Legals – February 18, 2015

■ CITY OF FERNDALE

LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold a public hearing to consider the two proposed development projects described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearings Examiner meeting will be held beginning at 11:00 am on Monday, March 9, 2015 in the Main Conference Room of City Hall, located at 2095 Main Street in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Hearings Examiner. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
PROJECT #1: SANITARY SEWER PUMP STATION 2 REHABILITATION
DATE OF NOTICE OF PUBLIC HEARING:
February 18, 2015
APPLICANT: City of Ferndale (Katy Radder)
PROJECT LOCATION: Oxford Park: approximately .23 acre of property immediately north of Main Street, west of BNSF railway overpass and east of Nooksack River.
PROJECT DESCRIPTION: Sanitary Sewer Pump Station 2 Rehabilitation Project: work include replacing a 12” sanitary sewer force main, installation of a new generator, and new mechanical and electrical systems in the building.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale of applications for a Shoreline Substantial Development Permit. SEPA Environmental Review is also required.
PUBLIC COMMENT PERIOD: February 18, 2015 – March 2, 2015
CONTACT: Haylie Miller, Assistant Planner
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
PROJECT #2: SANITARY SEWER PUMP STATION 4 REHABILITATION
DATE OF NOTICE OF PUBLIC HEARING:
February 18, 2015
APPLICANT: City of Ferndale (Katy Radder)
PROJECT LOCATION: The project is located on a utility easement north of, and within the 1700 block of, West Smith Road in Ferndale.
PROJECT DESCRIPTION: Rehabilitation of the City’s sewer pump station includes installation of a new generator and new mechanical and electrical systems in the building.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale of applications for a Shoreline Substantial Development Permit. SEPA Environmental Review is also required.
PUBLIC COMMENT PERIOD: February 18, 2015 – March 9, 2015
CONTACT: Haylie Miller, Assistant Planner
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record
February 18, 2015.

LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: City of Ferndale – Katy Radder
DATE OF APPLICATION: February 9, 2015
PROJECT LOCATION: The project is located adjacent to Hastings Park on a .23 acre parcel north of Main Street, immediately east of the Nooksack River and bounded on the north by BNSF right of way.
PROJECT DESCRIPTION: Sanitary Sewer Pump Station 2 Rehabilitation: Work includes replacing a 2” sanitary sewer force main, installation of a new generator and new mechanical and electrical systems in the building.
REQUESTED ACTION(S):
The applicant requests a SEPA Threshold Determination and Shoreline Substantial Development Permit.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: February 18 – March 4, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals may include, but are not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit, City of Ferndale
3. Revocable Encroachment Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
A Temporary Erosion Control (TESC) plan will be prepared and utilized during construction to employ erosion control measures to reduce potential erosion.
AIR:
Idling of equipment will be discouraged. Dust control measures, such as regular watering of the site, will be employed as necessary.
WATER:
Containment plans and sewer pump-around plans will be implemented during construction to reduce or eliminate negative impacts to surface and ground water.
ANIMALS:
Construction activities will be limited to previously developed areas.
ENERGY AND NATURAL RESOURCES
Existing pumps will be replaced with variable frequency drives, thereby improving energy efficiency.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
February 18, 2015.

LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: City of Ferndale – Katy Radder
DATE OF APPLICATION: February 9, 2015
PROJECT LOCATION: The project is located within City right of way on the east side of the 5600 block of Barrett Avenue, in Ferndale WA
PROJECT DESCRIPTION: Sanitary Sewer Pump Station 3 Rehabilitation: Work includes installation of a new generator, and new mechanical and electrical systems in the building.
REQUESTED ACTION(S):
The applicant requests a SEPA Threshold Determination and Shoreline Substantial Development Permit.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: February 18 – March 4, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals may include, but are not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Revocable Encroachment Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
A Temporary Erosion Control (TESC) plan will be prepared and utilized during construction to employ erosion control measures to reduce potential erosion.
AIR:
Idling of equipment will be discouraged. Dust control measures, such as regular watering of the site, will be employed as necessary.
WATER:
Containment plans and sewer pump-around plans will be implemented during construction to reduce or eliminate negative impacts to surface and ground water.
ANIMALS:
Construction activities will be limited to previously developed areas.
ENERGY AND NATURAL RESOURCES
Existing pumps will be replaced with variable frequency drives, thereby improving energy efficiency.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
February 18, 2015.

LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: City of Ferndale – Katy Radder
DATE OF APPLICATION: February 9, 2015
PROJECT LOCATION: The project is located on a utility easement north of, and within the 1700 block of, West Smith Road in Ferndale.
PROJECT DESCRIPTION: Sanitary Sewer Pump Station 4 Rehabilitation: Rehabilitation of the City’s sewer pump station includes installation of a new generator and new mechanical and electrical systems in the building.
REQUESTED ACTION(S):
The applicant requests a SEPA Threshold Determination and Shoreline Substantial Development Permit.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: February 18 – March 4, 2015
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals may include, but are not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit, City of Ferndale
3. Revocable Encroachment Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
A Temporary Erosion Control (TESC) plan will be prepared and utilized during construction to employ erosion control measures to reduce potential erosion.
AIR:
Idling of equipment will be discouraged. Dust control measures, such as regular watering of the site, will be employed as necessary.
WATER:
Containment plans and sewer pump-around plans will be implemented during construction to reduce or eliminate negative impacts to surface and ground water.
ANIMALS:
Construction activities will be limited to previously developed areas.
ENERGY AND NATURAL RESOURCES
Existing pumps will be replaced with variable frequency drives, thereby improving energy efficiency.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
February 18, 2015.

LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 1000 gallons per minute (gpm), 1614 acre-feet per year for municipal water supply, as granted under Ground Water Right G1-00720P, priority date July 22, 1971. That the original point of withdrawal is located in NE¼ SE¼ NW¼ Section 30, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s most recent water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County. No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015.
DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.
LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION
TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 870 gallons per minute (gpm), 440 acre-feet per year for municipal water supply, as granted under Ground Water Right 3058, priority date February 28, 1955. That the original point of withdrawal is located in E½ SE¼ SW¼ SE¼, Section 19, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County.
No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015. DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.

■ PUBLIC NOTICE

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 09-2-03340-1
WASHINGTON FEDERAL SAVINGS, its successors in interest and/or assigns,
Plaintiff(s),
vs
LARRY C. MOUNT AND LEONA M. MOUNT, HUSBAND AND WIFE; INTERNAL REVENUE SERVICE; NORTH WASHINGTON COLLECTIONS; STATE OF WASHINGTON DEPARTMENT OF REVENUE; STATE OF WASHINGTON EMPLOYMENT SECURITY DEPARTMENT; METCALF HODGES, P.S.; OCCUPANTS OF THE PREMISES; and any right, title, estate, lien or interest in the real property described in the complaint,
Defendant(s).
TO: LARRY C. MOUNT AND LEONA M. MOUNT, HUSBAND AND WIFE; INTERNAL REVENUE SERVICE; NORTH WASHINGTON COLLECTIONS; STATE OF WASHINGTON DEPARTMENT OF REVENUE; STATE OF WASHINGTON EMPLOYMENT SECURITY DEPARTMENT; METCALF HODGES, P.S.; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 1961 Rayhorst Road, Ferndale, WA
FULL LEGAL DESCRIPTION:
BLOCK 8, “PLAT OF MARIETTA GARDEN FARMS”, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 6 OF PLATS, PAGE 3A. SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 3802052183050000
The sale of the above-described property is to take place:
DATE: Friday, March 20, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $152,043.62
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO Legal, P.S.
Synova M.L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.628.6209
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record February 18 and 25 and March 4 and 11, 2015.

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-02249-9
GLENHAVEN LAKES CLUB, INC., a Washington non-profit corporation,
Plaintiff(s),
vs
ANNA C. ZACHWIEJA and JOHN DOE ZACHWIEJA, her husband, and the marital community composed thereof, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: ANNA C. AND JOHN DOE ZACHWIEJA, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 2964 CEDAR LANE, SEDRO WOOLLEY, WA
FULL LEGAL DESCRIPTION:
Lot 24, Block 2, Glenhaven Lakes, Division No. 7, according to the plat thereof, recorded in Volume 9 of Plats, pages 66 and 67, records of Whatcom County, Washington.
TAX PARCEL NO. 370429 125201 0000
The sale of the above-described property is to take place:
DATE: Friday, March 20, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $8,569.19
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite. 115
Bellingham, WA 98226-6639
360-714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA , Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record February 18 and 25 and March 4 and 11, 2015.

LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-00790-2
UNIT OWNERS ASSOCIATION OF FERN MEADOWS CONDOMINIUM, a Washington nonprofit corporation,
Plaintiff(s),
vs
RALPH L. SNYDER and JANE DOE SNYDER, husband and wife, and the marital community thereof; CITIFINANCIAL, INC., a Maryland corporation; CITIFINANCIAL SERVICING, LLC, a Delaware limited liability company; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: Ralph and Jane Doe Snyder, CitiFinancial Inc, CitiFinancial Servicing LLC, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 2073 CHERRY STREET #5, FERNDALE, WA
FULL LEGAL DESCRIPTION:
Unit No. 2-5 of Building 2 of Fern Meadows Condominium, a Condominium, according to the Declaration thereof recorded under Whatcom County Recording No. 960301026, and any amendments thereto; said unit is located on Survey Map and Plans filed in Volume 19 of Condominiums, at pages 90 through 97, in Whatcom County, Washington.
TAX PARCEL NO. 390229 023424 0012
The sale of the above-described property is to take place:
DATE: Friday, March 20, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $17,026.46
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Law Offices of Gregory E. Thulin, PS
Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record February 18 and 25 and March 4 and 11, 2015.

■ NOTICE TO CREDITORS

LEGAL
SUPERIOR COURT OF
WASHINGTON
COUNTY OF WHATCOM
PROBATE N0. 15 4 00066 1
NOTICE TO CREDITORS
(RCW 11.40.030)
Estate of:
IDELLA F. PETERSON,
aka Idella Fields Peterson,
aka Idella Felice Peterson.
Deceased.

The Personal Representative named below has been appointed as personal representative (PR) of this estate. Any persons having a claim against the decedent must, prior to the time such claims would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or to the Personal Representative’s attorney at the address stated below a copy of the claim and must file the original of the claim with the Court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the Notice to the Creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of this notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the probate assets and non probate assets of the decedent.

Date of First Publication: February 18, 2015
Personal Representative PAUL C. PETERSON
Attorney for Personal Representative: PATRICK M. GALLERY
Address for Mailing or Service: 1010 Harris Ave. #201
Bellingham, WA 98225
360 647 8897
Court of Probate Proceedings Whatcom County Superior Court
311 Grand Ave.
Bellingham, WA 98225
Court Cause Number 15 4 00066 1
Published by Ferndale Record February 18 and 25 and March 4, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7042.14362 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2004-12 Grantee: Dennis Andrews, as his separate estate Ref to DOT Auditor File No.: 2041002221 Tax Parcel ID No.: 400124-154146-0000 and 118302 Abbreviated Legal: Lot B of Hecock Phase 2 Short Plat, Volume 16, Page 15 of Short Plats, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 27, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: Lot B, Hecock Phase 2 Short Plat, according to the Plat thereof, Recorded in Volume 16 of Short Plats, Page(s) 15, under Auditor’s file no. 1590478, records of Whatcom County, Washington. Parcel B: Access easement for ingress, egress and utilities as delineated on Hecock Phase 2 Short Plat, according to the plat thereof, recorded in Volume 16 of Short Plats, Page 15, under Auditor’s file no. 1590478, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 8219 Stein Road Custer, WA 98240 which is subject to that certain Deed of Trust dated 10/07/04, recorded on 10/13/04, under Auditor’s File No. 2041002221, records of WHATCOM County, Washington, from Dennis Andrews, and Becky Andrews, husband and wife, as Grantor, to Landsafe Title of Washington, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Full Spectrum Lending, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York, as Trustee for the Certificateholders of the CWABS, Inc., Asset-Backed Certificates Series 2004-12, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2121001288. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/24/2014 Monthly Payments $127,371.96 Lender’s Fees & Costs $995.26 Total Arrearage $128,367.22 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $897.90 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,536.78 Total Amount Due: $130,904.00
IV.
The sum owing on the Obligation is: Principal Balance of $231,154.93, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 27, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/16/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/16/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/16/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dennis Andrews aka Dennis Allen Andrews 8219 Stein Road Custer, WA 98240 Becky Andrews aka Becky Ann Andrews 8219 Stein Road Custer, WA 98240 Dennis Andrews aka Dennis Allen Andrews 6160 Tyler Lane Ferndale, WA 98248 Becky Andrews aka Becky Ann Andrews 3189 Wishkah Rd Aberdeen, WA 98520 Unknown Spouse and/or Domestic Partner of Dennis Andrews aka Dennis Allen Andrews 8219 Stein Road Custer, WA 98240 Unknown Spouse and/or Domestic Partner of Becky Andrews aka Becky Ann Andrews 8219 Stein Road Custer, WA 98240 Unknown Spouse and/or Domestic Partner of Dennis Andrews aka Dennis Allen Andrews 6160 Tyler Lane Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Becky Andrews aka Becky Ann Andrews 3189 Wishkah Rd Aberdeen, WA 98520 by both first class and certified mail, return receipt requested on 09/19/14, proof of which is in the possession of the Trustee; and on 09/19/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/24/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.14362) 1002.272974-File No.
Published by Ferndale Record January 28 and February 18, 2015.

