♦ CITY OF FERNDALE
LEGAL
City of Ferndale
Public Works Department
Small Works Roster and Vendor List
Notice is hereby given that the Ferndale Public Works Department is now accepting applications for its Small Works Roster and Vendor List for the year 2015. All interested parties should go to the City of Ferndale’s website for information and to download application forms at www.cityofferndale.org. If your firm is already on the roster and your information is current you need only to send written notice requesting to remain on the roster either by mail; attention Toni Segerman or email to [email protected] you have any questions please contact Toni Segerman in the Public Works Department by emailing your request, or by calling (360) 685-2370 during regular business hours.Published by Ferndale Record January 7, 2015.
LEGAL
City of Ferndale – PUBLIC NOTICE SOLICITATION OF PROFESSIONAL SERVICES ADVERTISEMENT
The City of Ferndale (pursuant to RCW 39.80) is soliciting statements of qualifications and performance data from engineering and/or architectural firms for providing general engineering and survey services for municipal applications for the 2015 calendar year.
Interested firms should go to the City’s website www.cityofferndale.org for information. If your firm is already on the roster and your information is current you need only to send written notice requesting to remain on the roster either by mail; attention Toni Segerman or email to [email protected].
The recipient, in accordance with Title VI of the Civil Rights Act of 1964, 78 Stat. 525, 42 U.S.C. 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office of the Secretary Part 21, Nondiscrimination in Federally-assisted programs of the Department of Transportation issued pursuant to such Act, hereby notifies all bidders that it will affirmatively ensure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises as defined at 49 CFR Part 26 will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, or sex in consideration for an award.
If you have any questions please contact Toni Segerman in the Public Works Department by emailing your request, or by calling (360) 685-2370 during regular business hours.
Published by Ferndale Record January 7, 2015.
♦ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00791-1
ORDER OF SALE ON REAL PROPERTY
UNIT OWNERS ASSOCIATION OF LINCOLN CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs.
JAMES L. SARROS and JANE DOE SARROS, husband and wife, and the marital community thereof; THE HEIRS AT LAW OF JAMES L. SARROS, Deceased; WELLS FARGO BANK, N.A., its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceedings,
Defendant(s).
TO: James and Jane Doe Sarros, The Heirs at Law of James L. Sarros, Deceased, Judgment Debtor(s),
The State of Washington, to: The Sheriff of Whatcom County, Washington.
WHEREAS, on October 2, 2014, Plaintiff obtained judgment form this Court authorizing Plaintiff to foreclose its lien against defendants, James L. Sarros and Jane Doe Sarros, husband and wife, and the marital community thereof; and The Heirs at Law of James L. Sarros, deceased, and for judgment against said Defendants in the principal amount of $4,196.00, prejudgment interest of $426.12 and for costs and attorney’s fees totaling $4,104.12. The judgment accrues interes ton the principal and prejudgment interest, costs and attorney’s fees at the rate of 12% per annum; and
WHEREAS, the judgment is a foreclosure against said Defendants of a lien on improved real property located at 910 Gladstone Street, Unit 108, Bellingham, Whatcom County, Washington, described as follows:
Unit 205, Lincoln Creek Condominium, according to the Declaration recorded under Auditor’s File #2050805323, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
APN: 380329-040088-0016
PID:73037
AND WHEREAS, the redemption period is one year from the date of sale;
AND WHEREAS, on October 2, 2014, the Court ordered that the above described property be sold and the proceeds applied to payment of the judgment, attorney’s fees and costs, with interest to the date of sale, now, therefore,
IN THE NAME OF THE STATE OF WASHINGTON you are commanded to proceed to seize and sell said property forthwith, according to law and to make return on this Order within sixty (60) days to the Clerk who issued it. This writ may be extended for an additional thirty (30) days for the purpose of sale only.
WITNESS, the Honorable Karen A. Lerner, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 1st day of December, 2014.
