■ CITY OF FERNDALE
LEGAL
CITY OF FERNDALE
REQUEST FOR QUALIFICATIONS
FOR
Engineering Design Services for the Consolidation of Central City Water Association Project
The work will consist for preparation of the plans, specifications, and estimate for the replacement and upgrading of approximately 6,200 linear feet of watermain to meet current City of Ferndale standards at the following locations: Fieldview Road, Heights Drive, Crestline Drive, Hilltop Road, Heather Drive, and various adjoining cul de sacs. The project consists of replacing the Central City Water Association’s existing facilties by installing new 8inch diameter watermain, gate valves, meters and other appurtenances to meet City of Ferndale standards.
Responses will be accepted up to and no later than 4:00 PM on May 27, 2015. Responses received after this deadline will not be accepted. The format of the Request of Qualifications shall be at the discretion of the submitter. Submittals should not exceed (10) ten pages including the cover page. Submittals shall be evaluated based on the following criteria: Key personnel; firm experience; ability to meet schedule; familiarity with relevant codes and standards and past performance/references.
All plans specifications, and Estimate shall be completed in accordance with the latest edition and amendments of the following documents: WSDOT publications: Standard Specifications for Road, Bridge, and Municipal Construction (2014); Design Manual, Construction Manual, Amendments to the Standard Specifications and General Special Provisions.
All responses to this request that are mailed through the United States Postal Service shall be addressed to the Public Works Project Manager, City of Ferndale, P.O. Box 936, Ferndale, WA 98248. Hand-delivered responses, or responses not set through the USPS, shall be delivered to the Public Works Department, 2nd floor front counter, City of Ferndale, 2095 Main Street, Ferndale, Washington. The United States Postal Service will NOT deliver to the street address. All responses shall be placed in a sealed envelope, which is clearly marked “CONSOLIDATION OF CENTRAL CITY WATER ASSOCIATION PROJECT”. Responses by FAX will not be accepted.
The City of Ferndale in accordance with Title VI of the Civil Rights Act of 1964, 78 Stat. 252, 42 USC 2000d to 2000d-4 and Title 49, Code of Federal Regulations, Department of Transportation, Subtitle A, Office of the Secretary, Part 21, Nondiscrimination in Federally-Assisted Programs of the Department of Transportation issued pursuant to such Act, hereby notifies all bidders that it will affirmatively ensure that in any contract entered into pursuant to this advertisement, disadvantaged business enterprises as defined at 49 CFR Part 26 will be afforded full opportunity to submit bids in response to this invitation and will not be discriminated against on the grounds of race, color, national origin, or sex in consideration for an award.
The City of Ferndale is an Equal Opportunity and Affirmative Action Employer. Minority and Women-Owned firms are encouraged to submit.
Published by Ferndale Record May 13 and 20, 2015.
LEGAL
Ordinances of the City Council of the City of Ferndale, Washington, passed at the Council meeting of May 18, 2015
Ordinance #1892
An ordinance amending the Wastewater Surcharge Program
Ordinance #1893
An ordinance amending the 2015 budget
Full texts of the above document(s) are available at Ferndale City Hall, posted on the City’s website (www.cityofferndale.org) or will be mailed upon requestt.
Susan Duncan, CITY CLERK
Published by Ferndale Record May 20, 2015.
■ PUBLIC NOTICE
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
COURT CAUSE NO. 12-2-01545-3
WRIT FOR ORDER OF SALE
ON REAL PROPERTY
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs.
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s),
FROM: THE WHATCOM COUNTY SUPERIOR COURT CLERK’S OFFICE
TO: THE SHERIF OF WHATCOM COUNTY, W ASHINGTON
On January 16, 2015, an in rem Judgment and Decree of Foreclosure (“Judgment”) was entered in favor of OneWest Bank, N.A., (formerly known as OneWest Bank, FSB) (“Plaintiff”) against the defendants Unknown Heirs and Devisees of Jerry Schumm; Louise Schumm, Washington State Department of Social and Health Services; Occupants of the Premises; and any persons or parties claiming to have any right, title, estate, lien or interest in the real property described in the complaint (“Defendants”). The Judgment forecloses the interests of all the Defendants in and to the following described property (“Property”) commonly known as 4038 Sucia Drive, Ferndale, WA 98248 for the total sum of $925,200.00 with interest thereon at the rate of 12.00% per annum beginning on January 16, 2015 until satisfied. The Property situated in Whatcom County, State of Washington, is legally described as:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
THERFORE, pursuant to RCW 6.12.060, and in the name of the State of Washington, you are hereby commanded to sell the Property, or so much thereof as may be necessary, in order to satisfy the Judgment, including post-judgment interest and costs.
