■ CITY OF FERNDALE
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of February 1, 2016
Ordinance #1934
An ordinance amending FMC 18.67 regarding marijuana regulations
Ordinance #1935
An ordinance repealing the moratorium on retail marijuana applications
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
February 3 and 24, 2016.
■ PUBLIC NOTICE
LEGAL
Superior Court of Washington
County of WHATCOM
In re:
GEORGE DOUGLAS BEVARD JR.
Petitioner,
And
!NA LOUISE BEVARD
Respondent.
No. 163000169
Summons by Publication (SMPB)
To the Respondent: INA LOUISE BEVARD
1. The petitioner has started an action in the above court requesting that your marriage or domestic partnership be dissolved.
2. The petition also requests that the Court grant the following relief: Dispose of property and liabilities.
Any such relief the court deems just and necessary.
3. You must respond to this summons by serving a copy of your written response on the person signing this summons and by filing the original with the clerk of the court. If you do not serve your written response within 60 days after the date of the first publication of this summons (60 days after the 20th day of January, 2016 ), the court may enter an order of default against you, and the court may, without further notice to you, enter a decree and approve or provide for other relief requested in this summons. In the case of a dissolution, the court will not enter the final decree until at least 90 days after service and filing. If you serve a notice of appearance on the undersigned person, you are entitled to notice before an order of default or a decree may be entered.
4. Your written response to the summons and petition must be on form: WPF DR 01.0300, Response to Petition (Marriage).
Information about how to get this form may be obtained by contacting the clerk of the court, by contacting the Administrative Office of the Courts at {360) 705-5328, or from the Internet at the Washington State Courts homepage:
http://www.courts.wa.gov/forms
5. If you wish to seek the advice of an attorney in this matter, you should do so promptly so that your written response, if any, may be served on time.
6. One method of serving a copy of your response on the petitioner is to send it by certified mail with return receipt requested.
7. Other: This summons is issued pursuant to RCW 4.28.100 and Superior Court Civil Rule 4.1 of the State of Washington.
Dated 1-6-2016
GEORGE BEVARD JR.
Signature of Petitioner
File Original of Your Response with the Clerk of the Court at:
Clerk of the Court Whatcom County Court
Whatcom County Courthouse
311 Grand Ave., Suite 301
Bellingham, WA, 98225
Serve a Copy of Your Response on:
Petitioner:
GEORGE BEVARD JR.
1401 Marine Dr.
Bellingham, WA 98225
Published by Ferndale Record January 20 & 27, and February 3, 10, 17 & 24, 2016.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 12-2-03372-9
CYPRESS PLACE CONDOMINIUM OWNERS’ ASSOCIATION, a Washington non-profit corporation,
Plaintiff(s),
vs
SEAN M. SMITH and JANE DOE SMITH, husband and wife, and their marital community, if married; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. “MERS”, solely as nominee for COUNTRYWIDE BANK, FSB, its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: Sean and Jane Doe Smith, husband and wife and their marital community, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 700 32nd Street, Unit A-412, Bellingham, WA 98225
FULL LEGAL DESCRIPTION:
Unit No. A-412, Cypress Place Condominium, Phase 3, according to the Declaration recorded under Auditor’s File No. 2060804167, and any amendments thereto, records of Whatcom County, Washington.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 370306 236401 0144
The sale of the above-described property is to take place:
DATE: Friday, January 22, 2016
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $7,363.13
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Law Offices of Gregory E. Thulin, PS
Gregory E. Thulin, Attorney
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Ph 360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published by Ferndale Record
January 13, 20 & 27 and February 3, 2016.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 15-2-00747-1
UNIT OWNERS ASSOCIATION OF COTTAGE CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs
JEREMY L. GRITTON and JANE DOE GRITTON, husband and wife, and the marital community thereof; BANK OF AMERICA, N.A., its successors and assigns; CITY OF BELLINGHAM, a municipal corporation; KULSHAN COMMUNITY LAND TRUST; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: Jeremy and Jane Doe Gritton, husband and wife and the marital community, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 3538 Northwest Avenue #7, Bellingham, WA 98225
FULL LEGAL DESCRIPTION:
UNIT NO. 7, COTTAGE CREEK CONDOMINIUM, ACCORDING TO THE DECLARATION RECORDED UNDER AUDITOR’S FILE NO. 2060800314, and any amendments thereto, records of Whatcom County, Washington.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 380213 172244 0001
The sale of the above-described property is to take place:
DATE: Friday, February 19, 2016
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $6,596.16
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
LAW OFFICES OF GREGORY E.