THE SALE DATE has been set for Friday, February 6, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record December 24 and 31, 2014 and January 7, 14, 21, and 28, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00791-1
UNIT OWNERS ASSOCIATION OF LINCOLN CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs
JAMES L. SARROS and JANE DOE SARROS, husband and wife, and the marital community thereof; THE HEIRS AT LAW OF JAMES L. SARROS, Deceased; WELLS FARGO BANK, N.A., its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: JAMES AND JANE DOE SARROS, THE HEIRS AT LAW OF JAMES L. SARROS, Deceased, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 910 Gladstone Street #205, Bellingham, WA
FULL LEGAL DESCRIPTION:
Unit 205, Lincoln Creek Condominium, according to the Declaration recorded under Auditor’s File #2050805323, and any amendments thereto, records of Whatcom County, Washington.
TAX PARCEL NO. 380329 040088 0016
The sale of the above-described property is to take place:
DATE: Friday, February 6, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $8,726.24
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Law Offices of Gregory E. Thulin, PS
2200 Rimland Drive, Ste 115
Bellingham, WA 98226
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record January 7, 14, 21 and 28, 2015.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Tony Freeland, Freeland & Associates
DATE OF APPLICATION: December 30, 2014
PROJECT LOCATION: The proposed multifamily development consists of two Phases. Phase One is located south of Washington Street, parcel number 390220078054, addressed as 2041, 2039, and 2043 Washington Street. Phase Two (located adjacent, to the south) of Phase One is located on the northwest side of Vista Drive, parcel number 390220065032, addressed as 5722 Vista Drive. Both Phases are zoned as Urban Residential in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to construct three multifamily apartment complexes totaling 26 units. The project is proposed to be constructed in two Phases. Phase One will consist of constructing two 8-unit buildings on a partially developed, 0.99-acre site, addressed as 2041 Washington Street.
Phase Two consists of constructing a 9-unit apartment building on a partially developed, 0.37-acre site, addressed as 5722 Vista Drive.
Fill and grading construction activities exceed the threshold of 1,000-cubic yards, requiring a SEPA checklist application.
REQUESTED ACTION(S):
The applicant requests a SEPA Threshold Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: January 7 – 21, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
3. Building Permits, City of Ferndale
4. Washington State Department of Ecology (DOE) Construction Stormwater General Permit
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
An erosion control plan will be implemented to comply with the NPDES construction stormwater permit and guidance. Construction Stormwater Pollution Prevention (SWPPP) will include erosion control BMPs implemented in accordance with the appropriated Department of Ecology (DOE) manual.
AIR:
Trails will be constructed to encourage pedestrian travel.
The project will include dust control measure such as applications of water to control dust and turning of vehicles when not in use.
WATER:
A stream (Schell Ditch) has been identified on subject site. The applicant has proposed a mitigation plan to enhance the stream buffer with native vegetation on site.
Applicant will install or preserve measures to comply with the DOE guidelines and the NPDES permit.
PLANTS:
Native plants will be planted within the Schell Ditch buffer.
NOISE:
Construction hours shall be limited to 7AM-7PM.
TRANSPORTATION:
Compliance with City of Ferndale concurrency ordinance shall be required.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record January 7, 2015.
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a Closed Record public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The City Council meeting will be held beginning at 6:00 p.m. on Tuesday, January 20, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing. Testimony provided at the hearing is limited to clarifications of the record established by the Ferndale Hearing Examiner. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-685-2368.
DATE OF NOTICE OF CLOSED RECORD PUBLIC HEARING:
January 7, 2015
APPLICANT:
Ramon Llanos, LDES
PROJECT LOCATION: The project site is located approximately 600 feet north of the Vista Road roundabout, located on the west side of Vista, addressed as 5863 Vista Drive in Ferndale, WA
PROJECT DESCRIPTION: The applicant requests approval of an eleven-lot residential preliminary plat. The applicant requests variances, to construct a plat boundary road, and to reduce the public roadway width and standards.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale City Council of a preliminary plat, and plat variance applications.
PUBLIC COMMENT PERIOD: January 7 – January 20, 2015
CLOSED RECORD PUBLIC HEARING:
Testimony limited to clarification of existing record
CONTACT:
Haylie Miller, Assistant Planner
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record January 7, 2015.