MAKE RETURN HEREOF within sixty days of the date indicated below, showing you have executed the same.
Pursuant to RCW 6.21.050(2), the Sheriff may adjourn he foreclosure sale from time to time, not exceeding thirty days beyond the last date at which this Writ is made returnable, with the consent of the plaintiff endorsed upon this Writ or by a contemporaneous writing.
WITNESS, the Honorable Charles R. Snyder, Judge of the Whatcom County Superior Court and the seal of said Court, affixed thereof this 26th day of March, 2015.
THE SALE DATE has been set for Friday, May 29th, 2015, 9:30 AM, at the Whatcom County Courthouse, Bellingham, Washington. YOU MAY HAVE A RIGHT TO EXEMPT PROPERTY from the sale under statutes of this state, including sections 6.13.010, 6.13.030, 6.13.040, 6.15.010, and 6.15.060 of the Revised Code of Washington, in the manner described in those statutes. BILL J. ELFO, Sheriff Whatcom County
By: Shauna Baldetta, Civil Assistant
Published by Ferndale Record April 15, 22, 29 and May 6, 13 and 20, 2015.
LEGAL
IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON
IN AND FOR THE COUNTY OF WHATCOM
SHERIFF’S PUBLIC NOTICE OF SALE OF REAL PROPERTY
CAUSE NO. 12-2-01545-3
ONEWEST BANK, FSB, its successors in interest and/or assigns,
Plaintiff(s),
vs
UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES,
Defendant(s).
TO: UNKNOWN HEIRS AND DEVISEES OF JERRY SCHUMM; LOUISE SCHUMM; WASHINGTON STATE DEPARTMENT OF SOCIAL AND HEALTH SERVICES; OCCUPANTS OF THE PREMISES, Judgment Debtor(s)
The Superior Court of Whatcom County has directed the undersigned Sheriff of Whatcom County to sell the property described below to satisfy a judgment in the above-entitled action:
COMMON STREET ADDRESS: 4068 SUCIA DRIVE, FERNDALE, WA
FULL LEGAL DESCRIPTION:
PARCEL A:
LOT M-8, “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON AS PER THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN THE AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TOGETHER WITH ALL THE PORTION OF THE WEST HALF OF GOVERNMENT LOT NO.1, SECTION 17, TOWNSHIP 38 NORTH, RANGE 1 EAT OF W.M., RECORDED AS A.F. NO 930294 IN THE OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON, MORE PATICULARLY DESCRIBED AS FOLLOWS:
BEGINNING AT THE NORTHEAST CORNER OF LOT M-8: AS SHOWN ON THE PLAT OF “NORTH CAPE,” SANDY POINT,” RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123, IN SAID OFFICE OF THE AUDITOR, WHATCOM COUNTY, WASHINGTON; THENCE SOUTH 24º 01’59’ EAST, A DISTANCE OF 135.03 FEET; THENCE WEST, A DISTANCE OF 55.00 FEET TO THE EAST LINE OF SAID LOT M-8: THENCE NORTH ALONG SAID EAST LINE, A DISTANCE OF 123.34 FEET TO THE POINT OF BEGINNING.
SITUATE IN WHATCOM COUNTY, WASHINGTON.
PARCEL A-1:
A 25 FOOT PRIVATE ROAD EASEMENT, A 50 FOOT PRIVATE ROAD EASEMENT AND TURNAROUND EASTMENT AS DELINEATED ON THE FACE OF THE PLAT OF “NORTH CAPE, SANDY POINT,” WHATCOM COUNTY, WASHINGTON, RECORDED IN VOLUME 9 OF PLATS, PAGES 122 AND 123 IN AUDITOR’S OFFICE OF SAID COUNTY AND STATE.
TAX PARCEL NO. 380117 512543 0000
The sale of the above-described property is to take place:
DATE: Friday, May 29, 2015
TIME: 9:30 A.M.
