Legals – July 15, 2015 | Ferndale Record

■ CITY OF FERNDALE

LEGAL
NOTICE OF METROPOLITAN PARKS DISTRICT PRO & CON COMMITTEE PARTICIPATION
The City of Ferndale is accepting applications for participants on pro and con committees to write local voters’ pamphlet statements related to the Metropolitan Parks District ballot measure to be considered by voters at the November 3, 2015 General Election.
Pro and Con committee members will be appointed by the Ferndale City Council, pursuant to state law, and will have a short timeframe (due by August 7) to write their statements regarding the measure. The committees consist of three members each, though members can select other persons to serve as an advisory committee.
Applications to serve are due by 5:00 p.m. Friday, July 24. Submit completed applications to the Ferndale City Clerk’s Office, P.O. Box 936, 2095 Main Street, Ferndale, WA 98248. Download the Boards & Commissions Application form at www.cityofferndale.org.
For more information, please contact City Clerk Susan Duncan at (360)685-2354 or [email protected]
Susan Duncan, City Clerk
Published by Ferndale Record July 8 and 15, 2015.

■ PUBLIC NOTICE

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00055-0
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIFF OF WHATCOM COUNTY, WASHINGTON
On February 23, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank N.A. (formerly known as Onewest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs of Donna E. Avtonomoff; Estate of Donna E. Avtonomoff; Bradley Avtonomoff; Jed Avtonomoff; United States of America; State of Washington; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendant”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 5660 Nakat Way, Blaine, WA 98230 for the total sum of $341,367.45 with interest thereon at the rate of 12% per annum beginning on until satisfied. The Property situated in WHATCOM County, State of Washington, is legally described as:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
THEREFORE, pursuant to RCW 61.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interests and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn the foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable David M. Thorn, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 13th day of May, 2015.
THE SALE DATE has been set for Friday, July 24, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record June 10, 17, 24 and July 1, 8 and 15, 2015.

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00055-0
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 5660 Nakat Way, Blaine, WA
FULL LEGAL DESCRIPTION:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 405126 058431 0000
The sale of the above-described property is to take place:
DATE: Friday, July 24, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $341,367.45
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO Legal, P.S.
Synova M. L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.458.2121
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record June 24 and July 1, 8 and 15, 2015.

LEGAL
Superior Court of Washington
County of Whatcom
In re Custody of:
Molly Lauren May Campbell
Vincent Paul St. Martin and Laura
Hubbell Hedges
Petitioner,
and
Leisa Ann Campbell and Unknown Father
Respondent.
No. 15 3 00437 9
Summons byPublication (SMPB)
To the Respondent:
1. The petitioner has started an action in the above court requesting:
[x] custody of the children listed in paragraph 1.3 of the Nonparental Custody Petition.
2. The petition also requests that the court grant the following relief:
[x] Approve a parenting plan or residential schedule for the dependent children.
[x] Approve reasonable visitation.
3. You must respond to this summons by serving a copy of your written response on the person signing this summons and by filing the original with the clerk of the court. If you do not serve your written response within 60 days after the date of the first publication of this summons (60 days after the 15th day of July, 2015), the court may enter an order of default against you, and the court may, without further notice to you, enter a decree and approve or provide for other relief requested in this summons. In the case of a dissolution, the court will not enter the final decree until at least 90 days after service and filing. If you serve a notice of appearance on the undersigned person, you are entitled to notice before an order of default or a decree may be entered.
4. Your written response to the summons and petition must be on form:
[x ] WPF CU 01.0300, Response to Nonparental Custody Proceeding.
Information about how to get this form may be obtained by contacting the clerk of the court, by contacting the Administrative Office of the Courts at (360) 705-5328, or from the Internet at the Washington State Courts homepage: http://www.courts.wa.gov/forms
5. If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your written response, if any, may be served on time.
6. One method of serving a copy of your response on the petitioner is to send it by certified mail with return receipt requested.
This summons is issued pursuant to RCW 4.28.100 and Superior Court Civil Rule 4.1 of the state of Washington.
File Original of Your Response with the Clerk of the Court at:
Superior court clerk
311 Grand Ave., Bellingham, WA 98225
Serve a Copy of Your Response on: Vincent St. Martin and Laura
Hedges
366 H Street, Blaine, WA 98230
Published by Ferndale Record July 15, 22, 29 and August 5, 12 and 19, 2015.

■ NOTICE TO CREDITORS

LEGAL
NOTICE TO CREDITORS
Estate of Eugene Gerald Steinauer
Superior Court of Washington for Whatcom County
No. 15-4-00273-6
Estate of Eugene Gerald Steinauer, Deceased.

Probate Notice to Creditors. (RCW 11.40.030.)
Please take notice the above Court has appointed me as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) in the manner provided in RCW 11.40.070: (i) by filing the original of the claim, with the foregoing Court and (ii) by serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.