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a Closed Record public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The City Council meeting will be held beginning at 6:00 p.m. on Tuesday, January 20, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing. Testimony provided at the hearing is limited to clarifications of the record established by the Ferndale Hearing Examiner. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-685-2367.
DATE OF NOTICE OF CLOSED RECORD PUBLIC HEARING:
January 7, 2015
APPLICANT: Ramon Llanos, LDES
PROJECT LOCATION: Located at the northwest intersection of Vista Drive and Gardiner Drive, currently addressed as 5945 and 5959 Vista Drive and including Assessor Tax Parcel Numbers 390219469363 and 390219470375.
PROJECT DESCRIPTION:
The applicant requests approval of a seven-lot residential preliminary plat, including the preservation of two existing single family residences. The applicant requests variances to reduce minimum lot and private roadway width. The proposal is exempt from SEPA environmental reviews.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale City Council of a preliminary plat, and plat variance applications.
PUBLIC COMMENT PERIOD:
January 7 – January 20, 2015
CLOSED RECORD PUBLIC HEARING:
Testimony limited to clarification of existing record.
CONTACT:
Jori Burnett, Community Development Director
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record
January 7, 2015.
♦ TRUSTEE’S SALE
LEGAL
File No.: 7949.20122 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Sarah Chappell and Troy Chappell, who also appears of record as Troy William Chappell, wife and husband Ref to DOT Auditor File No.: 2090803070 and modified on 8-20-2009 under AF# 2090803474 and modified on 10/28/2011 under AF# 2111002809 Tax Parcel ID No.: 390213-474521-000/91729 Abbreviated Legal: SEC 13, TWN 39 N, RNG 2 E, W.M., PTN NE1/4 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: The West 102 feet if the North 220 feet of the Northeast Quarter of the Northeast Quarter of the Northeast Quarter of Section 13, Township 39 North, Range 2 East of W.M., Except Road No. 172 (King Tut Road) along the North line thereof. Situate in Whatcom County, Washington. Commonly known as: 145 West King Tut Road Lynden, WA 98264 which is subject to that certain Deed of Trust dated 08/21/09, recorded on 08/26/09, under Auditor’s File No. 2090803070 and modified on 8-20-2009 under AF# 2090803474 and modified on 10/28/2011 under AF# 2111002809, records of Whatcom County, Washington, from Sarah Chappell and Troy Chappell, wife and husband, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 9/16/2014 Monthly Payments $18,796.58 Lender’s Fees & Costs $2,941.51 Total Arrearage $21,738.09 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $985.50 Statutory Mailings $148.44 Recording Costs $90.00 Postings $160.00 Total Costs $2,883.94 Total Amount Due: $24,622.03
IV.
The sum owing on the Obligation is: Principal Balance of $272,173.33, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Sarah Chappell 145 West King Tut Road Lynden, WA 98264 Sarah Chappell 816 Birchbay Lynden Road Lynden, WA 98264 Troy Chappell aka Troy William Chappell 145 West King Tut Road Lynden, WA 98264 Troy Chappell aka Troy William Chappell 816 Birchbay Lynden Road Lynden, WA 98264 by both first class and certified mail, return receipt requested on 08/06/14, proof of which is in the possession of the Trustee; and on 08/07/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 9/16/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7949.20122) 1002.271490-File No. Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
File No.: 7949.20123 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Samuel P. Garcia and Patricia Wilderman, who also appears of record as Patricia Garcia, each as a separate estate Ref to DOT Auditor File No.: 2100903073 Tax Parcel ID No.: 400336-482201-0000/136231 Abbreviated Legal: LOT 4, BLK 3, CORRECT PLAT OF STRANDELL, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 4, Block 3, “Corrected Plat of Strandell,” as per the map thereof, recorded in Book 5 of Plats, Page 49. Records of the Auditor of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 610 Strandell Street Everson, WA 98247 which is subject to that certain Deed of Trust dated 09/22/10, recorded on 09/27/10, under Auditor’s File No. 2100903073, records of Whatcom County, Washington, from Samuel P. Garcia and Patricia Garcia, who acquired title each as their separate estate, and who are now husband and wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 09/08/2014 Monthly Payments $12,417.00 Lender’s Fees & Costs $882.08 Total Arrearage $13,299.08 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $646.05 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,284.93 Total Amount Due: $15,584.01
IV.
