■ PUBLIC NOTICE
LEGAL
RFQ — TRIBAL DEFENDER
Nooksack Indian Tribe is seeking proposals for Defense services for criminal defendants. All submittals must be received by 4:30 p.m. on Friday, June 3, 2016. Please send or deliver such proposals to the following address: Nooksack Indian Tribe, Attn: Human Resources Director, P.O. Box 157, Deming, WA 98244. No faxed, emailed or telephoned proposals will be accepted. See Nooksack Indian Tribe’s website for complete information: http://www.nooksacktribe.org/departments/humanresources/.
Published by Ferndale Record
May 4, 11 and 18, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
Sunday Harbor Community Association,
a Washington non-profit corporation,
Plaintiff,
vs.
Gregory J. Babcock and Jane Doe Babcock, husband and wife, and the marital community thereof; and any unknown party claiming any interest in the real property that is the subject of this proceeding,
Defendants.
NO: 16 2 00469 1
SUMMONS BY PUBLICATION
Judge Raquel Montoya-Lewis
THE STATE OF WASHINGTON to the said Gregory J. Babcock and Jane Doe Babcock, husband and wife, and the marital community thereof.
YOU ARE HEREBY SUMMONED to appear within 60 days after the date of the first publication of this summons, to-wit, within 60 days after the 11th day of May, 2016, and defend the above entitled action in the above entitled court, and answer the complaint of the plaintiff, Sunday Harbor Community Association, and serve a copy of your answer upon the undersigned attorneys for plaintiff, Gregory E. Thulin, at his office below stated; and in case of your failure to do so, judgment will be rendered against you according to the demand of the complaint, which has been filed with the clerk of said court.
The purpose of this lawsuit is to foreclose a lien regarding the following described real property:
Lot 65, Plat of Sunday Harbor, Whatcom County, Washington, according to the plat thereof, recorded in Volume 10 of Plats, pages 22 and 23, records of Whatcom County, Washington.
Situate in Whatcom County, Washington.
TPN: 400106 255242 0000 / 114374
Dated this 3rd day of May, 2016.
Law Offices of Gregory E. Thulin, P.S.
/s/
Gregory E. Thulin, WSBA #21752
Attorney for Plaintiff
Published by Ferndale Record
May 11, 18, 25, and June 1, 8
and 15, 2016.
LEGAL
THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
ROBERT M. CALOCA, a single person
Plaintiff,
vs.
BRONWYN N. FERENTZ, a single person
Defendant. Case No.: 16-2-00707-1
SUMMONS BY PUBLICATION FOR
COMPLAINT TO QUIET TITLE
TO: THE STATE OF WASHINGTON,
AND TO: BRONWYN N. FERENTZ, and any persons claiming any interest in the identified real property on behalf of Bronwyn N. Ferentz.
You are hereby summoned to appear within sixty days after the date of first publication of this Summons, to wit, within sixty days of May 11, 2016, and defend the above-entitled action in the above-entitled court, and answer the Complaint of the Plaintiff, and serve a copy of your Answer upon the undersigned attorney for Plaintiff at his office below stated. In case of your failure to do so, judgment will be rendered against you according to the demand of the Complaint, which has been filed with the Clerk of this court. Such action is to quiet title and extinguish Defendants’ interest in the real property legally described in the Complaint.
May 4, 2016
James R. Doran, WSBA #15107
Attorney for Plaintiff
100 E. Pine St. – Ste. 205
Bellingham, WA 98225
360-393-9506
Published by Ferndale Record
May 11, 18, 25, and June 1, 8
and 15, 2016.
LEGAL
Ramon Llanos, 5160 Industrial Pl Unit 108 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Gabriela’s Plat, is located at 5863 Vista Dr in Ferndale in Whatcom county.
This project involves 2.5 acres of soil disturbance for Residential, Utilities, Other (Roads) construction activities.
The receiving waterbody is City of Ferndale Storm System.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
May 18 and 25, 2016.
LEGAL
PNRD LLC, Shagir Gill, PO Box 3249 Ferndale, WA 98248, is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, Main Street Village, is located at Intersection of Mountain View Road and Hendrickson Ave, South side of Mountain View Road. in Ferndale in Whatcom county.
