■ CITY OF FERNDALE
LEGAL
NOTICE OF METROPOLITAN PARKS DISTRICT PRO & CON COMMITTEE PARTICIPATION
The City of Ferndale is accepting applications for participants on pro and con committees to write local voters’ pamphlet statements related to the Metropolitan Parks District ballot measure to be considered by voters at the November 3, 2015 General Election.
Pro and Con committee members will be appointed by the Ferndale City Council, pursuant to state law, and will have a short timeframe (due by August 7) to write their statements regarding the measure. The committees consist of three members each, though members can select other persons to serve as an advisory committee.
Applications to serve are due by 5:00 p.m. Friday, July 24. Submit completed applications to the Ferndale City Clerk’s Office, P.O. Box 936, 2095 Main Street, Ferndale, WA 98248. Download the Boards & Commissions Application form at www.cityofferndale.org.
For more information, please contact City Clerk Susan Duncan at (360)685-2354 or [email protected]
Susan Duncan, City Clerk
Published by Ferndale Record July 8 and 15, 2015.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of July 6, 2015
Ordinance #1899
An ordinance modifying enforcement provisions of the business licensing process
Ordinance #1900
An ordinance amending the FMC to clarify public notification procedures
Ordinance #1901
An ordinance establishing a haul route review fee
Ordinance #1902
An ordinance establishing FMC Chapter 18.59 for non-retail design guidelines
Ordinance #1903
An ordinance amending FMC 18.45 (Mixed Use Commercial) and FMC 18.50 (GatewayDevelopment) to reference non-retail guidelines as a requirement
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, CITY CLERK
Published by Ferndale Record
July 8, 2015.
■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00055-0
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIFF OF WHATCOM COUNTY, WASHINGTON
On February 23, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank N.A. (formerly known as Onewest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs of Donna E. Avtonomoff; Estate of Donna E. Avtonomoff; Bradley Avtonomoff; Jed Avtonomoff; United States of America; State of Washington; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendant”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 5660 Nakat Way, Blaine, WA 98230 for the total sum of $341,367.45 with interest thereon at the rate of 12% per annum beginning on until satisfied. The Property situated in WHATCOM County, State of Washington, is legally described as:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
THEREFORE, pursuant to RCW 61.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interests and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn the foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable David M. Thorn, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 13th day of May, 2015.
THE SALE DATE has been set for Friday, July 24, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record June 10, 17, 24 and July 1, 8 and 15, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00055-0
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 5660 Nakat Way, Blaine, WA
FULL LEGAL DESCRIPTION:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 405126 058431 0000
The sale of the above-described property is to take place:
DATE: Friday, July 24, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $341,367.45
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO Legal, P.S.
Synova M. L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.458.2121
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record June 24 and July 1, 8 and 15, 2015.
■ NOTICE TO CREDITORS
LEGAL
NOTICE TO CREDITORS
Estate of Eugene Gerald Steinauer
Superior Court of Washington for Whatcom County
No. 15-4-00273-6
Estate of Eugene Gerald Steinauer, Deceased.
Probate Notice to Creditors. (RCW 11.40.030.)
Please take notice the above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) in the manner provided in RCW 11.40.070: (i) by filing the original of the claim, with the foregoing Court and (ii) by serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.