The sum owing on the Obligation is: Principal Balance of $115,996.03, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Samuel P. Garcia 610 Strandell Street Everson, WA 98247 Patricia J. Garcia aka Patricia Wilderman 610 Strandell Street Everson, WA 98247 Unknown Spouse and/or Domestic Partner Samuel P. Garcia 610 Strandell Street Everson, WA 98247 Unknown Spouse and/or Domestic Partner Patricia J. Garcia aka Patricia Wilderman 610 Strandell Street Everson, WA 98247 Patricia J. Garcia aka Patricia Wilderman PO Box 622 Wellton, AZ 85356 Samuel P. Garcia PO Box 622 Wellton, AZ 85356 Unknown Spouse and/or Domestic Partner Samuel P. Garcia PO Box 622 Wellton, AZ 85356 Unknown Spouse and/or Domestic Partner Patricia J. Garcia aka Patricia Wilderman PO Box 622 Wellton, AZ 85356 by both first class and certified mail, return receipt requested on 08/05/14, proof of which is in the possession of the Trustee; and on 08/05/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/08/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7949.20123) 1002.271458-File No.
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
File No.: 8299.20150 Grantors: Northwest Trustee Services, Inc. Kondaur Capital Corporation Grantee: Charles R. Jensen, as his separate estate Ref to DOT Auditor File No.: 2050403827 and Modified 4/8/2013 under A.F. #2130401049 Tax Parcel ID No.: 400131-033037-0000 & PROP ID: 121972 Abbreviated Legal: LT 28, BAY CREST DIV NO. 1-B, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 28, Plat of Bay Crest Division No. 1-B, according to the Plat thereof, recorded under Auditor’s File No. 2031007018, records of Whatcom County, Washington. Commonly known as: 4871 Starfish Lane Blaine, WA 98230 which is subject to that certain Deed of Trust dated 02/24/05, recorded on 04/21/05, under Auditor’s File No. 2050403827 and Modified 4/8/2013 under A.F. #2130401049, records of Whatcom County, Washington, from Charles R. Jensen, who aquired title as a single man, as Grantor, to Vanguard Title, as Trustee, to secure an obligation “Obligation” in favor of Secured Funding Corp., a California corporation, as Beneficiary, the beneficial interest in which was assigned by Towne Mortgage Company to Kondaur Capital Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130401048. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 09/09/2014 Monthly Payments $11,674.44 Lender’s Fees & Costs $613.42 Total Arrearage $12,287.86 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $886.95 Statutory Mailings $22.44 Recording Costs $14.00 Postings $80.00 Total Costs $1,903.39 Total Amount Due: $14,191.25 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $227,003.42, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Charles R. Jensen AKA Charlie R. Jensen 4871 Starfish Lane Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Charles R. Jensen AKA Charlie R. Jensen 4871 Starfish Lane Blaine, WA 98230 Charles R. Jensen AKA Charlie R. Jensen 84 South 169th Drive Goodyear, AZ 85338-4577 Unknown Spouse and/or Domestic Partner of Charles R. Jensen AKA Charlie R. Jensen 84 South 169th Drive Goodyear, AZ 85338-4577 by both first class and certified mail, return receipt requested on 08/08/14, proof of which is in the possession of the Trustee; and on 08/08/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/09/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 8299.20150) 1002.271584-File No.
