■ PUBLIC NOTICE
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
UNIT OWNERS ASSOCIATION OF PUGET STREET TOWNHOMES, a Condominium, a Washington non-profit corporation,
Plaintiff,
vs.
KATHLEEN ZINN, who acquired title as an unmarried woman, as her separate estate, and KATHLEEN ZINN and JOHN DOE ZINN, husband and wife, and the marital community thereof; INTERWEST BANK, A Washington corporation, now known as WELLS FARGO BANK, N.A., its successors and assigns; JACK CLIFTON; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00418 7
SUMMONS BY PUBLICATION
THE STATE OF WASHINGTON to the said Kathleen Zinn, who acquired title as an unmarried woman, as her separate estate, and Kathleen Zinn and John Doe, Zinn, her husband, and their marital community, if married; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 1st day of June, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Unit Owners Association of Puget Street Townhomes, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 5, Puget Street Townhomes, a Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 960605170, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 380332 199492 0005
PID: 79410
DATED this 23rd day of June, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record
June 1, 8, 15, 22, 29 and July 6, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
BAY RIM PARK ASSOCIATION, a Washington non-profit corporation,
Plaintiff,
vs.
CAROL JEAN KLANDER and JOHN DOE KLANDER, her husband, and the marital community thereof, if any; PHH MORTGAGE CORPORATION, its successors and assigns; BANK OF THE PACIFIC, its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00738 1
SUMMONS BY PUBLICATION
Judge Ira Uhrig
THE STATE OF WASHINGTON to the said Carol Jean Klander and John Doe Klander, her husband, and their marital community, if any; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 29th day of June, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Bay Rim Park Association, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 4, Walnut Condominiums of Bay Rim Park Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1383374, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400131 098485 0003
PID: 122302
DATED: June 23, 2016.
Law Offices of Gregory E. Thulin, P.S.
/s/
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record June 29, July 6, 13, 20, 27, and August 3, 2016.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
In re the Matter and Estate of:
SARAH RUTH PAULSEN,
Deceased.
No. 16-4-00335-8
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If notice was not provided under RCW Chapters 11.40 or 11.42, the creditor must present the claim within twenty-four months after the decedent’s date of death. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: June 15, 2016
Date of first publication: June 22, 2016
Curtis V. Thompson, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record June 22, 29, and July 6, 2016
■ TRUSTEE’S SALE
LEGAL
File No.: Trustee: 7023.114413 Northwest Trustee Services, Inc. Grantors: Colin Kennedy, as his separate estate Grantee: Wells Fargo Bank, NA Ref to DOT Auditor File No.: 2130601863 Tax Parcel ID No.: 380224 071337 0000/PID# 50560 Abbreviated Legal: LOTS 13 AND 14, BLK 10, ELDRIDGE’S SECOND ADDITION TO BELLINGHAM, VOL 5, PG 42, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 8, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 13 and 14, Block 10, Eldridge’s Second Addition to Bellingham, according to the Plat thereof, recorded in Volume 5 of Plats, Page 42, Records of Whatcom County, Washington. Commonly known as: 2926 Madrona Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 06/05/13, recorded on 06/17/13, under Auditor’s File No. 2130601863, records of WHATCOM County, Washington, from Colin Kennedy, a single person, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 02/22/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $18,755.29 Late Charges $301.83 Lender’s Fees & Costs $0.00 Total Arrearage $19,057.12 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Title Report $1,029.30 Statutory Mailings $62.38 Recording Costs $93.00 Postings $160.00 Sale Costs $743.56 Total Costs $3,138.24 Total Amount Due: $22,195.36 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $294,883.09, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 8, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/27/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/27/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 06/27/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Colin Kennedy 2926 Madrona Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Colin Kennedy 2926 Madrona Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 09/18/15, proof of which is in the possession of the Trustee; and on 09/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. KENNEDY, COLIN (TS# 7023.114413) 1002.283164-File No.
Published by Ferndale Record
June 8 and 29, 2016.
