■ CITY OF FERNDALE
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR FERNDALE TERRACE
STORMWATER IMPROVMENTS
Plans, Specifications and
Engineering Services
The City of Ferndale is seeking qualification statements from Professional Engineering firms with experience providing Plans, Specifications and Engineering Services for the Ferndale Terrace Stormwater Improvements Project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org/category/legal-notices/.
Submittals are due by 5:00 pm, Friday, March 4th, 2016. Questions regarding this RFQ should be directed to Wendy LaRocque, Stormwater Manager.
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record February 17 and 24, 2016.
■ PUBLIC NOTICE
LEGAL
Superior Court of Washington
County of WHATCOM
In re:
GEORGE DOUGLAS BEVARD JR.
Petitioner,
And
INA LOUISE BEVARD
Respondent.
No. 163000169
Summons by Publication (SMPB)
To the Respondent: INA LOUISE BEVARD
1. The petitioner has started an action in the above court requesting that your marriage or domestic partnership be dissolved.
2. The petition also requests that the Court grant the following relief: Dispose of property and liabilities.
Any such relief the court deems just and necessary.
3. You must respond to this summons by serving a copy of your written response on the person signing this summons and by filing the original with the clerk of the court. If you do not serve your written response within 60 days after the date of the first publication of this summons (60 days after the 20th day of January, 2016 ), the court may enter an order of default against you, and the court may, without further notice to you, enter a decree and approve or provide for other relief requested in this summons. In the case of a dissolution, the court will not enter the final decree until at least 90 days after service and filing. If you serve a notice of appearance on the undersigned person, you are entitled to notice before an order of default or a decree may be entered.
4. Your written response to the summons and petition must be on form: WPF DR 01.0300, Response to Petition (Marriage).
Information about how to get this form may be obtained by contacting the clerk of the court, by contacting the Administrative Office of the Courts at {360) 705-5328, or from the Internet at the Washington State Courts homepage:
http://www.courts.wa.gov/forms
5. If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your written response, if any, may be served on time.
6. One method of serving a copy of your response on the petitioner is to send it by certified mail with return receipt requested.
7. Other: This summons is issued pursuant to RCW 4.28.100 and Superior Court Civil Rule 4.1 of the State of Washington.
Dated 1-6-2016
GEORGE BEVARD JR.
Signature of Petitioner
File Original of Your Response with the Clerk of the Court at:
Clerk of the Court Whatcom County Court
Whatcom County Courthouse
311 Grand Ave., Suite 301
Bellingham, WA, 98225
Serve a Copy of Your Response on:
Petitioner:
GEORGE BEVARD JR.
1401 Marine Dr.
Bellingham, WA 98225
Published by Ferndale Record January 20 & 27, and February 3, 10, 17 & 24, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
JACOB’S LANDING ASSOCIATION, a Washington nonprofit corporation,
Plaintiff,
vs.
DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and the marital community composed thereof, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 15 2 01720 5
SUMMONS BY PUBLICATION
Judge Charles R. Snyder
THE STATE OF WASHINGTON, to the said DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and their marital community, if married; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 20th day of January, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Jacob’s Landing Association, a Washington nonprofit corporation, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 414, Gabriola Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1292228, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400130 090118 0013
PID: 119787
DATED this 11th day of January, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record January 20 & 27 and February 3, 10, 17
& 24, 2016.
LEGAL
NOTICE OF APPLICATION AND
INTENT TO ISSUE A MITIGATED
DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Ramon Llanos, LDES
DATE OF APPLICATION: January 21, 2016
DATE OF COMPLETE APPLICATION: February 12, 2016
APPLICATION NUMBERS Preliminary Plat – 16001-PP
Plat Variance 16001-PV
SEPA -16003-SE
PROJECT LOCATION: The project site is located south of the intersection of Main Street and Hendrickson Avenue, addressed as 2312 Main Street, Parcel Numbers: 390230227571, 390230218571, in the 2300 Block, in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to subdivide two adjacent parcels totaling 3.8-acres in size into 11-multifamily lots. The project will have a total of 44 multifamily dwelling units with 4-unit townhomes on each lot.
