FERNDALE
LEGAL
City of Ferndale, Kevin Renz, PO Box 936 Ferndale, WA 98248-0936, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Ferndale Wastewater Treatment Plant Upgrade, is located at 5405 Ferndale Road in Ferndale in Whatcom County.
This project involves approximately 4 acres of soil disturbance for Utilities construction activities.
Some stormwater discharges and runoff will infiltrate. Other discharges will be managed through the wastewater treatment plant. The receiving waterbody for the wastewater treatment plant is the Nooksack River.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this Application, or interested in Ecology’s action on this Application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II anti-degradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published December 24 and 31, 2019
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendments described below.Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 p.m. on Wednesday, January 15, 2020 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale.Any interested party is invited to attend the public hearing and offer testimony or submit comments in writing to the Planning Commission.Written comments should be submitted by 5:00 p.m. on the date preceding the meeting.For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2351.
DATE OF NOTICE: December 31, 2019
APPLICANT: City of Ferndale
PROJECT LOCATION: Portions of the City Center Zone
PROJECT DESCRIPTION: The Ferndale Planning Commission is asked to recommend approval of modifications the Downtown Catalyst Incentive Program (FMC 18.48) to extend the project initiation and completion deadlines by at least six months.No other changes to the Catalyst program are proposed.
REQUESTED ACTION(S): The City of Ferndale requests approval of the proposed changes.
PUBLIC COMMENT PERIOD: December 31, 2019 – January 15, 2020
CONTACT:
Haylie Miller, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published December 31, 2019
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits.Based on review of the materials submitted, the development applications have been determined to be complete.The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications.The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested.This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Riley Sweeney, City of Ferndale
APPLICATION NUMBER (S): 19020-SE, 19004-SH, 19002-VAR
DATE OF APPLICATION: August 16, 2019, revised on December 27, 2019
PROJECT LOCATION: VanderYacht Park is located at 1945 Washington Street at the intersection of Washington Street and Portal Way, parcel number 390220258059.
BEG 29 FT W OF COR OF FRAC SECS 20-29 ON BANK OF NOOKSACK RIVER-TH W 491 FT ALG LI-TH N 743.5 FT M/L TO C/L OF BECKLER AVE TPOB-TH E ON ELY EXT OF C/L OF BECKLER AVE 288 FT-TH S 40 FT-TH E 195 FT TO AN IRON STAKE ON BANK OF SD RIVER-TH SLY ALG SD BANK 22.
PROJECT DESCRIPTION:
Note, a previous SEPA notice for this project was noticed on October 9, 2019. This revised SEPA notice is being provided to inform to the public and agencies of the change in construction type.
The City of Ferndale proposes the installation of a restroom facility (toilet) at VanderYacht park adjacent to the existing parking lot. The structure is proposed to be “wet-proofed” which requires a formal variance to Ferndale Municipal Code Chapter 15.24 Floodplain Management, subject to review by the Ferndale Hearing Examiner.A public hearing will be noticed and held at a future date.
The project is located within the City Shoreline Jurisdiction and the FEMA 100-year floodplain, therefore, a SEPA checklist is required.
REQUESTED ACTION(S): The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: December 31, 2019 – January 16, 2020
CONTACT:
Haylie Miller, SEPA Administrator
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit, City of Ferndale
3. Variance Permit (Floodplain Management – FMC 15.24), City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH: During construction, the contractor will install all appropriate measures and Best Management Practices (BMPs) will be in place to prevent erosion as required by the City of Ferndale, including mechanisms such as silt fences and straw waddles that are designed to capture sediment. Compliance with the City’s Stormwater Pollution Prevention Plan (SWPPP) for soil stabilization is required.
AIR: Erosion and sediment control best management practices will be used during construction. Spraying the disturbed soil with water will limit the amount of dust. Idling of work vehicles will be reduced or eliminated. Measures to reduce or control emissions include shutting off engines when not in use, covering dump trucks, and performing regular inspections on vehicles.
