■ PUBLIC NOTICE
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
UNIT OWNERS ASSOCIATION OF PUGET STREET TOWNHOMES, a Condominium, a Washington non-profit corporation,
Plaintiff,
vs.
KATHLEEN ZINN, who acquired title as an unmarried woman, as her separate estate, and KATHLEEN ZINN and JOHN DOE ZINN, husband and wife, and the marital community thereof; INTERWEST BANK, A Washington corporation, now known as WELLS FARGO BANK, N.A., its successors and assigns; JACK CLIFTON; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00418 7
SUMMONS BY PUBLICATION
THE STATE OF WASHINGTON to the said Kathleen Zinn, who acquired title as an unmarried woman, as her separate estate, and Kathleen Zinn and John Doe, Zinn, her husband, and their marital community, if married; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 1st day of June, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Unit Owners Association of Puget Street Townhomes, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 5, Puget Street Townhomes, a Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 960605170, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 380332 199492 0005
PID: 79410
DATED this 23rd day of June, 2016.
Law Offices of Gregory E. Thulin, P.S.
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record
June 1, 8, 15, 22, 29 and July 6, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
BAY RIM PARK ASSOCIATION, a Washington non-profit corporation,
Plaintiff,
vs.
CAROL JEAN KLANDER and JOHN DOE KLANDER, her husband, and the marital community thereof, if any; PHH MORTGAGE CORPORATION, its successors and assigns; BANK OF THE PACIFIC, its successors and assigns; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00738 1
SUMMONS BY PUBLICATION
Judge Ira Uhrig
THE STATE OF WASHINGTON to the said Carol Jean Klander and John Doe Klander, her husband, and their marital community, if any; and to any unknown party claiming any interest in the real property that is the subject of this proceeding.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 29th day of June, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Bay Rim Park Association, and serve a copy of your answer upon the undersigned attorney for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Unit No. 4, Walnut Condominiums of Bay Rim Park Condominium, according to the Declaration thereof, recorded under Auditor’s File No. 1383374, and any amendments thereto, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400131 098485 0003
PID: 122302
DATED: June 23, 2016.
Law Offices of Gregory E. Thulin, P.S.
/s/
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Law Offices of Gregory E. Thulin, P.S.
2200 Rimland Drive, Suite 115
Bellingham, WA 98226
Published by Ferndale Record June 29, July 6, 13, 20, 27, and August 3, 2016.
LEGAL
NOTICE OF
PUBLIC COMMENT PERIOD
PHILLIPS 66 FERNDALE REFINERY
WASTEWATER PERMIT MODIFICATION
The Dept. of Ecology invites you comment on proposed modifications to the National Pollutant Discharge Elimination System wastewater permit for the Phillips 66 Ferndale refinery. The comment period runs July 6 – August 8, 2016. We will accept comments only on the changes made to the permit, not the entire permit.
Read the proposed permit at the following locations: Department of Ecology, 300 Desmond Drive SE, Lacey, WA, (360) 407-7393; Ferndale Public Library, 2007 Cherry Street; Bellingham Public Library, 210 Central Ave; online at https://fortress.wa.gov/ecy/industrial/UIPermit/DraftPermits.aspx.
Written comments may be submitted by mail, e-mail, or fax to Liem Nguyen., Department of Ecology, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected], Fax: (360) 407-6102
Proposed changes to the permit include an update of design criteria for the maximum flow of wastewater through the oil/water separators, addition of stormwater benchmarks, prohibitions and monitoring requirements for two new outfalls, and correcting typos.
You may request a public hearing to ask questions and submit verbal comments. To request a hearing, contact Angie Fritz, Industrial Section, P.O. Box 47600, Olympia, WA 98504-7600, [email protected], (360) 407-7393. If we determine there is significant public interest during this comment period to hold a hearing, we will extend the comment period to allow at least 30 days notice of the hearing and publish the time, date and location. When the comment period ends, we will review all comments received and make appropriate changes to the permit before issuing it.