Date of First Publication of this Notice: date from publisher
Matthew Roy Steinauer
Personal Representative
11421 Occidental Ave. S.
Seattle WA 98168
Published by Ferndale Record
July 8, 15 and 22, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7345.27567 Grantors: Northwest Trustee Services, Inc. Federal National Mortgage Association (“FNMA”) Grantee: Donald C. Jones and Vickie L. Jones, Husband and Wife Ref to DOT Auditor File No.: 2091000627 Tax Parcel ID No.: 3801343331970000 Abbreviated Legal: LOT 14, BLOCK 3 GOOSEBERRY POINT, A PLAT Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 17, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 14, Block 3, plat of Gooseberry Point Plat, according to the plat thereof, recorded in Volume 7 of plats, page 90, records of Whatcom County, Washington. Together with that portion of vacated Lummi Shore Road lying between the Northerly boundary line of said Lot 14, and the Northerly boundary line of said Lot 15, extended Easterly to the Westerly line of the Lummi Shore Road as now surveyed; and undivided 1/200 Interest in Reserve Tracts 1, C,D and F, and the right to use of said reserve tracts in common with all owners thereof. Situate in Whatcom County, Washington. Commonly known as: 2653 Lummi View Drive Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/02/09, recorded on 10/06/09, under Auditor’s File No. 2091000627, records of WHATCOM County, Washington, from Donald C Jones & Vickie L. Jones, husband & wife, as Grantor, to LS Title of Washington, a Washington Corporation, as Trustee, to secure an obligation “Obligation” in favor of Bank of America, N.A., as Beneficiary, the beneficial interest in which was assigned by Bank of America, N.A. to Federal National Mortgage Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121203313. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/05/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $59,176.52 Lender’s Fees & Costs $28,192.87 Total Arrearage $87,369.39 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Statutory Mailings $22.44 Postings $80.00 Total Costs $1,152.44 Total Amount Due: $88,521.83
IV.
The sum owing on the Obligation is: Principal Balance of $335,328.54, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Donald C Jones 2653 Lummi View Drive Bellingham, WA 98226-9205 Vickie L. Jones 2653 Lummi View Drive Bellingham, WA 98226-9205 Donald C Jones 12140 Wilmington Way Mukilteo, WA 98275 Vickie L. Jones 12140 Wilmington Way Mukilteo, WA 98275 by both first class and certified mail, return receipt requested on 01/30/15, proof of which is in the possession of the Trustee; and on 01/30/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7345.27567) 1002.277543-File No.
Published by Ferndale Record
June 17 and July 8, 2015.
LEGAL
File No.: 7023.106231 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Scott D. Keller and Marnie L. Keller, husband and wife Ref to DOT Auditor File No.: 2041005149 Original NTS Auditor File No. 2140602698 Tax Parcel ID No.: 380307-454183-0000 Abbreviated Legal: Lot 30 Springcreek Meadows Ph 1 Rec#2031104052, Whatcom County, WA Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 17, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 30, Springcreek Meadows Phase 1, according to the Plat thereof, recorded November 18, 2003 under Auditor’s File No. 2031104052, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4224 Spring Creek Lane Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/27/04 and recorded on 10/29/04, under Auditor’s File No. 2041005149, records of Whatcom County, Washington, from Scott D. Keller and Marnie L. Keller, husband and wife, as Grantor, to Chicago Title Insurance, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 5/20/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $34,905.16 Late Charges $487.57 Lender’s Fees & Costs $1,846.61 Total Arrearage $37,239.34 Trustee’s Expenses (Itemization) Trustee’s Fee $945.00 Title Report $667.95 Statutory Mailings $231.86 Recording Costs $90.00 Postings $956.37 Sale Costs $831.51 Total Costs $4,228.69 Total Amount Due: $41,468.03 Other known defaults are as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $129,376.86, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Scott D. Keller aka Scott Donald Keller 4224 Spring Creek Lane Bellingham, WA 98226-8100 Marnie L. Keller 4224 Spring Creek Lane Bellingham, WA 98226-8100 Scott D. Keller aka Scott Donald Keller 2400 Lisa Lane Bellingham, WA 98229-2318 Marnie L. Keller 2400 Lisa Lane Bellingham, WA 98229-2318 by both first class and certified mail, return receipt requested on 08/05/13, proof of which is in the possession of the Trustee; and on 08/05/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.106231) 1002.254449-File No.
Published by Ferndale Record
June 17 and July 8, 2015.
