Legals – February 11, 2015

■ CITY OF FERNDALE

LEGAL
NOTICE OF FERNDALE EAGLE
BOARD VACANCIES
The City of Ferndale is accepting applications for two open seats on the Ferndale EAGLE Board. The board plays a vital role in reviewing commercial and retail building projects to ensure compliance with the City’s adopted retail design standards, known as the EAGLE design standards. Applicants selected would serve until January 1, 2019. Deadline for applications is 5 p.m. February 20, 2015. For more information on how to apply, visit www.cityofferndale.org and click on “Public Involvement.”
Published by Ferndale Record February 4 and 11, 2015.

LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 1000 gallons per minute (gpm), 1614 acre-feet per year for municipal water supply, as granted under Ground Water Right 1513, priority date May 9, 1952. That the original point of withdrawal is located in NE¼ SE¼ NW¼ Section 30, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s most recent water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County. No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015. DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.

LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 60 gallons per minute (gpm), 85 acre-feet per year for municipal water supply, as granted under Ground Water Right 7700, priority date March 10, 1970. That the original point of withdrawal is located in government lot 3, Section 19, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County. No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015.
DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.

LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 1000 gallons per minute (gpm), 1614 acre-feet per year for municipal water supply, as granted under Ground Water Right G1-00720P, priority date July 22, 1971. That the original point of withdrawal is located in NE¼ SE¼ NW¼ Section 30, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s most recent water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County. No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015.
DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.

LEGAL
STATE OF WASHINGTON
DEPARTMENT OF ECOLOGY
NOTICE OF APPLICATION
TO CHANGE AN EXISTING
WATER RIGHT
TAKE NOTICE:
That City of Ferndale of Ferndale, Washington on November 19, 2014, has filed an application of change to ground water certificate. Certificated use is for 870 gallons per minute (gpm), 440 acre-feet per year for municipal water supply, as granted under Ground Water Right 3058, priority date February 28, 1955. That the original point of withdrawal is located in E½ SE¼ SW¼ SE¼, Section 19, Township 39N, Range 2E, W.M. in Whatcom County. The place of use is located within the area served by City of Ferndale’s water system plan approved by the Department of Health.
The request here is to change points of withdrawal to Section 19, S½ of Section 18, W½ of Sections 20 & 29, and N¾ of Section 30, in Township 39N, Range 2E, W.M.; and S½ of Section 13, and Sections 24 & 25, in Township 39N, Range 1E, W.M., Whatcom County.
No increase will be made to the instantaneous withdrawal rate or annual quantity.
Protests or objections to approval of this application must include a detailed statement of the basis for objections: protests must be accompanied with a fifty-dollar ($50.00) NON-REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty (30) days from February 18, 2015. DEPARTMENT OF ECOLOGY
CASHIERING OFFICE – NWRO-WR
PO BOX 47611
OLYMPIA WA 98504-7611
Published by Ferndale Record February 11 and 18, 2015.

■ TRUSTEE’S SALE

LEGAL
File No.: 7023.111087 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Linda J. Kight, as Her Separate Estate Ref to DOT Auditor File No.: 2120302425 Tax Parcel ID No.: 32014/370407-427520-0000 Abbreviated Legal: L 129, SUDDEN VALLEY DIV 2, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 20, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 129, Sudden Valley, Division No. 2, according to the Plat thereof, recorded in Volume 10 of Plats, Pages 17 through 19, inclusive, records of Whatcom County, Washington. Commonly known as: 17 Lookout Mountain Lane Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 03/09/12, recorded on 03/22/12, under Auditor’s File No. 2120302425, records of WHATCOM County, Washington, from David L. Kight and Linda J. Kight, husband and wife, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/13/2014 Monthly Payments $8,429.13 Late Charges $182.88 Total Arrearage $8,612.01 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $854.10 Statutory Mailings $16.83 Recording Costs $50.00 Postings $80.00 Sale Costs $31.50 Total Costs $1,932.43 Total Amount Due: $10,544.44 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $210,663.22, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 20, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/09/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/09/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/09/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs and Devisees for the Estate of David L. Kight 17 Lookout Mountain Lane Bellingham, WA 98229 Linda J. Kight 17 Lookout Mountain Lane Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Linda J. Kight 17 Lookout Mountain Lane Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 09/10/14, proof of which is in the possession of the Trustee; and on 09/11/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/13/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.111087) 1002.272674-File No.
Published by Ferndale Record January 21 and February 11, 2015.