Date of First Publication of this Notice:
Matthew Roy Steinauer
Personal Representative
11421 Occidental Ave. S.
Seattle WA 98168
Published by Ferndale Record
July 8, 15 and 22, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7037.106522 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Robin L. Barlean, as her separate estate Ref to DOT Auditor File No.: 2100703041 Tax Parcel ID No.: 370301-516206-0000 and Property ID: 21010 Abbreviated Legal: LTS 78 & 132, PTN LT 133, SUDDEN VALLEY DIV 9 VOL 10 PGS 83, 84 & 85, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 24, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 78,132 & 133, plat of Sudden Valley, Division No. 9, according to the plat thereof, recorded in Volume 10 of plats, pages 83 through 85, inclusive, records of Whatcom County, Washington, except that portion described as follows: That portion of Lot 133 of said Plat, more particularly described as follows: Commencing at the Southeast corner of Lot 134 of said plat; thence North 23 degrees 04’23” East along the Easterly line of said Lot 134, a distance of 96.62 feet to the Northeast corner of said Lot 134; thence South 65 degrees 17’34” East along the Northerly line of said Lot 133, a distance of 12.00 feet; thence South 23 degrees 04’23” West parallel to the common line between said Lots 133 and 134, a distance of 98.08 feet to the Southerly line of said Lot 133; thence North 58 degrees 22’20” West along said Southerly line, 12.14 feet to the Point of Beginning. Situate in Whatcom County, Washington. Commonly known as: 6 Yearling Place Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 07/23/10, recorded on 07/30/10, under Auditor’s File No. 2100703041, records of WHATCOM County, Washington, from Robin L Barlean An Unmarried Person, as Grantor, to Old Republic Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Envoy Mortgage, Ltd., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as designated nominee for Envoy Mortgage, Ltd., Beneficiary of the Security Instrument, its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141200053. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/18/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $8,636.46 Lender’s Fees & Costs $220.55 Total Arrearage $8,857.01 Trustee’s Expenses (Itemization) Trustee’s Fee $543.75 Title Report $832.20 Statutory Mailings $23.40 Recording Costs $14.00 Postings $80.00 Total Costs $1,493.35 Total Amount Due: $10,350.36 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $202,461.57, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 24, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/13/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/13/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/13/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robin L Barlean aka Robin Lee Barlean aka Robin Barlean 6 Yearling Place Bellingham, WA 98229 Robin L Barlean aka Robin Lee Barlean aka Robin Barlean 2100 Electric Avenue Apt 133 Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Robin L Barlean aka Robin Lee Barlean aka Robin Barlean 6 Yearling Place Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Robin L Barlean aka Robin Lee Barlean aka Robin Barlean 2100 Electric Avenue Apt 133 Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 02/13/15, proof of which is in the possession of the Trustee; and on 02/13/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.106522) 1002.278049-File No.
Published by Ferndale Record
June 24 and July 15, 2015.

LEGAL
File No.: 7777.02268 Grantors: Northwest Trustee Services, Inc. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-2, Home Equity Pass-Through Certificates, Series 2005-2 Grantee: Kevin McDowell and Adrianna McDowell, also appearing of record as Adriana McDowell, husband and wife Ref to DOT Auditor File No.: 2041203793 Tax Parcel ID No.: 370408-008376-0000/32678 Abbreviated Legal: LT 54, RPLT SUDDEN VALLEY DIV 1, VOL 10 PGS 14, 15 AND 16, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 24, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 54, Sudden Valley Division 1, Replat, according to the Plat thereof, recorded in Volume 10 of Plats, Page(s) 14 through 16, records of Whatcom County, Washington. Commonly known as: 3 Austin Creek Lane Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 12/10/04, recorded on 12/21/04, under Auditor’s File No. 2041203793, records of WHATCOM County, Washington, from Kevin McDowell and Adrianna McDowell, husband and wife, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Home Loan Corporation dba Expanded Mortgage Credit, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Home Loan Corporation, doing business as Expanded Mortgage Credit to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-2, Home Equity Pass-Through Certificates, Series 2005-2, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120603743. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/18/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $23,881.46 Lender’s Fees & Costs $2,318.82 Total Arrearage $26,200.28 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Statutory Mailings $39.27 Recording Costs $16.00 Postings $80.00 Total Costs $1,035.27 Total Amount Due: $27,235.55 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $133,090.40, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 24, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/13/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/13/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/13/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Kevin McDowell aka Kevin W. McDowell 3 Austin Creek Lane Bellingham, WA 98229 Adrianna McDowell aka Adriana McDowell 3 Austin Creek Lane Bellingham, WA 98229 Kevin Wayne McDowell c/o Steven C. Hathaway, Attorney 3811 Consolidation Avenue Bellingham, WA 98227 Kevin Wayne McDowell c/o Steven C. Hathaway, Attorney PO Box 2147 Bellingham, WA 98227 Adriana Kimberly McDowell c/o Steven C. Hathaway, Attorney 3811 Consolidation Avenue Bellingham, WA 98227 Adriana Kimberly McDowell c/o Steven C. Hathaway, Attorney PO Box 2147 Bellingham, WA 98227 Virginia A. Burdette, Trustee 600 Stewart Street, Suite 1300 Seattle, WA 98101 by both first class and certified mail, return receipt requested on 02/13/15, proof of which is in the possession of the Trustee; and on 02/13/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7777.02268) 1002.278030-File No.
Published by Ferndale Record
June 24 and July 15, 2015.

