total Amount Due: $14,806.49 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $263,953.31, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 15, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/04/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/04/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/04/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Donald W. Cowart 757 Valley Highway Acme, WA 98220 Unknown Spouse and/or Domestic Partner of Donald W. Cowart 757 Valley Highway Acme, WA 98220 Donald W. Cowart PO Box 30377 Bellingham, WA 98228-2377 Unknown Spouse and/or Domestic Partner of Donald W. Cowart PO Box 30377 Bellingham, WA 98228-2377 by both first class and certified mail, return receipt requested on 10/21/15, proof of which is in the possession of the Trustee; and on 10/21/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.114609 Cowart, Donald W.) 1002.283702-File No.
Published by Ferndale Record
March 16 and April 6, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-683264-SW APN No.: 400108 240515 0000 Title Order No.: 245376472 Deed of Trust Grantor(s): BONNIE J HARP, MICHAEL J HARP Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR WEALTHBRIDGE MORTGAGE CORP., AN OREGON CORPORATION Deed of Trust Instrument/Reference No.: 2090901457
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/15/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: That portion of the Northeast quarter of the Northwest quarter of Section 8, Township 40 North, Range 1 East of W.M., described as follows: Beginning at the Northwest corner of the Northeast quarter of the Northwest quarter of said Section, Township and Range; thence South 86°50’57” East along the North line of said Northwest quarter for a distance of 378.00 feet to the true point of beginning; thence South 02°17’42” West parallel with the West line of said Northeast quarter of the Northwest quarter for a distance of 267.00; thence South 86°50’57” East parallel with said North line for a distance of 160.00 feet; thence South 02°17’42” West parallel with said West line for a distance of 222.37 feet; thence South 86°50’57” East parallel with said North line for a distance of 459.38 feet to an intersection with the West line of the East 20 rods of said Northwest quarter, said rods as described under Whatcom County Auditor’s File No. 1179574; thence North 02°11’57” East along the West line of said East 20 rods for a distance of 489.38 feet to an intersection with the North line of said Northwest quarter; thence North 86°50’57” West along said North line for a distance of 618.56 feet to the true point of beginning; Except right of way for Whatcom County Road No. 159, commonly known as Sweet Road and except the following described tract: Beginning at a point on the South line of the Sweet Road, 20 rods West of the Northeast corner of the Northeast quarter of Section 8, Township 40 North, Range 1 East of W.M.; thence South parallel to the East line of said subdivision 208 feet; thence West parallel to the South line of the Sweet Road, 208 feet; thence North parallel to the East line of said subdivision, 208 feet to the South line of the Sweet Road; thence East along the South line of said road 208 feet to the point of beginning. Situate in Whatcom County, Washington. More commonly known as: 4371 Sweet Road, Blaine, WA 98230 which is subject to that certain Deed of Trust dated 9/8/2009, recorded 9/14/2009, under 2090901457 records of WHATCOM County, Washington , from MICHAEL J. HARP AND BONNIE J. HARP, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR WEALTHBRIDGE MORTGAGE CORP., AN OREGON CORPORATION , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR WEALTHBRIDGE MORTGAGE CORP., AN OREGON CORPORATION (or by its successors-in-interest and/or assigns, if any), to Ocwen Loan Servicing, LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $28,641.59
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $270,550.98 , together with interest as provided in the Note from 11/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/15/2016 . The defaults referred to in Paragraph III must be cured by 4/4/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/4/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/4/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME MICHAEL J. HARP AND BONNIE J. HARP, HUSBAND AND WIFE ADDRESS 4371 Sweet Road, Blaine, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/30/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/7/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-683264-SW IDSPub #0097031 3/16/2016 4/6/2016
Published by Ferndale Record
March 16 and April 6, 2016.
LEGAL
File No.: 7023.113730 Trustee: Northwest Trustee Services, Inc. Grantors: Leonard Schucht, who also appears of record as Leonard E. Schucht, as his separate estate Grantee: Wells Fargo Bank, N.A. Ref to DOT Auditor File No.: 2121201073 Tax Parcel ID No.: 42970/380201-413218-0045 Abbreviated Legal: Unit 102, Bldg 4622, Fourth Amd to Cordata Cottages Condo, Recording No 2040603402, Whatcom County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 15, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: Unit 102, Building 4622, Fourth Amendment to Cordata Cottages Condominium, a Condominium, according to Declaration thereof recorded under Whatcom County Recording No. 2040603402 and any amendments thereto; Records of Whatcom County, Washington. Parcel B: A non-exclusive easement for ingress and egress as disclosed by Instrument recorded on December 17, 1999 under Auditor’s File No. 1991202252, as delineated on the Survey Plans for the Fourth Amendment to Cordata Cottages Condominiums recorded December 21, 2004, under Auditor’s File No. 2041203688, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4622 Celia Way 102 Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 12/01/12, recorded on 12/07/12, under Auditor’s File No. 2121201073, records of WHATCOM County, Washington, from Leonard E. Schucht, a single person, as Grantor, to Northwest Trustee Services LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/08/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,415.70 Late Charges $124.98 Lender’s Fees & Costs $5,102.08 Total Arrearage $17,642.76 Trustee’s Expenses (Itemization) Trustee’s Fee $600.00 Statutory Mailings $81.48 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $761.48 Total Amount Due: $18,404.24 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $161,680.06, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 15, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/04/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/04/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/04/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Leonard Schucht aka Leonard E. Schucht 4622 Celia Way 102 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 4622 Celia Way 102 Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht 4622 Celia Way, Unit 102 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 4622 Celia Way, Unit 102 Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht 4622 Celia Way # 4622-102 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 4622 Celia Way # 4622-102 Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht 4622 Celia Way # 102 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 4622 Celia Way # 102 Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht 3630 Meridian Street Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 3630 Meridian Street Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht PO Box 322 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht PO Box 322 Bellingham, WA 98226 Leonard Schucht aka Leonard E. Schucht 4622 Selia Way # 102 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Leonard Schucht aka Leonard E. Schucht 4622 Selia Way # 102 Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 11/05/15, proof of which is in the possession of the Trustee; and on 11/05/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.113730 Schucht, Leonard E.) 1002.283960-File No.
Published by Ferndale Record
March 16 and April 6, 2016.