LEGAL
APN: 405302-100326-0000
TS No: 14-30843
Deed of Trust Reference No.: 2111000642
Grantor: SHIRLEY M. MAGNUSSON, AS HER SEPARATE ESTATE
Grantee: AXIA FINANCIAL, LLC
NOTICE OF TRUSTEE’S SALE
“THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date of this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE – Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663)
Web site: http://www.dfi.wa.gov/consumers/homeownership/
The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287
Web site: http://portal.hud.gov/hudportal/HUD
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, BENJAMIN DAVID PETIPRIN will on 2/20/2015, at 10:00 AM At main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit:
THE SOUTH 496 FEET OF THE WEST 460 FEET OF THE FOLLOWING DESCRIBED PARCEL: BEGINNING AT THE SOUTHEAST CORNER OF SAID SOUTHWEST QUARTER OF SAID NORTHWEST QUARTER; OF SECTION 2, TOWNSHIP 40 NORTH, RANGE 3 WEST, W.M. THENCE SOUTH 89°26’39” WEST, 575.00 FEET ALONG THE SOUTH LINE OF SAID SOUTHWEST QUARTER; THENCE NORTH 00°15’35’ WEST, 780.00 FEET; THENCE NORTH 89”26’39” EAST, 575.00 FEET; THENCE SOUTH 00°15’35” EAST, 780.00 FEET TO THE POINT OF BEGINNING EXCEPT BENSON ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON
Commonly known as:
1890 Benson Rd
Point Roberts, WA 98281
which is subject to that certain Deed of Trust dated 9/30/2011, recorded 10/10/2011, under Auditor’s File No. 2111000642, in records of Whatcom County, Washington, from SHIRLEY M. MAGNUSSON, AS HER SEPARATE ESTATE, as Grantor(s), to NORTHWEST TITLE COMPANY, as Trustee, to secure an obligation in favor of AXIA FINANCIAL, LLC, as Lender. Nationstar Mortgage LLC d/b/a Champion Mortgage Company is the holder of the Promissory Note and current Beneficiary of the Deed of Trust.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows:
Failure to pay when due the following amounts which are now in arrears:
PAYMENT INFORMATION
FROM 10/14/2012
THRU 11/12/2014
NO.PMT 1
AMOUNT $343,706.42
TOTAL $343,706.42
LATE CHARGE INFORMATION
NO. LATE CHARGES 0
TOTAL $0.00
PROMISSORY NOTE INFORMATION
Note Dated: 9/30/2011
Note Amount: $600,000.00
Interest Paid To: 9/14/2012
Next Due Date: 10/14/2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $341,602.91, together with interest as provided in the note or other instrument secured from the 10/14/2012, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 2/20/2015. The default(s) referred to in Paragraph III must be cured by 2/9/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/9/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/9/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):
NAME
Heirs/Devisees of SHIRLEY M. MAGNUSSON
ADDRESS
1890 Benson Rd
Point Roberts, WA 98281
SHIRLEY M. MAGNUSSON
1890 Benson Rd
Point Roberts, WA 98281
The Estate of SHIRLEY M. MAGNUSSON
1890 Benson Rd
Point Roberts, WA 98281
by both first class and certified mail on 9/23/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to
possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: 11/12/14
Benjamin David Petiprin, Esq., c/o Law Offices of Les Zieve as Trustee
Address for service:
Law Offices of Les Zieve
1100 Dexter Avenue North
Suite 100
Seattle, WA 98109
Phone No: (206) 866-5345
Beneficiary / Servicer Phone: 855-683-3095
State of California ) ss.
County of Orange )
Published by Ferndale Record January 21 and February 11, 2015.

