■ CITY OF FERNDALE
LEGAL
NOTICE OF APPLICATION
AND INTENT TO ISSUE
DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed amendment to the Ferndale Municipal Code within the city limits. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Determination of Non-Significance (DNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the city’s receipt of the development applications. This Notice of Application initiates the review process, which will include a public hearing. Notice of the public hearing will be issued separately. The public and affected agencies are invited to comment on the proposed amendment and receive copies of the subsequent Threshold Determination (the DNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
DATE OF NOTICE OF APPLICATION:
February 10, 2016
APPLICANT:
APPLICATION NUMBER: City of Ferndale
16004-SE
DATE OF APPLICATION: February 2, 2016
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City has submitted four applications to change a water right or water right permit, and has entered into a Cost-Reimbursement Agreement (CRA) with the Washington State Department of Ecology. Deliverables associated with this review and the applications themselves will include a complete analysis of the proposal, as well as potential impacts to senior water rights holders and the general public.
The City of Ferndale seeks to make all existing and future points of water withdrawal and the place of use common within the City’s water rights portfolio, and to change the current place of use for one water right. No increases are proposed to the instantaneous withdrawal rate or annual quantity.
REQUESTED ACTION(S):
Consolidation of City of Ferndale Water Rights
AS LEAD AGENCY THE CITY INTENDS TO ISSUE A:
Determination of Non-Significance (DNS)
PUBLIC COMMENT PERIOD: February 10, 2016 – February 24, 2016
CONTACT: Jori Burnett, Community Development Director
P.O. Box 936
Ferndale, WA 98248
(360) 384-4006
Required permits and approvals include, but may not be limited to:
SEPA Determination, City of Ferndale
Department of Ecology review, Washington State Department of Ecology
(Both potential approvals include a review of comments from agencies and the general public)
Published by Ferndale Record February 10, 2016.
■ PUBLIC NOTICE
LEGAL
Superior Court of Washington
County of WHATCOM
In re:
GEORGE DOUGLAS BEVARD JR.
Petitioner,
And
!NA LOUISE BEVARD
Respondent.
No. 163000169
Summons by Publication (SMPB)
To the Respondent: INA LOUISE BEVARD
1. The petitioner has started an action in the above court requesting that your marriage or domestic partnership be dissolved.
2. The petition also requests that the Court grant the following relief: Dispose of property and liabilities.
Any such relief the court deems just and necessary.
3. You must respond to this summons by serving a copy of your written response on the person signing this summons and by filing the original with the clerk of the court. If you do not serve your written response within 60 days after the date of the first publication of this summons (60 days after the 20th day of January, 2016 ), the court may enter an order of default against you, and the court may, without further notice to you, enter a decree and approve or provide for other relief requested in this summons. In the case of a dissolution, the court will not enter the final decree until at least 90 days after service and filing. If you serve a notice of appearance on the undersigned person, you are entitled to notice before an order of default or a decree may be entered.
4. Your written response to the summons and petition must be on form: WPF DR 01.0300, Response to Petition (Marriage).
Information about how to get this form may be obtained by contacting the clerk of the court, by contacting the Administrative Office of the Courts at {360) 705-5328, or from the Internet at the Washington State Courts homepage:
http://www.courts.wa.gov/forms
5. If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your written response, if any, may be served on time.
6. One method of serving a copy of your response on the petitioner is to send it by certified mail with return receipt requested.
7. Other: This summons is issued pursuant to RCW 4.28.100 and Superior Court Civil Rule 4.1 of the State of Washington.
Dated 1-6-2016
GEORGE BEVARD JR.
Signature of Petitioner
File Original of Your Response with the Clerk of the Court at:
Clerk of the Court Whatcom County Court
Whatcom County Courthouse
311 Grand Ave., Suite 301
Bellingham, WA, 98225
Serve a Copy of Your Response on:
Petitioner:
GEORGE BEVARD JR.
1401 Marine Dr.
Bellingham, WA 98225
Published by Ferndale Record January 20 & 27, and February 3, 10, 17 & 24, 2016.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 15-2-00747-1
UNIT OWNERS ASSOCIATION OF COTTAGE CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs
JEREMY L. GRITTON and JANE DOE GRITTON, husband and wife, and the marital community thereof; BANK OF AMERICA, N.A., its successors and assigns; CITY OF BELLINGHAM, a municipal corporation; KULSHAN COMMUNITY LAND TRUST; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: Jeremy and Jane Doe Gritton, husband and wife and the marital community, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 3538 Northwest Avenue #7, Bellingham, WA 98225
FULL LEGAL DESCRIPTION:
UNIT NO. 7, COTTAGE CREEK CONDOMINIUM, ACCORDING TO THE DECLARATION RECORDED UNDER AUDITOR’S FILE NO. 2060800314, and any amendments thereto, records of Whatcom County, Washington.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 380213 172244 0001
The sale of the above-described property is to take place:
DATE: Friday, February 19, 2016
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $6,596.16
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
LAW OFFICES OF GREGORY E.
