■ CITY OF FERNDALE
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, July 15, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF PUBLIC HEARING: July 1, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: City-wide
PROJECT DESCRIPTION: The City of Ferndale proposes to modify Ferndale Municipal Code Chapter 18.66 (Regulations for the Siting of Wireless Communications Facilities). Changes to the wireless chapter will incorporate new Federal Regulations related to the permitting process for required upgrades, collocations and maintenance of existing wireless facilities (cell phone towers).
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale of an amendment to the Ferndale Municipal Code.
PUBLIC COMMENT PERIOD: July 2, 2015 – July 16th, 2015
CONTACT: Haylie Miller
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record
July 1, 2015.
■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00055-0
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIFF OF WHATCOM COUNTY, WASHINGTON
On February 23, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank N.A. (formerly known as Onewest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs of Donna E. Avtonomoff; Estate of Donna E. Avtonomoff; Bradley Avtonomoff; Jed Avtonomoff; United States of America; State of Washington; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendant”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 5660 Nakat Way, Blaine, WA 98230 for the total sum of $341,367.45 with interest thereon at the rate of 12% per annum beginning on until satisfied. The Property situated in WHATCOM County, State of Washington, is legally described as:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
THEREFORE, pursuant to RCW 61.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interests and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn the foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable David M. Thorn, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 13th day of May, 2015.
THE SALE DATE has been set for Friday, July 24, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record June 10, 17, 24 and July 1, 8 and 15, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00055-0
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS OF DONNA E. AVTONOMOFF; ESTATE OF DONNA E. AVTONOMOFF; BRADLEY AVTONOMOFF; JED AVTONOMOFF; UNITED STATES OF AMERICA; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 5660 Nakat Way, Blaine, WA
FULL LEGAL DESCRIPTION:
LOT 21, BIRCH BAY VILLAGE DIV 10A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGE 57, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN THE COUNTY OF WHATCOM, STATE OF WASHINGTON.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 405126 058431 0000
The sale of the above-described property is to take place:
DATE: Friday, July 24, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $341,367.45
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO Legal, P.S.
Synova M. L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.458.2121
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record June 24 and July 1, 8 and 15, 2015.
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold a public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearing Examiner meeting will be held beginning at 7:00 p.m. on Thursday, July 16, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the City Council. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF PUBLIC HEARING:
July 1, 2015
APPLICANT: Ramon Llanos, LDES
PROJECT LOCATION: The project is located on the northeast corner of the Church Road and Main Street Intersection, in the 5700 Block, in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to construct a phased project consisting of 53-single family residential units on an 18.29-acre parcel. The project includes 53 lots averaging 8,000 square feet or less, wetland tracts, and dedication of land for a City park, and the associated roads and infrastructure necessary to service the development. Access to the site proposed will be taken off Church Road. A second access (only to be used for Emergency services) will be located at the south property line off Main Street.
Proposed fill and grade activities proposed for the subdivision are as follows:
Approximate cut – 14,000 cubic yards
Approximate fill – 17,000 cubic yards
Approximate import of fill – 8,000 cubic yards (this amount includes frontage and right-of-way improvements)
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale Hearing Examiner of a preliminary plat application.