ENVIRONMENTAL HEALTH: All construction activities will be limited to daylight hours, generally between 7 am and 10 pm. Construction equipment will be closely monitored when onsite to identify any possible leaks.
WATER: Contractor will implement Temporary Erosion and Sediment Controls (TESC) and Best Management Practices (BMP). Project will comply with the Department of Ecology manual requirements.
All work must comply with the City’s Critical Areas Ordinance.
The applicant will comply with all applicable City, Ecology and FEMA floodplain regulations. Deviations from the City floodplain regulations require a separate variance review and approval prior to construction.
CULTURAL RESOURCES: Inadvertent Discovery of Archaeological Resources:
Should archaeological resources (e.g. shell midden, animal remains, stone tools) be observed during project activities, all work in the immediate vicinity should stop, and the area should be secured. The Washington State Department of Archaeology and Historic Preservation (Stephanie Jolivette, Local Government Archaeologist 360-586-3088) and the Lummi Nation Tribal Historic Preservation Office (Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253) should be contacted immediately in order to help assess the situation and to determine how to preserve the resource(s). Compliance with all applicable laws pertaining to archaeological resources is required.
Inadvertent Discovery of Human Skeletal Remains on Non-Federal and Non-Tribal Land in the State of Washington (RCWs 68.50.645, 27.44.055, and 68.60.055)
“If ground disturbing activities encounter human skeletal remains during the course of construction, then all activity will cease that may cause further disturbance to those remains. The area of the find will be secured and protected from further disturbance until the State provides notice to proceed. The finding of human skeletal remains will be reported to the county medical examiner/coroner and local law enforcement in the most expeditious manner possible. The remains will not be touched, moved, or further disturbed. The county medical examiner/coroner will assume jurisdiction over the human skeletal remains and make a determination of whether those remains are forensic or non-forensic. If the county medical examiner/coroner determines the remains are non-forensic, then they will report that finding to the Department of Archaeology and Historic Preservation (DAHP) who will then take jurisdiction over the remains. The DAHP will notify any appropriate cemeteries and all affected tribes of the find. The State Physical Anthropologist will make a determination of whether the remains are Indian or Non-Indian and report that finding to any appropriate cemeteries and the affected tribes. The DAHP will then handle all consultation with the affected parties as to the future preservation, excavation, and disposition of the remains” (DAHP).
Published December 31, 2019
LEGAL
NOTICE OF PUBLIC HEARING
The City of Ferndale Planning Commission will hold a public hearing to consider the proposed zoning text amendment described below.Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Planning Commission meeting will be held beginning at 7:00 PM on Wednesday, January 15, 2020 in the Council Chambers at the Ferndale City Annex located at 5694 Second Avenue in Ferndale.Any interested party is invited to attend the public hearing and offer testimony or submit comments in writing to the Planning Commission.Written comments should be submitted by 5:00 p.m. on the date preceding the meeting.For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE OF PUBLIC HEARING: December 31, 2019
PUBLIC HEARING DATE: January 15, 2020
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City of Ferndale is proposing a Zoning Text Amendment to Ferndale Municipal Code Section 18.80.420.A (Sign Requirements – Public Right of Way) adding an exemption for certain vehicle signs located within the Public Right of Way.
REQUESTED ACTION(S): The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code.
PUBLIC COMMENT PERIOD: December 31, 2019 – January 15, 2020
CONTACT:
Haylie Miller, Community Development Director
Public Comments: [email protected]
Mail: P.O. Box 936 Ferndale, WA 98248
Phone: (360) 685 -2367
City Hall: 2095 Main Street – second floor
Published December 31, 2019
NOTICE OF TRUSTEE’S SALE
LEGAL
ORIGINAL TRUSTEE SALE RECORDED ON 09/042019 IN THE OFFICE OF THE WHATCOM COUNTY RECORDER.
