■ CITY OF FERNDALE
LEGAL
Public Notice: City of Ferndale now Accepting Comprehensive Plan Amendments
As required by the Ferndale Municipal Code, the City of Ferndale is providing public notice of the availability of applications for amendment or revision to the City’s Comprehensive Plan. Completed amendments, with associated fees, must be received by the City no later than the close of business Friday, May 1, 2015.
All applications shall be submitted on such forms as provided by the City, and incomplete applications will not be accepted. Forms are available at City Hall, 2095 Main Street, in Ferndale. Applications must be accepted in person, by appointment only. In order to schedule an appointment or to receive application forms, contact Jori Burnett, Community Development Director, at (360) 685-2367 or at [email protected].
Published by Ferndale Record April 1 and 8, 2015.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A
MITGATED DETERMINATION OF NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Dennis Holstrom
DATE OF APPLICATION: January 30, 2015
PROJECT LOCATION: The 0.98-acre project site is located on the east side of Labounty Road, addressed as 5375 Labounty Drive, zoned as General Business in Ferndale, Washington.
PROJECT DESCRIPTION: The applicant proposes to bring in approximately ~1,700 cubic yards of suitable fill material to raise the existing 155’ x 96’ building pad area on site to one foot above the Federal Emergency Management Agency (FEMA) Base Flood Elevation. The property was previously fully developed with buildings and associated storage, which burned during a fire in September 2014.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale for a Land Disturbance Permit and a SEPA Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: April 8 – April 22, 2015
CONTACT:Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Land Disturbance Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH:
An erosion control plan will be implemented to comply with the NPDES construction stormwater permit and guidance. Construction Stormwater Pollution Prevention (SWPPP) will include erosion control BMPs implemented in accordance with the 2005 Department of Ecology (DOE) manual (or latest addition adopted by the City).
WATER:
Applicant will install or preserve measures to comply with the DOE guidelines.
The applicant will be required to obtain an updated FEMA Flood Elevation Certificate after construction to verify the building pad is at least one foot above base flood elevation.
NOISE:
Construction hours shall be limited to 7AM-7PM.
TRANSPORTATION:
Compliance with City of Ferndale concurrency ordinance shall be required.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Office of Archaeology and Historic Preservation (OAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record April 8, 2015.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of April 6, 2015
Ordinance #1887
An ordinance amending Chapter 18.44 of the Ferndale Municipal Code
Ordinance #1888
An ordinance rezoning 2010 Grandview Rd from Regional Retail to General Business
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request.
Susan Duncan, DEPUTY CITY CLERK
Published by Ferndale Record April 8, 2015.
■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 11-2-02664-3
HSBC BANK USA, AS TRUSTEE FOR MANA 2007-A2, its successors in interest and/or assigns,
Plaintiff(s),
vs
PAUL NIKOLAISEN; MORTGAGE ELECTRONIC REGISTATION SYSTEMS, INC.; SPECIALIZED LOAN SERVICING, LLC; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint,
Defendant(s).
TO: Paul Nikolaisen, Mortgage Electronic Registration Systems, Inc., Specialized Loan Servicing, LLC, Occupants of the Premises, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 6626 OLSON ROAD, FERNDALE, WA 98248
FULL LEGAL DESCRIPTION:
THE SOUTH 5 ACRES OF THE WEST 15 ACRES OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 12, TOWNSHIP 39 NORTH, RANGE 1 EAST OF W.M., EXCEPT OLSON ROAD. SITUATE IN WHATCOM COUNTY, WASHINGTON.
TAX PARCEL NO. 390112 031162 0000
The sale of the above-described property is to take place:
DATE: Friday, April 24, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $511,395.47
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO LEGAL, P.S.
Synova M. L. Edwards
13555 SE 36th St., Ste. 300
Bellevue, WA 98006
425.458.2121
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record March 25 and and April 1, 8 and 15, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
THE CENTER CONDOMINIUM OWNERS’ ASSOCIATION, a Washington non-profit corporation,
Plaintiff(s)
vs.