PUBLIC COMMENT PERIOD: July 1 – July 16, 2015
CONTACT: Haylie Miller
P.O. Box 936, Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record
July 1, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7777.19450 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A. as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-2 Grantee: Alvin B. White, as his separate estate Ref to DOT Auditor File No.: 2051002037 Tax Parcel ID No.: 159248/410435-100213-0000 Abbreviated Legal: Tract B Candlewood LLA Rec# 1980800546, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 10, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Tract B, Candlewood Lot Line Adjustment, according to the Map thereof, recorded August 5, 1998, under Auditor’s File No. 1980800546, in the Auditor’s Office of Whatcom County, Washington. Commonly known as: 502 2nd Street Units B1, B2, B3, B4 aka 540 2nd Street Units B5, B6, B7, B8 Sumas, WA 98295 which is subject to that certain Deed of Trust dated 10/04/05, recorded on 10/12/05, under Auditor’s File No. 2051002037, records of WHATCOM County, Washington, from Alvin B. White, a single man, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Apreva Financial Corp., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Apreva Financial Corporation to The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A. as Trustee for Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust, Mortgage Pass-Through Certificates, Series 2006-2, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131002202. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 02/27/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $144,598.09 Late Charges $3,256.70 Lender’s Fees & Costs $2,138.14 Total Arrearage $149,992.93 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Total Costs $1,050.00 Total Amount Due: $151,042.93 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $260,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 10, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 06/29/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 06/29/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 06/29/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B1 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B1 Sumas, WA 98295 Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B2 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B2 Sumas, WA 98295 Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B3 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B3 Sumas, WA 98295 Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B4 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 502 2nd Street Unit B4 Sumas, WA 98295 Michael Soderstrom 502 2nd Street Unit B1 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 502 2nd Street Unit B1 Sumas, WA 98295 Michael Soderstrom 502 2nd Street Unit B2 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 502 2nd Street Unit B2 Sumas, WA 98295 Michael Soderstrom 502 2nd Street Unit B3 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 502 2nd Street Unit B3 Sumas, WA 98295 Michael Soderstrom 502 2nd Street Unit B4 Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 502 2nd Street Unit B4 Sumas, WA 98295 White Buffalo Holding Company 2, LLC 502 2nd Street Unit B1 Sumas, WA 98295 White Buffalo Holding Company 2, LLC 502 2nd Street Unit B2 Sumas, WA 98295 White Buffalo Holding Company 2, LLC 502 2nd Street Unit B3 Sumas, WA 98295 White Buffalo Holding Company 2, LLC 502 2nd Street Unit B4 Sumas, WA 98295 White Buffalo Holding Company 2, LLC PO Box 144 Southworth, WA 98386 Michael Soderstrom 540 2nd Street Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 540 2nd Street Sumas, WA 98295 Alvin B. White aka Alvin Bradford White 540 2nd Street Sumas, WA 98295 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 540 2nd Street Sumas, WA 98295 Unknown Spouse and/or Domestic Partner Alvin B. White aka Alvin Bradford White PO Box 144 Southworth, WA 98386 Alvin B. White aka Alvin Bradford White of Alvin B. White aka Alvin Bradford White PO Box 144 Southworth, WA 98386 36256 S Cypress Drive Tucson, AZ 85739 Unknown Spouse and/or Domestic Partner of Alvin B. White aka Alvin Bradford White 36256 S Cypress Drive Tucson, AZ 85739 The Bradford Real Estate Company 2, LLC 36256 South Cypress Drive Tucson, AZ 85739 The Bradford Real Estate Company 2, LLC 502 2nd Street Unit B1 Sumas, WA 98295 The Bradford Real Estate Company 2, LLC 502 2nd Street Unit B2 Sumas, WA 98295 The Bradford Real Estate Company 2, LLC 502 2nd Street Unit B3 Sumas, WA 98295 The Bradford Real Estate Company 2, LLC 502 2nd Street Unit B4 Sumas, WA 98295 White Buffalo Holding Company 2, LLC 540 2nd Street Sumas, WA 98295 Michael Soderstrom 36256 South Cypress Drive Tuson, AZ 85739 Unknown Spouse and/or Domestic Partner of Michael Soderstrom 36256 South Cypress Drive Tuson, AZ 85739 by both first class and certified mail, return receipt requested on 11/27/13, proof of which is in the possession of the Trustee; and on 11/27/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7777.19450) 1002.260832-File No.
Published by Ferndale Record June 10 and July 1, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 3/3/2015 12:48:16 PM Page Count: 5 IDS Automation: D eliver signed document(s) to Scan Clerk TS No.: WA-14-619830-TC APN No.: 405311 150538 0000 Title Order No.: 140080504-WA-MSI Deed of Trust Grantor(s): PATRICIA WRIGHT, GORDON T WRIGHT Deed of Trust Grantee(s): INTERWEST BANK, A WASHINGTON CORPORATION Deed of Trust Instrument/Reference No.: 1991201199
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 7/10/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 10, BLOCK 1, PLAT OF SOUTH PARK, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 8 OF PLATS, PAGE 43, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 619 EVERGREEN LANE, POINT ROBERTS, WA 98281 which is subject to that certain Deed of Trust dated 12/7/1999, recorded 12/10/1999, under 1991201199 records of WHATCOM County, Washington , from GORDON T WRIGHT A SINGLE PERSON AND PATRICIA WRIGHT, A MARRIED PERSON , as Grantor(s), to WHATCOM LAND TITLE COMPANY , as Trustee, to secure an obligation in favor of INTERWEST BANK, A WASHINGTON CORPORATION , as Beneficiary, the beneficial interest in which was assigned by INTERWEST BANK, A WASHINGTON CORPORATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $9,165.67
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $25,120.61 , together with interest as provided in the Note from the 7/1/2013 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/10/2015 . The defaults referred to in Paragraph III must be cured by 6/29/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/29/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/29/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME GORDON T WRIGHT A SINGLE PERSON AND PATRICIA WRIGHT, A MARRIED PERSON ADDRESS 619 EVERGREEN LANE, POINT ROBERTS, WA 98281 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 1/27/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/3/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: Or Login to: http://wa.qualityloan.com TS No.: WA-14-619830-TC IDSPub #0078378 6/10/2015 7/1/2015
Published by Ferndale Record June 10 and July 1, 2015.
