CITY OF FERNDALE
LEGAL
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of July 17, 2017
Ordinance #2003
An ordinance amending the municipal fee code
Ordinance #2004
An ordinance amending the budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
July 19, 2017.
PUBLIC NOTICE
LEGAL
SERVICE BY PUBLICATION
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 16-2-01476-0
ORDER OF SALE
ON REAL PROPERTY
JOSEPH ANDERSON an unmarried man and CHARLES ANDERSON and LINDA ANDERSON, husband and wife,
Plaintiff(s),
vs.
ESTATE OF CONSTANCE MASON, DECEASED, THE UNKNOWN HEIRS AND DEVISEES OF THE ESTATE OF CONSTANCE MASON, DECEASED, JACK GANT, an individual, SANDY MELLICK, an individual, LISA HILTON, an individual, KENNY GANT, an individual, BARABAR GALEN, an individual, THE CITY OF BLAINE, WASHINGTON, JOHN AND JANE DOES, Nos. 1 through 5, UNKNOWN OCCUPANTS OF THE SUBJECT REAL PROPERTY, and ALSO ALL OTHER PERSONS OR PARTIES UNKNOWN CLAIMING ANY RIGHT, TITLE, ESTATE, LIEN OR INTEREST IN THE REAL ESTATE DESCRIBED IN THE COMPLAINT HEREIN,
Defendant(s).
TO: THE STATE OF WASHINGTON, to the Sheriff of Whatcom County, Washington, Judgment Debtor(s),
WHEREAS, in the above entitled Court, on the 2nd day of June, 2017, the Plaintiffs Joseph Anderson, Charles Anderson and Linda Anderson recovered a judgment against Defendants The Unknown Heirs and Devisees of the Estate of Constance Mason, In Rem, which is for the sum of $137,359.82 plus interest at the rate of 12% per annum from June 2, 2017, as well as attorney’s fees and costs incurred in collecting on the judgment. Said judgment is entered in the execution docket of the Superior Court as Judgment Number 17-2-01266-3.
WHEREAS, said judgment is a foreclosure against all defendants herein of a deed of trust on the following described real property, situated in Whatcom County, State of Washington, to wit:
Lots 13 & 14, Block 13, Cain’s First addition to Blaine, according to the plat thereof, recorded in Volume 2 of Plats, page 33A, records of Whatcom County, Washington.
Together with the South 18 feet of “G” Street adjoining said Lots 13 and 14, as per Ordinance No. 1633 recorded under Auditor’s File No. 1413102.
Situate in Whatcom County, Washington.
Tax Parcel No. 410131-162027-0000/15021
THEREFORE, in the name of the State of Washington, you are hereby commanded to proceed to seize and sell forthwith the above-described property in the manner provided by law; or so much thereof as may be necessary to satisfy the judgment, interest and costs.
HEREIN FAIL NOT, but make hereof within sixty (60) days, showing how you have executed the same. This Order may be extended for an additional thirty days for the purpose of sale only.
WITNESS, the Honorable Charles R. Snyder, Judge of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 12th day of June, 2017.
THE SALE DATE has been set for Friday, September 1st , 2017, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
Published by Ferndale Record
July 19, 26 and August 2, 9, 16 and 23 2017.
TRUSTEE’S SALE
LEGAL
File No.: Trustee: 7023.117793 Northwest Trustee Services, Inc. Grantors: Malden Karen Calvert, also appearing of record as Malden K. Calvert, as a separate estate Grantee: Wells Fargo Bank, N.A. Ref to DOT Auditor File No.: 2060601831 loan modified and recorded 3/31/2015 under Auditor’s File No. 2150303452 Tax Parcel ID No.: 400131-207326-0000/122777 Abbreviated Legal: L 12, B 2, BIRCH CREST ESTATES, DIV. 1, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 18, 2017, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 12, Block 2, Plat of Birch Crest Estates, Division No. 1, according to the Plat thereof, reocrded in Volume 9 of Plats, Pages 95 and 96, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. More Accurately Described as Follows: Lot 12, Block 2, Plat of Birch Crest Estates, Division No. 1, according to the Plat thereof, recorded in Volume 9 of Plats, Pages 95 and 96, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 7512 Rob-Lee Drive Blaine, WA 98230 which is subject to that certain Deed of Trust dated 06/08/06, recorded on 06/12/06, under Auditor’s File No. 2060601831 loan modified and recorded 3/31/2015 under Auditor’s File No. 2150303452, records of WHATCOM County, Washington, from John D. Calvert and Malden K. Calvert, husband and wife, as Grantor, to Northwest Trustee Services LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 4/13/2017. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $6,946.56 Lender’s Fees & Costs $1,865.51 Total Arrearage $8,812.07 Trustee’s Expenses (Itemization) Trustee’s Fee $1,125.00 Total Costs $1,125.00 Total Amount Due: $9,937.07 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $128,390.07, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 18, 2017. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/07/17 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/07/17 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/07/17 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Malden Karen Calvert aka Malden K. Calvert 7512 Rob-Lee Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Malden Karen Calvert aka Malden K. Calvert 7512 Rob-Lee Drive Blaine, WA 98230 John D. Calvert 7512 Rob-Lee Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of John D. Calvert 7512 Rob-Lee Drive Blaine, WA 98230 Malden Karen Calvert aka Malden K. Calvert 7512 Roblee Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Malden Karen Calvert aka Malden K. Calvert 7512 Roblee Drive Blaine, WA 98230 John D. Calvert 7512 Roblee Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of John D. Calvert 7512 Roblee Drive Blaine, WA 98230 Malden Karen Calvert aka Malden K. Calvert 541 McLaren Road Point Roberts, WA 98281 Unknown Spouse and/or Domestic Partner of Malden Karen Calvert aka Malden K. Calvert 541 McLaren Road Point Roberts, WA 98281 John D. Calvert 541 McLaren Road Point Roberts, WA 98281 Unknown Spouse and/or Domestic Partner of John D. Calvert 541 McLaren Road Point Roberts, WA 98281 Malden Karen Calvert aka Malden K. Calvert 541 McLaren Point Roberts, WA 98281 Unknown Spouse and/or Domestic Partner of Malden Karen Calvert aka Malden K. Calvert 541 McLaren Point Roberts, WA 98281 John D. Calvert 541 McLaren Point Roberts, WA 98281 Unknown Spouse and/or Domestic Partner of John D. Calvert 541 McLaren Point Roberts, WA 98281 John D. Calvert 216 James Road Point Roberts, WA 98281 Unknown Spouse and/or Domestic Partner of John D. Calvert 216 James Road Point Roberts, WA 98281 Malden Karen Calvert aka Malden K. Calvert c/o Robert E. Beaty, Attorney 2331 Elm Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 02/07/17, proof of which is in the possession of the Trustee; and on 02/08/17 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Calvert, John D. and Malden K. (TS# 7023.117793) 1002.290371-File No.
Published by Ferndale Record
July 19 and August 9, 2017.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-757884-AJ APN No.: 31167 / 3704064410760000 Title Order No.: 8687062 Deed of Trust Grantor(s): ALEXANDRIA S HILL Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR STERLING SAVINGS BANK Deed of Trust Instrument/Reference No.: 2111202345
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/18/2017 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 62, PLAT OF SUDDEN VALLEY, DIVISION NO. 4, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGES 38 THROUGH 40, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 13 CASCADE LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 12/16/2011, recorded 12/20/2011, under Instrument No. 2111202345 records of WHATCOM County, Washington , from ALEXANDRIA S. HILL, AN UNMARRIED INDIVIDUAL , as grantor(s), to WHATCOM LAND TITLE CO , as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR STERLING SAVINGS BANK , as original beneficiary, the beneficial interest in which was subsequently assigned to Wells Fargo Bank, NA , the Beneficiary, under an assignment recorded under Auditors File Number 2120800756
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $15,119.78 .
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $126,106.72 , together with interest as provided in the Note from 7/1/2016 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/18/2017 . The defaults referred to in Paragraph III must be cured by 8/7/2017 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/7/2017 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/7/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 3/9/2017 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE Dated: 4/13/2017 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Willis, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916-939-0772 or Logi n to: http://wa.qualityloan.com Trustee Sale Number: WA-16-757884-AJ State of: California County of: San Diego On before me, ies ), and that by his/her/their signature(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. ( Seal) Signature IDSPub #0125385 7/19/2017 8/9/2017
Published by Ferndale Record
July 19 and August 9, 2017.