The project includes mitigation of impacts to and subsequent permanent protection of onsite wetlands, open space, storm facilities, roads and all infrastructure necessary to service the development. The applicant proposes to vary from the City Public Road Standard by reducing the width of the street serving the subdivision and altering the method of parking within the development. No reduction of required parking stalls is proposed.
Fill and grade activities proposed for the subdivision are as follows:
Fill and Grade proposed for the site totals approximately 2,500 cubic yards.
REQUESTED ACTION(S):
The applicant requests a SEPA Determination by the City of Ferndale for the proposed subdivision.
A SEPA checklist is required for this project as it exceeds the exemption thresholds of 30 multifamily units and 1,000 cubic yards of fill and grade activities.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: February 17 – March 2, 2016
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Preliminary Plat Permit, City of Ferndale
3. Plat Variance, City of Ferndale
4. Land Disturbance Permit, City of Ferndale
The following mitigation measures were identified relative to the proposed project:
EARTH:
An erosion control plan will be implemented to comply with the National Pollution Discharge Elimination System (NPDES) construction stormwater permit and guidance.
Construction Stormwater Pollution Prevention (SWPPP) will include erosion control BMPs implemented in accordance with the appropriated Department of Ecology manual.
AIR:
The project will include dust control measures such as application of water to control dust and construction equipment during construction. Construction activities will be limited to daytime hours. Landscaping will be installed once the project is completed and will be maintained by a professional landscaping company hired by the collective property owners.
AESTHETICS:
The storm water vault shall be fully screened from view of the public right of way parking/common areas.
The City recognizes that the aesthetics of residential developments, particularly those with higher densities that are occupied by individuals and families who have no direct control or authority over structural design or maintenance, may have a significant influence on the overall condition and living environment of the development. As such, it is appropriate to ensure that the aesthetics and structural design of the project are designed in a manner that does not create conditions for future negative impacts on residents of this development, or adjacent developments. At minimum the multifamily structures and site design must include the following features, subject to review and approval by the City:
• Orient buildings to public streets and open spaces in a way that corresponds to the site’s natural features and enhances the character of the street for pedestrians
• The scale of those portions of the building facing an existing developed neighborhood shall conform to the scale established in the neighborhood or the scale identified for the district.
• Orient buildings to provide for privacy, to the extent practical, both within the project and for adjacent residential uses.
• Locate windows so residents from one unit cannot look directly into another unit.
• Arrange parking areas, common recreation areas and walkways away from ground floor windows and patios or provide landscape screening between these features.
• Separate decks and patios with fencing, walls or screens.
• Use architectural features that break up blank, flat walls and roofs and give the building a human scale.
• Provide articulation of the building facade by using well-proportioned and spaced windows.
• Clearly define the main entrance of a building, orient it to a pedestrian walkway and enhance safety through lighting and visibility.
• Use durable exterior finish materials that provide visual detail, reduce the perceived scale of the building through texture or pattern and appear similar to those used in the neighborhood.
• Design garages and carports in a way that does not dominate the streetscape or obscure building entries. Accessory buildings shall be subordinate in scale to the main buildings.
• Utilize a variety of exterior finish materials and paint to distinguish each structure in the development from other structures, together with elements or design that may serve to provide continuity within the development.
Establishment of a Homeowner’s Association, with responsibilities to maintain buildings, landscaping and shared common spaces will mitigate aesthetic impacts.
WATER:
Stormwater-
Applicant will install or preserve measurements to comply with the Department of Ecology (Ecology) guidelines and the NPDES permit (if applicable)
Surface water on site will be collected, treated, and then released to a metered stormwater structure in compliance with City and Ecology regulations.
Establishment of an Owner’s Association, with responsibilities to maintain storm facilities is required.
Wetlands-
Project shall seek to avoid wetland impacts where possible and shall mitigate for wetland impacts and/or wetland buffer impacts in accordance with City, state and federal regulations.