LEGAL
File No.: 7886.25791 Grantors: Northwest Trustee Services, Inc. PNC Bank, National Association Grantee: Robert W. Dean and Patricia Dean, also appearing of record as Patricia A. Dean, husband and wife Ref to DOT Auditor File No.: 2110902988 Tax Parcel ID No.: 415335-037080-0000 Abbreviated Legal: LT 30, BURNS ADD TO DELTA VIEW, MAP NO. 4, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 31, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 30, Plat of Burns Addition to Delta View, according to the plat thereof, recorded in Volume 9 of Plats, Page 97, records of Whatcom County, Washington. Situate in the Whatcom County, Washington. Commonly known as: 142 Burns Way Point Roberts, WA 98281-9617 which is subject to that certain Deed of Trust dated 09/28/11, recorded on 09/30/11, under Auditor’s File No. 2110902988, records of Whatcom County, Washington, from Robert W. Dean and Patricia Dean, Husband and Wife, as Grantor, to Whatcom Land Title Company, Inc., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for PrimeLending, a PlainsCapital Company, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for PrimeLending, a PlainsCapital Company, its successors and assigns to PNC Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140801350. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/26/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $18,383.86 Late Charges $780.65 Total Arrearage $19,164.51 Trustee’s Expenses (Itemization) Trustee’s Fee $1,125.00 Title Report $711.75 Statutory Mailings $61.84 Recording Costs $14.00 Postings $80.00 Total Costs $1,992.59 Total Amount Due: $21,157.10 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $146,756.11, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Robert W. Dean 142 Burns Way Point Roberts, WA 98281-9617 Robert W. Dean 11 Orchard Street Everett, MA 02149 Robert W. Dean P.O. Box 883 Liverpool, NS B0T 1K0 CANADA Patricia A. Dean aka Patricia Dean 142 Burns Way Point Roberts, WA 98281-9617 Patricia A. Dean aka Patricia Dean 11 Orchard Street Everett, MA 02149 Patricia A. Dean aka Patricia Dean P.O. Box 883 Liverpool, NS B0T 1K0 CANADA by both first class and certified mail, return receipt requested on 02/18/15, proof of which is in the possession of the Trustee; and on 02/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7886.25791) 1002.278131-File No.