LEGAL
TS No WA08001312-14-1 APN 65179/3803202555220000 TO No 8452760 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on July 17, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT B, BARFUSE SHORT PLAT, ACCORDING TO THE SHORT PLAT THEREOF, RECORDED MARCH 20, 2000, UNDER RECORDING NO. 2000302133, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 65179/3803202555220000 More commonly known as 3233 RACINE STREET, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of June 16, 2005, executed by KATHLEEN M MCGUIRE, MICHAEL J MCGUIRE, WIFE AND HUSBAND, Michael J. McGuire and Kathleen M. McGuire as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for MILA, INC., Beneficiary of the security instrument, its successors and assigns, recorded June 21, 2005 as Instrument No. 2050603922 and the beneficial interest was assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Notes, Series 2006-SD1 and recorded December 14, 2010 as Instrument Number 2101202012 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Notes, Series 2006-SD1, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Notes, Series 2006-SD1 Contact Phone No: 800-365-7107 Address: 15 South Main Street, Suite 400, Greenville, SC 29601
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2010 To March 13, 2015 Number of Payments 47 Monthly Payment $3,224.69 5 $2,805.04 6 $2,934.33 4 $2,958.46 Total $195,025.45 LATE CHARGE INFORMATION February 1, 2010 March 13, 2015 $2,296.62 PROMISSORY NOTE INFORMATION Note Dated: June 16, 2005 Note Amount: $320,000.00 Interest Paid To: January 1, 2010 Next Due Date: February 1, 2010
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $339,521.72, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 17, 2015. The defaults referred to in Paragraph III must be cured by July 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Certificateholders CWABS, Inc. Asset-Backed Notes, Series 2006-SD1 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Michael J. McGuire and Kathleen M. McGuire 3233 Racine Street, Bellingham, WA 98226 Michael J. McGuire and Kathleen M. McGuire 4695 Wynn Rd, Bellingham, WA 98226 KATHLEEN M MCGUIRE 3233 RACINE STREET, BELLINGHAM, WA 98226 KATHLEEN M MCGUIRE 3218 SPYGLASS DRIVE, BELLINGHAM, WA 98226 KATHLEEN M MCGUIRE 4695 WYNN RD, BELLINGHAM, WA 98226-8328 KATHLEEN M MCGUIRE 5889 CRYSTAL SPRINGS LANE, BELLINGHAM, WA 98226-7497 KATHLEEN M MCGUIRE C/O STEVEN C. HATHAWAY, ATTORNEY, 3811 CONSOLIDATION AVE, PO BOX 2147, BELLINGHAM, WA 98227 MICHAEL J MCGUIRE 3233 RACINE STREET, BELLINGHAM, WA 98226 MICHAEL J MCGUIRE 3218 SPYGLASS DRIVE, BELLINGHAM, WA 98226 MICHAEL J MCGUIRE 4695 WYNN RD, BELLINGHAM, WA 98226-8328 MICHAEL J MCGUIRE 5889 CRYSTAL SPRINGS LANE, BELLINGHAM, WA 98226-7497 MICHAEL J MCGUIRE C/O STEVEN C. HATHAWAY, ATTORNEY, 3811 CONSOLIDATION AVE, PO BOX 2147, BELLINGHAM, WA 98227 by both first class and certified mail on January 20, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 17,2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000085-2, Pub Dates 06/17/2015, 07/08/2015
Published by Ferndale Record June 17 and July 8, 2015.
LEGAL
File No.: 7023.112432 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Anthony Melillo and Kelly Melillo, husband and wife Ref to DOT Auditor File No.: 2100500627 Tax Parcel ID No.: 370429 073180 000/PID 34616 Abbreviated Legal: LT 14, GLENHAVEN LAKES DIV NO. 6 VOL 9 PGS 62 & 63, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 17, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 14, Glenhaven Lakes Division No. 6, according to the Plat thereof recorded in Volume 9 of Plats, Pages 62 and 63, records of Whatcom County, Washington. Commonly known as: 634 East Alder Drive Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 05/04/10, recorded on 05/07/10, under Auditor’s File No. 2100500627, records of WHATCOM County, Washington, from Anthony Melillo and Kelly Melillo, husband and Wife, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Bank of the Pacific, a Corporation, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. (“MERS”), as designated nominee for Bank of the Pacific to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141001114. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/02/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $11,413.04 Late Charges $228.28 Total Arrearage $11,641.32 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $788.40 Statutory Mailings $11.22 Recording Costs $16.00 Postings $80.00 Total Costs $1,645.62 Total Amount Due: $13,286.94 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $183,045.56, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Anthony Melillo aka Anthony A Melillo 634 East Alder Drive Sedro Woolley, WA 98284 Kelly Melillo aka Kelly S Melillo 634 East Alder Drive Sedro Woolley, WA 98284 by both first class and certified mail, return receipt requested on 01/29/15, proof of which is in the possession of the Trustee; and on 01/29/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.112432) 1002.277450-File No.