LEGAL
TS No WA08002230-14-1 APN 380317 406028 0004 TO No 140313513-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on August 14, 2015, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: PARCEL A: UNIT NO. 202 OF SOUTHBEND PARK IV CONDOMINIUM, ACCORDING TO THE DECLARATION, RECORDED UNDER WHATCOM COUNTY AUDITOR`S FILE NO. 1980602212, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL A-1: AN EASEMENT FOR ACCESS AS SHOWN ON THE FACE OF LAURA`S SHORT PLAT. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL A-2: AN EASEMENT FOR ACCESS AND PARKING AS CREATED UNDER AUDITOR`S FILE NO. 1970703738. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 380317 406028 0004 More commonly known as 3382 SOUTHBEND PLACE # 202, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of December 7, 2006, executed by CRAIG ANDERSON, AND JESSICA ANDERSON as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for COUNTRYWIDE HOME LOANS, INC., Beneficiary of the security instrument, its successors and assigns, recorded December 12, 2006 as Instrument No. 2061201749 and the beneficial interest was assigned to Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Legal Title Trustee for Bronze Creek Title Trust 2014-NPL1 and recorded July 21, 2014 as Instrument Number 2140701942 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Legal Title Trustee for Bronze Creek Title Trust 2014-NPL1, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Legal Title Trustee for Bronze Creek Title Trust 2014-NPL1 Contact Phone No: 888-699-5600 Address: 15480 Laguna Canyon Road, Suite 100, Irvine, CA 92618
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 1, 2010 To April 6, 2015 Number of Payments 55 Monthly Payment $1,123.34 Total $61,783.70 LATE CHARGE INFORMATION September 1, 2010 April 6, 2015 $449.30 PROMISSORY NOTE INFORMATION Note Dated: December 7, 2006 Note Amount: $165,952.00 Interest Paid To: August 1, 2010 Next Due Date: September 1, 2010
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $158,025.44, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 14, 2015. The defaults referred to in Paragraph III must be cured by August 3, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before August 3, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the August 3, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Legal Title Trustee for Bronze Creek Title Trust 2014-NPL1 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF CRAIG ANDERSON 3382 SOUTHBEND PLACE # 202, BELLINGHAM, WA 98226 UNKNOWN SPOUSE OF JESSICA ANDERSON 3382 SOUTHBEND PLACE # 202, BELLINGHAM, WA 98226 CRAIG ANDERSON 3382 SOUTHBEND PLACE # 202, BELLINGHAM, WA 98226 CRAIG ANDERSON 3382 SOUTHBEND PL, BELLINGHAM, WA 98226 CRAIG ANDERSON 3382 SOUTHBEND PL, BELLINGHAM, WA 98226 CRAIG ANDERSON 3382 SOUTHBEND PL APT 202,, BELLINGHAM, WA 98226-5697 CRAIG ANDERSON SOUTHBEND PL APT 202, BELLINGHAM, WA 98226-5697 JESSICA ANDERSON 3382 SOUTHBEND PLACE # 202, BELLINGHAM, WA 98226 JESSICA ANDERSON 3382 SOUTHBEND PL, BELLINGHAM, WA 98226 JESSICA ANDERSON 3382 SOUTHBEND PL APT 202,, BELLINGHAM, WA 98226-5697 JESSICA ANDERSON SOUTHBEND PL APT 202, BELLINGHAM, WA 98226-5697 by both first class and certified mail on February 3, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: April 6, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. 07/15/2015, 08/05/2015
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 14th day of August, 2015, at the hour of 10:00 a.m. in the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to wit: PARCEL A: THAT PART OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., LYING WEST OF THE RIGHT-OF-WAY OF THE GREAT NORTHERN RAILROAD COMPANY AND SOUTHERLY AND EASTERLY OF THE FOLLOWING DESCRIBED LINE: COMMENCING AT THE QUARTER CORNER OF THE WEST LINE OF SAID SECTION 8; AND RUNNING THENCE EAST ALONG THE CENTERLINE, 335.56 FEET; THENCE SOUTH 46°16’00” EAST, 308.47 FEET; THENCE SOUTHEASTERLY, PARALLEL TO THE CENTERLINE OF THE GREAT NORTHERN RAILROAD COMPANY’S ORIGINAL MAIN TRACK, ALONG A 03°33’30” CURVE TO THE RIGHT THROUGH A CENTRAL ANGLE OF 00°46’00”, A DISTANCE OF 21.53 FEET; THENCE SOUTH 62°01’00” EAST, 393.80 FEET TO THE POINT OF BEGINNING; FROM SAID POINT THENCE RUNNING NORTH 62°01’00” WEST, 292.00 FEET; THENCE SOUTH 300.00 FEET TO THE TRUE POINT OF BEGINNING OF SAID LINE; THENCE DUE EAST, 188.00 FEET; THENCE NORTHEASTERLY 160.00 FEET, MORE OR LESS, TO THE POINT OF BEGINNING, AND THE TERMINUS OF SAID LINE. TOGETHER WITH A STRIP OF LAND 20.00 FEET WIDE IN THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 8, WHATCOM COUNTY, WASHINGTON, BEING ALL THAT PART OF THE GREAT NORTHERN RAILWAY COMPANY’S SANDPIT PROPERTY, DESCRIBED AS FOLLOWS: COMMENCING AT THE QUARTER CORNER ON THE WEST LINE OF SAID SECTION 8; THENCE EAST ALONG THE QUARTER LINE OF SAID SECTION, 335.56 FEET TO THE NORTHWEST CORNER OF SAID RAILWAY’S SANDPIT PROPERTY, SAID CORNER BEING 300.00 FEET SOUTHWESTERLY, MEASURED AT RIGHT ANGLES FROM THE CENTERLINE OF GREAT NORTHERN RAILWAY COMPANY’S ORIGINAL MAIN TRACT; THENCE SOUTHEASTERLY AT AN ANGLE OF 43.44’ RIGHT, PARALLEL TO AND 300.00 FEET DISTANT FROM SAID ORIGINAL CENTERLINE IN A DISTANCE OF 308.47 FEET TO A POINT OPPOSITE THE END OF TANGENT TRACK IN ORIGINAL MAIN TRACT; THENCE SOUTHEASTERLY, PARALLEL TO ORIGINAL MAIN TRACT CENTERLINE, ALONG A 03°33’30” CURVE TO THE RIGHT, A DISTANCE OF 21.53 FEET THROUGH AN ANGLE OF 00°46’00” TO A POINT, THE MOST SOUTHWESTERLY CORNER OF GREAT NORTHERN RAILWAY SANDPIT PROPERTY; THENCE SOUTHEASTERLY AT AN ANGLE OF 16°31’00” WITH A TANGENT TO SAID CURVE AT SAID SOUTHWEST CORNER, A DISTANCE OF 393.80 FEET ALONG THE SOUTHWESTERLY BOUNDARY OF SANDPIT PROPERTY TO A POINT THEREIN AND THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION; THENCE CONTINUING SOUTHEASTERLY ON AN EXTENSION OF THE LAST COURSE, A DISTANCE OF 36.72 FEET; THENCE NORTHWESTERLY ALONG AN ARC OF A CURVE TO THE LEFT, WHOSE RADIUS OF 2814.93 FEET AND FROM A TANGENT MARKING A NORTHWESTERLY ANGLE OF 33°15’00” WITH THE LAST DESCRIBED COURSE TO A POINT IN THE EAST-WEST QUARTER LINE, DISTANT 663.20 FEET EAST THERE ALONG FROM THE WEST QUARTER CORNER; THENCE WEST ALONG SAID QUARTER LINE, 26.00 FEET; THENCE SOUTHEASTERLY ALONG AN ARC OF A CURVE TO THE RIGHT, WHOSE RADIUS IS 2794.93 FEET AND FROM A TANGENT MARKING A SOUTHEASTERLY ANGLE OF 50°14’00” WITH THE LAST DESCRIBED COURSE, TO THE TRUE POINT OF BEGINNING. EXCEPT THAT PORTION DEFINED AS FOLLOWS: THAT PORTION OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 8, WHATCOM COUNTY, WASHINGTON, LYING BETWEEN THE SOUTHERLY AND EASTERLY PROPERTY LINES OF THE TRACT CONVEYED TO RAINIER NATIONAL BANK BY WHATCOM COUNTY AUDITOR’S FILE NO. 1503294, AND NORTHERLY AND WESTERLY OF THE EDGE OF THE INGRESS, EGRESS AND UTILITY EASEMENT, WHICH EASEMENT IS 10.00 FEET IN WIDTH, THE CENTERLINE BEING