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 3/30/2015 9:28:21 AM Page Count: 5 IDS Automation: D eliver signed document(s) to Scan Clerk TS No.: WA-14-653081-SW APN No.: 3704292843990000 Title Order No.: 140934390-WA-MSI Deed of Trust Grantor(s): DARLA K DIXSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR BANK OF THE PACIFIC Deed of Trust Instrument/Reference No.: 2130202049
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 7/31/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 4, BLOCK 6, PLAT OF GLENHAVEN LAKES DIVISION NO. 10, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 9 OF PLATS, PAGE(S) 77-78, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 786 SUMERSET WAY, SEDRO WOOLLEY, WA 98284 which is subject to that certain Deed of Trust dated 2/6/2013, recorded 2/15/2013, under 2130202049 records of WHATCOM County, Washington , from DARLA K DIXSON, A SINGLE WOMAN AS HER SOLE AND SEPARATE PROPERTY , as Grantor(s), to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR BANK OF THE PACIFIC , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR BANK OF THE PACIFIC (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $16,804.78
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $145,712.69 , together with interest as provided in the Note from the 2/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/31/2015 . The defaults referred to in Paragraph III must be cured by 7/20/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/20/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/20/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DARLA K DIXSON, A SINGLE WOMAN AS HER SOLE AND SEPARATE PROPERTY ADDRESS 786 SUMERSET WAY, SEDRO WOOLLEY, WA 98284 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 2/13/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/31/2015 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-653081-SW IDSPub #0079692 7/1/2015 7/22/2015
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
File No.: 7372.22713 Grantors: Northwest Trustee Services, Inc. Bayview Loan Servicing, LLC Grantee: Melissa Eleanor Gwinner, as her separate estate Ref to DOT Auditor File No.: 1980902015 Tax Parcel ID No.: 380324-510423-0000/70036 Abbreviated Legal: PTN NE 1/4 24-38N-3E, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 31, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A tract of land in a portion of the Northeast Quarter of Section 24, Township 38 North, Range 3 East of W.M., Whatcom County, Washington, described as follows: Beginning at the Northeast corner of said Section 24; thence South 0 degree 00’37” East 658.94 feet to the Northeast corner of the South half of the Northeast Quarter of the Northeast Quarter; thence North 89 degrees 52’34” West 407.00 feet along the North line of said South half of the Northeast Quarter of the Northeast Quarter; thence South 00 degree 00’37” East 657.03 feet to the South line of said Northeast Quarter of the Northeast Quarter; thence South 89 degrees 36’33” East 407.00 feet along said South line to the East line of said South to the East line of said Section 24; thence North 00 degree 00’37” West 658.93 feet along the East line, to the Point of Beginning. Except the South 209 feet thereof; and except the North 225 feet thereof; except County Road No. 60 (Agate Bay Lane) thereof. Situate in the County of Whatcom, State of Washington. Commonly known as: 3631 Agate Bay Lane Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 09/14/98, recorded on 09/16/98, under Auditor’s File No. 1980902015, records of WHATCOM County, Washington, from Melissa Eleanor Gwinner, unmarried individual(s), as Grantor, to First American Title Ins Co – Whatcom Co, a California corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association to Bayview Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140500418. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/24/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $41,418.55 Late Charges $1,007.75 Lender’s Fees & Costs $9,025.88 Total Arrearage $51,452.18 Trustee’s Expenses (Itemization) Trustee’s Fee $1,080.00 Title Report $733.65 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,930.09 Total Amount Due: $53,382.27 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $159,325.98, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Melissa Eleanor Gwinner 3631 Agate Bay Lane Bellingham, WA 98226 Melissa Eleanor Gwinner 3117 Cocos Road Tampa, FL 33618 Unknown Spouse and/or Domestic Partner of Melissa Eleanor Gwinner 3631 Agate Bay Lane Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Melissa Eleanor Gwinner 3117 Cocos Road Tampa, FL 33618 by both first class and certified mail, return receipt requested on 06/30/14, proof of which is in the possession of the Trustee; and on 06/30/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7372.22713) 1002.270328-File No.
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
File No.: 7037.106492 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Loyd T. Kepferle, as his separate estate Ref to DOT Auditor File No.: 2041003822 Tax Parcel ID No.: 55887/380308-038307-0000 Abbreviated Legal: LT 36 BLK 2, KING MOUNTAIN TERRACE FIRST ADD VOL 8 PG 47, WHATCOM CO WA CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On July 31, 2015, at 9:00 AM Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 36, Block 2, Plat of the first Addition to King Mountain Terrace, according to the Plat thereof, recorded in Volume 8 of Plats, Page 47, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4304 Frances Avenue Unit A-B Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/15/04, recorded on 10/22/04, under Auditor’s File No. 2041003822, records of WHATCOM County, Washington, from Loyd T Kepferle, an unmarried individual as a separate estate, as Grantor, to Whatcom Land Title, a Washington corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, a Washington corporation, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance Corporation, as Receiver of Washington Mutual Bank to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130200483. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 05/01/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount Monthly Payments $7,907.10 Lender’s Fees & Costs ($28.00) Total Arrearage $7,879.10 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Statutory Mailings $142.32 Recording Costs $138.00 Postings $160.00 Total Costs $1,115.32 Total Amount Due: $8,994.42 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $180,651.57, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Loyd T Kepferle 4304 Frances Avenue Bellingham, WA 98226 Loyd T Kepferle 1852 Seacrest Drive Lummi Island, WA 98262-8624 Unknown Spouse and or Domestic Partner of Loyd T Kepferle 4304 Frances Avenue Bellingham, WA 98226 Unknown Spouse and or Domestic Partner of Loyd T Kepferle 1852 Seacrest Drive Lummi Island, WA 98262-8624 Loyd T Kepferle 374 Woodridge Drive Busy, TX 41723 Unknown Spouse and or Domestic Partner of Loyd T Kepferle 374 Woodridge Drive Busy, TX 41723 Loyd T Kepferle 4304 Frances Avenue Unit A Bellingham, WA 98226 Loyd T Kepferle 4304 Frances Avenue Unit B Bellingham, WA 98226 Unknown Spouse and or Domestic Partner of Loyd T Kepferle 4304 Frances Avenue Unit A Bellingham, WA 98226 Unknown Spouse and or Domestic Partner of Loyd T Kepferle 4304 Frances Avenue Unit B Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 03/18/15, proof of which is in the possession of the Trustee; and on 03/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.106492) 1002.278934-File No.