NOTICE OF TRUSTEE’S SALE
File No.:18-124046 Title Order No.:8744168 Grantor: John George, a married man as his separate estate Current beneficiary of the deed of trust: Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3 Current trustee of the deed of trust: Aztec Foreclosure Corporation of Washington Current mortgage servicer of the deed of trust: Carrington Mortgage Services, LLC Reference number of the deed of trust: 2050505442 Parcel number(s): 113914 / 400106 066510 0000 Abbreviated legal description: PTN LOTS 1 AND 2, ALL LOT 3, BLK 2, PLAT OF STEEN’S 1ST ADD TO BLAINE Commonly known as: 865 BLAINE AVENUE, Blaine, WA 98230 I. NOTICE IS HEREBY GIVEN that the undersigned Trustee, AZTEC FORECLOSURE CORPORATION OF WASHINGTON will on January 10, 2020, at the hour of 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, State of Washington, sell at public auction to the highest and best bidder, payable at time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Fractional Lots 1 and 2, and Lot 3, Block 2, Plat of Steen’s First Addition to the City of Blaine, according to the plat thereof, recorded in Volume 2 of plats, page 7, in the Auditor’s office of said county and state. Situate in the County of Whatcom, State of Washington. Except Mobile Home, if any, located on the land described herein. which is the subject of that certain Deed of Trust dated May 18, 2005, recorded May 31, 2005, under Auditor’s File No. 2050505442, records of Whatcom County, Washington, from John George, a married man as his separate estate as Grantor, to Chicago Title as Trustee, to secure an obligation in favor of New Century Mortgage Corporation as Beneficiary, which as assigned by New Century Mortgage Corporation to Deutsche Bank National Trust Company, as Indenture Trustee, for New Century Home Equity Loan Trust 2005-3 under an assignment recorded at Instrument No. 2071101189. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust. III. The Default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: Delinquent monthly payments from the May 1, 2018 installment on in the sum of $25,572.88 together with all fees, costs and or disbursements incurred or paid by the beneficiary and or trustee, their employees, agents or assigns. The Trustee’s fees and costs are estimated at $2,488.47 as of September 3, 2019. The amount to cure the default payments as of the date of this notice is $28,281.35. Payments and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the reinstatement amount so that you may be advised of the exact amount you would be required to pay. IV. The sum owing on the obligation secured by the Deed of Trust is: Principal Balance $184,901.87, together with interest in the Note or other instrument secured from April 1, 2018, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. The amount necessary to pay off the entire obligation secured by your Deed of Trust as the date of this notice is $202,258.21. Interest and late charges may continue to accrue and additional advances to your loan may be made. It is necessary to contact the beneficiary or Trustee prior to the time you tender the payoff amount so that you may be advised of the exact amount you would be required to pay. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty express or implied regarding title, possession, or encumbrances on January 10, 2020. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, must be cured by December 30, 2019 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before December 30, 2019 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after December 30, 2019 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses: John Edward George 865 BLAINE AVENUE Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of John Edward George 865 BLAINE AVENUE Blaine, WA 98230 Sue Ann George 865 BLAINE AVENUE Blaine, WA 98230 by both first class and certified mail on October 31, 2018 proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 31, 2018 with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth above, and whose telephone number is (360) 253-8017 / (877) 430-4787 will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having an objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants, who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.60. XI. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone (Toll-free): 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Telephone (Toll-free): 1-800-569-4287 or National Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc. The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone (Toll-Free): 1-800-606-4819 or Web site: http://nwjustice.org/what-clear XII. A list of the persons this Notice was sent to is attached hereto as exhibit “A”. EXHIBIT “A” John Edward George 865 BLAINE AVENUE Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of John Edward George 865 BLAINE AVENUE Blaine, WA 98230 Sue Ann George 865 BLAINE AVENUE Blaine, WA 98230 Occupant(s) 865 BLAINE AVENUE Blaine, WA 98230 Deutsche Bank National Trust Co 1610 East St Andrews Place, Ste B150 Santa Ana, CA 92705 Barclays Bank Delaware c/o Roger E. Rahlfs, Attorney 2800 156th Ave SE , Ste 105 Bellevue, WA 98007 Fidelity National Title Group, Inc. Attn: Claims Dept. #NTCC-WA-15-103964 PO Box 45023 Jacksonville, FL 32232 Barclays Bank Delaware 125 South West Street Wilmington, DE 19801 XIII. FAIR DEBT COLLECTION PRACTICES ACT NOTICE: AZTEC FORECLOSURE CORPORATION OF WASHINGTON is attempting to collect a debt and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings, this shall not be construed to be an attempt to collect the outstanding indebtedness or to hold you personally liable for the debt. DATED this 3rd day of September, 2019 AZTEC FORECLOSURE CORPORATION OF WASHINGTON By: Inna D. Zagariya Vice President 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 (360) 253-8017 / (877) 430-4787 ADDRESS FOR PERSONAL SERVICE Aztec Foreclosure Corporation of Washington 1499 SE Tech Center Place, Suite 255 Vancouver, WA 98683 STATE OF WASHINGTON ) ) SS. COUNTY OF CLARK ) This instrument was acknowledged before me this 3rd day of September, 2019, by Inna D. Zagariya, Vice President. Genevieve Larson Notary Public in and for the State of Washington My Commission Expires: 4/19/21 GENEVIEVE LARSON NOTARY PUBLIC STATE OF WASHINGTON COMMISSION EXPIRES APRIL 19, 2021 NPP0360470 To: FERNDALE RECORD
Published December 11 and 31, 2019
LEGAL
TS No WA05000094-19-1 TO No 190849015-WA-MSI
NOTICE OF TRUSTEE’S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: BRET WARNER AND KARRIE WARNER, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: Bayview Loan Servicing, LLC Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Bayview Loan Servicing, LLC Reference Number of the Deed of Trust: Instrument No. 2120500887 Parcel Number: 4005180314780000 I. NOTICE IS HEREBY GIVEN that on January 31, 2020, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: PARCEL A: LOT 3, AS DELINEATED ON CRIVELLO-JOHNSON SHORT PLAT, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 3 OF SHORT PLATS, PAGE 121, UNDER AUDITOR`S FILE NO. 1307657, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: AN EASEMENT FOR INGRESS, EGRESS, AND UTILITIES AS DELINEATED ON CRIVELLO-JOHNSON SHORT PLAT, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 3 OF SHORT PLATS, PAGE 121, UNDER AUDITOR`S FILE NO. 1307657, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 4005180314780000 More commonly known as 4927 REESE HILL RD, SUMAS, WA 98295 which is subject to that certain Deed of Trust dated May 4, 2012, executed by BRET WARNER AND KARRIE WARNER, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for BANK OF THE PACIFIC, Beneficiary of the security instrument, its successors and assigns, recorded May 9, 2012 as Instrument No. 2120500887 and re-recorded July 2, 2018 as Instrument No. 2018-0700148 and the beneficial interest was assigned to Bayview Loan Servicing, LLC and recorded October 31, 2017 as Instrument Number 2017-1003540 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by Bayview Loan Servicing, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2019 To September 18, 2019 Number of Payments 9 $1,522.35 Total $13,701.15 LATE CHARGE INFORMATION January 1, 2019 September 18, 2019 $318.72 PROMISSORY NOTE INFORMATION Note Dated: May 4, 2012 Note Amount $205,169.00 Interest Paid To: December 1, 2019 Next Due Date: January 1, 2019 Current Beneficiary: Bayview Loan Servicing, LLC Contact Phone No: 800.457.5105 Address: 4425 Ponce de Leon Blvd., Mail Stop MS5/251, Coral Gables, FL 33146 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $176,050.47, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on January 31, 2020. The defaults referred to in Paragraph III must be cured by January 20, 2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 20, 2020 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the January 20, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Bayview Loan Servicing, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS BRET WARNER 4927 REESE HILL RD, SUMAS, WA 98295 BRET WARNER 4927 REEFE RD, SUMAS, WA 98295 BRET WARNER P.O. BOX 402, SUMAS, WA 98295 KARRIE WARNER 4927 REESE HILL RD, SUMAS, WA 98295 KARRIE WARNER 4927 REEFE RD, SUMAS, WA 98295 KARRIE WARNER P.O. BOX 402, SUMAS, WA 98295 by both first class and certified mail on August 7, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place August 8, 2019 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: September 26, 2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 64867.