LEGAL
TS No WA08000834-14-1 APN 380211 348520 0000/PID# 44511 TO No 8435764 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on July 8, 2016, 10:00 AM, at the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: A TRACT OF LAND COMPRISING LOT 8, BLOCK 1, OF AN UNRECORDED PLAT OF C.A. TAYLOR`S RIDGEMONT TRACTS MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE QUARTER CORNER TO SECTIONS 2 AND 11, TOWNSHIP 38 NORTH, RANGE 2 EAST OF W.M.; THENCE SOUTH 89°59`14” EAST A DISTANCE OF 632.49 FEET TO A POINT 30 FEET WEST OF AN IRON PIPE; THENCE SOUTH 0°38`14” EAST, A DISTANCE OF 430 FEET TO THE NORTHEAST CORNER OF LOT 8 AND THE TRUE POINT OF BEGINNING; THENCE NORTH 89°59`14” WEST A DISTANCE OF 284.54 FEET TO THE NORTHWEST CORNER OF LOT 8; THENCE SOUTH 26°29`14” EAST, ALONG THE NORTHEASTERLY RIGHT OF WAY OF THE NORTHWEST DIAGONAL ROAD, A DISTANCE OF 111.74 FEET TO THE SOUTHWEST CORNER OF LOT 8; THENCE SOUTH 89°59`14” EAST A DISTANCE OF 235.84 FEET TO THE SOUTHEAST CORNER OF LOT 8; THENCE 100 FEET NORTHERLY TO THE TRUE POINT OF BEGINNING. EXCEPT RIGHT OF WAY FOR THE NORTHWEST DRIVE LYING ALONG THE WESTERLY LINE THEREOF AND EXCEPT RIGHT OF WAY FOR TWIN LAKES DRIVE LYING ALONG THE EASTERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 380211 348520 0000/PID# 44511 More commonly known as 4462 NW DR, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of April 10, 2007, executed by ERNESTO A TORRES, A MARRIED MAN AS HIS SEPARATE ESTATE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for FIRST FRANKLIN FINANCIAL CORP.,AN OP. SUB. OF MLB&T CO., FSB, Beneficiary of the security instrument, its successors and assigns, recorded April 16, 2007 as Instrument No. 2070402390 and the beneficial interest was assigned to U.S. Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 and recorded July 3, 2014 as Instrument Number 2140700337 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by U.S. Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 Contact Phone No: 800-306-9027 Address: 8950 Cypress Water Blvd., Coppell, TX 75019
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 1, 2012 To February 26, 2016 Number of Payments 42 $1,046.41 Total $43,949.22 LATE CHARGE INFORMATION September 1, 2012 February 26, 2016 $463.45 PROMISSORY NOTE INFORMATION Note Dated: April 10, 2007 Note Amount: $269,550.00 Interest Paid To: August 1, 2012 Next Due Date: September 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $211,454.86, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 8, 2016. The defaults referred to in Paragraph III must be cured by June 27, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 27, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 27, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank National Association as Trustee for Merrill Lynch First Franklin Mortgage Loan Trust, Mortgage Loan Asset-Backed Certificates, Series 2007-3 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ERNESTO A. TORRES 4462 NW DR, BELLINGHAM, WA 98226 UNKNOWN SPOUSE OF ERNESTO A. TORRES 4462 NW DR, BELLINGHAM, WA 98226 by both first class and certified mail on November 12, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February 26, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.homesearch.com. Order No. WA14-000460-3, Pub Dates 06/08/2016, 06/29/2016
Published by Ferndale Record
June 8 and 29, 2016.