LEGAL
File No.: 7081.24528 Grantors: Northwest Trustee Services, Inc. Flagstar Bank, FSB Grantee: Francisco Ortega and Brenda Ortega, husband and wife Ref to DOT Auditor File No.: 2100803471 Tax Parcel ID No.: 92179/390217-197504-0000 Abbreviated Legal: LT 11, TRIGG WOODS, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 27, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 11, Plat of Trigg Woods, according to the plat thereof, recorded under auditors file no. 2080600471, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 6481 Trigg Woods Lane Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 08/24/10, recorded on 08/30/10, under Auditor’s File No. 2100803471, records of WHATCOM County, Washington, from Francisco Ortega and Brenda Ortega, Husband and Wife, as Grantor, to Adelita A Shubert on behalf of Flagstar Bank, FSB, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for My Neighborhood Mortgage Co, LLC, A Washington LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for My Neighborhood Mortgage Co, LLC, A Washington LLC, its successors and assigns to Flagstar Bank, FSB, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2130801054. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/20/2014 Monthly Payments $17,708.21 Lender’s Fees & Costs $235.68 Total Arrearage $17,943.89 Trustee’s Expenses (Itemization) Trustee’s Fee $250.00 Total Costs $250.00 Total Amount Due: $18,193.89
IV.
The sum owing on the Obligation is: Principal Balance of $212,471.88, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 27, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/16/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/16/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/16/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Francisco Ortega 6481 Trigg Woods Lane Ferndale, WA 98248 Brenda Ortega 6481 Trigg Woods Lane Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 05/02/14, proof of which is in the possession of the Trustee; and on 05/02/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/20/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7081.24528) 1002.268176-File No.
Published by Ferndale Record January 28 and February 18, 2015.

