■ CITY OF FERNDALE
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR CONSOLIDATION OF CENTRAL CITY WATER ASSOCIATION PROJECT
INSPECTION AND ENGINEERING SERVICES
The City of Ferndale is seeking qualification statements from professional engineering firms with experience providing construction inspection and engineering services for the City of Ferndale’s Consolidation of Central City Water Association Project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org/category/legal-notices/
Submittals for the RFQ are due April 28th, by 5:00 PM. Questions regarding this RFQ should be directed to Katy Radder (360) 685-2377 or [email protected]
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record
April 13 and 20, 2016.
LEGAL
NOTICE OF INTENT – CONSTRUCTION STORMWATER GENERAL PERMIT
City of Ferndale, Wendy LaRocque, PO Box 936 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, WA St, Vista to 3rd, Improvement Project, is located at Washington Street from Vista Drive to 3rd Avenue (approximately 1000 feet) in Ferndale in Whatcom County.
This project involves 0.85 acres of soil disturbance for Road construction activities.
The receiving waterbody is Schell Ditch.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
April 13 and 20, 2016.
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
WASHINGTON STREET, VISTA DRIVE TO THIRD AVENUE PROJECT
CONSTRUCTION ENGINEERING & CONSTRUCTION MANAGEMENT SERVICES
The City of Ferndale is seeking qualification statements from professional engineering firms with experience providing construction inspection and engineering services for the City of Ferndale’s Washington Street, Vista Drive to Third Avenue Project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org/category/legal-notices/
Submittals for the RFQ are due by 5:00 PM, Thursday, April 28. Questions regarding this RFQ should be directed to Katy Radder (360) 685-2377 or [email protected]
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record
April 13 and 20, 2016.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of April 18, 2016
Ordinance #1940
An ordinance amending the 2016 budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Published by Ferndale Record
April 20, 2016.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In re the Matter and Estate of:
COLLEEN ANN EBRIGHT,
Deceased. No. 16-4-00200-9
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: March 30, 2016
Date of first publication: April 6, 2016
Brett Jay Ebright, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record
April 6,13, and 20, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
In Re the Estate of:
Judy L. Hayes,
Deceased.
No. RCW 11.40.030
PROBATE NOTICE TO CREDITORS
Date of Death: 12-15-15
The personal representative named below has been appointed as personal representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the personal representative or the personal representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty days after the personal representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of first publication: April 13, 2016.
Glenn Allan Hoekstra John Kenneth Hayes
Personal Representative Personal Representative
Attorney for Personal Representative:
Gregory E. Thulin, WSBA #21752
Law Offices of Gregory E. Thulin
2200 Rimland Drive, Suite 115
Bellingham, WA 98226-6639
Phone: 360-714-8599
Court of probate proceedings & cause number:
Whatcom County Superior Court
311 Grand Avenue
Bellingham, WA 98225
Cause No. 16-4-00160-6
Published by Ferndale Record
April 13, 20 and 27, 2016.
■ TRUSTEE’S SALE
LEGAL
TS No WA08000581-15-1 APN 400317 188124 0000 TO No 150143447-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on May 20, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 18, “MILKY WAY ADDITION,” WHATCOM COUNTY, WASHINGTON, AS PER THE MAP THEREOF, RECORDED IN BOOK 9 OF PLATS, PAGE 118, IN THE AUDITOR`S OFFICE OF WHATCOM COUNTY, WASHINGTON. APN: 400317 188124 0000 More commonly known as 367 CESSNA ST, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated as of August 26, 2009, executed by CHER A HOLLEMAN, AN UNMARRIED WOMAN AND MIKE ROORDA AND LINDA E ROORDA, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for AME FINANCIAL CORPORATION, Beneficiary of the security instrument, its successors and assigns, recorded August 27, 2009 as Instrument No. 2090803239 and the beneficial interest was assigned to Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Trustee for BCAT 2014-4TT By Rushmore Loan Management Services, LLC, Its Appointed Attorney In Fact and recorded July 31, 2015 as Instrument Number 2150703727 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Trustee for BCAT 2014-4TT By Rushmore Loan Management Services, LLC, Its Appointed Attorney In Fact, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Trustee for BCAT 2014-4TT By Rushmore Loan Management Services, LLC, Its Appointed Attorney In Fact Contact Phone No: 888-699-5600 Address: 15480 Laguna Canyon Road, Suite 100, Irvine, CA 92618
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2011 To January 14, 2016 Number of Payments 59 $1,694.09 Total $99,951.31 LATE CHARGE INFORMATION March 1, 2011 January 14, 2016 $1,003.25 PROMISSORY NOTE INFORMATION Note Dated: August 26, 2009 Note Amount: $244,489.00 Interest Paid To: February 1, 2011 Next Due Date: March 1, 2011
