FERNDALE

LEGAL

Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of December 2, 2019

Ordinance #2118

An ordinance adopting the 2020 budget

Ordinance #2120

An ordinance amending the 2019 budget

Ordinance #2123

An ordinance amending the membership of the Community Center Advisory Board

Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.

Susan Duncan, City Clerk

Published December 4, 2019

PUBLIC NOTICE

LEGAL

STATE OF WASHINGTON DEPARTMENT OF ECOLOGY

NOTICE OF APPLICATION TO APPROPRIATE PUBLIC WATERS

TAKE NOTICE:

That Lummi Island Heritage Trust of Lummi Island, Washington on October 29, 2019, under Application No. S1-28915, filed for a permit to appropriate public waters subject to existing rights, from Aiston Creek at a diversion rate of 0.022 cubic feet per second to be used seasonally from March 1, 2021, to March 1, 2026, for the irrigation of native plantings. The source of the proposed appropriation is located within NW¼, SW¼ of Section 24, Township 37 N., Range 01 E.W.M. in Whatcom County, and the place of use is located within said Section 24.

Protests or objections to approval of this application must include a detailed statement of the basis for objections. Protests must be accompanied with a fifty-dollar ($50.00) NON- REFUNDABLE recording fee (PLEASE REMIT CHECK OR MONEY ORDER ONLY) and filed with the Department of Ecology at the address shown below, within thirty {30) days from December 11, 2019.

DEPARTMENT OF ECOLOGY CASHIERING OFFICE – NWRO-WR PO BOX47611

OLYMPIA, WA 98504-7611

Published December 4 & 11, 2019

NOTICE OF TRUSTEE’S SALE

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.

108 1st Ave South, Suite 202, Seattle, WA 98104

Trustee Sale No.: WA-19-858065-BB

Title Order No.: 8753772

Reference Number of Deed of Trust: Instrument No. 2070402815

Parcel Number(s): 3802235041210000, 50194

Grantor(s) for Recording Purposes under RCW 65.04.015: AMI C HOLMES, A MARRIED WOMAN AS HER SEPARATE ESTATE

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Equity Trust Company Custodian FBO A. Matthew Crowley Roth IRA Account # 200318641

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: American Loan Servicing, LLC

I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 12/13/2019, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:

LOT 9, BLOCK 3, ELDRIDGE DONATION CLAIM, SUPPLIMENTAL, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 7 OF PLATS, PAGE 17, RECORDS OF THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2937 LINDBERGH AVE, BELLINGHAM, WA 98225 Subject to that certain Deed of Trust dated 4/16/2007, recorded 4/17/2007, under Instrument No. 2070402815 records of WHATCOM County, Washington, from AMI C HOLMES, A MARRIED WOMAN AS HER SEPARATE ESTATE, as grantor(s), to FIRST AMERICAN TITLE, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR HOMECOMINGS FINANCIAL, LLC (F/K/A HOMECOMINGS FINANCIAL NETWORK, INC.), ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Equity Trust Company Custodian FBO A. Matthew Crowley Roth IRA Account # 200318641, the Beneficiary, under an assignment recorded under Auditors File Number 2017-0900347

II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $5,703.97.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $56,631.78, together with interest as provided in the Note from 12/20/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/13/2019. The defaults referred to in Paragraph III must be cured by 12/2/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/2/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/2/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 6/27/2019.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.

SEEKING ASSISTANCE

Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-858065-BB.

Dated: 7/31/2019

Quality Loan Service Corp. of Washington, as Trustee By: Shawn Sta Ines, Assistant Secretary

Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104

For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-858065-BB Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0155550

Published November 13 and December 4, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104

Trustee Sale No.: WA-18-837092-SW

Title Order No.: 245405756

REF: TSG1808-WA-3448331

Reference Number of Deed of Trust: Instrument No. 2060803118

Parcel Number(s): 400430 085018 0000

Grantor(s) for Recording Purposes under RCW 65.04.015: RICHARD NEYENS, A SINGLE MAN

Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Ixis Real Estate Capital Trust 2006-2 Mortgage Pass Through Certificates, Series 2006-2

Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington

Current Loan Mortgage Servicer of the Deed of Trust: PHH Mortgage

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/3/2020, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit:

LOT 4, BLOCK 3, BLANKERS FIRST ADDITION TO EVERSON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 8 OF PLATS, PAGE 23, RECORDS OF WHATCOM COUNTY, WASHINGTON, TOGETHER WITH THE EAST AND NORTH HALVES OF VACATED ALLEY ABUTTING AS VACATED BY CITY OF EVERSON ORDINANCE NO. 98, WHICH ATTTACHES BY OPERATION OF LAW. More commonly known as: 407 WEST 1ST STREET, EVERSON, WA 98247 Subject to that certain Deed of Trust dated 6/24/2006, recorded 8/18/2006, under Instrument No. 2060803118 and re-recorded on 3/6/2012 as Instrument Number 2120300575 records of WHATCOM County, Washington, from RICHARD NEYENS, A SINGLE MAN, as grantor(s), to NETCO, INC., as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), SOLELY AS NOMINEE FOR ACCREDITED HOME LENDERS, INC. HOME FUNDS DIRECT, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Deutsche Bank National Trust Company, as Trustee for Morgan Stanley Ixis Real Estate Capital Trust 2006-2 Mortgage Pass Through Certificates, Series 2006-2, the Beneficiary, under an assignment recorded under Auditors File Number 2015-1001103