LEGAL
File No.: 7372.22819 Grantors: Northwest Trustee Services, Inc. Bayview Loan Servicing, LLC Grantee: Kenneth L. Pemberton, as his separate estate Ref to DOT Auditor File No.: 2080802560 Tax Parcel ID No.: 151883/405124-436083-0000 & 151833/405124-418057-0000 Abbreviated Legal: LTS 1 & 2, PEMBERTON’S SP, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq.
I.
On March 20, 2015, at 9:00 AM Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 1 and 2, as delineated on Pemberton’s Short Plat, according to the Plat thereof, recorded in Volume 1 of Short Plats, Page 163, under Auditor’s File No. 1214117. Except the following described tract: A tract of land within Government Lot 3, Section 24, Township 40 North, Range 1 West of W.M., described as follows: Beginning at a point on the Government Meander Line as the same is now laid out in said Section 24, 1009.26 feet North 62 degrees 37’30” West of the stone monument marking the fractional section corner to Fractional Sections 24 and 25, in said Township; thence North 27 degrees 22’30” East, along the Southeasterly line of a tract of land conveyed to Gomer Thomas, be deed recorded in Volume 159 of Deeds, Page 60, under Auditor’s File No. 239848, to the Point of Beginning on the East line of Government Lot 3; thence South 27 degrees 22’30” West, 17.00 feet, along the Southeasterly line of said Thomas Tract; thence South 50 degrees 23’30” East, 9.60 feet, more or less, to the East line of Government Lot 3; thence North 21.40 feet, more or less, along the East line of Government Lot 3 to the Point of Beginning on said East line. Situate in Whatcom County, Washington. Commonly known as: 8142 Birch Bay Drive Blaine, WA 98230 which is subject to that certain Deed of Trust dated 08/14/08, recorded on 08/22/08, under Auditor’s File No. 2080802560, records of WHATCOM County, Washington, from Joseph T. Pemberton, Jr., as his separate estate, as Grantor, to Lawyers Title Realty Service, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Capital One Home Loans, LLC, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association to Bayview Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140901064. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/03/2014 Monthly Payments $23,934.52 Late Charges $664.00 Lender’s Fees & Costs $169.00 Total Arrearage $24,767.52 Trustee’s Expenses (Itemization) Trustee’s Fee $1,080.00 Title Report $941.70 Statutory Mailings $67.32 Recording Costs $0.00 Postings $80.00 Sale Costs $0.00 Total Costs $2,169.02 Total Amount Due: $26,936.54 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $251,971.82, together with interest as provided in the note or other instrument evidencing the Obligation from 01/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 20, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/09/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/09/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/09/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Joseph T. Pemberton, Jr. aka Joseph Thomas Pemberton 8142 Birch Bay Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Joseph T. Pemberton, Jr. aka Joseph Thomas Pemberton 8142 Birch Bay Drive Blaine, WA 98230 The Estate of Joseph T. Pemberton, Jr. aka Joseph Thomas Pemberton 8142 Birch Bay Drive Blaine, WA 98230 The Heirs and Devisees of The Estate of Joseph T. Pemberton, Jr. aka Joseph Thomas Pemberton 8142 Birch Bay Drive Blaine, WA 98230 Kenneth L. Pemberton fka Kenneth L. Larsen, Personal Rep. for The Estate of Joseph T. Pemberton, Jr. 8142 Birch Bay Drive Blaine, WA 98230 Kenneth L. Pemberton fka Kenneth L. Larsen, Personal Rep. for The Estate of Joseph Thomas Pemberton 8142 Birch Bay Drive Blaine, WA 98230 Kenneth L. Pemberton fka Kenneth L. Larsen, Personal Rep. for The Estate of Joseph T. Pemberton, Jr. 120 Prospect Street, #1 Bellingham, WA 98225-4428 Kenneth L. Pemberton fka Kenneth L. Larsen, Personal Rep. for The Estate of Joseph Thomas Pemberton 120 Prospect Street, #1 Bellingham, WA 98225-4428 Kenneth L. Pemberton fka Kenneth L. Larsen 8142 Birch Bay Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Kenneth L. Pemberton fka Kenneth L. Larsen 8142 Birch Bay Drive Blaine, WA 98230 Kenneth L. Pemberton fka Kenneth L. Larsen 120 Prospect Street, #1 Bellingham, WA 98225-4428 Unknown Spouse and/or Domestic Partner of Kenneth L. Pemberton fka Kenneth L. Larsen 120 Prospect Street, #1 Bellingham, WA 98225-4428 by both first class and certified mail, return receipt requested on 10/30/14, proof of which is in the possession of the Trustee; and on 10/29/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/03/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7372.22819) 1002.274630-File No.
Published by Ferndale Record February 18 and March 11, 2015.

LEGAL
File No.: 7372.22360 Grantors: Northwest Trustee Services, Inc. Bayview Loan Servicing, LLC Grantee: Bob A. Tutterrow and Lisa A. Tutterrow, husband and wife Ref to DOT Auditor File No.: 1990104201 Tax Parcel ID No.: 390320 044352 0000 /PID #103385 Abbreviated Legal: PTN SEC 20 TWP 39N RGE 3E SW QTR NW QTR, WHATCOM COUNTY Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 20, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: The West 198 feet of the East 30 acres of the Southwest Quarter of the Northwest Quarter of Section 20, Township 39 North, Range 3 East of W.M., except the West 183 of the South 440 feet thereof; and except right of way for County Road No. 101 lying along the Southerly line thereof. Situate in Whatcom County, Washington. Commonly known as: 534 East Laurel Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 01/19/99, recorded on 01/29/99, under Auditor’s File No. 1990104201, records of Whatcom County, Washington, from Bob A. Tutterrow and Lisa A. Tutterrow, husband and wife, as Grantor, to Charter Title, a Washington Corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, as Beneficiary, the beneficial interest in which was assigned by PMorgan Chase Bank, National Association, successor in interest by purchase from the Federal Deposit Insurance Corporation as Receiver of Washington Mutual Bank F/K/A Washington Mutual Bank, FA to Bayview Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131202004. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/04/2014 Monthly Payments $44,930.19 Late Charges $844.31 Lender’s Fees & Costs $3,176.40 Total Arrearage $48,950.90 Trustee’s Expenses (Itemization) Trustee’s Fee $945.00 Title Report $0.00 Statutory Mailings $10.54 Recording Costs $0.00 Postings $70.00 Sale Costs $0.00 Total Costs $1,025.54 Total Amount Due: $49,976.44 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $97,789.61, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 20, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/09/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/09/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/09/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Bob A. Tutterrow 534 East Laurel Road Bellingham, WA 98226-9775 Lisa A. Tutterrow 534 East Laurel Road Bellingham, WA 98226-9775 by both first class and certified mail, return receipt requested on 09/10/13, proof of which is in the possession of the Trustee; and on 09/10/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 11/04/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7372.22360) 1002.261205-File No.
Published by Ferndale Record February 18 and March 11, 2015.