LEGAL
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Loan No: ***624 APN: 380315 093098 0000 TS No: 1607807WA
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, Seaside Trustee of Washington Inc., will on 08/18/2017, at 10:00AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 38, PLAT OF TWEED TWENTY, DIVISION NO. 3, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 14 OF PLATS, PAGE 33, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE ON WHATCOM COUNTY, WASHINGTON Commonly known as: 3787 SPRING COULEE RD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 04/16/2007, recorded 05/03/2007, under Auditor’s File No. 2070500467, in Book XX, Page XX records of WHATCOM County, Washington, from MARTHA MARY MEZO WHO ACQUIRED TITLE AS A SINGLE WOMAN AS HER SEPARATE PROPERTY, as Grantor(s), to Whatcom Land Title Company, Inc., as Trustee, to secure an obligation in favor of Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Capital Six Funding, An Operating Series of Mandalay Mortgage LLC its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Capital Six Funding, An Operating Series of Mandalay Mortgage LLC its successors and assigns to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificate holders of CWABS Inc., Asset-Backed Certificates, Series 2007-SEA1.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: PAYMENT INFORMATION: FROM – THRU – NO. PMT – AMOUNT – TOTAL: 7-1-2008 – 5/31/2012 – 47 – $1,528.84 – $71,855.48; 6/1/2012 – 7/31/2012 – 2 – $1,637.17 – $3,274.34; 8/1/2012 – 12/31/2013 – 17 – $2,609.59 – $44,363.03; 1/1/2014 – 11/30/2014 – 11 $1,820.76 – $20,028.36; 12/1/2014 – 11/30/2015 – 12 – $1,847.69 $22,172.28; 12/1/2015 – 2/28/2017 – 15 – $1,858.88 – $27,883.20; 3/1/2017 – 4/14/2017 – 2 $1,870.82 – $3,741.64. LATE CHARGE INFORMATION: FROM 7/1/2008 THRU 4/14/2017 TOTAL $3,120.83. PROMISSORY NOTE INFORMATION: Note Dated: 4/16/2007. Note Amount: $160,000.00. Interest Paid To: 6/1/2008. Next Due Date: 7/1/2008.
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $160,000.00, together with interest as provided in the Note from 7/1/2008, and such other costs and fees as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 08/18/2017. The defaults referred to in Paragraph III must be cured by 8/7/2017, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/7/2017 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/7/2017 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME: MARTHA MARY MEZO WHO ACQUIRED TITLE AS A SINGLE WOMAN AS HER SEPARATE PROPERTY ADDRESS: 3787 SPRING COULEE RD, BELLINGHAM, WA 98226 by both first class and certified mail on 2/29/2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. NOTICE TO POTENTIAL BIDDERS: We request certified funds at sale be payable directly to SEASIDE TRUSTEE INC. to avoid delays in issuing the final deed. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663. Website: www.homeownership.wa.gov The United States Department of Housing and Urban Development: Telephone: (800) 569-4287. Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (888) 201-1014. Website: http://nwjustice.org THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. DATED: 04/14/2017 Trustee Sales Information: 916-939-0772 / www.nationwideposting.com Seaside Trustee of Washington Inc. c/o Law Offices of B. Craig Gourley 1002 10th St. / P.O. Box 1091 Snohomish, Washington 98291 (360) 568-5065 ELVIA BOUCHE, VICE PRESIDENT STATE OF NEVADA COUNTY OF CLARK On this day personally appeared before me ELVIA BOUCHE, to me known to be the individual(s) described in and who executed the within and foregoing instrument, and acknowledged that he/she/they signed the same as his/her/their free and voluntary act and deed, for the uses and purposes therein mentioned. Given under my hand and seal of office this 04/14/2017. Christian Tapia Notary Public residing at LAS VEGAS Printed Name: CHRISTIAN TAPIA My Commission Expires: 7/24/18 CHRISTIAN TAPIA Notary Public, State of Nevada Appointment No. 10-2427-1 My Appt. Expires Jul 24, 2018 NPP0306231 To: FERNDALE RECORD 07/19/2017, 08/09/2017
Published by Ferndale Record
July 19 and August 9, 2017.