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 3/31/2015 10:35:09 AM Page Count: 5 IDS Automation: D eliver signed document(s) to Scan Clerk TS No.: WA-14-643296-SW APN No.: 3704080270780000 Title Order No.: 140311552-WA-MSI Deed of Trust Grantor(s): JOHN F LAPE, ROXANNE M RAINEY Deed of Trust Grantee(s): JPMORGAN CHASE BANK, N.A. Deed of Trust Instrument/Reference No.: 2120302587
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 7/31/2015 , at 10:00 AM At the main entrance to the Whatcom County Courthouse. 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 87, PLAT OF SUDDEN VALLEY, DIVISION NO. 27, ACCORIDNG TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGES 27 THROUGH 29, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 61 LOUISE VIEW DR, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 1/23/2012, recorded 3/23/2012, under 2120302587 records of WHATCOM County, Washington , from JOHN F. LAPE, A SINGLE MAN AND ROXANNE M. RAINEY, A SINGLE WOMAN , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY, A NEBRASKA CORPORATION , as Trustee, to secure an obligation in favor of JPMORGAN CHASE BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by JPMORGAN CHASE BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to JPMorgan Chase Bank, National Association .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $25,886.60
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $323,242.40 , together with interest as provided in the Note from the 5/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 7/31/2015 . The defaults referred to in Paragraph III must be cured by 7/20/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/20/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/20/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JOHN F. LAPE, A SINGLE MAN AND ROXANNE M. RAINEY, A SINGLE WOMAN ADDRESS 61 LOUISE VIEW DR, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 2/11/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/31/2015 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-730-2727 Or Login to: http://wa.qualityloan.com TS No.: WA-14-643296-SW IDSPub #0079680 7/1/2015 7/22/2015
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
File No.: 7023.112187 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Catherine Carrell, as her separate estate Ref to DOT Auditor File No.: 1971003520 and Re-Recorded 12/18/1997 under Auditor’s File No. 1971202557 Tax Parcel ID No.: 141560/400515-219022-0000 Abbreviated Legal: LT 48, BLK 10, PARADISE LAKES COUNTRY CLUB DIV NO 7 VOL 10 PG 60, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 31, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 48, Block 10, “Paradise Lakes Country Club, Division No. 7” according to the Plat thereof recorded in Volume 10 of Plats, Pages 60, 61 and 62, records of Whatcom County, Washington. Commonly known as: 8505 Golden Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 10/22/97, recorded on 10/29/97, under Auditor’s File No. 1971003520 and Re-Recorded 12/18/1997 under Auditor’s File No. 1971202557, records of WHATCOM County, Washington, from Tony L. Lewellen, as his separate estate, as Grantor, to Island Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Express, Inc., A Washington Corporation, as Beneficiary, the beneficial interest in which was assigned by Wells Fargo Bank, National Association successor by merger to Wes Holding Corporation successor by merger to Wachovia Equity Servicing, LLC successor in interest in Equity Servicing Corporation f/k/a Homeq Servicing Corporation to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120800059. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/23/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $28,703.37 Late Charges $75.39 Lender’s Fees & Costs $2,217.24 Total Arrearage $30,996.00 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $427.05 Statutory Mailings $246.84 Recording Costs $16.00 Postings $80.00 Total Costs $2,119.89 Total Amount Due: $33,115.89 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $46,589.32, together with interest as provided in the note or other instrument evidencing the Obligation from 06/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Tony Leo Lewellen aka Tony L. Lewellen 8505 Golden Valley Drive Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen PO Box 2358 Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 8505 Golden Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen PO Box 2358 Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 8505 Golden Valley Drive Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen PO Box 2358 Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 8505 Golden Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen PO Box 2358 Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 6127 Hawthorne Place Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 6127 Hawthorne Place Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 6127 Hawthorne Place Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 6127 Hawthorne Place Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 7761 Kendall Road Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 7761 Kendall Road Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 7761 Kendall Road Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 7761 Kendall Road Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 