Establishment of an Owner’s Association, with responsibilities to maintain critical areas and associated buffers on site is required.
NOISE:
Working hours will be limited to 7AM to 7PM during construction.
PLANTS:
Landscaping improvements will conform to the City of Ferndale requirements and will include installation of plants and shrubbery in and around the parking facilities and adjacent to the existing frontages.
TRANSPORATION:
Traffic impact fees will be owed for each lot. Compliance with City of Ferndale concurrency ordinance shall be required.
Frontage improvements may be required.
PUBLIC SERVICES:
Water, sewer, and stormwater infrastructure (as necessary) will be constructed to city standards; payment of water and sewer connection fees; payment of storm sewer mitigation fees.
During construction of the civil improvements, the contractor will coordinate with Public Works.
Establishment of a Owner’s Association, with responsibilities to maintain infrastructure facilities is required.
PUBLIC SAFETY:
Provision of fire protection infrastructure per Fire District requirements; traffic control during construction shall be coordinated between the applicant, Ferndale Public Works Department, and the Ferndale Police Department.
RECREATION:
A pedestrian trail in favor of the City of Ferndale, to be maintained by the Owner’s Association shall be established to connect Main Street to the south along the east portion of the site.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Department of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record February 17, 2016.
■ NOTICE TO CREDITORS
LEGAL
In the Superior Court of Washington for Skagit County
In re the estate of
IRENE M. BOETTCHER,
deceased.
No. 16-4-00039-8
NONPROBATE NOTICE TO CREDITORS (RCW 11.42.030)
Eric Boettcher, the undersigned Notice Agent, has elected to give notice to creditors of the above decedent under RCW 11.42.020. As of the date of the filing of a copy of this notice with the clerk of this court, the Notice Agent has no knowledge of the appointment and qualification of a personal representative in the decedent’s estate in the state of Washington or of any other person becoming a Notice Agent. According to the records of the clerk of this court as of 8:30 a.m. on the date of filing of this notice with the clerk, no personal representative of the decedent’s estate had been appointed and qualified and no cause number regarding the decedent had been issued to any other Notice Agent by the clerk of this court under RCW 11.42.010.
Any person having claims against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.42.070 by serving on or mailing to the notice agent or the notice agent’s attorney at the address stated below, a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) thirty days after the notice agent served or mailed the notice to the creditor as provided under RCW 11.42.020(2)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim will be forever barred, except as otherwise provided in RCW 11.42.050 and 11.42.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication of this notice: February 10, 2016.
The notice agent declares under penalty of perjury under the laws of the State of Washington on February 1, 2016, at Federal Way, Washington that the foregoing is true and correct.
Eric Boettcher, Notice Agent
Michael A., Winslow, WSBA #13901
Attorney for Notice Agent
Address for mailing or service of claims:
Michael A. Winslow
Attorney at Law
1204 Cleveland Avenue
Mount Vernon, Washington 98273
Published by Ferndale Record February 10, 17 and 24, 2016.