THULIN, PS
Gregory Thulin, Attorney
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published by Ferndale Record January 20 & 27 and February 3 & 10, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
JACOB’S LANDING ASSOCIATION, a Washington nonprofit corporation,
Plaintiff,
vs.
DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and the marital community composed thereof, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 15 2 01720 5
SUMMONS BY PUBLICATION
Judge Charles R. Snyder
THE STATE OF WASHINGTON, to the said DAVID C. ARCHER, whose true name is DAVID CHARLES ARCHER, who acquired title as an unmarried man, as his separate property; and DAVID C. ARCHER and JANE DOE ARCHER, husband and wife, and their marital community, if married; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 20th day of January, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Jacob’s Landing Association, a Washington nonprofit corporation, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 414, Gabriola Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1292228, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400130 090118 0013
PID: 119787
DATED this 11th day of January, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record January 20 & 27 and February 3, 10, 17
& 24, 2016.
■ NOTICE TO CREDITORS
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In Re the Estate of:
Eleanor Mae (Cox) Knutzen,
Deceased.
NO. 16 4 00018 9
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
Date of Death: 12-11-15
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication: January 20, 2016.
David E. Cox
Personal Representative
Attorney for Personal Representative:
Gregory E. Thulin, WSBA #21752
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Phone: 360-714-8599
Court of probate proceedings & cause number:
Whatcom County Superior Court
311 Grand Avenue
Bellingham, WA 98225
Cause No. 16 4 00018 9
Published by Ferndale Record January 20 & 27 and February 3, 2016.
■ TRUSTEE’S SALE
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-675414-SW APN No.: 400427 176035 0000 Title Order No.: 150163117-WA-MSI Deed of Trust Grantor(s): SUSAN ROBINSON, DAVID ROBINSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA’S WHOLESALE LENDER Deed of Trust Instrument/Reference No.: 2041000949
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/12/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 27, TOWNSHIP 40 NORTH, RANGE 4 EAST OF W.M., ALSO THE EAST HALF OR THE WEST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SAID SECTION. EXCEPT ANY PORTION LYING WITHIN SOUTH PASS ROAD (COUNTY ROAD NO. 260), ALONG THE SOUTH LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON More commonly known as: 3828 SOUTH PASS ROAD, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 9/30/2004, recorded 10/6/2004, under 2041000949 records of WHATCOM County, Washington , from SUSAN L ROBINSON ANDALSO DAVID S ROBINSON, HUSBAND AND WIFE , as Grantor(s), to First American Title , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA’S WHOLESALE LENDER , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICA’S WHOLESALE LENDER (or by its successors-in-interest and/or assigns, if any), to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR INDENTURE TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS INDENTURE TRUSTEE FOR THE CWABS REVOLVING HOME EQUITY LOAN TRUST, SERIES 2004-S .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $359,812.18
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $409,619.61 , together with interest as provided in the Note from 5/20/2008 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/12/2016 . The defaults referred to in Paragraph III must be cured by 2/1/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/1/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/1/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME SUSAN L ROBINSON ANDALSO DAVID S ROBINSON, HUSBAND AND WIFE ADDRESS 3828 SOUTH PASS ROAD, EVERSON, WA 98247 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 8/31/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 10/12/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-675414-SW IDSPub #0092910 1/13/2016 2/3/2016
Published by Ferndale Record January 13 and February 3, 2016.