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $28,492.61.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $247,168.08, together with interest as provided in the Note from 3/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/3/2020. The defaults referred to in Paragraph III must be cured by 12/23/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/23/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/23/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-18-837092-SW. Dated: 8/29/2019 Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-18-837092-SW Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com

IDSPub #0156367

Published December 4 & 24, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-17-785686-SW Title Order No.: NXWA-0254635 Reference Number of Deed of Trust: Instrument No. 2040501658 Parcel Number(s): 380316 012100 0000 Grantor(s) for Recording Purposes under RCW 65.04.015: TOM FORCE, A SINGLE MAN Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Nationstar Mortgage LLC Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Nationstar Mortgage LLC d/b/a Mr. Cooper

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/3/2020, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: A TRACT OF LAND IN THE SOUTHEAST QUARTER OF THE SOUTHEAST QUARTER OF SECTION 17, AND IN THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 16, TOWNSHIP 38 NORTH, RANGE 3 EAST OF THE W.M., MORE FULLY DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT THE POINT OF INTERSECTION OF THE NORTHERLY LINE OF SUNSET DRIVE, BELLINGHAM, WHATCOM COUNTY, WASHINGTON, AND THE EAST LINE PRODUCED NORTHERLY OF BLOCK 2, PLAT OF CHARLIND GARDENS, AN ADDITION TO BELLINGHAM, WASHINGTON, AS PER THE PLAT THEREOF, RECORDED IN VOLUME 7 OF PLATS, PAGE 18, RECORDS OF WHATCOM COUNTY, WASHINGTON; THENCE NORTH 74°32’00” EAST, ALONG THE SAID NORTHERLY LINE OF SUNSET DRIVE, 88.50 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING; THENCE NORTH 74°32’00” EAST, 24.20 FEET TO A POINT OF CURVE; THENCE ALONG A CURVE TO THE LEFT HAVING A RADIUS OF 1402.40 FEET AND A CENTRAL ANGLE OF 13°21’00”, 326.76 FEET; THENCE NORTH 66°20’00” WEST, 180.90 FEET; THENCE NORTH 39°26’00” WEST, 198.90 FEET; THENCE SOUTH 49°54’00” WEST, 169.90 FEET; THENCE SOUTH 21°27’00” EAST, 264.42 FEET TO THE TRUE POINT OF BEGINNING. EXCEPT THAT PORTION DEEDED TO THE CITY OF BELLINGHAM FOR RIGHT-OF-WAY, BY DEED RECORDED MAY 24, 2010, UNDER RECORDING NUMBER 2100502416. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2413 EAST SUNSET DRIVE, BELLINGHAM, WA 98226 Subject to that certain Deed of Trust dated 5/6/2004, recorded 5/10/2004, under Instrument No. 2040501658 and modified as per Modification Agreement recorded 12/1/2014 as Instrument No. 2141200185 records of WHATCOM County, Washington, from TOM FORCE, A SINGLE MAN, as grantor(s), to WHATCOM LAND TITLE COMPANY, INC., A WASHINGTON CORPORATION, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR BANK OF THE PACIFIC DBA BANK NORTHWEST, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Nationstar Mortgage LLC, the Beneficiary, under an assignment recorded under Auditors File Number 2130604200

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $54,993.57.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $165,757.34, together with interest as provided in the Note from 8/1/2016 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/3/2020. The defaults referred to in Paragraph III must be cured by 12/23/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/23/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/23/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-17-785686-SW. Dated: 8/28/2019 Quality Loan Service Corp. of Washington, as Trustee By: Javier Olguin, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-17-785686-SW Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com IDSPub #0156324

Published December 4 & 24, 2019

LEGAL

NOTICE OF TRUSTEE’S SALE

Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-19-860019-SW Title Order No.: 113985 Reference Number of Deed of Trust: Instrument No. 2016-0100418 Parcel Number(s): 3703014322230000 Grantor(s) for Recording Purposes under RCW 65.04.015: JON KRAUSE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Lakeview Loan Servicing, LLC Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Cenlar FSB

I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/3/2020, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOTS 152 AND 153, PLAT OF SUDDEN VALLEY, DIVISION NO. 9, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGES 83 THROUGH 85, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 6 LOST LAKE LANE, BELLINGHAM, WA 98229-7631 Subject to that certain Deed of Trust dated 12/18/2015, recorded 1/7/2016, under Instrument No. 2016-0100418 records of WHATCOM County, Washington, from JON KRAUSE, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, as grantor(s), to CHICAGO TITLE , as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR FRANKLIN AMERICAN MORTGAGE COMPANY, A TENNESSEE CORPORATION, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Lakeview Loan Servicing, LLC, the Beneficiary, under an assignment recorded under Auditors File Number 20190201341

III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $10,996.05.

IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $109,619.96, together with interest as provided in the Note from 10/1/2018 on, and such other costs and fees as are provided by statute.

V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/3/2020. The defaults referred to in Paragraph III must be cured by 12/23/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/23/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/23/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.

VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.

VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.

X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-860019-SW.

Dated: 8/26/2019

Quality Loan Service Corp. of Washington, as Trustee By: Kristen Oswood, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-860019-SW Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0156272

Published December 4 & 24, 2019

LEGALS- DECEMBER 4, 2019

FERNDALE

PUBLIC NOTICE

NOTICE OF TRUSTEE’S SALE

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