This project involves 3 acres of soil disturbance for Residential, Utilities, Other (Private Roads) construction activities.
The receiving waterbody is UNNAMED STREAM.
Any persons desiring to present their views to the Washington State Department of Ecology regarding this application, or interested in Ecology’s action on this application, may notify Ecology in writing no later than 30 days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II antidegradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
P.O. Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record
May 18 and 25, 2016.
LEGAL
Notice is hereby given that the Board of Fire Commissioners for Whatcom County Fire District #17 has, effective July 1, 2016 assumed authority for issuing burn permits and has approved rules and standards for issuance of such permits under RCW 52.12.101. Outdoor burning conducted in violation of these rules and standards can subject violators to criminal sanctions and other enforcement proceedings. Copies of the resolution and rules and standards are available upon request during normal business hours at the district office. 4332 Sucia Drive, Ferndale, Washington, 98248.
Published by Ferndale Record
May 18, 25, and June 1, 2016.
■ NOTICE TO CREDITORS
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE
COUNTY OF WHATCOM
In re the Matter and Estate of:
CARMELLA SURDI,
Deceased.
No. 16-4-00250-5
PROBATE NOTICE TO CREDITORS
RCW 11.40.030
The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If notice was not provided under RCW Chapters 11.40 or 11.42, the creditor must present the claim within twenty-four months after the decedent’s date of death. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets.
Date of Filing Notice to Creditors: May 2, 2016
Date of first publication: May 11, 2016
Leonard Surdi, Personal Representative
Presented by:
Law Offices of Roger L. Ellingson, P.S.
Roger L. Ellingson, WSBA #19292
Attorney for Personal Representative
PO Box 1258 / 289 H Street
Blaine, WA 98231-1258
(360) 332-7000; Fax: (360) 332-6677
Published by Ferndale Record
May 11, 18 and 25, 2016.
■ TRUSTEE’S SALE
LEGAL
File No.: 7025.21212 Trustee: Northwest Trustee Services, Inc. Grantors: Michael M Beer, as his separate estate Grantee: Guild Mortgage Company, A California Corporation Ref to DOT Auditor File No.: 2100400908 Tax Parcel ID No.: 380104-096384-0000/ 38027 Abbreviated Legal: LOT 61 AND A PTN LOT 62, PLAT OF NEPTUNE HEIGHTS, VOL 10, PG 119, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 27, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of Whatcom, State of Washington: Lot 61, Plat of Neptune Heights, According to the Plat thereof, Recorded in Volume 10 of Plats, Page 119, records of Whatcom County, Washington, Together with that Portion of Lot 62, Plat of Neptune Heights, Lying Northerly of Fence line Established in boundary agreement recorded January 10, 1994, Under Auditor’s file No. 940110003, records of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 4791 Neptune Circle Ferndale, WA 98248 which is subject to that certain Deed of Trust dated 04/05/10, recorded on 04/09/10, under Auditor’s File No. 2100400908, records of Whatcom County, Washington, from Michael M Beer, A Single Man, as Grantor, to Fidelity National Title Company of Washington, a Washington Corporation, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Guild Mortgage Company, a California Corporation, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Guild Mortgage Company, a California Corporation, its Successors and Assigns to Guild Mortgage Company, A California Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150401424. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 1/25/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $16,390.35 Total Arrearage $16,390.35 Trustee’s Expenses (Itemization) Trustee’s Fee $700.00 Recording Costs $77.00 Postings $193.12 Sale Costs $803.16 Total Costs $1,773.28 Total Amount Due: $18,163.63 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $141,885.77, together with interest as provided in the note or other instrument evidencing the Obligation from 10/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 27, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/16/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/16/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/16/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael M Beer 4791 Neptune Circle Ferndale, WA 98248 Unknown Spouse and/or Domestic Partner of Michael M Beer 4791 Neptune Circle Ferndale, WA 98248 by both first class and certified mail, return receipt requested on 04/17/15, proof of which is in the possession of the Trustee; and on 04/18/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Nanci Lambert (425) 586-1900. (TS# 7025.21212 Beer, Michael M) 1002.279807-File No.
