■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-00791-1
ORDER OF SALE
ON REAL PROPERTY
UNIT OWNERS ASSOCIATION OF LINCOLN CREEK CONDOMINIUM, a Washington non-profit corporation,
Plaintiff(s),
vs.
JAMES L. SARROS and JANE DOE SARROS, husband and wife, and the marital community thereof; THE HEIRS AT LAW OF JAMES L. SARROS, Deceased; WELLS FARGO BANK, N.A., its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceedings,
Defendant(s).
TO: James and Jane Doe Sarros, The Heirs at Law of James L. Sarros, Deceased, Judgment Debtor(s),
The State of Washington, to: The Sheriff of Whatcom County, Washington.
WHEREAS, on October 2, 2014, Plaintiff obtained judgment form this Court authorizing Plaintiff to foreclose its lien against defendants, James L. Sarros and Jane Doe Sarros, husband and wife, and the marital community thereof; and The Heirs at Law of James L. Sarros, deceased, and for judgment against said Defendants in the principal amount of $4,196.00, prejudgment interest of $426.12 and for costs and attorney’s fees totaling $4,104.12. The judgment accrues interes ton the principal and prejudgment interest, costs and attorney’s fees at the rate of 12% per annum; and
WHEREAS, the judgment is a foreclosure against said Defendants of a lien on improved real property located at 910 Gladstone Street, Unit 108, Bellingham, Whatcom County, Washington, described as follows:
Unit 205, Lincoln Creek Condominium, according to the Declaration recorded under Auditor’s File #2050805323, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
APN: 380329-040088-0016
PID:73037
AND WHEREAS, the redemption period is one year from the date of sale;
AND WHEREAS, on October 2, 2014, the Court ordered that the above described property be sold and the proceeds applied to payment of the judgment, attorney’s fees and costs, with interest to the date of sale, now, therefore,
IN THE NAME OF THE STATE OF WASHINGTON you are commanded to proceed to seize and sell said property forthwith, according to law and to make return on this Order within sixty (60) days to the Clerk who issued it. This writ may be extended for an additional thirty (30) days for the purpose of sale only.
WITNESS, the Honorable Karen A. Lerner, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 1st day of December, 2014.
THE SALE DATE has been set for Friday, February 6, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record December 24 and 31, 2014 and January 7, 14, 21, and 28, 2015.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In re the Matter and Estate of:
RODNEY L. JACOBSON,
Deceased.
No. 14-4-00511-7
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: December 4, 2014
Date of first publication: December 10, 2014
Floyd B. Jacobson, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record
December 10, 17, and 24, 2014.
■ TRUSTEE’S SALE
LEGAL
File No.: 7345.27909 Grantors: Northwest Trustee Services, Inc. Federal National Mortgage Association (“FNMA”) Grantee: Jeffrey R. Critchley and Kristi R. Critchley, husband and wife Ref to DOT Auditor File No.: 2061004270 Tax Parcel ID No.: 3704290500580000 Abbreviated Legal: LOT 6, BLOCK 3, GLENHAVEN LAKES, DIV NO. 5, VOL. 9 PGS. 55, 56 AND 57 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 2, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 6, Block 3, Glenhaven Lakes, Division No. 5, According to the Plat thereof, recorded in Volume 9 of Plats, Pages 55, 56 and 57, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 532 Summit Place Sedro Wooley, WA 98284 which is subject to that certain Deed of Trust dated 10/23/06, recorded on 10/27/06, under Auditor’s File No. 2061004270, records of Whatcom County, Washington, from Jeffrey R. Critchley and Kristi R. Critchley husband and wife, as Grantor, to Chicaog Title Insurance, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for CTX Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to Federal National Mortgage Association (“FNMA”), under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140700339. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 08/25/2014 Monthly Payments $10,235.68 Lender’s Fees & Costs $1,476.99 Total Arrearage $11,712.67 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $828.94 Statutory Mailings $11.22 Recording Costs $28.00 Postings $80.00 Total Costs $1,848.16 Total Amount Due: $13,560.83
IV.
The sum owing on the Obligation is: Principal Balance of $207,698.47, together with interest as provided in the note or other instrument evidencing the Obligation from 12/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 2, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 12/22/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 12/22/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Jeffrey R. Critchley 532 Summit Place Sedro Woolley, WA 98284 Kristi R. Critchley 532 Summit Place Sedro Woolley, WA 98284 by both first class and certified mail, return receipt requested on 07/23/14, proof of which is in the possession of the Trustee; and on 07/23/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 08/25/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7345.27909) 1002.271056-File No.
