NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-17-801735-SH
APN No.: 143682 / 4005273262260000
Title Order No.: 8723312
Deed of Trust Grantor(s): NANCY M MACDONALD
Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS NOMINEE FOR COUNTRYWIDE BANK, FSB Deed of Trust Instrument/Reference No.: 2081200888
I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 7/20/2018, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 11, PARADISE LAKES DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 128 AND 129, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7868 CHATEAU RD, MAPLE FALLS, WA 98266 which is subject to that certain Deed of Trust dated 10/22/2008, recorded 12/9/2008, under Instrument No. 2081200888 records of WHATCOM County, Washington, from NANCY M MACDONALD WIDOW, as grantor(s), to LANDSAFE TITLE OF WASHINGTON, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS NOMINEE FOR COUNTRYWIDE BANK, FSB, as original beneficiary, the beneficial interest in which was subsequently assigned to Lakeview Loan Servicing, LLC, the Beneficiary, under an assignment recorded under Auditors File Number 2131003405
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $8,877.58.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $91,187.21, together with interest as provided in the Note from 7/1/2017 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/20/2018. The defaults referred to in Paragraph III must be cured by 7/9/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/9/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/9/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 1/31/2018.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 3/8/2018 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241 Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com
Trustee Sale Number : WA-17-801735-SH IDSPub #0138155 6/20/2018 7/11/2018
Published June 20 and July 11, 2018.
TS No WA08000351-17-1-FT
APN 400634 498241 0000
TO No 170334675
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that on July 20, 2018, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 13, PLAT OF GLACIER GREENE, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 13 OF PLATS, PAGE 66. RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 400634 498241 0000 More commonly known as 8866 MT BAKER HIGHWAY, DEMING, WA 98244 which is subject to that certain Deed of Trust dated as of September 16, 2005, executed by SCOTT N. ERBES AS HIS SOLE AND SEPARATE PROPERTY, SCOTT N ERBES, UNKNOWN SPOUSE OF SCOTT N. ERBES as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for HOME FUNDS DIRECT, Beneficiary of the security instrument, its successors and assigns, recorded September 23, 2005 as Instrument No. 2050904705 and the beneficial interest was assigned to Deutsche Bank National Trust Company as Indenture Trustee on behalf of the Holders of the Accredited Mortgage Loan Trust 2005-4 Asset-Backed Notes and recorded September 8, 2010 as Instrument Number 2100900729 of official records in the Office of the Recorder of Whatcom County, Washington.
II. No action commenced by Deutsche Bank National Trust Company as Indenture Trustee on behalf of the Holders of the Accredited Mortgage Loan Trust 2005-4 Asset-Backed Notes, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Deutsche Bank National Trust Company as Indenture Trustee on behalf of the Holders of the Accredited Mortgage Loan Trust 2005-4 Asset-Backed Notes Contact Phone No: (888) 349-8955 Address: 3217 S. Decker Lake Dr., Salt Lake City, UT 84119
III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS:
DELINQUENT PAYMENT INFORMATION From July 1, 2016 To March 8, 2018
Number of Payments 6 $991.21
14 $987.92
1 $991.21
Total $20,769.35
LATE CHARGE INFORMATION July 1, 2016 March 8, 2018 $0.00 PROMISSORY NOTE INFORMATION Note Dated: September 16, 2005
Note Amount: $150,000.00
Interest Paid To: June 1, 2016
Next Due Date: July 1, 2016
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $145,009.76, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 20, 2018. The defaults referred to in Paragraph III must be cured by July 9, 2018, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 9, 2018 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 9, 2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI. A written Notice of Default was transmitted by the current Beneficiary, Deutsche Bank National Trust Company as Indenture Trustee on behalf of the Holders of the Accredited Mortgage Loan Trust 2005-4 Asset-Backed Notes or Trustee to the Borrower and Grantor at the following address(es):
SCOTT N ERBES
8866 MT BAKER HIGHWAY,
DEMING, WA 98244
SCOTT N ERBES
PO BOX 1182,
MAPLE FLS, WA 98266
SCOTT N ERBES
8866 MT BAKER HIGHWAY,
GLACIER, WA 98244
UNKNOWN SPOUSE OF SCOTT N. ERBES
8866 MT BAKER HIGHWAY,
DEMING, WA 98244
UNKNOWN SPOUSE OF SCOTT N. ERBES
PO BOX 1182,
MAPLE FLS, WA 98266
UNKNOWN SPOUSE OF SCOTT N. ERBES
8866 MT BAKER HIGHWAY,
GLACIER, WA 98244
by both first class and certified mail on September 15, 2017, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place September 15, 2017 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (877) 894-4663 or (800) 606-4819
Website: www.wshfc.org
The United States Department of Housing and Urban Development:
Telephone: (800) 569-4287
Website: www.hud.gov
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: (800) 606-4819
Website: www.homeownership.wa.gov
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060;
Dated: March 9, 2018
MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps
500 Union Street, Suite 620
Seattle, WA 98101
Toll Free Number: (844) 367-8456
TDD: (800) 833-6388
For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766ISL Number 38165, Pub Dates: 06/20/2018, 07/11/2018, FERNDALE RECORD
Published June 20 and July 11, 2018.
NOTICE TO CREDITORS
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In re the Matter and Estate of: MELANIE STARR BUECHEL, Deceased.
Whatcom County Superior Court Cause No. 18-4-00318-37
NONPROBATE NOTICE TO CREDITORS
RCW 11.42.030
The notice agent named below has elected to give notice to creditors of the above-named Decedent. As of the date of the filing of a copy of this notice with the court, the notice agent has no knowledge of any other person acting as notice agent or of the appointment of a personal representative of the Decedent’s estate in the state of Washington. According to the records of the court as are available on the date of the filing of this notice with the court, a cause number regarding the Decedent has not been issued to any other notice agent and a personal representative of the Decedent’s estate has not been appointed. Any person having a claim against the Decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.42.070 by serving on or mailing to the notice agent or the notice agent’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the notice agent’s declaration and oath were filed. The claim must be presented within the later of: (1) Thirty days after the notice agent served or mailed the notice to the creditor as provided under RCW 11.42.020(2)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.42.050 and 11.42.060. This bar is effective as to claims against both the Decedent’s probate and nonprobate assets.
Date of First Publication: June 27, 2018
Published: June 27, July 3, and July 11, 2018
Dated Notice filed: June 21, 2018
Notice Agent: Joshua S. Buechel
Attorney for the Notice Agent: Roger L. Ellingson
Address for Mailing or Service: P.O. Box 1258,
Blaine, WA 98231
(360) 332-7000;
Fax: (360) 332-6677
Published June 27 and July 3, 11, 2018