LEGAL
TS No WA08000146-14-1 APN 370406 436019 0000/PID# 31152 TO No 8394024 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on March 20, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, txhe undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 31, SUDDEN VALLEY DIVISION NO. 4, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGES 40, 41 AND 42, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 370406 436019 0000/PID# 31152 More commonly known as 53 SUDDEN VALLEY DRIVE SE, BELLINGHAM , WA 98229 which is subject to that certain Deed of Trust dated as of October 17, 2008, executed by SEAN P BURKE, A SINGLE MAN, AND TIFFANY A LUCICH, A SINGLE WOMAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for COUNTRYWIDE BANK, FSB., Beneficiary of the security instrument, its successors and assigns, recorded October 23, 2008 as Instrument No. 2081002404 and the beneficial interest was assigned to Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP and recorded August 2, 2012 as Instrument Number 2120800257 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP Contact Phone No: 800-669-6650 Address: 2001 NW 46TH ST., KANSAS CITY, MO 64116
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2013 To November 14, 2014 Number of Payments 6 Monthly Payment $1,528.41 12 $1,530.15 5 $1,920.90 Total $37,136.76 LATE CHARGE INFORMATION February 1, 2013 November 14, 2014 1 $1,540.56 Total $1,540.56 PROMISSORY NOTE INFORMATION Note Dated: October 17, 2008 Note Amount: $227,551.00 Interest Paid To: January 1, 2013 Next Due Date: February 1, 2013
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $213,339.20, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 20, 2015. The defaults referred to in Paragraph III must be cured by March 9, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before March 9, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the March 9, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing, LP or Trustee to the Borrower and Grantor at the following address(es): ADDRESS SEAN P BURKE 53 SUDDEN VALLEY DRIVE SE, BELLINGHAM , WA 98229 SEAN P BURKE 53 SUDDEN VALLEY DRIVE, BELLINGHAM , WA 98229 SEAN P BURKE 53 SUDDEN VALLEY DRIVE, BELLINGHAM , WA 98229-7736 UNKNOWN SPOUSE OF SEAN P. BURKE 53 SUDDEN VALLEY DRIVE SE, BELLINGHAM, WA 98229 UNKNOWN SPOUSE OF SEAN P. BURKE 53 SUDDEN VALLEY DRIVE, BELLINGHAM, WA 98229 TIFFANY A LUCICH 53 SUDDEN VALLEY DRIVE SE, BELLINGHAM , WA 98229 TIFFANY A LUCICH 53 SUDDEN VALLEY DRIVE, BELLINGHAM , WA 98229 TIFFANY A LUCICH 53 SUDDEN VALLEY DRIVE, BELLINGHAM , WA 98229-7736 UNKNOWN SPOUSE OF TIFFANY A. LUCICH 53 SUDDEN VALLEY DRIVE SE, BELLINGHAM, WA 98229 UNKNOWN SPOUSE OF TIFFANY A. LUCICH 53 SUDDEN VALLEY DRIVE , BELLINGHAM, WA 98229 by both first class and certified mail on April 30, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: November 14, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA14-000473-1, Pub Dates 02/18/2015, 03/11/2015
Published by Ferndale Record February 18 and March 11, 2015.

Legals – February 18, 2015

■ CITY OF FERNDALE

■ PUBLIC NOTICE

■ NOTICE TO CREDITORS

■ TRUSTEE’S SALE

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