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
File No.: 7236.24879 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A., as Trustee, for the certificate holders of Asset-Backed Pass-Through Certificates, Series 2005-WCW1 Grantee: Kary Gobbato, a single woman Ref to DOT Auditor File No.: 2050305009 Original NTS Auditor File No. 2131200500 Tax Parcel ID No.: 117515 Abbreviated Legal: PTN NE 1/4 NE 1/4, SEC 19, TWN 40N, RNG 1E, WHATCOM CO., WA Amended Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 2, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: The south 5 acres of the East 15 acres of the following described parcel: The Northeast quarter of the Northeast quarter of Section 19, Township 40 North, Range 1 East of W.M., Less the North half of the Northeast quarter of said quarter quarter. Less roads. Parcel B: A 20 foot easement for ingress, egress and utilities, over, under and across the East 20 feet of the following described parcel; The north 5 acres of the South 10 acres of the East 15 acres of the following described parcel: The Northeast quarter of the Northeast quarter of Section 19, Township 40 North, Range 1 East of W.M., Less the North half of the Northeast quarter of said quarter quarter. Less roads. Situate in Whatcom County, Washington. Commonly known as: 8447 BLAINE ROAD BLAINE, WA 98230 which is subject to that certain Deed of Trust dated 03/21/05 and recorded on 03/29/05, under Auditor’s File No. 2050305009, records of WHATCOM County, Washington, from KARY L. GOBBATO, As Her Separate Estate, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Argent Mortgage Company, LLC, as Beneficiary, the beneficial interest in which was assigned by Argent Mortgage Company, LLC to Wells Fargo Bank, N.A., as Trustee on behalf of the certificateholders Park Place Securities, Inc., Asset-Backed Pass-Through Certificates, Series 2005-WCW1, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2081102210. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 11/12/2014 Monthly Payments $50,359.88 Late Charges $0.00 Lender’s Fees & Costs $459.41 Total Arrearage $50,819.29 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $0.00 Statutory Mailings $42.16 Recording Costs $0.00 Postings $70.00 Sale Costs $0.00 Total Costs $812.16 Total Amount Due: $51,631.45 Other known defaults are as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $160,201.56, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/11, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 2, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 12/22/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 12/22/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS KARRY GOBBATO AKA KARY LYNN GOBBATO 8447 BLAINE ROAD BLAINE, WA 98230 KARRY GOBBATO AKA KARY LYNN GOBBATO 4045 S BUFFALO DR # A LAS VEGAS, NV 89147 Karry Gobbato aka Kary Lynn Gobbato 7556 Birch Bay Drive Blaine, WA 98230 Karry Gobbato aka Kary Lynn Gobbato 4045 S. Buffalo Dr Ste A101-372 Las Vegas, NV 89147 Unknown Spouse and/or Domestic Partner of Karry Gobbato aka Kary Lynn Gobbato 8447 Blaine Road Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Karry Gobbato aka Kary Lynn Gobbato 4045 South Buffalo Drive #A Las Vegas, NV 89147 Unknown Spouse and/or Domestic Partner of Karry Gobbato aka Kary Lynn Gobbato 7556 Birch Bay Drive Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Karry Gobbato aka Kary Lynn Gobbato 4045 S. Buffalo Dr Ste A101-372 Las Vegas, NV 89147 by both first class and certified mail, return receipt requested on 09/26/13, proof of which is in the possession of the Trustee; and on 09/27/13 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor, and all those who hold by, through or under the Grantor, of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com EFFECTIVE: 11/12/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7236.24879) 1002.257603-File No.