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
File No.: 7037.105902 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Joanne M. Swabuk, as her separate estate Ref to DOT Auditor File No.: 2080304057 Tax Parcel ID No.: 405124-061422-0000/ 151300 Abbreviated Legal: Lot 29, Birch Bay West End Estates, Add No. 1, a Plat, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 29, Plat of Birch Bay West End Estates, Addition No. 1, according to the Plat thereof recorded in Volume 14 of Plats, Pages 49 and 50, Records of Whatcom County Washington. Commonly known as: 8386 Grouse Crescent Drive Blaine, WA 98230 which is subject to that certain Deed of Trust dated 03/18/08, recorded on 03/26/08, under Auditor’s File No. 2080304057, records of WHATCOM County, Washington, from Joanne M. Swabuk, an unmarried individual, as Grantor, to Chicago Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, FA, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance Corporation, as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140200001. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 09/05/2014 Monthly Payments $11,646.00 Late Charges $0.00 Lender’s Fees & Costs $239.88 Total Arrearage $11,885.88 Trustee’s Expenses (Itemization) Trustee’s Fee $0.00 Title Report $0.00 Statutory Mailings $0.00 Recording Costs $0.00 Postings $0.00 Sale Costs $0.00 Total Costs $0.00 Total Amount Due: $11,885.88 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $185,310.67, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Joanne Linklater aka Joanne M. Swabuk 3659 Granada Cres West Kelowna, BC V4T 1J9 CANADA Joanne Linklater aka Joanne M. Swabuk 8386 Grouse Crescent Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Joanne Linklater aka Joanne M. Swabuk 3659 Granada Cres West Kelowna, BC V4T 1J9, CANADA Unknown Spouse and/or Domestic Partner of Joanne Linklater aka Joanne M. Swabuk 8386 Grouse Crescent Drive Blaine, WA 98230 by both first class and certified mail, return receipt requested on 07/29/14, proof of which is in the possession of the Trustee; and on 07/29/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/05/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7372.22854) 1002.273511-File No.
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
File No.: 7023.110130 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc. Grantee: Thomas W. Mullins, as his separate estate Ref to DOT Auditor File No.: 2001103200 Tax Parcel ID No.: 32079/370407-448504-0000 Abbreviated Legal: Lot 141, Plat of Sudden Valley Division 2, Whatcom County, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 141, “Sudden Valley, Division No. 2,” according to the Plat thereof, recorded in Volume 10 of Plats, Pages 17 through 19, Records of Whatcom County, Washington. Commonly known as: 45 Rocky Ridge Drive Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 11/27/00, recorded on 11/30/00, under Auditor’s File No. 2001103200, records of WHATCOM County, Washington, from Thomas W. Mullins, a single person, as Grantor, to Charter Title Company, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Home Mortgage, Inc., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 09/11/2014 Monthly Payments $14,373.10 Late Charges $156.36 Lender’s Fees & Costs $819.40 Total Arrearage $15,348.86 Trustee’s Expenses (Itemization) Trustee’s Fee $350.00 Title Report $0.00 Statutory Mailings $44.88 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $474.88 Total Amount Due: $15,823.74 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $87,288.16, together with interest as provided in the note or other instrument evidencing the Obligation from 07/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Thomas W. Mullins 45 Rocky Ridge Drive Bellingham, WA 98229 Thomas W. Mullins 3 Mullet Aly Beaufort, SC 29907 Thomas W. Mullins 3 Blueberry Court Beaufort, SC 29906 Thomas W. Mullins 3 Mulley Aly Beaufort, SC 29906 Unknown Spouse and/or Domestic Partner of Thomas W. Mullins 45 Rocky Ridge Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Thomas W. Mullins 3 Mullet Aly Beaufort, SC 29907 Unknown Spouse and/or Domestic Partner of Thomas W. Mullins 3 Blueberry Court Beaufort, SC 29906 Unknown Spouse and/or Domestic Partner of Thomas W. Mullins 3 Mulley Aly Beaufort, SC 29906 by both first class and certified mail, return receipt requested on 08/11/14, proof of which is in the possession of the Trustee; and on 08/11/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/11/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.110130) 1002.271658-File No.