Published by Ferndale Record
June 17 and July 8, 2015.
LEGAL
TS No WA05000947-14-1 APN 99215/3902304234980000 TO No 8506198 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on July 17, 2015, 10:00 AM, at the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 27, AS DELINEATED ON CORRELL PARK, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 1990200113, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 99215/3902304234980000 More commonly known as 2203 WINTERBERRY STREET, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated as of October 24, 2006, executed by FLORENCE W PATTERSON, A UNMARRIED PERSON AND DEBORAH L COOK, A UNMARRIED PERSON AS JOINT TENANTS, WITH RIGHTS OF SURVIVORSHIP as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.), Beneficiary of the security instrument, its successors and assigns, recorded October 30, 2006 as Instrument No. 2061004612 and that said Deed of Trust was modified by Modification Agreement and recorded February 5, 2013 as Instrument Number 2130200658 and the beneficial interest was assigned to Green Tree Servicing LLC and recorded May 14, 2013 as Instrument Number 2130501958 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Green Tree Servicing LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Green Tree Servicing LLC Contact Phone No: 800-643-0202 Address: 7360 S. KYRENE ROAD, MAIL STOP T111, TEMPE, AZ 85283
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2014 To March 13, 2015 Number of Payments 4 Monthly Payment $942.14 1 $981.64 1 $985.14 4 $1,006.64 3 $1,010.14 1 $1,013.64 1 $974.14 Total $14,780.10 LATE CHARGE INFORMATION From January 1, 2014 To March 13, 2015 Total $335.07 PROMISSORY NOTE INFORMATION Note Dated: October 24, 2006 Note Amount: $188,000.00 Interest Paid To: December 1, 2013 Next Due Date: January 1, 2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $188,534.85, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 17, 2015. The defaults referred to in Paragraph III must be cured by July 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Green Tree Servicing LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF FLORENCE W PATTERSON 2203 WINTERBERRY STREET, FERNDALE, WA 98248 UNKNOWN SPOUSE OF FLORENCE W PATTERSON 2238 W BIRCH ST, BELLINGHAM, WA 98229-4531 UNKNOWN SPOUSE OF DEBORAH L COOK 2203 WINTERBERRY STREET, FERNDALE, WA 98248 UNKNOWN SPOUSE OF DEBORAH L COOK 2238 W BIRCH ST, BELLINGHAM, WA 98229-4531 DEBORAH L COOK 2203 WINTERBERRY STREET, FERNDALE, WA 98248 DEBORAH L COOK 2238 W BIRCH ST, BELLINGHAM, WA 98229 DEBORAH L COOK 2238 W BIRCH ST, BELLINGHAM, WA 98229-4531 DEBORAH L COOK 3003 MAYNARD PLACE, BELLINGHAM, WA 98226 DEBORAH L COOK BURIFUNSTONMUMFORD, 1601 F ST, BELLINGHAM, WA 98225 FLORENCE W PATTERSON 2203 WINTERBERRY STREET, FERNDALE, WA 98248 FLORENCE W PATTERSON 2238 W BIRCH ST, BELLINGHAM, WA 98229 FLORENCE W PATTERSON 2238 W BIRCH ST, BELLINGHAM, WA 98229-4531 FLORENCE W PATTERSON 3003 MAYNARD PLACE, BELLINGHAM, WA 98226 FLORENCE W PATTERSON BURIFUNSTONMUMFORD, 1601 F ST, BELLINGHAM, WA 98225 by both first class and certified mail on January 30, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: 3/13/2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.priorityposting.com P1135749 6/17, 07/08/2015
Published by Ferndale Record
June 17 and July 8, 2015.