PLACE: WHATCOM COUNTY COURTHOUSE, BELLINGHAM, WA
The judgment debtor can avoid the sale by paying the judgment amount of $925,200.00
together with interest, costs and fees before the sale date. For the exact amount, contact the Sheriff at the address stated below.
ATTORNEY:
RCO LEGAL, P.S.
SYNOVA M.L. EDWARDS
13555 S.E. 36TH ST., STE. 300
BELLEVUE, WA 98006
BILL J. ELFO, Sheriff
Whatcom County
By: Shauna Baldetta, Civil Assistant
311 Grand Avenue
Bellingham, WA
(360) 676-6650
Published by Ferndale Record April 29 , May 6, 13, and 20, 2015.
LEGAL
Don Buckland, 5769 Church Rd., is seeking coverage under the Washington State Department of Ecology’s Construction Stormwater NPDES and State Waste Discharge General Permit.
The proposed project, 5769 Church Rd., is located at 5769 Church Rd in Ferndale, in Whatcom County.
This project involves 2.344 acres of soil disturbance for grading construction activities.
The receiving water(s) is a regional detention pond operated by the city of Ferndale.
Any persons desiring to present their views to the department of Ecology regarding this application may do so in writing within thirty days of the last date of publication of this notice. Comments shall be submitted to the department of Ecology. Any person interested in the department’s action on this application may notify the department of their interest within thirty days of the last date of publication of this notice. Ecology reviews public comments and considers whether discharges from this project would cause a measurable change in receiving water quality, and, if so, whether the project is necessary and in the overriding public interest according to Tier II anti-degradation requirements under WAC 173-201A-320.
Comments can be submitted to:
Department of Ecology
Attn: Water Quality Program, Construction Stormwater
PO Box 47696, Olympia, WA 98504-7696
Published by Ferndale Record May 20 and 27, 2015.
■ TRUSTEE’S SALE
LEGAL
File No.: 7431.20427 Grantors: Northwest Trustee Services, Inc. Freedom Mortgage Corporation Grantee: Michael P. Juskevich, also appearing of record as Michael Juskevich, as a separate estate Ref to DOT Auditor File No.: 2130302132 Tax Parcel ID No.: 106884/390420-210101-0000 Abbreviated Legal: L 2, TOMASZEWSKI SP, REC #1480419, WHATCOM CO., WA Notice of Trustee’s Sale Pursuant to the Revised Code of Washington 61.24, et seq. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: Toll-free: 1-877-894-HOME (1-877-894-4663). Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: Toll-free: 1-800-569-4287. Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: Toll-free: 1-800-606-4819. Web site: http://nwjustice.org/what-clear.
I.
On May 29, 2015, at 10:00 AM. inside the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, the undersigned Trustee (subject to any conditions imposed by the Trustee) will sell at public auction to the highest and best bidder, payable at time of sale, the following described real property “Property”, situated in the County(ies) of WHATCOM, State of Washington: Parcel A: Lot 2, Tomaszewski Short Plat, as per the short plat thereof, recorded in Volume 10 of Short Plats, Page 65, under Auditor’s File No. 1480413, records of the Auditor of Whatcom County, Washington. Situate in Whatcom County, Washington. Parcel B: A perpetual easement for ingress, egress and utilities over the East 60 feet of the following described tract: Beginning at a point 14 rods East of the Northeast corner of the Northwest Quarter of the Southwest Quarter of Section 20, Township 39 North, Rang 4 East of W.M.; Thence West 40 rods and 10 feet; Thence South 80 Rods; Thence East 40 rods and 10 feet; thence North 80 rods to the point of beginning. Situate in Whatcom County, Washington. Parcel C: A 30 foot easement for ingress, egress and utilities as shown on the face of Tomaszewski Short Plat, as per the Short Plat thereof, recorded in Volume 10 of Short Plats, Page 65, records of the Auditor of Whatcom County, Washington. Situate in Whatcom County, Washington. More Accurately Described As: Parcel A: Lot 2, Tomaszewski Short Plat, as per the short plat thereof, recorded in Volume 10 of Short Plats, Page 65, under Auditor’s File No. 1480419, records of the Auditor of Whatcom County, Washington. Situate in Whatcom County, Washington. Parcel B: A perpetual easement for ingress, egress and utilities of the East 60 feet of the following described tract: Beginning at a point 14 rods East of the Northeast corner of the Northwest Quarter of the Southwest Quarter of Section 20, Township 39 North, Range 4 East of W.M.; Thence West 40 rods and 10 feet; Thence South 80 Rods; Thence East 40 rods and 10 feet; Thence North 80 rods to the point of beginning. Situate in Whatcom County, Washington. Parcel C: A 30 