Published by Ferndale Record
April 27 and May 18, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-637912-SW APN No.: 59333 / 3803163284070000 Title Order No.: 8475773 Deed of Trust Grantor(s): ALLAN COLES, JOSEPHINE COLES Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK Deed of Trust Instrument/Reference No.: 2070103601
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/27/2016 , at 9:00 AM At the Main Entrance of the Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 35, TRICKLE CREEK 2, AS PER THE MAP THEREOF, RECORDED ON SEPTEMBER 7, 2004, UNDER AUDITOR’S FILE NUMBER 2040900854, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3501 SKYLARK LOOP, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 1/19/2007, recorded 1/26/2007, under 2070103601 and modified as per Modification Agreement recorded 10/25/2013 as Instrument No. 2131002794 records of WHATCOM County, Washington , from ALLAN COLES AND JOSEPHINE COLES, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK (or by its successors-in-interest and/or assigns, if any), to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $35,302.58
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $328,789.92 , together with interest as provided in the Note from 5/1/2014 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/27/2016 . The defaults referred to in Paragraph III must be cured by 5/16/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/16/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/16/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ALLAN COLES AND JOSEPHINE COLES, HUSBAND AND WIFE ADDRESS 3501 SKYLARK LOOP, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/17/2014 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/26/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 800-280-2832 Or Login to: http://wa.qualityloan.com TS No.: WA-14-637912-SW IDSPub #0099712 4/27/2016 5/18/2016
Published by Ferndale Record
April 27 and May 18, 2016.
LEGAL
File No.: 7372.22979 Trustee: Northwest Trustee Services, Inc. Grantors: Steven G. Fisher, as his separate estate Grantee: Bayview Loan Servicing, LLC Ref to DOT Auditor File No.: 930519056 Tax Parcel ID No.: 380224-466413-0000 / 52029 Abbreviated Legal: PTN LOT 1, BLK 7, “CORNWALL PARK ACREAGE SUPPLEMENTAL” VOL 6, PG 44, WHATCOM COUNTY, WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 27, 2016, at 9:00 AM. Whatcom County Courthouse, 311 Grand Ave., Main Entrance in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: The Northwesterly 65 feet of Lot 1, Block 7, “Cornwall Park Acreage Supplemental”, a Part of the Consolidated City of Bellingham, Whatcom County, Washington, as per the Map thereof, recorded in Book 6 of Plats, Page 44. Situate in Whatcom County, Washington. Commonly known as: 1413 East Victor Street Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 05/11/93, recorded on 05/19/93, under Auditor’s File No. 930519056, records of WHATCOM County, Washington, from Steven G. Fisher, an unmarried person, as Grantor, to Ordal and Jones, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Specialists, Inc., as Beneficiary, the beneficial interest in which was assigned by JPMorgan Chase Bank, N.A. s/b/m Chase Home Finance LLC, s/b/m to Chase Manhattan Mortgage Corporation, s/b/m to Chase Mortgage Company f/k/a Chemical Mortgage Company to Bayview Loan Servicing, LLC, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2140102401. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/12/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $21,117.34 Late Charges $0.00 Lender’s Fees & Costs $2,431.06 Total Arrearage $23,548.40 Trustee’s Expenses (Itemization) Trustee’s Fee $1,080.00 Title Report $405.15 Statutory Mailings $11.64 Recording Costs $15.00 Postings $80.00 Sale Costs $0.00 Total Costs $1,591.79 Total Amount Due: $25,140.19 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $40,178.93, together with interest as provided in the note or other instrument evidencing the Obligation from 11/01/13, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 27, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/16/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/16/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/16/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Steven G. Fisher 1413 East Victor Street Bellingham, WA 98225 Unknown Spouse and/or Domestic Partner of Steven G. Fisher 1413 East Victor Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 12/09/15, proof of which is in the possession of the Trustee; and on 12/09/15 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7372.22979 Fisher, Steven G.) 1002.284487-File No.