Located at 3901 Unick Road in Ferndale, WA, the refinery separates crude oil for further processing and blending into a variety of petroleum products. It treats process wastewater in a wastewater plant and discharges it through Outfall 001 to the Strait of Georgia. Outfall 002 discharges stormwater to an unnamed tributary and ultimately Lummi Bay. Outfalls 003, 004 and 005 discharge stormwater to an unnamed tributary and ultimately the Strait of Georgia. The two new outfalls, 006 and 007, discharge stormwater through a wooded area, feeding onsite wetlands before leaving the refinery property at the Slater Road ditch.
To request ADA accommodation for disabilities, including printed materials in a format for the visually impaired, call Ecology at (360) 407-7668. Persons with impaired hearing may call Washington Relay Service at 711. Persons with a speech disability may call TTY at 877-833-6341.
Published by Ferndale Record
July 6, 2016.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
In re the Matter and Estate of:
SARAH RUTH PAULSEN,
Deceased.
No. 16-4-00335-8
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If notice was not provided under RCW Chapters 11.40 or 11.42, the creditor must present the claim within twenty-four months after the decedent’s date of death. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: June 15, 2016
Date of first publication: June 22, 2016
Curtis V. Thompson, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record June 22, 29, and July 6, 2016
■ TRUSTEE’S SALE
LEGAL
TS No WA08001625-15-1 APN 3904224960980000 TO No 150221020-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on July 15, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: PARCEL A; THAT PORTION EAST HALF OF THE OF THE SOUTHEAST QUARTER OF SECTION 22, TOWNSHIP 39 NORTH, RANGE 4 EAST OF W.M., DESCRIBED AS FOLLOWS: COMMENCING AT THE BRASS PLUG MONUMENT MARKING THE SOUTH QUARTER CORNER OF SAID SECTION 22; THENCE NORTH 84°14`05” EAST 1848.57 FEET TO A 2”X3” POST WITH TACK, MARKING A CORNER OF THE FINSRUD ROCK QUARRY PER AUDITOR`S FILE NO. 959721, BEING THE POINT OF BEGINNING OF HEREIN DESCRIBED LINE AND THE NORTHWEST CORNER OF THAT CERTAIN TRACT OF LAND SOLD TO E.R. CARL, ET AL, BY WARRANTY DEED DATED AUGUST 21, 1972, UNDER AUDITOR`S FILE NO. 1121835, RECORDS OF WHATCOM COUNTY, WASHINGTON; THENCE NORTH 19°25`20” EAST, ALONG AN EASTERLY LINE OF SAID FINSRUD ROCK QUARRY, FOR A DISTANCE OF 233.31 FEET TO AN IRON PIPE MARKING THE MOST EASTERLY CORNER OF SAID FINSRUD ROCK QUARRY; THENCE NORTH 20°52`34” WEST 855.00 FEET TO AN IRON PIPE MARKING THE NORTHEAST CORNER OF SAID FINSRUD ROCK QUARRY; THENCE NORTH 11°14`42” WEST 43.52 FEET TO AN IRON PIPE; THENCE NORTH 54°59`03” EAST 242.49 FEET TO AN IRON PIPE; THENCE NORTH 52°35`53” EAST 212.43 FEET TO AN IRON PIPE; THENCE NORTH 63°36`17” EAST 132.30 FEET TO AN IRON PIPE; THENCE NORTH 00°29`57” EAST 185.40 FEET TO AN IRON PIPE; THENCE NORTH 72°15`00” EAST 348.70 FEET; THENCE SOUTH 64°13`00” EAST TO THE EAST LINE OF SAID SECTION 22; THENCE SOUTHERLY ALONG SAID EAST LINE OF SECTION 22 TO THE NORTHEAST CORNER OF SAID E.W. CARL TRACT; THENCE NORTHWESTERLY ALONG THE NORTH LINE OF SAID CARL TRACT TO THE POINT OF BEGINNING. SITUATE IN WHATCOM COUNTY, WASHINGTON. PARCEL B: A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS OVER AN EXISTING ROAD AS DISCLOSED BY INSTRUMENT RECORDED UNDER AUDITOR`S FILE NOS. 959721, 960860, 996180, 1075231 AND 1115128, RESPECTIVELY. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as 4088 MT BAKER HWY, EVERSON, WA 98247 which is subject to that certain Deed of Trust dated as of February 1, 2008, executed by BARBARA J. DYKES AND JONATHAN SEYMOUR, WIFE AND HUSBAND as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for EVERGREEN MONEYSOURCE MORTGAGE COMPANY, Beneficiary of the security instrument, its successors and assigns, recorded February 5, 2008 as Instrument No. 2080200393 and the beneficial interest was assigned to ALLY BANK, C/O CENLAR FSB and recorded October 7, 2015 as Instrument Number 2015-1000757 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by Ally Bank, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: Ally Bank Contact Phone No: 1-877-909-9416 Address: 425 Phillips Blvd, Ewing, NJ 08618
