■ CITY OF FERNDALE
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
SANITARY SEWER PUMP STATION #2 AND #3 REHABILIATION PROJECT – CONSTRUCTION ENGINEERING & CONSTRUCTION MANAGEMENT SERVICES
The City of Ferndale is seeking qualification statements from professional engineering firms with experience providing construction inspection, engineering, and construction management for the City of Ferndale’s Sanitary Sewer Pump Station #2 and #3 Rehabilitation Project.
A copy of the document that lists the requirements for submission of this RFQ may be obtained from the City’s website at http://www.cityofferndale.org/category/legal-notices/
Submittals for the RFQ are due by 5:00 PM, Thursday, May 19, 2016. Questions regarding this RFQ should be directed to Katy Radder (360) 685-2377 or [email protected]
The City of Ferndale is committed to providing equal opportunities to State of Washington certified Minority, Disadvantaged and Women’s Business Enterprises in contracting activities. (Section 4 of Chapter 56, Laws of 1975, 1st Ex. Sess. State of Washington.).
Published by Ferndale Record
May 4, 2016.
LEGAL
Summary of ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of May 2, 2016
Ordinance #1941
An ordinance amending the Ferndale street map
Ordinance #1942
An ordinance amending FMC 17.36 regarding binding site plans
Ordinance #1943
An ordinance amending FMC 18.44 regarding commercial zoning districts
Ordinance #1944
An ordinance amending the fee code regarding sidewalk dining fees
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon request
Susan Duncan, City Clerk
Published by Ferndale Record
May 4, 2016.
■ PUBLIC NOTICE
LEGAL
RFQ — TRIBAL DEFENDER
Nooksack Indian Tribe is seeking proposals for Defense services for criminal defendants. All submittals must be received by 4:30 p.m. on Friday, June 3, 2016. Please send or deliver such proposals to the following address: Nooksack Indian Tribe, Attn: Human Resources Director, P.O. Box 157, Deming, WA 98244. No faxed, emailed or telephoned proposals will be accepted. See Nooksack Indian Tribe’s website for complete information: http://www.nooksacktribe.org/departments/humanresources/.
Published by Ferndale Record
May 4, 11 and 18, 2016.
LEGAL
NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF
NON-SIGNIFICANCE
The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project.
Pursuant to Title14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: Ferndale Riverwalk, LLC
APPLICATION NUMBER: 16012-SE
DATE OF APPLICATION: April 22, 2016
PROJECT LOCATION: The project site is located north of Cherry Street, and adjacent/west of Front Avenue, addressed as 5605 and 5609 Front Avenue parcel number: 3902291274000000, zoned Urban Residential, in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to construct two, three-story four- plexes on two adjacent parcels facing Front Avenue and the Nooksack River. Project includes partial below grade parking, landscaping, and associated infrastructure improvements to the alley servicing the lots.
The project site is located within the FEMA 100 year floodplain, and exceeds combined fill and grade of 1,500 cubic yards therefore a SEPA checklist is required.
REQUESTED ACTION(S):
The applicant requests approval by the City of Ferndale for a SEPA Determination.
THE CITY INTENDS TO ISSUE A: Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD: May 4 – May 18, 2016
CONTACT: Jori Burnett
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Email: [email protected]
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Site Plan Review, City of Ferndale
3. Land Disturbance Permit, City of Ferndale
4. Commercial Building Permit, City of Ferndale
5. Shoreline Substantial Development Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process.
In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project.
EARTH:
An erosion control plan will be implemented to comply with the NPDES construction stormwater permit (if applicable) and guidance. Construction Stormwater Pollution Prevention (SWPPP) will include erosion control Best Management Practices (BMPs) implemented in accordance with the latest adopted addition to the Department of Ecology manual.
AESTHETICS:
The applicant shall comply with Downtown Design Standards for the Urban Residential zone.
LIGHT AND GLARE:
Light fixtures will have cutoff lenses to limit spillover light on adjacent properties.
