LEGALS- September 25, 2024

FERNDALE

NOTICE OF APPLICATION AND INTENT TO ISSUE A MITIGATED DETERMINATION OF NON-SIGNIFICANCE

The City of Ferndale has received application(s) from the applicant referenced below for a proposed development project within the city limits. Based on review of the materials submitted, the development applications have been determined to be complete. The City has received and reviewed a SEPA checklist for probable adverse environmental impacts associated with the proposed project and expects to issue a Mitigated Determination of Non-Significance (MDNS) for this project using the Optional DNS process (WAC 197-11-355).
Pursuant to Title 14 of the Ferndale Municipal Code the following notice is provided to inform the community of the City’s receipt of the development applications. The public and affected agencies are invited to comment on the environmental impacts of the proposed project and receive copies of the subsequent Threshold Determination (the MDNS), if requested. This may be the only opportunity to comment on the environmental impacts of the proposal.
APPLICANT: AVT Consulting
1708 F Street
Bellingham WA 98225
APPLICATION NUMBER’S:
24008-SE, 24011-SPR
DATE OF APPLICATION’S:
24008-SE (08-21-24), 24011-SPR (07-19-24)
PROJECT LOCATION:
5391 Labounty Drive, Ferndale WA 98248
Parcel Number: 3902280870840000
Legal description: LOT 1 LOOKMAN LLA AS REC AF 2016-0201644
PROJECT DESCRIPTION:
The project includes the development of the two graded upland areas with commercial storage/work studio and office buildings, with associated parking, landscaping and utility improvements.
The following reports have been prepared directly related to this project:
• Critical Areas Report Addendum for 5391 Labounty Drive dated January 17, 2024
• 5391 Labounty Mico Business Type I Traffic Letter dated August 12, 2024
• FEMA 100-year flood plain technical memorandum dated March 8, 2023
PUBLIC HEARING IN THE FUTURE: Yes
REQUESTED ACTION(S): The applicant requests a SEPA Determination from the City of Ferndale.
THE CITY INTENDS TO ISSUE A:
Mitigated Determination of Non-Significance
PUBLIC COMMENT PERIOD:
September 25 – October 9, 2024
CONTACT: Michael Cerbone, SEPA Administrator
[email protected]
P.O. Box 936
Ferndale, WA 98248
(360) 685-2367
Required permits and approvals include, but may not be limited to:
1. SEPA Threshold Determination, City of Ferndale
2. Shoreline Substantial Development Permit, City of Ferndale Hearing Examiner
3. Land Disturbance Permit, City of Ferndale
4. Building Permit, City of Ferndale
The lead agency for this proposal has determined that the project does not have a probable adverse impact on the environment, mitigation measures will be covered through the City of Ferndale regulations and review process. In addition to compliance with current City regulations, the following mitigation measures were identified relative to the proposed project:
EARTH: During construction, the contractor will implement City of Ferndale’s erosion prevention measures, including silt fences, straw waddles, and adherence to the Stormwater Pollution Prevention Plan (SWPPP) for soil stabilization.
AIR: During construction, erosion and sediment control measures will be implemented, including soil spraying to reduce dust, minimizing vehicle idling, covering dump trucks, and conducting regular vehicle inspections.
WATER: The contractor will install Temporary Erosion and Sediment Controls (TESC) and Best Management Practices (BMP), and build a stormwater management system meeting current Department of Ecology manual requirements. The project will comply with all City of Ferndale Critical Area requirements, as well as state and/or federal requirements.
ENVIRONMENTAL HEALTH: The proposed project lies within the City of Ferndale Shoreline Jurisdiction (General Commercial Conservancy designation). Prior to project approval, the applicant shall apply for, and receive, a Shoreline Substantial Development from the City of Ferndale Hearing Examiner.
Construction will adhere to Ferndale Municipal Code’s legal working hours, typically from 7am to 10pm. Spills during construction or daily use will be promptly managed following City of Ferndale and Washington State Department of Ecology standards. Hazardous materials on-site will be stored per state and local regulations. Equipment will be monitored closely for potential leaks.
PLANTS: All site landscaping shall comply with City of Ferndale landscape standards. Landscape design will enhance native vegetation and supplement native soils with compost amendments.
PUBLIC SERVICES: Water, sewer, and stormwater infrastructure will be constructed to City standards.
LIGHT AND GLARE: Any lights shall be directed downward to reduce spillage into surrounding properties.
PUBLIC SAFETY: Fire protection infrastructure will meet Fire District Requirements. Construction traffic control will be coordinated among the applicant, Ferndale Public Works Department, and Ferndale Police Department.
CULTURAL RESOURCES:
Inadvertent Discovery of Archaeological Resources: Should archaeological resources (e.g., shell midden, animal remains, stone tools) be observed during project activities, all work in the immediate vicinity should stop, and the area should be secured.  The Washington State Department of Archaeology and Historic Preservation (Stephanie Jolivette, Local Government Archaeologist 360-586-3088) and the Lummi Nation Tribal Historic Preservation Office (Lena Tso, THPO 360-312-2257; Tamela Smart, Deputy THPO 360-312-2253) should be contacted immediately in order to help assess the situation and to determine how to preserve the resource(s).  Compliance with all applicable laws pertaining to archaeological resources is required.
Inadvertent Discovery of Human Skeletal Remains on Non-Federal and Non-Tribal Land in the State of Washington (RCWs 68.50.645, 27.44.055, and 68.60.055)
“If ground disturbing activities encounter human skeletal remains during the course of construction, then all activity will cease that may cause further disturbance to those remains. The area of the find will be secured and protected from further disturbance until the State provides notice to proceed. The finding of human skeletal remains will be reported to the county medical examiner/coroner and local law enforcement in the most expeditious manner possible. The remains will not be touched, moved, or further disturbed. The county medical examiner/coroner will assume jurisdiction over the human skeletal remains and make a determination of whether those remains are forensic or non-forensic. If the county medical examiner/coroner determines the remains are non-forensic, then they will report that finding to the Department of Archaeology and Historic Preservation (DAHP) who will then take jurisdiction over the remains. The DAHP will notify any appropriate cemeteries and all affected tribes of the find. The State Physical Anthropologist will make a determination of whether the remains are Indian or Non-Indian and report that finding to any appropriate cemeteries and the affected tribes. The DAHP will then handle all consultation with the affected parties as to the future preservation, excavation, and disposition of the remains” (DAHP).