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From January 1, 2010 To March 7, 2016 Number of Payments 75 $2,711.44 Total $203,358.00 LATE CHARGE INFORMATION January 1, 2010 March 7, 2016 $1,338.37 PROMISSORY NOTE INFORMATION Note Dated: February 1, 2008 Note Amount: $385,000.00 Interest Paid To: December 1, 2009 Next Due Date: January 1, 2010
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $376,893.45, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on July 15, 2016. The defaults referred to in Paragraph III must be cured by July 4, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 4, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 4, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, Ally Bank or Trustee to the Borrower and Grantor at the following address(es): ADDRESS BARBARA J. DYKES 4088 MT BAKER HWY, EVERSON, WA 98247-9426 BARBARA J. DYKES 2915 26TH STREET, BELLINGHAM, WA 98225 BARBARA J. DYKES 909 HARRIS AVE STE 201H, BELLINGHAM, WA 98225-7080 JONATHAN P. SEYMOUR AKA JONATHAN SEYMOUR 2088 MT. BAKER HIGHWAY, EVERSON, WA 98247 by both first class and certified mail on January 15, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 7, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA16-000079-2, Pub Dates 06/15/2016, 07/06/2016
Published by Ferndale Record
June 15 and July 6, 2016.
LEGAL
File No.: Trustee: 8308.21101 Northwest Trustee Services, Inc. Grantors: Cody N. Birdsey, as a separate estate Grantee: PennyMac Loan Services, LLC Ref to DOT Auditor File No.: 2131000726 Tax Parcel ID No.: 173733/4003200503720000 Abbreviated Legal: LOT A, HAYNES SPL, 2090603491, WHATCOM CO., WA. Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On July 15, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot A, as delineated on Haynes Short Plat, according to the map thereof, recorded under Auditor’s File No. 2090603491, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 912 Glenning Street Lynden, WA 98264 which is subject to that certain Deed of Trust dated 10/03/13, recorded on 10/07/13, under Auditor’s File No. 2131000726, records of WHATCOM County, Washington, from Cody N. Birdsey and Sara Birdsey, husband and wife, as Grantor, to Chicago Title Insurance Co., as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Peoples Bank, a WA Corporation, as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, N.A. to PennyMac Loan Services, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150603814. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 03/04/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $12,563.78 Lender’s Fees & Costs $687.90 Total Arrearage $13,251.68 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $777.45 Statutory Mailings $67.81 Recording Costs $92.00 Postings $160.00 Total Costs $1,847.26 Total Amount Due: $15,098.94 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $177,470.19, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/15, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on July 15, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 07/04/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 07/04/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 07/04/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Cody N. Birdsey aka Cody Nicolas Birdsey 912 Glenning Street Lynden, WA 98264 Sara Birdsey aka Sara Frances Birdsey Sara Frances Snowden aka Sara F. Snowden 912 Glenning Street Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Cody N. Birdsey aka Cody Nicolas Birdsey 912 Glenning Street Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Sara Birdsey aka Sara Frances Birdsey 912 Glenning Street Lynden, WA 98264 Unknown Spouse and/or Domestic Partner of Sara Frances Snowden aka Sara F. Snowden 912 Glenning Street Lynden, WA 98264 by both first class and certified mail, return receipt requested on 01/12/16, proof of which is in the possession of the Trustee; and on 01/12/16 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. Birdsey, Cody (TS# 8308.21101) 1002.284965-File No.