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
TS No.: WA-14-620213-SW APN No.: 370429 194253 0000 Title Order No.: 140082996-WA-MSI Grantor(s): TRAVIS JACKSON, DEVON JACKSON Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, Deed of Trust Instrument/Reference No.: 2061002022 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/16/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 2, BLOCK 2, GLENHAVEN LAKES, DIVISION NO. 10, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE(S) 77, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 641 CREST LN, SEDRO WOOLLEY, WA 98284 which is subject to that certain Deed of Trust dated 10/9/2006, recorded 10/13/2006, under 2061002022 records of WHATCOM County, Washington, from TRAVIS JACKSON AND DEVON JACKSON , HUSBAND AND WIFE, as Grantor(s), to PACIFIC NORTHWEST TITLE COMPANY OF WASHINGTON, INC., as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY (or by its successors-in-interest and/or assigns, if any), to U.S. Bank, N.A., successor trustee to LaSalle Bank National Association, on behalf of the holders of Bear Stearns Asset Backed Securities I Trust 2007-FS1, Asset-Backed Certificates Series 2007-FS1.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $36,884.25
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $203,641.85, together with interest as provided in the Note from the 1/1/2013, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/16/2015. The defaults referred to in Paragraph III must be cured by 1/5/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/5/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/5/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME TRAVIS JACKSON AND DEVON JACKSON , HUSBAND AND WIFE ADDRESS 641 CREST LN, SEDRO WOOLLEY, WA 98284 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 8/6/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 9/15/2014 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-14-620213-SW P1109270 12/17, 01/07/2015
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
File No.: 7042.14157 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-16 Grantee: Kamili D. Robinson and Deyettea Kim Alexander, as tenants in common Ref to DOT Auditor File No.: 2051002219 Tax Parcel ID No.: 117097/400119-144531-0000 Abbreviated Legal: LT 18, DRAYTON HEIGHTS PH 2, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 16, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 18, Drayton Heights, Phase 2, according to the plat thereof, recorded under Auditor’s File No. 2030201112, records of Whatcom County, Washington. Together with an undivided 1/36th interest in Lot A-Drayton Heights Stormwater Facility-Drayton Heights Phase 1, according to the plat thereof, recorded under Auditor’s File No. 2010602833, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4785 Twilight Place Blaine, WA 98230 which is subject to that certain Deed of Trust dated 10/04/05, recorded on 10/13/05, under Auditor’s File No. 2051002219, records of WHATCOM County, Washington, from Kamili D Robinson and Dee K Robinson, Husband and Wife, as Grantor, to Landsafe Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Countrywide Home Loans, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates, Series 2005-16, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111100515. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 09/11/2014 Monthly Payments $111,872.92 Lender’s Fees & Costs $239.97 Total Arrearage $112,112.89 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $865.05 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,503.93 Total Amount Due: $114,616.82
IV.
The sum owing on the Obligation is: Principal Balance of $219,028.71, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 16, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/05/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/05/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/05/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dee Robinson aka Dee K Robinson aka Deyettea Kim Alexander 4785 Twilight Place Blaine, WA 98230 Kamili Robinson aka Kamili D Robinson 4785 Twilight Place Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Dee Robinson aka Dee K Robinson aka Deyettea Kim Alexander 4785 Twilight Place Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Kamili Robinson aka Kamili D Robinson 4785 Twilight Place Blaine, WA 98230 Dee Robinson aka Dee K Robinson aka Deyettea Kim Alexander 2160 Washington Street, #308 Ferndale, WA 98248 Kamili Robinson aka Kamili D Robinson 2160 Washington Street, #308 Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Dee Robinson aka Dee K Robinson aka Deyettea Kim Alexander 2160 Washington Street, #308 Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Kamili Robinson aka Kamili D Robinson 2160 Washington Street, #308 Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 08/11/14, proof of which is in the possession of the Trustee; and on 08/11/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 09/11/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.14157) 1002.271676-File No.
Published by Ferndale Record December 17, 2014 and January 7, 2015.