Published September 25, 2024

NOTICE OF TRUSTEE’S SALE

NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No.: WA-24-993884-SW Title Order No.: CTT24000629 Reference Number of Deed of Trust: Instrument No. 2017-0502989 Parcel Number(s): 4001061932790000 Grantor(s) for Recording Purposes under RCW 65.04.015: Joan Edwards Cannon, Unmarried Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): KeyBank, NA Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE CORPORATION Current Loan Mortgage Servicer of the Deed of Trust: KeyBank National Association I.NOTICE IS HEREBY GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned Trustee, will on 1/17/2025, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOTS 1 THROUGH 5, BLOCK 1, PLAT OF KINGSLEY’S SECOND ADDITION TO BLAINE, WHATCOM COUNTY, WASHINGTON, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 2 OF PLATS, PAGE 94, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 870 ADELIA ST, BLAINE, WA 98230 Subject to that certain Deed of Trust dated 5/9/2017, recorded 5/25/2017, under Instrument No. 2017-0502989 records of WHATCOM County, Washington, from Joan Edwards Cannon, Unmarried, as grantor(s), to First American Title Insurance Company, as original trustee, to secure an obligation in favor of KeyBank National Association, as original beneficiary. II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $6,504.09. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $33,259.99, together with interest as provided in the Note from 1/9/2024 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/17/2025. The defaults referred to in Paragraph III must be cured by 1/6/2025 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/6/2025 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 1/6/2025 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/6/2024. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-24-993884-SW. Dated: 9/6/2024 QUALITY LOAN SERVICE CORPORATION, as Trustee By: Jeff Stenman, President Trustee’s Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-24-993884-SW Sale Line: 916-939-0772 or Login to: http://www. qualityloan.com IDSPub #0224266 9/11/2024 9/18/2024 9/25/2024