CODY KENNEDY and JANE DOE KENNEDY, husband and wife, and their marital community, if married; BAC HOME LOANS SERVICING, LP, and all successors and assigns thereto, SUDDEN VALLEY COMMUNITY ASSOCIATION, a Washington nonprofit corporation; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
SHERIFF’S NOTICE TO
JUDGMENT DEBTOR OF SALE
OF REAL PROPERTY
NO. 13-2-01664-4
TO: CODY AND JANE DOE KENNEDY, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above- entitled action.
COMMON ADDRESS: 2 MARIGOLD DR #4, BELLINGHAM, WA
FULL LEGAL DESCRIPTION:
Unit 4, Center Condominium, according to the Declaration thereof recorded June 14, 1976 under Auditor’s File No. 1219866, and any amendments thereto, records of Whatcom County, Washington.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
ASSESSOR’S PARCEL NO:
The sale of the above-described property is to take place:
DATE: FRIDAY, May 1, 2015 TIME: 09:30 AM
PLACE: Whatcom County Courthouse, 311 Grand Avenue, Bellingham WA
The judgment debtor can avoid the sale by paying the judgment amount of $13,415.85 together with interest, costs and fees, before the sale date. For the exact amount, contact the Sheriff at the address stated below.
This property is subject to a redemption period of 0 MONTHS which will expire at 4:30 p.m. on the 1st day of May, 2015.
The judgment debtor or debtors or any of them may redeem the above-described property at any time up to the end of the redemption period by paying the amount bid at the Sheriff’s sale plus additional costs, taxes, assessments, certain other amounts, fees and interest. If you are interested in redeeming the property, contact the undersigned Sheriff at the address stated below to determine the exact amount necessary to redeem.
IMPORTANT NOTICE: IF THE JUDGMENT DEBTOR OR DEBTORS DO NOT REDEEM THE PROPERTY BY 4:30 P.M. ON THE 1st DAY OF MAY, 2015, THE END OF THE REDEMPTION PERIOD, THE PURCHASER AT THE SHERIFF’S SALE WILL BECOME THE OWNER AND MAY EVICT THE OCCUPANT FROM THE PROPERTY UNLESS THE OCCUPANT IS A TENANT HOLDING UNDER AN UNEXPIRED LEASE. IF THE PROPERTY TO BE SOLD IS OCCUPIED AS A PRINCIPAL RESIDENCE BY THE JUDGMENT DEBTOR OR DEBTORS AT THE TIME OF SALE, HE, SHE, THEY, OR ANY OF THEM MAY HAVE THE RIGHT TO RETAIN POSSESSION DURING THE REDEMPTION PERIOD, IF ANY, WITHOUT PAYMENT OF ANY RENT OR OCCUPANCY FEE. THE JUDGMENT DEBTOR MAY ALSO HAVE A RIGHT TO RETAIN POSSESSION DURING ANY REDEMPTION PERIOD IF THE PROPERTY IS USED FOR FARMING OR IF THE PROPERTY IS BEING SOLD UNDER A MORTGAGE THAT SO PROVIDES.
If the sale is not pursuant to a judgment of foreclosure of a mortgage or statutory lien, the Sheriff has been informed that there is not sufficient personal property to satisfy the judgment and that if the judgment debtor or debtors do have sufficient personal property to satisfy the judgment, the judgment debtor or debtors should contact the Sheriff’s Office immediately.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, Attorney
2200 Rimland Drive, Suite. 115
Bellingham, WA 98226-6639
Ph 360.714.8599
BILL J. ELFO, SHERIFF
Whatcom County, Washington
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA 98225
Phone 360.676.6650
Published by Ferndale Record April 1, 8, 15 and 22, 2015.