LEGAL
TS No WA08001982-14-1 APN 4003162600100003/PID# 129300 TO No 8477647 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on July 17, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT 201, VALLEY VIEW CONDOMINIUM, BUILDING B, RECORDED IN VOLUME 14 OF CONDOMINIUMS, PAGE(S) 40 THROUGH 48, RECORDED UNDER AUDITOR`S FILE NO. 921113138 AND AMENDED UNDER AUDITOR`S FILE NO. 930301182, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 4003162600100003/PID# 129300 More commonly known as 1178 E GROVER ST #201, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated as of January 6, 2005, executed by KERRY L WHITWORTH AND JOY C WHITWORTH, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of AMERIQUEST MORTGAGE COMPANY as original Beneficiary recorded January 18, 2005 as Instrument No. 2050102531 and the beneficial interest was assigned to U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust and recorded March 24, 2014 as Instrument Number 2140301909 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust Contact Phone No: 800-401-6587 Address: 13801 Wireless Way, Oklahoma City, OK 73134
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2013 To March 12, 2015 Number of Payments 4 Monthly Payment $1,357.74 12 $1,333.92 Total $21,438.00 LATE CHARGE INFORMATION December 1, 2013 March 12, 2015 $1,339.50 PROMISSORY NOTE INFORMATION Note Dated: January 6, 2005 Note Amount: $179,412.00 Interest Paid To: November 1, 2013 Next Due Date: December 1, 2013
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $160,013.36, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 17, 2015. The defaults referred to in Paragraph III must be cured by July 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank Trust, N.A., as Trustee for LSF8 Master Participation Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS JOY C WHITWORTH 1178 E GROVER ST #201, LYNDEN, WA 98264 JOY C WHITWORTH 1113 EDGEWATER LN. , LYNDEN , WA 98264 JOY C WHITWORTH PO BOX 624, Sumas, WA 98295 JOY C WHITWORTH PO BOX 624, SUMAS, WA 98295-0624 KERRY L WHITWORTH 1178 E GROVER ST #201, LYNDEN, WA 98264 KERRY L WHITWORTH 1113 EDGEWATER LN. , LYNDEN , WA 98264 KERRY L WHITWORTH PO BOX 624, SUMAS, WA 98295 KERRY L WHITWORTH PO BOX 624, SUMAS, WA 98295-0624 by both first class and certified mail on January 9, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 13, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000011-3, Pub Dates 06/17/2015, 07/08/2015
Published by Ferndale Record June 17 and July 8, 2015.
LEGAL
Loan No: 598179 APN: 390503 190453 0000 TS No: 1407130WA NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Seaside Trustee of Washington Inc. will on 8/7/2015, at 10:00 AM at the County Courthouse 311 Grand Ave, Bellingham, WA, sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: The North 5 acres of the South half of the Northeast quarter of the Northwest quarter (Government Lot 6) of Section 3, Township 39 North, Range 5 East of W.M. together with: The North 82 feet of the South three-quarters of the South one half of Government Lot 6 (the Northeast quarter of the Northwest Quarter) in Section 3, Township 39 North, Range 5 East of the Willamette Meridian: Except road: And Also except the South 42 feet of the East 500 feet of the North 82 feet of the South three-quarters of the South one-half of Government Lot 6(the Northeast quarter of the Northwest quarter) in Section 3, Township 39, Range 5 East of the Willamette Meridian: Except any portion lying within roads; as conveyed by deed recorded under Auditor’s File No. 931222172; Situate in Whatcom County, Washington Commonly known as: 6314 Mount Baker Highway Deming, WA 98244 which is subject to that certain Deed of Trust dated 6/29/2005, recorded 7/6/2005, under Auditor’s File No. 2050700844, in Book xx, Page xx and rerecorded on 12/4/2007 as 2071200408 records of Whatcom County, Washington, from CAROL J. LARSEN, A SINGLE WOMAN, as Grantor(s), to LS TITLE OF WASHINGTON, as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Countrywide Home Loans, Inc. its successors and assigns , as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Countrywide Home Loans, Inc. its successors and assigns to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of CWALT, Inc. Alternative Loan Trust 2005-35CB Mortgage Pass-Through Certificates, Series 2005-35CB
