FERNDALE
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of January 17, 2023.
Ordinance #2214
An ordinance modifying FMC 13.04 regarding utility late fees
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website, (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published January 18, 2023
NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202 Seattle, WA 98104 Trustee Sale No.: WA-21-896878-BB Title Order No.: 210880156-WA-MSI Reference Number of Deed of Trust: Instrument No. 2050805960 Parcel Number(s): 81468, 3803342064010000 Grantor(s) for Recording Purposes under RCW 65.04.015: RICHARD A STEIDLEY AS HIS SOLE AND SEPARATE PROPERTY Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Selene Finance, LP I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/27/2023, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 12 PLAT OF CEDAR HILLS ESTATES DIVISION NO 1 WHATCOM COUNTY WASHINGTON AS PER THE MAP THEREOF RECORDED IN VOLUME 14 OF PLATS PAGE 12 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE More commonly known as: 4215 RIDGEWOOD AVE, BELLINGHAM, WA 98229 Subject to that certain Deed of Trust dated 8/23/2005, recorded 8/29/2005, under Instrument No. 2050805960 records of WHATCOM County, Washington, from RICHARD A STEIDLEY AS HIS SOLE AND SEPARATE PROPERTY, as grantor(s), to FIRST AMERICAN TITLE – BELLINGHAM, as original trustee, to secure an obligation in favor of WASHINGTON MUTUAL BANK, as original beneficiary, the beneficial interest in which was subsequently assigned to U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCF 2 Acquisition Trust, the Beneficiary, under an assignment recorded under Auditors File Number 2022-0501346 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $23,240.64 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $85,332.51, together with interest as provided in the Note from 9/1/2020 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/27/2023. The defaults referred to in Paragraph III must be cured by 1/16/2023 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/16/2023 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/16/2023 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/13/2022. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-21-896878-BB. Dated: 9/19/2022 Quality Loan Service Corp. of Washington, as Trustee By: Jeff Stenman, President Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-21-896878-BB Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0181111 12/28/2022 1/18/2023
Published December 28, 2022 & January 18, 2023
PROBATE NOTICE TO CREDITORS
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
FOR WHATCOM COUNTY
In the Matter of the Estate of Mary Margaret Frost, deceased
Case No. 22-4-01191-37
PROBATE NOTICE TO CREDITORS (RCW 11.40.030)
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070, by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed this notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of First Publication: January 4, 2023
Shelby Zettle, Personal Representative
Attorney for Estate:
Graham Buchanan, WSBA# 52603
North Sound Law Group
300 N. Commercial St
Bellingham, WA 98225
(360) 733-0212
Published January 4, 11 & 18, 2023
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In Re the Estate of
OPAL G. MCGUINN, Deceased.
NO. 23-4-00005-37
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
JUDGE: ROBERT E. OLSON
The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
DATE OF FIRST PUBLICATION
January 18, 2023
PERSONAL REPRESENTATIVE
Anthony B. McGuinn
Attorney for Personal Representative:
Graham E. Buchanan, WSBA #52603
North Sound Law Group, PLLC
300 North Commercial St.
Bellingham, WA 98225
Published January 18, 25 & February 1, 2023
SUPERIOR COURT OF THE STATE OF WASHINGTON FOR WHATCOM COUNTY
In the Matter of the Estate of WILMA FRANCES TOTTEN, Deceased.
Cause No. 22-4-01223-37
PROBATE NOTICE TO CREDITORS (RCW 11.40.030)
The Personal Representatives named below have been appointed as Co-Personal Representatives of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representatives or the Personal Representatives’ attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and non-probate assets.
Date of First Publication:
January 18, 2023
Personal Representative: Carol F. Totten and Jeanine K. Totten
Attorney for Personal Representative: Graham E. Buchanan, WSBA #52603
Address for Mailing or Service: North Sound Law Group, PLLC, 300 N. Commercial St., Bellingham, WA 98225; Phone: 360-733-0212
Published January 18, 25 & February 1, 2023
PUBLIC NOTICE
FERNDALE NOTICE OF NEIGHBORHOOD MEETING
Notice is hereby given that a neighborhood meeting will be held February 2nd, 2023, 2:00PM to 3:30PM to discuss the proposed annexation of the Nubgaard Road Annexation area. The area is located at the north end of Storr Rd in Ferndale and is composed of 7 land parcels totaling 18AC +/-. Meeting will be held via Zoom online. To request details email Eric Weden at [email protected] or call 360-380-1363.
Published January 18 & 25, 2023