LEGAL
NOTICE OF
NONDISCRIMINATORY POLICY AS TO
STUDENTS
Providence Christian School N.W. admits students of any race, color, national and ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to students at the School. It does not discriminate on the basis of race, color, national and ethnic origin in administration of its educational policies, scholarship and loan programs, and athletic snd other school-administered programs.
Providence Christian School N.W.
Published by Ferndale Record April 8, 2015.
■ NOTICE TO CREDITORS
LEGAL
SUPERIOR COURT OF
WASHINGTON
FOR WHATCOM COUNTY
Estate of
BETTY LOU TRZCINSKI,
Deceased.
NO. 15-4-00146-2
PROBATE NOTICE TO CREDITORS
(RCW 11.40.030)
PLEASE TAKE NOTICE
The above Court has appointed PATRICIA ANN ONION as Personal Representative of Decedent’s estate. Any person having a claim against the Decedent must present the claim: (a) Before the time when the claim would be barred by any applicable statute of limitations, and (b) In the manner provided in RCW 11.40.070: (i) By filing the original of the claim with the foregoing Court, and (ii) By serving on or mailing to me at the address below a copy of the claim. The claim must be presented by the later of: (a) Thirty (30) days after I served or mailed this Notice as provided in RCW 11.40.020(1)(c), or (b) Four (4) months after the date of first publication of this Notice. If the claim is not presented within this time period, the claim will be forever barred except as provided in RCW 11.40.051 and 11.40.060. This bar is effective for claims against both the Decedent’s probate and non-probate assets.
Date of First Publication of this Notice:
April 1, 2015
Patricia Ann Onion,
Personal Representative
221 Bayside Road,
Bellingham, WA 98225
Published by Ferndale Record April 1, 8 and 15, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7431.20476 Grantors: Northwest Trustee Services, Inc. Freedom Mortgage Corporation Grantee: Denise N. Buendia, as her separate estate Ref to DOT Auditor File No.: 2070505208 Tax Parcel ID No.: 400515-060222-0000/141092 Abbreviated Legal: LT 39, BLK 13, PARADISE LAKES COUNTRY CLUB DIV NO. 8 VOL 12 PGS 34, 35, 36, WHATCOM CO, WA, MAP NO 04 Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 17, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 39, Block 13, Plat of Paradise Lakes Country Club, Division No. 8, according to the plat thereof, recorded in Volume 12 of Plats, Pages 34 through 36, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 6163 Hawthorne Place Maple Falls, WA 98266 which is subject to that certain Deed of Trust dated 05/22/07, recorded on 05/31/07, under Auditor’s File No. 2070505208, records of WHATCOM County, Washington, from Denise N Buendia, an unmarried woman, as Grantor, to Whatcom Land Title, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Freedom Mortgage Corp., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc as nominee for Freedom Mortgage Corp., its successors and/or assigns to Freedom Mortgage Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2141002663. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/05/2014 Monthly Payments $6,079.59 Late Charges $199.76 Total Arrearage $6,279.35 Trustee’s Expenses (Itemization) Trustee’s Fee $1,350.00 Title Report $520.13 Statutory Mailings $11.22 Recording Costs $28.00 Postings $80.00 Total Costs $1,989.35 Total Amount Due: $8,268.70 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $70,769.62, together with interest as provided in the note or other instrument evidencing the Obligation from 03/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Denise N. Buendia 6163 Hawthorne Place Maple Falls, WA 98266 Unknown Spouse and/or Domestic Partner of Denise N. Buendia 6163 Hawthorne Place Maple Falls, WA 98266 by both first class and certified mail, return receipt requested on 11/04/14, proof of which is in the possession of the Trustee; and on 11/04/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/05/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7431.20476) 1002.274801-File No.
Published by Ferndale Record March 18 and April 8, 2015.