Published by Ferndale Record
June 15 and July 6, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-13-548583-SH APN No.: 400316 102183 0000 Title Order No.: 130076145-WA-MSI Deed of Trust Grantor(s): ROBIN L. VISSER, RICHARD D. VISSER Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LIBERTY AMERICAN MORTGAGE CORP. Deed of Trust Instrument/Reference No.: 2061101475
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/5/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 9, “EDGEWATER PARK, DIVISION NO. 2, “ ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 14 OF PLATS, PAGES 115 AND 116. WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON More commonly known as: 508 BROOK WAY, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated 11/3/2006, recorded 11/13/2006, under 2061101475 records of WHATCOM County, Washington , from RICHARD D. VISSER AND ROBIN L. VISSER, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LIBERTY AMERICAN MORTGAGE CORP. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LIBERTY AMERICAN MORTGAGE CORP. (or by its successors-in-interest and/or assigns, if any), to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2007-SD1 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $135,256.09
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $214,407.73 , together with interest as provided in the Note from 11/1/2011 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/5/2016 . The defaults referred to in Paragraph III must be cured by 7/25/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/25/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/25/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME RICHARD D. VISSER AND ROBIN L. VISSER, HUSBAND AND WIFE ADDRESS 508 BROOK WAY, LYNDEN, WA 98264 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 5/22/2013 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 4/4/2016 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-13-548583-SH IDSPub #0104390 7/6/2016 7/27/2016
Published by Ferndale Record
July 6 and 27, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-16-701189-SW APN No.: 370306 509479 0000 Title Order No.: 160024443-WA-MSI Deed of Trust Grantor(s): SHANE C. HAMILTON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN HOME MORTGAGE ACCEPTANCE, INC. Deed of Trust Instrument/Reference No.: 2070601399
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 8/5/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOTS 5 THROUGH 8 INCLUSIVE, BLOCK 8, CENTRAL ADDITION TO FAIRHAVEN, WASHINGTON, NOW A PART OF THE CONSOLIDATED CITY OF BELLINGHAM, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 37, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 515 38th street, BELLINGHAM, WA 98229 which is subject to that certain Deed of Trust dated 5/25/2007, recorded 6/8/2007, under 2070601399 records of WHATCOM County, Washington , from SHANE C. HAMILTON, A MARRIED MAN AS HIS SEPARATE ESTATE , as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN HOME MORTGAGE ACCEPTANCE, INC. , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN HOME MORTGAGE ACCEPTANCE, INC. (or by its successors-in-interest and/or assigns, if any), to Wilmington Trust, NA, successor trustee to Citibank, N.A., as Trustee, f/b/o the registered holders of Structured Asset Mortgage Investments II Trust 2007-AR6, Mortgage Pass-Through Certificates, Series 2007-AR6 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $10,966.07
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $333,417.93 , together with interest as provided in the Note from 6/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 8/5/2016 . The defaults referred to in Paragraph III must be cured by 7/25/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 7/25/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 7/25/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME SHANE C. HAMILTON, A MARRIED MAN AS HIS SEPARATE ESTATE ADDRESS 515 38th street, BELLINGHAM, WA 98229 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 2/23/2016 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 3/28/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-16-701189-SW IDSPub #0104592 7/6/2016 7/27/2016
Published by Ferndale Record
July 6 and 27, 2016.
