FERNDALE
NOTICE OF SPECIAL MEETINGS OF THE FERNDALE CITY COUNCIL
Notice is hereby given that the Ferndale City Council will hold four special meetings for the purpose of discussing the 2019 budget. The meetings will be September 4, September 17, October 1, and October 15 at the City of Ferndale Council Chambers, located at 5694 Second Avenue. The meetings will begin at 5:00 p.m. These are Open Public Meetings as outlined by the Open Public Meetings Act, and members of the public are invited to attend and observe.
Susan Duncan, CMC
City Clerk
City of Ferndale
Published August 29 and September 5, 2018
NOTICE OF PUBLIC HEARING
The City of Ferndale City Council will hold a public hearing to consider the proposed zoning text amendments described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The City Council meeting will be held beginning at 6:00 p.m. on Monday, September 17, 2018 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony or submit comments in writing to the City Clerk. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this notice please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2367.
DATE OF NOTICE: August 29, 2018
APPLICANT: City of Ferndale
PROJECT LOCATION: Citywide
PROJECT DESCRIPTION: The City of Ferndale proposes modifying Title 14 (Development Review and Application Procedures) and Title 18 (Zoning) of the Ferndale Municipal Code for the purposes of establishing a Residential Targeted Area and a Multifamily Tax Exemption Program as authorized by RCW 84.14. As proposed, the program would be established within the Downtown core and surrounding areas, including the Griffintown neighborhood. Once established the program would allow the waiver of property taxes associated with new multifamily development in these areas for an eight-year period. Property taxes associated with the land and commercial development would not be subject to these provisions, and no change (increase or decrease) to the City’s overall taxation rate or the taxation rate (or amount) of any other property is anticipated.
REQUESTED ACTION(S): The City of Ferndale requests approval of an amendment to the Ferndale Municipal Code
PUBLIC COMMENT PERIOD: August 29, 2018 – September 17, 2018
CONTACT: Jori Burnett, Community Development Director
City of Ferndale
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Published August 29 and September 5, 2018
NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-16-702672-SW
APN No.: 370301-416265-0000
Title Order No.: 160033550-WA-MSI
Deed of Trust Grantor(s): GILSON R ASHER
Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GN MORTGAGE, LLC
Deed of Trust Instrument/Reference No.: 2030604108
I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/28/2018, at 10:00 AM At main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 5, PLAT OF SUDDEN VALLEY, DIVISION NO. 29, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 12 OF PLATS, PAGES 67 THROUGH 69, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 28B WESTERN LN NKA 32 WESTERN LANE, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 6/10/2003, recorded 6/18/2003, under Instrument No. 2030604108 and modified as per Modification Agreement recorded 11/18/2011 as Instrument No. 21111102179 records of WHATCOM County, Washington, from GILSON R ASHER, AN UNMARRIED MAN, as grantor(s), to 6700 CORPORATION, A CALIFORNIA CORPORATION, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GN MORTGAGE, LLC, as original beneficiary, the beneficial interest in which was subsequently assigned to BANK OF AMERICA, N.A., the Beneficiary, under an assignment recorded under Auditors File Number 2016-0101421
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $85,659.26.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $130,332.32, together with interest as provided in the Note from 2/1/2012 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/28/2018. The defaults referred to in Paragraph III must be cured by 9/17/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/17/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/17/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 7/21/2016.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 5/22/2018 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241 Sale Line: (855) 882-1314 or Login to: http://wa.qualityloan.com
Trustee Sale Number : WA-16-702672-SW IDSPub #0140888 8/29/2018 9/19/2018
Published August 29 and September 19, 2018.