Published by Ferndale Record
April 27 and May 18, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-14-611449-TC APN No.: 76924/380331 121411 0004 Title Order No.: 140023924-WA-MSI Deed of Trust Grantor(s): MELISSA Z. LEIGH Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION Deed of Trust Instrument/Reference No.: 2110701021
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/27/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: UNIT 104, HIGHLANDER, A CONDOMINIUM, ACCORDING TO THE DECLARATION THEREOF, RECORDED UNDER AUDITOR’S FILE NO. 1323821, AND ANY AMENDMENTS THERETO, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 819 HIGH STREET, UNIT 104, BELLINGHAM, WA 98225 which is subject to that certain Deed of Trust dated 7/8/2011, recorded 7/13/2011, under 2110701021 records of WHATCOM County, Washington , from MELISSA Z. LEIGH, AN UNMARRIED WOMAN , as Grantor(s), to CHICAGO TITLE COMPANY , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR PINNACLE CAPITAL MORTGAGE CORPORATION (or by its successors-in-interest and/or assigns, if any), to U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $27,135.26
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $109,684.85 , together with interest as provided in the Note from 6/1/2013 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/27/2016 . The defaults referred to in Paragraph III must be cured by 5/16/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/16/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/16/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME MELISSA Z. LEIGH, AN UNMARRIED WOMAN ADDRESS 819 HIGH STREET, UNIT 104, BELLINGHAM, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 10/28/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/26/2016 Quality Loan Service Corp. of Washington, as Trustee By: Lauren Esquivel, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-14-611449-TC IDSPub #0099908 4/27/2016 5/18/2016
Published by Ferndale Record
April 27 and May 18, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-695054-SW APN No.: 400129 032422 0000 Title Order No.: 8604395 Deed of Trust Grantor(s): ROBERT POLINDER SR., SANDRA POLINDER Deed of Trust Grantee(s): WELLS FARGO BANK, N.A. Deed of Trust Instrument/Reference No.: 2040700113
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/27/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: THE WEST HALF OF LOT 79, DOUBLE R RANCH, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 87 AND 88, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 4476 BOONE ROAD, BLAINE, WA 98230-9791 which is subject to that certain Deed of Trust dated 6/29/2004, recorded 7/1/2004, under 2040700113 records of WHATCOM County, Washington , from ROBERT POLINDER SR. AND SANDRA POLINDER, HUSBAND AND WIFE AS JOINT TENANTS , as Grantor(s), to H AND L SERVICES, INC , as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. , as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. (or by its successors-in-interest and/or assigns, if any), to HSBC Bank USA, National Association as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2004-2 Trust, Home Equity Asset-Backed Certificates, Series 2004-2 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $6,416.66
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $56,334.96 , together with interest as provided in the Note from 6/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/27/2016 . The defaults referred to in Paragraph III must be cured by 5/16/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/16/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/16/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ROBERT POLINDER SR. AND SANDRA POLINDER, HUSBAND AND WIFE AS JOINT TENANTS ADDRESS 4476 BOONE ROAD, BLAINE, WA 98230-9791 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/15/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/20/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-695054-SW IDSPub #0099830 4/27/2016 5/18/2016
Published by Ferndale Record
April 27 and May 18, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-677232-SW APN No.: 3801044851060000 Title Order No.: 150177006-WA-MSI Deed of Trust Grantor(s): HEATHER LYNN DODD, TERRY J. DODD Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMEFIELD FINANCIAL, INC., Deed of Trust Instrument/Reference No.: 2061001589