DEFINED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THAT TRACT CONVEYED TO RAINIER NATIONAL BANK AS DESCRIBED UNDER WHATCOM COUNTY AUDITOR’S FILE NO. 1503294; THENCE NORTH 89°59’56” EAST ALONG THE SOUTHERLY LINE OF SAID TRACT, A DISTANCE OF 59.48 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 18°05’13” EAST, 38.15 FEET; THENCE SOUTH 39°44’38” EAST, 21.90 FEET; THENCE SOUTH 88°51’36” EAST, 30.08 FEET; THENCE NORTH 55°11’43” EAST, 69.06 FEET; THENCE NORTH 31°37’49” EAST, 133.98 FEET; THENCE NORTH 25°37’25” EAST, 26.92 FEET; THENCE NORTH 21°35’11” EAST, 36.41 FEET TO THE SOUTHERLY LINE OF THAT 20-FOOT WIDE EASEMENT FOR INGRESS AND EGRESS AS DESCRIBED UNDER SAID WHATCOM COUNTY AUDITOR’S FILE NO. 1503294 AND THE POINT OF ENDING. EXCEPT THAT PORTION THEREOF LYING WITHIN THAT TRACT AS DESCRIBED UNDER SAID WHATCOM COUNTY AUDITOR’S FILE NO. 1503294. SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS, EGRESS AND UTILITIES, AS GRANTED BY INSTRUMENT RECORDED APRIL 14, 1986, UNDER AUDITOR’S FILE NO. 1534204, THE CENTERLINE OF SAID EASEMENT BEING DEFINED AS FOLLOWS: AN EASEMENT 10.00 FEET IN WIDTH, OVER AND ACROSS A PORTION OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., WHATCOM COUNTY, WASHINGTON, THE CENTERLINE OF WHICH IS DEFINED AS FOLLOWS: COMMENCING AT THE SOUTHWEST CORNER OF THAT TRACT CONVEYED TO RAINIER NATIONAL BANK AS DESCRIBED UNDER WHATCOM COUNTY AUDITOR’S FILE NO. 1484674; THENCE NORTH 89°59’56” EAST ALONG THE SOUTHERLY LINE OF SAID TRACT, A DISTANCE OF 59.48 FEET TO THE POINT OF BEGINNING; THENCE SOUTH 18°05’13” EAST, 38.15 FEET; THENCE SOUTH 39°44’38” EAST, 21.90 FEET; THENCE SOUTH 88°51’36” EAST, 30.08 FEET; THENCE NORTH 55°11’43” EAST, 69.06 FEET; THENCE NORTH 31°37’49” EAST, 133.98 FEET; THENCE NORTH 25°37’25” EAST, 26.92 FEET; THENCE NORTH 21°35’11” EAST, 36.41 FEET TO THE SOUTHERLY LINE OF THAT 20-FOOT WIDE EASEMENT FOR INGRESS AND EGRESS AS DESCRIBED UNDER SAID WHATCOM COUNTY AUDITOR’S FILE NO. 1484674 AND THE POINT OF ENDING. SITUATE IN WHATCOM COUNTY, WASHINGTON. Any terms used in this description that are not defined herein shall be defined as those are defined in the Deed of Trust. Commonly known as: 2045 Brown Road, Ferndale, WA 98248. This address is provided for reference purposes only and in no way limits or expands the property legally described above. The Property is subject to that certain Deed of Trust dated July 24, 2014, recorded July 25, 2014, under Auditor’s File No. 2140702404, records of Whatcom County, Washington, from Northshore Corporation, as Grantor, to Whatcom Land Title Co., Inc., as Original Trustee, to secure an obligation in favor of MPL Industries, LLC, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows: Currently Due to Payoff on May 5, 2015 Failure to pay when due the following amounts which are now in arrears: ARREARAGES (a) Unpaid principal balance due and payable January 26, 2015 (maturity date): $480,000.00 (b) Interest through January 26, 2015 at Note Rate: $29,352.66 (c) Interest from January 27, 2015 to May 5, 2015 at Default Rate: $22,133.43 (d) Loan Fee: $28,800.00 (e) Late Fee: $24,000.00 Total arrearages: $584286.09 COSTS AND FEES (a) Attorney’s Fees: $1,000.00 (b) Trustee’s Fees $2,500.00 (c) Title Report: $1,067.43 (d) Recording Fees: $276.00 (e) Serving/Posting of Notices: $330.00 (f) Postage/Copying Expense: $277.74 Total costs and fees: $5,451.17 TOTAL COSTS AND ARREARAGES AS OF MAY 5, 2015: $589,737.26
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $480,000.00 together with interest as provided in the Note or other instrument secured from the 24th day of July, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. Of course, as time passes, additional interest, foreclosure fees, costs, lender advances and other charges specified in the loan documents may become due and payable. Because the payoff amount will change over time, because some of the charges can only be estimated at this time, and because the amount necessary to pay off the entire indebtedness may include presently unknown expenditures required to preserve the property or to comply with state or local law, it will be necessary for you to contact the Trustee before the time you tender the payoff amount so that you may be advised of the exact amount you will be required to pay.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 14th day of August, 2015. The defaults referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured before the sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the defaults as set forth in paragraph III, together with accruing interest, advances, costs and fees thereafter due, are cured and the trustee’s fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Northshore Corporation 900 Dupont Street Bellingham, WA 98225; Northshore Corporation
2045 Brown Road Ferndale, WA 98248; Northshore Corporation c/o Dave Force 812 Poplar Drive Bellingham, WA 98226; Northshore Corporation 1315 King Street Bellingham, WA 98225; Dave Force 812 Poplar Drive Bellingham, WA 98226 by both first class and certified mail on the 13th day of March, 2015, and at the following address(es): Northshore Corporation 1315 King Street, Ste. 3 Bellingham, WA 98225 by both first class and certified mail on the 17th day of March, 2015, proof of which is in the possession of the Trustee; and on the 17th day of March, 2015 the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
XI.
NOTICE TO GUARANTORS: NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) the Guarantor will have no right to redeem the property after the trustee’s sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt; (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
DATED this 6th day of May, 2015.
BD Services Corporation, Trustee
/s/ Sallye Quinn
By Sallye Quinn, Secretary
300 North Commercial
Post Office Box 5008
Bellingham, Washington 98227
Tel. (360) 733-0212
Fax (360) 738-2341
E-mail: [email protected]
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
