FERNDALE
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of April 2, 2018
Ordinance #2042
An ordinance amending the 2018 budget
Ordinance #2043
An ordinance amending the fee code regarding Park Impact Fees
Ordinance #2044
An ordinance amending business license requirements for in home businesses
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, CMC, City Clerk
Published April 4, 2018
NOTICE OF TRUSTEE’S SALE
NOTICE OF TRUSTEE’S SALE
Pursuant to the Revised Code of Washington 61.24, et seq.
TS No.: WA-16-739970-BB
APN No.: 390218 162182 0000, 93064
Title Order No.: 8655950
Deed of Trust Grantor(s): KERWIN C. HEMLOCK, GAIL L. HEMLOCK
Deed of Trust Grantee(s): CFNA RECEIVABLES (MD), INC. F/K/A CITIFINANCIAL, INC.
Deed of Trust Instrument/Reference No.: 2060200710
I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/13/2018, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 13, PLAT OF RYANS GLEN, ACCORDING TO THE MAP THEREOF, RECORDED IN VOLUME 19 OF PLATS, PAGES 41 AND 42. SITUATED IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 2371 NICHOLAS DR, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 2/3/2006, recorded 2/6/2006, under Instrument No. 2060200710 records of WHATCOM County, Washington, from KERWIN C. HEMLOCK AND GAIL L. HEMLOCK, HUSBAND AND WIFE, as grantor(s), to CHICAGO TITLE, as original trustee, to secure an obligation in favor of CITIFINANCIAL, INC., as original beneficiary, the beneficial interest in which was subsequently assigned to Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust III, the Beneficiary, under an assignment recorded under Auditors File Number 2017-1002197
II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $136,654.61.
IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $230,519.10, together with interest as provided in the Note from 3/1/2013 on, and such other costs and fees as are provided by statute.
V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/13/2018. The defaults referred to in Paragraph III must be cured by 4/2/2018 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/2/2018 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/2/2018 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 4/26/2016.
VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help.
SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following:
The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission:
Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm.
The United States Department of Housing and Urban Development:
Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear.
Additional disclaimers provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only.
Dated: 12/4/2017
Quality Loan Service Corp. of Washington, as Trustee By: Chelsea Bonds, Assistant Secretary
Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp.
411 Ivy Street,
San Diego, CA 92101 (866) 645-7711
Trustee’s Physical Address: Quality Loan Service Corp. of Washington
108 1 st Ave South, Suite 202
Seattle, WA 98104 (866) 925-0241
Sale Line: 916-939-0772 or Login to: http://wa.qualityloan.com Trustee Sale Number: WA-16-739970-BB IDSPub #0134637 3/14/2018 4/4/2018
Published March 14 and April 4, 2018.
SHERIFF’S PUBLIC NOTICE OF SALE
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 17-2-01944-1
SEMIAHMOO RESORT ASSOCIATION, a Washington nonprofit corporation,
Plaintiff(s),
vs
RICHARD S. ROCKWELL, who acquired title as a single person, and the marital community of RICHARD S. ROCKWELL and JANE DOE ROCKWELL, husband and wife, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendant(s).
TO: RICHARD S. ROCKWELL, who acquired title as a single person, and the marital community of RICHARD S. ROCKWELL and JANE DOE ROCKWELL, husband and wife, if any; and any unknown party claiming any interest in the real property that is the subject of this proceeding, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 8850 WOOD DUCK WAY, BLAINE, WA 98230
FULL LEGAL DESCRIPTION:
Lot 45, Plat of Saint Andrews Green, Division IV, Phase B, according to the plat thereof in Volume 16 of Plats, pages 96 through 98, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TAX PARCEL NO. 405114 442497 0000
The sale of the above-described property is to take place:
DATE: Friday, MAY 4, 2018
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $ 11,352.99
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
Janaya L. Carter
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite, 115
Bellingham, WA 98226-6643
360.714.8599
BILL J. ELFO, Sheriff
Whatcom County
By: SHAUNA BALDETTA, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 778-6614
Published April 4, 11, 18, and 25, 2018