WATER:
Applicant will install or preserve measures to comply with the Ecology guidelines and the National Pollution Discharge Elimination System (NPDES) permit (if applicable).
Buildings must comply with City floodplain requirements.
NOISE:
Construction hours shall be limited to 7AM-7PM.
TRANSPORTATION:
Compliance with City traffic concurrency is required. Payment of traffic impact fees and alley improvements is required.
LAND AND SHORELINE USE:
City Shoreline Substantial Development review and approval is required.
CULTURAL RESOURCES:
Should archaeological materials (e.g. shell midden, faunal remains, stone tools) or human remains be observed during project activities, all work in the immediate vicinity shall stop, and the area shall be secured. The contractor/owner shall contact the state Dept. of Archaeology and Historic Preservation (DAHP) at 360-586-3065, the Lummi Nation Tribal Historic Preservation Office (LNTHPO) at 360-384-2298, and the Nooksack Tribe at 360-592-9065 in order to help assess the situation and determine how to preserve the resource(s). In the event that the find includes human remains the Ferndale Police Department shall be called immediately at 360-384-3390. Regarding human remains, the LNTHPO will contact the appropriate tribal repatriation specialists. Compliance with all applicable laws pertaining to archaeological resources is required.
Published by Ferndale Record
May 4, 2016.
LEGAL
NOTICE OF OPEN RECORD
PUBLIC HEARING
The City of Ferndale Hearing Examiner will hold an Open Record public hearing to consider the proposed development project described below. Pursuant to Section 14.15.050 of the Ferndale Municipal Code the following notice is provided to inform the community of the pending hearing.
The Hearing Examiner meeting will be held beginning at 7PM on Thursday, May 26, 2016 in the Council Chambers at the Ferndale City Hall Annex located at 5694 Second Avenue in Ferndale. Any interested party is invited to attend the public hearing and offer testimony, or submit comments in writing to the Hearing Examiner. Written comments should be submitted by 5:00 p.m. on the date preceding the meeting. For information concerning this application or the public hearing please contact the Community Development Department located at 2095 Main Street in Ferndale, (360) 685-2368, or at [email protected]
DATE OF NOTICE OF PUBLIC HEARING: May 4, 2016
PUBLIC HEARING DATE: May 26, 2016
APPLICANT:
Ferndale Riverwalk LLC
APPLICATION NUMBERS: 16012-SE, 16002-SH & 15015-SPR
PROJECT LOCATION: The project site is located north of Cherry Street, and adjacent/west of Front Avenue, addressed as 5605 and 5609 Front Avenue parcel number: 3902291274000000, zoned Urban Residential, in Ferndale, WA.
PROJECT DESCRIPTION: The applicant proposes to construct two, tree-story four plexes on two adjacent parcels, facing Front Avenue and the Nooksack River. Project includes partial below grade parking, landscaping, and associated infrastructure improvements to the alley servicing the lots.
The project site is located within the FEMA 100 year floodplain, and exceeds combined fill and grade of 1,500 cubic yards therefore a SEPA checklist is required.
REQUESTED ACTION(S):
The applicant requests approval of the Shoreline Substantial Development application from the Hearing Examiner.
PUBLIC COMMENT PERIOD: May 4 – 26, 2016
CONTACT: Haylie Miller, Assistant Planner
Email: [email protected]
Mail: P.O. Box 936 Ferndale, WA 98248
Phone: (360) 685 -2368
City Hall: 2095 Main Street – second floor
Published by Ferndale Record
May 4, 2016.