7769 Kendall Road Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 7769 Kendall Road Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 7769 Kendall Road Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 7769 Kendall Road Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 611 King Valley Drive Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 611 King Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 611 King Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 611 King Valley Drive Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 6207 Azure Way Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 6207 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 6207 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 6207 Azure Way Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 6215 Azure Way Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 6215 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 6215 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 6215 Azure Way Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 6243 Azure Way Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 6243 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 6243 Azure Way Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 6243 Azure Way Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen 2441 Blackbird Valley Lane Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen 2441 Blackbird Valley Lane Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen 2441 Blackbird Valley Lane Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen 2441 Blackbird Valley Lane Maple Falls, WA 98266 Tony Leo Lewellen aka Tony L. Lewellen PO Box 1405 Maple Falls, WA 98266 Catherine Carrell, aka Catherine Lewellen aka Cathy Lewellen PO Box 1405 Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Tony Leo Lewellen aka Tony L. Lewellen PO Box 1405 Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Catherine Carrell aka Catherine Lewellen aka Cathy Lewellen PO Box 1405 Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 02/17/15, proof of which is in the possession of the Trustee; and on 02/17/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.112187) 1002.278087-File No.
Published by Ferndale Record
July 1 and 22, 2015.
LEGAL
File No.: 7023.111772 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Deborah Lynn Rupke, as her separate estate Ref to DOT Auditor File No.: 2070902989 Tax Parcel ID No.: 96578/390224-424504-0000 Abbreviated Legal: Ptn NE 1/4 of NE 1/4 24-39N-2E, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 31, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: A Tract of Land situate in the Northeast quarter of the Northeast quarter of Section 24, Township 39 North, Range 2 East of W.M., more particularly described as follows: Beginning at a point on the West line of said quarter quarter Section, 400 feet South of the North line thereof; thence Easterly parallel to said North line, 225 feet to the true point of beginning; thence North parallel to the West line of said quarter quarter Section, 250 feet; thence Easterly parallel to the North line of said quarter quarter Section, 110 feet; thence South 250 feet; thence West 110 feet to the true point of beginning. Situate in Whatcom County, Washington. Parcel B: An Easement for ingress and egress over and across the South 30 feet of the North 430 feet of the Northeast quarter of the Northeast quarter of Section 24, Township 39 North, Range 2 East of W.M. Situate in Whatcom County, Washington. Commonly known as: 6071 Guide Meridian Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 09/17/07, recorded on 09/24/07, under Auditor’s File No. 2070902989, records of WHATCOM County, Washington, from Arnold G. Rupke and Deborah Lynn Rupke, husband and wife, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Bellwether Mortgage, LLC, as Beneficiary, the beneficial interest in which was assigned by Bellwether Mortgage, LLC to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2070902990. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/27/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,950.78 Late Charges $193.71 Lender’s Fees & Costs ($7.68) Total Arrearage $13,136.81 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $832.20 Statutory Mailings $22.44 Recording Costs $84.00 Postings $80.00 Sale Costs $63.00 Total Costs $2,431.64 Total Amount Due: $15,568.45 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $204,743.14, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 31, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/20/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/20/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/20/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs and Devisees of the Estate of Arnold G. Rupke aka Arnie G. Rupke 6071 Guide Meridian Bellingham, WA 98226 Deborah Lynn Rupke 6071 Guide Meridian Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Deborah Lynn Rupke 6071 Guide Meridian Bellingham, WA 98226 The Heirs and Devisees of the Estate of Selma S. Rupke 6071 Guide Meridian Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 02/20/15, proof of which is in the possession of the Trustee; and on 02/20/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.111772) 1002.278248-File No.
Published by Ferndale Record
July 1 and 22, 2015.