Published September 11, 18 & 25, 2024

NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 450 Seattle, WA 98104 Trustee Sale No.: WA-24-992898-SW Title Order No.: 8792426 Reference Number of Deed of Trust: Instrument No. 2051002023 Parcel Number(s): 3704083282030000 Grantor(s) for Recording Purposes under RCW 65.04.015: GERALD G GEDEKES, AS HIS SOLE AND SEPARATE PROPERTY Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): PHH Mortgage Corporation Current Trustee of the Deed of Trust: QUALITY LOAN SERVICE CORPORATION Current Loan Mortgage Servicer of the Deed of Trust: PHH Mortgage Corporation I.NOTICE IS HEREBY GIVEN that QUALITY LOAN SERVICE CORPORATION, the undersigned Trustee, will on 1/24/2025, at 10:00 AM At the main entrance to the Whatcom County Courthouse, located at 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 3, PLAT OF SUDDEN VALLEY, DIVISION NO. 20, ACCORDING TO THE PLAT THEROF, RECORDED IN VOLUME 11 OF PLATS, PAGES 39 THROUGH 41, INCLUSIVE, RECORDS OF WHATCOM COUNTY, WASHINGTON. More commonly known as: 50 LAKE LOUISE DRIVE, BELLINGHAM, WA 98229 Subject to that certain Deed of Trust dated 9/30/2005, recorded 10/12/2005, under Instrument No. 2051002023 records of WHATCOM County, Washington, from GERALD G GEDEKES, AS HIS SOLE AND SEPARATE PROPERTY, as grantor(s), to H AND L SERVICES INC., as original trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A., as original beneficiary, the beneficial interest in which was subsequently assigned to PHH Mortgage Corporation , the Beneficiary, under an assignment recorded under Auditors File Number 2024-0600982 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: BORROWER(S) HAVE DIED AND THE PROPERTY IS NOT THE PRINCIPAL RESIDENCE OF AT LEAST ONE SURVIVING BORROWER AND, AS A RESULT, ALL SUMS DUE UNDER THE NOTE HAVE BECOME DUE AND PAYABLE. IV. The total sum owing on the obligation secured by the Deed of Trust is: the principal sum of $130,134.03, together with interest as provided in the Note, Deed of Trust, or other instrument secured from 9/30/2005 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 1/24/2025. The default(s) referred to in Paragraph III must be cured before this sale date (if curable) to cause a discontinuance of the sale. The sale will be discontinued and terminated if the default as set forth in Paragraph III is cured. For monetary defaults, payments must be in cash or with cashiers or certified checks from a State or Federally chartered bank. The sale may also be terminated any time before the sale date set forth in this Paragraph if the Borrower, Grantor or holder of any recorded junior lien or encumbrance pays the entire principal and interest, plus costs, charges, fees and advances, if any, made pursuant to the terms of the Note, Deed of Trust and/or other instrument secured, and cures all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 8/13/2024. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You may be eligible for mediation. You have only until 90 calendar days BEFORE the date of sale listed in this Notice of Trustee Sale to be referred to mediation. If this is an amended Notice of Trustee Sale providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in this amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear Additional information provided by the Trustee: If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-24-992898-SW. Note: This form has been modified to account for the breach type. Dated: 9/13/2024 QUALITY LOAN SERVICE CORPORATION, as Trustee By: Jeff Stenman, President Trustee’s Address: QUALITY LOAN SERVICE CORPORATION 108 1 st Ave South, Suite 450, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-24-992898-SW Sale Line: 916-939-0772 or Login to: http://www. qualityloan.com IDSPub #0224392 9/18/2024 9/25/2024 10/2/2024