Published December 31, 2019 and January 22, 2020
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-19-856784-RM Title Order No.: 190793675-WA-MSI Reference Number of Deed of Trust: Instrument No. 2060701456 Parcel Number(s): 3803350484050000, 3803260690230001 Grantor(s) for Recording Purposes under RCW 65.04.015: RUSSELL J KNUUTTILA, AND TARA K KNUUTTILA, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): The Bank of New York Mellon f/k/a The Bank of New York as successor Indenture trustee to JPMorgan Chase Bank, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2006-F Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Specialized Loan Servicing LLC I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/31/2020, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: PARCEL A: LOTS 21 AND 22, BLOCK 2, MAP OF SOUTH GENEVA ON LAKE WHATCOM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 44, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: AN UNDIVIDED ONE-HALF INTEREST TO THE FOLLOWING DESCRIBED PROPERTY: LOT 29, BOAT HOUSE BLOCK 4, PLAT OF WEST GENEVA, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 55, RECORDS OF WHATCOM COUNTY, WASHINGTON. ALSO THAT PORTION OF BLOCK 2, LAKE WHATCOM SHORE LANDS SITUATE IN FRONT OF, ADJACENT TO, OR ABUTTING UPON LOT 29, BOAT HOUSE BLOCK 4, WEST GENEVA, ALL AS SHOWN UPON THE OFFICIAL MAP OF SAID SHORE LANDS ON FILE IN THE OFFICE OF THE COMMISSIONER OF PUBLIC LANDS AT OLYMPIA, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 4754 FREMONT ST, BELLINGHAM, WA 98229 Subject to that certain Deed of Trust dated 7/11/2006, recorded 7/12/2006, under Instrument No. 2060701456 records of WHATCOM County, Washington, from RUSSELL J KNUUTTILA, AND TARA K KNUUTTILA, HUSBAND AND WIFE, as grantor(s), to LS TITLE OF WASHINGTON, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, N.A., ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to The Bank of New York Mellon f/k/a The Bank of New York as successor Indenture trustee to JPMorgan Chase Bank, National Association for CWHEQ Revolving Home Equity Loan Trust, Series 2006-F, the Beneficiary, under an assignment recorded under Auditors File Number 2120700112. II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $24,033.44. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $45,574.48, together with interest as provided in the Note from 7/25/2013 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/31/2020. The defaults referred to in Paragraph III must be cured by 1/20/2020 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/20/2020 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/20/2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/14/2019. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-856784-RM. Dated: 9/26/2019 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-856784-RM Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0157124
Published December 31, 2019 and January 22, 2020
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-19-865481-BB Title Order No.: 8757432 Reference Number of Deed of Trust: Instrument No. 2061103109 Parcel Number(s): R400522-147244-0000, 142540 Grantor(s) for Recording Purposes under RCW 65.04.015: GREG SOLOVEY AND VERONIKA SOLOVEY, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): WHATCOM EDUCATIONAL CREDIT UNION Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Whatcom Educational Credit Union I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/31/2020, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 224, PEACEFUL VALLEY, DIVISION NO. 1, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 13 OF PLATS, PAGES 77, 78, 79, 80 AND 81, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2241 Fall Valley Ln, Maple Falls, WA 98266 Subject to that certain Deed of Trust dated 11/16/2006, recorded 11/21/2006, under Instrument No. 2061103109 records of WHATCOM County, Washington, from GREG SOLOVEY AND VERONIKA SOLOVEY, HUSBAND AND WIFE, as grantor(s), to CHICAGO TITLE, as original trustee, to secure an obligation in favor of WHATCOM EDUCATIONAL CREDIT UNION, as original beneficiary, the beneficial interest in which was subsequently assigned to WHATCOM EDUCATIONAL CREDIT UNION, the Beneficiary, under an assignment recorded under Auditors File Number II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $8,436.56. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $73,414.61, together with interest as provided in the Note from 2/1/2019 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/31/2020. The defaults referred to in Paragraph III must be cured by 1/20/2020 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/20/2020 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/20/2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/22/2019. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-865481-BB. Dated: 9/26/2019 Quality Loan Service Corp. of Washington, as Trustee By: Patrick Lynch, Assistant Secretary Trustee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-865481-BB Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com IDSPub #0157131
Published December 31, 2019 and January 22, 2020
LEGAL
TS No WA05000151-19-1 TO No 190957008-WA-MSO
NOTICE OF TRUSTEE’S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: RALPH E. COWEN AND ELLEN F. COWEN, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: Nationstar Mortgage LLC DBA Champion Mortgage Company Original Trustee of the Deed of Trust: NORTHWEST TRUSTEE SERVICES LLC Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: NATIONSTAR MORTGAGE LLC Reference Number of the Deed of Trust: as Instrument Number 2017-1001303 Parcel Number: 370309 232104 0030 I. NOTICE IS HEREBY GIVEN that on January 31, 2020, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: UNIT NO. 50 OF LAKE PADDEN ESTATES CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR`S FILE NO. 941107144 AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 370309 232104 0030 More commonly known as 4949 SAMISH WAY #50, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated May 26, 2006, executed by RALPH E. COWEN AND ELLEN F. COWEN, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of WELLS FARGO BANK, N.A. as original Beneficiary recorded June 2, 2006 as Instrument No. 2060600284 and the beneficial interest was assigned to NATIONSTAR MORTGAGE LLC D/B/A CHAMPION MORTGAGE COMPANY and recorded October 12, 2017 as Instrument Number 2017-1001303 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by Nationstar Mortgage LLC DBA Champion Mortgage Company, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failed to pay the principal balance which became all due and payable based upon the death of all mortgagors, pursuant to paragraph 7 under the Note, and pursuant to paragraph 9 of the Deed of Trust. PRINCIPAL AND INTEREST DUE INFORMATION Principal Balance as of September 30, 2019 $129,404.14 Interest due through September 30, 2019 $59,255.67 TOTAL PRINCIPAL BALANCE AND INTEREST DUE: $188,659.81 PROMISSORY NOTE INFORMATION Note Dated: May 26, 2006 Note Amount:$292,500.00 Interest Paid To: March 9, 2019 Next Due Date: April 9, 2019 Current Beneficiary: Nationstar Mortgage LLC DBA Champion Mortgage Company Contact Phone No: 800-306-9027 Address: 8950 Cypress Waters Blvd., Coppell, TX 75019 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $129,404.14, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on January 31, 2020. The defaults referred to in Paragraph III must be paid by January 20, 2020, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before January 20, 2020 (11 days before the sale) the default as set forth in Paragraph III is paid and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the January 20, 2020 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Nationstar Mortgage LLC DBA Champion Mortgage Company or Trustee to the Borrower and Grantor at the following address(es): ADDRESS ELLEN F COWEN 4949 SAMISH WAY #50, BELLINGHAM, WA 98229 RALPH E COWEN 4949 SAMISH WAY #50, BELLINGHAM, WA 98229 by both first class and certified mail on August 7, 2019, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted August 8, 2019 in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. . You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: September 23,2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 64763.
Published December 31, 2019 and January 22, 2020