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
File No.: 7037.105792 Grantors: Northwest Trustee Services, Inc. JPMorgan Chase Bank, National Association Grantee: Dominique Nicole Jones, as her separate estate Ref to DOT Auditor File No.: 2100101905 Tax Parcel ID No.: 55602/380307-195114-0005 Abbreviated Legal: UNIT 101, BLDG B, KING MOUNTAIN CONDO, WHATCOM CO WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 2, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: PARCEL A: Unit No. B-101 of King Mountain Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 2050600896, and any amendments thereto, records of Whatcom County, Washington. Situate in Whatcom County, Washington. PARCEL B: An easement of common driveway as delineated on Woodcroft Short Plat, recorded September 22, 2004, under Auditor’s File No. 2040903519. Situate in Whatcom County, Washington. Commonly known as: 4152 Deemer Road Unit B101 Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 01/13/10, recorded on 01/20/10, under Auditor’s File No. 2100101905, records of WHATCOM County, Washington, from Dominique Nicole Jones, a single individual, as Grantor, to Whatcom Land Title Co, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Golf Savings Bank, a Washington Stock Savings Bank, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Washington Stock Savings Bank, its successors and assigns to JPMorgan Chase Bank, National Association, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2131102325. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 08/18/2014 Monthly Payments $15,409.32 Lender’s Fees & Costs $218.65 Total Arrearage $15,627.97 Trustee’s Expenses (Itemization) Trustee’s Fee $543.75 Title Report $799.35 Statutory Mailings $23.40 Recording Costs $14.00 Postings $80.00 Total Costs $1,460.50 Total Amount Due: $17,088.47 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $187,514.68, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 2, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 12/22/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 12/22/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Dominique Nicole Jones 4152 Deemer Road Unit #B101 Bellingham, WA 98226 Dominique Nicole Jones 3401 Redwood Avenue #6 Bellingham, WA 98225-1161 Unknown Spouse and/or Domestic Partner of Dominique Nicole Jones 4152 Deemer Road Unit #B101 Bellingham, WA 98226 Unknown Spouse and/or Domestic Partner of Dominique Nicole Jones 3401 Redwood Avenue #6 Bellingham, WA 98225-1161 by both first class and certified mail, return receipt requested on 07/15/14, proof of which is in the possession of the Trustee; and on 07/16/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 08/18/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Heather L. Smith (425) 586-1900. (TS# 7037.105792) 1002.270811-File No.
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
File No.: 7949.20121 Grantors: Northwest Trustee Services, Inc. Whatcom Educational Credit Union Grantee: Lindsay Collins, also appearing of record as Lindsay Rose Woods, as a separate estate Ref to DOT Auditor File No.: 2071001670 Tax Parcel ID No.: 32173/ 370407-469564-0000 Abbreviated Legal: L 4, SUDDEN VALLEY DIV 4, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On January 2, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 4, Sudden Valley Division 4, according to the plat thereof, recorded in Volume 10 of Plats, page(s) 40 through 42, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 41 Sudden Valley Drive Bellingham, WA 98229 which is subject to that certain Deed of Trust dated 10/11/07, recorded on 10/12/07, under Auditor’s File No. 2071001670, records of Whatcom County, Washington, from Lindsay Collins, a Single Person, as Grantor, to Stewart Title, as Trustee, to secure an obligation “Obligation” in favor of Whatcom Educational Credit Union, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 08/25/2014 Monthly Payments $11,079.00 Lender’s Fees & Costs $1,846.30 Total Arrearage $12,925.30 Trustee’s Expenses (Itemization) Trustee’s Fee $1,500.00 Title Report $689.85 Statutory Mailings $56.10 Recording Costs $14.00 Postings $80.00 Total Costs $2,339.95 Total Amount Due: $15,265.25
IV.
The sum owing on the Obligation is: Principal Balance of $138,850.74, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on January 2, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 12/22/14 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/14 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 12/22/14 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Lindsay R Woods aka Lindsay R Collins Woods aka Lindsay Collins aka Lindsay Rose Woods 41 Sudden Valley Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Lindsay R Woods aka Lindsay R Collins Woods aka Lindsay Collins 41 Sudden Valley Drive Bellingham, WA 98229 Lindsay R Woods aka Lindsay R Collins Woods aka Lindsay Collins aka Lindsay Rose Woods 3737 Sinclair Drive Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Lindsay R Woods aka Lindsay R Collins Woods aka Lindsay Collins 3737 Sinclair Drive Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Lindsay Rose Woods 41 Sudden Valley Drive Bellingham, WA 98229 Unknown Spouse and/or Domestic Partner of Lindsay Rose Woods 3737 Sinclair Drive Ferndale, WA 98248 Jared Mathew Woods 41 Sudden Valley Drive Bellingham, WA 98229 Jared Mathew Woods c/o Gloria-Rose James Esq., Attorney at Law 8407 South 259th Street, Suite 204 Kent, WA 98030 Lindsay R Woods aka Lindsay R Collins Woods c/o Patrick M Gallery PS 1010 Harris Avenue, Suite 201 Bellingham, WA 98225 Lindsay Collins aka Lindsay Rose Woods c/o Patrick M Gallery PS 1010 Harris Avenue, Suite 201 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 07/24/14, proof of which is in the possession of the Trustee; and on 07/24/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 08/25/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7949.20121) 1002.271093-File No.