Published September 18, 25 & October 2, 2024

TS No WA09000033-24-1 TO No DEF-626856 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: MARTIN DAVIS AND PAULINE DAVIS, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: NewRez LLC DBA Shellpoint Mortgage Servicing Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE INSURANCE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: NewRez LLC FKA New Penn Financial, LLC DBA Shellpoint Mortgage Servicing Reference Number of the Deed of Trust: Instrument No. 2017-0700865 Parcel Number: 3805172385060000 I. NOTICE IS HEREBY GIVEN that on October 25, 2024, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: A TRACT OF LAND IN THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION 17, TOWNSHIP 38 NORTH, RANGE 5 EAST OF W.M., BEING ONE HALF ACRE OF LAND LYING IMMEDIATELY SOUTH OF THE INTERSECTION OF THE NORTHERN PACIFIC RAILWAY RIGHT-OF-WAY AND THE EASTERLY RIGHT-OF-WAY OF STATE HIGHWAY 1-A. SITUATED IN THE COUNTY OF WHATCOM AND STATE OF WASHINGTON. APN: 3805172385060000 More commonly known as 4086 VALLEY HWY, DEMING, WA 98244 which is subject to that certain Deed of Trust dated June 8, 2017, executed by MARTIN DAVIS AND PAULINE DAVIS, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of JPMORGAN CHASE BANK, N.A. as original Beneficiary recorded July 11, 2017 as Instrument No. 2017-0700865 and the beneficial interest was assigned to NEWREZ LLC F/K/A NEW PENN FINANCIAL, LLC D/B/A SHELLPOINT MORTGAGE SERVICING and recorded November 20, 2023 as Instrument Number 2023-1101236 of official records in the Office of the Recorder of Whatcom County, Washington. II. No action commenced by NewRez LLC DBA Shellpoint Mortgage Servicing, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From February 1, 2023 To June 17, 2024 Number of Payments 6 $1,212.01 6 $1,342.82 5 $1,242.28 Total $21,540.38 LATE CHARGE INFORMATION February 1, 2023 June 17, 2024PROMISSORY NOTE INFORMATION Note Dated: June 8, 2017 Note Amount $168,000.00 Interest Paid To: January 1, 2023 Next Due Date: February 1, 2023 Current Beneficiary: NewRez LLC DBA Shellpoint Mortgage Servicing Contact Phone No: 800-365-7107 Address: 75 Beattie Place, Suite 300, Greenville, SC 29601 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $150,824.67, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on October 25, 2024. The defaults referred to in Paragraph III must be cured by October 14, 2024, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before October 14, 2024 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the October 14, 2024 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, NewRez LLC DBA Shellpoint Mortgage Servicing or Trustee to the Borrower and Grantor at the following address(es): ADDRESS MARTIN DAVIS 4086 VALLEY HWY, DEMING, WA 98244 MARTIN DAVIS 526 N WEST AVE PMB 24, ARLINGTON, WA 98223-1275 PAULINE DAVIS 4086 VALLEY HWY, DEMING, WA 98244 PAULINE DAVIS 526 N WEST AVE PMB 24, ARLINGTON, WA 98223-1275 by both first class and certified mail on May 15, 2024, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place May 15, 2024 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. Mediation MUST be requested between the time you receive the Notice of Default and no later than 90 calendar days BEFORE the date of sale listed in the Notice of Trustee Sale. If an amended Notice of Trustee Sale is recorded providing a 45-day notice of the sale, mediation must be requested no later than 25 calendar days BEFORE the date of sale listed in the amended Notice of Trustee Sale. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: June 18, 2024 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 606 W. Gowe Street Kent, WA 98032 Toll Free Number: (844) 367-8456 TDD: 711 949.252.8300 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps Order Number 103351, Pub Dates: 09/25/2024, 10/16/2024, FERNDALE RECORD

Published September 25 & October 16, 2024

PUBLIC NOTICE

NOTICE OF INTENT TO FILE APPLICATION AND PUBLIC MEETING

Lummi Island Scenic Estates Community Club intends to file an application for federal financial assistance with the U. S. Department of Agriculture, Rural Development, Rural Utilities Service. The project includes replacing the existing water treatment plant with a new membrane-based surface water treatment plant. Any comments regarding this application should be submitted to Allison Cash, General Manager, LISECC.
Lummi Island Scenic Estates Community Club will hold a public meeting on September 28, 2024 at 10:00 am to address the proposed water treatment plant replacement project and to allow for member questions and comments. The public meeting will be held in person at the LISECC Clubhouse located at 1202 Beach Ave., Lummi Island, WA or by Zoom using the link found on the LISECC homepage (www.lisecc.com).