LEGAL
File No.: 7042.14351 Grantors: Northwest Trustee Services, Inc. The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates, Series 2007-BC1 Grantee: Hung Dinh Tran, as his separate estate Ref to DOT Auditor File No.: 2060403164 Tax Parcel ID No.: 100019/390234 419257 0000 Abbreviated Legal: PTN SE 1/4 34-39N-2E, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 20, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: A tract of land in the Northeast quarter of the Southeast quarter of Section 34, Township 39 North, Range 2 East of W.M., described as follows: Beginning at the East quarter corner of said Section 34; thence North 89 degrees 59’21” West along the North line of the Northeast quarter of the Southeast quarter, a distance of 1332.80 feet to the intersection of the centerlines of Northwest Road and the Larson Road, being the true point of beginning; thence South 89 degrees 59’21” East Along The Larson Road, 251.07 feet; thence South 00 degrees 01’01” East 20.00 feet; thence South 39 degrees 45’22” West 94.08 feet; thence South 43 degrees 31’28” West 103.58 feet; thence South 62 degrees 49’52” West 30.00 feet to the centerline of Northwest Road; thence North 27 degrees 08’40” West, along the centerline of Northwest Road, a distance of 203.60 feet to the point of beginning, except right-of-way for Northwest Road and right-of-way for Larson Road, lying along the Westerly and Northerly line thereof. Situate in Whatcom County, Washington. Commonly known as: 997 West Larson Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 04/18/06, recorded on 04/21/06, under Auditor’s File No. 2060403164, records of WHATCOM County, Washington, from Hung Dinh Tran, a Single Person, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for OwnIt Mortgage Solutions, Inc., as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York as Trustee for the Certificateholders of CWABS Inc., Asset-Backed Certificates, Series 2007-BC1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120401994. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/13/2014 Monthly Payments $213,830.58 Lender’s Fees & Costs $1,906.38 Total Arrearage $215,736.96 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $974.55 Statutory Mailings $44.88 Recording Costs $14.00 Postings $80.00 Total Costs $2,613.43 Total Amount Due: $218,350.39
IV.
The sum owing on the Obligation is: Principal Balance of $268,330.22, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/08, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 20, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/09/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/09/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/09/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Hung Tran aka Hung Dinh Tran aka Hung D Tran 997 West Larson Road Bellingham, WA 98226 Hung Tran aka Hung Dinh Tran aka Hung D Tran 2502 Ontario Street Bellingham, WA 98226 Hung Tran aka Hung Dinh Tran aka Hung D Tran 2605 West Maplewood, Apartment 116 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Hung Tran aka Hung Dinh Tran aka Hung D Tran 997 West Larson Road Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Hung Tran aka Hung Dinh Tran aka Hung D Tran 2502 Ontario Street Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Hung Tran aka Hung Dinh Tran aka Hung D Tran 2605 West Maplewood, Apartment 116 Bellingham, WA 98226 Hung Tran aka Hung Dinh Tran aka Hung D Tran 2441 Fieldview Drive Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Hung Tran aka Hung Dinh Tran aka Hung D Tran 2441 Fieldview Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 09/12/14, proof of which is in the possession of the Trustee; and on 09/12/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 10/13/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7042.14351) 1002.272786-File No.
Published by Ferndale Record January 21 and February 11, 2015.