LEGAL
File No.: 7023.109119 Grantors: Northwest Trustee Services, Inc. Wells Fargo Bank, N.A. Grantee: Eric E. Lukes and Dori A. Lukes, husband and wife Ref to DOT Auditor File No.: 2060900402 Tax Parcel ID No.: 103325/3903193-95280-0000 Abbreviated Legal: Lt 1, R & C, SP Rec No. 930329050, Whatcom Co, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On April 17, 2015, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot 1, R and C Short Plat, as recorded March 29, 1993, in Volume 28 of Short Plats, Page 7, under Auditor’s File No. 930329050, Records of Whatcom County, Washington; being a portion of the West half of the West half of the Southeast Quarter of the Northeast Quarter of Section 19, Township 39 North, Range 3 East of W.M. Situate in Whatcom County, Washington. Commonly known as: 406 East Laurel Road Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 08/29/06, recorded on 09/06/06, under Auditor’s File No. 2060900402, records of WHATCOM County, Washington, from Eric E. Lukes and Dori A. Lukes, husband and wife, as Grantor, to First American Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. as nominee for Provident Funding Associates, L.P., its successors and assigns to Wells Fargo Bank, N.A., under an Assignment/Successive Assignments recorded under Auditor’s File No. 2111101629. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 12/02/2014 Monthly Payments $18,038.67 Late Charges $213.56 Lender’s Fees & Costs $1,115.05 Total Arrearage $19,367.28 Trustee’s Expenses (Itemization) Trustee’s Fee $965.00 Title Report $0.00 Statutory Mailings $22.44 Recording Costs $16.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,083.44 Total Amount Due: $20,450.72 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $218,719.50, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on April 17, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 04/06/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 04/06/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 04/06/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Eric E. Lukes 406 East Laurel Road Bellingham, WA 98226 Dori A. Lukes 406 East Laurel Road Bellingham, WA 98226 Eric E. Lukes 406 East Laurel Road Bellingham, WA 98226-9774 Dori A. Lukes 406 East Laurel Road Bellingham, WA 98226-9774 by both first class and certified mail, return receipt requested on 10/31/14, proof of which is in the possession of the Trustee; and on 10/31/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 12/02/2014 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7023.109119) 1002.274675-File No.
Published by Ferndale Record March 18 and April 8, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
PURSUANT TO THE REVISED CODE OF WASHINGTON
CHAPTER 61.24, ET. SEQ.
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE
Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
• The statewide FREE foreclosure counselors recommended by the Washington State Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663)
http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm
•United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287
Local counseling agencies in Washington:
http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
•The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys:
Toll-free: 1-800-606-4819
http://nwjustice.org/what-clear
TO: Erin R. Marden aka Erin Roy Marden; to any occupants of the property; and to all other persons or entities claiming an interest in the subject property.
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on April 17, 2015, at the hour of 10:00 o’clock, a.m., at the Whatcom County Superior courthouse, 311 Grand Avenue in the City of BELLINGHAM, WHATCOM COUNTY, State of Washington, sell at public auction to the highest bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to-wit:
PARCEL A:
Lot 6, as delineated on Cedrus Cooperative Amended General and Specific Binding Site Plan, according to the Plat thereof; recorded September 24, 2003, under Whatcom County Auditor’s Number 2030906509, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
PARCEL B:
An easement for ingress and egress as delineated on the face of Cedrus Cooperative Amended General and Specific Binding Site Plan, according to the plat thereof, recorded September 24, 2003, under Whatcom County Auditor’s Number 2030906509, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
SUBJECT, HOWEVER, TO ALL OUTSTANDING COVENANTS, CONDITIONS, RESTRICTIONS, RESERVATIONS, LIENS, OIL, GAS AND GEOTHERMAL RIGHTS (WITH OR WITHOUT THE RIGHT OF SURFACE ENTRY), TIMBER RIGHTS, JUDGEMENTS, PENDING COURT PROCEEDINGS, PROBATE PROCEEDINGS AND AGREEMENTS WHICH LIMIT THE TITLE TO THE PROPERTY.
(commonly known as 3745 Cedrus Lane, Lummi Island, WA 98262
TAX ACCOUNT NUMBER: 370109 535317 0006.