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
TS No.: WA-13-599938-TC APN No.: 4001293533440000 Title Order No.: 8366196 Grantor(s): CONNARD V WALTON, ALICE L WALTON Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR AMERICA’S WHOLESALE LENDER Deed of Trust Instrument/Reference No.: 2030908286 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/2/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 35, DOUBLE R RANCH, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE(S) 87 AND 88, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 7957 CARSON RD, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated 9/26/2003, recorded 09/30/2003, under 2030908286 records of Whatcom County, Washington, from CONNARD V WALTON, AND ALICE L WALTON, HUSBAND AND WIFE, as Grantor(s), to STEWART TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR AMERICA’S WHOLESALE LENDER, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR AMERICA’S WHOLESALE LENDER (or by its successors-in-interest and/or assigns, if any), to GREEN TREE SERVICING LLC.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $58,793.58
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $145,275.87, together with interest as provided in the Note from the 10/1/2009, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/2/2015. The defaults referred to in Paragraph III must be cured by 12/22/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/22/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME CONNARD V WALTON, AND ALICE L WALTON, HUSBAND AND WIFE ADDRESS 7957 CARSON RD, BLAINE, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/25/2013.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 8/29/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-13-599938-TC P1109495 12/3, 12/24/2014
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
TS No.: WA-14-608855-TC APN No.: 4005273101420000 / 143628 Title Order No.: 8394679 Grantor(s): JACK F ROWE, PATRICIA A ROWE Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY Deed of Trust Instrument/Reference No.: 2070503853 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/2/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 49, “PARADISE LAKES COUNTRY CLUB, DIVISION NO. 1,” AS PER THE MAP THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 128 AND 129, IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 6351 DARDU RD , MAPLE FALLS, WA 98266 which is subject to that certain Deed of Trust dated 5/18/2007, recorded 05/23/2007, under 2070503853 records of Whatcom County, Washington, from JACK F ROWE AND PATRICIA A ROWE, HUSBAND AND WIFE, as Grantor(s), to PACIFIC NORTHWEST TITLE COMPANY OF WASHINGTON, INC., as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR FIELDSTONE MORTGAGE COMPANY (or by its successors-in-interest and/or assigns, if any), to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE OF CITIGROUP MORTGAGE LOAN TRUST 2007-FSI.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $54,072.81
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $129,215.22, together with interest as provided in the Note from the 3/1/2011, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/2/2015. The defaults referred to in Paragraph III must be cured by 12/22/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/22/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JACK F ROWE AND PATRICIA A ROWE, HUSBAND AND WIFE ADDRESS 6351 DARDU RD , MAPLE FALLS, WA 98266 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/22/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 9/2/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Morneo, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-14-608855-TC P1106998 12/3, 12/24/2014
Published by Ferndale Record December 3 and 24, 2014.
LEGAL
TS No.: WA-13-605223-TC APN No.: 400522 172142 0000 Title Order No.: 130309692-WA-MSI Grantor(s): GERALD J LEAVITT Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PACIFIC REPUBLIC MORTGAGE CORPORATION Deed of Trust Instrument/Reference No.: 2040401490 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 1/2/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 266, PEACEFUL VALLEY, DIVISION NO.1, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 13 OF PLATS, PAGES 77 THROUGH 81, INCLUSIVE, RECORDS OF THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 2661 BLUEJAY VALLEY LN , MAPLE FALLS, WA 98266 which is subject to that certain Deed of Trust dated 4/5/2004, recorded 04/08/2004, under 2040401490 records of Whatcom County, Washington, from GERALD J. LEAVITT, A SINGLE MAN, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PACIFIC REPUBLIC MORTGAGE CORPORATION, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PACIFIC REPUBLIC MORTGAGE CORPORATION (or by its successors-in-interest and/or assigns, if any), to LAKEVIEW LOAN SERVICING, LLC.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $26,827.61
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $65,943.06, together with interest as provided in the Note from the 4/1/2011, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/2/2015. The defaults referred to in Paragraph III must be cured by 12/22/2014 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 12/22/2014 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 12/22/2014 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME GERALD J. LEAVITT, A SINGLE MAN ADDRESS 2661 BLUEJAY VALLEY LN , MAPLE FALLS, WA 98266 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/23/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 8/29/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-13-605223-TC P1107222 12/3, 12/24/2014
Published by Ferndale Record December 3 and 24, 2014.