LEGAL
TS No.: WA-14-617924-TC APN No.: 160009/ 4153343540700000 Title Order No.: 8423631 Grantor(s): STEVEN A DIEM Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR CITIMORTGAGE, INC Deed of Trust Instrument/Reference No.: 2070302268 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/20/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 19, BLOCK 3, PLAT OF DOGWOOD PARK, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGES 109 AND 110, RECORDS OF WHATCOM COUNTY, WASHINGTON.
SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 147 PARK DR , POINT ROBERTS, WA 98281 which is subject to that certain Deed of Trust dated 3/12/2007, recorded 03/16/2007, under 2070302268 records of Whatcom County, Washington, from STEVEN A DIEM, A SINGLE PERSON, as Grantor(s), to FIRST AMERICAN TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR CITIMORTGAGE, INC, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR CITIMORTGAGE, INC (or by its successors-in-interest and/or assigns, if any), to Federal National Mortgage Association, (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $64,805.57
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $238,476.05, together with interest as provided in the Note from the 4/1/2011, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/20/2015. The defaults referred to in Paragraph III must be cured by 2/9/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/9/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/9/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME STEVEN A DIEM, A SINGLE PERSON ADDRESS 147 PARK DR, POINT ROBERTS, WA 98281 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 8/12/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: OCT 20 2014 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-14-617924-TC P1116572 1/21, 02/11/2015
Published by Ferndale Record January 21 and February 11, 2015.

LEGAL
APN: 3803102802920000
TS No: 14-28407
Deed of Trust Reference No.: 2091203881
Grantor: JEREMY HAWKINSON AND KELLI HAWKINSON, HUSBAND AND WIFE HUSBAND AND WIFE
Grantee: AXIA FINANCIAL, LLC, A WASHINGTON LIMITED LIABILITY COMPANY as Lender
NOTICE OF TRUSTEE’S SALE
“THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME.
You have only 20 DAYS from the recording date of this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE – Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: 1-877-894HOME (1-877-894-4663)
Web site: http://www.dfi.wa.gov/consumers/homeownership/
The United States Department of Housing and Urban Development: Telephone: 1-800-569-4287
Web site: http://portal.hud.gov/hudportal/HUD
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys
Telephone: 1-800-606-4819 Web site: http://www.ocla.wa.gov/
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee, BENJAMIN DAVID PETIPRIN will on 3/13/2015, at 10:00 AM at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit:
THE WEST 313.7 FEET OF THAT PART OF THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 10, TOWNSHIP 38 NORTH, RANGE 3 EAST OF W.M., LYING SOUTH OF THE NORTHEAST DIAGONAL ROAD. EXCEPT THE RIGHT-OF-WAY FOR MT. BAKER HIGHWAY LYING ALONG THE NORTHERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON.
Commonly known as:
1511 MT BAKER HWY
BELLINGHAM, WA 98226
which is subject to that certain Deed of Trust dated 12/22/2009, recorded 12/31/2009, under Auditor’s File No. 2091203881, in records of Whatcom County, Washington, from JEREMY HAWKINSON AND KELLI HAWKINSON, HUSBAND AND WIFE HUSBAND AND WIFE, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, to secure an obligation in favor of AXIA FINANCIAL, LLC, A WASHINGTON LIMITED LIABILITY COMPANY as Lender. Matrix Financial Services Corporation is the holder of the Promissory Note and current Beneficiary of the Deed of Trust.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows:
Failure to pay when due the following amounts which are now in arrears:
PAYMENT INFORMATION
FROM 1/1/2014
THRU 1/31/2014
NO.PMT 1
AMOUNT $2,256.26
TOTAL $2,256.26
FROM 2/1/2014
THRU 6/1/2014
NO.PMT 5
AMOUNT $2,229.98
TOTAL $11,149.90
FROM 7/1/2014
TO 11/4/2014 NO.PMT 5
AMOUNT $2,245.49
TOTAL $11,227.45
LATE CHARGE INFORMATION
NO. LATE CHARGES 1 TOTAL $357.85
PROMISSORY NOTE INFORMATION
Note Dated: 12/22/2009
Note Amount: $337,392.00
Interest Paid To: 12/1/2013
Next Due Date: 1/1/2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $316,393.19, together with interest as provided in the note or other instrument secured from the 1/1/2014, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on 3/13/2015. The default(s) referred to in Paragraph III must be cured by 3/2/2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es):
NAME ADDRESS
JEREMY HAWKINSON 1511 MT BAKER HWY
BELLINGHAM, WA 98226-8722
JEREMY L HAWKINSON 1511 MT BAKER HWY
BELLINGHAM, WA 98226-8722
KELLI HAWKINSON 1511 MT BAKER HWY
BELLINGHAM, WA 98226-8722
by both first class and certified mail on 9/26/2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to
possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants and tenants. After the 20th day following the sale the purchaser has the right to evict occupants and tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
DATED: 11/5/14
Benjamin David Petiprin, Esq., c/o Law Offices of Les Zieve as Trustee
Address for service:
Law Offices of Les Zieve
1100 Dexter Avenue North
Suite 100
Seattle, WA 98109
Phone No: (206) 866-5345
Beneficiary / Servicer Phone: 1-800-393-4887
State of California ) ss.
County of Orange )
Published by Ferndale Record February 11 and March 4, 2015.