foot easement for ingress, egress and utilities as shown on the face of Tomaszewski Short Plat, as per the Short Plat thereof, Recorded in Volume 10 of Short Plats, Page 65, records of the Auditor of Whatcom County, Washington. Situate in Whatcom County, Washington. Commonly known as: 5799 Giarde Lane Bellingham, WA 98226-7539 which is subject to that certain Deed of Trust dated 03/13/13, recorded on 03/15/13, under Auditor’s File No. 2130302132, records of WHATCOM County, Washington, from Michael Juskevich an unmarried man, as Grantor, to Chicago Title Company, as Trustee, to secure an obligation “Obligation” in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Primelending, a Plainscapital Company, its successors and assigns, as Beneficiary, the beneficial interest in which was assigned by Prime Lending, A Plains Capital Company to Freedom Mortgage Corporation, under an Assignment/Successive Assignments recorded under Auditor’s File No. 2150100582. *The Tax Parcel ID number and Abbreviated Legal Description are provided solely to comply with the recording statutes and are not intended to supplement, amend or supersede the Property’s full legal description provided herein.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the Obligation in any Court by reason of the Grantor’s or Borrower’s default on the Obligation secured by the Deed of Trust.
III.
The Beneficiary alleges default of the Deed of Trust for failure to pay the following amounts now in arrears and/or other defaults: Amount due to reinstate as of 1/22/2015 Monthly Payments $21,351.88 Late Charges $854.04 Total Arrearage $22,205.92 Trustee’s Expenses (Itemization) Trustee’s Fee $750.00 Title Report $1,018.35 Statutory Mailings $50.49 Recording Costs $56.00 Postings $80.00 Total Costs $1,954.84 Total Amount Due: $24,160.76 Other known defaults as follows:
IV.
The sum owing on the Obligation is: Principal Balance of $285,561.81, together with interest as provided in the note or other instrument evidencing the Obligation from 02/01/14, and such other costs and fees as are due under the Obligation, and as are provided by statute.
V.
The Property will be sold to satisfy the expense of sale and the Obligation as provided by statute. The sale will be made without representation or warranty, express or implied regarding title, possession, encumbrances or condition of the Property on May 29, 2015. The default(s) referred to in paragraph III, together with any subsequent payments, late charges, advances costs and fees thereafter due, must be cured by 05/18/15 (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 05/18/15 (11 days before the sale date), the default(s) as set forth in paragraph III, together with any subsequent payments, late charges, advances, costs and fees thereafter due, is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after 05/18/15 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor or the holder of any recorded junior lien or encumbrance paying the entire balance of principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME AND ADDRESS Michael P. Juskevich aka Michael Juskevich 103 East 3rd Street Port Angeles, WA 98362 Michael P. Juskevich aka Michael Juskevich 5799 Giarde Lane Bellingham, WA 98226-7539 Michael P. Juskevich aka Michael Juskevich P.O. Box 8068 Virginia Beach, VA 23450-8068 Unknown Spouse and/or Domestic Partner of Michael P. Juskevich aka Michael Juskevich 103 East 3rd Street Port Angeles, WA 98362 Unknown Spouse and/or Domestic Partner of Michael P. Juskevich aka Michael Juskevich 5799 Giarde Lane Bellingham, WA 98226-7539 Unknown Spouse and/or Domestic Partner of Michael P. Juskevich aka Michael Juskevich P.O. Box 8068 Virginia Beach, WA 23450-8068 Julie M. Wilson 103 East 3rd Street Port Angeles, WA 98362 Julie M. Wilson 5799 Giarde Lane Bellingham, WA 98226-7539 Julie M. Wilson P.O. Box 8068 Virginia Beach, VA 23450-8068 by both first class and certified mail, return receipt requested on 07/25/14, proof of which is in the possession of the Trustee; and on 07/26/14 Grantor and Borrower were personally served with said written notice of default or the written notice of default was posted on a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee, whose name and address are set forth below, will provide in writing to anyone requesting it a statement of all costs and trustee’s fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the Property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. The trustee’s rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. EFFECTIVE: 1/22/2015 Date Executed: Northwest Trustee Services, Inc., Trustee Authorized Signature 13555 SE 36th St. Suite 100 Bellevue, WA 98006 Contact: Breanon Miller (425) 586-1900. (TS# 7431.20427) 1002.271161-File No.
