■ CITY OF FERNDALE
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, February 11, 2015 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Planning Commission. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 384-4006.
DATE OF NOTICE OF PUBLIC HEARING:
January 28, 2015
APPLICANT: City of Ferndale
PROJECT LOCATION: City-wide, within the General Business Zones of the City.
PROJECT DESCRIPTION: Applicant proposes a modification to the City’s General Business Zone (Ferndale Municipal Code 18.49), allowing the majority of “Food Processing” businesses to be approved as Permitted Uses. The City also proposes modifications to Ferndale Municipal Code Chapter 18.44 (Commercial Zoning Districts), establishing a definition for Food Processing.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale of two amednments to the Ferndale Municipal Code.
PUBLIC COMMENT PERIOD:
January 28 – February 11, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published by Ferndale Record January 28, 2015.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of January 20, 2014
Ordinance #1879
An ordinance amending the 2014 budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, DEPUTY CITY CLERK
Published by Ferndale Record January 28, 2015.
■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00791-1
ORDER OF SALE
ON REAL PROPERTY
UNIT OWNERS ASSOCIATION OF LINCOLN CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs.
JAMES L. SARROS and JANE DOE SARROS, husband and wife, and the marital community thereof; THE HEIRS AT LAW OF JAMES L. SARROS, Deceased; WELLS FARGO BANK, N.A., its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceedings,
Defendant(s).
TO: James and Jane Doe Sarros, The Heirs at Law of James L. Sarros, Deceased, Judgment Debtor(s),
The State of Washington, to: The Sheriff of Whatcom County, Washington.
WHEREAS, on October 2, 2014, Plaintiff obtained judgment form this Court authorizing Plaintiff to foreclose its lien against defendants, James L. Sarros and Jane Doe Sarros, husband and wife, and the marital community thereof; and The Heirs at Law of James L. Sarros, deceased, and for judgment against said Defendants in the principal amount of $4,196.00, prejudgment interest of $426.12 and for costs and attorney’s fees totaling $4,104.12. The judgment accrues interes ton the principal and prejudgment interest, costs and attorney’s fees at the rate of 12% per annum; and
WHEREAS, the judgment is a foreclosure against said Defendants of a lien on improved real property located at 910 Gladstone Street, Unit 108, Bellingham, Whatcom County, Washington, described as follows:
Unit 205, Lincoln Creek Condominium, according to the Declaration recorded under Auditor’s File #2050805323, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
APN: 380329-040088-0016
PID:73037
AND WHEREAS, the redemption period is one year from the date of sale;
AND WHEREAS, on October 2, 2014, the Court ordered that the above described property be sold and the proceeds applied to payment of the judgment, attorney’s fees and costs, with interest to the date of sale, now, therefore,
IN THE NAME OF THE STATE OF WASHINGTON you are commanded to proceed to seize and sell said property forthwith, according to law and to make return on this Order within sixty (60) days to the Clerk who issued it. This writ may be extended for an additional thirty (30) days for the purpose of sale only.
WITNESS, the Honorable Karen A. Lerner, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 1st day of December, 2014.
THE SALE DATE has been set for Friday, February 6, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record December 24 and 31, 2014 and January 7, 14, 21, and 28, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00791-1
UNIT OWNERS ASSOCIATION OF LINCOLN CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs
JAMES L. SARROS and JANE DOE SARROS, husband and wife, and the marital community thereof; THE HEIRS AT LAW OF JAMES L. SARROS, Deceased; WELLS FARGO BANK, N.A., its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: JAMES AND JANE DOE SARROS, THE HEIRS AT LAW OF JAMES L. SARROS, Deceased, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 910 Gladstone Street #205, Bellingham, WA
FULL LEGAL DESCRIPTION:
Unit 205, Lincoln Creek Condominium, according to the Declaration recorded under Auditor’s File #2050805323, and any amendments thereto, records of Whatcom County, Washington.
TAX PARCEL NO. 380329 040088 0016
The sale of the above-described property is to take place:
DATE: Friday, February 6, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $8,726.24
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Law Offices of Gregory E. Thulin, PS
2200 Rimland Drive, Ste 115
Bellingham, WA 98226
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record
January 7, 14, 21 and 28, 2015.