LEGAL
File No.: 7367.22152 Grantors: Northwest Trustee Services, Inc. Boeing Employees’ Credit Union Grantee: Maureen M. Greene and Mary Ochoa, each as their own separate estate Ref to DOT Auditor File No.: 2090305216 Tax Parcel ID No.: 3803214660690000/PID#67886 Abbreviated Legal: LOT 2, DANO SHORT PLAT, REC. 2050300446, WHATCOM COUNTY Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 13, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 2, Dano Short Plat, according to the map thereof, recorded under Auditor’s File No. 2050300446, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 2415 Fir Street Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 03/24/09, recorded on 03/31/09, under Auditor’s File No. 2090305216, records of Whatcom County, Washington, from Maureen M Greene, an unmarried individual, Mary Ochoa, an unmarried individual, as Grantor, to Ticor Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Boeing Employees’ Credit Union, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. solely as nominee for Boeing Employees’ Credit Union to Boeing Employees’ Credit Union, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140901746. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/06/2014 Monthly Payments $11,742.92 Late Charges $503.28 Lender’s Fees & Costs $917.58 Total Arrearage $13,163.78 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $934.82 Statutory Mailings $84.15 Recording Costs $14.00 Postings $80.00 Total Costs $2,612.97 Total Amount Due: $15,776.75 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $283,887.60, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 13, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/02/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/02/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/02/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Maureen M Greene aka Maureen Marie Greene 2415 Fir Street Bellingham, WA 98229 Maureen M Greene aka Maureen Marie Greene 3207 Lightning Bird Lane Bellingham, WA 98226 Mary Ochoa 2415 Fir Street Bellingham, WA 98229 Mary Ochoa 3207 Lightning Bird Lane Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Maureen M Greene aka Maureen Marie Greene 2415 Fir Street Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Maureen M Greene aka Maureen Marie Greene 3207 Lightning Bird Lane Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Mary Ochoa 2415 Fir Street Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Mary Ochoa 3207 Lightning Bird Lane Bellingham, WA 98226 Maureen M Greene aka Maureen Marie Greene C/O Lustick Law Firm, PLLC Attorneys at Law 222 Grand Avenue Bellingham, WA 98225 Maureen M Greene aka Maureen Marie Greene C/O Whatcom County Superior Court 311 Grand Avenue Bellingham, WA 98225 Maureen M Greene aka Maureen Marie Greene C/O Tom Creekpaum, Attorney at Law 203 Rogers Street Northwest Olympia, WA 98502-4939 Maureen M Greene aka Maureen Marie Greene C/O Tom Creekpaum, Atty, Lustick Law Firm 222 Grand Avenue Bellingham, WA 98225 Mary Ochoa C/O Lustick Law Firm, PLLC Attorneys at Law 222 Grand Avenue Bellingham, WA 98225 Mary Ochoa C/O Whatcom County Superior Court 311 Grand Avenue Bellingham, WA 98225 Mary Ochoa C/O Tom Creekpaum, Attorney at Law 203 Rogers Street Northwest Olympia, WA 98502-4939 Mary Ochoa C/O Tom Creekpaum, Atty, Lustick Law Firm 222 Grand Avenue Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 10/03/14, proof of which is in the possession of the Trustee; and on 10/03/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 11/06/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7367.22152) 1002.273537-File No.
Published by Ferndale Record February 11 and March 4, 2015.