THULIN, PS
Gregory Thulin, Attorney
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published by Ferndale Record January 20 & 27 and February 3 & 10, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
JACOB’S LANDING ASSOCIATION, a Washington nonprofit corporation,
Plaintiff,
vs.
DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and the marital community composed thereof, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 15 2 01720 5
SUMMONS BY PUBLICATION
Judge Charles R. Snyder
THE STATE OF WASHINGTON, to the said DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and their marital community, if married; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 20th day of January, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Jacob’s Landing Association, a Washington nonprofit corporation, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 414, Gabriola Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1292228, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400130 090118 0013
PID: 119787
DATED this 11th day of January, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record January 20 & 27, and February 3, 10, 17 & 24, 2016.
LEGAL
NOTICE OF APPLICATION
AND INTENT TO ISSUE
DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed amendment to the Ferndale Municipal Code within the city limits. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Determination of Non-Significance (DNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the city’s receipt of the development applications. This Notice of Application initiates the review process, which will include a public hearing. Notice of the public hearing will be issued separately. The public and affected agencies are invited to comment on the proposed amendment and receive copies of the subsequent Threshold Determination (the DNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
DATE OF NOTICE OF APPLICATION:
February 10, 2016
APPLICANT: Giang “Tommy” Truong represented by Jay Irwin
APPLICATION NUMBER:
15020 – SE
DATE OF APPLICATION: December 30, 2015
PROJECT LOCATION: Legoe Lane, Parcel Numbers: 390219407105 and 390219424100, Ferndale, WA 98248
PROJECT DESCRIPTION:
This is a non-project action; no specific development has or will be proposed as part of the requested action. Applicant has requested an amendment to the Official Land Use Map of the Comprehensive Plan. The amendment proposes to change the land use designation for approximately .9 acres of property within the 5700 block of Legoe Avenue from Medium Density Residential/ RS 6 (Single Family – 6,000 square foot minimum lot size) to High Density Residential/ RM 1.5 (Multifamily), for this non-project action
REQUESTED ACTION(S):
Amendment of the City of Ferndale Comprehensive Plan Map
AS LEAD AGENCY THE CITY INTENDS TO ISSUE A:
Determination of Non-Significance (DNS)
PUBLIC COMMENT PERIOD: February 10, 2016 – February 24, 2016
CONTACT: Jori Burnett, Community Development Director
P.O. Box 936
Ferndale, WA 98248
(360) 384-4006
Required permits and approvals include, but may not be limited to:
SEPA Determination, City of Ferndale
Comprehensive Plan Amendment, City of Ferndale
Rezone, City of Ferndale
Published by Ferndale Record February 10, 2016.
LEGAL
NOTICE OF APPLICATION AND
OPPORTUNITY TO REQUEST A
PUBLIC HEARING
Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of an application received for the Heron Crest Planned Unit Development. The NOA initiates the review process and no approvals have been granted. It is the right of any person to comment on the application, to receive notice of and participate in any hearings (if applicable), to request a copy of the decision once made, and the applicable appeal rights. No public hearing has been scheduled for this application as it is not required unless requested by a property owner within the Heron Crest Subdivision. A hearing may be requested by a person receiving notice within fourteen days of receipt of the notice.
For information concerning this application please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368.
DATE OF NOTICE OF APPLICATION:
February 10, 2016
DATE OF APPLICATION: January 27, 2016
APPLICANT: Adam Morrow, Pacific Surveying & Engineering, Inc.
FILE NUMBER: 16001-PA
PROJECT LOCATION: The Heron Crest Subdivision in the 5700 Block, in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to alter the Heron Crest Planned Unit Development and eliminate the 10 foot building setback from the existing PUD buffer and drainage easements.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale for the Plat Alteration.
PUBLIC COMMENT PERIOD: February 10 – February 24, 2016
CONTACT: Haylie Miller, Assistant Planner
P.O. Box 936
Ferndale, WA 98248
(360) 685-2368
Published by Ferndale Record February 10, 2016.