TS No WA05000093-15-1S
APN 3903021490990000 TO
No 180093536-WA-MSI
NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I. NOTICE IS HEREBY GIVEN that on September 28, 2018, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Parcel A:The North 5 acres of the following described property:The West 10 acres of the Southeast Quarter of the Southwest Quarter of Section 2, Township39 North, Range 3 East, W.M.Situate in Whatcom County, Washington.Parcel B:That part of the Southeast Quarter of the Southwest Quarter of Section 2, Township 39 North,Range 3 East of W.M., Whatcom County, Washington, described as follows:Beginning at the Southeast corner of the North 5 acres of the West 10 acres of said SoutheastQuarter of the Southwest Quarter; thence North 89°41 `26” East along the Southerly line of thesaid North 5 acres projected Easterly 18 feet, more or less, to an existing fence; thenceNortherly along said fence to the Northerly line of said Southeast Quarter of the SouthwestQuarter; thence West along said Northerly line to the Northeast corner of said North 5 acres;thence South 01°13`48” East along the Easterly line thereof 670.36 feet to the point ofbeginning.Parcel C:An easement for driveway purposes over, under and across the East 10 feet of the South 5acres of the West half of the West half of the Southeast Quarter of the Southwest Quarter ofsaid Section 2, Township 39 North, Range 3 East of W.M.Situate in Whatcom County, Washington. APN: 3903021490990000 More commonly known as 1822 E POLE RD, EVERSON, WA 98247 Personal Property: MANUFACTURED HOUSING RIDER ATTACHED HERETO AND MADE A PART HEREOF The manufactured housing unit known as: Moduline Candlewood 1977 VIN/SERIAL NO: L&I106152AISL Number 42744, Pub Dates: 08/29/2018, 09/19/2018, FERNDALE RECORD
Cert or HUD tag No. Unit 1-WAS005870 AND UNIT 2-WAS005870 Title/Cert No: 9204436905 which is subject to that certain Deed of Trust dated as of December 22, 2004, executed by RONALD M KILLHAM, MARRIED AND MAVIS C KILLHAM, MARRIED as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WASHTENAW MORTGAGE COMPANY, Beneficiary of the security instrument, its successors and assigns, recorded January 24, 2005 as Instrument No. 2050103540 and the beneficial interest was assigned to FIDELITY BANK and recorded March 21, 2018 as Instrument Number 2018-0302228 of official records in the Office of the Recorder of Whatcom County, Washington.
II. No action commenced by FIDELITY BANK, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: FIDELITY BANK Contact Phone No: (800) 658-1637 Address: 100 East English, Wichita, KS 67201-1007 III. The default(s) for which this foreclosure is made is/are as follows:
FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS:
DELINQUENT PAYMENT INFORMATION From September 1, 2014 To May 11, 2018
Number of Payments 2 $550.72
4 $554.68
39 $529.47
Total $23,969.49
LATE CHARGE INFORMATION September 1, 2014 May 11, 2018 $1,227.72 $1,227.72
PROMISSORY NOTE INFORMATION
Note Dated: December 22, 2004
Note Amount: $57,800.00
Interest Paid To: August 1, 2014 Next Due Date: September 1, 2014
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $26,479.64, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on September 28, 2018. The defaults referred to in Paragraph III must be cured by September 17, 2018, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before September 17, 2018 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the September 17, 2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI. A written Notice of Default was transmitted by the current Beneficiary, FIDELITY BANK or Trustee to the Borrower and Grantor at the following address(es):
DAN`L M KILLHAM PERSONAL REPRESENATIVE
1822 E POLE RD,
EVERSON, WA 98247
MAVIS C KILLHAM
1822 E POLE RD,
EVERSON, WA 98247
RONALD M KILLHAM
1822 E POLE RD,
EVERSON, WA 98247
UNKNOWN SPOUSE OF MAVIS C KILLHAM
1822 E POLE RD,
EVERSON, WA 98247
UNKNOWN SPOUSE OF RONALD M KILLHAM
1822 E POLE RD,
EVERSON, WA 98247
by both first class and certified mail on March 30, 2018, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 30, 2018 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X. If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org
The United States Department of Housing and Urban Development:
Telephone: (800) 569-4287
Website: www.hud.gov
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: (800) 606-4819
Website: www.homeownership.wa.gov
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: May 18, 2018 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President
MTC Financial Inc. dba Trustee Corps
500 Union Street, Suite 620
Seattle, WA 98101
Toll Free Number: (844) 367-8456 TDD: (800) 833-6388
For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps SALE INFORMATION CAN BE OBTAINED ON LINE AT www.insourcelogic.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: In Source Logic AT 702-659-7766ISL Number 42744, Pub Dates: 08/29/2018, 09/19/2018, FERNDALE RECORD
Published August 29 and September 19, 2018.
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-18-810722-BB
APN No.: 4004270192480000
Title Order No.: 18-0001272-01
Deed of Trust Grantor(s): KATIE K VANDER LAAN, WILLIAM VANDER LAAN
Deed of Trust Grantee(s): MORTGAGE ELECTRONINC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB., ITS SUCCESSORS AND ASSIGNS Deed of Trust Instrument/Reference No.: 2080100422
I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/28/2018, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THAT PORTION OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER AND OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 27, TOWNSHIP 40 NORTH, RANGE 4 EAST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING 850 FEET NORTH OF THE SOUTHWEST CORNER OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER, THE TRUE POINT OF BEGINNING,; THENCE NORTH 600 FEET; THENCE EAST 365 FEET; THENCE SOUTH 600 FEET; THENCE WEST 365 FEET TO THE POINT OF BEGINNING. LESS ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 7878 GOODWIN RD, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated 1/2/2008, recorded 1/7/2008, under Instrument No. 2080100422 records of WHATCOM County, Washington, from KATIE K VANDER LAAN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY, as grantor(s), to LS TITLE OF WASHINGTON, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONINC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE BANK, FSB., ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to BANK OF AMERICA, N.A., the Beneficiary, under an assignment recorded under Auditors File Number 2150200494.
