PUBLIC NOTICE
LEGAL
ADVERTISEMENT FOR BIDS
Project Name: Ferndale – Reservoir No.1 Overflow Modification
Bid Date: September 1, 2016
Estimated Cost Range: $70,000 to $90,000
Engineer: Wilson Engineering L.L.C., Bellingham, WA
NOTICE TO BIDDERS: Sealed bids will be received from contractors by the Public Works Director, City of Ferndale, 2095 Main Street, P.O. Box 936, Ferndale, WA 98248 until 2:00 pm, Thursday, September 1, 2016 for the Reservoir No.1 Overflow Modification Project. All bids shall be received in sealed envelopes with “RESERVOIR NO.1 OVERFLOW MODIFICATION” marked plainly thereon. The Project involves modifying the existing reservoir overflow piping from below grade to above grade with a gooseneck and air gap, including excavating to an approximate depth of twenty (20) feet below existing grade for installation of a new 48” manhole with top slab, 25± LF of new 8” ductile iron pipe and fittings, site work, and related work. Said bids will then and there be opened and read aloud. Bidders and other properly interested parties are invited to be present at the bid opening. Bids received after the time fixed for opening cannot be considered.
Please contact Curt Schoenfelder, Wilson Engineering, (360) 733-6100, for project information. Only bids from bidders, who have obtained the Contract Documents and have requested to be listed on the Planholders’ List, will be accepted. Copies of plans and specifications are on file for review and purchase from the Public Works Department at the City of Ferndale, 2095 Main Street, Ferndale, WA 98248. Hard copies are available for purchase ($50 non-refundable fee), or online at http://www.cityofferndale.org/resoverflow1.
A deposit in the form of a postal money order, cashier’s check, or bond in the amount of 5% of the greatest amount bid must be submitted with each bid proposal. Should the successful bidder fail to enter into a contract or furnish a satisfactory contract bond within the time stated in the specifications, the deposit shall be forfeited to the City.
There will be a pre-bid meeting for the Project held at 4:00 pm, Thursday, August 25, 2016, at City Hall, 2095 Main Street, Ferndale, WA 98248. A site visit will follow the meeting. Pre-bid meeting is not mandatory.
The City shall reject any bid not accompanied by bid security. The City reserves the right to reject any or all bids if such action is in the best interest of the City. The City of Ferndale is an equal opportunity and affirmative action employer. Small, Minority and Women-owned businesses are encouraged to submit bids.
The project will be funded by the City of Ferndale. Neither the State of Washington nor any of its departments or employees are, or shall be, a party to this contract or any subcontract resulting from this solicitation for bids. All bidders must be licensed contractors registered in the State of Washington. All work performed on this project will be subject to prevailing state wage rates.
Susan Duncan
City Clerk – City of Ferndale
Published by Ferndale Record
August 10 and 17, 2016.
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
Plans, Specifications and Engineering Services
The City of Ferndale is seeking qualification statements from Professional Design Engineering firms for the City’s Wastewater Treatment Plant Upgrade Project.
The City is seeking an Engineering firm to provide design-engineering and construction-engineering services for an upgrade to its Municipal Wastewater Treatment Plant, including the creation of plans, specifications, estimates and ancillary services.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at www.cityofferndale.org/wwtpupgrade.
The submittal date for the RFQ is August 31, 2016 by 5:00 p.m. Questions regarding this RFQ should be directed to Mike Olinger, City of Ferndale Chief Water/ Wastewater Plant Operator, via e-mail at: [email protected].
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Susan Duncan
City Clerk – City of Ferndale
Published by Ferndale Record
August 17 and 24, 2016.
SUMMONS BY PUBLICATION
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
BAY RIM PARK ASSOCIATION, a Washington non-profit corporation,
Plaintiff,
vs.
MITCH TARR and JANE DOE TARR, husband and wife, and the marital community thereof; LINDA TAYLOR HOPPER, Trustee of THE HOPPER 2006 FAMILY FAITH TRUST dated July 6, 2006; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00739 9
SUMMONS BY PUBLICATION
Judge Deborra E. Garrett
THE STATE OF WASHINGTON to the said Mitch Tarr and Jane Doe Tarr, husband and wife, and their marital community, if any; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 3rd day of August, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Bay Rim Park Association, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 5, Hemlock Condominium of Bay Rim Park, according to the Amended Declaration thereof, recorded under Auditor’s File No. 1623163, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN:400131 116490 0004
PID:122449
DATED: June 28, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record August 3,10, 17, 24, 31 and September 7, 2016.