■ TRUSTEE’S SALE
LEGAL
TS No WA05000093-15-1 APN 100701/3903021490990000 TO No 8529240 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on February 26, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: PARCEL A: THE NORTH 5 ACRES OF THE FOLLOWING DESCRIBED PROPERTY: THE WEST 10 ACRES OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 2, TOWNSHIP 39 NORTH, RANGE 3 EAST, W.M. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: THAT PART OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 2, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M., WHATCOM COUNTY, WASHINGTON, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER OF THE NORTH 5 ACRES OF THE WEST 10 ACRES OF SAID SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER; THENCE NORTH 89º41`26” EAST ALONG THE SOUTHERLY LINE OF THE SAID NORTH 5 ACRES PROJECTED EASTERLY 18 FEET, MORE OR LESS, TO AN EXISTING FENCE; THENCE NORTHERLY ALONG SAID FENCE TO THE NORTHERLY LINE OF SAID SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER; THENCE WEST ALONG SAID NORTHERLY LINE TO THE NORTHEAST CORNER OF SAID NORTH 5 ACRES; THENCE SOUTH 01º13`48” EAST ALONG THE EASTERLY LINE THEREOF 670.36 FEET TO THE POINT OF BEGINNING. PARCEL C: AN EASEMENT FOR DRIVEWAY PURPOSES OVER, UNDER AND ACROSS THE EAST 10 FEET OF THE SOUTH 5 ACRES OF THE WEST HALF OF THE WEST HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION 2, TOWNSHIP 39 NORTH, RANGE 3 EAST OF W.M. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 100701/3903021490990000 More commonly known as 1822 E POLE RD, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated as of December 22, 2004, executed by RONALD M KILLHAM, MARRIED AND MAVIS C KILLHAM, MARRIED as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WASHTENAW MORTGAGE COMPANY, Beneficiary of the security instrument, its successors and assigns, recorded January 24, 2005 as Instrument No. 2050103540 and the beneficial interest was assigned to FIDELITY BANK and recorded March 29, 2006 as Instrument Number 2060304652 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by FIDELITY BANK, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: FIDELITY BANK Contact Phone No: (800) 658-1637 Address: 100 East English, Wichita, KS 67201-1007
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 1, 2014 To October 23, 2015 Number of Payments 2 $550.72 4 $554.68 8 $529.47 Total $7,555.92 LATE CHARGE INFORMATION September 1, 2014 October 23, 2015 $495.81 PROMISSORY NOTE INFORMATION Note Dated: December 22, 2004 Note Amount: $57,800.00 Interest Paid To: August 1, 2014 Next Due Date: September 1, 2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $26,479.64, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on February 26, 2016. The defaults referred to in Paragraph III must be cured by February 15, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 15, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 15, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, FIDELITY BANK or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF RONALD M KILLHAM 1822 E POLE RD, EVERSON, WA 98247 UNKNOWN SPOUSE OF MAVIS C KILLHAM 1822 E POLE RD, EVERSON, WA 98247 MAVIS C KILLHAM 1822 E POLE RD, EVERSON, WA 98247 MAVIS C KILLHAM 1822 E POLE RD, EVERSON, WA 98247-9614 MAVIS C KILLHAM 1822 EAST POLE RD, EVERSON, WA 98247 RONALD M KILLHAM 1822 E POLE RD, EVERSON, WA 98247 RONALD M KILLHAM 1822 E POLE RD, EVERSON, WA 98247-9614 by both first class and certified mail on March 26, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: October 23, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000710-2, Pub Dates 01/27/2016, 02/17/2016
Published by Ferndale Record January 27 and February 17, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-674355-SW APN No.: 405123 540207 0000 Title Order No.: 245370907 Deed of Trust Grantor(s): DYMOND R NICON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT Deed of Trust Instrument/Reference No.: 2060801976
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/26/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 14, BIRCH BAY VILLAGE, DIVISION NO. 11-A, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 13 OF PLATS, PAGE 9, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 5315 Nootka Loop, Blaine, WA 98230 which is subject to that certain Deed of Trust dated 8/4/2006, recorded 8/11/2006, under 2060801976 records of WHATCOM County, Washington , from DYMOND R. NICON, AN UNMARRIED MAN , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee for American Home Mortgage Asset Trust 2006-5, MORTGAGE-BACKED PASS-THROUGH CERTIFICATES SERIES 2006-5 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $282,523.95
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $730,007.91 , together with interest as provided in the Note from 6/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/26/2016 . The defaults referred to in Paragraph III must be cured by 2/15/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/15/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/15/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DYMOND R. NICON, AN UNMARRIED MAN ADDRESS 5315 Nootka Loop, Blaine, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/1/2015.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 10/27/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-674355-SW IDSPub #0093882 1/27/2016 2/17/2016
Published by Ferndale Record January 27 and February 17, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-672367-SW APN No.: 4001312301730000/122872 Title Order No.: 8556477 Deed of Trust Grantor(s): WILLIAM C BENEDICT Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR CREATIVE MORTGAGE SOLUTIONS, INC. Deed of Trust Instrument/Reference No.: 2070102343
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/18/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 158, PLAT OF BAY-CREST NORTH, DIVISION 2, PHASES 2 AND 4, ACCORDING TO THE PLAT THEREOF, RECORDED APRIL 28, 2005, UNDER AUDITOR’S FILE NO. 2050404981, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7471 CLAMDIGGER DR, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated 1/17/2007, recorded 1/18/2007, under 2070102343 records of WHATCOM County, Washington , from WILLIAM C. BENEDICT, A MARRIED MAN , as Grantor(s), to WHATCOM LAND TITLE COMPANY, INC. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR CREATIVE MORTGAGE SOLUTIONS, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR CREATIVE MORTGAGE SOLUTIONS, INC. (or by its successors-in-interest and/or assigns, if any), to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $25,118.82
IV.