■ NOTICE TO CREDITORS
LEGAL
In the Superior Court of Washington for Skagit County
In re the estate of
IRENE M. BOETTCHER,
deceased.
No. 16-4-00039-8
NONPROBATE NOTICE TO CREDITORS (RCW 11.42.030)
Eric Boettcher, the undersigned Notice Agent, has elected to give notice to creditors of the above decedent under RCW 11.42.020. As of the date of the filing of a copy of this notice with the clerk of this court, the Notice Agent has no knowledge of the appointment and qualification of a personal representative in the decedent’s estate in the state of Washington or of any other person becoming a Notice Agent. According to the records of the clerk of this court as of 8:30 a.m. on the date of filing of this notice with the clerk, no personal representative of the decedent’s estate had been appointed and qualified and no cause number regarding the decedent had been issued to any other Notice Agent by the clerk of this court under RCW 11.42.010.
Any person having claims against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.42.070 by serving on or mailing to the notice agent or the notice agent’s attorney at the address stated below, a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) thirty days after the notice agent served or mailed the notice to the creditor as provided under RCW 11.42.020(2)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim will be forever barred, except as otherwise provided in RCW 11.42.050 and 11.42.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication of this notice: February 10, 2016.
The notice agent declares under penalty of perjury under the laws of the State of Washington on February 1, 2016, at Federal Way, Washington that the foregoing is true and correct.
Eric Boettcher, Notice Agent
Michael A., Winslow, WSBA #13901
Attorney for Notice Agent
Address for mailing or service of claims:
Michael A. Winslow
Attorney at Law
1204 Cleveland Avenue
Mount Vernon, Washington 98273
Published by Ferndale Record February 10, 17 and 24, 2016.
■ TRUSTEE’S SALE
LEGAL
File No.: 7023.114210 Trustee: Northwest Trustee Services, Inc. Grantors: Christopher J. Held, as a separate estate Grantee: Wells Fargo Bank, N.A. Ref to DOT Auditor File No.: 2100700698 Tax Parcel ID No.: 400522-140048-0000/ID-142512 Abbreviated Legal: LOT 77, PEACEFUL VALLEY, DIV. NO. 2A, BK. 15, PG. 44, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On February 19, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 77, Peaceful Valley, Division No. 2A, as per the Map thereof, recorded in Book 15 of Plats, Pages 44 through 48, inclusive, records of Whatcom County, Washington. Commonly known as: 772 Balfour Valley Drive Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 04/29/10, recorded on 07/08/10, under Auditor’s File No. 2100700698, records of WHATCOM County, Washington, from Martin Held, widow, as to a life estate, and Christopher J. Held, single, as to the remainder, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/12/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $4,472.67 Late Charges $130.06 Total Arrearage $4,602.73 Trustee’s Expenses (Itemization) Trustee’s Fee $600.00 Title Report $552.98 Statutory Mailings $34.92 Recording Costs $16.00 Postings $80.00 Sale Costs $31.50 Total Costs $1,315.40 Total Amount Due: $5,918.13 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $81,208.96, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on February 19, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/08/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/08/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/08/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS The Heirs & Devisees Of The Estate of Martin Held 772 Balfour Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Martin Held 772 Balfour Valley Drive Maple Falls, WA 98266 Christopher Held 772 Balfour Valley Drive Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Christopher Held 772 Balfour Valley Drive Maple Falls, WA 98266 Christopher Held PO Box 1554 Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Christopher Held PO Box 1554 Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 09/10/15, proof of which is in the possession of the Trustee; and on 09/09/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: October 12, 2015 Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Neang Avila (425) 586-1900. (TS# 7023.114210 HELD, MARTIN (DECEASED) and CHRISTOPHER J.) 1002.283014-File No.