File No.: 7037.93039 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, NA as trustee for Freddie Mac Securities REMIC Trust 2005-S001 Grantee: Mary Cumero and the Heirs or Devisees of William Joseph Cumero, deceased, their interest being subject to the Administration of the Estate of said decedent in Whatcom County, Probate Case No. 12-4-00098-4, wherein Mary Cumero, is the Appointed Personal Representative of said Estate Ref to DOT Auditor File No.: 2050602562 Tax Parcel ID No.: 3704291932840000/34957 Abbreviated Legal: LOT 2, BLOCK 3, “GLENHAVEN LAKES, DIVISION NO. 10” Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 14, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lots 1 and 2, Block 3, “Glenhaven Lakes, Division No. 10”, Whatcom County, Washington, as per the map thereof, recorded in Volume 9 of Plats, Pages 77 and 78, in the Auditor’s Office of said County and State. Excepting therefrom that portion of said land, as shown in partial reconveyance recorded 12/3/2013, Document No. 2131200235 of Whatcom County Auditor’s Office Commonly known as: 705 Summerset Way Sedro Woolley, WA 98284 which is subject to that certain Deed of Trust dated 06/07/05, recorded on 06/14/05, under Auditor’s File No. 2050602562, records of Whatcom County, Washington, from William J. Cumero and Mary Cumero, husband and wife, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, a Washington corporation, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association, as purchaser of the loans and other assets of Washington Mutual Bank, formerly known as Washington Mutual Bank, FA (the “Savings Bank”) from the Federal Deposit Insurance Corporation, acting as receiver for the Savings Bank, and pursuant to its authority under the Federal Deposit Insurance Act, 12 U.S.C. 1821(d) to Wells Fargo Bank, NA as trustee for Freddie Mac Securities REMIC Trust 2005-S001, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2100700022. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/07/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $36,519.12 Lender’s Fees & Costs $178.17 Total Arrearage $36,697.29 Trustee’s Expenses (Itemization) Total Amount Due: $36,697.29 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $107,011.43, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 14, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/03/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/03/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/03/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs and Devisees of the Estate of William J. Cumero aka William Joseph Cumero 705 Summerset Way Sedro Woolley, WA 98284 Mary Cumero 705 Summerset Way Sedro Woolley, WA 98284 Mary Cumero 607 Maple Heights Road Camano Island, WA 98282-8619 Unknown Spouse and/or Domestic Partner of Mary Cumero 705 Summerset Way Sedro Woolley, WA 98284-0000 Unknown Spouse and/or Domestic Partner of Mary Cumero 607 Maple Heights Road Camano Island, WA 98282-8619 The Heirs and Devisees of the Estate of William J. Cumero aka William Joseph Cumero PO Box 127 Paicines, CA 95043-0127 The Heirs and Devisees of the Estate of William J. Cumero aka William Joseph Cumero 607 Maple Heights Road Camano Island, WA 98282-8619 Mary Cumero PO Box 127 Paicines, CA 95043-0127 Unknown Spouse and/or Domestic Partner of Mary Cumero PO Box 127 Paicines, CA 95043-0127 Mary Cumero, Personal Representative of the Estate of William J. Cumero aka William Joseph Cumero 705 Summerset Way Sedro Woolley, WA 98284 Mary Cumero, Personal Representative of the Estate of William J. Cumero aka William Joseph Cumero 607 Maple Heights Road Camano Island, WA 98282-8619 Mary Cumero, Personal Representative c/o Hugh Christopher Klinedinst, Attorney 900 Dupont Street Bellingham, WA 98225 Mary Cumero, Personal Representative c/o John P. Livingston, Attorney 119 N. Commerical Street, Suite 1345 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 09/08/14, proof of which is in the possession of the Trustee; and on 09/09/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.93039) 1002.272608-File No.
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
File No.: 7042.13689 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon FKA The Bank of New York, as Trustee on behalf of the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2004-13 Grantee: David Glad and Glenda Glad, husband and wife Ref to DOT Auditor File No.: 2041101032 Tax Parcel ID No.: 380204- 046027-0000/43492 Abbreviated Legal: PTN LT 17, ALDER GROVE ADDITION, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 14, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A portion of Lot 17, Alder Grove Addition, according to the plat thereof, recorded in Volume 2 of plats, page 91A, records of Whatcom County, Washington, more particularly described as follows: Beginning at the intersection of the South line of said Lot 17 and the Northwesterly line of Rural Avenue as it now exists; thence Northeasterly along the Northwesterly line of Rural Avenue 435 feet; thence Northwesterly at right angles to Rural Avenue; thence Southerly to the point of beginning. Situate in Whatcom County, Washington. Commonly known as: 4511 Rural Avenue Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 11/01/04, recorded on 11/05/04, under Auditor’s File No. 2041101032, records of WHATCOM County, Washington, from David Glad, and Glenda Glad, husband and wife, as Grantor, to Landsafe Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Full Spectrum Lending, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York, as Trustee on behalf of the Certificateholders of CWABS, Inc., Asset-Backed Certificates, Series 2004-13, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2060601773. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/09/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $55,522.02 Lender’s Fees & Costs $436.70 Total Arrearage $55,958.72 Trustee’s Expenses (Itemization) Trustee’s Fee $825.00 Total Costs $825.00 Total Amount Due: $56,783.72
IV.
The sum owing on the Obligation is: Principal Balance of $283,501.58, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 14, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/03/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/03/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/03/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Glenda Glad 4511 Rural Avenue Bellingham, WA 98226 David Glad 4511 Rural Avenue Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 05/13/14, proof of which is in the possession of the Trustee; and on 05/13/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.13689) 1002.268590-File No.
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
File No.: 7724.20030 Grantors: Northwest Trustee Services, Inc. Peoples Bank Grantee: Heritage Building Company, LLC, a Washington limited liability company Ref to DOT Auditor File No.: 2120100055 Original NTS Auditor File No. 2141202028 Tax Parcel ID No.: 380308 498057 0005 PID#56311 Abbreviated Legal: Unit 105, Baker Business Center, Rec. 2080403453, Whatcom County Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On August 14, 2015, at 10:00 AM a.m. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Unit 105, of Baker Business Center, a commercial condominium, according to declaration thereof recorded under Whatcom County Recording No. 2080403453 and any amendments thereto; records of Whatcom County, Washington Commonly known as: 2435 Strider Lane #105 fka 4110 Strider Loop #105 Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 12/23/11 and recorded on 01/03/12, under Auditor’s File No. 2120100055, records of Whatcom County, Washington, from Heritage Building Company, LLC, as Grantor, to First American Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Peoples Bank, as Beneficiary, the beneficial interest in which was assigned by to , under an Assignment/Successive Assignments recorded under Auditor’s File No. . *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 07/07/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $16,189.81 Late Charges $809.51 Lender’s Fees & Costs $9,065.10 Total Arrearage $26,064.42 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $719.59 Statutory Mailings $280.00 Recording Costs $89.00 Postings $380.26 Sale Costs $809.68 Total Costs $2,978.53 Total Amount Due: $29,042.95
