NOTICE OF TRUSTEE’S SALE
LEGAL
NOTICE OF TRUSTEE’S SALE
Grantor: WAYNE VERNON KNOWLES
Current Beneficiary of the deed of trust: UMPQUA BANK, SUCCESSOR BY MERGER TO STERLING SAVINGS BANK
Current Trustee of the deed of trust: UPF WASHINGTON INCORPORATED
Current mortgage servicer of the deed of trust: UMPQUA BANK
Reference number of the deed of trust: 2101201346
Parcel number(s): 405304 391351 0000 PID 154296
NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, NANCY K. CARY, will on September 6, 2019, at the hour of 11:00 a.m. at the front of the Whatcom County Courthouse, 311 Grand Street, Bellingham, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in the County of Whatcom, State of Washington, to-wit:
THE NORTH 60.00 FEET OF THE FOLLOWING DESCRIBED TRACT:
BEGINNING AT THE NORTHEAST CORNER OF LOT 4, BLOCK 1, PLAT OF WILLIAMS BEACH, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 7 OF PLATS, PAGE 20, RECORDS OF WHATCOM COUNTY, WASHINGTON; THENCE NORTH 15°35.5’00” WEST, 68.53 FEET; THENCE NORTH 20°36.5’00” WEST 405.99 FEET TO THE TRUE POINT OF BEGINNING; THENCE CONTINUING NORTH 20°36.5’00” WEST 106.84 FEET; THENCE WEST 112.20 FEET, MORE OR LESS, TO THE SHORELINE OF THE GULF OF GEORGIA; THENCE SOUTHERLY ALONG SAID SHORELINE TO A POINT DUE WEST OF THE TRUE POINT OF BEGINNING; THENCE EAST TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, ALL BEING LOCATED IN GOVERNMENT LOT 2, SECTION 4, TOWNSHIP 40 NORTH, RANGE 3 WEST OF W.M., EXCEPT RIGHT-OF-WAY FOR BLUFF ROAD.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
which is subject to that certain Deed of Trust described as follows:
Dated: December 7, 2010
Recorded: December 10, 2010
Recording No.: 2101201346
Records of: Whatcom County, Washington
Trustee: UPF WASHINGTON INCORPORATED
Successor Trustee: NANCY K. CARY
Beneficiary: UMPQUA BANK, SUCCESSOR BY MERGER TO STERLING SAVINGS BANK
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount of $1,780.53 each, due the fifteenth of each month, for the months of July 2018 through March 2019; plus late charges in the amount of $178.05 each, assessed the 31st (thirty-one) of each month, for the months of July 2018 through March 2019; plus advances; plus any unpaid real property taxes, plus interest.
The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $170,082.44, together with interest as provided in the note or other instrument secured from June 15, 2018, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on September 6, 2019. The Default(s) referred to in paragraph III must be cured by August 26, 2019, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 26, 2019, the defaults as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after August 26, 2019, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
Linda Knowles aka Linda Harris
Administrator of the Estate of Wayne V. Knowles
355 W. Bluff Road
Point Roberts WA 98281
Andrew W. Heinz
Attorney for Administrator,
Linda Harris Knowles,
Estate of Wayne V. Knowles
300 North Commercial
Bellingham WA 98227
Andrew W. Heinz
Attorney for Administrator,
Linda Harris Knowles
Estate of Wayne V. Knowles
PO Box 5008
Bellingham WA 98227
by both first class and certified mail on February 18, 2019, proof of which is in the possession of the Trustee; and Borrower and Grantor were personally served on February 18, 2019, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above and the Trustee has possession of proof of such posting.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME
You have only 20 days from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing Counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission, Telephone: 1-877-894-4663, Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development, Telephone: 1-800-569-4287, Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListActon=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys, Telephone: 1-800-606-4819, Web site: http://nwjustice.org/what-clear
DATED: March 26, 2019.
Nancy K. Cary
ADDRESS FOR SERVICE OF PROCESS: NANCY K. CARY, Successor Trustee
NANCY K. CARY, Trustee Hershner Hunter, LLP Law Offices
PO Box 1475
1223 Commercial Street Eugene OR 97440
Bellingham WA 98225
Telephone: (541) 686-8511
Telephone: (360) 715-1218
TS #30057.31085
Any questions regarding this matter should be directed to Lisa M. Summers, Paralegal, at (541) 686-0344.
FAIR DEBT COLLECTION PRACTICES ACT NOTICE
This communication is from a debt collector.
Published August 7 & 28, 2019