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by said Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION FROM 12/1/2011 THRU 7/31/2012 NO. PMT 8 AMOUNT $1,612.08 TOTAL $12,896.64 8/1/2012 10/31/2014 27 $1,449.38 $39,133.26 11/1/2014 4/6/2015 6 $1,399.56 $8,397.36 LATE CHARGE INFORMATION FROM 12/1/2011 THRU 4/6/2015 NO. LATE CHARGES TOTAL $1,083.60 PROMISSORY NOTE INFORMATION Note Dated: 6/29/2005 Note Amount: $176,000.00 Interest Paid To: 11/1/2011 Next Due Date: 12/1/2011
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $160,450.20, together with interest as provided in the Note from the 12/1/2011, and such other costs and fees as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/7/2015. The defaults referred to in Paragraph III must be cured by 7/27/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/27/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/27/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME CAROL J. LARSEN, A SINGLE WOMAN ADDRESS 6314 Mount Baker Highway Deming, WA 98244 by both first class and certified mail on 2/27/2015, proof of which is in the possession of the Trustee; and theBorrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http://nwjustice.org THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 4/6/2015 Trustee Sales Information: (800)50-SALES / www.priorityposting.com Priority Posting & Publishing 17501 Irvine Blvd., Suite 1 Tustin, CA 92780 Seaside Trustee of Washington Inc. c/o Law Offices of B. Craig Gourley 1002 10th St. P.O. Box 1091 Snohomish, Washington 98291 (360) 568-5065 ELVIA BOUCHE, VICE PRESIDENT P1138687 7/8, 07/29/2015
Published by Ferndale Record
July 8 and 29, 2015.
LEGAL
File No.: 7345.28253 Grantors: Northwest Trustee Services, Inc. Federal National Mortgage Association (“FNMA”) Grantee: Vincent C. Sanchez and Deborah D. Sanchez, husband and wife Ref to DOT Auditor File No.: 2080604370 Tax Parcel ID No.: 3704074683980000 Abbreviated Legal: LOT 5 AND 6, SUDDEN VALLEY, DIVISION NO. 3, A PLAT, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 7, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: Lot 5, Plat of Sudden Valley, Division No. 3, according to the plat thereof, recorded in Volume 10 of plats, pages 24 through 27, inclusive, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Parcel B: Lot 6, Plat of Sudden Valley, Division No. 3, according to the plat thereof, recorded in Volume 10 of plats, pages 24 through 27, inclusive, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 386 Sudden Valley Drive Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 06/25/08, recorded on 06/30/08, under Auditor’s File No. 2080604370, records of WHATCOM County, Washington, from Vincent C Sanchez and Deborah D Sanchez, Husband and Wife, as Grantor, to First American Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for CitiMortgage, Inc., as Beneficiary, the beneficial interest in which was assigned by CitiMortgage, Inc. to Federal National Mortgage Association (“FNMA”), under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141001075. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/01/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $11,525.20 Lender’s Fees & Costs $2,409.43 Total Arrearage $13,934.63 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $939.17 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,578.05 Total Amount Due: $16,512.68
IV.
The sum owing on the Obligation is: Principal Balance of $251,663.37, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 7, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/27/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/27/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/27/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Deborah Sanchez aka Deborah D Sanchez 386 Sudden Valley Drive Bellingham, WA 98229 Deborah Sanchez aka Deborah D Sanchez 388 Sudden Valley Drive Bellingham, WA 98229 Vincent Sanchez aka Vincent C Sanchez 386 Sudden Valley Drive Bellingham, WA 98229 Vincent Sanchez aka Vincent C Sanchez 388 Sudden Valley Drive Bellingham, WA 98229 Vincent Sanchez aka Vincent C Sanchez 1701 Washington Street Bellingham, WA 98225 Deborah Sanchez aka Deborah D Sanchez 1701 Washington Street Bellingham, WA 98225 Vincent Sanchez aka Vincent C Sanchez 386 Sudden Valley Bellingham, WA 98229 Deborah Sanchez aka Deborah D Sanchez 386 Sudden Valley Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 02/26/15, proof of which is in the possession of the Trustee; and on 02/26/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7345.28253) 1002.278410-File No.