Which is subject to that certain Deed of Trust dated the 8th day of March, 2005, recorded the 9th day of March, 2005, in the mortgage records of Whatcom County, under Auditor’s File No. 2050301543, records of Whatcom County, Washington, from Erin R. Marden, as a single individual and no other(s), whose address is 3745 Cedrus Lane, Lummi Island, WA 98262, as Grantor, to The United States of America acting through the State Director, USDA-Rural Development of Washington State, as Trustee, whose address is 1835 Black Lake Blvd., Suite B, Olympia WA 98512-5715, to secure an obligation in favor of United States of America acting through the Rural Housing service or successor agency, United States Department of Agriculture, whose address is Rural Housing Service, c/o Centralized Servicing Center, United States Department of Agriculture, PO Box 66889, St. Louis, Missouri 63166, as Beneficiary. Jerome Froland, P.S. DBA Alder Lynn Law office was appointed Successor Trustee, under Auditors File No. 2141001083.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The defaults for which this foreclosure is made is/are as follows:
-Failure to make monthly payments of principal and interest beginning with the payment due on 02/08/2011
05 payments of $781.34/month $3,906.70
02-08-2011 through 06-08-2011
06 payments of $427.46/month
$2,564.76
07-08-2011 through 12-08-2011
36 payments of $781.34/month
$28,128.24
01-08-2012 through 12-08-2014
-Failure to make monthly escrow payments beginning with the payment due on 02/08/2011
03 payments of $226.30/month $678.90
02-08-2011 through 04-08-2011
44 payments of $162.23/month
$7,138.12
05-08-2011 through 12-08-2014
Total monetary Default $ 42,416.72
IV.
The sum owing on the obligation secured by the Deed of Trust is:
Principal $124,961.64, together with interest as provided in the note or other instrument secured from March 9, 2005 and other costs and fees as are due under the note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on April 17, 2015. The Default(s) referred to in paragraph III must be cured by April 6, 2015 (11 Days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before April 6, 2015 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after April 6, 2015 (11 days before the sale date) and before the sale by Borrower, Grantor, any Guarantor, or the holder of any recorded Junior Lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following addresses:
ERIN ROY MARDEN
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
OCCUPANT OR CURRENT RESIDENT
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
ERIN ROY MARDEN AND JANE DOE MARDEN
3745 CEDRUS LANE
LUMMI ISLAND WA 98262
By both first class and either registered or certified mail on October 24, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served on October 28, 2014, with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS
The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the Owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings chapter 59.12 RCW. For tenant occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060.
THIS NOTICE IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
DATED: December 8, 2014
Trustee: Jerome A. Froland, WSBA 14916
Address: P.O. Box 13125
Mill Creek WA 98082
Telephone: 425-778-5297
Published by Ferndale Record March 18 and April 8, 2015.
LEGAL
TS No.: WA-12-529759-SH APN No.: 380321 368260 0000 Title Order No.: 7227860 Grantor(s): BILLY JOE WHEELER, RAQUEL C WHEELER Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN Deed of Trust Instrument/Reference No.: 2060503005 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/17/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to wit: LOT 12, HIGHLAND HEIGHTS NO. 4, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 11 OF PLATS, PAGE(S) 33, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3306 ILLINOIS LN, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 4/24/2006, recorded 05/17/2006, under 2060503005 records of Whatcom County, Washington, from BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE, as Grantor(s), to ROCKWOOD TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $155,082.63
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $275,076.12, together with interest as provided in the Note from the 12/1/2008, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/17/2015. The defaults referred to in Paragraph III must be cured by 4/6/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/6/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/6/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE ADDRESS 3306 ILLINOIS LN, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/12/2012.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: Dec 11 2014 Quality Loan Service Corp. of Washington, as Trustee By: Mauricio Flores, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-12-529759-SH P1123147 3/18, 04/08/2015
Published by Ferndale Record March 18 and April 8, 2015.