TRUSTEE’S SALE
LEGAL
File No.: Trustee: 7023.115700 Northwest Trustee Services, Inc. Grantors: Joseph R. Elenbaas and Melanie W. Elenbaas, also appearing of record as Joseph Elenbaas and Joe Elenbaas and Melanie Elenbaas, husband and wife Grantee: Wells Fargo Bank, N.A. successor by merger to Wachovia Mortgage, FSB fka World Savings Bank, FSB Ref to DOT Auditor File No.: 2071202027 Tax Parcel ID No.: 105075/390331-242391-0000 Abbreviated Legal: LOT 10, DEFIANCE PARK, 960313104, VOL. 19, PG. 79, WHATCOM CO., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post-purchase-counselors-foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On September 16, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 10, Defiance Park, according to the Plat thereof, recorded March 13, 1996, under Auditor’s File No. 960313104, in Volume 19 of Plats, Pages 79 and 80, Records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 5201 Defiance Drive Bellingham, WA 98226-7403 which is subject to that certain Deed of Trust dated 12/06/07, recorded on 12/17/07, under Auditor’s File No. 2071202027, records of WHATCOM County, Washington, from Joseph R. Elenbaas and Melanie W. Elenbaas, husband and wife, as Grantor, to First American Title Insurance Company, a California Corporation, as Trustee, to secure an obligation “Obligation” in favor of World Savings Bank, FSB, its successors and/or assignees, as Beneficiary. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 5/9/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $17,192.31 Late Charges $87.58 Lender’s Fees & Costs $0.00 Total Arrearage $17,279.89 Trustee’s Expenses (Itemization) Trustee’s Fee $900.00 Title Report $1,062.15 Statutory Mailings $23.28 Postings $80.00 Total Costs $2,065.43 Total Amount Due: $19,345.32 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $305,934.04, together with interest as provided in the note or other instrument evidencing the Obligation from 08/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on September 16, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 09/05/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 09/05/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 09/05/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Joseph R. Elenbaas aka Joseph Elenbaas aka Joe Elenbaas 5201 Defiance Drive Bellingham, WA 98226-7403 Melanie W. Elenbaas aka Melanie Elenbaas 5201 Defiance Drive Bellingham, WA 98226-7403 Joseph R. Elenbaas aka Joseph Elenbaas aka Joe Elenbaas 600 East Smith Road Bellingham, WA 98226-9782 Melanie W. Elenbaas aka Melanie Elenbaas 600 East Smith Road Bellingham, WA 98226-9782 by both first class and certified mail, return receipt requested on 04/06/16, proof of which is in the possession of the Trustee; and on 04/06/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. Elenbaas, Joseph R. and Melanie W. (TS# 7023.115700) 1002.286430-File No.
Published by Ferndale Record
August 17 and September 7, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701961-SW APN No.: 390306 209378 0000 Title Order No.: 160028682-WA-MSI Deed of Trust Grantor(s): JOSEPH A GRECO, TODD CLAREBANCH Deed of Trust Grantee(s): OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION Deed of Trust Instrument/Reference No.: 2060301833
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 9/16/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 10, PLAT OF WISER LAKE ESTATES, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 11 OF PLATS, PAGE 87, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 7157 BRENT LANE, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated 3/9/2006, recorded 3/13/2006, under 2060301833 records of WHATCOM County, Washington , from JOSEPH A GRECO, AN UNMARRIED INDIVIDUAL AND TODD CLAREBANCH, AN UNMARRIED INDIVIDUAL, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, A CALIFORNIA CORPORATION , as Trustee, to secure an obligation in favor of OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION , as Beneficiary, the beneficial interest in which was assigned by OPTION ONE MORTGAGE CORPORATION, A CALIFORNIA CORPORATION (or by its successors-in-interest and/or assigns, if any), to HRB Mortgage Holdings LLC .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $156,127 .21
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $313,635.70 , together with interest as provided in the Note from 3/1/2012 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 9/16/2016 . The defaults referred to in Paragraph III must be cured by 9/5/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/5/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/5/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME JOSEPH A GRECO, AN UNMARRIED INDIVIDUAL AND TODD CLAREBANCH, AN UNMARRIED INDIVIDUAL, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON ADDRESS 7157 BRENT LANE, LYNDEN, WA 98264 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 4/8/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 5/18/2016 Quality Loan Service Corp. of Washington, as Trustee By: Rhianna Watson, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701961-SW IDSPub #0107348 8/17/2016 9/7/2016
Published by Ferndale Record
August 17 and September 7, 2016.
