NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
DEED ONE:
Grantor: LEONID LITOVCHENKO AND TATYANA LITOVCHENKO, HUSBAND AND WIFE DBA LEO QUALITY CONSTRUCTION AND REPAIR
Current Beneficiary of the deed of trust: PEOPLES BANK
Current Trustee of the deed of trust: CHICAGO TITLE INSURANCE COMPANY
Current mortgage servicer of the deed of trust: PEOPLES BANK
Reference number of the deed of trust: 2041104939
Parcel number(s): 390219 308407 0000
DEED TWO:
Grantor: LEONID LITOVCHENKO AND TATYANA LITOVCHENKO, HUSBAND AND WIFE DBA LEO QUALITY CONSTRUCTION AND REPAIR
Current Beneficiary of the deed of trust: PEOPLES BANK
Current Trustee of the deed of trust: FIRST AMERICAN TITLE INSURANCE CO.
Current mortgage servicer of the deed of trust: PEOPLES BANK
Reference number of the deed of trust: 2070202524
Parcel number(s): 390219 308407 0000
I. NOTICE IS HEREBY GIVEN that the undersigned Successor Trustee, NANCY K. CARY, will on August 30, 2024, at the hour of 11:00 a.m. at the front of the Whatcom County Courthouse, 311 Grand Street, Bellingham, Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property situated in the County of Whatcom, State of Washington, to-wit:
LOT 19, GARDINER TERRACE, PHASE 2, DIVISION NO. 1, ACCORDING TO THE MAP THEREOF, RECORDED ON DECEMBER 31, 2003, UNDER AUDITOR’S NUMBER 2031205426, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON.
DEED ONE DEFAULT:
which is subject to that certain Deed of Trust described as follows:
Dated: November 26, 2004
Recorded: November 30, 2004
Recording No.: 2041104939
Records of: Whatcom County, Washington
Trustee: CHICAGO TITLE INSURANCE COMPANY
Successor Trustee: NANCY K. CARY
Beneficiary: PEOPLES BANK
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III. The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: Monthly payments in the amount of $2,006.20 each, due the first of each month, for the months of July 2023 through April 2024; plus late charges in the amount of $132.63 each, assessed the sixteenth (16) of each month, for the months of July 2023 through March 2024; plus advances; plus any unpaid real property taxes, plus interest.
IV. The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $149,266.04, together with interest as provided in the note or other instrument secured from June 1, 2023, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
DEED TWO DEFAULT:
Which is subject to that certain Deed of Trust described as follows:
Dated: February 14, 2007
Recorded: February 16, 2007
Recording No.: 2070202524
Records of: Whatcom County, Washington
Trustee: FIRST AMERICAN TITLE INSURANCE COMPANY
Successor Trustee: NANCY K. CARY
Beneficiary: PEOPLES BANK
V. The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: Variable monthly payments, due the twenty-fifth (25) of each month, for the months of September 2023 through March 2024; plus late charges in the amount of $19.53 each, due the ninth (9) of each month, for the months of September 2023 through March 2024; plus any unpaid real property taxes, plus interest.
VI. The sum owing on the obligation secured by the Deed of Trust is: Principal balance of $49,714.47, together with interest as provided in the note or other instrument secured from August 25, 2023, and such other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
VII. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on August 30, 2024. The Default(s) referred to in paragraph III must be cured by August 19, 2024, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before August 19, 2024, the defaults as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after August 19, 2024, and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VIII. A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
Leonid Litovchenko
5906 Artist Drive
Ferndale WA 98248
Tatyana Litovchenko
5906 Artist Drive
Ferndale WA 98248
Leo Quality Construction and Repair
5906 Artist Drive
Ferndale WA 98248
Leo High Quality Construction LLC
dba Leo Quality Construction and Repair
c/o Leonid Shepetko, Registered Agent
5906 Artist Drive
Ferndale WA 98248
by both first class and certified mail on December 22, 2023, proof of which is in the possession of the Trustee; and Borrower and Grantor were personally served on December 22, 2023, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above and the Trustee has possession of proof of such posting.
IX. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
X. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
XI. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
XII. NOTICE TO OCCUPANTS OR TENANTS. The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME
You have only 20 days from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing Counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission, Telephone: 1-877-894-4663, Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
The United States Department of Housing and Urban Development, Telephone: 1-800-569-4287, Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListActon=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys, Telephone: 1-800-606-4819, Web site: http://nwjustice.org/what-clear
DATED: April 3, 2024.