LEGAL
TS No WA05000192-15-1 APN 380213 172244 0023 TO No 150158958-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on March 4, 2016, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT 39, BUILDING E, COTTAGE CREEK CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR`S FILE NO. 206080314, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 380213 172244 0023 More commonly known as 3538 NORTHWEST AVE #39, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated as of September 19, 2007, executed by WILLOW K ROSE, AN UNMARRIED PERSON as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for BANNER BANK, Beneficiary of the security instrument, its successors and assigns, recorded September 21, 2007 as Instrument No. 2070902945 and the beneficial interest was assigned to BANK OF AMERICA, N.A. and recorded October 26, 2010 as Instrument Number 2101003657 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by BANK OF AMERICA, N.A., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: BANK OF AMERICA, N.A. Contact Phone No: 214-209-6557 Address: 7105 Corporate Drive, Building C, Plano, TX 75024
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2010 To October 20, 2015 Number of Payments 17 $360.78 1 $361.27 16 $360.78 7 $362.44 12 $362.17 12 $361.77 3 $492.14 Total $24,967.79 PROMISSORY NOTE INFORMATION Note Dated: September 19, 2007 Note Amount: $76,000.00 Interest Paid To: February 1, 2010 Next Due Date: March 1, 2010
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $75,290.39, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 4, 2016. The defaults referred to in Paragraph III must be cured by February 22, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 22, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 22, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, BANK OF AMERICA, N.A. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF WILLOW K ROSE 3538 NORTHWEST AVE #39, BELLINGHAM, WA 98225 WILLOW K ROSE 3538 NORTHWEST AVE #39, BELLINGHAM, WA 98225 by both first class and certified mail on August 27, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: October 20,2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA15-001302-2, Pub Dates 02/03/2016, 02/24/2016
Published by Ferndale Record February 3 and 24, 2016.
LEGAL
TS No WA08002959-14-1 APN 400319 021390 0000/PID# 132001 TO No 8501025 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on March 4, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 8, BLOCK 1, PLAT OF WESTMONT, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE (S) 61, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 400319 021390 0000/PID# 132001 More commonly known as 8364 WEST MEADOW LANE, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated as of July 19, 2005, executed by TANYA ROUSE, AND RICK ROUSE, WIFE AND HUSBAND as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for AMERICA`S WHOLESALE LENDER, Beneficiary of the security instrument, its successors and assigns, recorded July 25, 2005 as Instrument No. 2050704806 and the beneficial interest was assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 and recorded October 11, 2011 as Instrument Number 2111000701 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 Contact Phone No: 800-643-0202 Address: 7360 S. KYRENE ROAD, MAIL STOP T111, TEMPE, AZ 85283
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2009 To October 27, 2015 Number of Payments 4 $1,357.66 1 $1,536.71 24 $1,561.47 15 $1,642.43 1 $1,656.93 4 $1,702.93 5 $1,780.99 1 $1,766.49 1 $1,760.60 4 $1,773.00 3 $1,806.80 1 $1,826.57 1 $1,826.61 1 $1,786.46 2 $1,774.06 1 $2,070.45 1 $2,070.50 2 $2,036.65 1 $2,036.67 3 $2,016.88 1 $2,084.12 1 $2,243.42 1 $2,388.67 1 $2,398.67 Total $136,896.37 LATE CHARGE INFORMATION March 1, 2009 October 27, 2015 $1,764.88 PROMISSORY NOTE INFORMATION Note Dated: July 19, 2005 Note Amount: $220,500.00 Interest Paid To: February 1, 2009 Next Due Date: March 1, 2009
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $210,463.78, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on March 4, 2016. The defaults referred to in Paragraph III must be cured by February 22, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before February 22, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the February 22, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Tanya Rouse and Rick Rouse 8364 West Meadow Lane, Lynden, WA 98264 Tanya Rouse and Rick Rouse PO Box 814, Lynden, WA 98264 RICK ROUSE 8364 WEST MEADOW LANE, LYNDEN, WA 98264 RICK ROUSE 105 LIBERTY ST APT A, LYNDEN, WA 98264- RICK ROUSE 8364 W MEADOW LN, LYNDEN, WA 98264 RICK ROUSE 8364 WEST MEADOW LN, LYNDEN, WA 98264 RICK ROUSE PO BOX 814, LYNDEN, WA 98264 RICK ROUSE PO BOX 814, LYNDEN, WA 98264-0814 TANYA ROUSE 8364 WEST MEADOW LANE, LYNDEN, WA 98264 TANYA ROUSE 105 LIBERTY ST APT A, LYNDEN, WA 98264- TANYA ROUSE 8364 W MEADOW LN, LYNDEN, WA 98264 TANYA ROUSE 8364 WEST MEADOW LN, LYNDEN, WA 98264 TANYA ROUSE PO BOX 814, LYNDEN, WA 98264 TANYA ROUSE PO BOX 814, LYNDEN, WA 98264-0814 by both first class and certified mail on January 7, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: October 27,2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000005-3, Pub Dates 02/03/2016, 02/24/2016
Published by Ferndale Record February 3 and 24, 2016.