LEGAL
File No.: Trustee: 8132.21314 Northwest Trustee Services, Inc. Grantors: Charles H. Lindhout and Margaret A. Lindhout, husband and wife Grantee: MTGLQ Investors, LP Ref to DOT Auditor File No.: 2090604221 Tax Parcel ID No.: 38617 / 380108-419069-0000 Abbreviated Legal: L 61, BOLSTER’S SANDY PNT TRCTS #2, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 26, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 61, “Bolster’s Sandy Point Tracts No. 2”, Whatcom County, Washington, as per the Map thereof, recorded in Volume 8 of Plats, Page 80, in the Auditor’s Office of said County and State. Situate in Whatcom County, Washington. Commonly known as: 4153 Sucia Drive Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 06/18/09, recorded on 06/24/09, under Auditor’s File No. 2090604221, records of WHATCOM County, Washington, from Charles H. Lindhout and Margaret A. Lindhout, Husband and Wife, as Grantor, to First American Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for The Bank of the Pacific, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, National Association to MTGLQ Investors, LP, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2016-0201604. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/25/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $40,144.72 Lender’s Fees & Costs $2,363.48 Total Arrearage $42,508.20 Trustee’s Expenses (Itemization) Trustee’s Fee $675.00 Total Costs $675.00 Total Amount Due: $43,183.20 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $378,751.03, together with interest as provided in the note or other instrument evidencing the Obligation from 09/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 26, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/15/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/15/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/15/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Charles H Lindhout 4153 Sucia Drive Ferndale, WA 98248 Margaret A Lindhout 4153 Sucia Drive Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 08/24/15, proof of which is in the possession of the Trustee; and on 08/24/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Lindhout, Charles H and Margaret A (TS# 8132.21314) 1002.286717-File No.
Published by Ferndale Record
July 27 and August 17, 2016.
LEGAL
File No.: Trustee: 7023.114177 Northwest Trustee Services, Inc. Grantors: Kyle P. Panduro, also appearing of record as Kyle Preben Panduro and Ashlee Erin Walston, husband and wife Grantee: Wells Fargo Bank, N.A. Ref to DOT Auditor File No.: 2120601889 Tax Parcel ID No.: 390218-166008-0000/93072 Abbreviated Legal: Lot 40, Plat of Aquarius, Div. 2, Vol. 11, Pg. 77, Whatcom Co., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On August 26, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 40, “Plat of Aquarius, Division No. 2,” according to the Plat thereof, recorded in Volume 11 of Plats, Page 77, records of Whatcom County, Washington. Commonly known as: 6106 Juno Circle Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 06/06/12, recorded on 06/18/12, under Auditor’s File No. 2120601889, records of WHATCOM County, Washington, from Kyle P. Panduro and Ashlee Erin Walston, husband and wife, as Grantor, to Northwest Trustee Services, LLC, as Trustee, to secure an obligation “Obligation” in favor of Response Home Lending, LLC, as Beneficiary, the beneficial interest in which was assigned by Response Home Lending, LLC to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2120601890. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 04/18/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $15,472.64 Late Charges $68.72 Lender’s Fees & Costs $1,561.35 Total Arrearage $17,102.71 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Title Report $766.50 Statutory Mailings $144.87 Recording Costs $92.00 Postings $279.84 Sale Costs $779.51 Total Costs $2,762.72 Total Amount Due: $19,865.43 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $173,756.07, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on August 26, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 08/15/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 08/15/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 08/15/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Kyle P. Panduro aka Kyle Preben Panduro 6106 Juno Circle Ferndale, WA 98248 Ashlee Erin Walston 6106 Juno Circle Ferndale, WA 98248 Kyle P. Panduro aka Kyle Preben Panduro 4446 Knorr Court Blaine, WA 98230 Ashlee Erin Walston 4446 Knorr Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Ashlee Erin Walston 6106 Juno Circle Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Ashlee Erin Walston 4446 Knorr Court Blaine, WA 98230 Unknown Spouse and/or Domestic Partner of Kyle P. Panduro aka Kyle Preben Panduro 4446 Knorr Court Blaine, WA 98230 Kyle P. Panduro aka Kyle Preben Panduro c/o Jeann Kingsley, attorney 1313 E. Maple Street, Suite 204 Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 08/07/15, proof of which is in the possession of the Trustee; and on 08/07/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. PANDURO, KYLE P. and WALSTON, ASHLEE ERIN (TS# 7023.114177) 1002.282395-File No.