/s/ Nancy K. Cary
ADDRESS FOR SERVICE OF PROCESS: NANCY K. CARY, Successor Trustee
Hershner Hunter, LLP
Law Offices
PO Box 1475
1223 Commercial Street Eugene OR 97440
Bellingham WA 98225 Telephone: (541) 686-0345
Telephone: (360) 715-1218 TS #44423.7
Any questions regarding this matter should be directed to Lisa M. Summers, Paralegal, at (541) 686-0344.
FAIR DEBT COLLECTION PRACTICES ACT NOTICE
This communication is from a debt collector.
Published July 31 & August 21, 2024
TS No WA07000004-24-1 TO No 240009068-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: MATTHEW TURNBERG AND CARRIE ANN TURNBERG, A MARRIED COUPLE Current Beneficiary of the Deed of Trust: Idaho Housing and Finance Association (which also dba HomeLoanServ) Original Trustee of the Deed of Trust: CHICAGO TITLE COMPANY OF WASHINGTON Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: Idaho Housing and Finance Association dba HomeLoanServ Reference Number of the Deed of Trust: Instrument No. 2021-0203006 Parcel Number: 400420 243235 0000 I. NOTICE IS HEREBY GIVEN that on August 30, 2024, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT B, AS DELINEATED ON “VELDMAN SHORT PLAT,” ACCORDING TO THE PLAT THEREOF, RECORDED JULY 28, 2003, UNDER AUDITOR`S FILE NO. 2030706096, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 400420 243235 0000 More commonly known as 1416 NOOKSACK AVE, NOOKSACK, WA 98276 which is subject to that certain Deed of Trust dated February 10, 2021, executed by MATTHEW TURNBERG AND CARRIE ANN TURNBERG, A MARRIED COUPLE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for UMPQUA BANK, Beneficiary of the security instrument, its successors and assigns, recorded February 17, 2021 as Instrument No. 2021-0203006 and the beneficial interest was assigned to Idaho Housing and Finance Association (which also dba HomeLoanServ) and recorded January 31, 2024 as Instrument Number 2024-0101785 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by Idaho Housing and Finance Association (which also dba HomeLoanServ), the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2023 To April 26, 2024 Number of Payments 14 Total $20,021.26 LATE CHARGE INFORMATION March 1, 2023 April 26, 2024 $1,050.00 $1,050.00 PROMISSORY NOTE INFORMATION Note Dated: February 10, 2021 Note Amount $333,841.00 Interest Paid To: February 1, 2023 Next Due Date: March 1, 2023 Current Beneficiary: Idaho Housing and Finance Association (which also dba HomeLoanServ) Contact Phone No: (800) 526-7145 Address: 565 W Myrtle St., Boise, ID 83702 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $319,951.11, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 30, 2024. The defaults referred to in Paragraph III must be cured by August 19, 2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before August 19, 2024 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the August 19, 2024 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Idaho Housing and Finance Association (which also dba HomeLoanServ) or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CARRIE ANN TURNBERG 1416 NOOKSACK AVE, NOOKSACK, WA 98276 CARRIE ANN TURNBERG 1416 NOOKSACK RD, NOOKSACK, WA 98276 MATTHEW TURNBERG 1416 NOOKSACK AVE, NOOKSACK, WA 98276 MATTHEW TURNBERG 1416 NOOKSACK RD, NOOKSACK, WA 98276 by both first class and certified mail on March 19, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place March 19, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: April 29 , 2024 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 102092, Pub Dates: 07/31/2024, 08/21/2024, FERNDALE RECORD
Published July 31 & August 21, 2024
PROBATE NOTICE TO CREDITORS
SUPERIOR COURT OF WASHINGTON
FOR COUNTY OF WHATCOM
Estate of NEVA MAY BUECHNER, Deceased. NO. 24-4-00461-37
PROBATE NOTICE TO CREDITORS
PLEASE TAKE NOTICE
The Court has appointed Ellen Ann Buechner as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at 590 Waterfront Way Suite 504 Vancouver, WA 98660 below a copy of the claim. The claim must be presented by the later of: (a) Four (4) months after service or being mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets. Holly Henson, WSBA# 45625 Attorney for the Personal Representative. Date of First Publication:
August 21, 2024
Cowlitz Law Group
590 Waterfront Way Suite 504
Vancouver, WA 98660
360-597-7585
Published August 21, 28 & September 4, 2024
LEGAL
FERNDALE NOTICE OF NEIGHBORHOOD MEETING
Notice is hereby given that a neighborhood meeting will be held September 3, 2024, 5:30PM to 7:30PM at the Ferndale Public Library located at 2125 Main St, Ferndale. The meeting is to discuss the proposed annexation of the Nubgaard Road Annexation area. The area is located at the north end of Storr Rd in Ferndale and comprises 12 parcels totaling 22AC +/-.
Published August 14 & 21, 2024