LEGAL
TS No WA09000360-14-1 APN 49925/3802233063940000 TO No 8437380 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on April 17, 2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: Lot 34, Except the West 112.5 feet as measured along the North line thereof, Block 9, Plat of Bennett Hill, a part of the consolidated City of Bellingham, Whatcom County, Washington.According to the plat thereof, recorded in Volume 7 of plats, page 38, records of WhatcomCounty, Washington.Situate in Whatcom County, Washington. APN: 49925/3802233063940000 More commonly known as 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated as of October 31, 2002, executed by RUSSELL J WHIDBEE AND JEANINE H WHIDBEE, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of HORIZON BANK as original Beneficiary recorded October 31, 2002 as Instrument No. 2021006647 and the beneficial interest was assigned to CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. and recorded November 14, 2002 as Instrument Number 2021102431 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc., the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. Contact Phone No: (800) 283-7918 Address: 1000 Technology Drive, O`Fallon, MO 63368-2240
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2012 To December 1, 2014 Number of Payments 21 Monthly Payment $709.85 Total $14,906.85 LATE CHARGE INFORMATION December 1, 2012 December 1, 2014 1 $35.49 $35.49 PROMISSORY NOTE INFORMATION Note Dated: October 31, 2002 Note Amount: $120,000.00 Interest Paid To: November 1, 2012 Next Due Date: December 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $99,927.25, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 17, 2015. The defaults referred to in Paragraph III must be cured by April 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc., Successor in Interest by merger to Principal Residential Mortgage, Inc. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Janine Carla Hamm 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 UNKNOWN SPOUSE OF RUSSELL J WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 UNKNOWN SPOUSE OF JEANINE H WHIDBEE NKA JEANINE CARLA HAMM, 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 JEANINE H WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 JEANINE H WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225-1429 JEANINE H WHIDBEE C/O Margaret Mawson, Attorney, 103 E Holly St, Ste 508, Bellingham, WA 98225-4728 RUSSELL J. WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225 RUSSELL J. WHIDBEE 3101 LAURELWOOD AVE , BELLINGHAM, WA 98225-1429 RUSSELL J. WHIDBEE C/O Betsy Brinson, Attorney, 1811 C St, BELLINGHAM, WA 98225-4017 by both first class and certified mail on June 10, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: December 1, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA14-000502-1, Pub Dates 03/18/2015, 04/08/2015
Published by Ferndale Record March 18 and April 8, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq. Document: NOS Printed: 12/16/2014 8:45:41 AM Page Count: 5 IDS Automation: Deliver signed document(s) to Scan Clerk TS No.: WA-14-637538-SW APN No.: 370306 236401 0118 Title Order No.: 140187437-WA-MSI Grantor(s): DARREN WILSON Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. Deed of Trust Instrument/Reference No.: 2090903298
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/17/2015 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: UNIT NO. A-210 OF CYPRESS PLACE CONDOMINIUM, PHASE 3, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 2060804167, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 700 32ND STREET, BELLINGHAM, WA 98225-6924 which is subject to that certain Deed of Trust dated 9/24/2009, recorded 9/29/2009, under 2090903298 records of WHATCOM County, Washington , from DARREN WILSON, AN UNMARRIED PERSON , as Grantor(s), to WHATCOM LAND TITLE CO. , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PLAZA HOME MORTGAGE, INC. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Bank, NA.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $8,990.49
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $122,103.97 , together with interest as provided in the Note from the 5/1/2014 , and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/17/2015 . The defaults referred to in Paragraph III must be cured by 4/6/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/6/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/6/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME DARREN WILSON, AN UNMARRIED PERSON ADDRESS 700 32ND STREET, BELLINGHAM, WA 98225-6924 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 11/12/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/16/2014 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-637538-SW IDSPub #0074884 3/18/2015 4/8/2015
Published by Ferndale Record March 18 and April 8, 2015.