LEGAL
TS No WA08001855-15-1-FT APN 3802244374460000 TO No 02-15060539 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on August 5, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE SOUTH 60 FEET OF LOT 19, BLOCK 2, PLAT OF CORNWALL PARK ACREAGE, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 6 OF PLATS, PAGE 43, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 3802244374460000 More commonly known as 3024 WALNUT ST, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated as of May 9, 2007, executed by CLARA C. WOPAT AND RICHARD L. WOPAT, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of CITIFINANCIAL, INC. as original Beneficiary recorded June 27, 2007 as Instrument No. 2070604570 and the beneficial interest was assigned to HMC Assets, LLC Solely in its Capacity as Separate Trustee of CAM VIII Trust and recorded July 29, 2015 as Instrument Number 2150703424 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by HMC Assets, LLC Solely in its Capacity as Separate Trustee of CAM VIII Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: HMC Assets, LLC Solely in its Capacity as Separate Trustee of CAM VIII Trust Contact Phone No: (800) 327-7861 Address: 314 S. Franklin St, Titusville, PA 16354
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 14, 2012 To March 28, 2016 Number of Payments 43 $684.49 Total $29,433.07 LATE CHARGE INFORMATION September 14, 2012 March 28, 2016 $1,471.46 PROMISSORY NOTE INFORMATION Note Dated: May 9, 2007 Note Amount: $140,545.12 Interest Paid To: August 14, 2012 Next Due Date: September 14, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $137,076.29, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 5, 2016. The defaults referred to in Paragraph III must be cured by July 25, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 25, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 25, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, HMC Assets, LLC Solely in its Capacity as Separate Trustee of CAM VIII Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CLARA C WOPAT 3024 WALNUT ST, BELLINGHAM, WA 98225RICHARD L WOPAT 3024 WALNUT ST, BELLINGHAM, WA 98225 by both first class and certified mail on December 31, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 31, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-002319-2, Pub Dates 07/06/2016, 07/27/2016
Published by Ferndale Record
July 6 and 27, 2016.
LEGAL
TS No WA08001820-15-1 APN 380104 492096 0000 TO No 8590909 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on August 5, 2016, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 21, BLOCK 7, SANDY POINT HEIGHTS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 9 OF PLATS, PAGE(S) 145 TO 148, RECORDS OF WHATCOM COUNTY, WASHINGTON. APN: 380104 492096 0000 More commonly known as 4573 PENDER DR, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated as of March 25, 2010, executed by PHYLLIS L SANDERSON, AN UNMARRIED WOMAN as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for BANK OF AMERICA, N.A., Beneficiary of the security instrument, its successors and assigns, recorded April 5, 2010 as Instrument No. 2100400308 and the beneficial interest was assigned to BANK OF AMERICA, N.A. and recorded January 30, 2012 as Instrument Number 2120103327 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by BANK OF AMERICA, N.A. , the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: BANK OF AMERICA, N.A. Contact Phone No: 800-669-6607 Address: 7105 Corporate Drive, Building C, Plano, TX 75024
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 1, 2011 To March 29, 2016 Number of Payments 11 $1,091.88 12 $1,093.49 12 $1,174.93 12 $1,111.60 8 $1,108.59 Total $61,439.64 LATE CHARGE INFORMATION September 1, 2011 March 29, 2016 $162.50 PROMISSORY NOTE INFORMATION Note Dated: March 25, 2010 Note Amount: $156,639.00 Interest Paid To: August 1, 2011 Next Due Date: September 1, 2011
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $153,658.85, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on August 5, 2016. The defaults referred to in Paragraph III must be cured by July 25, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before July 25, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the July 25, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, BANK OF AMERICA, N.A. or Trustee to the Borrower and Grantor at the following address(es): ADDRESS PHYLLIS SANDERSON 4573 PENDER DRIVE, FERNDALE, WA 98248 PHYLLIS SANDERSON 1050 NICHOLS LN, FOREST GROVE, OR 97116 UNKNOWN SPOUSE OF PHYLLIS SANDERSON 4573 PENDER DRIVE, FERNDALE, WA 98248 UNKNOWN SPOUSE OF PHYLLIS SANDERSON 1050 NICHOLS LN, FOREST GROVE, OR 97116 by both first class and certified mail on February 5, 2016, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: March 29, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com. Order No. WA16-000177-2, Pub Dates 07/06/2016, 07/27/2016
Published by Ferndale Record
July 6 and 27, 2016.