■ TRUSTEE’S SALE
LEGAL
TS No WA09000368-14-1 APN 102660 / 3903135140260000 TO No 8438463 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on February 6, 2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE EAST 280.9 FEET OF THE SOUTH HALF OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 13, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M. EXCEPT THEREFROM THE SOUTHERLY 200 FEET AND EXCEPT MISSION ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON. MORE ACCURATELY DESCRIBED AS: THE EAST 280.9 FEET OF THE SOUTH HALF OF THE SOUTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 13, TOWNSHIP 39 NORTH, RANGE 3 EAST, W.M. EXCEPT THEREFROM THE SOUTHERLY 200 FEET AND EXCEPT MISSION ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 102660 / 3903135140260000 More commonly known as 6121 MISSION ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of December 9, 2003, executed by DENNIS E. MOLENDYK SR. AND SUSAN C. MOLENDYK, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for PEOPLES BANK, Beneficiary of the security instrument, its successors and assigns, recorded December 15, 2003 as Instrument No. 2031202629 and the beneficial interest was assigned to CitiMortgage, Inc. and recorded January 10, 2014 as Instrument Number 2140100914 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc. Contact Phone No: 1-877-435-3314 Address: 2710 Winona Avenue, 1st floor, Burbank, CA 91504
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From November 1, 2013 To September 26, 2014 Number of Payments 2 Monthly Payment $1,280.96 9 $1,293.69 Total $14,205.13 LATE CHARGE INFORMATION November 1, 2013 September 26, 2014 1 $1,095.31 $1,095.31 PROMISSORY NOTE INFORMATION Note Dated: December 9, 2003 Note Amount: $133,200.00 Interest Paid To: October 1, 2013 Next Due Date: November 1, 2013
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $57,898.07, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on February 6, 2015. The defaults referred to in Paragraph III must be cured by January 26, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 26, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the January 26, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Dennis E. Molendyk, Sr. and Susan C. Molendy 6121 Mission Road, Bellingham, WA 98226 SUSAN C. MOLENDYK 6121 MISSION ROAD, BELLINGHAM, WA 98226 SUSAN C. MOLENDYK 6121 MISSION RD, BELLINGHAM, WA 98226-9525 DENNIS E. MOLENDYK SR. 6121 MISSION ROAD, BELLINGHAM, WA 98226 DENNIS E. MOLENDYK SR. 6121 MISSION RD, BELLINGHAM, WA 98226-9525 by both first class and certified mail on August 8, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: September 26, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA14-000194-2, Pub Dates 01/07/2015, 01/28/2015
Published by Ferndale Record
January 7 and 28, 2015.
LEGAL
File No.: 7021.15278 Grantors: Northwest Trustee Services, Inc. Bank of America, N.A. Grantee: Thomas T. James and Vincetta I. James, husband and wife Ref to DOT Auditor File No.: 2071003666 Tax Parcel ID No.: 41449/380134-401152-0000 Abbreviated Legal: POR GOVT LOT 3 STR 34-38-1E, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 6, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A tract of land in Government Lot 3, of Section 34, Township 38 North, Range 1 East of W.M., described as follows, to wit: Beginning at the point of intersection of the center lines of The Lummi Shore Road and The MacKenzie Road, “Plat of Gooseberry Point,” Whatcom County, Washington, as per the map thereof, recorded in Book 7 of Plats, Page 90, in the Auditor’s Office of said county and state; thence South 20 degrees 51’ 16” East along the center line of MacKenzie Road, 570.75 feet; thence North 69 degrees 08’ 44” East 30 feet; thence Southeasterly along the Northeasterly line of the MacKenzie Road 300 feet to the true point of beginning; thence continuing Southeasterly along MacKenzie Road 120 feet; thence North 33 degrees 13’ 44” East 200 feet; thence Northwesterly parallel to MacKenzie Road 84.18 feet to a point which bears North 43 degrees 29’ 26” East from the true point of beginning; thence South 43 degrees 29’ 26” West 200 feet to the true point of beginning. Situate in Whatcom County, Washington Commonly known as: 2614 MacKenzie Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 10/18/07, recorded on 10/25/07, under Auditor’s File No. 2071003666, records of WHATCOM County, Washington, from Thomas T. James and Vincetta I. James, husband and wife, as Grantor, to Chicago Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Mortgageit, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2110700893. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/02/2014 Monthly Payments $70,202.70 Late Charges $2,588.85 Total Arrearage $72,791.55 Trustee’s Expenses (Itemization) Trustee’s Fee $507.50 Recording Costs $14.00 Total Costs $521.50 Total Amount Due: $73,313.05 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $187,261.37, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/10, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 6, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 01/26/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 01/26/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 01/26/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Thomas T. James 2614 MacKenzie Road Bellingham, WA 98226 Vincetta I. James 2614 MacKenzie Road Bellingham, WA 98226 by both first class and certified mail, return receipt requested on 01/10/13, proof of which is in the possession of the Trustee; and on 01/10/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/02/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7021.15278) 1002.239214-File No.