Published by Ferndale Record April 29 and May 20, 2015.
LEGAL
TS No WA09000556-14-1 APN 56436 / 3803092940350000 TO No 8476787 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on 4/17/2015, 09:00 AM, Main Entrance, Whatcom County Courthouse, 311 Grand Ave., Bellingham, WA 98225, MTC FINANCIAL INC. dba TRUSTEE CORPS, the undersigned Trustee will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashiers’ check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: THE SOUTHWEST QUARTER OF LOT 24, AND ALSO THE SOUTHEAST QUARTER OF LOT 23, LYING SOUTHERLY OF THE RAILROAD RIGHT-OF-WAY, PLAT OF GARDEN ADDITION TO THE TOWN OF WHATCOM , WASH. TERR., 1883, WHATCOM COUNTY, WASHINGTON. ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 1 OF PLATS, PAGE 29, RECORDS OF WHATCOM COUNTY, WASHINGTON. EXCEPT THOSE RIGHTS-OF-WAY COMMONLY REFERRED TO AS DEWEY ROAD, BAKERVIEW ROAD AND VINING STREET. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 56436 / 3803092940350000 More commonly known as 4127 DEWEY ROAD, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated as of November 2, 2005, executed by Maurice A. Patterson and Lorine Ewing Patterson, husband and wife as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for WHIDBEY ISLAND BANK, Beneficiary of the security instrument, its successors and assigns, recorded November 7, 2005 as Instrument No. 2051101226 and the beneficial interest was assigned to CitiMortgage, Inc. and recorded October 12,2012 as Instrument Number 2121001815 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by CitiMortgage, Inc, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: CitiMortgage, Inc Contact Phone No: (800) 283-7918 Address: 1000 Technology Drive, O’Fallon, MO 63368-2240
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From December 1, 2012 To December 8, 2014 Number of Payments 25 Monthly Payment $1,687.63 Total $42,190.75 LATE CHARGE INFORMATION From December 1, 2012 To December 8, 2014 Number of Payments 1 Monthly Payment $0.00 Total $0.00 PROMISSORY NOTE INFORMATION Note Dated: November 2, 2005 Note Amount: $306,500.00 Interest Paid To: November 1, 2012 Next Due Date: December 1, 2012
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $301,382.54, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on April 17, 2015. The defaults referred to in Paragraph III must be cured by April 6, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before April 6, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashier’s or certified checks from a State or federally chartered bank. The sale may be terminated any time after the April 6, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, CitiMortgage, Inc or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Maurice A. Patterson and Lorine Ewing Patterson 4127 Dewey Road, Bellingham, WA 98226 LORINE EWING PATTERSON 4127 DEWEY ROAD, BELLINGHAM, WA 98226 LORINE EWING PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226 LORINE EWING PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226-8741 MAURICE A PATTERSON 4127 DEWEY ROAD, BELLINGHAM, WA 98226 MAURICE A PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226 MAURICE A PATTERSON 4127 DEWEY RD, BELLINGHAM, WA 98226-8741 by both first class and certified mail on October 29, 2014, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; DATED: December 8, 2014 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Jean Greagor, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com P1123298 4/29, 05/20/2015
Published by Ferndale Record April 29 and May 20, 2015.
LEGAL
TS No.: WA-14-637912-SW APN No.: 59333 / 3803163284070000 Title Order No.: 8475773 Deed of Trust Grantor(s): ALLAN COLES, JOSEPHINE COLES Deed of Trust Grantee(s): MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK Deed of Trust Instrument/Reference No.: 2070103601 NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et. seq.
I.
NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 5/29/2015, at 10:00 AM At the main entrance to the Superior Courthouse, 311 Grand Avenue, Bellingham, WA 98225 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of WHATCOM, State of Washington, to-wit: LOT 35, TRICKLE CREEK 2, AS PER THE MAP THEREOF, RECORDED ON SEPTEMBER 7, 2004, UNDER AUDITOR’S FILE NUMBER 2040900854, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. More commonly known as: 3501 SKYLARK LOOP, BELLINGHAM, WA 98226 which is subject to that certain Deed of Trust dated 1/19/2007, recorded 1/26/2007, under 2070103601 and modified as per Modification Agreement recorded 10/25/2013 as Instrument No. 2131002794 records of WHATCOM County, Washington, from ALLAN COLES AND JOSEPHINE COLES, HUSBAND AND WIFE, as Grantor(s), to CHICAGO TITLE, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR OHIO SAVINGS BANK (or by its successors-in-interest and/or assigns, if any), to Federal National Mortgage Association (“Fannie Mae”), a corporation organized and existing under the laws of the United States of America..
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage.
III.
The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $21,344.03
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $282,816.21, together with interest as provided in the Note from the 3/1/2014, and such other costs and fees as are provided by statute.
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 5/29/2015. The defaults referred to in Paragraph III must be cured by 5/18/2015 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 5/18/2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 5/18/2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME ALLAN COLES AND JOSEPHINE COLES, HUSBAND AND WIFE ADDRESS 3501 SKYLARK LOOP, BELLINGHAM, WA 98226 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. These requirements were completed as of 12/17/2014.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm. The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: http://portal.hud.gov/hudportal/HUD or for Local counseling agencies in Washington: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: http://nwjustice.org/what-clear. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. QUALITY MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: JAN 26 2015 Quality Loan Service Corp. of Washington, as Trustee By: Mauricio Flores, Assistant Secretary Trustee’s Mailing Address: Quality Loan Service Corp. of Washington C/O Quality Loan Service Corp. 411 Ivy Street, San Diego, CA 92101 (866) 645-7711 Trustee’s Physical Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202 Seattle, WA 98104 (866) 925-0241 Sale Line: 714-573-1965 Or Login to: http://wa.qualityloan.com TS No.: WA-14-637912-SW P1128500 4/29, 05/20/2015
Published by Ferndale Record April 29, and May 20, 2015.
LEGAL
NOTICE OF TRUSTEE’S SALE
I.
NOTICE IS HEREBY GIVEN that the undersigned Trustee will on the 19th day of June, 2015, at the hour of 10:00 a.m. at the main lobby of the Whatcom County Courthouse, 311 Grand Avenue in the City of Bellingham, State of Washington, sell at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Whatcom, State of Washington, to wit:
PARCEL A: LOT 3 OF “FLEMING SHORT PLAT,” AS RECORDED IN VOLUME 5 OF SHORT PLATS, PAGE 77, UNDER AUDITOR’S FILE NO. 1366804, RECORDS OF WHATCOM COUNTY, WASHINGTON, BEING A PORTION OF THE EAST HALF OF THE EAST HALF OF THE SOUTHWEST QUARTER OF SECTION 24, TOWNSHIP 39 NORTH, RANGE 1 EAST OF W.M. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON
PARCEL A-1: A PERMANENT 60 FOOT EASEMENT FOR INGRESS, EGRESS AND ACCESS OVER, UNDER AND ACROSS THAT PORTION OF THE EAST HALF OF THE EAST HALF OF THE SOUTHWEST QUARTER OF SECTION 24, TOWNSHIP 39 NORTH, RANGE 1 EAST OF W.M., THE CENTERLINE BEING DESCRIBED AS THE EAST LINE OF “FLEMING SHORT PLAT,” AS RECORDED IN VOLUME 5 OF SHORT PLATS, PAGE 77, UNDER AUDITOR’S FILE NO. 1366804. SITUATE IN COUNTY OF WHATCOM, STATE OF WASHINGTON
Any terms used in this description that are not defined herein shall be defined as those are defined in the Deed of Trust. Commonly known as: 2720 Mountain View Rd., Ferndale, WA 98248. This address is provided for reference purposes only and in no way limits or expands the property legally described above. The Property is subject to that certain Deed of Trust dated June 23, 1998 and recorded on June 24, 1998 under Whatcom County Auditor’s File No. 1980604044, from Bradley L. Munsen and Tracy L. Bland, as Grantors, to First American Title Insurance Co., as Original Trustee, to secure an obligation in favor of SPS Trust, U/T/D 9/7/93, as Beneficiary.