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $39,343.42.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $731,195.38, together with interest as provided in the Note from 10/1/2017 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/28/2018. The defaults referred to in Paragraph III must be cured by 9/17/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/17/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/17/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 4/9/2018.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 5/21/2018 Quality Loan Service Corp. of Washington, as Trustee By: Kristin Lillegard, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241
Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com
Trustee Sale Number : WA-18-810722-BB IDSPub #0140824 8/29/2018 9/19/2018
Published August 29 and September 19, 2018.
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-18-812779-BB
APN No.: 400233-369562-0000
Title Order No.: 170324184
Deed of Trust Grantor(s): JOSE RODRIGUEZ-LOPEZ
Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS
Deed of Trust Instrument/Reference No.: 2016-0600470
I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/28/2018, at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 1, BLOCK 2, WILLEY’S LAKE TERRACE, DIVISION NO. 1, ACCORDING TO THE PLATTHEREOF, RECORDED IN VOLUME 11 OF PLATS, PAGE 79, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 1448 FARM DR, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 6/3/2016, recorded 6/3/2016, under Instrument No. 2016-0600470 records of WHATCOM County, Washington, from JOSE RODRIGUEZ-LOPEZ, AN UNMARRIED MAN, as grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to Caliber Home Loans, Inc., the Beneficiary, under an assignment recorded under Auditors File Number 2017-0502167
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $27,166.16.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $232,844.07, together with interest as provided in the Note from 3/1/2017 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/28/2018. The defaults referred to in Paragraph III must be cured by 9/17/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/17/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/17/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 9/15/2017.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 5/23/2018 Quality Loan Service Corp. of Washington, as Trustee By: Briana Newton, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241 Sale Line: 800-280-2832 or Login to: http://wa.qualityloan.com
Trustee Sale Number : WA-18-812779-BB IDSPub #0140934 8/29/2018 9/19/2018
Published August 29 and September 19, 2018.
SERVICE BY PUBLICATION
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-01381-3
ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, N.A., its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
THE STATE OF WASHINGTON TO THE SHERIFF OF WHATCOM COUNTY GREETINGS:
WHEREAS, in the above-entitled court, Plaintiff, secured a judgment and decree of foreclosure (“Judgment”) against Defendants UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES and ANY PERSONS OR PARTIES CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, LIEN OR INTEREST IN THE REAL PROPERTY DESCRIBED IN THE COMPLAINT, in the amount of $236,693.07, no additional pre-judgment interest is owing.
WHEREAS, post-judgment interest is accruing on $236,693.07, from July 2, 2015 until the date of sale at 12% per annum, $77.81 per diem;
WHEREAS, the Judgment is a foreclosure against parties of a deed of trust mortgage on the real property (“Property”) at 4602 California Trail, Blaine, WA 98230 and described in Exhibit “1” attached hereto;
WHEREAS, on JUNE 10, 2015, the Court ordered that all of the Property be sold and the proceeds applied to the payment of principal, interest, attorney’s fees, costs and disbursements and other recovery amounts with interest to date of the sale of the property.
NOW, THEREFORE, in the name of the STATE OF WASHINGTON you are hereby commanded to proceed to seize and sell forthwith and without appraisement, the Property, in the manner provided by law, or so much thereof as may be necessary to satisfy the judgment amount plus interest to the date of sale. The redemption period is (0) MONTHS. The Sheriff’s notice of sale shall be published in a publication of general circulation.
WITNESS, the Honorable David M. Thorn, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 27th day of June, 2018.
THE SALE DATE has been set for Friday, September 21, 2018, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
Published August 8, 15, 22, 29 and September 5, 12, 2018
SHERIFF’S PUBLIC NOTICE OF SALE
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 14-2-01381-3
ONEWEST BANK, N.A., its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 4602 CALIFORNIA TRAIL, BLAINE, WA 98230
FULL LEGAL DESCRIPTION:
LOT 112, SUNDAY HARBOR, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGE 22, RECORDS OF WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 400118 439214 0000
The sale of the above-described property is to take place:
DATE: Friday, September 21, 2018
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $236,693.07
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
MALCOLM CISNEROS
NATHAN F. SMITH
2112 BUSINESS CENTER DRIVE
IRVINE, CA 92612
949.252.9400
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published August 22, 29 and September 5, 12, 2018