Published by Ferndale Record
January 7 and 28, 2015.
LEGAL
File No.: 7042.14362 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2004-12 Grantee: Dennis Andrews, as his separate estate Ref to DOT Auditor File No.: 2041002221 Tax Parcel ID No.: 400124-154146-0000 and 118302 Abbreviated Legal: Lot B of Hecock Phase 2 Short Plat, Volume 16, Page 15 of Short Plats, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 27, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: Lot B, Hecock Phase 2 Short Plat, according to the Plat thereof, Recorded in Volume 16 of Short Plats, Page(s) 15, under Auditor’s file no. 1590478, records of Whatcom County, Washington. Parcel B: Access easement for ingress, egress and utilities as delineated on Hecock Phase 2 Short Plat, according to the plat thereof, recorded in Volume 16 of Short Plats, Page 15, under Auditor’s file no. 1590478, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 8219 Stein Road Custer, WA 98240 which is subject to that certain Deed of Trust dated 10/07/04, recorded on 10/13/04, under Auditor’s File No. 2041002221, records of WHATCOM County, Washington, from Dennis Andrews, and Becky Andrews, husband and wife, as Grantor, to Landsafe Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Full Spectrum Lending, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2004-12, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121001288. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/24/2014 Monthly Payments $127,371.96 Lender’s Fees & Costs $995.26 Total Arrearage $128,367.22 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $897.90 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,536.78 Total Amount Due: $130,904.00
IV.
The sum owing on the Obligation is: Principal Balance of $231,154.93, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 27, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/16/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/16/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/16/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dennis Andrews aka Dennis Allen Andrews 8219 Stein Road Custer, WA 98240 Becky Andrews aka Becky Ann Andrews 8219 Stein Road Custer, WA 98240 Dennis Andrews aka Dennis Allen Andrews 6160 Tyler Lane Ferndale, WA 98248 Becky Andrews aka Becky Ann Andrews 3189 Wishkah Rd Aberdeen, WA 98520 Unknown Spouse and/or Domestic Partner of Dennis Andrews aka Dennis Allen Andrews 8219 Stein Road Custer, WA 98240 Unknown Spouse and/or Domestic Partner of Becky Andrews aka Becky Ann Andrews 8219 Stein Road Custer, WA 98240 Unknown Spouse and/or Domestic Partner of Dennis Andrews aka Dennis Allen Andrews 6160 Tyler Lane Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Becky Andrews aka Becky Ann Andrews 3189 Wishkah Rd Aberdeen, WA 98520 by both first class and certified mail, return receipt requested on 09/19/14, proof of which is in the possession of the Trustee; and on 09/19/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/24/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.14362) 1002.272974-File No.
Published by Ferndale Record January 28 and February 18, 2015.
LEGAL
File No.: 7081.24528 Grantors: Northwest Trustee Services, Inc. Flagstar Bank, FSB Grantee: Francisco Ortega and Brenda Ortega, husband and wife Ref to DOT Auditor File No.: 2100803471 Tax Parcel ID No.: 92179/390217-197504-0000 Abbreviated Legal: LT 11, TRIGG WOODS, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 27, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 11, Plat of Trigg Woods, according to the plat thereof, recorded under auditors file no. 2080600471, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 6481 Trigg Woods Lane Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 08/24/10, recorded on 08/30/10, under Auditor’s File No. 2100803471, records of WHATCOM County, Washington, from Francisco Ortega and Brenda Ortega, Husband and Wife, as Grantor, to Adelita A Shubert on behalf of Flagstar Bank, FSB, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for My Neighborhood Mortgage Co, LLC, A Washington LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for My Neighborhood Mortgage Co, LLC, A Washington LLC, its successors and assigns to Flagstar Bank, FSB, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130801054. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/20/2014 Monthly Payments $17,708.21 Lender’s Fees & Costs $235.68 Total Arrearage $17,943.89 Trustee’s Expenses (Itemization) Trustee’s Fee $250.00 Total Costs $250.00 Total Amount Due: $18,193.89
IV.
The sum owing on the Obligation is: Principal Balance of $212,471.88, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 27, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/16/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/16/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/16/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Francisco Ortega 6481 Trigg Woods Lane Ferndale, WA 98248 Brenda Ortega 6481 Trigg Woods Lane Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 05/02/14, proof of which is in the possession of the Trustee; and on 05/02/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/20/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7081.24528) 1002.268176-File No.
Published by Ferndale Record January 28 and February 18, 2015.