■ TRUSTEE’S SALE
LEGAL
TS No WA08000664-15-1-FT APN 3804060335160000 TO No 120308954 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on May 13, 2016, 10:00 AM, at main entrance Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 6, TOWNSHIP 38 NORTH, RANGE 4 EAST OF W.M., EXCEPTING THEREFROM THAT PORTION CONVEYED TO WHATCOM COUNTY FOR ROAD PURPOSES BY DEED RECORDED JULY 12, 1949, UNDER AUDITOR`S FILE NO. 680723, AND EXCEPT RIGHT-OF-WAY FOR KELLY ROAD ALONG THE NORTH LINE THEREOF AND MISSION ROAD ALONG THE WEST LINE THEREOF. SITUATE IN WHATCOM COUNTY, WASHINGTON. A PARTIAL RECONVEYANCE OF SAID DEED OF TRUST WAS RECORDED 05/06/2008 AS INSTRUMENT NO. 2080500706 OF OFFICIAL RECORDS OF SAID COUNTY. SAID LAND IS ALSO/NOW KNOWN AS: LOT 1, TORREY SHORT PLAT, ACCORDING TO THE PLAT THEREOF, RECORDED 10/22/2007, UNDER AUDITOR`S FILE NO. 2071003002, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATED IN WHATCOM COUNTY, WASHINGTON. APN: 3804060335160000 More commonly known as 2513 EAST KELLEY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of June 16, 2006, executed by YVONNE M TORREY as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for THE LENDING GROUP, INC., Beneficiary of the security instrument, its successors and assigns, recorded June 28, 2006 as Instrument No. 2060604988 and the beneficial interest was assigned to U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust and recorded October 3, 2013 as Instrument Number 2131000392 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust Contact Phone No: 800-401-6587 Address: 13801 Wireless Way, Oklahoma City, OK 73134
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From June 1, 2011 To January 7, 2016 Number of Payments 56 $2,508.28 Total $140,463.68 LATE CHARGE INFORMATION June 1, 2011 January 7, 2016 $198.99 PROMISSORY NOTE INFORMATION Note Dated: June 16, 2006 Note Amount: $496,850.00 Interest Paid To: May 1, 2011 Next Due Date: June 1, 2011
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $441,453.80, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on May 13, 2016. The defaults referred to in Paragraph III must be cured by May 2, 2016, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before May 2, 2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the May 2, 2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, U.S. Bank Trust, N.A. as Trustee for LSF8 Master Participation Trust or Trustee to the Borrower and Grantor at the following address(es): ADDRESS CURRENT OCCUPANT 2513 EAST KELLEY ROAD, BELLINGHAM, WA 98226UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY 2513 EAST KELLEY ROAD, BELLINGHAM, WA 98226UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY C/O BRADLEY D. SWANSON, BELCHER SWANSON LAW FIRM, P.L.L.C., 900 DUPONT STREET, BELLINGHAM, WA 98225-3105UNKNOWN SPOUSE OF YVONNE M. TORREY AKA YVONNE TORREY P.O.BOX 29416, BELLINGHAM, WA 98228-1416YVONNE M. TORREY AKA YVONNE TORREY 2513 EAST KELLEY ROAD, BELLINGHAM, WA 98226YVONNE M. TORREY AKA YVONNE TORREY C/O BRADLEY D. SWANSON BELCHER SWANSON LAW FIRM, P.L.L.C., 900 DUPONT STREET, BELLINGHAM, WA 98225-3105YVONNE M. TORREY AKA YVONNE TORREY P.O.BOX 29416, BELLINGHAM, WA 98228-1416 by both first class and certified mail on November 11, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: January 7, 2016 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jessica Cimarusti, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-002014-2, Pub Dates 04/13/2016, 05/04/2016
Published by Ferndale Record
April 13 and May 4, 2016.