LEGAL
File No.: 7233.23865 Trustee: Northwest Trustee Services, Inc. Grantors: Craig J. Eliason, as his separate estate Grantee: JPMorgan Chase Bank National Association Ref to DOT Auditor File No.: 2031200696 Tax Parcel ID No.: 26353/370315-420145-0000 Abbreviated Legal: LOT 9 VALLEY ADD TO FAIRHAVEN VOL 4 PG 38, WHATCOM COUNTY, WA AND PTN SE SE 15-37-3 WM Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 4, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 9, Map of Valley Addition to Fairhaven, Washington, Whatcom County, Washington, as per the map thereof , recorded in Volume 4 of Plats, Page 38, in the Auditor’s Office of said County and State; together with the following described tract of land: The North 43.65 feet of the West 284.00 feet of the Southeast Quarter of the Southeast Quarter of Section 15, Township 37 North, Range 3 East, W.M. Whatcom County, Washington. Excepting therefrom the right of way for Samish Way (State Highway #1) Also excepting therefrom all that portion lying northeasterly of the southwesterly line of a certain easement conveyedby Larry Bennett Hawkins, to Transmountain Oil Pipeline Corporation, by instrument dated June 28, 1954, recorded July 26, 1954, in Volume 399 of Deeds, Page 265, under Auditor’s File No. 777841, records of Whatcom County, Washington. Situate in County of Whatcom, State of Washington. Commonly known as: 5085 and 5083 Samish Way Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 11/17/03, recorded on 12/03/03, under Auditor’s File No. 2031200696, records of Whatcom County, Washington, from Craig J. Eliason and Katherine A. Eliason, as Grantor, to Group 9, Inc., a Pennsylvania corporation, as Trustee, to secure an obligation “Obligation” in favor of Washington Mutual Bank, as Beneficiary, the beneficial interest in which was assigned by Federal Deposit Insurance Corporation, As Receiver of Washington Mutual Bank to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120703782. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/28/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $20,264.20 Lender’s Fees & Costs $258.17 Total Arrearage $20,522.37 Trustee’s Expenses (Itemization) Trustee’s Fee $950.00 Total Costs $950.00 Total Amount Due: $21,472.37 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $155,000.00, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/12, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 4, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/22/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/22/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/22/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Craig J. Eliason 5085 Samish Way Bellingham, WA 98229 Craig J. Eliason 1005 East Franklin Road Meridian, ID 83642 Heirs and Devisees of the Estate of Katherine A. Eliason 5085 Samish Way Bellingham, WA 98229 Heirs and Devisees of the Estate of Katherine A. Eliason 1005 East Franklin Road Meridian, ID 83642 Craig J. Eliason 6595 Kuna Road Kuna, ID 83634-1541 Heirs and Devisees of the Estate of Katherine A. Eliason 6595 Kuna Road Kuna, ID 83634-1541 Craig J. Eliason 3188 West Wind Court Eagle, ID 83616-4692 Heirs and Devisees of the Estate of Katherine A. Eliason 3188 West Wind Court Eagle, ID 83616-4692 Craig J. Eliason 1375 West Kesler Drive Kuna, ID 83634-3329 Heirs and Devisees of the Estate of Katherine A. Eliason 1375 West Kesler Drive Kuna, ID 83634-3329 Unknown Spouse and/or Domestic Partner of Craig J. Eliason 5085 Samish Way Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Craig J. Eliason 1005 East Franklin Road Meridian, ID 83642 Unknown Spouse and/or Domestic Partner of Craig J. Eliason 6595 Kuna Road Kuna, ID 83634-1541 Unknown Spouse and/or Domestic Partner of Craig J. Eliason 3188 West Wind Court Eagle, ID 83616-4692 Unknown Spouse and/or Domestic Partner of Craig J. Eliason c/o Godfrey Law, PLLC, 1419 W. Washington Boise, ID 83702 Unknown Spouse and/or Domestic Partner of Craig J. Eliason 1375 West Kesler Drive Kuna, ID 83634-3329 by both first class and certified mail, return receipt requested on 09/24/14, proof of which is in the possession of the Trustee; and on 09/24/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7233.23865 Eliason, Craig J. and Katherine A.) 1002.273140-File No.