II.
No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust.
III.
The default(s) for which this foreclosure is made is/are as follows: Currently Due to Reinstate on March 5, 2015 Failure to pay when due the following amounts which are now in arrears: ARREARAGES (a) Delinquent payments from March 2014 to March 2015, in the amount of $1,106.35/month: $14,382.55 (b) Late charges from March 2014 to February 2014, in the amount of $55.31/month: $663.72 (c) Remaining balance of settlement arrearages: $1,000.01 Total arrearages: $16,046.28 COSTS AND FEES (a) Trustee’s Fees: $1,000.00 (b) Attorney’s Fees: $500.00 (c) Title report: $479.37 (d) Recording Fees: $88.00 (e) Serving/Posting of Notices: $110.00 (f) Postage/Copying expense: $68.48 Total costs and fees: $2,245.85 TOTAL COSTS AND ARREARAGES AS OF MARCH 5, 2015: $18,292.13 OTHER DEFAULTS: FAILURE TO PAY GENERAL REAL PROPERTY TAXES FOR 2011, 2012, 2013 AND 2014
IV.
The sum owing on the obligation secured by the Deed of Trust is: Principal $106,714.30 together with interest as provided in the Note or other instrument secured from the 1st day of March, 2014, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. Of course, as time passes other payments may become due, and any further payments coming due and any additional late charges must be added to your reinstating payment. Any new defaults not involving payment of money that occur after the date of this notice must also be cured in order to effect reinstatement. In addition, because some of the charges can only be estimated at this time, and because the amount necessary to reinstate may include presently unknown expenditures required to preserve the property or to comply with state or local law, it will be necessary for you to contact the Trustee before the time you tender reinstatement so that you may be advised of the exact amount you will be required to pay. Tender of payment or performance must be made in the full amount by certified funds or cash equivalent to: SPS Trust, U/T/D 9/7/93 c/o Barron Smith Daugert, PLLC 300 N. Commercial St. Bellingham, WA 98225 Email: [email protected] Fax No: 360-738-2341 Phone: 360-733-0212
V.
The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The sale will be made without warranty, express or implied, regarding title, possession, or encumbrances on the 19th day of June, 2015. The default(s) referred to in paragraph III must be cured by the 8th day of June, 2015, (11 days before the sale date), to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before the 8th day of June, 2015 (11 days before the sale date), the default(s) as set forth in paragraph III is/are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after the 8th day of June, 2015 (11 days before the sale date), and before the sale by the Borrower, Grantor, any Guarantor, or the holder of any recorded junior lien or encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults.
VI.
A written notice of default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): Bradley L. Munsen 2720 Mountain View Rd. Ferndale, WA 98248; Tracy L. Bland 2720 Mountain View Rd. Ferndale, WA 98248; Spouse or Domestic Partner of Bradley L. Munsen 2720 Mountain View Rd. Ferndale, WA 98248; Spouse or Domestic Partner of Tracy L. Bland 2720 Mountain View Rd. Ferndale, WA 98248; by both first class and certified mail on the 10th day of November, 2014, proof of which is in the possession of the Trustee; and on the 11th day of November, 2014, the Borrower and Grantor were personally served with said written notice of default or the written notice of default was posted in a conspicuous place on the real property described in paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property.
IX.
Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale.
X.
NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. This is an attempt to collect a debt and any information obtained will be used for that purpose.
DATED this 5th day of March, 2015.
BD Services Corporation, Trustee
/s/ Sallye Quinn
By Sallye Quinn, Secretary
300 North Commercial
Post Office Box 5008
Bellingham, Washington 98227
Tel. (360) 733-0212
Fax (360) 738-2341
E-mail: [email protected]
Published by Ferndale Record May 20 and June 10, 2015.
LEGAL
TS No WA08002959-14-1 APN 400319 021390 0000/PID# 132001 TO No 8501025 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ.
I.