LEGAL
File No.: 7023.110966 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Tracey Busch, who also appears of record as Tracey Kok and Tracey E. Kok, presumptively subject to the community interest of a spouse, if married, or of a domestic partner, if a member of a registered domestic partnership on date of acquiring title and Jerry Kok, who also appears of record as Jerry E. Kok, presumptively subject to the community interest of a spouse, if married, or of a domestic partner, if a member of a registered domestic partnership on date of acquiring title Ref to DOT Auditor File No.: 2050706121 Tax Parcel ID No.: 126008/400225-455439-0000 Abbreviated Legal: Ptn NE 1/4 25-40N-2E, Whatcom Co., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 13, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: That portion of the Northeast quarter of the Northeast quarter of Section 25, Township 40 North, Range 2, East of W.M., bounded and described as: Beginning at a point in the center line of the Birch Bay Lynden Road 783 feet West of the point of intersection of the center line of the Guide Meridian Road with the center line of said Birch Bay Lynden Road; thence West along center line of Birch Bay Road 100 feet; thence South 380 parallel to the East line of the above named Section; thence East 100 feet parallel to the center of Birch Bay Road; thence North 380 feet to the point of beginning. Except Bay Lyn Road. Situate in Whatcom County, Washington. Commonly known as: 167 Bay Lyn Drive Lynden, WA 98264 which is subject to that certain Deed of Trust dated 07/21/05, recorded on 07/29/05, under Auditor’s File No. 2050706121, records of WHATCOM County, Washington, from Tracey Kok, who acquired title as Tracey Busch and Jerry Kok, wife and husband, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/3/2014 Monthly Payments $10,876.25 Late Charges $194.04 Lender’s Fees & Costs $1,000.80 Total Arrearage $12,071.09 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $0.00 Statutory Mailings $67.32 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,432.32 Total Amount Due: $13,503.41 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $140,223.95, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 13, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/02/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/02/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/02/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Tracey Kok aka Tracey Busch aka Tracey E. Kok 167 Bay Lyn Drive Lynden, WA 98264 Jerry Kok aka Jerry E. Kok 167 Bay Lyn Drive Lynden, WA 98264 Tracey Kok aka Tracey Busch aka Tracey E. Kok 2010 Front Street, Trailer 19 Lynden, WA 98264 Jerry Kok aka Jerry E. Kok 2010 Front Street, Trailer 19 Lynden, WA 98264 Tracey Kok aka Tracey Busch aka Tracey E. Kok 1031 Mirage Drive Barstow, CA 92311 Jerry Kok aka Jerry E. Kok 1031 Mirage Drive Barstow, CA 92311 Unknown Spouse and/or Domestic Partner of Tracey Kok aka Tracey Busch aka Tracey E. Kok 167 Bay Lyn Drive Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Tracey Kok aka Tracey Busch aka Tracey E. Kok 2010 Front Street, Trailer 19 Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Tracey Kok aka Tracey Busch aka Tracey E. Kok 1031 Mirage Drive Barstow, CA 92311 Unknown Spouse and/or Domestic Partner of Jerry Kok aka Jerry E. Kok 167 Bay Lyn Drive Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Jerry Kok aka Jerry E. Kok 2010 Front Street, Trailer 19 Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Jerry Kok aka Jerry E. Kok 1031 Mirage Drive Barstow, CA 92311 by both first class and certified mail, return receipt requested on 09/30/14, proof of which is in the possession of the Trustee; and on 10/01/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 11/3/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.110966) 1002.273353-File No.
Published by Ferndale Record February 11 and March 4, 2015.