LEGAL
File No.: Trustee: 7949.20132 Northwest Trustee Services, Inc. Grantors: The Heirs and Devisees of Chuck R. Hubby, also appearing of record as Charles R. Hubby, deceased Grantee: Whatcom Educational Credit Union Ref to DOT Auditor File No.: 2090402320 Tax Parcel ID No.: 400522-410225-0000/ 143324 Abbreviated Legal: LOT 86, PEACEFUL VALLEY DIV. NO 1, VOL 13, PG 77, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 29, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 86, Plat of Peaceful Valley, Division No. 1, according to the Plat thereof, recorded in Volume 13 of Plats, Pages 77 through 81, inclusive, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 861 Deep Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 04/10/09, recorded on 04/15/09, under Auditor’s File No. 2090402320, records of Whatcom County, Washington, from Charles R. Hubby, who acquired title as an unmarried man, as Grantor, to Whatcom Land Title Co Inc, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/28/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $3,070.00 Lender’s Fees & Costs $195.97 Total Arrearage $3,265.97 Trustee’s Expenses (Itemization) Trustee’s Fee $450.00 Title Report $536.55 Statutory Mailings $136.74 Recording Costs $126.00 Postings $160.00 Sale Costs $31.50 Total Costs $1,440.79 Total Amount Due: $4,706.76 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $75,983.01, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 29, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/18/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/18/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/18/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Estate of Charles R Hubby, deceased 861 Deep Valley Drive Maple Falls, WA 98266 The Heirs and Devisees of The Estate of Charles R Hubby, deceased 861 Deep Valley Drive Maple Falls, WA 98266 Ryan Hubby, Heir to the Estate of Charles R Hubby, deceased 2010 Orchard Lane Southwest Albany, OR 97321 Christopher Hubby, Heir to the Estate of Charles R Hubby, deceased 512 Allison Way Nooksack, WA 98276 Ryan Hubby, Heir to the Estate of Charles R Hubby, deceased 861 Deep Valley Drive Maple Falls, WA 98266 Christopher Hubby, Heir to the Estate of Charles R Hubby, deceased 861 Deep Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Chuck R. Hubby, aka Charles R. Hubby PO Box 19340 Seattle, WA 98109 by both first class and certified mail, return receipt requested on 02/09/16, proof of which is in the possession of the Trustee; and on 02/09/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Hubby, Charles R. (TS# 7949.20132) 1002.285528-File No.
Published by Ferndale Record
June 29 and July 20, 2016.
LEGAL
File No.: Trustee: 7042.15888 Northwest Trustee Services, Inc. Grantors: Cheryl Ann Logan, also appearing of record as Cheryl A. Logan, as a separate estate Grantee: Ditech Financial LLC fka Green Tree Servicing LLC Ref to DOT Auditor File No.: 2130800184 Tax Parcel ID No.: 114722/400107-347561-0000 Abbreviated Legal: LTS 1-4, BLK 3, HOLLAND & MCFARLAND’S ADD, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 29, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 1, 2, 3, and the West half of 4, Block 3, “Holland and McFarland’s Addition to Blaine,” as per map thereof, recorded in Book 2 of Plats, page 82, in the Auditor’s Office of Whatcom County, Washington. Situated in the State of Washington, County of Whatcom, City of Blaine Commonly known as: 1209 Hughes Avenue Blaine, WA 98230 which is subject to that certain Deed of Trust dated 07/17/13, recorded on 08/02/13, under Auditor’s File No. 2130800184, records of WHATCOM County, Washington, from Cheryl A Logan, a married woman (Robert B. Stevens to sign for community property), as Grantor, to First American Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Green Tree Servicing LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Green Tree Servicing LLC, beneficiary of the security instrument, its successors and assigns to Green Tree Servicing LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150301422. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/24/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $17,211.63 Lender’s Fees & Costs $495.93 Total Arrearage $17,707.56 Trustee’s Expenses (Itemization) Trustee’s Fee $510.00 Statutory Mailings $23.28 Recording Costs $15.00 Postings $80.00 Total Costs $628.28 Total Amount Due: $18,335.84 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $177,775.52, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 29, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/18/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/18/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/18/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Cheryl Ann Logan aka Cheryl A. Logan 1209 Hughes Avenue Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Cheryl Ann Logan aka Cheryl A. Logan 1209 Hughes Avenue Blaine, WA 98230 Robert Bruce Stevens aka Robert B. Stevens 1209 Hughes Avenue Blaine, WA 98230 Cheryl Ann Logan aka Cheryl A. Logan c/o Intrepid Law Group 815 S Weller St Ste 101A Seattle, WA 98104 by both first class and certified mail, return receipt requested on 02/12/16, proof of which is in the possession of the Trustee; and on 02/12/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Logan, Cheryl A. (TS# 7042.15888) 1002.285606-File No.
Published by Ferndale Record
June 29 and July 20, 2016.