IV.
The sum owing on the Obligation is: Principal Balance of $170,359.00, together with interest as provided in the note or other instrument evidencing the Obligation from 05/25/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 14, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/03/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/03/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/03/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Heritage Building Company, LLC 4110 Strider Loop #105 Bellingham, WA 98226 Heritage Building Company, LLC 2435 Strider Lane #105 Bellingham, WA 98226 Heritage Building Company, LLC 3099 Edgewood Lane Bellingham, WA 98226-7449 Heritage Building Company, LLC 2000 Lakeside Avenue Bellingham, WA 98229 Heritage Building Company, LLC PO Box 29285 Bellingham, WA 98228 Corry Paine Morris aka Corry P. Morris 4110 Strider Loop #105 Bellingham, WA 98226 Corry Paine Morris aka Corry P. Morris 2435 Strider Lane #105 Bellingham, WA 98226 Corry Paine Morris aka Corry P. Morris 3099 Edgewood Lane Bellingham, WA 98226-7449 Corry Paine Morris aka Corry P. Morris 2000 Lakeside Avenue Bellingham, WA 98229 Corry Paine Morris aka Corry P. Morris PO Box 29285 Bellingham, WA 98228 Gretchen Kelly Morris aka Gretchen K. Morris 4110 Strider Loop #105 Bellingham, WA 98226 Gretchen Kelly Morris aka Gretchen K. Morris 2435 Strider Lane #105 Bellingham, WA 98226 Gretchen Kelly Morris aka Gretchen K. Morris 3099 Edgewood Lane Bellingham, WA 98226-7449 Gretchen Kelly Morris aka Gretchen K. Morris 2000 Lakeside Avenue Bellingham, WA 98229 Gretchen Kelly Morris aka Gretchen K. Morris PO Box 29285 Bellingham, WA 98228 Corry Paine Morris aka Corry P. Morris Guarantor 4110 Strider Loop #105 Bellingham, WA 98226 Corry Paine Morris aka Corry P. Morris Guarantor 2435 Strider Lane #105 Bellingham, WA 98226 Corry Paine Morris aka Corry P. Morris Guarantor 3099 Edgewood Lane Bellingham, WA 98226-7449 Corry Paine Morris aka Corry P. Morris Guarantor 2000 Lakeside Avenue Bellingham, WA 98229 Corry Paine Morris aka Corry P. Morris Guarantor PO Box 29285 Bellingham, WA 98228 Gretchen Kelly Morris aka Gretchen K. Morris Guarantor 4110 Strider Loop #105 Bellingham, WA 98226 Gretchen Kelly Morris aka Gretchen K. Morris Guarantor 2435 Strider Lane #105 Bellingham, WA 98226 Gretchen Kelly Morris aka Gretchen K. Morris Guarantor 3099 Edgewood Lane Bellingham, WA 98226-7449 Gretchen Kelly Morris aka Gretchen K. Morris Guarantor 2000 Lakeside Avenue Bellingham, WA 98229 Gretchen Kelly Morris aka Gretchen K. Morris Guarantor PO Box 29285 Bellingham, WA 98228 by both first class and certified mail, return receipt requested on 11/14/14, proof of which is in the possession of the Trustee; and on 11/15/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
XI.
Notice to Guarantor(s): (1) Guarantors may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust; (2) Guarantors have the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustees sale; (3) Guarantors will have no right to redeem the Property after the trustee’s sale; (4) Subject to such longer periods as are provided in the Washington deed of trust act, chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt; and (5) In any action for a deficiency, the guarantors will have the right to establish the fair value of the Property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7724.20030) 1002.281163-File No.
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
NOTICE OF TRUSTEE’S SALE
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 14th day of August, 2015, at the hour of 10:00 a.m. in the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to wit: PARCEL C: A TRACT OF LAND IN THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING AT THE QUARTER CORNER OF THE WEST LINE OF SECTION 8; THENCE EAST ALONG QUARTER LINE OF SAID SECTION 335.56 FEET TO THE NORTHWEST CORNER RAILWAY’S SANDPIT PROPERTY, SAID CORNER BEING 300 FEET SOUTHWESTERLY MEASURED AT RIGHT ANGLE FROM CENTERLINE OF GREAT NORTHERN RAILROAD COMPANY ORIGINAL MAIN TRACK, BEING POINT OF BEGINNING; THENCE SOUTHEASTERLY AT AN ANGLE 43°44’ RIGHT PARALLEL, 300 FEET DISTANCE FROM ORIGINAL CENTERLINE, 308.47 FEET TO A POINT OPPOSITE THE END OF THE TANGENT TRACT IN THE ORIGINAL MAIN TRACK; THENCE SOUTHEASTERLY PARALLEL TO THE ORIGINAL MAIN TRACK
CENTERLINE 03°33’30” CURVE TO THE RIGHT 21.53 FEET THROUGH 00°46’ ANGLE TO A POINT, MOST SOUTHWESTERLY CORNER OF GREAT NORTHERN RAILROAD SANDPIT PROPERTY; THENCE SOUTHEASTERLY AT ANGLE 16°31’ WITH TANGENT SAID CURVE AT SOUTHWEST CORNER 393.80 FEET ALONG SOUTHWESTERLY BOUNDARY SANDPIT PROPERTY TO INTERSECTION WITH SOUTHWESTERLY BOUNDARY PROPOSED 20 FEET ROADWAY; THENCE NORTHWESTERLY ALONG ROADWAY BOUNDARY ARC OF CURVE TO LEFT WITH RADIUS OF 2794.93 FEET FROM TANGENT TO ARC MARKING NORTHWESTERLY ANGLE 32°16’ WITH SAID SOUTHWEST QUARTER SANDPIT PROPERTY LINE TO INTERSECTION WITH EAST-WEST QUARTER LINE OF SECTION 8 AT POINT THEREIN, 637.20 FEET EAST OF WEST QUARTER CORNER MEASURED ALONG; THENCE WESTERLY ALONG QUARTER LINE 301.64 FEET TO POINT OF BEGINNING. ALSO, WEST HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER, EXCEPT TRACT SOLD FOR RAILROAD COMPANY RECORDED IN 62-D-276. EXCEPT GREAT NORTHERN RAILROAD RIGHT-OF-WAY, ALSO EXCEPT THE WEST 30 FEET CONVEYED TO STATE FOR MALLORY ROAD AS DESCRIBED IN AUDITOR’S FILE NO. 892010, ALSO EXCEPT PORTION FOR RAILROAD RIGHT-OF-WAY, AUDITOR’S FILE NO. 899797. ALSO EXCEPT TAX NO. 5.16 AS CONVEYED, AUDITOR’S FILE NO. 1030820; ALSO EXCEPT TRACT DESCRIBED AS FOLLOWS: TRACT IN THE NORTHWEST QUARTER OF SOUTHWEST QUARTER OF SECTION 8, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING AT SOUTHWEST CORNER THEREOF; THENCE EAST ALONG SAID LINE OF SAID NORTHWEST QUARTER, SOUTHWEST QUARTER, 300 FEET; THENCE NORTH AT RIGHT ANGLES 300 FEET, THENCE WEST AT RIGHT ANGLES 300 FEET; THENCE SOUTH 300 FEET TO THE POINT OF BEGINNING, EXCEPT WEST 30 FEET THEREOF, AND EXCEPT NORTH 213.65 FEET OF WEST 237.20 FEET OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION, TOWNSHIP AND RANGE. SITUATE IN WHATCOM COUNTY, WASHINGTON. Any terms used in this description that are not defined herein shall be defined as those are defined in the Deed of Trust. Commonly known