Published by Ferndale Record January 20 and February 10, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-677003-SW APN No.: 390229-040403-0000 Title Order No.: 150175214-WA-MSI Deed of Trust Grantor(s): TERESE E VANASSCHE Deed of Trust Grantee(s): BANK OF AMERICA, N.A., A NATIONAL ASSOCIATION Deed of Trust Instrument/Reference No.: 2110602347
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/19/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: A TRACT OF LAND IN SECTION 29, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., DESCRIBED AS FOLLOWS: COMMENCING AT A POINT 150 FEET SOUTH OF THE POINT WHERE THE EAST LINE OF THRID STREET AND THE SOUTH LINE OF CHERRY STREET CROSS EACH OTHER ON THE OFFICIAL PLAT OF FERNDALE ON RECORD IN THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON, RUNNING THENCE ALONG THIRD STREET EXTENDED SOUTH 100 FEET; THENCE AT RIGHT ANGLES EAST 270 FEET TO THE WEST LINE OF SECOND STREET EXTENDED; THENCE NORTH 100 FEET; THENCE WEST 270 FEET TO THE BEGINNING OF THIRD STREET IN THE CITY OF FERNDALE, SAID TRACT OF LAND BEING IN GOVERNMENT LOT 4 OF SECTION 29, TOWNSIP 39 NORTH, RANGE 2 EAST OF W.M., EXCEPT RIGHT-OF-WAY FOR SECOND STREET LYING ALONG THE EAST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 5581 2ND AVE, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 6/22/2011, recorded 6/27/2011, under 2110602347 records of WHATCOM County, Washington , from TERESE E VANASSCHE, WHO ACQUIRED TITLE AS AN UNMARRIED INDIVIDUAL , as Grantor(s), to RECONTRUST COMPANY, N.A. , as Trustee, to secure an obligation in favor of BANK OF AMERICA, N.A., A NATIONAL ASSOCIATION , as Beneficiary, the beneficial interest in which was assigned by BANK OF AMERICA, N.A., A NATIONAL ASSOCIATION (or by its successors-in-interest and/or assigns, if any), to Nationstar Mortgage LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $21,021.80
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $255,182.62 , together with interest as provided in the Note from 1/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/19/2016 . The defaults referred to in Paragraph III must be cured by 2/8/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/8/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/8/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME TERESE E VANASSCHE, WHO ACQUIRED TITLE AS AN UNMARRIED INDIVIDUAL ADDRESS 5581 2ND AVE, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 9/4/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 10/14/2015 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-15-677003-SW IDSPub #0093507 1/20/2016 2/10/2016
Published by Ferndale Record January 20 and February 10, 2016.
LEGAL
TS No WA08001449-15-1 APN 400-119-064-484 TO No 150203741-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on February 19, 2016, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 65, PLAT OF HARBORVIEW ESTATES, AS PER THE PLAT THEREOF, RECORDED IN VOLUME 14 OF PLATS, PAGES 62, 63 AND 64, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 400-119-064-484 More commonly known as 4843 OAKRIDGE DR, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated as of January 23, 2003, executed by PATRIC B. ETHIER AND CONNIE M. ETHIER, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of BANK OF AMERICA, N.A. as original Beneficiary recorded February 6, 2003 as Instrument No. 2030201065 and the beneficial interest was assigned to DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE DOVER MORTGAGE CAPITAL CORPORATION, GRANTOR TRUST CERTIFICATES, SERIES 2005-A and recorded November 24, 2014 as Instrument Number 2141102007 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE DOVER MORTGAGE CAPITAL CORPORATION, GRANTOR TRUST CERTIFICATES, SERIES 2005-A, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE DOVER MORTGAGE CAPITAL CORPORATION, GRANTOR TRUST CERTIFICATES, SERIES 2005-A Contact Phone No: 214-209-6557 Address: 7105 Corporate Drive, Building C, Plano, TX 75024
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From August 23, 2014 To October 14, 2015 Number of Payments 15 $1,049.02 Total $15,735.30 PROMISSORY NOTE INFORMATION Note Dated: January 23, 2003 Note Amount: $125,000.00 Interest Paid To: July 23, 2014 Next Due Date: August 23, 2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $39,662.28, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on February 19, 2016. The defaults referred to in Paragraph III must be cured by February 8, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 8, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 8, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, DEUTSCHE BANK TRUST COMPANY AMERICAS, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE DOVER MORTGAGE CAPITAL CORPORATION, GRANTOR TRUST CERTIFICATES, SERIES 2005-A or Trustee to the Borrower and Grantor at the following address(es): ADDRESS PATRIC B. ETHIER 4843 OAKRIDGE DR, BLAINE, WA 98230 CONNIE M. ETHIER 4843 OAKRIDGE DR, BLAINE, WA 98230 by both first class and certified mail on August 31, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: October 14, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA15-001319-2, Pub Dates 01/20/2016, 02/10/2016
Published by Ferndale Record January 20 and February 10, 2016.