NOTICE IS HEREBY GIVEN that on June 19, 2015, 10:00 AM, at the main entrance to the Whatcom County Courthouse, 311 Grand Avenue, Bellingham, WA 98225, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Whatcom, State of Washington, to-wit: LOT 8, BLOCK 1, PLAT OF WESTMONT, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 9 OF PLATS, PAGE (S) 61, RECORDS OF WHATCOM COUNTY, WASHINGTON. SITUATE IN WHATCOM COUNTY, WASHINGTON. APN: 400319 021390 0000/PID# 132001 More commonly known as 8364 WEST MEADOW LANE, LYNDEN, WA 98264 which is subject to that certain Deed of Trust dated as of July 19, 2005, executed by TANYA ROUSE, AND RICK ROUSE, WIFE AND HUSBAND as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for AMERICA`S WHOLESALE LENDER, Beneficiary of the security instrument, its successors and assigns, recorded July 25, 2005 as Instrument No. 2050704806 and the beneficial interest was assigned to The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 and recorded October 11, 2011 as Instrument Number 2111000701 of official records in the Office of the Recorder of Whatcom County, Washington.
II.
No action commenced by The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. Current Beneficiary: The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 Contact Phone No: 800-643-0202 Address: 7360 S. KYRENE ROAD, MAIL STOP T111, TEMPE, AZ 85283
III.
The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2009 To February 13, 2015 Number of Payments 4 Monthly Payment $1,357.66 1 $1,536.71 24 $1,561.47 15 $1,642.43 1 $1,656.93 4 $1,702.93 5 $1,780.99 1 $1,766.49 1 $1,760.60 4 $1,773.00 3 $1,806.80 1 $1,826.57 1 $1,826.61 1 $1,786.46 2 $1,774.06 1 $2,070.45 1 $2,070.50 2 $2,036.65 Total $119,694.18 LATE CHARGE INFORMATION March 1, 2009 February 13, 2015 $1,629.12 PROMISSORY NOTE INFORMATION Note Dated: July 19, 2005 Note Amount: $220,500.00 Interest Paid To: February 1, 2009 Next Due Date: March 1, 2009
IV.
The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $210,463.78, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute.
V.
The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on June 19, 2015. The defaults referred to in Paragraph III must be cured by June 8, 2015, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before June 8, 2015 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the June 8, 2015 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust.
VI.
A written Notice of Default was transmitted by the current Beneficiary, The Bank of New York Mellon FKA The Bank of New York as Trustee for the Benefit of the Certificateholders of the CWABS, Inc. Asset-Backed Certificates, Series 2005-11 or Trustee to the Borrower and Grantor at the following address(es): ADDRESS Tanya Rouse and Rick Rouse 8364 West Meadow Lane, Lynden, WA 98264 Tanya Rouse and Rick Rouse PO Box 814, Lynden, WA 98264 RICK ROUSE 8364 WEST MEADOW LANE, LYNDEN, WA 98264 RICK ROUSE 105 LIBERTY ST APT A, LYNDEN, WA 98264- RICK ROUSE 8364 W MEADOW LN, LYNDEN, WA 98264 RICK ROUSE 8364 WEST MEADOW LN, LYNDEN, WA 98264 RICK ROUSE PO BOX 814, LYNDEN, WA 98264 RICK ROUSE PO BOX 814, LYNDEN, WA 98264-0814 TANYA ROUSE 8364 WEST MEADOW LANE, LYNDEN, WA 98264 TANYA ROUSE 105 LIBERTY ST APT A, LYNDEN, WA 98264- TANYA ROUSE 8364 W MEADOW LN, LYNDEN, WA 98264 TANYA ROUSE 8364 WEST MEADOW LN, LYNDEN, WA 98264 TANYA ROUSE PO BOX 814, LYNDEN, WA 98264 TANYA ROUSE PO BOX 814, LYNDEN, WA 98264-0814 by both first class and certified mail on January 7, 2015, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting.
VII.
The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale.
VIII.
The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property.
IX.
Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale.
X.
If the Borrower received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov NOTICE TO OCCUPANTS OR TENANTS – The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under the Unlawful Detainer Act, Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; Dated: February 17, 2015 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Athena Vaughn, Authorized Signatory MTC Financial Inc. dba Trustee Corps 1700 Seventh Avenue, Suite 2100 Seattle WA 98101 Phone: (800) 409-7530 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee Corps TRUSTEE’S SALE INFORMATION CAN BE OBTAINED ONLINE AT www.insourcelogic.com. Order No. WA15-000005-2, Pub Dates 05/20/2015, 06/10/2015
Published by Ferndale Record May 20 and June 10, 2015.