Published by Ferndale Record
July 8 and 29, 2015.
LEGAL
File No.: 8349.21270 Grantors: Northwest Trustee Services, Inc. U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust Grantee: Peck Uy and Mew-Lan Uy, husband and wife Ref to DOT Auditor File No.: 2021202333 Tax Parcel ID No.: 3803264312170000 Abbreviated Legal: PTN OF GOV. LOTS 1-2, SEC 26, TWNSHP 38N, RNG 3E, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 7, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: All that portion of Government Lots 1 and 2, lying Northerly of County Road No. 486 (North Shore Drive), in Section 26, Township 38 North, Range 3 East of the W.M., Except the East 993.55 feet therefrom. Parcel B: The North 2 acres of the West 325 feet of the East 993.55 feet of Government Lots 1 and 2, lying Northerly of County Road No. 486 (North Shore Drive) in Section 26, Township 38 North, Range 3 East of the W.M. Commonly known as: 1950 Northshore Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 12/10/02, recorded on 12/12/02, under Auditor’s File No. 2021202333, records of WHATCOM County, Washington, from Patrick Uy and Mew Lan Uy, husband and wife, as Grantor, to First American Title, a Washington corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, a Washington corporation, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association to U.S. Bank Trust, N.A. as Trustee for LSF9 Master Participation Trust, its successors and assigns, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141100920. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/31/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $121,378.54 Late Charges $575.10 Lender’s Fees & Costs $5,250.53 Total Arrearage $127,204.17 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $0.00 Statutory Mailings $0.00 Recording Costs $15.00 Postings $0.00 Sale Costs $0.00 Total Costs $715.00 Total Amount Due: $127,919.17 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $588,670.75, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 7, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/27/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/27/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/27/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Patrick T. Uy who aquired title as Peck Uy 1950 North Shore Road Bellingham, WA 98226 Patrick T. Uy who aquired title as Peck Uy 1200 Harris Avenue Suite 413 Bellingham, WA 98225 Mew Lan Uy 1950 North Shore Road Bellingham, WA 98226 Mew Lan Uy 1200 Harris Avenue Suite 413 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 08/06/13, proof of which is in the possession of the Trustee; and on 08/07/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 8349.21270) 1002.279470-File No.
Published by Ferndale Record
July 8 and 29, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 4/6/2015 9:52:51 AM Page Count: 5 IDS Automation: Deliver signed document(s) to Scan Clerk TS No.: WA-14-641672-NH APN No.: 380329 055522 0000 Title Order No.: 140223800-WA-MSI Deed of Trust Grantor(s): STUART W. WILSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) Deed of Trust Instrument/Reference No.: 2061202005
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/7/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 14, BLOCK 290, FIRST ADDITION TO THE TOWN OF NEW WHATCOM, AS PER THE MAP THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 36, RECORDS OF THE AUDITORS OFFICE OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 2217 LINCOLN STREET, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated 12/12/2006, recorded 12/13/2006, under 2061202005 records of WHATCOM County, Washington , from STUART W. WILSON, AN UNMARRIED MAN , as Grantor(s), to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) (or by its successors-in-interest and/or assigns, if any), to DLJ Mortgage Capital, Inc .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $67,064.44
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $200,010.16 , together with interest as provided in the Note from the 6/1/2011 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/7/2015 . The defaults referred to in Paragraph III must be cured by 7/27/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/27/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/27/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME STUART W. WILSON, AN UNMARRIED MAN ADDRESS 2217 LINCOLN STREET, BELLINGHAM, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 2/27/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/7/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-641672-NH IDSPub #0080166 7/8/2015 7/29/2015
Published by Ferndale Record
July 8 and 29, 2015.