LEGAL
File No.: 7236.25547 Trustee: Northwest Trustee Services, Inc. Grantors: David C. Fox and Christina J. Fox, Husband and Wife Grantee: Bank of New York Mellon, f/k/a The Bank of New York, as trustee, on behalf of the holders of the Alternative Loan Trust 2006-6CB, Mortgage Pass-Through Certificates, Series 2006-6CB Ref to DOT Auditor File No.: 2060301248 Tax Parcel ID No.: 3803151001240000/58131 Abbreviated Legal: Lot B, Fox Del Bonita Cluster S/P, AF#2050805643, Whatcom County, Washington Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On June 3, 2016, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Lot B, Fox Del Bonita Cluster Short Plat, according to the short Plat thereof, as recorded August 26, 2005 under Recording Number 2050805643, records of Whatcom County, Washington. Commonly known as: 3813 Del Bonita Way Bellingham, WA 98226 which is subject to that certain Deed of Trust dated 02/23/06, recorded on 03/08/06, under Auditor’s File No. 2060301248, records of WHATCOM County, Washington, from Christina J Fox, and David C Fox, wife and husband, as Grantor, to First American Title Insurance Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc., its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Mortgage Electronic Registration Systems, Inc. to The Bank of New York Mellon fka The Bank of New York, as trustee for the certificateholders CWALT, Inc. Alternative Loan Trust 2006-6CB, Mortgage Pass-Through Certificates, Series 2006-6CB, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2100101087. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 01/22/2016. If reinstating after this date, please contact NWTS for the exact reinstatement amount. Monthly Payments $126,617.60 Late Charges $0.00 Lender’s Fees & Costs $6,787.79 Total Arrearage $133,405.39 Trustee’s Expenses (Itemization) Total Costs $0.00 Total Amount Due: $133,405.39 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $259,403.65, together with interest as provided in the note or other instrument evidencing the Obligation from 05/01/09, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on June 3, 2016. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/23/16 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/23/16 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/23/16 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Christina J. Fox 3813 Del Bonita Way Bellingham, WA 98226 David C. Fox 3813 Del Bonita Way Bellingham, WA 98226 Christina J. Fox 1715 King Street Bellingham, WA 98225 David C. Fox 1715 King Street Bellingham, WA 98225 by both first class and certified mail, return receipt requested on 05/07/14, proof of which is in the possession of the Trustee; and on 05/08/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Vonnie McElligott (425) 586-1900. (TS# 7236.25547 Fox, Christina J and David C) 1002.268374-File No.
Published by Ferndale Record
May 4 and 25, 2016.
LEGAL
NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq. TS No.: WA-15-692980-SW APN No.: 380223 514458 0000 Title Order No.: 245378213 Deed of Trust Grantor(s): DOUGLAS ALAN ISAKSON, YVONNE L ISAKSON Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER Deed of Trust Instrument/Reference No.: 2061204066
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 6/3/2016 , at 10:00 AM at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: TRACT C, “HANSEY SHORT PLAT”, ACCORDING TO THE SHORT PLAT THEREOF, RECORDED IN VOLUME 1 OF SHORT PLATS, PAGE 47, UNDER AUDITOR’S FILE NO. 1182116, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 2921 Birchwood Avenue, Bellingham, WA 98225 which is subject to that certain Deed of Trust dated 12/14/2006, recorded 12/28/2006, under 2061204066 records of WHATCOM County, Washington , from DOUGLAS ALAN ISAKSON AND YVONNE L ISAKSON, HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP , as Grantor(s), to FIRST AMERICAN TITLE , as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER , as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR FIRST NLC FINANCIAL SERVICES, LLC, DBA THE LENDING CENTER (or by its successors-in-interest and/or assigns, if any), to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE REGISTERED HOLDER OF MORGAN STANLEY HOME EQUITY LOAN TRUST 2007-2 MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2007-2 .
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the follo wing amounts which are now in arrears: $9,780.68
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $105,852.78 , together with interest as provided in the Note from 6/1/2015 on, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 6/3/2016 . The defaults referred to in Paragraph III must be cured by 5/23/2016 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/23/2016 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/23/2016 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address( es ): NAME DOUGLAS ALAN ISAKSON AND YVONNE L ISAKSON, HUSBAND AND WIFE, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP ADDRESS 2921 Birchwood Avenue, Bellingham, WA 98225 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/22/2015 .
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20 th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20 th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm . The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear . If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBTAND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 1/29/2016 Quality Loan Service Corp. of Washington, as Trustee By: Christina Contreras, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 916.939.0772 Or Login to: http://wa.qualityloan.com TS No.: WA-15-692980-SW IDSPub #0100521 5/4/2016 5/25/2016
Published by Ferndale Record
May 4 and 25, 2016.