as: 6668 Malloy Ave., Ferndale, WA 98248. This address is provided for reference purposes only and in no way limits or expands the property legally described above. The Property is subject to that certain Deed of Trust dated July 24, 2014, recorded July 25, 2014, under Auditor’s File No. 2140702405, records of Whatcom County, Washington, from Northshore Corporation, as Grantor, to Whatcom Land Title Co., Inc., as Original Trustee, to secure an obligation in favor of MPL Industries, LLC, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows: Currently Due to Payoff on May 5, 2015 Failure to pay when due the following amounts which are now in arrears: ARREARAGES (a) Unpaid principal balance due and payable January 26, 2015 (maturity date): $480,000.00 (b) Interest through January 26, 2015 at Note Rate: $29,352.66 (c) Interest from January 27, 2015 to May 5, 2015 at Default Rate: $22,133.43 (d) Loan Fee: $28,800.00 (e) Late Fee: $24,000.00 Total arrearages: $584286.09 COSTS AND FEES (a) Attorney’s Fees: $1,000.00 (b) Trustee’s Fees: $2,500.00 (c) Title Report: $1,067.43 (d) Recording Fees: $276.00 (e) Serving/Posting of Notices: $330.00 (f) Postage/Copying Expense: $277.74 Total costs and fees: $5,451.17 TOTAL COSTS AND ARREARAGES AS OF MAY 5, 2015: $589,737.26
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $480,000.00 together with interest as provided in the Note or other instrument secured from the 24th day of July, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. Of course, as time passes, additional interest, foreclosure fees, costs, lender advances and other charges specified in the loan documents may become due and payable. Because the payoff amount will change over time, because some of the charges can only be estimated at this time, and because the amount necessary to pay off the entire indebtedness may include presently unknown expenditures required to preserve the property or to comply with state or local law, it will be necessary for you to contact the Trustee before the time you tender the payoff amount so that you may be advised of the exact amount you will be required to pay.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 14th day of August, 2015. The defaults referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured before the sale to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before the sale, the defaults as set forth in paragraph III, together with accruing interest, advances, costs and fees thereafter due, are cured and the trustee’s fees and costs are paid. The sale may be terminated any time before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Northshore Corporation 900 Dupont Street Bellingham, WA 98225; Northshore Corporation 2045 Brown Road Ferndale, WA 98248; Northshore Corporation c/o Dave Force 812 Poplar Drive Bellingham, WA 98226; Northshore Corporation 1315 King Street Bellingham, WA 98225; Dave Force 812 Poplar Drive Bellingham, WA 98226 by both first class and certified mail on the 13th day of March, 2015, and at the following address(es): Northshore Corporation 1315 King Street, Ste. 3 Bellingham, WA 98225 by both first class and certified mail on the 17th day of March, 2015, proof of which is in the possession of the Trustee; and on the 17th day of March, 2015 the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
XI.
NOTICE TO GUARANTORS: NOTICE TO ALL PERSONS AND PARTIES WHO ARE GUARANTORS OF THE OBLIGATIONS SECURED BY THIS DEED OF TRUST: (1) the Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the trustee’s sale is less than the debt secured by the deed of trust; (2) the Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the grantor in order to avoid the trustee’s sale; (3) the Guarantor will have no right to redeem the property after the trustee’s sale; (4) subject to such longer periods as are provided in the Washington deed of trust act, Chapter 61.24 RCW, any action brought to enforce a guaranty must be commenced within one year after the trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt; (5) in any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the trustee’s sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs.
This is an attempt to collect a debt and any information obtained will be used for that purpose.
DATED this 6th day of May, 2015.
BD Services Corporation, Trustee
/s/ Sallye Quinn
By Sallye Quinn, Secretary
300 North Commercial
Post Office Box 5008
Bellingham, Washington 98227
Tel. (360) 733-0212
Fax (360) 738-2341
E-mail: [email protected]
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
File No.: 7037.106521 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Walter F. Vickers and Janice R. Vickers, husband and wife Ref to DOT Auditor File No.: 2061201699 Tax Parcel ID No.: 400522-408078-0000/143321 Abbreviated Legal: LT 43, PARADISE LAKES COUNTRY CLUB DIV 3 VOL 9 PGS 156 & 157, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 14, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 43, Plat of Paradise Lakes Country Club, Division No. 3, according to the Plat thereof, recorded in Volume 9 of Plats, Pages 156 and 157, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 6394 Overland Trail Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 12/04/06, recorded on 12/12/06, under Auditor’s File No. 2061201699, records of WHATCOM County, Washington, from Walter F. Vickers, Janice R. Vickers, husband and wife, as Grantor, to Washington Administrative Services, Inc., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Suntrust Mortgage, Inc., its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141200458. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/07/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $7,200.84 Late Charges $0.00 Lender’s Fees & Costs $197.05 Total Arrearage $7,397.89 Trustee’s Expenses (Itemization) Trustee’s Fee $1,012.50 Title Report $635.10 Statutory Mailings $22.92 Recording Costs $14.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,764.52 Total Amount Due: $9,162.41 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $113,906.14, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 14, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/03/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/03/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/03/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Walter F. Vickers 6394 Overland Trail Maple Falls, WA 98266 Janice R. Vickers 6394 Overland Trail Maple Falls, WA 98266 Walter F. Vickers 6394 Ovrland Trail Maple Falls, WA 98266 Janice R. Vickers 6394 Ovrland Trail Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 02/23/15, proof of which is in the possession of the Trustee; and on 02/23/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7037.106521) 1002.278292-File No.
Published by Ferndale Record
July 15 and August 5, 2015.