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $239,538.83, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 20, 2016. The defaults referred to in Paragraph III must be cured by May 9, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 9, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 9, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Wilmington Savings Fund Society, FSB DBA Christiana Trust, not in its individual capacity, but solely as Trustee for BCAT 2014-4TT By Rushmore Loan Management Services, LLC, Its Appointed Attorney In Fact or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CHER A. HOLLEMAN AKA CHER ANGELA HOLLEMAN AKA CHER ANGELA ROORDA, 367 CESSNA ST, LYNDEN, WA 98264CHER A. HOLLEMAN 367 CESSNA DR, LYNDEN, WA 98264CHER A. HOLLEMAN AKA CHER ANGELA HOLLEMAN AKA CHER ANGELA ROORDA, 367 CESSNA ST, LYNDEN, WA 98264-9518LINDA E. ROORDA 367 CESSNA ST, LYNDEN, WA 98264LINDA E. ROORDA 367 CESSNA DR, LYNDEN, WA 98264LINDA E. ROORDA 367 CESSNA ST, LYNDEN, WA 98264-9518MIKE ROORDA 367 CESSNA ST, LYNDEN, WA 98264MIKE ROORDA 367 CESSNA DR, LYNDEN, WA 98264MIKE ROORDA 367 CESSNA ST, LYNDEN, WA 98264-9518UNKNOWN SPOUSE OF CHER A HOLLEMAN AKA CHER ANGELA HOLLEMAN AKA CHER ANGELA ROORDA, 367 CESSNA ST, LYNDEN, WA 98264UNKNOWN SPOUSE OF CHER A HOLLEMAN 367 CESSNA DR, LYNDEN, WA 98264-9518 by both first class and certified mail on November 13, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 14,2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-002027-2, Pub Dates 04/20/2016, 05/11/2016
Published by Ferndale Record
April 20 and May 11, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-688042-SW APN No.: 390218 216034 0000 Title Order No.: 150250525-WA-MSI Deed of Trust Grantor(s): CONNIE S. PHILLIPS Deed of Trust Grantee(s): WELLS FARGO FINANCIAL WASHINGTON 1, INC. Deed of Trust Instrument/Reference No.: 2090300475
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/29/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 18, PLAT OF AQUARIUS ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 10 OF PLATS, PAGE 87. More commonly known as: 6125 AQUARIUS AVE, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 5/22/2008, recorded 3/3/2009, under 2090300475 records of WHATCOM County, Washington , from CONNIE S. PHILLIPS UNMARRIED , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of WELLS FARGO FINANCIAL WASHINGTON 1, INC. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO FINANCIAL WASHINGTON 1, INC. (or by its successors-in-interest and/or assigns, if any), to Wells Fargo Financial Washington 1, Inc. .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $93,228.63
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $155,172.90 , together with interest as provided in the Note from 9/28/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/29/2016 . The defaults referred to in Paragraph III must be cured by 4/18/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/18/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/18/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME CONNIE S. PHILLIPS UNMARRIED ADDRESS 6125 AQUARIUS AVE, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 11/18/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/23/2015 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-688042-SW IDSPub #0097834 3/30/2016 4/20/2016
Published by Ferndale Record
March 30 and April 20, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-12-529759-SH APN No.: 380321 368260 0000 Title Order No.: 7227860 Deed of Trust Grantor(s): BILLY JOE WHEELER, RAQUEL C WHEELER Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN Deed of Trust Instrument /Reference No.: 2060503005
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 4/29/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the h ighest and best bidder, payable in the form of credit bid or cash bid in the form o f cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 12, HIGHLAND HEIGHTS NO. 4, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 11 OF PLATS, PAGE(S) 33, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More c ommonly known as: 3306 ILLINOIS LN, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 4/24/2006, recorded 5/17/2006, under 2060503005 records of WHATCOM County, Washington , from BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE , as Grantor(s), to ROCKWOOD TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., (“MERS”) AS NOMINEE FOR NATIONPOINT A DIVISION OF NAT. CITY BANK OF IN ( or by its successors-in- interest and/or assigns, if any ), to Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of First Franklin Mortgage Loan Trust 2006-FF8, Asset-Backed Certificates, Series 2006-FF8 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $173,830.90
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $275,076.12 , together with interest as provided in the Note from 11/1/2008 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 4/29/2016 . The defaults referred to in Paragraph III must be cured by 4/18/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 4/18/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 4/18/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME BILLY JOE WHEELER AND RAQUEL C WHEELER, HUSBAND AND WIFE ADDRESS 3306 ILLINOIS LN, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/12/2012 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 12/29/2015 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-12-529759-SH IDSPub #0097764 3/30/2016 4/20/2016
Published by Ferndale Record
March 30 and April 20, 2016.