he sum owing on the obligation secured by the Deed of Trust is: The principal sum of $170,841.29 , together with interest as provided in the Note from 8/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/18/2016 . The defaults referred to in Paragraph III must be cured by 3/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME WILLIAM C. BENEDICT, A MARRIED MAN ADDRESS 7471 CLAMDIGGER DR, BLAINE, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/18/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/13/2015 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-672367-SW IDSPub #0094946 2/17/2016 3/9/2016
Published by Ferndale Record February 17 and March 9, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-527833-SH APN No.: 3803221882380000 Title Order No.: 7146972 Deed of Trust Grantor(s): MICHELLE GORDON Deed of Trust Grantee(s): NATIONS FIRST LENDING, INC. Deed of Trust Instrument/Reference No.: 2050806047
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/18/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE SOUTH HALF OF LOT 24 AND ALL OF LOT 25, BLOCK 19, SILVER BEACH ON LAKE WHATCOM, WHATCOM COUNTY, WASHINGTON, A PART OF THE CONSOLIDATED CITY OF BELLINGHAM, AS PER THE MAP THEREOF, RECORDED IN BOOK 2 OF PLATS, PAGE 99, IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2818 FLINT STREET, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 8/23/2005, recorded 8/29/2005, under 2050806047 records of WHATCOM County, Washington , from MICHELLE GORDON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY , as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of NATIONS FIRST LENDING, INC. , as Beneficiary, the beneficial interest in which was assigned by NATIONS FIRST LENDING, INC. (or by its successors-in-interest and/or assigns, if any), to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2005- .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $318,505.35
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $458,433.77 , together with interest as provided in the Note from 12/1/2008 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/18/2016 . The defaults referred to in Paragraph III must be cured by 3/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MICHELLE GORDON, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY ADDRESS 2818 FLINT STREET, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/18/2012 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/17/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-12-527833-SH IDSPub #0095221 2/17/2016 3/9/2016
Published by Ferndale Record February 17 and March 9, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-646316-SW APN No.: 3803281564950000 Title Order No.: 8496549 Deed of Trust Grantor(s): DEAN B HASKINS, ROSE MARIE HASKINS Deed of Trust Grantee(s): ABN AMRO MORTGAGE GROUP, INC Deed of Trust Instrument/Reference No.: 2050405230
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/18/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 28, BLOCK 2, PLAT OF WHATCOM FALLS HEIGHTS, AN ADDITION TO THE CITY OF BELLINGHAM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 8 OF PLATS, PAGE 58, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2135 HURON ST, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 4/22/2005, recorded 4/28/2005, under 2050405230 records of WHATCOM County, Washington , from DEAN B. HASKINS AND ROSE MARIE HASKINS, WHO ACQUIRED TITLE AS ROSE MARIE ALEXANDER, HUSBAND AND WIFE , as Grantor(s), to COMMONWEALTH LAND TITLE , as Trustee, to secure an obligation in favor of ABN AMRO MORTGAGE GROUP, INC , as Beneficiary, the beneficial interest in which was assigned by ABN AMRO MORTGAGE GROUP, INC (or by its successors-in-interest and/or assigns, if any), to Green Tree Servicing LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $18,297.04
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $113,570.73 , together with interest as provided in the Note from 5/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/18/2016 . The defaults referred to in Paragraph III must be cured by 3/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DEAN B. HASKINS AND ROSE MARIE HASKINS, WHO ACQUIRED TITLE AS ROSE MARIE ALEXANDER, HUSBAND AND WIFE ADDRESS 2135 HURON ST, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 8/28/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/17/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-646316-SW IDSPub #0095230 2/17/2016 3/9/2016
