NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-17-798757-SH
APN No.: 3702122442620000
Title Order No.: 140151833-WA-MSI
Deed of Trust Grantor(s): MALGORZATA A CASSIDY
Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC.
Deed of Trust Instrument/Reference No.: 2070203800
I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/24/2018, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 7, “WARRENSHIRE, AN ADDITION TO THE CITY OF BELLINGHAM”, AS PER THE MAP THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGE 51, IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE SITUATE IN WHATCOM COUNTY, WASHINGTON More commonly known as: 1437 IRIS LN, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 2/17/2007, recorded 2/26/2007, under Instrument No. 2070203800 records of WHATCOM County, Washington, from MALGORZATA A CASSIDY, WHO ACQUIRED TITLE AS AN UNMARRIED WOMAN, as grantor(s), to SOUND TRUSTEE CORPORATION, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR COUNTRYWIDE HOME LOANS, INC., as original beneficiary, the beneficial interest in which was subsequently assigned to HMC ASSETS, LLC SOLELY IN ITS CAPACITY AS SEPARATE TRUSTEEOF CAM XV TRUST, the Beneficiary, under an assignment recorded under Auditors File Number 2017-0902347
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $89,781.18.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $172,234.61, together with interest as provided in the Note from 7/1/2011 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/24/2018. The defaults referred to in Paragraph III must be cured by 8/13/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 8/13/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 8/13/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 3/16/2018.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 4/16/2018 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101
(866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104
(866) 925-0241
Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com Trustee Sale Number: WA-17-798757-SH IDSPub #0139462 7/25/2018 8/15/2018
Published July 25 and August 15, 2018.
PUBLIC NOTICE
The annual Return of Private Foundation (Form 990-PF) of Matthew and Grace Yeh Foundation for the fiscal year ending June 30, 2018 is now available for inspection at its office located at 2141 Washington St., Ferndale, WA 98248. You may contact the principal officer, Jim Coballes, at (360) 676-9222 during regular office hours to schedule an appointment.
Published August 15, 2018
SERVICE BY PUBLICATION
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 14-2-01381-3
ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, N.A., its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
THE STATE OF WASHINGTON TO THE SHERIFF OF WHATCOM COUNTY GREETINGS:
WHEREAS, in the above-entitled court, Plaintiff, secured a judgment and decree of foreclosure (“Judgment”) against Defendants UNKNOWN HEIRS AND DEVISEES OF WALLACE E. CHIN; NAOMI SMITH; STEVIE M. CHIN; UNITED STATES OF AMERICA; SUNDAY HARBOR COMMUNITY ASSOCIATION; STATE OF WASHINGTON; OCCUPANTS OF THE PREMISES and ANY PERSONS OR PARTIES CLAIMING TO HAVE ANY RIGHT, TITLE, ESTATE, LIEN OR INTEREST IN THE REAL PROPERTY DESCRIBED IN THE COMPLAINT, in the amount of $236,693.07, no additional pre-judgment interest is owing.
WHEREAS, post-judgment interest is accruing on $236,693.07, from July 2, 2015 until the date of sale at 12% per annum, $77.81 per diem;
WHEREAS, the Judgment is a foreclosure against parties of a deed of trust mortgage on the real property (“Property”) at 4602 California Trail, Blaine, WA 98230 and described in Exhibit “1” attached hereto;
WHEREAS, on JUNE 10, 2015, the Court ordered that all of the Property be sold and the proceeds applied to the payment of principal, interest, attorney’s fees, costs and disbursements and other recovery amounts with interest to date of the sale of the property.
NOW, THEREFORE, in the name of the STATE OF WASHINGTON you are hereby commanded to proceed to seize and sell forthwith and without appraisement, the Property, in the manner provided by law, or so much thereof as may be necessary to satisfy the judgment amount plus interest to the date of sale. The redemption period is (0) MONTHS. The Sheriff’s notice of sale shall be published in a publication of general circulation.
WITNESS, the Honorable David M. Thorn, Commissioner of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 27th day of June, 2018.
THE SALE DATE has been set for Friday, September 21, 2018, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes.
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
Published August 8, 15, 22, 29 and September 5, 12, 2018