LEGAL
TS No WA07000077-15-1 APN 152180 / 4051245532530000 TO No 8523279 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on February 19, 2016, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: A TRACT OF LAND ON THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 24, TOWNSHIP 40 NORTH, RANGE 1 WEST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER; THENCE SOUTH 01°59`17” WEST ALONG THE EAST LINE 187 FEET; THENCE NORTH 87°49`22” WEST PARALLEL WITH THE NORTH LINE OF THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHEAST QUARTER 30 FEET TO THE WESTERLY RIGHT OF WAY LINE OF HARBOR VIEW ROAD; THENCE CONTINUING NORTH 87°49`22” WEST 193 FEET; THENCE NORTH 01°59`17” EAST 167 FEET TO THE SOUTHERLY RIGHT OF WAY LINE OF ANDERSON ROAD; THENCE SOUTH 87°49`22” EAST 223 FEET TO THE POINT OF BEGINNING; EXCEPT ROADS. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON. APN: 152180 / 4051245532530000 More commonly known as 8285 HARBORVIEW ROAD, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated as of April 23, 2009, executed by GREG WATERS (UNMARRIED) as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for US BANK N.A., Beneficiary of the security instrument, its successors and assigns, recorded April 28, 2009 as Instrument No. 2090404372 and the beneficial interest was assigned to U.S. Bank National Association and recorded July 24, 2013 as Instrument Number 2130703397 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by U.S. Bank National Association, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank National Association Contact Phone No: 855-698-7627 Address: 4801 Frederica St, Owensboro, KY 42301
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From June 1, 2013 To October 6, 2015 Number of Payments 2 $1,008.72 10 $1,007.44 2 $953.30 12 $1,035.53 3 $1,002.16 Total $29,431.28 PROMISSORY NOTE INFORMATION Note Dated: April 23, 2009 Note Amount: $142,450.00 Interest Paid To: May 1, 2013 Next Due Date: June 1, 2013
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $133,251.16, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on February 19, 2016. The defaults referred to in Paragraph III must be cured by February 8, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 8, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 8, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank National Association or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF GREG WATERS 8285 HARBORVIEW ROAD, BLAINE, WA 98230 UNKNOWN SPOUSE OF GREG WATERS 8285 HARBORVIEW RD, BLAINE, WA 98230-5802 UNKNOWN SPOUSE OF GREG WATERS PO BOX 28, BLAINE, WA 98230 GREG WATERS 8285 HARBORVIEW ROAD, BLAINE, WA 98230 GREG WATERS 8285 HARBORVIEW RD, BLAINE, WA 98230-5802 GREG WATERS PO BOX 28, BLAINE, WA 98230 by both first class and certified mail on August 18, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: October 6, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA15-001207-2, Pub Dates 01/20/2016, 02/10/2016
Published by Ferndale Record January 20 and February 10, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-684953-SW APN No.: 4004322994410000 Title Order No.: Deed of Trust Grantor(s): JOSHUA B CRAFT, GRETCHEN R HOYT, G. BENJAMIN CRAFT Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) Deed of Trust Instrument/Reference No.: 2070801570
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/11/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 32, TOWNSHIP 40 NORTH, RANGE 4 EAST OF THE WILLAMETTE MERIDIAN; EXCEPT THE SOUTH 20 FEET CONVEYED UNDER AUDITOR’S FILE NO. 1158954 AND EXCEPT RIGHT-OF-WAY FOR STATE HIGHWAY NO.9, LYING ALONG THE WEST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 7626 Nooksack Road, Everson, WA 98247 which is subject to that certain Deed of Trust dated 8/2/2007, recorded 8/9/2007, under 2070801570 records of WHATCOM County, Washington , from JOSHUA B. CRAFT, A MARRIED MAN AND G. BENJAMIN CRAFT AND GRETCHEN R. HOYT, HUSBAND AND WIFE , as Grantor(s), to WHATCOM LAND TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.) (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank Trust Company Americas, as Trustee for Residential Accredit Loans, Inc., Mortgage Asset-Backed Pass-Through Certificates, Series 2007-QS10 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $13,876.35
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $149,152.66 , together with interest as provided in the Note from 4/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/11/2016 . The defaults referred to in Paragraph III must be cured by 2/29/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/29/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/29/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOSHUA B. CRAFT, A MARRIED MAN AND G. BENJAMIN CRAFT AND GRETCHEN R. HOYT, HUSBAND AND WIFE ADDRESS 7626 Nooksack Road, Everson, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/1/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/10/2015 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-684953-SW IDSPub #0094787 2/10/2016 3/2/2016
Published by Ferndale Record February 10 and March 2, 2016.