LEGAL
File No.: Trustee: 7670.20284 Northwest Trustee Services, Inc. Grantors: Lloyd S.T. Silsbee and Kara Silsbee, husband and wife Grantee: Umpqua Bank Ref to DOT Auditor File No.: 2130401931 Tax Parcel ID No.: 400319 556264 0000 PID 133348 Abbreviated Legal: LOT 8, BLK 1, PLAT OF SWIM AND ALDRlCH’S ADDITION TO LYNDEN, VOL 5, PG 44, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 18, 2017, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 8, Block 1, Plat of Swim and Aldrich’s Addition to Lynden, Washington, Whatcom County, Washington, according to the Plat thereof, Recorded in Volume 5 of Plats, Page 44, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 331 British Columbia Avenue Lynden, WA 98264 which is subject to that certain Deed of Trust dated 04/10/13, recorded on 04/12/13, under Auditor’s File No. 2130401931, records of WHATCOM County, Washington, from Lloyd S.T. Silsbee and Kara Silsbee, Husband and Wife, as Grantor, to Whatcom Land Title Co, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for Sterling Savings Bank dba Sterling Bank, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as designated nominee for Sterling Savings Bank dba Sterling Bank, its successors and assigns to Umpqua Bank, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2017-0200828. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/18/2017. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,351.38 Late Charges $285.03 Lender’s Fees & Costs ($937.95) Total Arrearage $6,698.46 Trustee’s Expenses (Itemization) Trustee’s Fee $1,215.00 Title Report $743.51 Statutory Mailings $228.04 Recording Costs $107.00 Postings $160.00 Total Costs $2,453.55 Total Amount Due: $9,152.01 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $123,245.95, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 18, 2017. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/07/17 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/07/17 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/07/17 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lloyd S.T. Silsbee 331 British Columbia Avenue Lynden, WA 98264 Lloyd S.T. Silsbee 2841 Stetson Lane Custer, WA 98240 Kara Silsbee 331 British Columbia Avenue Lynden, WA 98264 Kara Silsbee 2841 Stetson Lane Custer, WA 98240 Kara Danielle Silsbee c/o Mariko Kathryn Doerner 1003 Cleveland Ave, Suite D Mount Vernon, WA 98273 Kara Silsbee 331 North British Columbia Avenue Lynden, WA 98264 Lloyd S.T. Silsbee 331 North British Columbia Avenue Lynden, WA 98264 by both first class and certified mail, return receipt requested on 03/09/17, proof of which is in the possession of the Trustee; and on 03/09/17 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: April 18, 2017 Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Silsbee, Lloyd (TS# 7670.20284) 1002.290786-File No.
Published by Ferndale Record
July 19 and August 9, 2017.
LEGAL
File No.: Trustee: 7236.26969 Northwest Trustee Services, Inc. Grantors: Barbara L. Ultican, as her separate property Grantee: Metropolitan Life Insurance Company Ref to DOT Auditor File No.: 2070703643 Tax Parcel ID No.: 380302 127523 0000 Abbreviated Legal: PTN. OF GOV’T LOT 4, SECTION 2, TOWNSHIP 38 NORTH, RANGE 3 EAST OF W.M., WHATCOM COUNTY, WASHINGTON Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On July 28, 2017, at 10:00 AM inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: A tract of land in Government Lot 4 of Section 2, Township 38 North, Range 3 East of W.M., described as follows: Commencing at the Northeast corner of Government Lot 4; thence running West 90 feet; thence South 65 feet; thence West 138 feet; thence South 104 feet; thence East 138 feet; thence North 45 feet; thence East 90 feet to the East line of said Government Lot 4; thence North 124 feet to the Point of Beginning, except the North 20 feet thereof and except the East 20 feet thereof. Situate in County of Whatcom, State of Washington. Parcel A-1: An easement for roadway purposes over the East 20 feet of the North 124 feet of Government Lot 4 of Section 2, Township 38 North, Range 3 East of W.M., except Kelly Road, County Road No. 478. Situate in County of Whatcom, State of Washington. Parcel B: That portion of land in Government Lot 4 of Section 2, Township 38 North, Range 3 East of W.M., described as follows: Commencing at the Northeast corner of said Government Lot 4, running thence South along the East line of said Government Lot 4, a distance of 124 feet to the True Point of Beginning; running thence West a distance of 90 feet; thence South, a distance of 45 feet; thence East, a distance of 90 feet to the East line of said Government Lot 4; thence North, along the said East line, 45 feet to the True Point of Beginning. Excepting therefrom the East 20 feet thereof. Situate in County of Whatcom, State of Washington. Commonly known as: 1785 East Kelly Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 07/19/07, recorded on 07/23/07, under Auditor’s File No. 2070703643, records of WHATCOM County, Washington, from Barbara L. Ultican, an unmarried individual, as Grantor, to First American Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as designated nominee for BNC Mortgage, Inc., a Delaware Corporation, beneficiary of the security instrument, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by DLJ Mortgage Capital, Inc. to Metropolitan Life Insurance Company, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2015-1001943. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 4/20/2017. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $33,324.92 Late Charges $1,052.80 Lender’s Fees & Costs $1,620.85 Total Arrearage $35,998.57 Total Amount Due: $35,998.57 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $403,095.63, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/16, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 28, 2017. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/17/17 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/17/17 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/17/17 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Barbara L. Ultican 1785 East Kelly Road Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Barbara L. Ultican 1785 East Kelly Road Bellingham, WA 98226 Barbara L. Ultican 1785 Kelly Road Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Barbara L. Ultican 1785 Kelly Road Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 03/14/17, proof of which is in the possession of the Trustee; and on 03/14/17 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Ultican, Barbara L. (TS# 7236.26969) 1002.290831-File No.
Published by Ferndale Record
June 28 and July 19, 2017.