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/17/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOTS 14 AND 15, BLOCK 7, SANDY POINT HEIGHTS, AS PER THE MAP THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 145 THROUGH 148, INCLUSIVE, RECORDS OF THE AUDITOR’S OFFICE OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON A.P.N.: 3801044851060000 More commonly known as: 4588 DECATUR DRIVE, FERNDALE, WA 98248 which is subject to that certain Deed of Trust dated 10/5/2006, recorded 10/11/2006, under 2061001589 records of WHATCOM County, Washington , from TERRY J. DODD AND HEATHER LYNN DODD, HUSBAND AND WIFE , as Grantor(s), to CHICAGO TITLE INSURANCE CO (LSI) , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMEFIELD FINANCIAL, INC., , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR HOMEFIELD FINANCIAL, INC., (or by its successors-in-interest and/or assigns, if any), to Wilmington Trust, NA, successor trustee to Citibank, N.A., as Trustee f/b/o holders of Structured Asset Mortgage Investments II Inc., Bear Stearns ALT-A Trust 2006-8, Mortgage Pass-Through Certificates, Series 2006-8 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $31,596.56
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $179,561.88 , together with interest as provided in the Note from 6/1/2013 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/17/2016 . The defaults referred to in Paragraph III must be cured by 6/6/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 6/6/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 6/6/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME TERRY J. DODD AND HEATHER LYNN DODD, HUSBAND AND WIFE ADDRESS 4588 DECATUR DRIVE, FERNDALE, WA 98248 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 7/23/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 2/9/2016 Quality Loan Service Corp. of Washington, as Trustee By: Tricia Moreno, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-677232-SW State of: ) County of: ) On before me, a notary public, personally appeared I certify under PENALTY OF PERJURY under the laws of the State of that the foregoing paragraph is true and correct. WITNESS my hand and official seal. (Seal) Signature IDSPub #0101462 5/18/2016 6/8/2016
Published by Ferndale Record
May 18 and June 8, 2016.
LEGAL
TS No WA08000689-15-1-FT APN 410131 239026 0000 TO No 150208047-WA-MSI NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 17, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOTS 12, 13, 14, 15 AND 16, BLOCK 43, BLAINE LAND COMPANY`S ADDITION TO BLAINE, WHATCOM COUNTY, WASHINGTON, AS PER THE MAP THEREOF, RECORDED IN BOOK 2 OF PLATS, PAGE 35, IN THE AUDITOR`S OFFICE OF SAID COUNTY AND STATE. APN: 410131 239026 0000 More commonly known as 635 9TH ST, BLAINE, WA 98230 which is subject to that certain Deed of Trust dated as of May 11, 2005, executed by MICKEAL ROBERT ZADDACK AS HIS SOLE AND SEPARATE PROPERTY AND JANET ZADDACK AS A SPOUSE as Trustor(s), to secure obligations in favor of HOUSEHOLD FINANCE CORPORATION III as original Beneficiary recorded May 13, 2005 as Instrument No. 2050502345 and the beneficial interest was assigned to U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust and recorded September 26, 2014 as Instrument Number 20140902447 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust Contact Phone No: 800-401-6587 Address: 13801 Wireless Way, Oklahoma City, OK 73134
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From September 16, 2012 To February 9, 2016 Number of Payments 41 $1,096.38 Total $44,951.58 PROMISSORY NOTE INFORMATION Note Dated: May 11, 2005 Note Amount: $150,668.02 Interest Paid To: August 16, 2012 Next Due Date: September 16, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $139,546.01, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 17, 2016. The defaults referred to in Paragraph III must be cured by June 6, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 6, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 6, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS UNKNOWN SPOUSE OF JANET ZADDACK 635 9TH ST, BLAINE, WA 98230UNKNOWN SPOUSE OF JANET ZADDACK 635 NINTH ST, BLAINE, WA 98230-8120UNKNOWN SPOUSE OF MICKAEL ROBERT ZADDACK 635 9TH ST, BLAINE, WA 98230UNKNOWN SPOUSE OF MICKAEL ROBERT ZADDACK 635 NINTH ST, BLAINE, WA 98230-8120JANET ZADDACK 635 NINTH ST, BLAINE, WA 98230JANET ZADDACK 635 NINTH ST, BLAINE, WA 98230-8120MICKEAL ROBERT ZADDACK 635 NINTH ST, BLAINE, WA 98230MICKEAL ROBERT ZADDACK 635 NINTH ST, BLAINE, WA 98230-8120 by both first class and certified mail on December 16, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February 9,2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Patrick Lynch, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-002205-2, Pub Dates 05/18/2016, 06/08/2016
Published by Ferndale Record
May 18 and June 8, 2016.