LEGAL
File No.: 7283.27539 Grantors: Northwest Trustee Services, Inc. PHH Mortgage Corporation Grantee: Donald E. Wallace, an unmarried man Ref to DOT Auditor File No.: 2111203077, Modified on 04/22/2014 under Recording No. 2140401789, and Modified on 09/04/2014 as Recording No. 2140900306 Tax Parcel ID No.: 380322 084437 0000/PID# 68456 Abbreviated Legal: LOT 28, BRENTWOOD, DIV. 4, PHASE 2, REC. 2021200254, WHATCOM COUNTY Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 14, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 28, Brentwood, Division 4, Phase 2, according to the Plat thereof, recorded December 2, 2002, under Auditor’s File No. 2021200254, records of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 4042 Springland Court Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 12/22/11, recorded on 12/28/11, under Auditor’s File No. 2111203077, Modified on 04/22/2014 under Recording No. 2140401789, and Modified on 09/04/2014 as Recording No. 2140900306, records of WHATCOM County, Washington, from Donald E Wallace, an unmarried man, as Grantor, to First American Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Keybank National Association, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for KeyBank National Association to PHH Mortgage Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130704277. The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/09/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $27,158.04 Late Charges $912.30 Lender’s Fees & Costs $0.00 Total Arrearage $28,070.34 Trustee’s Expenses (Itemization) Trustee’s Fee $1,125.00 Title Report $954.39 Statutory Mailings $16.83 Recording Costs $28.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,204.22 Total Amount Due: $30,274.56
IV.
The sum owing on the Obligation is: Principal Balance of $297,463.07, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 14, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/03/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/03/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/03/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Donald E. Wallace 4042 Springland Court Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Donald E. Wallace 4042 Springland Court Bellingham, WA 98226 Donald E. Wallace c/o Andrew D. Peach, Attorney at Law 103 East Holly, Suite 515 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 02/18/15, proof of which is in the possession of the Trustee; and on 02/19/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7283.27539) 1002.278164-File No.
Published by Ferndale Record
July 15 and August 5, 2015.

Legals – July 15, 2015

■ CITY OF FERNDALE

■ PUBLIC NOTICE

■ NOTICE TO CREDITORS

■ TRUSTEE’S SALE

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