LEGAL
TS No WA09000368-14-1 APN 102660 / 3903135140260000 TO No 8438463 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on February 6, 2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE EAST 280.9 FEET OF THE SOUTH HALF OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 13, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M. EXCEPT THEREFROM THE SOUTHERLY 200 FEET AND EXCEPT MISSION ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON. MORE ACCURATELY DESCRIBED AS: THE EAST 280.9 FEET OF THE SOUTH HALF OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 13, TOWNSHIP 39 NORTH, RANGE 3 EAST, W.M. EXCEPT THEREFROM THE SOUTHERLY 200 FEET AND EXCEPT MISSION ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 102660 / 3903135140260000 More commonly known as 6121 MISSION ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of December 9, 2003, executed by DENNIS E. MOLENDYK SR. AND SUSAN C. MOLENDYK, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for PEOPLES BANK, Beneficiary of the security instrument, its successors and assigns, recorded December 15, 2003 as Instrument No. 2031202629 and the beneficial interest was assigned to CitiMortgage, Inc. and recorded January 10, 2014 as Instrument Number 2140100914 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc. Contact Phone No: 1-877-435-3314 Address: 2710 Winona Avenue, 1st floor, Burbank, CA 91504
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From November 1, 2013 To September 26, 2014 Number of Payments 2 Monthly Payment $1,280.96 9 $1,293.69 Total $14,205.13 LATE CHARGE INFORMATION November 1, 2013 September 26, 2014 1 $1,095.31 $1,095.31 PROMISSORY NOTE INFORMATION Note Dated: December 9, 2003 Note Amount: $133,200.00 Interest Paid To: October 1, 2013 Next Due Date: November 1, 2013
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $57,898.07, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on February 6, 2015. The defaults referred to in Paragraph III must be cured by January 26, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 26, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the January 26, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Dennis E. Molendyk, Sr. and Susan C. Molendy 6121 Mission Road, Bellingham, WA 98226 SUSAN C. MOLENDYK 6121 MISSION ROAD, BELLINGHAM, WA 98226 SUSAN C. MOLENDYK 6121 MISSION RD, BELLINGHAM, WA 98226-9525 DENNIS E. MOLENDYK SR. 6121 MISSION ROAD, BELLINGHAM, WA 98226 DENNIS E. MOLENDYK SR. 6121 MISSION RD, BELLINGHAM, WA 98226-9525 by both first class and certified mail on August 8, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: September 26, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA14-000194-2, Pub Dates 01/07/2015, 01/28/2015
Published by Ferndale Record January 7 and 28, 2015.
LEGAL
File No.: 7021.15278 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: Thomas T. James and Vincetta I. James, husband and wife Ref to DOT Auditor File No.: 2071003666 Tax Parcel ID No.: 41449/380134-401152-0000 Abbreviated Legal: POR GOVT LOT 3 STR 34-38-1E, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 6, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A tract of land in Government Lot 3, of Section 34, Township 38 North, Range 1 East of W.M., described as follows, to wit: Beginning at the point of intersection of the center lines of The Lummi Shore Road and The MacKenzie Road, “Plat of Gooseberry Point,” Whatcom County, Washington, as per the map thereof, recorded in Book 7 of Plats, Page 90, in the Auditor’s Office of said county and state; thence South 20 degrees 51’ 16” East along the center line of MacKenzie Road, 570.75 feet; thence North 69 degrees 08’ 44” East 30 feet; thence Southeasterly along the Northeasterly line of the MacKenzie Road 300 feet to the true point of beginning; thence continuing Southeasterly along MacKenzie Road 120 feet; thence North 33 degrees 13’ 44” East 200 feet; thence Northwesterly parallel to MacKenzie Road 84.18 feet to a point which bears North 43 degrees 29’ 26” East from the true point of beginning; thence South 43 degrees 29’ 26” West 200 feet to the true point of beginning. Situate in Whatcom County, Washington Commonly known as: 2614 MacKenzie Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/18/07, recorded on 10/25/07, under Auditor’s File No. 2071003666, records of WHATCOM County, Washington, from Thomas T. James and Vincetta I. James, husband and wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Mortgageit, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2110700893. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/02/2014 Monthly Payments $70,202.70 Late Charges $2,588.85 Total Arrearage $72,791.55 Trustee’s Expenses (Itemization) Trustee’s Fee $507.50 Recording Costs $14.00 Total Costs $521.50 Total Amount Due: $73,313.05 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $187,261.37, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 6, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/26/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/26/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/26/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Thomas T. James 2614 MacKenzie Road Bellingham, WA 98226 Vincetta I. James 2614 MacKenzie Road Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 01/10/13, proof of which is in the possession of the Trustee; and on 01/10/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/02/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7021.15278) 1002.239214-File No.
Published by Ferndale Record January 7 and 28, 2015.