LEGAL
TS No.: WA-14-627553-SW APN No.: 27934 – 370335 287048 0000 / 27943 – 370335 333048 0000 Title Order No.: 8452208 Grantor(s): MARK E. MCGARY, TERESA L. MCGEARY Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC Deed of Trust Instrument/Reference No.: 2070202481 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/13/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: PARCEL A: THE NORTH HALF OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M. EXCEPT RIGHT-OF-WAY FOR SUMMERLAND ROAD LYING TO THE EASTERLY LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: ALL THAT PORTION OF THE NORTH HALF OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER IN SECTION 35, TOWNSHIP 37 NORTH, RANGE 3 EAST OF W.M., LYING WEST OF THE EXISTING ROAD RIGHT-OF-WAY AS CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY INSTRUMENT RECORDED IN VOLUME 37 OF DEEDS, PAGE 320, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/12/2007, recorded 02/16/2007, under 2070202481 records of Whatcom County, Washington, from MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP, as Grantor(s), to WHATCOM LAND TITLE COMPANY, INC, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR EQUIPOINT FINANCIAL NETWORK, INC (or by its successors-in-interest and/or assigns, if any), to US BANK NATIONAL ASSOCIATION AS TRUSTEE FOR CMALT REMIC SERIES 2007-A4-REMIC PASS-THROUGH CERTIFICATES SERIES 2007-A4
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $126,618.45
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $573,803.25, together with interest as provided in the Note from the 8/1/2010, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/13/2015. The defaults referred to in Paragraph III must be cured by 3/2/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 3/2/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 3/2/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MARK E. MCGARY AND TERESA L. MCGARY HUSBAND AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 141 BEAR CREEK LANE, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/6/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: NOV 10 2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-14-627553-SW P1117166 2/11, 03/04/2015
Published by Ferndale Record February 11 and March 4, 2015.

LEGAL
File No.: 7023.105906 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Mark Parrish and Joan Parrish, husband and wife Ref to DOT Auditor File No.: 2100100457 Original NTS Auditor File No. 2140802408 Tax Parcel ID No.: 370407 242411 0000/PID #31591 Abbreviated Legal: LOTS 206 AND 207, PLAT OF SUDDEN VALLEY, DIV. NO. 24, REC. 1980601846, WHATCOM COUNTY, WA Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 13, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot Consolidation Short Plat of Lots 206 and 207, Plat of Sudden Valley, Division No. 24, as delineated on Consolidation Short Plat, recorded under Auditor’s File No. 1980601846, records of Whatcom County, Washington. Situate in Whatcom County, Washington Commonly known as: 14 Pinto Creek Lane Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 12/22/09 and recorded on 01/07/10, under Auditor’s File No. 2100100457, records of Whatcom County, Washington, from Mark Parrish and Joan Parrish, husband and wife, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/21/2015 Monthly Payments $70,805.43 Late Charges $163.84 Lender’s Fees & Costs $1,549.82 Total Arrearage $72,519.09 Trustee’s Expenses (Itemization) Trustee’s Fee $1,050.00 Sale Costs $32.61 Total Costs $1,082.61 Total Amount Due: $73,601.70 Other known defaults are as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $286,976.85, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 13, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 03/02/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 03/02/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 03/02/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Mark Parrish aka Mark A. Parrish 14 Pinto Creek Lane Bellingham, WA 98229 Joan Parrish aka Joan M. Parrish 14 Pinto Creek Lane Bellingham, WA 98229 by both first class and certified mail, return receipt requested on 06/05/13, proof of which is in the possession of the Trustee; and on 06/05/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com EFFECTIVE: 01/21/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.105906) 1002.250616-File No.
Published by Ferndale Record February 11 and March 4, 2015.