LEGAL
ORIGINAL TRUSTEE SALE RECORDED ON 03/21/2016 IN THE OFFICE OF THE WHATCOM COUNTY RECORDER. NOTICE OF TRUSTEE’S SALE AFC #:16-118135 Title Order No.:8616056
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WA will on July 29, 2016, at the hour of 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Lot 6, Block 1, “ Plat of Paradise Park,” according to the plat thereof, recorded in Volume 12 of Plats, Page 37, in the Auditor’s Office of said county and state. Situate in Whatcom County, Washington. Abbrev. Legal: LOT 6, BLOCK 1, PLAT OF PARADISE PARK, VOL. 12, P. 37, WHATCOM COUNTY Tax Parcel No.: 390222 057353 0000 Commonly known as: 5939 Paradise Dr, Ferndale, WA 98248 which is the subject of that certain Deed of Trust dated February 27, 2012, recorded February 29, 2012, under Auditor’s File No. 2120203415, records of Whatcom County, Washington, from Jennifer Larson, an unmarried individual and Quincie Reta, an unmarried individual as Grantor, to Chicago Title Insurance Company as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Sterling Savings Bank, its successors and assigns as Beneficiary, which as assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Sterling Savings Bank, its successors and assigns to J.P. MORGAN MORTGAGE ACQUISITION CORP under an assignment recorded at Instrument No. 2016-0201433.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount(s) of $1,102.23 from August 1, 2015 through January 1, 2016 and $1,111.41 from February 1, 2016 through March 1, 2016 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee’s fees and costs are estimated at $4,037.39 as of July 29, 2016. The amount to cure the default payments as of the date of this notice is $11,190.59. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay.
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $169,995.22, together with interest in the Note or other instrument secured from July 1, 2015, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $177,734.51. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on July 29, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by July 18, 2016 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before July 18, 2016 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after July 18, 2016 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: Jennifer Larson 5939 Paradise Dr Ferndale, WA 98248 Quincie Reta 5939 Paradise Dr Ferndale, WA 98248 Quincie Reta 1966 Washington St Ferndale, WA 98248 Jennifer Larson 707 E Maberry Dr Lynden, WA 98264 Spouse of Jennifer Larson 5939 Paradise Dr Ferndale, WA 98248 Spouse of Quincie Reta 5939 Paradise Dr Ferndale, WA 98248 Spouse of Quincie Reta 1966 Washington St Ferndale, WA 98248 Spouse of Jennifer Larson 707 E Maberry Dr Lynden, WA 98264 Quincie Reta P. O. Box 1496 Maple Falls, WA 98266 Spouse of Quincie Reta P. O. Box 1496 Maple Falls, WA 98266 by both first class and certified mail on February 19, 2016 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on February 19, 2016 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit “A”. EXHIBIT “A” Jennifer Larson 5939 Paradise Dr Ferndale, WA 98248 Quincie Reta 5939 Paradise Dr Ferndale, WA 98248 Quincie Reta 1966 Washington St Ferndale, WA 98248 Jennifer Larson 707 E Maberry Dr Lynden, WA 98264 Spouse of Jennifer Larson 5939 Paradise Dr Ferndale, WA 98248 Spouse of Quincie Reta 5939 Paradise Dr Ferndale, WA 98248 Spouse of Quincie Reta 1966 Washington St Ferndale, WA 98248 Spouse of Jennifer Larson 707 E Maberry Dr Lynden, WA 98264 Quincie Reta P. O. Box 1496 Maple Falls, WA 98266 Spouse of Quincie Reta P. O. Box 1496 Maple Falls, WA 98266 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WA is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 21 day of March, 2016 AZTEC FORECLOSURE CORPORATION OF WA By: Robbie Weaver Vice President 3636 N. Central Ave., Suite 400 Phoenix, AZ 85012 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of WA 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF ARIZONA ) ) SS. COUNTY OF MARICOPA ) This instrument was acknowledged before me this 21 day of March, 2016, by Robbie Weaver, Vice President. Adriana Armijo Notary Public in and for the State of Arizona My Commission Expires: 11/8/2019 OFFICIAL SEAL ADRIANA ARMIJO Notary Public – Arizona MARICOPA COUNTY My Commission Expires NOVEMBER 8, 2019 NPP0277222 To: FERNDALE RECORD 06/29/2016, 07/20/2016
Published by Ferndale Record
June 29 and July 20, 2016.