Published by Ferndale Record February 17 and March 9, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-686460-SW APN No.: 380201 413218 0003 Title Order No.: 150242036-WA-MSI Deed of Trust Grantor(s): TAMARA THETFORD Deed of Trust Grantee(s): WELLS FARGO BANK, N.A., A NATIONAL ASSOCIATION Deed of Trust Instrument/Reference No.: 2050804329
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/18/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: UNIT NO. 4637-201, CORDATA COTTAGES CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 2040603402, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL A-I: AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES AS DISCLOSED BY INSTRUMENT RECORDED ON DECEMBER 17, 1999 UNDER AUDITOR’S FILE NO. 1991202252, AS DELINEATED ON THE SURVEY PLANS FOR THE CORDATA COTTAGES CONDOMINIUMS RECORDED JUNE 17, 2004, UNDER AUDITOR’S FILE NO. 2040603402, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 4637 CELIA WAY #201, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 8/11/2005, recorded 8/22/2005, under 2050804329 records of WHATCOM County, Washington , from TAMARA THETFORD, A SINGLE PERSON , as Grantor(s), to WHATCOM LAND TITLE , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A., A NATIONAL ASSOCIATION , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A., A NATIONAL ASSOCIATION (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, N.A. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $8,242.03
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $129,423.68 , together with interest as provided in the Note from 4/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/18/2016 . The defaults referred to in Paragraph III must be cured by 3/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME TAMARA THETFORD, A SINGLE PERSON ADDRESS 4637 CELIA WAY #201, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/2/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/16/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-686460-SW IDSPub #0095567 2/17/2016 3/9/2016
Published by Ferndale Record February 17 and March 9, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-677298-SW APN No.: 400630 168005 0000 Title Order No.: 150177611-WA-MSI Deed of Trust Grantor(s): AL B WHITE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR IMPAC FUNDING CORPORATION DBA IMPAC LENDING GROUP Deed of Trust Instrument/Reference No.: 2060903382
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/18/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 14, RIVENDELL ESTATES, AS PER THE MAP THEREOF, RECORDED IN VOLUME 14 OF PLATS, PAGE 80, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7712 SILVER LAKE ROAD, MAPLE FALLS, WA 98266-0000 which is subject to that certain Deed of Trust dated 9/14/2006, recorded 9/22/2006, under 2060903382 records of WHATCOM County, Washington , from AL B WHITE, AS HIS SOLE AND SEPARATE PROPERTY , as Grantor(s), to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR IMPAC FUNDING CORPORATION DBA IMPAC LENDING GROUP , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR IMPAC FUNDING CORPORATION DBA IMPAC LENDING GROUP (or by its successors-in-interest and/or assigns, if any), to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE UNDER THE POOLING AND SERVICING AGREEMENT RELATING TO IMPAC SECURED ASSETS CORP., MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-3 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $63,761.93
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $206,581.71 , together with interest as provided in the Note from 5/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/18/2016 . The defaults referred to in Paragraph III must be cured by 3/7/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/7/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/7/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AL B WHITE, AS HIS SOLE AND SEPARATE PROPERTY ADDRESS 7712 SILVER LAKE ROAD, MAPLE FALLS, WA 98266-0000 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/31/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/17/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-677298-SW IDSPub #0095243 2/17/2016 3/9/2016
Published by Ferndale Record February 17 and March 9, 2016.