Published by Ferndale Record
February 3 and 24, 2016.
LEGAL
File No.: 7023.114413 Trustee: Northwest Trustee Services, Inc. Grantors: Colin Kennedy, as his separate estate Grantee: Wells Fargo Bank, NA Ref to DOT Auditor File No.: 2130601863 Tax Parcel ID No.: 380224 071337 0000/PID# 50560 Abbreviated Legal: LOTS 13 AND 14, BLK 10, ELDRIDGE’S SECOND ADDITION TO BELLINGHAM, VOL 5, PG 42, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On March 4, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lots 13 and 14, Block 10, Eldridge’s Second Addition to Bellingham, according to the Plat thereof, recorded in Volume 5 of Plats, Page 42, Records of Whatcom County, Washington. Commonly known as: 2926 Madrona Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 06/05/13, recorded on 06/17/13, under Auditor’s File No. 2130601863, records of WHATCOM County, Washington, from Colin Kennedy, a single person, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Wells Fargo Bank, N.A., as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 10/21/2015. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $11,282.25 Late Charges $301.83 Lender’s Fees & Costs $0.00 Total Arrearage $11,584.08 Trustee’s Expenses (Itemization) Trustee’s Fee $600.00 Title Report $1,029.30 Statutory Mailings $11.64 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,736.94 Total Amount Due: $13,321.02 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $294,883.09, together with interest as provided in the note or other instrument evidencing the Obligation from 04/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on March 4, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 02/22/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 02/22/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 02/22/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Colin Kennedy 2926 Madrona Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Colin Kennedy 2926 Madrona Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 09/18/15, proof of which is in the possession of the Trustee; and on 09/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.114413 KENNEDY, COLIN) 1002.283164-File No.
Published by Ferndale Record
February 3 and 24, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-621291-SW APN No.: 380104 573116 0000 Title Order No.: 140091952-WA-MSI Deed of Trust Grantor(s): DAVID L FINE, TERRY L FINE Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB. Deed of Trust Instrument/Reference No.: 2080100449
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/4/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOTS 9 & 10, BLOCK 1, PLAT OF SANDY POINT HEIGHTS, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 145 – 148, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON SITUATE IN WHATCOM COUNTY, WASHINGTON. WITH A WESTWOOD MANUFACTURED HOME; SERIAL NUMBER 17416 AND HUD TAG NUMBERS WAS026036, WAS026035 WICH BY INTENTION OF THE PARTIES SHALL CONSTITUTE A PART OF THE REALTY AND SHALL PASS WITH IT. More commonly known as: 4584 ORCAS WAY, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 12/18/2007, recorded 1/7/2008, under 2080100449 records of WHATCOM County, Washington , from DAVID L FINE, AND TERRY L FINE, HUSBAND AND WIFE , as Grantor(s), to LS TITLE OF WA , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB. (or by its successors-in-interest and/or assigns, if any), to WILMINGTON SAVINGS FUND SOCIETY, FSB, doing business as CHRISTIANA TRUST, not in its individual capacity but solely as Trustee for BCAT 2014-4TT .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $75,616.25
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $123,107.21 , together with interest as provided in the Note from 11/1/2010 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/4/2016 . The defaults referred to in Paragraph III must be cured by 2/22/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/22/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/22/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DAVID L FINE, AND TERRY L FINE, HUSBAND AND WIFE ADDRESS 4584 ORCAS WAY, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 6/12/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/3/2015 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-621291-SW IDSPub #0094596 2/3/2016 2/24/2016
Published by Ferndale Record
February 3 and 24, 2016.