Published September 18 & 25, 2024

STATEMENT OF OWNERSHIP,
MANAGEMENT AND CIRCULATION
(Act of Oct. 23, 1969 Section 4369, Title 39, United States Code).
1. Publication Title: Ferndale Record
2. Publication Number: 189-940
3. Filing Date: September 25, 2024
4. Issue Frequency: Weekly
5. Number of Issues Published Annually: 52
6. Annual Subscription Price: $49.00
7. Complete mailing address of known office of publication: 113 6th St., Lynden, Whatcom County, Washington 98264-1901
Contact Person: Michael D. Lewis
Telephone Number: 360-354-4444
8. Complete mailing address of headquarters or general business office of the publisher: PO Box 153, Lynden, Whatcom County, Washington 98264-0153.
9. Full names and complete mailing address of publisher, editor and managing editor:
Publisher, Michael D. Lewis, 757 Jorgensen Place, Bellingham, WA 98226.
Editor: William Helm, 2930 W. Maplewood Ave., Bellingham, WA 98226.
10. Owner: Lewis Publishing Co., Inc., P.O. Box 153, Lynden, WA 98264, Michael D. Lewis, 757 Jorgensen Place, Bellingham, WA 98226.
11. Known bondholders, mortgagees, and other security holders, owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: none.
12. Tax Status. The purpose, function, and nonprofit status of this organization and the exempt status for federal income tax purposes has not changed during preceding 12 months.
13. Publication Title: Ferndale Record
14. Issue date for circulation data: September 25, 2024
15. Extent and Nature of Circulation
Average No. Copies Each Issue During Preceding 12 months.
A. Total number of copies (Net press run) 700.
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 12.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 280.
(3) Paid Distribution Outside the Mails including Sales through Dealers and Carriers, Street Vendors, Counter Sales, and Other Paid Distribution Outside USPS: 167.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 459.
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 2.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 34.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 111.
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 147.
F. Total Distribution (Sum of 15c and 15e): 597.
G. Copies not Distributed (See Instructions to Publishers #4 (page #3)): 94.
H. Total (Sum of 15f and g): 700.
I. Percent Paid (15c divided by 15f times 100): 76%
16. Electronic Copy Circulation
a. Paid Electronic Copies: 7.
b. Total Paid Print Copies (Line 15c) + Paid Electronic Copies (Line 16a): 466.
c. Total Print Distribution (Line 15f) + Paid Electronic Copies (Line 16a): 613.
d. Percent Paid (Both Print & Electronic Copies) (16b divided by 16c x 100): 76%
No. Copies of Single Issue Published Nearest to Filing Date:
A. Total number of copies (Net press run) 700.
B. Paid circulation (by mail and outside the mail)
(1) Mailed Outside-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 11.
(2) Mailed In-County Paid Subscriptions stated on PS Form 3541 (Include paid distribution above nominal rate, advertiser’s proof copies, and exchange copies): 284.
(3) Paid Distribution Outside the Mails including Sales through Dealers and Carriers, Street Vendors, Counter Sales, and Other Paid Distribution Outside USPS: 226.
(4) Paid Distribution by Other Classes of Mail through the USPS (e.g. First-Class Mail): 0.
C. Total Paid Distribution (Sum of 15b (1), (2), (3), and (4)): 521.
D. Free or Nominal Rate Distribution (by mail and outside the mail)
(1) Free or Nominal Rate Outside-County copies included on PS Form 3541: 2.
(2) Free or Nominal Rate In-County copies included on PS Form 3541: 42.
(3) Free or Nominal Rate copies mailed at other classes through the USPS (e.g. First-Class Mail): 0.
(4) Free or Nominal Rate Distribution outside the mail (Carriers or other means): 147.
E. Total Free or Nominal Rate Distribution (Sum of 15d (1), (2), (3) and (4)): 191.
F. Total Distribution (Sum of 15c and 15e): 612.
G. Copies not Distributed (See Instructions to Publishers #4 (page #3)): 88.
H. Total (Sum of 15f and g): 700.
I. Percent Paid (15c divided by 15f times 100): 85%
16. Electronic Copy Circulation
a. Paid Electronic Copies: 7.
b. Total Paid Print Copies (Line 15c) + Paid Electronic Copies (Line 16a): 528.
c. Total Print Distribution (Line 15f) + Paid Electronic Copies (Line 16a): 619.
d. Percent Paid (Both Print & Electronic Copies) (16b divided by 16c x 100): 85%
17. Publication of Statement of Ownership.

I certify that the above statements made by me are correct.
Michael D. Lewis, Publisher

Published September 25, 2024