Published by Ferndale Record
July 27 and August 17, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701639-SW APN No.: 390227 252208 000000 Title Order No.: 160027463-WA-MSO Deed of Trust Grantor(s): DAVID R SCHUYLER, LINDA M SCHUYLER Deed of Trust Grantee(s): FIRST FRANKLIN FINANCIAL CORPORATION Deed of Trust Instrument/Reference No.: 2030807938
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/26/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: A TRACT OF LAND LOCATED IN THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 27, TOWNSHIP 39 NORTH, RANGE 2 EAST OF W.M., DESCRIBED AS FOLLOWS: BEGINNING AT THE CENTER SECTION OF SAID SECTION 27; THENCE SOUTH ALONG THE NORTH-SOUTH CENTER LINE OF SAID SECTION 27,687.18 FEET; THENCE NORTH 89°57’30” WEST, 30.00 FEET TO THE TRUE POINT OF BEGINNING, SAID POINT BEING ON A FENCE MARKING THE NORTH LINE OF A TRACT CONVEYED TO JACK L. HARDAN AND WIFE, BY DEED RECORDED AS AUDITOR’S FILE NO. 986868,RECORDS OF WHATCOM COUNTY, WASHINGTON; THENCE CONTINUING ALONG SAID FENCE NORTH 89°57’30” WEST, 290.40 FEET; THENCE NORTH 150.00 FEET; THENCE SOUTH 89°57’30” EAST, 290.40 FEET; THENCE SOUTH 150.00 FEET TO THE TRUE POINT OF BEGINNING, EXCEPT THE RIGHT OF WAY FOR NORTHWEST ROAD LYING ALONG THE EAST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON . More commonly known as: 5455 NORTHWEST DRIVE, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 8/8/2003, recorded 8/28/2003, under 2030807938 records of WHATCOM County, Washington , from DAVID R. SCHUYLER AND LINDA M. SCHUYLER , as Grantor(s), to OLD REPUBLIC NATIONAL TITLE , as Trustee, to secure an obligation in favor of FIRST FRANKLIN FINANCIAL CORPORATION , as Beneficiary, the beneficial interest in which was assigned by FIRST FRANKLIN FINANCIAL CORPORATION (or by its successors-in-interest and/or assigns, if any), to U.S. BANK, NATIONAL ASSOCIATION, AS SUCCESSOR TRUSTEE TO BANK OF AMERICA, N.A., AS SUCCESSOR TO LASALLE BANK, N.A. AS TRUSTEE FOR THE HOLDERS OF MERRILL LYNCH MORTGAGE INVESTORS TRUST, MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES 2006-FF1 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $128,318 .61
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $192,786.53 , together with interest as provided in the Note from 9/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/26/2016 . The defaults referred to in Paragraph III must be cured by 8/15/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/15/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/15/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DAVID R. SCHUYLER AND LINDA M. SCHUYLER ADDRESS 5455 NORTHWEST DRIVE, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 3/15/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/26/2016 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701639-SW IDSPub #0105831 7/27/2016 8/17/2016
Published by Ferndale Record
July 27 and August 17, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-672427-SW APN No.: 400131 261222 0000 Title Order No.: 160002950-WA-MSI Deed of Trust Grantor(s): DOUGLAS W ZIEMANN Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT, ITS SUCCESSORS AND ASSIGNS Deed of Trust Instrument/Reference No.: 2070605402
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/26/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 100, PLAT OF BAY-CREST NORTH, DIVISION 2, PHASES 2 AND 4, ACCORDING TO THE PLAT THEREOF, RECORDED APRIL 28, 2005, UNDER AUDITOR’S FILE NO. 2050404981, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 7464 NEMO CT, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated 6/26/2007, recorded 6/29/2007, under 2070605402 records of WHATCOM County, Washington , from DOUGLAS W ZIEMANN, AN UNMARRIED MAN , as Grantor(s), to WHATCOM LAND TITLE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT, ITS SUCCESSORS AND ASSIGNS , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN BROKERS CONDUIT, ITS SUCCESSORS AND ASSIGNS (or by its successors-in-interest and/or assigns, if any), to U.S. Bank National Association, as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates, Series 2007-18N .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $125,244.26
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $295,881.32 , together with interest as provided in the Note from 10/1/2009 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/26/2016 . The defaults referred to in Paragraph III must be cured by 8/15/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/15/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/15/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DOUGLAS W ZIEMANN, AN UNMARRIED MAN ADDRESS 7464 NEMO CT, BLAINE, WA 98230 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 3/11/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/26/2016 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-672427-SW IDSPub #0105812 7/27/2016 8/17/2016
Published by Ferndale Record
July 27 and August 17, 2016.
